Home > Overton Bank and Trust > Assets and Liabilities
Overton Bank and Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 499 | 357 |
| Assets and Liabilities | ||
| Total Assets: | $861,723,000 | 601 |
| Cash and due from depository institutions | $79,901,000 | 357 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $277,961,000 | 474 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $467,792,000 | 661 |
| Loan loss allowance | $6,227,000 | 686 |
| Trading account assets | $1,940,000 | 142 |
| Bank premises and fixed assets | $20,510,000 | 354 |
| Other real estate owned | $500,000 | 357 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $13,119,000 | 702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $861,723,000 | 601 |
| Total liabilities | $806,237,000 | 583 |
| Total deposits | $731,996,000 | 536 |
| Interest-bearing deposits | $475,134,000 | 678 |
| Deposits held in domestic offices | $731,996,000 | 530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,662,000 | 416 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,631,000 | 2,597 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,948,000 | 1,488 |
| Total equity capital | $55,486,000 | 834 |
| Total bank equity capital | $55,486,000 | 834 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,400,000 | 2,548 |
| Surplus | $9,142,000 | 1,686 |
| Undivided profits | $44,944,000 | 548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 3,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,472,000 | 637 |
| Earning assets | $747,693,000 | 628 |
| Long-term assets (5+ years) | $156,388,000 | 506 |
| Average Assets, year-to-date | $793,796,800 | 615 |
| Average Assets, quarterly | $840,390,000 | 605 |
| Volatile liabilities | $130,018,000 | 715 |
| Insider loans | $12,796,000 | 303 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $177,347,000 | 433 |
| Tier 1 (core) risk-based capital | $55,237,000 | 778 |
| Tier 2 risk-based capital | $6,227,000 | 607 |
| Total risk weighted assets | $554,658,100 | 596 |
| Total unused commitments | $177,347,000 | 435 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 437 | 439 |
| Assets and Liabilities | ||
| Total Assets: | $756,579,000 | 695 |
| Cash and due from depository institutions | $74,435,000 | 439 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $235,097,000 | 556 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $415,457,000 | 769 |
| Loan loss allowance | $5,195,000 | 844 |
| Trading account assets | $787,000 | 181 |
| Bank premises and fixed assets | $19,185,000 | 398 |
| Other real estate owned | $1,052,000 | 439 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $10,566,000 | 869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $756,579,000 | 695 |
| Total liabilities | $709,330,000 | 679 |
| Total deposits | $645,839,000 | 638 |
| Interest-bearing deposits | $409,092,000 | 819 |
| Deposits held in domestic offices | $645,839,000 | 631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,583,000 | 484 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,192,000 | 2,598 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,716,000 | 1,571 |
| Total equity capital | $47,249,000 | 965 |
| Total bank equity capital | $47,249,000 | 965 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,400,000 | 2,711 |
| Surplus | $9,142,000 | 1,738 |
| Undivided profits | $36,707,000 | 690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,044,000 | 737 |
| Earning assets | $651,341,000 | 717 |
| Long-term assets (5+ years) | $107,348,000 | 684 |
| Average Assets, year-to-date | $662,340,400 | 738 |
| Average Assets, quarterly | $717,932,500 | 718 |
| Volatile liabilities | $112,313,000 | 804 |
| Insider loans | $15,675,000 | 293 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $137,046,000 | 542 |
| Tier 1 (core) risk-based capital | $46,717,000 | 925 |
| Tier 2 risk-based capital | $5,195,000 | 710 |
| Total risk weighted assets | $479,298,200 | 689 |
| Total unused commitments | $137,046,000 | 545 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 380 | 519 |
| Assets and Liabilities | ||
| Total Assets: | $606,458,000 | 849 |
| Cash and due from depository institutions | $52,342,000 | 519 |
| Interest-bearing balances | $22,000 | 6,131 |
| Securities | $208,062,000 | 649 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,019 |
| Net loans & leases | $313,021,000 | 966 |
| Loan loss allowance | $4,257,000 | 1,021 |
| Trading account assets | $436,000 | 200 |
| Bank premises and fixed assets | $15,164,000 | 503 |
| Other real estate owned | $1,698,000 | 519 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,435,000 | 1,083 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $606,458,000 | 849 |
| Total liabilities | $565,562,000 | 831 |
| Total deposits | $517,521,000 | 786 |
| Interest-bearing deposits | $333,906,000 | 1,044 |
| Deposits held in domestic offices | $517,521,000 | 778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,969,000 | 553 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,072,000 | 1,504 |
| Total equity capital | $40,896,000 | 1,138 |
| Total bank equity capital | $40,896,000 | 1,138 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,400,000 | 2,801 |
| Surplus | $9,142,000 | 1,713 |
| Undivided profits | $30,354,000 | 867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,145,000 | 2,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,354,000 | 978 |
| Earning assets | $528,841,000 | 890 |
| Long-term assets (5+ years) | $90,783,000 | 748 |
| Average Assets, year-to-date | $537,736,600 | 902 |
| Average Assets, quarterly | $582,308,000 | 867 |
| Volatile liabilities | $80,829,000 | 941 |
| Insider loans | $11,637,000 | 402 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $125,104,000 | 595 |
| Tier 1 (core) risk-based capital | $39,345,000 | 1,109 |
| Tier 2 risk-based capital | $4,257,000 | 833 |
| Total risk weighted assets | $385,527,300 | 817 |
| Total unused commitments | $125,104,000 | 599 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 336 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $491,634,000 | 974 |
| Cash and due from depository institutions | $45,422,000 | 606 |
| Interest-bearing balances | $21,000 | 6,463 |
| Securities | $173,123,000 | 779 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $250,988,000 | 1,140 |
| Loan loss allowance | $3,015,000 | 1,384 |
| Trading account assets | $513,000 | 220 |
| Bank premises and fixed assets | $11,291,000 | 644 |
| Other real estate owned | $1,300,000 | 606 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,997,000 | 1,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $491,634,000 | 974 |
| Total liabilities | $460,268,000 | 952 |
| Total deposits | $418,058,000 | 929 |
| Interest-bearing deposits | $271,756,000 | 1,205 |
| Deposits held in domestic offices | $418,058,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,837,000 | 625 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,373,000 | 1,587 |
| Total equity capital | $31,366,000 | 1,319 |
| Total bank equity capital | $31,366,000 | 1,319 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $9,542,000 | 1,588 |
| Undivided profits | $20,824,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $652,000 | 3,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,630,000 | 1,179 |
| Earning assets | $424,645,000 | 1,034 |
| Long-term assets (5+ years) | $43,523,000 | 1,322 |
| Average Assets, year-to-date | $454,355,400 | 1,021 |
| Average Assets, quarterly | $475,701,500 | 992 |
| Volatile liabilities | $83,963,000 | 891 |
| Insider loans | $11,656,000 | 385 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $112,437,000 | 601 |
| Tier 1 (core) risk-based capital | $32,454,000 | 1,269 |
| Tier 2 risk-based capital | $3,015,000 | 1,103 |
| Total risk weighted assets | $287,777,800 | 1,008 |
| Total unused commitments | $112,437,000 | 604 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 260 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $434,195,000 | 1,108 |
| Cash and due from depository institutions | $33,709,000 | 802 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $206,571,000 | 706 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $175,897,000 | 1,571 |
| Loan loss allowance | $2,775,000 | 1,578 |
| Trading account assets | $1,023,000 | 248 |
| Bank premises and fixed assets | $8,290,000 | 880 |
| Other real estate owned | $2,776,000 | 802 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,929,000 | 1,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $434,195,000 | 1,108 |
| Total liabilities | $405,934,000 | 1,096 |
| Total deposits | $377,026,000 | 1,055 |
| Interest-bearing deposits | $260,431,000 | 1,320 |
| Deposits held in domestic offices | $377,026,000 | 1,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,738,000 | 654 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,170,000 | 1,698 |
| Total equity capital | $28,261,000 | 1,449 |
| Total bank equity capital | $28,261,000 | 1,449 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $9,542,000 | 1,513 |
| Undivided profits | $17,719,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,147,000 | 2,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $960,000 | 1,825 |
| Earning assets | $383,491,000 | 1,152 |
| Long-term assets (5+ years) | $43,698,000 | 1,360 |
| Average Assets, year-to-date | $441,936,000 | 1,058 |
| Average Assets, quarterly | $438,217,000 | 1,085 |
| Volatile liabilities | $68,487,000 | 973 |
| Insider loans | $7,795,000 | 539 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $59,484,000 | 876 |
| Tier 1 (core) risk-based capital | $28,261,000 | 1,411 |
| Tier 2 risk-based capital | $2,710,090 | 1,194 |
| Total risk weighted assets | $216,741,890 | 1,285 |
| Total unused commitments | $59,484,000 | 895 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 178 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $403,948,000 | 1,207 |
| Cash and due from depository institutions | $28,166,000 | 1,197 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $179,767,000 | 768 |
| Federal funds sold & reverse repurchase agreements | $50,900,000 | 410 |
| Net loans & leases | $133,523,000 | 2,088 |
| Loan loss allowance | $2,224,000 | 1,939 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,850,000 | 1,902 |
| Other real estate owned | $2,689,000 | 1,197 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,053,000 | 1,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,948,000 | 1,207 |
| Total liabilities | $383,905,000 | 1,179 |
| Total deposits | $290,120,000 | 1,457 |
| Interest-bearing deposits | $210,843,000 | 1,722 |
| Deposits held in domestic offices | $290,120,000 | 1,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,278,000 | 322 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,507,000 | 2,350 |
| Total equity capital | $20,043,000 | 1,949 |
| Total bank equity capital | $20,043,000 | 1,949 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $6,992,000 | 1,951 |
| Undivided profits | $12,051,000 | 1,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 4,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $689,000 | 2,897 |
| Earning assets | $364,190,000 | 1,231 |
| Long-term assets (5+ years) | $33,405,000 | 1,686 |
| Average Assets, year-to-date | $349,763,400 | 1,383 |
| Average Assets, quarterly | $376,927,500 | 1,284 |
| Volatile liabilities | $119,759,000 | 663 |
| Insider loans | $241,000 | 3,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $37,671,000 | 1,148 |
| Tier 1 (core) risk-based capital | $20,043,000 | 1,904 |
| Tier 2 risk-based capital | $2,052,600 | 1,556 |
| Total risk weighted assets | $164,036,700 | 1,733 |
| Total unused commitments | $37,671,000 | 1,164 |
| Derivatives | $0 | 651 |