Home > Overland Bank > Income and Expense
Overland Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 7,180 |
| Total interest expense | $1,092,000 | 8,318 |
| Net interest income | $2,512,000 | 6,464 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $584,000 | 4,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $3,940,000 | 3,478 |
| Salaries and employee benefits | $1,669,000 | 3,889 |
| Premises and equipment expense | $731,000 | 2,735 |
| Additional noninterest expense | $1,540,000 | 3,223 |
| Pre-tax net operating income | $-936,000 | 12,446 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-8,000 | 12,073 |
| Income before extraordinary items | $-928,000 | 12,420 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-928,000 | 12,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-928,000 | 12,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 12,195 |
| Total interest expense | $332,000 | 12,522 |
| Net interest income | $712,000 | 11,826 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $169,000 | 9,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,152,000 | 9,095 |
| Salaries and employee benefits | $477,000 | 9,884 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $492,000 | 8,298 |
| Pre-tax net operating income | $-271,000 | 12,750 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-1,000 | 12,725 |
| Income before extraordinary items | $-270,000 | 12,809 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-270,000 | 12,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,761 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,703,000 | 382 |
| Net operating income | $-270,000 | 12,734 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 7,125 |
| Total interest expense | $1,937,000 | 7,254 |
| Net interest income | $2,365,000 | 6,860 |
| Provision for loan and lease losses | $1,441,000 | 1,444 |
| Total noninterest income | $335,000 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $3,748,000 | 3,701 |
| Salaries and employee benefits | $1,233,000 | 5,036 |
| Premises and equipment expense | $640,000 | 3,158 |
| Additional noninterest expense | $1,875,000 | 2,957 |
| Pre-tax net operating income | $-2,489,000 | 13,686 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $-858,000 | 13,814 |
| Income before extraordinary items | $-1,596,000 | 13,632 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,596,000 | 13,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,312,000 | 1,309 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 597 |
| Net operating income | $-1,618,750 | 13,580 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.