Home > Overton Bank and Trust > Income and Expense
Overton Bank and Trust, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $59,460,000 | 603 |
| Total interest expense | $21,494,000 | 767 |
| Net interest income | $37,966,000 | 505 |
| Provision for loan and lease losses | $1,274,000 | 819 |
| Total noninterest income | $12,364,000 | 488 |
| Gross Fiduciary activities income | $3,304,000 | 247 |
| Service charges on deposit accounts | $4,047,000 | 336 |
| Trading account gains and fees | $271,000 | 130 |
| Additional Noninterest Income | $4,742,000 | 636 |
| Total noninterest expense | $34,405,000 | 466 |
| Salaries and employee benefits | $20,076,000 | 353 |
| Premises and equipment expense | $7,234,000 | 317 |
| Additional noninterest expense | $7,095,000 | 752 |
| Pre-tax net operating income | $14,651,000 | 585 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $4,609,000 | 643 |
| Income before extraordinary items | $10,046,000 | 600 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,046,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,258 |
| Cash dividends | $1,527,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,043,240 | 579 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $48,789,000 | 750 |
| Total interest expense | $16,558,000 | 1,010 |
| Net interest income | $32,231,000 | 623 |
| Provision for loan and lease losses | $1,194,000 | 905 |
| Total noninterest income | $10,190,000 | 580 |
| Gross Fiduciary activities income | $2,867,000 | 294 |
| Service charges on deposit accounts | $3,506,000 | 424 |
| Trading account gains and fees | $261,000 | 141 |
| Additional Noninterest Income | $3,556,000 | 799 |
| Total noninterest expense | $29,049,000 | 577 |
| Salaries and employee benefits | $16,604,000 | 441 |
| Premises and equipment expense | $5,920,000 | 412 |
| Additional noninterest expense | $6,525,000 | 934 |
| Pre-tax net operating income | $12,178,000 | 667 |
| Securities gains (losses) | $88,000 | 1,018 |
| Applicable income taxes | $3,873,000 | 718 |
| Income before extraordinary items | $8,393,000 | 671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,393,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,311 |
| Cash dividends | $1,021,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,333,160 | 658 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $41,067,000 | 883 |
| Total interest expense | $13,027,000 | 1,279 |
| Net interest income | $28,040,000 | 711 |
| Provision for loan and lease losses | $1,333,000 | 766 |
| Total noninterest income | $8,712,000 | 656 |
| Gross Fiduciary activities income | $2,580,000 | 322 |
| Service charges on deposit accounts | $3,132,000 | 473 |
| Trading account gains and fees | $227,000 | 229 |
| Additional Noninterest Income | $2,773,000 | 930 |
| Total noninterest expense | $24,911,000 | 668 |
| Salaries and employee benefits | $14,454,000 | 504 |
| Premises and equipment expense | $4,367,000 | 552 |
| Additional noninterest expense | $6,090,000 | 961 |
| Pre-tax net operating income | $10,508,000 | 806 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $3,264,000 | 856 |
| Income before extraordinary items | $7,258,000 | 792 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,258,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $366,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,248,340 | 786 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,130,000 | 1,090 |
| Total interest expense | $8,330,000 | 1,539 |
| Net interest income | $20,800,000 | 897 |
| Provision for loan and lease losses | $473,000 | 1,615 |
| Total noninterest income | $7,563,000 | 706 |
| Gross Fiduciary activities income | $2,238,000 | 346 |
| Service charges on deposit accounts | $2,878,000 | 493 |
| Trading account gains and fees | $245,000 | 178 |
| Additional Noninterest Income | $2,202,000 | 1,057 |
| Total noninterest expense | $20,635,000 | 784 |
| Salaries and employee benefits | $11,207,000 | 641 |
| Premises and equipment expense | $3,822,000 | 607 |
| Additional noninterest expense | $5,606,000 | 1,068 |
| Pre-tax net operating income | $7,255,000 | 1,049 |
| Securities gains (losses) | $-730,000 | 12,332 |
| Applicable income taxes | $1,975,000 | 1,219 |
| Income before extraordinary items | $4,550,000 | 1,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,550,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,251 |
| Cash dividends | $357,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,061,000 | 1,019 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,097,000 | 1,222 |
| Total interest expense | $8,358,000 | 1,587 |
| Net interest income | $17,739,000 | 1,040 |
| Provision for loan and lease losses | $234,000 | 3,587 |
| Total noninterest income | $6,506,000 | 813 |
| Gross Fiduciary activities income | $1,871,000 | 395 |
| Service charges on deposit accounts | $2,834,000 | 495 |
| Trading account gains and fees | $98,000 | 268 |
| Additional Noninterest Income | $1,703,000 | 1,396 |
| Total noninterest expense | $16,022,000 | 994 |
| Salaries and employee benefits | $8,430,000 | 823 |
| Premises and equipment expense | $2,756,000 | 830 |
| Additional noninterest expense | $4,836,000 | 1,307 |
| Pre-tax net operating income | $7,989,000 | 910 |
| Securities gains (losses) | $70,000 | 2,977 |
| Applicable income taxes | $2,571,000 | 978 |
| Income before extraordinary items | $5,488,000 | 947 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,488,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,440,400 | 898 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,506,000 | 1,600 |
| Total interest expense | $8,496,000 | 2,005 |
| Net interest income | $14,010,000 | 1,322 |
| Provision for loan and lease losses | $505,000 | 2,972 |
| Total noninterest income | $4,953,000 | 985 |
| Gross Fiduciary activities income | $1,483,000 | 444 |
| Service charges on deposit accounts | $2,031,000 | 669 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,439,000 | 1,562 |
| Total noninterest expense | $12,906,000 | 1,231 |
| Salaries and employee benefits | $6,198,000 | 1,083 |
| Premises and equipment expense | $2,221,000 | 1,020 |
| Additional noninterest expense | $4,487,000 | 1,467 |
| Pre-tax net operating income | $5,552,000 | 1,169 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,598,000 | 1,374 |
| Income before extraordinary items | $3,954,000 | 1,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,954,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $677,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,954,000 | 1,092 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.