Home > Oxford University Bank > Income and Expense
Oxford University Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,098,000 | 2,830 |
| Total interest expense | $3,448,000 | 2,448 |
| Net interest income | $6,650,000 | 2,962 |
| Provision for loan and lease losses | $149,000 | 2,210 |
| Total noninterest income | $1,375,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $293,000 | 2,221 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,082,000 | 2,205 |
| Total noninterest expense | $6,071,000 | 2,764 |
| Salaries and employee benefits | $3,334,000 | 2,790 |
| Premises and equipment expense | $664,000 | 2,565 |
| Additional noninterest expense | $1,082,000 | 2,205 |
| Pre-tax net operating income | $1,805,000 | 3,069 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $393,000 | 2,060 |
| Income before extraordinary items | $1,412,000 | 3,144 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,412,000 | 3,178 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,412,000 | 3,146 |
| Net charge-offs | $170,000 | 1,246 |
| Cash dividends | $451,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,412,000 | 3,186 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 2,848 |
| Total interest expense | $2,469,000 | 2,404 |
| Net interest income | $4,859,000 | 3,023 |
| Provision for loan and lease losses | $149,000 | 1,894 |
| Total noninterest income | $711,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $221,000 | 2,225 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $490,000 | 2,707 |
| Total noninterest expense | $4,452,000 | 2,788 |
| Salaries and employee benefits | $2,431,000 | 2,824 |
| Premises and equipment expense | $457,000 | 2,687 |
| Additional noninterest expense | $490,000 | 2,706 |
| Pre-tax net operating income | $969,000 | 3,454 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $182,000 | 2,393 |
| Income before extraordinary items | $787,000 | 3,498 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $787,000 | 3,530 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $787,000 | 3,498 |
| Net charge-offs | $13,000 | 2,056 |
| Cash dividends | $451,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $787,000 | 3,523 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 2,880 |
| Total interest expense | $1,497,000 | 2,347 |
| Net interest income | $3,196,000 | 3,056 |
| Provision for loan and lease losses | $74,000 | 2,008 |
| Total noninterest income | $453,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $140,000 | 2,281 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $313,000 | 2,713 |
| Total noninterest expense | $2,888,000 | 2,823 |
| Salaries and employee benefits | $1,602,000 | 2,834 |
| Premises and equipment expense | $294,000 | 2,736 |
| Additional noninterest expense | $313,000 | 2,708 |
| Pre-tax net operating income | $687,000 | 3,444 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $124,000 | 2,437 |
| Income before extraordinary items | $563,000 | 3,485 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $563,000 | 3,519 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $563,000 | 3,484 |
| Net charge-offs | $15,000 | 1,656 |
| Cash dividends | $451,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $563,000 | 3,499 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 2,920 |
| Total interest expense | $664,000 | 2,304 |
| Net interest income | $1,593,000 | 3,084 |
| Provision for loan and lease losses | $64,000 | 1,546 |
| Total noninterest income | $230,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $76,000 | 2,185 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $154,000 | 2,728 |
| Total noninterest expense | $1,459,000 | 2,845 |
| Salaries and employee benefits | $782,000 | 2,917 |
| Premises and equipment expense | $150,000 | 2,756 |
| Additional noninterest expense | $154,000 | 2,728 |
| Pre-tax net operating income | $300,000 | 3,628 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $67,000 | 2,413 |
| Income before extraordinary items | $233,000 | 3,697 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $233,000 | 3,696 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $233,000 | 3,697 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $451,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $233,000 | 3,717 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,182,000 | 2,823 |
| Total interest expense | $909,000 | 2,548 |
| Net interest income | $7,273,000 | 2,822 |
| Provision for loan and lease losses | $122,000 | 2,092 |
| Total noninterest income | $1,057,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $346,000 | 2,106 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $711,000 | 2,695 |
| Total noninterest expense | $5,494,000 | 2,893 |
| Salaries and employee benefits | $2,988,000 | 2,947 |
| Premises and equipment expense | $596,000 | 2,723 |
| Additional noninterest expense | $711,000 | 2,695 |
| Pre-tax net operating income | $2,714,000 | 2,773 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $600,000 | 1,911 |
| Income before extraordinary items | $2,114,000 | 2,881 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,114,000 | 2,878 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,114,000 | 2,880 |
| Net charge-offs | $30,000 | 1,774 |
| Cash dividends | $515,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,114,000 | 2,911 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 2,796 |
| Total interest expense | $557,000 | 2,532 |
| Net interest income | $5,476,000 | 2,792 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $824,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $258,000 | 2,128 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $566,000 | 2,669 |
| Total noninterest expense | $3,905,000 | 2,956 |
| Salaries and employee benefits | $2,110,000 | 3,034 |
| Premises and equipment expense | $396,000 | 2,927 |
| Additional noninterest expense | $566,000 | 2,669 |
| Pre-tax net operating income | $2,395,000 | 2,574 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $538,000 | 1,787 |
| Income before extraordinary items | $1,857,000 | 2,682 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,857,000 | 2,680 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,857,000 | 2,681 |
| Net charge-offs | $10,000 | 1,827 |
| Cash dividends | $515,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,857,000 | 2,714 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 2,815 |
| Total interest expense | $368,000 | 2,390 |
| Net interest income | $3,487,000 | 2,837 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $639,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $168,000 | 2,153 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $471,000 | 2,452 |
| Total noninterest expense | $2,549,000 | 2,990 |
| Salaries and employee benefits | $1,381,000 | 3,061 |
| Premises and equipment expense | $263,000 | 2,942 |
| Additional noninterest expense | $905,000 | 2,780 |
| Pre-tax net operating income | $1,577,000 | 2,500 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $356,000 | 1,740 |
| Income before extraordinary items | $1,221,000 | 2,604 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,221,000 | 2,604 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,221,000 | 2,604 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $515,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,221,000 | 2,641 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 2,772 |
| Total interest expense | $183,000 | 2,353 |
| Net interest income | $1,746,000 | 2,787 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $191,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $78,000 | 2,205 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $113,000 | 3,157 |
| Total noninterest expense | $1,224,000 | 3,049 |
| Salaries and employee benefits | $665,000 | 3,111 |
| Premises and equipment expense | $132,000 | 2,940 |
| Additional noninterest expense | $427,000 | 2,861 |
| Pre-tax net operating income | $713,000 | 2,531 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $160,000 | 1,761 |
| Income before extraordinary items | $553,000 | 2,640 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $553,000 | 2,637 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $553,000 | 2,640 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $473,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $553,000 | 2,659 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,874,000 | 2,833 |
| Total interest expense | $960,000 | 2,274 |
| Net interest income | $6,914,000 | 2,863 |
| Provision for loan and lease losses | $270,000 | 1,492 |
| Total noninterest income | $2,581,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $276,000 | 2,287 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,305,000 | 1,778 |
| Total noninterest expense | $5,001,000 | 3,018 |
| Salaries and employee benefits | $2,776,000 | 3,054 |
| Premises and equipment expense | $538,000 | 2,915 |
| Additional noninterest expense | $1,687,000 | 2,894 |
| Pre-tax net operating income | $4,224,000 | 2,264 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,015,000 | 1,591 |
| Income before extraordinary items | $3,209,000 | 2,457 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,209,000 | 2,457 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,209,000 | 2,458 |
| Net charge-offs | $65,000 | 1,536 |
| Cash dividends | $947,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,209,000 | 2,433 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 2,889 |
| Total interest expense | $752,000 | 2,299 |
| Net interest income | $5,165,000 | 2,917 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $2,382,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $206,000 | 2,292 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,176,000 | 1,586 |
| Total noninterest expense | $3,506,000 | 3,146 |
| Salaries and employee benefits | $1,972,000 | 3,140 |
| Premises and equipment expense | $415,000 | 2,884 |
| Additional noninterest expense | $1,119,000 | 3,136 |
| Pre-tax net operating income | $3,951,000 | 2,069 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $955,000 | 1,497 |
| Income before extraordinary items | $2,996,000 | 2,251 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,996,000 | 2,249 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,996,000 | 2,251 |
| Net charge-offs | $66,000 | 1,250 |
| Cash dividends | $535,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,996,000 | 2,222 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 2,932 |
| Total interest expense | $525,000 | 2,299 |
| Net interest income | $3,352,000 | 2,967 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $361,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $125,000 | 2,364 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $236,000 | 3,352 |
| Total noninterest expense | $2,380,000 | 3,101 |
| Salaries and employee benefits | $1,321,000 | 3,136 |
| Premises and equipment expense | $286,000 | 2,842 |
| Additional noninterest expense | $773,000 | 3,053 |
| Pre-tax net operating income | $1,273,000 | 2,972 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $283,000 | 2,061 |
| Income before extraordinary items | $990,000 | 3,136 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $990,000 | 3,134 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $990,000 | 3,136 |
| Net charge-offs | $-9,000 | 3,778 |
| Cash dividends | $472,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $990,000 | 3,112 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 2,903 |
| Total interest expense | $266,000 | 2,346 |
| Net interest income | $1,695,000 | 2,923 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $170,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $57,000 | 2,465 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $113,000 | 3,394 |
| Total noninterest expense | $1,102,000 | 3,221 |
| Salaries and employee benefits | $604,000 | 3,256 |
| Premises and equipment expense | $135,000 | 2,940 |
| Additional noninterest expense | $363,000 | 3,106 |
| Pre-tax net operating income | $733,000 | 2,784 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $208,000 | 1,788 |
| Income before extraordinary items | $525,000 | 3,056 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $525,000 | 3,055 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $525,000 | 3,057 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $390,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $525,000 | 3,033 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,911,000 | 2,898 |
| Total interest expense | $1,713,000 | 2,172 |
| Net interest income | $6,198,000 | 3,008 |
| Provision for loan and lease losses | $292,000 | 2,718 |
| Total noninterest income | $934,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $270,000 | 2,361 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $664,000 | 2,871 |
| Total noninterest expense | $4,725,000 | 3,102 |
| Salaries and employee benefits | $2,506,000 | 3,214 |
| Premises and equipment expense | $521,000 | 2,979 |
| Additional noninterest expense | $1,698,000 | 2,820 |
| Pre-tax net operating income | $2,115,000 | 2,884 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $505,000 | 1,936 |
| Income before extraordinary items | $1,610,000 | 3,111 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,610,000 | 3,110 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,610,000 | 3,111 |
| Net charge-offs | $123,000 | 1,863 |
| Cash dividends | $690,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,610,000 | 3,057 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 2,923 |
| Total interest expense | $1,409,000 | 2,125 |
| Net interest income | $4,520,000 | 3,059 |
| Provision for loan and lease losses | $132,000 | 3,109 |
| Total noninterest income | $528,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $209,000 | 2,338 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $319,000 | 3,285 |
| Total noninterest expense | $3,403,000 | 3,158 |
| Salaries and employee benefits | $1,860,000 | 3,219 |
| Premises and equipment expense | $394,000 | 2,980 |
| Additional noninterest expense | $1,149,000 | 2,989 |
| Pre-tax net operating income | $1,513,000 | 2,934 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $334,000 | 2,015 |
| Income before extraordinary items | $1,179,000 | 3,137 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,179,000 | 3,136 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,179,000 | 3,137 |
| Net charge-offs | $105,000 | 1,643 |
| Cash dividends | $530,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,179,000 | 3,092 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 2,955 |
| Total interest expense | $1,002,000 | 2,142 |
| Net interest income | $2,945,000 | 3,115 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $366,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $157,000 | 2,206 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $209,000 | 3,261 |
| Total noninterest expense | $2,246,000 | 3,185 |
| Salaries and employee benefits | $1,263,000 | 3,195 |
| Premises and equipment expense | $255,000 | 3,026 |
| Additional noninterest expense | $728,000 | 3,078 |
| Pre-tax net operating income | $1,005,000 | 2,930 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $225,000 | 1,969 |
| Income before extraordinary items | $780,000 | 3,137 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $780,000 | 3,136 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $780,000 | 3,137 |
| Net charge-offs | $100,000 | 1,358 |
| Cash dividends | $468,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $780,000 | 3,090 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 2,967 |
| Total interest expense | $537,000 | 2,185 |
| Net interest income | $1,416,000 | 3,163 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $209,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $103,000 | 2,100 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $106,000 | 3,110 |
| Total noninterest expense | $1,095,000 | 3,254 |
| Salaries and employee benefits | $586,000 | 3,339 |
| Premises and equipment expense | $126,000 | 3,071 |
| Additional noninterest expense | $383,000 | 3,002 |
| Pre-tax net operating income | $500,000 | 2,776 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $114,000 | 1,833 |
| Income before extraordinary items | $386,000 | 2,976 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $386,000 | 2,977 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $386,000 | 2,977 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $406,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $386,000 | 2,956 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 3,058 |
| Total interest expense | $2,097,000 | 2,269 |
| Net interest income | $5,453,000 | 3,264 |
| Provision for loan and lease losses | $365,000 | 1,765 |
| Total noninterest income | $1,216,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $321,000 | 2,510 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $895,000 | 2,386 |
| Total noninterest expense | $4,390,000 | 3,261 |
| Salaries and employee benefits | $2,340,000 | 3,344 |
| Premises and equipment expense | $510,000 | 3,060 |
| Additional noninterest expense | $1,540,000 | 3,037 |
| Pre-tax net operating income | $1,914,000 | 3,085 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $437,000 | 2,099 |
| Income before extraordinary items | $1,477,000 | 3,295 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,477,000 | 3,296 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,477,000 | 3,296 |
| Net charge-offs | $114,000 | 2,125 |
| Cash dividends | $485,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,477,000 | 3,267 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 3,107 |
| Total interest expense | $1,548,000 | 2,300 |
| Net interest income | $4,055,000 | 3,322 |
| Provision for loan and lease losses | $135,000 | 2,339 |
| Total noninterest income | $777,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $230,000 | 2,608 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $547,000 | 2,620 |
| Total noninterest expense | $3,326,000 | 3,240 |
| Salaries and employee benefits | $1,748,000 | 3,368 |
| Premises and equipment expense | $404,000 | 2,996 |
| Additional noninterest expense | $1,174,000 | 3,014 |
| Pre-tax net operating income | $1,371,000 | 3,219 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $309,000 | 2,206 |
| Income before extraordinary items | $1,062,000 | 3,410 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,062,000 | 3,410 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,062,000 | 3,410 |
| Net charge-offs | $115,000 | 1,677 |
| Cash dividends | $427,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,062,000 | 3,387 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 3,150 |
| Total interest expense | $997,000 | 2,339 |
| Net interest income | $2,652,000 | 3,377 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $593,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $147,000 | 2,665 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $446,000 | 2,339 |
| Total noninterest expense | $2,211,000 | 3,270 |
| Salaries and employee benefits | $1,170,000 | 3,374 |
| Premises and equipment expense | $272,000 | 3,003 |
| Additional noninterest expense | $769,000 | 3,090 |
| Pre-tax net operating income | $944,000 | 3,171 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $213,000 | 2,165 |
| Income before extraordinary items | $731,000 | 3,378 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $731,000 | 3,376 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $731,000 | 3,377 |
| Net charge-offs | $41,000 | 1,972 |
| Cash dividends | $365,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $731,000 | 3,352 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,224 |
| Total interest expense | $469,000 | 2,395 |
| Net interest income | $1,301,000 | 3,440 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $410,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $77,000 | 2,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $333,000 | 1,859 |
| Total noninterest expense | $1,058,000 | 3,386 |
| Salaries and employee benefits | $537,000 | 3,570 |
| Premises and equipment expense | $144,000 | 2,924 |
| Additional noninterest expense | $377,000 | 3,143 |
| Pre-tax net operating income | $608,000 | 2,799 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $141,000 | 1,888 |
| Income before extraordinary items | $467,000 | 2,990 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $467,000 | 2,988 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $467,000 | 2,989 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $288,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $467,000 | 2,977 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 3,270 |
| Total interest expense | $1,382,000 | 2,462 |
| Net interest income | $5,258,000 | 3,401 |
| Provision for loan and lease losses | $355,000 | 1,785 |
| Total noninterest income | $875,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $261,000 | 2,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $614,000 | 2,823 |
| Total noninterest expense | $4,111,000 | 3,434 |
| Salaries and employee benefits | $2,155,000 | 3,553 |
| Premises and equipment expense | $532,000 | 3,056 |
| Additional noninterest expense | $1,424,000 | 3,263 |
| Pre-tax net operating income | $1,667,000 | 3,374 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $385,000 | 2,205 |
| Income before extraordinary items | $1,282,000 | 3,585 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,282,000 | 3,582 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,282,000 | 3,584 |
| Net charge-offs | $135,000 | 1,937 |
| Cash dividends | $305,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,282,000 | 3,591 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 3,302 |
| Total interest expense | $989,000 | 2,457 |
| Net interest income | $3,940,000 | 3,430 |
| Provision for loan and lease losses | $80,000 | 2,859 |
| Total noninterest income | $723,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $195,000 | 2,963 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $528,000 | 2,689 |
| Total noninterest expense | $3,028,000 | 3,491 |
| Salaries and employee benefits | $1,577,000 | 3,600 |
| Premises and equipment expense | $396,000 | 3,087 |
| Additional noninterest expense | $1,055,000 | 3,304 |
| Pre-tax net operating income | $1,555,000 | 3,139 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $350,000 | 2,106 |
| Income before extraordinary items | $1,205,000 | 3,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,205,000 | 3,304 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,205,000 | 3,304 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $284,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,205,000 | 3,300 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 3,351 |
| Total interest expense | $648,000 | 2,413 |
| Net interest income | $2,511,000 | 3,525 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $314,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $128,000 | 2,988 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $186,000 | 3,478 |
| Total noninterest expense | $1,975,000 | 3,550 |
| Salaries and employee benefits | $1,049,000 | 3,618 |
| Premises and equipment expense | $268,000 | 3,076 |
| Additional noninterest expense | $658,000 | 3,441 |
| Pre-tax net operating income | $820,000 | 3,443 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $177,000 | 2,315 |
| Income before extraordinary items | $643,000 | 3,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $643,000 | 3,618 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $643,000 | 3,618 |
| Net charge-offs | $7,000 | 2,719 |
| Cash dividends | $214,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $643,000 | 3,622 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 3,390 |
| Total interest expense | $311,000 | 2,405 |
| Net interest income | $1,226,000 | 3,584 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $154,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $65,000 | 2,994 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $89,000 | 3,497 |
| Total noninterest expense | $967,000 | 3,625 |
| Salaries and employee benefits | $494,000 | 3,774 |
| Premises and equipment expense | $142,000 | 3,015 |
| Additional noninterest expense | $331,000 | 3,456 |
| Pre-tax net operating income | $413,000 | 3,401 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $86,000 | 2,286 |
| Income before extraordinary items | $327,000 | 3,552 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $327,000 | 3,551 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $327,000 | 3,552 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $107,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $327,000 | 3,552 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 3,522 |
| Total interest expense | $908,000 | 2,718 |
| Net interest income | $4,782,000 | 3,616 |
| Provision for loan and lease losses | $90,000 | 3,158 |
| Total noninterest income | $854,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $298,000 | 2,875 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $556,000 | 3,029 |
| Total noninterest expense | $3,852,000 | 3,632 |
| Salaries and employee benefits | $2,018,000 | 3,731 |
| Premises and equipment expense | $514,000 | 3,214 |
| Additional noninterest expense | $1,320,000 | 3,472 |
| Pre-tax net operating income | $1,694,000 | 3,374 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $692,000 | 2,174 |
| Income before extraordinary items | $1,002,000 | 3,716 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,002,000 | 3,715 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,002,000 | 3,716 |
| Net charge-offs | $16,000 | 3,520 |
| Cash dividends | $792,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,002,000 | 3,705 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 3,598 |
| Total interest expense | $599,000 | 2,910 |
| Net interest income | $3,564,000 | 3,656 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $445,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $242,000 | 2,755 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $203,000 | 3,943 |
| Total noninterest expense | $2,812,000 | 3,687 |
| Salaries and employee benefits | $1,459,000 | 3,822 |
| Premises and equipment expense | $410,000 | 3,126 |
| Additional noninterest expense | $943,000 | 3,591 |
| Pre-tax net operating income | $1,197,000 | 3,493 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $389,000 | 2,278 |
| Income before extraordinary items | $808,000 | 3,831 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $808,000 | 3,829 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $808,000 | 3,831 |
| Net charge-offs | $17,000 | 3,057 |
| Cash dividends | $387,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $808,000 | 3,811 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 3,661 |
| Total interest expense | $341,000 | 3,148 |
| Net interest income | $2,343,000 | 3,689 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $297,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $164,000 | 2,717 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $133,000 | 3,995 |
| Total noninterest expense | $1,866,000 | 3,710 |
| Salaries and employee benefits | $970,000 | 3,845 |
| Premises and equipment expense | $265,000 | 3,184 |
| Additional noninterest expense | $631,000 | 3,594 |
| Pre-tax net operating income | $774,000 | 3,517 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $249,000 | 2,304 |
| Income before extraordinary items | $525,000 | 3,837 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $525,000 | 3,835 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $525,000 | 3,837 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $315,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $525,000 | 3,818 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 3,735 |
| Total interest expense | $160,000 | 3,243 |
| Net interest income | $1,137,000 | 3,758 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $145,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $81,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $64,000 | 4,031 |
| Total noninterest expense | $916,000 | 3,793 |
| Salaries and employee benefits | $476,000 | 3,937 |
| Premises and equipment expense | $138,000 | 3,145 |
| Additional noninterest expense | $302,000 | 3,691 |
| Pre-tax net operating income | $366,000 | 3,546 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $117,000 | 2,325 |
| Income before extraordinary items | $249,000 | 3,877 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $249,000 | 3,875 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $249,000 | 3,877 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $209,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $249,000 | 3,863 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,074,000 | 3,780 |
| Total interest expense | $635,000 | 3,219 |
| Net interest income | $4,439,000 | 3,812 |
| Provision for loan and lease losses | $140,000 | 2,799 |
| Total noninterest income | $561,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $259,000 | 3,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $302,000 | 3,930 |
| Total noninterest expense | $3,469,000 | 3,939 |
| Salaries and employee benefits | $1,795,000 | 4,030 |
| Premises and equipment expense | $538,000 | 3,220 |
| Additional noninterest expense | $1,136,000 | 3,945 |
| Pre-tax net operating income | $1,391,000 | 3,617 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $437,000 | 2,367 |
| Income before extraordinary items | $954,000 | 3,947 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $954,000 | 3,945 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $954,000 | 3,946 |
| Net charge-offs | $63,000 | 2,969 |
| Cash dividends | $653,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $954,000 | 3,883 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 3,808 |
| Total interest expense | $474,000 | 3,232 |
| Net interest income | $3,320,000 | 3,834 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $434,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $192,000 | 3,244 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $242,000 | 3,873 |
| Total noninterest expense | $2,684,000 | 3,886 |
| Salaries and employee benefits | $1,349,000 | 4,031 |
| Premises and equipment expense | $432,000 | 3,110 |
| Additional noninterest expense | $903,000 | 3,835 |
| Pre-tax net operating income | $1,030,000 | 3,677 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $317,000 | 2,453 |
| Income before extraordinary items | $713,000 | 4,014 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $713,000 | 4,012 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $713,000 | 4,014 |
| Net charge-offs | $32,000 | 2,868 |
| Cash dividends | $547,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $713,000 | 3,941 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,856 |
| Total interest expense | $314,000 | 3,258 |
| Net interest income | $2,178,000 | 3,893 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $299,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $125,000 | 3,266 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 3,789 |
| Total noninterest expense | $1,790,000 | 3,917 |
| Salaries and employee benefits | $889,000 | 4,089 |
| Premises and equipment expense | $263,000 | 3,311 |
| Additional noninterest expense | $638,000 | 3,727 |
| Pre-tax net operating income | $687,000 | 3,694 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $211,000 | 2,455 |
| Income before extraordinary items | $476,000 | 4,033 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $476,000 | 4,030 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $476,000 | 4,032 |
| Net charge-offs | $5,000 | 3,320 |
| Cash dividends | $406,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $476,000 | 3,960 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 3,907 |
| Total interest expense | $155,000 | 3,301 |
| Net interest income | $1,067,000 | 3,945 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $137,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $68,000 | 3,097 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 4,036 |
| Total noninterest expense | $887,000 | 3,967 |
| Salaries and employee benefits | $456,000 | 4,078 |
| Premises and equipment expense | $129,000 | 3,390 |
| Additional noninterest expense | $302,000 | 3,872 |
| Pre-tax net operating income | $317,000 | 3,778 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $96,000 | 2,494 |
| Income before extraordinary items | $221,000 | 4,106 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $221,000 | 4,103 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $221,000 | 4,104 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $206,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $221,000 | 4,049 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 3,978 |
| Total interest expense | $645,000 | 3,226 |
| Net interest income | $4,066,000 | 4,048 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $747,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $294,000 | 3,070 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $453,000 | 3,431 |
| Total noninterest expense | $3,425,000 | 4,062 |
| Salaries and employee benefits | $1,721,000 | 4,206 |
| Premises and equipment expense | $542,000 | 3,321 |
| Additional noninterest expense | $1,162,000 | 3,989 |
| Pre-tax net operating income | $1,248,000 | 3,787 |
| Securities gains (losses) | $-3,000 | 5,742 |
| Applicable income taxes | $405,000 | 2,405 |
| Income before extraordinary items | $840,000 | 4,181 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $840,000 | 4,179 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $840,000 | 4,181 |
| Net charge-offs | $34,000 | 3,503 |
| Cash dividends | $48,000 | 4,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $842,010 | 4,129 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 4,039 |
| Total interest expense | $488,000 | 3,256 |
| Net interest income | $3,016,000 | 4,099 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $407,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $234,000 | 2,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 4,318 |
| Total noninterest expense | $2,546,000 | 4,098 |
| Salaries and employee benefits | $1,246,000 | 4,292 |
| Premises and equipment expense | $423,000 | 3,276 |
| Additional noninterest expense | $877,000 | 4,000 |
| Pre-tax net operating income | $877,000 | 3,956 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $262,000 | 2,607 |
| Income before extraordinary items | $612,000 | 4,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $612,000 | 4,301 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $612,000 | 4,303 |
| Net charge-offs | $32,000 | 3,080 |
| Cash dividends | $25,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $614,100 | 4,241 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 4,106 |
| Total interest expense | $328,000 | 3,270 |
| Net interest income | $1,964,000 | 4,171 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $262,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $157,000 | 2,938 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 4,459 |
| Total noninterest expense | $1,647,000 | 4,196 |
| Salaries and employee benefits | $822,000 | 4,366 |
| Premises and equipment expense | $279,000 | 3,314 |
| Additional noninterest expense | $546,000 | 4,165 |
| Pre-tax net operating income | $579,000 | 3,948 |
| Securities gains (losses) | $-3,000 | 5,992 |
| Applicable income taxes | $172,000 | 2,608 |
| Income before extraordinary items | $404,000 | 4,283 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $404,000 | 4,285 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $404,000 | 4,286 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $25,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $406,100 | 4,221 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 4,174 |
| Total interest expense | $162,000 | 3,325 |
| Net interest income | $957,000 | 4,243 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $127,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $78,000 | 2,920 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 4,536 |
| Total noninterest expense | $798,000 | 4,302 |
| Salaries and employee benefits | $400,000 | 4,461 |
| Premises and equipment expense | $140,000 | 3,342 |
| Additional noninterest expense | $258,000 | 4,299 |
| Pre-tax net operating income | $286,000 | 3,950 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $85,000 | 2,593 |
| Income before extraordinary items | $201,000 | 4,284 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $201,000 | 4,286 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $201,000 | 4,287 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $201,000 | 4,203 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 4,285 |
| Total interest expense | $669,000 | 3,400 |
| Net interest income | $3,686,000 | 4,358 |
| Provision for loan and lease losses | $225,000 | 2,344 |
| Total noninterest income | $807,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $278,000 | 3,354 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $529,000 | 3,199 |
| Total noninterest expense | $3,168,000 | 4,354 |
| Salaries and employee benefits | $1,596,000 | 4,486 |
| Premises and equipment expense | $496,000 | 3,656 |
| Additional noninterest expense | $1,076,000 | 4,289 |
| Pre-tax net operating income | $1,100,000 | 3,980 |
| Securities gains (losses) | $-4,000 | 5,927 |
| Applicable income taxes | $336,000 | 2,542 |
| Income before extraordinary items | $760,000 | 4,378 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $760,000 | 4,378 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $760,000 | 4,379 |
| Net charge-offs | $286,000 | 2,074 |
| Cash dividends | $68,000 | 4,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $762,760 | 4,319 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 4,354 |
| Total interest expense | $499,000 | 3,454 |
| Net interest income | $2,720,000 | 4,432 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $352,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $216,000 | 3,310 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $136,000 | 4,695 |
| Total noninterest expense | $2,345,000 | 4,399 |
| Salaries and employee benefits | $1,178,000 | 4,538 |
| Premises and equipment expense | $369,000 | 3,726 |
| Additional noninterest expense | $798,000 | 4,336 |
| Pre-tax net operating income | $727,000 | 4,282 |
| Securities gains (losses) | $-4,000 | 6,036 |
| Applicable income taxes | $196,000 | 2,824 |
| Income before extraordinary items | $527,000 | 4,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $527,000 | 4,531 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $527,000 | 4,532 |
| Net charge-offs | $277,000 | 1,676 |
| Cash dividends | $46,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $529,920 | 4,484 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 4,385 |
| Total interest expense | $333,000 | 3,486 |
| Net interest income | $1,802,000 | 4,457 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $225,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $139,000 | 3,380 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $86,000 | 4,759 |
| Total noninterest expense | $1,495,000 | 4,550 |
| Salaries and employee benefits | $772,000 | 4,619 |
| Premises and equipment expense | $220,000 | 3,989 |
| Additional noninterest expense | $503,000 | 4,472 |
| Pre-tax net operating income | $532,000 | 4,068 |
| Securities gains (losses) | $-4,000 | 6,185 |
| Applicable income taxes | $149,000 | 2,698 |
| Income before extraordinary items | $379,000 | 4,394 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $379,000 | 4,397 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $379,000 | 4,399 |
| Net charge-offs | $263,000 | 1,360 |
| Cash dividends | $46,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $381,880 | 4,340 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 4,422 |
| Total interest expense | $167,000 | 3,538 |
| Net interest income | $895,000 | 4,508 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $107,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $71,000 | 3,306 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $724,000 | 4,667 |
| Salaries and employee benefits | $382,000 | 4,690 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $234,000 | 4,645 |
| Pre-tax net operating income | $278,000 | 3,939 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $80,000 | 2,554 |
| Income before extraordinary items | $198,000 | 4,274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $198,000 | 4,275 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $198,000 | 4,276 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $23,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $198,000 | 4,220 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 4,482 |
| Total interest expense | $724,000 | 3,669 |
| Net interest income | $3,521,000 | 4,568 |
| Provision for loan and lease losses | $290,000 | 2,506 |
| Total noninterest income | $724,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $281,000 | 3,465 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $443,000 | 3,520 |
| Total noninterest expense | $2,886,000 | 4,695 |
| Salaries and employee benefits | $1,506,000 | 4,743 |
| Premises and equipment expense | $470,000 | 3,863 |
| Additional noninterest expense | $910,000 | 4,789 |
| Pre-tax net operating income | $1,069,000 | 3,975 |
| Securities gains (losses) | $-3,000 | 6,132 |
| Applicable income taxes | $307,000 | 2,609 |
| Income before extraordinary items | $759,000 | 4,326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $759,000 | 4,329 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $759,000 | 4,330 |
| Net charge-offs | $98,000 | 3,754 |
| Cash dividends | $53,000 | 4,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $761,130 | 4,272 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 4,536 |
| Total interest expense | $552,000 | 3,716 |
| Net interest income | $2,613,000 | 4,646 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $271,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $216,000 | 3,450 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $55,000 | 5,707 |
| Total noninterest expense | $2,110,000 | 4,781 |
| Salaries and employee benefits | $1,115,000 | 4,799 |
| Premises and equipment expense | $359,000 | 3,867 |
| Additional noninterest expense | $636,000 | 4,953 |
| Pre-tax net operating income | $754,000 | 4,152 |
| Securities gains (losses) | $-3,000 | 6,385 |
| Applicable income taxes | $218,000 | 2,716 |
| Income before extraordinary items | $533,000 | 4,506 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $533,000 | 4,509 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $533,000 | 4,510 |
| Net charge-offs | $55,000 | 3,781 |
| Cash dividends | $23,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $535,130 | 4,412 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 4,575 |
| Total interest expense | $364,000 | 3,795 |
| Net interest income | $1,716,000 | 4,686 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $227,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $145,000 | 3,400 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 4,983 |
| Total noninterest expense | $1,390,000 | 4,822 |
| Salaries and employee benefits | $734,000 | 4,864 |
| Premises and equipment expense | $235,000 | 3,919 |
| Additional noninterest expense | $421,000 | 4,987 |
| Pre-tax net operating income | $553,000 | 3,959 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $165,000 | 2,601 |
| Income before extraordinary items | $383,000 | 4,394 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $383,000 | 4,396 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $383,000 | 4,397 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $23,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $386,500 | 4,263 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 4,667 |
| Total interest expense | $178,000 | 3,952 |
| Net interest income | $842,000 | 4,751 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $118,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $76,000 | 3,310 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $698,000 | 4,861 |
| Salaries and employee benefits | $356,000 | 4,970 |
| Premises and equipment expense | $125,000 | 3,806 |
| Additional noninterest expense | $217,000 | 4,975 |
| Pre-tax net operating income | $262,000 | 4,045 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $79,000 | 2,614 |
| Income before extraordinary items | $183,000 | 4,417 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $183,000 | 4,420 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $183,000 | 4,419 |
| Net charge-offs | $36,000 | 2,673 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $183,000 | 4,326 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 4,679 |
| Total interest expense | $770,000 | 4,202 |
| Net interest income | $3,529,000 | 4,728 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $483,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $318,000 | 3,376 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $165,000 | 4,822 |
| Total noninterest expense | $2,823,000 | 4,886 |
| Salaries and employee benefits | $1,469,000 | 4,899 |
| Premises and equipment expense | $454,000 | 4,044 |
| Additional noninterest expense | $900,000 | 5,022 |
| Pre-tax net operating income | $1,069,000 | 3,914 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $329,000 | 2,577 |
| Income before extraordinary items | $740,000 | 4,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $740,000 | 4,385 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $740,000 | 4,387 |
| Net charge-offs | $145,000 | 4,080 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $740,000 | 4,218 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 4,770 |
| Total interest expense | $584,000 | 4,295 |
| Net interest income | $2,634,000 | 4,821 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $379,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $241,000 | 3,397 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,738 |
| Total noninterest expense | $2,108,000 | 4,933 |
| Salaries and employee benefits | $1,093,000 | 4,944 |
| Premises and equipment expense | $345,000 | 4,075 |
| Additional noninterest expense | $670,000 | 5,092 |
| Pre-tax net operating income | $860,000 | 3,910 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $254,000 | 2,624 |
| Income before extraordinary items | $606,000 | 4,340 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $606,000 | 4,340 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $606,000 | 4,339 |
| Net charge-offs | $150,000 | 3,593 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $606,000 | 4,172 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 4,843 |
| Total interest expense | $392,000 | 4,382 |
| Net interest income | $1,732,000 | 4,873 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $256,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $164,000 | 3,345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,764 |
| Total noninterest expense | $1,385,000 | 4,996 |
| Salaries and employee benefits | $728,000 | 4,979 |
| Premises and equipment expense | $227,000 | 4,112 |
| Additional noninterest expense | $430,000 | 5,196 |
| Pre-tax net operating income | $603,000 | 3,790 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $182,000 | 2,537 |
| Income before extraordinary items | $421,000 | 4,289 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $421,000 | 4,293 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $421,000 | 4,292 |
| Net charge-offs | $114,000 | 3,286 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $421,000 | 4,101 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 4,908 |
| Total interest expense | $198,000 | 4,474 |
| Net interest income | $856,000 | 4,928 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $128,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $80,000 | 3,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,785 |
| Total noninterest expense | $682,000 | 5,064 |
| Salaries and employee benefits | $370,000 | 4,973 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $201,000 | 5,352 |
| Pre-tax net operating income | $302,000 | 3,827 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $92,000 | 2,524 |
| Income before extraordinary items | $210,000 | 4,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $210,000 | 4,293 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $210,000 | 4,294 |
| Net charge-offs | $21,000 | 3,656 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $210,000 | 4,142 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 5,031 |
| Total interest expense | $959,000 | 4,497 |
| Net interest income | $3,246,000 | 5,079 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $460,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $285,000 | 3,694 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $175,000 | 4,629 |
| Total noninterest expense | $3,073,000 | 4,817 |
| Salaries and employee benefits | $1,595,000 | 4,797 |
| Premises and equipment expense | $485,000 | 4,120 |
| Additional noninterest expense | $993,000 | 4,912 |
| Pre-tax net operating income | $633,000 | 4,439 |
| Securities gains (losses) | $-800,000 | 7,270 |
| Applicable income taxes | $-87,000 | 6,795 |
| Income before extraordinary items | $-80,000 | 6,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-80,000 | 6,260 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-80,000 | 6,261 |
| Net charge-offs | $24,000 | 5,842 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $432,000 | 4,710 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 5,091 |
| Total interest expense | $745,000 | 4,531 |
| Net interest income | $2,397,000 | 5,154 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $334,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $199,000 | 3,858 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $135,000 | 4,689 |
| Total noninterest expense | $2,242,000 | 4,903 |
| Salaries and employee benefits | $1,176,000 | 4,838 |
| Premises and equipment expense | $353,000 | 4,232 |
| Additional noninterest expense | $713,000 | 5,043 |
| Pre-tax net operating income | $489,000 | 4,509 |
| Securities gains (losses) | $-835,000 | 7,377 |
| Applicable income taxes | $-159,000 | 7,062 |
| Income before extraordinary items | $-187,000 | 6,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-187,000 | 6,497 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-187,000 | 6,497 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $347,400 | 4,736 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 5,156 |
| Total interest expense | $513,000 | 4,556 |
| Net interest income | $1,560,000 | 5,240 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $215,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $129,000 | 3,892 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,772 |
| Total noninterest expense | $1,496,000 | 4,954 |
| Salaries and employee benefits | $773,000 | 4,914 |
| Premises and equipment expense | $219,000 | 4,454 |
| Additional noninterest expense | $504,000 | 4,986 |
| Pre-tax net operating income | $279,000 | 4,713 |
| Securities gains (losses) | $-596,000 | 7,448 |
| Applicable income taxes | $-146,000 | 7,167 |
| Income before extraordinary items | $-171,000 | 6,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-171,000 | 6,593 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-171,000 | 6,593 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $210,440 | 4,856 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,180 |
| Total interest expense | $260,000 | 4,644 |
| Net interest income | $774,000 | 5,255 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $103,000 | 4,870 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $756,000 | 4,955 |
| Salaries and employee benefits | $385,000 | 4,956 |
| Premises and equipment expense | $108,000 | 4,522 |
| Additional noninterest expense | $263,000 | 4,867 |
| Pre-tax net operating income | $121,000 | 4,923 |
| Securities gains (losses) | $-527,000 | 7,523 |
| Applicable income taxes | $-168,000 | 7,356 |
| Income before extraordinary items | $-238,000 | 6,932 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-238,000 | 6,932 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-238,000 | 6,932 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $99,280 | 4,958 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 5,077 |
| Total interest expense | $1,289,000 | 4,627 |
| Net interest income | $3,256,000 | 5,144 |
| Provision for loan and lease losses | $242,000 | 5,132 |
| Total noninterest income | $411,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $278,000 | 3,784 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $133,000 | 5,108 |
| Total noninterest expense | $2,814,000 | 5,205 |
| Salaries and employee benefits | $1,401,000 | 5,246 |
| Premises and equipment expense | $370,000 | 4,937 |
| Additional noninterest expense | $1,043,000 | 4,976 |
| Pre-tax net operating income | $611,000 | 4,124 |
| Securities gains (losses) | $-385,000 | 7,390 |
| Applicable income taxes | $15,000 | 4,111 |
| Income before extraordinary items | $211,000 | 5,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $211,000 | 5,245 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $211,000 | 5,245 |
| Net charge-offs | $58,000 | 5,812 |
| Cash dividends | $61,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $569,050 | 3,994 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 5,145 |
| Total interest expense | $1,003,000 | 4,693 |
| Net interest income | $2,444,000 | 5,194 |
| Provision for loan and lease losses | $144,000 | 5,313 |
| Total noninterest income | $311,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $214,000 | 3,799 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $97,000 | 5,236 |
| Total noninterest expense | $2,088,000 | 5,242 |
| Salaries and employee benefits | $1,001,000 | 5,414 |
| Premises and equipment expense | $280,000 | 5,001 |
| Additional noninterest expense | $807,000 | 4,899 |
| Pre-tax net operating income | $523,000 | 4,140 |
| Securities gains (losses) | $-187,000 | 7,470 |
| Applicable income taxes | $79,000 | 3,272 |
| Income before extraordinary items | $257,000 | 5,061 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $257,000 | 5,063 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $257,000 | 5,064 |
| Net charge-offs | $57,000 | 5,408 |
| Cash dividends | $61,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $399,120 | 4,290 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 5,196 |
| Total interest expense | $692,000 | 4,714 |
| Net interest income | $1,588,000 | 5,279 |
| Provision for loan and lease losses | $96,000 | 5,209 |
| Total noninterest income | $212,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $151,000 | 3,682 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 5,358 |
| Total noninterest expense | $1,366,000 | 5,315 |
| Salaries and employee benefits | $681,000 | 5,399 |
| Premises and equipment expense | $187,000 | 5,032 |
| Additional noninterest expense | $498,000 | 5,100 |
| Pre-tax net operating income | $338,000 | 4,235 |
| Securities gains (losses) | $-62,000 | 7,458 |
| Applicable income taxes | $71,000 | 3,066 |
| Income before extraordinary items | $205,000 | 4,865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $205,000 | 4,866 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $205,000 | 4,865 |
| Net charge-offs | $68,000 | 4,613 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $250,880 | 4,433 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,336 |
| Total interest expense | $364,000 | 4,719 |
| Net interest income | $749,000 | 5,483 |
| Provision for loan and lease losses | $48,000 | 4,908 |
| Total noninterest income | $118,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 5,161 |
| Total noninterest expense | $682,000 | 5,373 |
| Salaries and employee benefits | $351,000 | 5,355 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $238,000 | 5,253 |
| Pre-tax net operating income | $137,000 | 4,683 |
| Securities gains (losses) | $-38,000 | 7,610 |
| Applicable income taxes | $22,000 | 3,391 |
| Income before extraordinary items | $77,000 | 5,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,304 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $77,000 | 5,304 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $106,640 | 4,783 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 5,303 |
| Total interest expense | $1,776,000 | 4,772 |
| Net interest income | $2,940,000 | 5,435 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $462,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $298,000 | 3,883 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $164,000 | 4,963 |
| Total noninterest expense | $2,585,000 | 5,593 |
| Salaries and employee benefits | $1,244,000 | 5,748 |
| Premises and equipment expense | $390,000 | 5,051 |
| Additional noninterest expense | $951,000 | 5,366 |
| Pre-tax net operating income | $817,000 | 3,311 |
| Securities gains (losses) | $-703,000 | 7,639 |
| Applicable income taxes | $-9,000 | 6,236 |
| Income before extraordinary items | $123,000 | 5,081 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $123,000 | 5,080 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $123,000 | 5,080 |
| Net charge-offs | $40,000 | 6,338 |
| Cash dividends | $80,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $826,000 | 3,028 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 5,317 |
| Total interest expense | $1,380,000 | 4,818 |
| Net interest income | $2,210,000 | 5,443 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $329,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $216,000 | 3,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $113,000 | 5,220 |
| Total noninterest expense | $1,967,000 | 5,563 |
| Salaries and employee benefits | $958,000 | 5,694 |
| Premises and equipment expense | $301,000 | 5,030 |
| Additional noninterest expense | $708,000 | 5,382 |
| Pre-tax net operating income | $572,000 | 3,685 |
| Securities gains (losses) | $-432,000 | 7,720 |
| Applicable income taxes | $40,000 | 3,445 |
| Income before extraordinary items | $100,000 | 5,314 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $100,000 | 5,313 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $100,000 | 5,313 |
| Net charge-offs | $36,000 | 5,905 |
| Cash dividends | $53,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $406,720 | 3,931 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 5,388 |
| Total interest expense | $962,000 | 4,830 |
| Net interest income | $1,411,000 | 5,577 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $221,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $146,000 | 3,920 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $1,322,000 | 5,594 |
| Salaries and employee benefits | $648,000 | 5,721 |
| Premises and equipment expense | $192,000 | 5,183 |
| Additional noninterest expense | $482,000 | 5,342 |
| Pre-tax net operating income | $310,000 | 4,099 |
| Securities gains (losses) | $-432,000 | 7,887 |
| Applicable income taxes | $-45,000 | 6,993 |
| Income before extraordinary items | $-77,000 | 6,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-77,000 | 6,141 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-77,000 | 6,141 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $26,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $199,480 | 4,446 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 5,460 |
| Total interest expense | $494,000 | 4,864 |
| Net interest income | $685,000 | 5,654 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $114,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $77,000 | 3,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $37,000 | 5,310 |
| Total noninterest expense | $672,000 | 5,488 |
| Salaries and employee benefits | $346,000 | 5,576 |
| Premises and equipment expense | $100,000 | 5,111 |
| Additional noninterest expense | $226,000 | 5,251 |
| Pre-tax net operating income | $127,000 | 4,734 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $33,000 | 3,219 |
| Income before extraordinary items | $94,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,038 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $94,000 | 5,037 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 4,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 5,533 |
| Total interest expense | $2,183,000 | 5,091 |
| Net interest income | $2,689,000 | 5,716 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $406,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 4,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $143,000 | 5,396 |
| Total noninterest expense | $2,627,000 | 5,515 |
| Salaries and employee benefits | $1,320,000 | 5,704 |
| Premises and equipment expense | $372,000 | 5,286 |
| Additional noninterest expense | $935,000 | 5,031 |
| Pre-tax net operating income | $468,000 | 4,966 |
| Securities gains (losses) | $-478,000 | 7,532 |
| Applicable income taxes | $-36,000 | 6,926 |
| Income before extraordinary items | $26,000 | 6,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $26,000 | 6,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $59,000 | 5,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $331,920 | 5,146 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 5,599 |
| Total interest expense | $1,657,000 | 5,180 |
| Net interest income | $2,006,000 | 5,785 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $300,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $190,000 | 4,354 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 5,468 |
| Total noninterest expense | $1,925,000 | 5,572 |
| Salaries and employee benefits | $951,000 | 5,845 |
| Premises and equipment expense | $269,000 | 5,391 |
| Additional noninterest expense | $705,000 | 4,928 |
| Pre-tax net operating income | $381,000 | 5,333 |
| Securities gains (losses) | $-474,000 | 7,758 |
| Applicable income taxes | $-70,000 | 7,488 |
| Income before extraordinary items | $-23,000 | 6,645 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-23,000 | 6,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $280,360 | 5,475 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 5,677 |
| Total interest expense | $1,136,000 | 5,262 |
| Net interest income | $1,303,000 | 5,859 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $197,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $1,257,000 | 5,667 |
| Salaries and employee benefits | $605,000 | 6,021 |
| Premises and equipment expense | $171,000 | 5,559 |
| Additional noninterest expense | $481,000 | 4,857 |
| Pre-tax net operating income | $243,000 | 5,543 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $184,000 | 5,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $184,000 | 5,671 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 5,687 |
| Total interest expense | $598,000 | 5,301 |
| Net interest income | $661,000 | 5,845 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $97,000 | 5,495 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $639,000 | 5,635 |
| Salaries and employee benefits | $331,000 | 5,811 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $224,000 | 5,020 |
| Pre-tax net operating income | $119,000 | 5,782 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $90,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $90,000 | 5,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 5,641 |
| Total interest expense | $2,519,000 | 5,246 |
| Net interest income | $2,632,000 | 5,837 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $403,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $273,000 | 4,284 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $130,000 | 5,813 |
| Total noninterest expense | $2,214,000 | 5,939 |
| Salaries and employee benefits | $1,135,000 | 6,139 |
| Premises and equipment expense | $315,000 | 5,670 |
| Additional noninterest expense | $764,000 | 5,497 |
| Pre-tax net operating income | $821,000 | 5,134 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $255,000 | 3,589 |
| Income before extraordinary items | $568,000 | 5,458 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $568,000 | 5,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $53,000 | 5,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $566,620 | 5,440 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 5,650 |
| Total interest expense | $1,885,000 | 5,261 |
| Net interest income | $1,995,000 | 5,854 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $301,000 | 5,529 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $205,000 | 4,289 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $96,000 | 5,873 |
| Total noninterest expense | $1,657,000 | 5,913 |
| Salaries and employee benefits | $834,000 | 6,189 |
| Premises and equipment expense | $237,000 | 5,646 |
| Additional noninterest expense | $586,000 | 5,372 |
| Pre-tax net operating income | $639,000 | 5,312 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $208,000 | 3,679 |
| Income before extraordinary items | $433,000 | 5,661 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $433,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $431,640 | 5,655 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 5,709 |
| Total interest expense | $1,236,000 | 5,312 |
| Net interest income | $1,328,000 | 5,886 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $206,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $139,000 | 4,257 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $67,000 | 5,821 |
| Total noninterest expense | $1,097,000 | 5,983 |
| Salaries and employee benefits | $553,000 | 6,252 |
| Premises and equipment expense | $158,000 | 5,677 |
| Additional noninterest expense | $386,000 | 5,411 |
| Pre-tax net operating income | $437,000 | 5,330 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $141,000 | 3,725 |
| Income before extraordinary items | $298,000 | 5,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $298,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $296,640 | 5,666 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,822 |
| Total interest expense | $599,000 | 5,389 |
| Net interest income | $629,000 | 6,036 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $547,000 | 6,030 |
| Salaries and employee benefits | $294,000 | 6,111 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $173,000 | 5,696 |
| Pre-tax net operating income | $184,000 | 5,669 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $54,000 | 4,042 |
| Income before extraordinary items | $130,000 | 5,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $130,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $130,000 | 5,915 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 5,811 |
| Total interest expense | $2,132,000 | 5,225 |
| Net interest income | $2,406,000 | 6,127 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $318,000 | 6,059 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $33,000 | 7,126 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $285,000 | 4,407 |
| Total noninterest expense | $2,134,000 | 5,974 |
| Salaries and employee benefits | $1,123,000 | 6,101 |
| Premises and equipment expense | $304,000 | 5,719 |
| Additional noninterest expense | $707,000 | 5,605 |
| Pre-tax net operating income | $590,000 | 6,215 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $193,000 | 4,329 |
| Income before extraordinary items | $409,000 | 6,486 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $409,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $400,840 | 6,518 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 5,889 |
| Total interest expense | $1,543,000 | 5,260 |
| Net interest income | $1,784,000 | 6,209 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $242,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $1,570,000 | 6,009 |
| Salaries and employee benefits | $821,000 | 6,146 |
| Premises and equipment expense | $229,000 | 5,728 |
| Additional noninterest expense | $520,000 | 5,651 |
| Pre-tax net operating income | $456,000 | 6,398 |
| Securities gains (losses) | $22,000 | 721 |
| Applicable income taxes | $132,000 | 4,629 |
| Income before extraordinary items | $346,000 | 6,472 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $346,000 | 6,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $330,160 | 6,571 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 5,941 |
| Total interest expense | $987,000 | 5,259 |
| Net interest income | $1,171,000 | 6,285 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $161,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 4,379 |
| Total noninterest expense | $1,020,000 | 6,110 |
| Salaries and employee benefits | $529,000 | 6,282 |
| Premises and equipment expense | $152,000 | 5,737 |
| Additional noninterest expense | $339,000 | 5,705 |
| Pre-tax net operating income | $312,000 | 6,382 |
| Securities gains (losses) | $22,000 | 587 |
| Applicable income taxes | $104,000 | 4,474 |
| Income before extraordinary items | $230,000 | 6,513 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $230,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $214,820 | 6,647 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 6,006 |
| Total interest expense | $460,000 | 5,348 |
| Net interest income | $581,000 | 6,310 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $63,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $526,000 | 6,027 |
| Salaries and employee benefits | $280,000 | 6,144 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $170,000 | 5,688 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $85,000 | 6,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $85,000 | 6,977 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 5,974 |
| Total interest expense | $1,541,000 | 5,162 |
| Net interest income | $2,260,000 | 6,309 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $107,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $32,000 | 7,331 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,850 |
| Total noninterest expense | $2,050,000 | 6,022 |
| Salaries and employee benefits | $995,000 | 6,358 |
| Premises and equipment expense | $369,000 | 5,111 |
| Additional noninterest expense | $686,000 | 5,642 |
| Pre-tax net operating income | $281,000 | 7,460 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $86,000 | 5,492 |
| Income before extraordinary items | $194,000 | 7,620 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $194,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $36,000 | 5,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $194,690 | 7,586 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 6,125 |
| Total interest expense | $1,150,000 | 5,051 |
| Net interest income | $1,532,000 | 6,621 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $201,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 4,870 |
| Total noninterest expense | $1,516,000 | 6,039 |
| Salaries and employee benefits | $721,000 | 6,459 |
| Premises and equipment expense | $290,000 | 4,949 |
| Additional noninterest expense | $505,000 | 5,668 |
| Pre-tax net operating income | $181,000 | 7,711 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $73,000 | 5,514 |
| Income before extraordinary items | $108,000 | 7,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $108,000 | 7,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $36,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $108,000 | 7,889 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 6,171 |
| Total interest expense | $763,000 | 4,909 |
| Net interest income | $959,000 | 6,763 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $144,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $111,000 | 4,818 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $991,000 | 6,099 |
| Salaries and employee benefits | $459,000 | 6,593 |
| Premises and equipment expense | $183,000 | 5,115 |
| Additional noninterest expense | $349,000 | 5,537 |
| Pre-tax net operating income | $76,000 | 7,990 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $34,000 | 5,795 |
| Income before extraordinary items | $42,000 | 8,166 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $42,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $36,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $42,000 | 8,133 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,375 |
| Total interest expense | $340,000 | 5,131 |
| Net interest income | $461,000 | 6,914 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $75,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $515,000 | 5,997 |
| Salaries and employee benefits | $247,000 | 6,420 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $179,000 | 5,430 |
| Pre-tax net operating income | $-1,000 | 8,434 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $-6,000 | 8,477 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-6,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-6,000 | 8,453 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 6,781 |
| Total interest expense | $749,000 | 6,422 |
| Net interest income | $1,876,000 | 6,798 |
| Provision for loan and lease losses | $138,000 | 4,402 |
| Total noninterest income | $280,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $225,000 | 4,967 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,503,000 | 6,880 |
| Salaries and employee benefits | $684,000 | 7,339 |
| Premises and equipment expense | $299,000 | 5,687 |
| Additional noninterest expense | $520,000 | 6,427 |
| Pre-tax net operating income | $515,000 | 6,669 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $191,000 | 4,811 |
| Income before extraordinary items | $318,000 | 7,150 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $318,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $321,840 | 7,084 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 6,860 |
| Total interest expense | $529,000 | 6,567 |
| Net interest income | $1,389,000 | 6,845 |
| Provision for loan and lease losses | $106,000 | 4,184 |
| Total noninterest income | $213,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $173,000 | 4,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $1,122,000 | 6,864 |
| Salaries and employee benefits | $497,000 | 7,358 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $393,000 | 6,368 |
| Pre-tax net operating income | $374,000 | 6,856 |
| Securities gains (losses) | $-6,000 | 8,396 |
| Applicable income taxes | $134,000 | 4,993 |
| Income before extraordinary items | $234,000 | 7,281 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $234,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $237,840 | 7,205 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 6,920 |
| Total interest expense | $339,000 | 6,688 |
| Net interest income | $923,000 | 6,881 |
| Provision for loan and lease losses | $72,000 | 4,068 |
| Total noninterest income | $143,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $117,000 | 4,926 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $724,000 | 6,992 |
| Salaries and employee benefits | $320,000 | 7,498 |
| Premises and equipment expense | $154,000 | 5,586 |
| Additional noninterest expense | $250,000 | 6,531 |
| Pre-tax net operating income | $270,000 | 6,694 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $95,000 | 4,911 |
| Income before extraordinary items | $169,000 | 7,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $172,840 | 7,063 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,003 |
| Total interest expense | $166,000 | 6,810 |
| Net interest income | $450,000 | 6,978 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 4,979 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $362,000 | 7,030 |
| Salaries and employee benefits | $175,000 | 7,332 |
| Premises and equipment expense | $77,000 | 5,626 |
| Additional noninterest expense | $110,000 | 6,907 |
| Pre-tax net operating income | $121,000 | 6,841 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $75,000 | 7,335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $76,280 | 7,220 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 7,189 |
| Total interest expense | $765,000 | 6,827 |
| Net interest income | $1,592,000 | 7,219 |
| Provision for loan and lease losses | $126,000 | 4,850 |
| Total noninterest income | $236,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $195,000 | 5,313 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $41,000 | 7,788 |
| Total noninterest expense | $1,315,000 | 7,237 |
| Salaries and employee benefits | $605,000 | 7,672 |
| Premises and equipment expense | $283,000 | 5,834 |
| Additional noninterest expense | $427,000 | 6,989 |
| Pre-tax net operating income | $387,000 | 7,096 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $133,000 | 5,419 |
| Income before extraordinary items | $246,000 | 7,542 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $246,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $251,200 | 7,380 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 7,296 |
| Total interest expense | $590,000 | 6,888 |
| Net interest income | $1,165,000 | 7,335 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $174,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $146,000 | 5,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $954,000 | 7,314 |
| Salaries and employee benefits | $437,000 | 7,731 |
| Premises and equipment expense | $214,000 | 5,799 |
| Additional noninterest expense | $303,000 | 7,113 |
| Pre-tax net operating income | $295,000 | 7,203 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $100,000 | 5,569 |
| Income before extraordinary items | $193,000 | 7,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $193,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $194,320 | 7,474 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 7,355 |
| Total interest expense | $409,000 | 6,921 |
| Net interest income | $757,000 | 7,412 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $114,000 | 7,163 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $647,000 | 7,300 |
| Salaries and employee benefits | $296,000 | 7,720 |
| Premises and equipment expense | $143,000 | 5,813 |
| Additional noninterest expense | $208,000 | 7,038 |
| Pre-tax net operating income | $161,000 | 7,520 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $55,000 | 5,823 |
| Income before extraordinary items | $106,000 | 7,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $106,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $106,000 | 7,717 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,464 |
| Total interest expense | $216,000 | 6,859 |
| Net interest income | $352,000 | 7,600 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $318,000 | 7,376 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $104,000 | 7,046 |
| Pre-tax net operating income | $59,000 | 7,854 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $39,000 | 8,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $39,000 | 7,971 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 7,515 |
| Total interest expense | $999,000 | 6,932 |
| Net interest income | $1,321,000 | 7,733 |
| Provision for loan and lease losses | $88,000 | 5,953 |
| Total noninterest income | $190,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $157,000 | 5,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $1,156,000 | 7,575 |
| Salaries and employee benefits | $552,000 | 7,921 |
| Premises and equipment expense | $257,000 | 6,043 |
| Additional noninterest expense | $347,000 | 7,490 |
| Pre-tax net operating income | $267,000 | 7,676 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $-242,000 | 9,159 |
| Income before extraordinary items | $511,000 | 6,346 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $511,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $509,000 | 6,203 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 8,639 |
| Total interest expense | $955,000 | 8,113 |
| Net interest income | $640,000 | 8,966 |
| Provision for loan and lease losses | $309,000 | 3,142 |
| Total noninterest income | $78,000 | 8,807 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $61,000 | 7,379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $940,000 | 8,111 |
| Salaries and employee benefits | $428,000 | 8,500 |
| Premises and equipment expense | $242,000 | 6,183 |
| Additional noninterest expense | $270,000 | 8,073 |
| Pre-tax net operating income | $-531,000 | 9,182 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-533,000 | 9,249 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-533,000 | 9,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,025 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-531,000 | 9,210 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $63,000 | 9,879 |
| Total interest expense | $12,000 | 9,844 |
| Net interest income | $51,000 | 9,870 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $365,000 | 9,660 |
| Salaries and employee benefits | $175,000 | 9,689 |
| Premises and equipment expense | $37,000 | 9,591 |
| Additional noninterest expense | $153,000 | 9,212 |
| Pre-tax net operating income | $-342,000 | 9,446 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-342,000 | 9,475 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-342,000 | 9,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,056,000 | 201 |
| Net operating income | $-342,000 | 9,480 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.