Home > Ouachita Independent Bank > Income and Expense
Ouachita Independent Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $28,798,000 | 1,000 |
| Total interest expense | $2,992,000 | 1,088 |
| Net interest income | $25,806,000 | 977 |
| Provision for loan and lease losses | $50,000 | 3,556 |
| Total noninterest income | $5,373,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,600,000 | 777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,773,000 | 988 |
| Total noninterest expense | $19,239,000 | 1,086 |
| Salaries and employee benefits | $12,599,000 | 946 |
| Premises and equipment expense | $2,307,000 | 1,025 |
| Additional noninterest expense | $4,333,000 | 1,415 |
| Pre-tax net operating income | $11,890,000 | 862 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $11,890,000 | 647 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,890,000 | 647 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,890,000 | 647 |
| Net charge-offs | $110,000 | 2,340 |
| Cash dividends | $4,748,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $11,890,000 | 638 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,452,000 | 1,000 |
| Total interest expense | $2,233,000 | 1,072 |
| Net interest income | $19,219,000 | 988 |
| Provision for loan and lease losses | $50,000 | 3,230 |
| Total noninterest income | $4,091,000 | 1,070 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,239,000 | 762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,852,000 | 1,012 |
| Total noninterest expense | $14,258,000 | 1,103 |
| Salaries and employee benefits | $9,329,000 | 964 |
| Premises and equipment expense | $1,729,000 | 1,038 |
| Additional noninterest expense | $3,200,000 | 1,424 |
| Pre-tax net operating income | $9,002,000 | 862 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $9,002,000 | 694 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,002,000 | 694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,002,000 | 694 |
| Net charge-offs | $68,000 | 2,224 |
| Cash dividends | $4,748,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $9,002,000 | 677 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,133,000 | 1,001 |
| Total interest expense | $1,454,000 | 1,071 |
| Net interest income | $12,679,000 | 989 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $2,709,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $822,000 | 752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,887,000 | 1,010 |
| Total noninterest expense | $9,442,000 | 1,117 |
| Salaries and employee benefits | $6,194,000 | 975 |
| Premises and equipment expense | $1,149,000 | 1,041 |
| Additional noninterest expense | $2,099,000 | 1,445 |
| Pre-tax net operating income | $5,896,000 | 855 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $5,896,000 | 687 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,896,000 | 687 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,896,000 | 687 |
| Net charge-offs | $16,000 | 2,704 |
| Cash dividends | $3,461,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $5,896,000 | 673 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 1,007 |
| Total interest expense | $682,000 | 1,116 |
| Net interest income | $6,284,000 | 998 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,298,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $416,000 | 749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $882,000 | 1,047 |
| Total noninterest expense | $4,630,000 | 1,144 |
| Salaries and employee benefits | $3,068,000 | 996 |
| Premises and equipment expense | $571,000 | 1,052 |
| Additional noninterest expense | $991,000 | 1,516 |
| Pre-tax net operating income | $2,952,000 | 827 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $2,952,000 | 673 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,952,000 | 673 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,952,000 | 673 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $938,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,952,000 | 662 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $27,492,000 | 991 |
| Total interest expense | $2,703,000 | 1,066 |
| Net interest income | $24,789,000 | 979 |
| Provision for loan and lease losses | $162,000 | 2,669 |
| Total noninterest income | $5,442,000 | 1,079 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,639,000 | 769 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,803,000 | 1,020 |
| Total noninterest expense | $18,508,000 | 1,127 |
| Salaries and employee benefits | $11,762,000 | 998 |
| Premises and equipment expense | $2,360,000 | 999 |
| Additional noninterest expense | $4,386,000 | 1,405 |
| Pre-tax net operating income | $11,561,000 | 816 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $11,561,000 | 675 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,561,000 | 674 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $11,561,000 | 674 |
| Net charge-offs | $51,000 | 3,135 |
| Cash dividends | $4,671,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $11,561,000 | 662 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $20,576,000 | 991 |
| Total interest expense | $2,030,000 | 1,064 |
| Net interest income | $18,546,000 | 981 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $4,162,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,220,000 | 779 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,942,000 | 1,001 |
| Total noninterest expense | $13,887,000 | 1,125 |
| Salaries and employee benefits | $8,818,000 | 995 |
| Premises and equipment expense | $1,796,000 | 994 |
| Additional noninterest expense | $3,273,000 | 1,416 |
| Pre-tax net operating income | $8,771,000 | 813 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $8,771,000 | 669 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,771,000 | 669 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,771,000 | 669 |
| Net charge-offs | $35,000 | 2,810 |
| Cash dividends | $4,671,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $8,771,000 | 644 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,641,000 | 996 |
| Total interest expense | $1,358,000 | 1,054 |
| Net interest income | $12,283,000 | 986 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,777,000 | 1,052 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $803,000 | 783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,974,000 | 972 |
| Total noninterest expense | $9,294,000 | 1,116 |
| Salaries and employee benefits | $5,910,000 | 988 |
| Premises and equipment expense | $1,185,000 | 1,003 |
| Additional noninterest expense | $2,199,000 | 1,411 |
| Pre-tax net operating income | $5,766,000 | 817 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $5,766,000 | 663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,766,000 | 661 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,766,000 | 662 |
| Net charge-offs | $-26,000 | 5,296 |
| Cash dividends | $3,341,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,766,000 | 646 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 1,002 |
| Total interest expense | $677,000 | 1,054 |
| Net interest income | $6,107,000 | 987 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,174,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $393,000 | 790 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $781,000 | 1,117 |
| Total noninterest expense | $4,656,000 | 1,115 |
| Salaries and employee benefits | $2,969,000 | 995 |
| Premises and equipment expense | $580,000 | 1,037 |
| Additional noninterest expense | $1,107,000 | 1,397 |
| Pre-tax net operating income | $2,625,000 | 863 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $2,625,000 | 701 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,625,000 | 700 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,625,000 | 701 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $1,091,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,625,000 | 682 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $27,107,000 | 964 |
| Total interest expense | $2,717,000 | 1,037 |
| Net interest income | $24,390,000 | 942 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $6,019,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,711,000 | 768 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,308,000 | 895 |
| Total noninterest expense | $18,681,000 | 1,087 |
| Salaries and employee benefits | $11,994,000 | 943 |
| Premises and equipment expense | $2,411,000 | 995 |
| Additional noninterest expense | $4,276,000 | 1,445 |
| Pre-tax net operating income | $11,728,000 | 764 |
| Securities gains (losses) | $23,000 | 2,161 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $11,751,000 | 624 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,751,000 | 623 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,751,000 | 625 |
| Net charge-offs | $84,000 | 2,820 |
| Cash dividends | $22,496,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $11,728,000 | 611 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,322,000 | 975 |
| Total interest expense | $2,041,000 | 1,043 |
| Net interest income | $18,281,000 | 943 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $4,492,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,277,000 | 771 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,215,000 | 906 |
| Total noninterest expense | $13,919,000 | 1,097 |
| Salaries and employee benefits | $8,871,000 | 962 |
| Premises and equipment expense | $1,838,000 | 995 |
| Additional noninterest expense | $3,210,000 | 1,450 |
| Pre-tax net operating income | $8,854,000 | 777 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $8,854,000 | 626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,854,000 | 626 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,854,000 | 626 |
| Net charge-offs | $89,000 | 2,279 |
| Cash dividends | $22,496,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $8,854,000 | 614 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,375,000 | 979 |
| Total interest expense | $1,351,000 | 1,059 |
| Net interest income | $12,024,000 | 955 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $2,927,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $838,000 | 773 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,089,000 | 936 |
| Total noninterest expense | $9,268,000 | 1,102 |
| Salaries and employee benefits | $5,874,000 | 967 |
| Premises and equipment expense | $1,223,000 | 1,005 |
| Additional noninterest expense | $2,171,000 | 1,439 |
| Pre-tax net operating income | $5,683,000 | 798 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $5,683,000 | 651 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,683,000 | 648 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,683,000 | 651 |
| Net charge-offs | $93,000 | 1,787 |
| Cash dividends | $3,177,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $5,683,000 | 635 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,688,000 | 968 |
| Total interest expense | $675,000 | 1,066 |
| Net interest income | $6,013,000 | 947 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,370,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $418,000 | 757 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $952,000 | 961 |
| Total noninterest expense | $4,607,000 | 1,111 |
| Salaries and employee benefits | $2,935,000 | 964 |
| Premises and equipment expense | $625,000 | 984 |
| Additional noninterest expense | $1,047,000 | 1,469 |
| Pre-tax net operating income | $2,776,000 | 798 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $2,776,000 | 645 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,776,000 | 643 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,776,000 | 645 |
| Net charge-offs | $110,000 | 1,050 |
| Cash dividends | $894,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,776,000 | 629 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,037,000 | 903 |
| Total interest expense | $2,964,000 | 1,007 |
| Net interest income | $25,073,000 | 875 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $5,823,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,875,000 | 738 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,948,000 | 907 |
| Total noninterest expense | $18,749,000 | 1,081 |
| Salaries and employee benefits | $11,671,000 | 931 |
| Premises and equipment expense | $2,342,000 | 1,032 |
| Additional noninterest expense | $4,736,000 | 1,358 |
| Pre-tax net operating income | $12,147,000 | 692 |
| Securities gains (losses) | $299,000 | 608 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $12,446,000 | 549 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $12,446,000 | 547 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,446,000 | 549 |
| Net charge-offs | $319,000 | 1,944 |
| Cash dividends | $5,325,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,147,000 | 551 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $21,140,000 | 897 |
| Total interest expense | $2,263,000 | 997 |
| Net interest income | $18,877,000 | 878 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $4,327,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,421,000 | 722 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,906,000 | 925 |
| Total noninterest expense | $13,665,000 | 1,113 |
| Salaries and employee benefits | $8,782,000 | 929 |
| Premises and equipment expense | $1,793,000 | 1,016 |
| Additional noninterest expense | $3,090,000 | 1,531 |
| Pre-tax net operating income | $9,539,000 | 659 |
| Securities gains (losses) | $299,000 | 480 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $9,838,000 | 515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,838,000 | 513 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,838,000 | 515 |
| Net charge-offs | $289,000 | 1,636 |
| Cash dividends | $5,257,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $9,539,000 | 524 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,014,000 | 898 |
| Total interest expense | $1,516,000 | 1,000 |
| Net interest income | $12,498,000 | 871 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,667,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $946,000 | 705 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,721,000 | 998 |
| Total noninterest expense | $8,536,000 | 1,178 |
| Salaries and employee benefits | $5,332,000 | 1,015 |
| Premises and equipment expense | $1,150,000 | 1,061 |
| Additional noninterest expense | $2,054,000 | 1,531 |
| Pre-tax net operating income | $6,629,000 | 627 |
| Securities gains (losses) | $298,000 | 362 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $6,927,000 | 487 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,927,000 | 486 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $6,927,000 | 487 |
| Net charge-offs | $179,000 | 1,690 |
| Cash dividends | $3,690,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $6,629,000 | 496 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 889 |
| Total interest expense | $761,000 | 1,003 |
| Net interest income | $6,316,000 | 864 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,458,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $471,000 | 688 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $987,000 | 855 |
| Total noninterest expense | $4,379,000 | 1,163 |
| Salaries and employee benefits | $2,747,000 | 1,001 |
| Premises and equipment expense | $579,000 | 1,077 |
| Additional noninterest expense | $1,053,000 | 1,487 |
| Pre-tax net operating income | $3,395,000 | 598 |
| Securities gains (losses) | $298,000 | 213 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $3,693,000 | 446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,693,000 | 445 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,693,000 | 446 |
| Net charge-offs | $225,000 | 872 |
| Cash dividends | $1,287,000 | 489 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $3,395,000 | 468 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $28,289,000 | 882 |
| Total interest expense | $3,098,000 | 1,088 |
| Net interest income | $25,191,000 | 847 |
| Provision for loan and lease losses | $549,000 | 1,736 |
| Total noninterest income | $6,267,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,937,000 | 720 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,330,000 | 900 |
| Total noninterest expense | $19,436,000 | 1,060 |
| Salaries and employee benefits | $12,181,000 | 886 |
| Premises and equipment expense | $2,438,000 | 985 |
| Additional noninterest expense | $4,817,000 | 1,383 |
| Pre-tax net operating income | $11,473,000 | 692 |
| Securities gains (losses) | $94,000 | 1,368 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $11,567,000 | 572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,567,000 | 570 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,567,000 | 572 |
| Net charge-offs | $121,000 | 3,556 |
| Cash dividends | $4,890,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $11,473,000 | 560 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $21,090,000 | 900 |
| Total interest expense | $2,308,000 | 1,134 |
| Net interest income | $18,782,000 | 856 |
| Provision for loan and lease losses | $453,000 | 1,612 |
| Total noninterest income | $4,793,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,445,000 | 727 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,348,000 | 904 |
| Total noninterest expense | $14,624,000 | 1,050 |
| Salaries and employee benefits | $9,090,000 | 892 |
| Premises and equipment expense | $1,833,000 | 988 |
| Additional noninterest expense | $3,701,000 | 1,349 |
| Pre-tax net operating income | $8,498,000 | 706 |
| Securities gains (losses) | $94,000 | 1,265 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $8,592,000 | 582 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $8,592,000 | 583 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,592,000 | 584 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $4,823,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,498,000 | 571 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,946,000 | 902 |
| Total interest expense | $1,532,000 | 1,172 |
| Net interest income | $12,414,000 | 861 |
| Provision for loan and lease losses | $355,000 | 1,486 |
| Total noninterest income | $3,185,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $936,000 | 737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,249,000 | 904 |
| Total noninterest expense | $9,731,000 | 1,048 |
| Salaries and employee benefits | $6,081,000 | 887 |
| Premises and equipment expense | $1,190,000 | 1,006 |
| Additional noninterest expense | $2,460,000 | 1,342 |
| Pre-tax net operating income | $5,513,000 | 706 |
| Securities gains (losses) | $69,000 | 1,327 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $5,582,000 | 605 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,582,000 | 604 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,582,000 | 607 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $3,662,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $5,513,000 | 579 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,871,000 | 919 |
| Total interest expense | $758,000 | 1,220 |
| Net interest income | $6,113,000 | 873 |
| Provision for loan and lease losses | $260,000 | 1,119 |
| Total noninterest income | $1,606,000 | 978 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $463,000 | 742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,143,000 | 898 |
| Total noninterest expense | $4,807,000 | 1,069 |
| Salaries and employee benefits | $3,041,000 | 901 |
| Premises and equipment expense | $570,000 | 1,071 |
| Additional noninterest expense | $1,196,000 | 1,365 |
| Pre-tax net operating income | $2,652,000 | 727 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,652,000 | 619 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,652,000 | 618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,652,000 | 621 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $1,570,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,652,000 | 588 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $27,231,000 | 963 |
| Total interest expense | $3,423,000 | 1,317 |
| Net interest income | $23,808,000 | 905 |
| Provision for loan and lease losses | $1,038,000 | 1,726 |
| Total noninterest income | $7,127,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,946,000 | 735 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,181,000 | 790 |
| Total noninterest expense | $19,010,000 | 1,058 |
| Salaries and employee benefits | $11,943,000 | 873 |
| Premises and equipment expense | $2,348,000 | 1,014 |
| Additional noninterest expense | $4,719,000 | 1,437 |
| Pre-tax net operating income | $10,887,000 | 671 |
| Securities gains (losses) | $38,000 | 2,882 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $10,925,000 | 582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,925,000 | 580 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $10,925,000 | 582 |
| Net charge-offs | $169,000 | 3,939 |
| Cash dividends | $6,992,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $10,887,000 | 565 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,230,000 | 990 |
| Total interest expense | $2,611,000 | 1,345 |
| Net interest income | $17,619,000 | 932 |
| Provision for loan and lease losses | $819,000 | 1,682 |
| Total noninterest income | $5,244,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,449,000 | 742 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,795,000 | 786 |
| Total noninterest expense | $14,035,000 | 1,064 |
| Salaries and employee benefits | $8,747,000 | 898 |
| Premises and equipment expense | $1,760,000 | 1,014 |
| Additional noninterest expense | $3,528,000 | 1,443 |
| Pre-tax net operating income | $8,009,000 | 700 |
| Securities gains (losses) | $38,000 | 2,590 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $8,047,000 | 603 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,047,000 | 602 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,047,000 | 603 |
| Net charge-offs | $115,000 | 3,835 |
| Cash dividends | $5,507,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $8,009,000 | 585 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,363,000 | 1,006 |
| Total interest expense | $1,742,000 | 1,391 |
| Net interest income | $11,621,000 | 945 |
| Provision for loan and lease losses | $565,000 | 1,676 |
| Total noninterest income | $3,357,000 | 897 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $952,000 | 746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,405,000 | 809 |
| Total noninterest expense | $9,362,000 | 1,062 |
| Salaries and employee benefits | $5,810,000 | 900 |
| Premises and equipment expense | $1,164,000 | 1,017 |
| Additional noninterest expense | $2,388,000 | 1,428 |
| Pre-tax net operating income | $5,051,000 | 735 |
| Securities gains (losses) | $38,000 | 2,209 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $5,089,000 | 619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,089,000 | 618 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,089,000 | 619 |
| Net charge-offs | $74,000 | 3,697 |
| Cash dividends | $4,637,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,051,000 | 605 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 1,031 |
| Total interest expense | $882,000 | 1,426 |
| Net interest income | $5,729,000 | 958 |
| Provision for loan and lease losses | $316,000 | 1,448 |
| Total noninterest income | $1,626,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $471,000 | 749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,155,000 | 814 |
| Total noninterest expense | $4,616,000 | 1,080 |
| Salaries and employee benefits | $2,858,000 | 911 |
| Premises and equipment expense | $564,000 | 1,054 |
| Additional noninterest expense | $1,194,000 | 1,412 |
| Pre-tax net operating income | $2,423,000 | 760 |
| Securities gains (losses) | $38,000 | 1,344 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,461,000 | 632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,461,000 | 633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,461,000 | 633 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $1,221,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,423,000 | 622 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $25,209,000 | 1,119 |
| Total interest expense | $3,645,000 | 1,649 |
| Net interest income | $21,564,000 | 1,017 |
| Provision for loan and lease losses | $752,000 | 2,822 |
| Total noninterest income | $6,440,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,053,000 | 711 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,387,000 | 784 |
| Total noninterest expense | $17,604,000 | 1,119 |
| Salaries and employee benefits | $10,450,000 | 938 |
| Premises and equipment expense | $2,331,000 | 1,068 |
| Additional noninterest expense | $4,823,000 | 1,427 |
| Pre-tax net operating income | $9,648,000 | 644 |
| Securities gains (losses) | $89,000 | 2,157 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $9,737,000 | 551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,737,000 | 552 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $9,737,000 | 552 |
| Net charge-offs | $62,000 | 5,347 |
| Cash dividends | $8,522,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $9,648,000 | 540 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,594,000 | 1,163 |
| Total interest expense | $2,770,000 | 1,689 |
| Net interest income | $15,824,000 | 1,055 |
| Provision for loan and lease losses | $526,000 | 2,809 |
| Total noninterest income | $4,739,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,530,000 | 723 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,209,000 | 794 |
| Total noninterest expense | $13,045,000 | 1,131 |
| Salaries and employee benefits | $7,743,000 | 953 |
| Premises and equipment expense | $1,729,000 | 1,091 |
| Additional noninterest expense | $3,573,000 | 1,440 |
| Pre-tax net operating income | $6,992,000 | 686 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $6,992,000 | 588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,992,000 | 585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,992,000 | 588 |
| Net charge-offs | $-10,000 | 7,005 |
| Cash dividends | $8,522,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,992,000 | 575 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,154,000 | 1,203 |
| Total interest expense | $1,869,000 | 1,726 |
| Net interest income | $10,285,000 | 1,085 |
| Provision for loan and lease losses | $330,000 | 2,835 |
| Total noninterest income | $3,113,000 | 895 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,010,000 | 723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,103,000 | 805 |
| Total noninterest expense | $8,746,000 | 1,143 |
| Salaries and employee benefits | $5,161,000 | 957 |
| Premises and equipment expense | $1,120,000 | 1,144 |
| Additional noninterest expense | $2,465,000 | 1,426 |
| Pre-tax net operating income | $4,322,000 | 724 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $4,322,000 | 607 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,322,000 | 607 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,322,000 | 607 |
| Net charge-offs | $-44,000 | 7,294 |
| Cash dividends | $1,921,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,322,000 | 587 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 1,227 |
| Total interest expense | $932,000 | 1,775 |
| Net interest income | $5,051,000 | 1,098 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $1,511,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $497,000 | 722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,014,000 | 819 |
| Total noninterest expense | $4,333,000 | 1,163 |
| Salaries and employee benefits | $2,570,000 | 969 |
| Premises and equipment expense | $539,000 | 1,216 |
| Additional noninterest expense | $1,224,000 | 1,430 |
| Pre-tax net operating income | $2,124,000 | 743 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $2,124,000 | 621 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,124,000 | 617 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,124,000 | 621 |
| Net charge-offs | $-68,000 | 7,398 |
| Cash dividends | $687,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,124,000 | 601 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,576,000 | 1,306 |
| Total interest expense | $4,008,000 | 1,994 |
| Net interest income | $19,568,000 | 1,142 |
| Provision for loan and lease losses | $715,000 | 3,567 |
| Total noninterest income | $6,940,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,088,000 | 726 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,852,000 | 760 |
| Total noninterest expense | $17,309,000 | 1,169 |
| Salaries and employee benefits | $10,038,000 | 976 |
| Premises and equipment expense | $2,501,000 | 1,037 |
| Additional noninterest expense | $4,770,000 | 1,512 |
| Pre-tax net operating income | $8,484,000 | 633 |
| Securities gains (losses) | $37,000 | 2,833 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $8,521,000 | 534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,521,000 | 533 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $8,521,000 | 535 |
| Net charge-offs | $153,000 | 5,033 |
| Cash dividends | $4,704,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $8,484,000 | 506 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,518,000 | 1,335 |
| Total interest expense | $3,038,000 | 2,057 |
| Net interest income | $14,480,000 | 1,170 |
| Provision for loan and lease losses | $520,000 | 3,480 |
| Total noninterest income | $4,876,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,568,000 | 738 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,308,000 | 771 |
| Total noninterest expense | $12,538,000 | 1,197 |
| Salaries and employee benefits | $7,214,000 | 1,004 |
| Premises and equipment expense | $1,848,000 | 1,067 |
| Additional noninterest expense | $3,476,000 | 1,523 |
| Pre-tax net operating income | $6,298,000 | 676 |
| Securities gains (losses) | $37,000 | 2,611 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $6,335,000 | 541 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,335,000 | 542 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,335,000 | 543 |
| Net charge-offs | $120,000 | 4,722 |
| Cash dividends | $4,704,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,298,000 | 518 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,490,000 | 1,377 |
| Total interest expense | $2,053,000 | 2,108 |
| Net interest income | $9,437,000 | 1,206 |
| Provision for loan and lease losses | $390,000 | 3,233 |
| Total noninterest income | $3,071,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,030,000 | 746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,041,000 | 797 |
| Total noninterest expense | $8,204,000 | 1,212 |
| Salaries and employee benefits | $4,660,000 | 1,049 |
| Premises and equipment expense | $1,231,000 | 1,083 |
| Additional noninterest expense | $2,313,000 | 1,538 |
| Pre-tax net operating income | $3,914,000 | 709 |
| Securities gains (losses) | $37,000 | 2,071 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $3,951,000 | 560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,951,000 | 560 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,951,000 | 561 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $3,901,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,914,000 | 539 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 1,445 |
| Total interest expense | $1,059,000 | 2,152 |
| Net interest income | $4,541,000 | 1,263 |
| Provision for loan and lease losses | $195,000 | 3,039 |
| Total noninterest income | $1,408,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $500,000 | 774 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $908,000 | 860 |
| Total noninterest expense | $3,955,000 | 1,264 |
| Salaries and employee benefits | $2,278,000 | 1,090 |
| Premises and equipment expense | $619,000 | 1,107 |
| Additional noninterest expense | $1,058,000 | 1,652 |
| Pre-tax net operating income | $1,799,000 | 754 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,799,000 | 623 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,799,000 | 627 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,799,000 | 627 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $1,498,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,799,000 | 605 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,744,000 | 1,575 |
| Total interest expense | $4,938,000 | 2,288 |
| Net interest income | $16,806,000 | 1,322 |
| Provision for loan and lease losses | $570,000 | 4,341 |
| Total noninterest income | $6,159,000 | 925 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,257,000 | 746 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,902,000 | 864 |
| Total noninterest expense | $15,912,000 | 1,300 |
| Salaries and employee benefits | $8,996,000 | 1,092 |
| Premises and equipment expense | $2,395,000 | 1,144 |
| Additional noninterest expense | $4,521,000 | 1,639 |
| Pre-tax net operating income | $6,483,000 | 660 |
| Securities gains (losses) | $200,000 | 1,552 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $6,683,000 | 509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,683,000 | 509 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,683,000 | 511 |
| Net charge-offs | $225,000 | 4,849 |
| Cash dividends | $1,888,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,483,000 | 529 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,114,000 | 1,621 |
| Total interest expense | $3,718,000 | 2,372 |
| Net interest income | $12,396,000 | 1,344 |
| Provision for loan and lease losses | $535,000 | 3,701 |
| Total noninterest income | $4,708,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,678,000 | 749 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,030,000 | 848 |
| Total noninterest expense | $11,977,000 | 1,285 |
| Salaries and employee benefits | $6,673,000 | 1,115 |
| Premises and equipment expense | $1,874,000 | 1,104 |
| Additional noninterest expense | $3,430,000 | 1,579 |
| Pre-tax net operating income | $4,592,000 | 745 |
| Securities gains (losses) | $208,000 | 1,259 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $4,800,000 | 563 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,800,000 | 565 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,800,000 | 565 |
| Net charge-offs | $78,000 | 5,294 |
| Cash dividends | $1,847,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,592,000 | 588 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,513,000 | 1,690 |
| Total interest expense | $2,436,000 | 2,508 |
| Net interest income | $8,077,000 | 1,377 |
| Provision for loan and lease losses | $385,000 | 3,343 |
| Total noninterest income | $3,169,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,081,000 | 767 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,088,000 | 857 |
| Total noninterest expense | $8,049,000 | 1,303 |
| Salaries and employee benefits | $4,463,000 | 1,130 |
| Premises and equipment expense | $1,236,000 | 1,136 |
| Additional noninterest expense | $2,350,000 | 1,557 |
| Pre-tax net operating income | $2,812,000 | 822 |
| Securities gains (losses) | $208,000 | 998 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $3,020,000 | 605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,020,000 | 602 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,020,000 | 605 |
| Net charge-offs | $68,000 | 4,630 |
| Cash dividends | $1,172,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,812,000 | 635 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 1,770 |
| Total interest expense | $1,211,000 | 2,613 |
| Net interest income | $3,843,000 | 1,450 |
| Provision for loan and lease losses | $115,000 | 3,686 |
| Total noninterest income | $1,354,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $526,000 | 762 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $828,000 | 983 |
| Total noninterest expense | $3,772,000 | 1,324 |
| Salaries and employee benefits | $2,191,000 | 1,160 |
| Premises and equipment expense | $616,000 | 1,169 |
| Additional noninterest expense | $965,000 | 1,681 |
| Pre-tax net operating income | $1,310,000 | 969 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,310,000 | 791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,310,000 | 792 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,310,000 | 793 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,310,000 | 736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,253,000 | 1,738 |
| Total interest expense | $6,558,000 | 2,325 |
| Net interest income | $15,695,000 | 1,418 |
| Provision for loan and lease losses | $325,000 | 4,487 |
| Total noninterest income | $5,522,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,230,000 | 786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,292,000 | 898 |
| Total noninterest expense | $14,114,000 | 1,387 |
| Salaries and employee benefits | $7,896,000 | 1,276 |
| Premises and equipment expense | $2,251,000 | 1,215 |
| Additional noninterest expense | $3,967,000 | 1,557 |
| Pre-tax net operating income | $6,778,000 | 819 |
| Securities gains (losses) | $-2,553,000 | 7,950 |
| Applicable income taxes | $2,643,000 | 519 |
| Income before extraordinary items | $1,582,000 | 2,421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,582,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 4,395 |
| Cash dividends | $1,606,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,215,920 | 1,364 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,015,000 | 1,736 |
| Total interest expense | $5,116,000 | 2,343 |
| Net interest income | $11,899,000 | 1,422 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $4,177,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,657,000 | 804 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,520,000 | 925 |
| Total noninterest expense | $10,645,000 | 1,351 |
| Salaries and employee benefits | $6,064,000 | 1,265 |
| Premises and equipment expense | $1,669,000 | 1,225 |
| Additional noninterest expense | $2,912,000 | 1,533 |
| Pre-tax net operating income | $5,256,000 | 961 |
| Securities gains (losses) | $-2,603,000 | 8,108 |
| Applicable income taxes | $1,604,000 | 781 |
| Income before extraordinary items | $1,049,000 | 3,007 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,049,000 | 3,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,992 |
| Cash dividends | $598,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,714,920 | 1,436 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,390,000 | 1,762 |
| Total interest expense | $3,474,000 | 2,390 |
| Net interest income | $7,916,000 | 1,412 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $2,771,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,080,000 | 796 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,691,000 | 957 |
| Total noninterest expense | $7,049,000 | 1,357 |
| Salaries and employee benefits | $3,960,000 | 1,310 |
| Premises and equipment expense | $1,094,000 | 1,252 |
| Additional noninterest expense | $1,995,000 | 1,467 |
| Pre-tax net operating income | $3,463,000 | 1,036 |
| Securities gains (losses) | $174,000 | 677 |
| Applicable income taxes | $1,064,000 | 898 |
| Income before extraordinary items | $2,573,000 | 1,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,573,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $598,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,449,460 | 1,106 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 1,759 |
| Total interest expense | $1,897,000 | 2,347 |
| Net interest income | $3,939,000 | 1,410 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $1,280,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $530,000 | 812 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $750,000 | 1,053 |
| Total noninterest expense | $3,423,000 | 1,397 |
| Salaries and employee benefits | $1,953,000 | 1,335 |
| Premises and equipment expense | $531,000 | 1,298 |
| Additional noninterest expense | $939,000 | 1,530 |
| Pre-tax net operating income | $1,746,000 | 1,094 |
| Securities gains (losses) | $133,000 | 590 |
| Applicable income taxes | $550,000 | 926 |
| Income before extraordinary items | $1,329,000 | 1,136 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,329,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,234,570 | 1,179 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,391,000 | 1,752 |
| Total interest expense | $8,980,000 | 2,119 |
| Net interest income | $15,411,000 | 1,468 |
| Provision for loan and lease losses | $235,000 | 3,640 |
| Total noninterest income | $4,948,000 | 1,112 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,401,000 | 741 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,547,000 | 1,142 |
| Total noninterest expense | $13,156,000 | 1,410 |
| Salaries and employee benefits | $7,591,000 | 1,324 |
| Premises and equipment expense | $2,157,000 | 1,235 |
| Additional noninterest expense | $3,408,000 | 1,632 |
| Pre-tax net operating income | $6,968,000 | 1,221 |
| Securities gains (losses) | $-8,000 | 7,514 |
| Applicable income taxes | $2,151,000 | 1,069 |
| Income before extraordinary items | $4,809,000 | 1,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,809,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,931 |
| Cash dividends | $4,850,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,814,520 | 1,318 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,142,000 | 1,768 |
| Total interest expense | $6,614,000 | 2,140 |
| Net interest income | $11,528,000 | 1,474 |
| Provision for loan and lease losses | $235,000 | 2,712 |
| Total noninterest income | $3,679,000 | 1,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,758,000 | 748 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,921,000 | 1,155 |
| Total noninterest expense | $9,677,000 | 1,415 |
| Salaries and employee benefits | $5,638,000 | 1,330 |
| Premises and equipment expense | $1,601,000 | 1,238 |
| Additional noninterest expense | $2,438,000 | 1,670 |
| Pre-tax net operating income | $5,295,000 | 1,292 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $1,649,000 | 1,131 |
| Income before extraordinary items | $3,647,000 | 1,396 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,647,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $4,850,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,646,310 | 1,383 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,834,000 | 1,821 |
| Total interest expense | $4,213,000 | 2,233 |
| Net interest income | $7,621,000 | 1,511 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $2,349,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,136,000 | 778 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,213,000 | 1,214 |
| Total noninterest expense | $6,278,000 | 1,462 |
| Salaries and employee benefits | $3,707,000 | 1,379 |
| Premises and equipment expense | $1,049,000 | 1,274 |
| Additional noninterest expense | $1,522,000 | 1,785 |
| Pre-tax net operating income | $3,482,000 | 1,359 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $1,088,000 | 1,195 |
| Income before extraordinary items | $2,395,000 | 1,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,395,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $4,850,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,394,310 | 1,448 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 1,858 |
| Total interest expense | $2,068,000 | 2,260 |
| Net interest income | $3,702,000 | 1,564 |
| Provision for loan and lease losses | $110,000 | 1,886 |
| Total noninterest income | $1,069,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $519,000 | 823 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $550,000 | 1,273 |
| Total noninterest expense | $3,063,000 | 1,494 |
| Salaries and employee benefits | $1,815,000 | 1,426 |
| Premises and equipment expense | $512,000 | 1,311 |
| Additional noninterest expense | $736,000 | 1,815 |
| Pre-tax net operating income | $1,598,000 | 1,458 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $498,000 | 1,289 |
| Income before extraordinary items | $1,100,000 | 1,565 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,100,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,100,000 | 1,552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,780,000 | 1,920 |
| Total interest expense | $6,383,000 | 2,466 |
| Net interest income | $14,397,000 | 1,595 |
| Provision for loan and lease losses | $140,000 | 4,163 |
| Total noninterest income | $4,009,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,114,000 | 830 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,895,000 | 1,421 |
| Total noninterest expense | $11,567,000 | 1,549 |
| Salaries and employee benefits | $6,675,000 | 1,488 |
| Premises and equipment expense | $1,938,000 | 1,334 |
| Additional noninterest expense | $2,954,000 | 1,782 |
| Pre-tax net operating income | $6,699,000 | 1,455 |
| Securities gains (losses) | $-225,000 | 8,400 |
| Applicable income taxes | $2,092,000 | 1,284 |
| Income before extraordinary items | $4,382,000 | 1,647 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,382,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,299 |
| Cash dividends | $2,200,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,535,000 | 1,581 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,188,000 | 1,950 |
| Total interest expense | $4,449,000 | 2,549 |
| Net interest income | $10,739,000 | 1,615 |
| Provision for loan and lease losses | $115,000 | 3,881 |
| Total noninterest income | $2,994,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,591,000 | 829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,403,000 | 1,428 |
| Total noninterest expense | $8,592,000 | 1,564 |
| Salaries and employee benefits | $5,033,000 | 1,479 |
| Premises and equipment expense | $1,433,000 | 1,358 |
| Additional noninterest expense | $2,126,000 | 1,824 |
| Pre-tax net operating income | $5,026,000 | 1,500 |
| Securities gains (losses) | $-225,000 | 8,552 |
| Applicable income taxes | $1,573,000 | 1,345 |
| Income before extraordinary items | $3,228,000 | 1,727 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,228,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,378,750 | 1,631 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,739,000 | 1,979 |
| Total interest expense | $2,676,000 | 2,666 |
| Net interest income | $7,063,000 | 1,637 |
| Provision for loan and lease losses | $80,000 | 3,718 |
| Total noninterest income | $2,052,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,055,000 | 827 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $997,000 | 1,356 |
| Total noninterest expense | $5,677,000 | 1,583 |
| Salaries and employee benefits | $3,364,000 | 1,473 |
| Premises and equipment expense | $946,000 | 1,367 |
| Additional noninterest expense | $1,367,000 | 1,912 |
| Pre-tax net operating income | $3,358,000 | 1,506 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,113,000 | 1,282 |
| Income before extraordinary items | $2,245,000 | 1,625 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,245,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,245,000 | 1,613 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 2,011 |
| Total interest expense | $1,293,000 | 2,644 |
| Net interest income | $3,420,000 | 1,686 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $966,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $522,000 | 811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $444,000 | 1,463 |
| Total noninterest expense | $2,759,000 | 1,634 |
| Salaries and employee benefits | $1,649,000 | 1,511 |
| Premises and equipment expense | $449,000 | 1,451 |
| Additional noninterest expense | $661,000 | 1,968 |
| Pre-tax net operating income | $1,627,000 | 1,518 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $558,000 | 1,269 |
| Income before extraordinary items | $1,069,000 | 1,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,069,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,069,000 | 1,659 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,177,000 | 2,060 |
| Total interest expense | $4,304,000 | 2,501 |
| Net interest income | $11,873,000 | 1,852 |
| Provision for loan and lease losses | $134,000 | 4,307 |
| Total noninterest income | $3,902,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,968,000 | 885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,934,000 | 1,392 |
| Total noninterest expense | $10,668,000 | 1,608 |
| Salaries and employee benefits | $6,122,000 | 1,530 |
| Premises and equipment expense | $1,797,000 | 1,368 |
| Additional noninterest expense | $2,749,000 | 1,839 |
| Pre-tax net operating income | $4,973,000 | 1,880 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $1,601,000 | 1,634 |
| Income before extraordinary items | $3,356,000 | 2,044 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,356,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,528 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,366,880 | 2,014 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,632,000 | 2,099 |
| Total interest expense | $3,020,000 | 2,521 |
| Net interest income | $8,612,000 | 1,907 |
| Provision for loan and lease losses | $82,000 | 4,582 |
| Total noninterest income | $2,969,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,451,000 | 899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,518,000 | 1,352 |
| Total noninterest expense | $7,896,000 | 1,603 |
| Salaries and employee benefits | $4,496,000 | 1,546 |
| Premises and equipment expense | $1,303,000 | 1,398 |
| Additional noninterest expense | $2,097,000 | 1,783 |
| Pre-tax net operating income | $3,603,000 | 1,941 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $1,239,000 | 1,610 |
| Income before extraordinary items | $2,348,000 | 2,182 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,348,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,193 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,358,400 | 2,139 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,445,000 | 2,121 |
| Total interest expense | $1,891,000 | 2,529 |
| Net interest income | $5,554,000 | 1,947 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,008,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $926,000 | 914 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,082,000 | 1,266 |
| Total noninterest expense | $5,172,000 | 1,634 |
| Salaries and employee benefits | $2,944,000 | 1,574 |
| Premises and equipment expense | $833,000 | 1,448 |
| Additional noninterest expense | $1,395,000 | 1,773 |
| Pre-tax net operating income | $2,390,000 | 1,906 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $837,000 | 1,564 |
| Income before extraordinary items | $1,568,000 | 2,152 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,568,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,558,250 | 2,125 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 2,187 |
| Total interest expense | $906,000 | 2,525 |
| Net interest income | $2,631,000 | 2,048 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,014,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $443,000 | 926 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $571,000 | 1,206 |
| Total noninterest expense | $2,472,000 | 1,703 |
| Salaries and employee benefits | $1,441,000 | 1,601 |
| Premises and equipment expense | $393,000 | 1,551 |
| Additional noninterest expense | $638,000 | 1,922 |
| Pre-tax net operating income | $1,173,000 | 1,918 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $399,000 | 1,607 |
| Income before extraordinary items | $774,000 | 2,143 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $774,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $774,000 | 2,109 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,481,000 | 2,303 |
| Total interest expense | $2,850,000 | 2,735 |
| Net interest income | $9,631,000 | 2,115 |
| Provision for loan and lease losses | $32,000 | 6,387 |
| Total noninterest income | $3,183,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,761,000 | 1,007 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,422,000 | 1,702 |
| Total noninterest expense | $9,206,000 | 1,756 |
| Salaries and employee benefits | $5,256,000 | 1,677 |
| Premises and equipment expense | $1,530,000 | 1,522 |
| Additional noninterest expense | $2,420,000 | 2,028 |
| Pre-tax net operating income | $3,576,000 | 2,237 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $1,177,000 | 1,928 |
| Income before extraordinary items | $2,409,000 | 2,510 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,409,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-291,000 | 8,911 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,402,300 | 2,464 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 2,351 |
| Total interest expense | $1,998,000 | 2,847 |
| Net interest income | $7,037,000 | 2,150 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $2,350,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,387,000 | 954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $963,000 | 1,818 |
| Total noninterest expense | $6,762,000 | 1,783 |
| Salaries and employee benefits | $3,833,000 | 1,720 |
| Premises and equipment expense | $1,135,000 | 1,535 |
| Additional noninterest expense | $1,794,000 | 2,008 |
| Pre-tax net operating income | $2,558,000 | 2,341 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $856,000 | 2,009 |
| Income before extraordinary items | $1,712,000 | 2,653 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,712,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-189,000 | 8,907 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,705,300 | 2,599 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,798,000 | 2,421 |
| Total interest expense | $1,253,000 | 2,980 |
| Net interest income | $4,545,000 | 2,198 |
| Provision for loan and lease losses | $67,000 | 4,166 |
| Total noninterest income | $1,507,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $912,000 | 952 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $595,000 | 1,936 |
| Total noninterest expense | $4,458,000 | 1,795 |
| Salaries and employee benefits | $2,528,000 | 1,740 |
| Premises and equipment expense | $736,000 | 1,570 |
| Additional noninterest expense | $1,194,000 | 2,007 |
| Pre-tax net operating income | $1,527,000 | 2,553 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $502,000 | 2,200 |
| Income before extraordinary items | $1,025,000 | 2,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,025,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,805 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,025,000 | 2,795 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 2,468 |
| Total interest expense | $613,000 | 3,066 |
| Net interest income | $2,221,000 | 2,257 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $773,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $450,000 | 930 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $323,000 | 1,788 |
| Total noninterest expense | $2,124,000 | 1,888 |
| Salaries and employee benefits | $1,224,000 | 1,809 |
| Premises and equipment expense | $358,000 | 1,636 |
| Additional noninterest expense | $542,000 | 2,195 |
| Pre-tax net operating income | $870,000 | 2,268 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $296,000 | 1,951 |
| Income before extraordinary items | $574,000 | 2,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $574,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,905 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $574,000 | 2,526 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,970,000 | 2,389 |
| Total interest expense | $2,642,000 | 3,206 |
| Net interest income | $9,328,000 | 2,095 |
| Provision for loan and lease losses | $369,000 | 2,738 |
| Total noninterest income | $2,294,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,804,000 | 951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $490,000 | 3,617 |
| Total noninterest expense | $8,053,000 | 1,973 |
| Salaries and employee benefits | $4,421,000 | 1,944 |
| Premises and equipment expense | $1,253,000 | 1,826 |
| Additional noninterest expense | $2,379,000 | 2,026 |
| Pre-tax net operating income | $3,200,000 | 2,379 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $1,018,000 | 2,157 |
| Income before extraordinary items | $2,219,000 | 2,639 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,219,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,648 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,193,470 | 2,541 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,102,000 | 2,397 |
| Total interest expense | $2,016,000 | 3,268 |
| Net interest income | $7,086,000 | 2,081 |
| Provision for loan and lease losses | $290,000 | 2,572 |
| Total noninterest income | $1,624,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,350,000 | 967 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $274,000 | 4,194 |
| Total noninterest expense | $6,015,000 | 1,980 |
| Salaries and employee benefits | $3,229,000 | 1,993 |
| Premises and equipment expense | $932,000 | 1,848 |
| Additional noninterest expense | $1,854,000 | 1,926 |
| Pre-tax net operating income | $2,405,000 | 2,463 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $769,000 | 2,256 |
| Income before extraordinary items | $1,636,000 | 2,773 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,636,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,636,000 | 2,630 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 2,455 |
| Total interest expense | $1,369,000 | 3,311 |
| Net interest income | $4,591,000 | 2,123 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $1,106,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $880,000 | 975 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $226,000 | 3,804 |
| Total noninterest expense | $3,976,000 | 1,984 |
| Salaries and employee benefits | $2,109,000 | 2,018 |
| Premises and equipment expense | $599,000 | 1,904 |
| Additional noninterest expense | $1,268,000 | 1,893 |
| Pre-tax net operating income | $1,626,000 | 2,435 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $533,000 | 2,235 |
| Income before extraordinary items | $1,093,000 | 2,781 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,093,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,093,000 | 2,623 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 2,476 |
| Total interest expense | $685,000 | 3,372 |
| Net interest income | $2,289,000 | 2,136 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $560,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $457,000 | 906 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $1,865,000 | 2,098 |
| Salaries and employee benefits | $1,023,000 | 2,063 |
| Premises and equipment expense | $272,000 | 2,096 |
| Additional noninterest expense | $570,000 | 2,069 |
| Pre-tax net operating income | $934,000 | 2,168 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $316,000 | 1,982 |
| Income before extraordinary items | $618,000 | 2,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $618,000 | 2,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,287,000 | 2,698 |
| Total interest expense | $3,122,000 | 3,432 |
| Net interest income | $8,165,000 | 2,359 |
| Provision for loan and lease losses | $567,000 | 2,173 |
| Total noninterest income | $1,883,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,533,000 | 1,049 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,950 |
| Total noninterest expense | $6,458,000 | 2,315 |
| Salaries and employee benefits | $3,309,000 | 2,411 |
| Premises and equipment expense | $1,088,000 | 2,018 |
| Additional noninterest expense | $2,061,000 | 2,240 |
| Pre-tax net operating income | $3,023,000 | 2,491 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $977,000 | 2,252 |
| Income before extraordinary items | $2,046,000 | 2,751 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,046,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,482 |
| Cash dividends | $286,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,046,000 | 2,657 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,384,000 | 3,206 |
| Total interest expense | $4,258,000 | 3,613 |
| Net interest income | $6,126,000 | 2,894 |
| Provision for loan and lease losses | $97,000 | 5,668 |
| Total noninterest income | $1,064,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $789,000 | 1,927 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $275,000 | 4,302 |
| Total noninterest expense | $5,091,000 | 2,783 |
| Salaries and employee benefits | $2,630,000 | 2,830 |
| Premises and equipment expense | $892,000 | 2,391 |
| Additional noninterest expense | $1,569,000 | 2,766 |
| Pre-tax net operating income | $2,002,000 | 3,167 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $661,000 | 2,786 |
| Income before extraordinary items | $1,341,000 | 3,514 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,341,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $123,000 | 5,569 |
| Sale, conversion, retirement of capital stock, net | $3,600,000 | 230 |
| Net operating income | $1,341,000 | 3,416 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 3,890 |
| Total interest expense | $4,173,000 | 3,845 |
| Net interest income | $4,445,000 | 3,838 |
| Provision for loan and lease losses | $285,000 | 2,968 |
| Total noninterest income | $864,000 | 3,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,301 |
| Total noninterest expense | $3,659,000 | 3,570 |
| Salaries and employee benefits | $1,984,000 | 3,488 |
| Premises and equipment expense | $682,000 | 2,931 |
| Additional noninterest expense | $993,000 | 4,018 |
| Pre-tax net operating income | $1,365,000 | 4,355 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $466,000 | 3,642 |
| Income before extraordinary items | $900,000 | 4,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $900,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $899,340 | 4,688 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,373,000 | 4,757 |
| Total interest expense | $2,815,000 | 4,834 |
| Net interest income | $3,558,000 | 4,600 |
| Provision for loan and lease losses | $290,000 | 2,751 |
| Total noninterest income | $499,000 | 4,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,755 |
| Total noninterest expense | $2,810,000 | 4,457 |
| Salaries and employee benefits | $1,499,000 | 4,344 |
| Premises and equipment expense | $515,000 | 3,672 |
| Additional noninterest expense | $796,000 | 4,800 |
| Pre-tax net operating income | $957,000 | 5,431 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $308,000 | 4,763 |
| Income before extraordinary items | $635,000 | 5,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $635,000 | 5,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,170,000 | 346 |
| Net operating income | $644,380 | 5,663 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 6,968 |
| Total interest expense | $1,582,000 | 7,010 |
| Net interest income | $1,908,000 | 6,835 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $261,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $1,931,000 | 5,727 |
| Salaries and employee benefits | $945,000 | 6,005 |
| Premises and equipment expense | $418,000 | 4,270 |
| Additional noninterest expense | $568,000 | 5,960 |
| Pre-tax net operating income | $103,000 | 9,404 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-126,000 | 10,256 |
| Income before extraordinary items | $229,000 | 8,399 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $229,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $229,000 | 8,326 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 10,463 |
| Total interest expense | $283,000 | 10,547 |
| Net interest income | $533,000 | 10,315 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $35,000 | 10,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $921,000 | 8,602 |
| Salaries and employee benefits | $448,000 | 8,957 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $317,000 | 8,150 |
| Pre-tax net operating income | $-498,000 | 10,744 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-498,000 | 10,758 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-498,000 | 10,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,625,000 | 217 |
| Net operating income | $-498,000 | 10,738 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.