Home > Oswego County National Bank > Assets and Liabilities
Oswego County National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 82 | 2,139 |
| Assets and Liabilities | ||
| Total Assets: | $218,884,000 | 2,826 |
| Cash and due from depository institutions | $9,278,000 | 2,139 |
| Interest-bearing balances | $468,000 | 3,168 |
| Securities | $38,794,000 | 2,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $148,943,000 | 2,797 |
| Loan loss allowance | $1,494,000 | 3,142 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,018,000 | 1,687 |
| Other real estate owned | $22,000 | 2,139 |
| Goodwill and other intangibles | $1,211,000 | 1,619 |
| All other assets | $13,618,000 | 1,329 |
| Life insurance assets | $6,429,000 | 873 |
| Total liabilities and capital | $218,884,000 | 2,826 |
| Total liabilities | $200,225,000 | 2,769 |
| Total deposits | $173,096,000 | 2,879 |
| Interest-bearing deposits | $139,504,000 | 2,987 |
| Deposits held in domestic offices | $173,096,000 | 2,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,627,000 | 1,693 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,502,000 | 1,029 |
| Total equity capital | $18,659,000 | 3,363 |
| Total bank equity capital | $18,659,000 | 3,363 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $12,259,000 | 2,073 |
| Undivided profits | $6,400,000 | 4,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,629,000 | 1,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 777 |
| Income earned, not collected on loans | $1,194,000 | 3,410 |
| Earning assets | $188,205,000 | 2,970 |
| Long-term assets (5+ years) | $53,032,000 | 1,762 |
| Average Assets, year-to-date | $223,602,750 | 2,707 |
| Average Assets, quarterly | $223,496,000 | 2,756 |
| Volatile liabilities | $29,553,000 | 3,781 |
| Insider loans | $403,000 | 5,833 |
| FHLB advances | $21,627,000 | 1,591 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $16,411,000 | 3,720 |
| Tier 1 (core) risk-based capital | $18,251,000 | 3,320 |
| Tier 2 risk-based capital | $1,494,000 | 2,989 |
| Total risk weighted assets | $147,783,000 | 2,941 |
| Total unused commitments | $16,411,000 | 3,721 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 82 | 2,148 |
| Assets and Liabilities | ||
| Total Assets: | $228,108,000 | 2,714 |
| Cash and due from depository institutions | $13,671,000 | 2,148 |
| Interest-bearing balances | $4,901,000 | 1,012 |
| Securities | $39,182,000 | 2,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $151,663,000 | 2,728 |
| Loan loss allowance | $1,471,000 | 3,171 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,164,000 | 1,614 |
| Other real estate owned | $0 | 2,148 |
| Goodwill and other intangibles | $1,235,000 | 1,600 |
| All other assets | $15,193,000 | 1,192 |
| Life insurance assets | $6,378,000 | 859 |
| Total liabilities and capital | $228,108,000 | 2,714 |
| Total liabilities | $209,582,000 | 2,658 |
| Total deposits | $184,706,000 | 2,698 |
| Interest-bearing deposits | $149,412,000 | 2,807 |
| Deposits held in domestic offices | $184,706,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $21,627,000 | 1,709 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,249,000 | 1,478 |
| Total equity capital | $18,526,000 | 3,259 |
| Total bank equity capital | $18,526,000 | 3,259 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $12,259,000 | 2,031 |
| Undivided profits | $6,267,000 | 4,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,171,000 | 2,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 784 |
| Income earned, not collected on loans | $1,033,000 | 3,508 |
| Earning assets | $195,746,000 | 2,862 |
| Long-term assets (5+ years) | $53,872,000 | 1,719 |
| Average Assets, year-to-date | $225,175,670 | 2,704 |
| Average Assets, quarterly | $225,607,500 | 2,718 |
| Volatile liabilities | $24,541,000 | 4,124 |
| Insider loans | $403,000 | 5,845 |
| FHLB advances | $21,627,000 | 1,602 |
| Loans and leases held for sale | $92,000 | 1,663 |
| Unused loan commitments | $16,411,000 | 3,740 |
| Tier 1 (core) risk-based capital | $18,462,000 | 3,213 |
| Tier 2 risk-based capital | $1,471,000 | 3,013 |
| Total risk weighted assets | $148,757,000 | 2,902 |
| Total unused commitments | $16,411,000 | 3,740 |
| Derivatives | $803,000 | 850 |
| 2006-03-31 | Rank | |
| # of Employees: | 89 | 1,957 |
| Assets and Liabilities | ||
| Total Assets: | $223,107,000 | 2,747 |
| Cash and due from depository institutions | $10,598,000 | 1,957 |
| Interest-bearing balances | $3,681,000 | 1,361 |
| Securities | $40,638,000 | 2,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $149,666,000 | 2,719 |
| Loan loss allowance | $1,438,000 | 3,189 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,379,000 | 1,788 |
| Other real estate owned | $0 | 1,957 |
| Goodwill and other intangibles | $1,254,000 | 1,563 |
| All other assets | $14,572,000 | 1,203 |
| Life insurance assets | $6,317,000 | 846 |
| Total liabilities and capital | $223,107,000 | 2,747 |
| Total liabilities | $204,674,000 | 2,696 |
| Total deposits | $179,935,000 | 2,749 |
| Interest-bearing deposits | $147,514,000 | 2,822 |
| Deposits held in domestic offices | $179,935,000 | 2,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,627,000 | 1,646 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,112,000 | 1,531 |
| Total equity capital | $18,433,000 | 3,258 |
| Total bank equity capital | $18,433,000 | 3,258 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $12,259,000 | 1,969 |
| Undivided profits | $6,174,000 | 4,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,560,000 | 1,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 619 |
| Income earned, not collected on loans | $1,109,000 | 3,126 |
| Earning assets | $193,985,000 | 2,863 |
| Long-term assets (5+ years) | $53,402,000 | 1,698 |
| Average Assets, year-to-date | $223,709,500 | 2,717 |
| Average Assets, quarterly | $223,709,500 | 2,717 |
| Volatile liabilities | $22,764,000 | 4,189 |
| Insider loans | $425,000 | 5,739 |
| FHLB advances | $21,627,000 | 1,561 |
| Loans and leases held for sale | $376,000 | 1,214 |
| Unused loan commitments | $18,641,000 | 3,464 |
| Tier 1 (core) risk-based capital | $18,100,000 | 3,225 |
| Tier 2 risk-based capital | $1,438,000 | 3,013 |
| Total risk weighted assets | $143,899,000 | 2,940 |
| Total unused commitments | $18,641,000 | 3,466 |
| Derivatives | $1,279,000 | 770 |
| 2005-12-31 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $224,312,000 | 2,714 |
| Cash and due from depository institutions | $12,000,000 | 1,940 |
| Interest-bearing balances | $2,431,000 | 1,749 |
| Securities | $43,291,000 | 2,679 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $148,120,000 | 2,714 |
| Loan loss allowance | $1,377,000 | 3,254 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,687,000 | 1,968 |
| Other real estate owned | $0 | 1,940 |
| Goodwill and other intangibles | $1,273,000 | 1,548 |
| All other assets | $13,941,000 | 1,235 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $224,312,000 | 2,714 |
| Total liabilities | $206,215,000 | 2,655 |
| Total deposits | $181,600,000 | 2,715 |
| Interest-bearing deposits | $146,894,000 | 2,794 |
| Deposits held in domestic offices | $181,600,000 | 2,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,627,000 | 1,671 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,988,000 | 1,553 |
| Total equity capital | $18,097,000 | 3,277 |
| Total bank equity capital | $18,097,000 | 3,277 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $12,259,000 | 1,924 |
| Undivided profits | $5,838,000 | 4,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,030,000 | 2,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 586 |
| Income earned, not collected on loans | $912,000 | 3,726 |
| Earning assets | $193,842,000 | 2,837 |
| Long-term assets (5+ years) | $52,592,000 | 1,711 |
| Average Assets, year-to-date | $220,771,000 | 2,667 |
| Average Assets, quarterly | $225,640,000 | 2,682 |
| Volatile liabilities | $24,303,000 | 3,973 |
| Insider loans | $402,000 | 5,790 |
| FHLB advances | $21,627,000 | 1,571 |
| Loans and leases held for sale | $269,000 | 1,353 |
| Unused loan commitments | $20,670,000 | 3,255 |
| Tier 1 (core) risk-based capital | $17,698,000 | 3,231 |
| Tier 2 risk-based capital | $1,377,000 | 3,073 |
| Total risk weighted assets | $145,922,000 | 2,869 |
| Total unused commitments | $20,670,000 | 3,255 |
| Derivatives | $603,000 | 800 |
| 2005-09-30 | Rank | |
| # of Employees: | 86 | 2,008 |
| Assets and Liabilities | ||
| Total Assets: | $226,968,000 | 2,656 |
| Cash and due from depository institutions | $15,697,000 | 2,008 |
| Interest-bearing balances | $7,830,000 | 733 |
| Securities | $44,880,000 | 2,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $145,787,000 | 2,722 |
| Loan loss allowance | $1,373,000 | 3,243 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,404,000 | 2,036 |
| Other real estate owned | $5,000 | 2,008 |
| Goodwill and other intangibles | $1,285,000 | 1,523 |
| All other assets | $13,910,000 | 1,212 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $226,968,000 | 2,656 |
| Total liabilities | $208,980,000 | 2,599 |
| Total deposits | $181,757,000 | 2,643 |
| Interest-bearing deposits | $145,784,000 | 2,758 |
| Deposits held in domestic offices | $181,757,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $24,377,000 | 1,561 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,846,000 | 1,575 |
| Total equity capital | $17,988,000 | 3,248 |
| Total bank equity capital | $17,988,000 | 3,248 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $12,259,000 | 1,869 |
| Undivided profits | $5,729,000 | 4,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 4,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 758 |
| Income earned, not collected on loans | $1,014,000 | 3,378 |
| Earning assets | $198,497,000 | 2,754 |
| Long-term assets (5+ years) | $55,328,000 | 1,630 |
| Average Assets, year-to-date | $219,885,750 | 2,653 |
| Average Assets, quarterly | $221,486,000 | 2,686 |
| Volatile liabilities | $19,389,000 | 4,486 |
| Insider loans | $404,000 | 5,789 |
| FHLB advances | $24,377,000 | 1,471 |
| Loans and leases held for sale | $330,000 | 1,390 |
| Unused loan commitments | $21,918,000 | 3,089 |
| Tier 1 (core) risk-based capital | $17,370,000 | 3,247 |
| Tier 2 risk-based capital | $1,373,000 | 3,042 |
| Total risk weighted assets | $145,015,000 | 2,821 |
| Total unused commitments | $21,918,000 | 3,091 |
| Derivatives | $779,000 | 769 |
| 2005-06-30 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $216,004,000 | 2,719 |
| Cash and due from depository institutions | $9,964,000 | 1,940 |
| Interest-bearing balances | $1,809,000 | 2,092 |
| Securities | $46,525,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $139,312,000 | 2,752 |
| Loan loss allowance | $1,388,000 | 3,178 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,467,000 | 1,966 |
| Other real estate owned | $5,000 | 1,940 |
| Goodwill and other intangibles | $1,288,000 | 1,512 |
| All other assets | $13,443,000 | 1,219 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $216,004,000 | 2,719 |
| Total liabilities | $198,212,000 | 2,665 |
| Total deposits | $173,316,000 | 2,714 |
| Interest-bearing deposits | $139,122,000 | 2,824 |
| Deposits held in domestic offices | $173,316,000 | 2,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,077,000 | 1,661 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,819,000 | 1,499 |
| Total equity capital | $17,792,000 | 3,226 |
| Total bank equity capital | $17,792,000 | 3,226 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $12,259,000 | 1,824 |
| Undivided profits | $5,533,000 | 4,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 3,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 779 |
| Income earned, not collected on loans | $850,000 | 3,646 |
| Earning assets | $187,646,000 | 2,837 |
| Long-term assets (5+ years) | $56,254,000 | 1,632 |
| Average Assets, year-to-date | $217,525,000 | 2,652 |
| Average Assets, quarterly | $217,468,000 | 2,680 |
| Volatile liabilities | $19,729,000 | 4,297 |
| Insider loans | $212,000 | 6,557 |
| FHLB advances | $22,077,000 | 1,563 |
| Loans and leases held for sale | $512,000 | 1,242 |
| Unused loan commitments | $20,342,000 | 3,158 |
| Tier 1 (core) risk-based capital | $17,033,000 | 3,228 |
| Tier 2 risk-based capital | $1,391,000 | 2,978 |
| Total risk weighted assets | $139,433,000 | 2,851 |
| Total unused commitments | $20,342,000 | 3,159 |
| Derivatives | $1,620,000 | 651 |
| 2005-03-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $218,932,000 | 2,671 |
| Cash and due from depository institutions | $13,839,000 | 2,018 |
| Interest-bearing balances | $6,749,000 | 827 |
| Securities | $53,555,000 | 2,264 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $131,414,000 | 2,839 |
| Loan loss allowance | $1,344,000 | 3,266 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,504,000 | 1,934 |
| Other real estate owned | $33,000 | 2,018 |
| Goodwill and other intangibles | $1,310,000 | 1,503 |
| All other assets | $13,277,000 | 1,219 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $218,932,000 | 2,671 |
| Total liabilities | $193,897,000 | 2,698 |
| Total deposits | $165,085,000 | 2,819 |
| Interest-bearing deposits | $134,140,000 | 2,904 |
| Deposits held in domestic offices | $165,085,000 | 2,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,077,000 | 1,427 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,735,000 | 1,513 |
| Total equity capital | $25,035,000 | 2,320 |
| Total bank equity capital | $25,035,000 | 2,320 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $12,259,000 | 1,771 |
| Undivided profits | $12,776,000 | 2,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 829 |
| Income earned, not collected on loans | $1,030,000 | 2,981 |
| Earning assets | $191,718,000 | 2,785 |
| Long-term assets (5+ years) | $62,795,000 | 1,538 |
| Average Assets, year-to-date | $218,285,500 | 2,656 |
| Average Assets, quarterly | $218,285,500 | 2,656 |
| Volatile liabilities | $24,756,000 | 3,640 |
| Insider loans | $53,000 | 7,563 |
| FHLB advances | $26,077,000 | 1,335 |
| Loans and leases held for sale | $66,000 | 1,702 |
| Unused loan commitments | $21,341,000 | 2,994 |
| Tier 1 (core) risk-based capital | $24,573,000 | 2,279 |
| Tier 2 risk-based capital | $1,344,000 | 3,042 |
| Total risk weighted assets | $137,083,000 | 2,841 |
| Total unused commitments | $21,341,000 | 2,997 |
| Derivatives | $708,000 | 685 |
| 2004-12-31 | Rank | |
| # of Employees: | 84 | 2,042 |
| Assets and Liabilities | ||
| Total Assets: | $217,639,000 | 2,677 |
| Cash and due from depository institutions | $7,956,000 | 2,042 |
| Interest-bearing balances | $35,000 | 5,947 |
| Securities | $55,720,000 | 2,209 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $133,532,000 | 2,779 |
| Loan loss allowance | $1,352,000 | 3,200 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,534,000 | 1,901 |
| Other real estate owned | $6,000 | 2,042 |
| Goodwill and other intangibles | $1,312,000 | 1,493 |
| All other assets | $13,579,000 | 1,165 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $217,639,000 | 2,677 |
| Total liabilities | $192,254,000 | 2,704 |
| Total deposits | $159,616,000 | 2,891 |
| Interest-bearing deposits | $127,026,000 | 3,037 |
| Deposits held in domestic offices | $159,616,000 | 2,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $29,752,000 | 1,335 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,886,000 | 1,421 |
| Total equity capital | $25,385,000 | 2,297 |
| Total bank equity capital | $25,385,000 | 2,297 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $12,259,000 | 1,749 |
| Undivided profits | $13,126,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 2,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 781 |
| Income earned, not collected on loans | $878,000 | 3,420 |
| Earning assets | $189,287,000 | 2,803 |
| Long-term assets (5+ years) | $65,480,000 | 1,511 |
| Average Assets, year-to-date | $214,081,000 | 2,604 |
| Average Assets, quarterly | $216,700,500 | 2,664 |
| Volatile liabilities | $26,277,000 | 3,417 |
| Insider loans | $55,000 | 7,586 |
| FHLB advances | $29,752,000 | 1,239 |
| Loans and leases held for sale | $334,000 | 1,291 |
| Unused loan commitments | $12,478,000 | 4,003 |
| Tier 1 (core) risk-based capital | $24,525,000 | 2,248 |
| Tier 2 risk-based capital | $1,367,000 | 2,992 |
| Total risk weighted assets | $136,771,000 | 2,828 |
| Total unused commitments | $12,478,000 | 4,003 |
| Derivatives | $2,566,000 | 540 |
| 2004-09-30 | Rank | |
| # of Employees: | 77 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $215,762,000 | 2,665 |
| Cash and due from depository institutions | $8,260,000 | 2,211 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $59,725,000 | 2,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $127,905,000 | 2,843 |
| Loan loss allowance | $1,318,000 | 3,267 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,441,000 | 1,907 |
| Other real estate owned | $12,000 | 2,211 |
| Goodwill and other intangibles | $1,313,000 | 1,469 |
| All other assets | $13,106,000 | 1,170 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $215,762,000 | 2,665 |
| Total liabilities | $190,588,000 | 2,688 |
| Total deposits | $166,740,000 | 2,767 |
| Interest-bearing deposits | $133,147,000 | 2,889 |
| Deposits held in domestic offices | $166,740,000 | 2,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,312,000 | 1,647 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,536,000 | 1,583 |
| Total equity capital | $25,174,000 | 2,289 |
| Total bank equity capital | $25,174,000 | 2,289 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $12,259,000 | 1,723 |
| Undivided profits | $12,915,000 | 2,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $887,000 | 2,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 824 |
| Income earned, not collected on loans | $1,031,000 | 3,024 |
| Earning assets | $187,632,000 | 2,788 |
| Long-term assets (5+ years) | $67,360,000 | 1,494 |
| Average Assets, year-to-date | $213,191,500 | 2,598 |
| Average Assets, quarterly | $216,133,000 | 2,624 |
| Volatile liabilities | $26,955,000 | 3,334 |
| Insider loans | $58,000 | 7,566 |
| FHLB advances | $21,312,000 | 1,535 |
| Loans and leases held for sale | $223,000 | 1,466 |
| Unused loan commitments | $17,218,000 | 3,306 |
| Tier 1 (core) risk-based capital | $24,162,000 | 2,263 |
| Tier 2 risk-based capital | $1,339,000 | 3,010 |
| Total risk weighted assets | $133,938,000 | 2,831 |
| Total unused commitments | $17,218,000 | 3,309 |
| Derivatives | $1,355,000 | 604 |
| 2004-06-30 | Rank | |
| # of Employees: | 80 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $216,504,000 | 2,613 |
| Cash and due from depository institutions | $14,638,000 | 2,138 |
| Interest-bearing balances | $6,662,000 | 902 |
| Securities | $59,988,000 | 2,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $121,339,000 | 2,922 |
| Loan loss allowance | $1,266,000 | 3,366 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,507,000 | 1,847 |
| Other real estate owned | $1,000 | 2,138 |
| Goodwill and other intangibles | $1,308,000 | 1,472 |
| All other assets | $13,723,000 | 1,130 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $216,504,000 | 2,613 |
| Total liabilities | $192,476,000 | 2,639 |
| Total deposits | $166,640,000 | 2,733 |
| Interest-bearing deposits | $136,325,000 | 2,830 |
| Deposits held in domestic offices | $166,640,000 | 2,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,250,000 | 1,534 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,586,000 | 1,444 |
| Total equity capital | $24,028,000 | 2,295 |
| Total bank equity capital | $24,028,000 | 2,295 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $12,259,000 | 1,674 |
| Undivided profits | $11,769,000 | 2,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 2,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 695 |
| Income earned, not collected on loans | $846,000 | 3,433 |
| Earning assets | $187,989,000 | 2,756 |
| Long-term assets (5+ years) | $68,124,000 | 1,524 |
| Average Assets, year-to-date | $212,334,670 | 2,610 |
| Average Assets, quarterly | $212,844,500 | 2,631 |
| Volatile liabilities | $28,704,000 | 3,130 |
| Insider loans | $61,000 | 7,591 |
| FHLB advances | $23,250,000 | 1,429 |
| Loans and leases held for sale | $315,000 | 1,329 |
| Unused loan commitments | $19,933,000 | 3,006 |
| Tier 1 (core) risk-based capital | $23,731,000 | 2,245 |
| Tier 2 risk-based capital | $1,266,000 | 3,112 |
| Total risk weighted assets | $130,001,000 | 2,872 |
| Total unused commitments | $19,933,000 | 3,009 |
| Derivatives | $3,177,000 | 526 |
| 2004-03-31 | Rank | |
| # of Employees: | 82 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $209,185,000 | 2,675 |
| Cash and due from depository institutions | $13,816,000 | 2,084 |
| Interest-bearing balances | $6,815,000 | 1,017 |
| Securities | $56,804,000 | 2,181 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $118,494,000 | 2,925 |
| Loan loss allowance | $1,217,000 | 3,413 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,921,000 | 1,664 |
| Other real estate owned | $66,000 | 2,084 |
| Goodwill and other intangibles | $318,000 | 2,303 |
| All other assets | $13,766,000 | 1,065 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $209,185,000 | 2,675 |
| Total liabilities | $184,487,000 | 2,707 |
| Total deposits | $158,983,000 | 2,823 |
| Interest-bearing deposits | $131,578,000 | 2,906 |
| Deposits held in domestic offices | $158,983,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $23,250,000 | 1,452 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,254,000 | 1,811 |
| Total equity capital | $24,698,000 | 2,275 |
| Total bank equity capital | $24,698,000 | 2,275 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $12,259,000 | 1,649 |
| Undivided profits | $12,439,000 | 2,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 2,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 894 |
| Income earned, not collected on loans | $974,000 | 2,971 |
| Earning assets | $182,113,000 | 2,801 |
| Long-term assets (5+ years) | $59,291,000 | 1,658 |
| Average Assets, year-to-date | $210,250,000 | 2,632 |
| Average Assets, quarterly | $210,250,000 | 2,632 |
| Volatile liabilities | $24,114,000 | 3,440 |
| Insider loans | $65,000 | 7,580 |
| FHLB advances | $23,250,000 | 1,347 |
| Loans and leases held for sale | $434,000 | 1,345 |
| Unused loan commitments | $17,710,000 | 3,171 |
| Tier 1 (core) risk-based capital | $23,431,000 | 2,248 |
| Tier 2 risk-based capital | $1,279,000 | 3,052 |
| Total risk weighted assets | $126,092,000 | 2,892 |
| Total unused commitments | $17,710,000 | 3,177 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $211,315,000 | 2,644 |
| Cash and due from depository institutions | $15,272,000 | 2,009 |
| Interest-bearing balances | $6,709,000 | 941 |
| Securities | $57,973,000 | 2,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $118,306,000 | 2,903 |
| Loan loss allowance | $1,183,000 | 3,492 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,011,000 | 1,626 |
| Other real estate owned | $126,000 | 2,009 |
| Goodwill and other intangibles | $318,000 | 2,295 |
| All other assets | $13,309,000 | 1,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,315,000 | 2,644 |
| Total liabilities | $187,222,000 | 2,675 |
| Total deposits | $160,644,000 | 2,795 |
| Interest-bearing deposits | $132,996,000 | 2,858 |
| Deposits held in domestic offices | $160,644,000 | 2,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,250,000 | 1,471 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,328,000 | 1,259 |
| Total equity capital | $24,093,000 | 2,288 |
| Total bank equity capital | $24,093,000 | 2,288 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $12,259,000 | 1,617 |
| Undivided profits | $11,834,000 | 2,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 3,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $810,000 | 3,642 |
| Earning assets | $182,988,000 | 2,769 |
| Long-term assets (5+ years) | $61,160,000 | 1,637 |
| Average Assets, year-to-date | $202,154,000 | 2,672 |
| Average Assets, quarterly | $209,667,000 | 2,634 |
| Volatile liabilities | $22,870,000 | 3,566 |
| Insider loans | $69,000 | 7,613 |
| FHLB advances | $23,250,000 | 1,366 |
| Loans and leases held for sale | $722,000 | 1,008 |
| Unused loan commitments | $23,246,000 | 2,558 |
| Tier 1 (core) risk-based capital | $23,218,000 | 2,251 |
| Tier 2 risk-based capital | $1,183,000 | 3,234 |
| Total risk weighted assets | $127,514,000 | 2,872 |
| Total unused commitments | $23,246,000 | 2,562 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $208,019,000 | 2,668 |
| Cash and due from depository institutions | $12,137,000 | 1,900 |
| Interest-bearing balances | $3,663,000 | 1,698 |
| Securities | $59,703,000 | 2,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $116,430,000 | 2,919 |
| Loan loss allowance | $1,185,000 | 3,478 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,938,000 | 1,641 |
| Other real estate owned | $60,000 | 1,900 |
| Goodwill and other intangibles | $318,000 | 2,273 |
| All other assets | $13,433,000 | 1,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,019,000 | 2,668 |
| Total liabilities | $184,382,000 | 2,692 |
| Total deposits | $158,408,000 | 2,812 |
| Interest-bearing deposits | $125,881,000 | 3,001 |
| Deposits held in domestic offices | $158,408,000 | 2,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,700,000 | 1,423 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,274,000 | 1,737 |
| Total equity capital | $23,637,000 | 2,323 |
| Total bank equity capital | $23,637,000 | 2,323 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $12,259,000 | 1,593 |
| Undivided profits | $11,378,000 | 2,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,199,000 | 2,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,061,000 | 2,977 |
| Earning assets | $179,796,000 | 2,785 |
| Long-term assets (5+ years) | $63,936,000 | 1,584 |
| Average Assets, year-to-date | $199,863,750 | 2,713 |
| Average Assets, quarterly | $204,342,500 | 2,699 |
| Volatile liabilities | $16,273,000 | 4,408 |
| Insider loans | $75,000 | 7,627 |
| FHLB advances | $23,700,000 | 1,308 |
| Loans and leases held for sale | $1,959,000 | 864 |
| Unused loan commitments | $18,436,000 | 2,992 |
| Tier 1 (core) risk-based capital | $22,891,000 | 2,270 |
| Tier 2 risk-based capital | $1,185,000 | 3,212 |
| Total risk weighted assets | $124,044,000 | 2,927 |
| Total unused commitments | $18,436,000 | 2,994 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 85 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $200,666,000 | 2,746 |
| Cash and due from depository institutions | $11,980,000 | 2,061 |
| Interest-bearing balances | $4,500,000 | 1,625 |
| Securities | $51,595,000 | 2,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $119,422,000 | 2,835 |
| Loan loss allowance | $1,125,000 | 3,574 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,580,000 | 1,722 |
| Other real estate owned | $0 | 2,061 |
| Goodwill and other intangibles | $318,000 | 2,228 |
| All other assets | $11,771,000 | 1,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,666,000 | 2,746 |
| Total liabilities | $176,861,000 | 2,769 |
| Total deposits | $160,601,000 | 2,767 |
| Interest-bearing deposits | $128,508,000 | 2,924 |
| Deposits held in domestic offices | $160,601,000 | 2,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,700,000 | 1,951 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,560,000 | 1,683 |
| Total equity capital | $23,805,000 | 2,312 |
| Total bank equity capital | $23,805,000 | 2,312 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $12,259,000 | 1,559 |
| Undivided profits | $11,546,000 | 2,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $826,000 | 3,603 |
| Earning assets | $175,517,000 | 2,832 |
| Long-term assets (5+ years) | $58,894,000 | 1,604 |
| Average Assets, year-to-date | $197,145,330 | 2,727 |
| Average Assets, quarterly | $198,244,000 | 2,744 |
| Volatile liabilities | $15,252,000 | 4,541 |
| Insider loans | $79,000 | 7,662 |
| FHLB advances | $13,700,000 | 1,832 |
| Loans and leases held for sale | $7,147,000 | 577 |
| Unused loan commitments | $18,685,000 | 2,948 |
| Tier 1 (core) risk-based capital | $22,199,000 | 2,308 |
| Tier 2 risk-based capital | $1,125,000 | 3,295 |
| Total risk weighted assets | $119,292,000 | 2,987 |
| Total unused commitments | $18,685,000 | 2,958 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 79 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $195,822,000 | 2,758 |
| Cash and due from depository institutions | $19,182,000 | 2,183 |
| Interest-bearing balances | $11,582,000 | 740 |
| Securities | $50,509,000 | 2,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $110,562,000 | 2,967 |
| Loan loss allowance | $1,262,000 | 3,218 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,725,000 | 1,989 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $318,000 | 2,218 |
| All other assets | $10,526,000 | 1,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,822,000 | 2,758 |
| Total liabilities | $172,823,000 | 2,793 |
| Total deposits | $156,276,000 | 2,810 |
| Interest-bearing deposits | $128,210,000 | 2,916 |
| Deposits held in domestic offices | $156,276,000 | 2,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,700,000 | 1,909 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,847,000 | 1,582 |
| Total equity capital | $22,999,000 | 2,324 |
| Total bank equity capital | $22,999,000 | 2,324 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $12,259,000 | 1,530 |
| Undivided profits | $10,740,000 | 2,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,144,000 | 2,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,003,000 | 3,026 |
| Earning assets | $172,653,000 | 2,837 |
| Long-term assets (5+ years) | $45,875,000 | 1,884 |
| Average Assets, year-to-date | $195,385,000 | 2,740 |
| Average Assets, quarterly | $195,385,000 | 2,740 |
| Volatile liabilities | $15,730,000 | 4,411 |
| Insider loans | $83,000 | 7,643 |
| FHLB advances | $13,700,000 | 1,796 |
| Loans and leases held for sale | $4,559,000 | 658 |
| Unused loan commitments | $16,946,000 | 3,031 |
| Tier 1 (core) risk-based capital | $22,479,000 | 2,228 |
| Tier 2 risk-based capital | $1,262,000 | 2,975 |
| Total risk weighted assets | $120,643,000 | 2,918 |
| Total unused commitments | $16,946,000 | 3,041 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 75 | 2,294 |
| Assets and Liabilities | ||
| Total Assets: | $194,948,000 | 2,736 |
| Cash and due from depository institutions | $32,827,000 | 2,294 |
| Interest-bearing balances | $24,951,000 | 293 |
| Securities | $39,672,000 | 2,828 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $107,958,000 | 3,004 |
| Loan loss allowance | $1,190,000 | 3,291 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,793,000 | 1,929 |
| Other real estate owned | $0 | 2,294 |
| Goodwill and other intangibles | $318,000 | 2,190 |
| All other assets | $9,380,000 | 1,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,948,000 | 2,736 |
| Total liabilities | $179,018,000 | 2,671 |
| Total deposits | $162,824,000 | 2,657 |
| Interest-bearing deposits | $134,761,000 | 2,744 |
| Deposits held in domestic offices | $162,824,000 | 2,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,700,000 | 1,928 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,494,000 | 1,712 |
| Total equity capital | $15,930,000 | 3,221 |
| Total bank equity capital | $15,930,000 | 3,221 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $5,244,000 | 3,081 |
| Undivided profits | $10,686,000 | 2,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 2,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $758,000 | 4,091 |
| Earning assets | $172,581,000 | 2,790 |
| Long-term assets (5+ years) | $38,273,000 | 2,106 |
| Average Assets, year-to-date | $175,791,200 | 2,846 |
| Average Assets, quarterly | $187,000,000 | 2,795 |
| Volatile liabilities | $15,401,000 | 4,436 |
| Insider loans | $84,000 | 7,663 |
| FHLB advances | $13,700,000 | 1,798 |
| Loans and leases held for sale | $1,555,000 | 1,159 |
| Unused loan commitments | $12,207,000 | 3,635 |
| Tier 1 (core) risk-based capital | $15,313,000 | 3,139 |
| Tier 2 risk-based capital | $1,190,000 | 3,073 |
| Total risk weighted assets | $119,883,000 | 2,880 |
| Total unused commitments | $12,207,000 | 3,640 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 67 | 2,555 |
| Assets and Liabilities | ||
| Total Assets: | $163,039,000 | 3,051 |
| Cash and due from depository institutions | $6,546,000 | 2,555 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $40,135,000 | 2,638 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $103,917,000 | 3,044 |
| Loan loss allowance | $932,000 | 3,783 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,712,000 | 2,447 |
| Other real estate owned | $0 | 2,555 |
| Goodwill and other intangibles | $336,000 | 2,098 |
| All other assets | $8,393,000 | 1,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,039,000 | 3,051 |
| Total liabilities | $148,134,000 | 3,021 |
| Total deposits | $131,309,000 | 3,090 |
| Interest-bearing deposits | $107,428,000 | 3,197 |
| Deposits held in domestic offices | $131,309,000 | 3,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $874,000 | 2,700 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,000,000 | 1,752 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,951,000 | 2,055 |
| Total equity capital | $14,905,000 | 3,224 |
| Total bank equity capital | $14,905,000 | 3,224 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $5,247,000 | 2,983 |
| Undivided profits | $9,658,000 | 2,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,302,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $872,000 | 3,917 |
| Earning assets | $144,052,000 | 3,127 |
| Long-term assets (5+ years) | $41,990,000 | 1,950 |
| Average Assets, year-to-date | $151,210,600 | 3,120 |
| Average Assets, quarterly | $162,156,000 | 3,027 |
| Volatile liabilities | $11,860,000 | 5,146 |
| Insider loans | $100,000 | 7,687 |
| FHLB advances | $14,000,000 | 1,620 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,750,000 | 2,601 |
| Tier 1 (core) risk-based capital | $14,452,000 | 3,175 |
| Tier 2 risk-based capital | $932,000 | 3,551 |
| Total risk weighted assets | $110,530,000 | 2,969 |
| Total unused commitments | $18,750,000 | 2,609 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 52 | 3,220 |
| Assets and Liabilities | ||
| Total Assets: | $136,656,000 | 3,416 |
| Cash and due from depository institutions | $7,268,000 | 3,220 |
| Interest-bearing balances | $225,000 | 3,734 |
| Securities | $33,166,000 | 3,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $86,000,000 | 3,476 |
| Loan loss allowance | $1,092,000 | 3,228 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,049,000 | 2,862 |
| Other real estate owned | $165,000 | 3,220 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $7,008,000 | 1,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,656,000 | 3,416 |
| Total liabilities | $122,779,000 | 3,406 |
| Total deposits | $108,494,000 | 3,515 |
| Interest-bearing deposits | $92,317,000 | 3,549 |
| Deposits held in domestic offices | $108,494,000 | 3,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,495 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,267,000 | 1,815 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,818,000 | 2,229 |
| Total equity capital | $13,877,000 | 3,310 |
| Total bank equity capital | $13,877,000 | 3,310 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $3,729,000 | 3,792 |
| Undivided profits | $10,148,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 566 |
| Income earned, not collected on loans | $507,000 | 5,077 |
| Earning assets | $119,391,000 | 3,551 |
| Long-term assets (5+ years) | $34,732,000 | 2,150 |
| Average Assets, year-to-date | $130,936,000 | 3,406 |
| Average Assets, quarterly | $137,033,500 | 3,358 |
| Volatile liabilities | $7,660,000 | 6,371 |
| Insider loans | $116,000 | 7,735 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,744,000 | 4,666 |
| Tier 1 (core) risk-based capital | $13,916,000 | 3,195 |
| Tier 2 risk-based capital | $1,001,550 | 3,273 |
| Total risk weighted assets | $80,033,250 | 3,764 |
| Total unused commitments | $6,744,000 | 4,667 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 51 | 3,390 |
| Assets and Liabilities | ||
| Total Assets: | $123,263,000 | 3,672 |
| Cash and due from depository institutions | $6,679,000 | 3,390 |
| Interest-bearing balances | $142,000 | 4,342 |
| Securities | $37,141,000 | 2,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $72,049,000 | 3,885 |
| Loan loss allowance | $1,069,000 | 3,233 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,056,000 | 2,800 |
| Other real estate owned | $255,000 | 3,390 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,083,000 | 2,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,263,000 | 3,672 |
| Total liabilities | $110,378,000 | 3,694 |
| Total deposits | $103,006,000 | 3,633 |
| Interest-bearing deposits | $88,717,000 | 3,623 |
| Deposits held in domestic offices | $103,006,000 | 3,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 3,128 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,259,000 | 2,754 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,213,000 | 2,786 |
| Total equity capital | $12,885,000 | 3,431 |
| Total bank equity capital | $12,885,000 | 3,431 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $3,729,000 | 3,770 |
| Undivided profits | $9,156,000 | 2,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,064,000 | 2,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $402,000 | 5,379 |
| Earning assets | $109,332,000 | 3,777 |
| Long-term assets (5+ years) | $39,519,000 | 2,066 |
| Average Assets, year-to-date | $115,561,000 | 3,758 |
| Average Assets, quarterly | $119,663,000 | 3,732 |
| Volatile liabilities | $7,441,000 | 6,281 |
| Insider loans | $20,000 | 8,844 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,263,000 | 4,891 |
| Tier 1 (core) risk-based capital | $13,383,000 | 3,273 |
| Tier 2 risk-based capital | $832,210 | 3,677 |
| Total risk weighted assets | $66,340,210 | 4,256 |
| Total unused commitments | $6,263,000 | 4,894 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $110,933,000 | 3,968 |
| Cash and due from depository institutions | $4,006,000 | 3,601 |
| Interest-bearing balances | $132,000 | 4,607 |
| Securities | $28,514,000 | 3,797 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,177 |
| Net loans & leases | $71,034,000 | 3,726 |
| Loan loss allowance | $1,068,000 | 3,158 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,245,000 | 3,534 |
| Other real estate owned | $195,000 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,339,000 | 3,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,933,000 | 3,968 |
| Total liabilities | $99,219,000 | 3,982 |
| Total deposits | $98,037,000 | 3,783 |
| Interest-bearing deposits | $85,963,000 | 3,697 |
| Deposits held in domestic offices | $98,037,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,182,000 | 3,074 |
| Total equity capital | $11,714,000 | 3,797 |
| Total bank equity capital | $11,714,000 | 3,797 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $3,729,000 | 3,633 |
| Undivided profits | $7,985,000 | 3,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,689,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $401,000 | 5,471 |
| Earning assets | $102,280,000 | 3,967 |
| Long-term assets (5+ years) | $24,804,000 | 2,719 |
| Average Assets, year-to-date | $110,577,000 | 3,796 |
| Average Assets, quarterly | $110,286,000 | 3,921 |
| Volatile liabilities | $5,579,000 | 6,715 |
| Insider loans | $21,000 | 8,992 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,424,000 | 7,055 |
| Tier 1 (core) risk-based capital | $11,715,000 | 3,628 |
| Tier 2 risk-based capital | $699,490 | 4,077 |
| Total risk weighted assets | $55,590,290 | 4,683 |
| Total unused commitments | $2,424,000 | 7,067 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $112,082,000 | 3,917 |
| Cash and due from depository institutions | $4,363,000 | 3,792 |
| Interest-bearing balances | $644,000 | 2,899 |
| Securities | $21,362,000 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,522 |
| Net loans & leases | $79,071,000 | 3,397 |
| Loan loss allowance | $1,409,000 | 2,466 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,325,000 | 3,368 |
| Other real estate owned | $599,000 | 3,792 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,962,000 | 3,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,082,000 | 3,917 |
| Total liabilities | $100,691,000 | 3,912 |
| Total deposits | $99,715,000 | 3,721 |
| Interest-bearing deposits | $89,350,000 | 3,570 |
| Deposits held in domestic offices | $99,715,000 | 3,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $976,000 | 3,650 |
| Total equity capital | $11,391,000 | 3,839 |
| Total bank equity capital | $11,391,000 | 3,839 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $3,729,000 | 3,556 |
| Undivided profits | $7,662,000 | 3,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,787,000 | 1,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $498,000 | 4,744 |
| Earning assets | $103,477,000 | 3,908 |
| Long-term assets (5+ years) | $14,255,000 | 3,473 |
| Average Assets, year-to-date | $113,524,600 | 3,696 |
| Average Assets, quarterly | $112,098,000 | 3,868 |
| Volatile liabilities | $5,019,000 | 7,128 |
| Insider loans | $22,000 | 9,440 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $108,000 | 10,322 |
| Tier 1 (core) risk-based capital | $11,386,000 | 3,709 |
| Tier 2 risk-based capital | $756,490 | 3,725 |
| Total risk weighted assets | $59,866,590 | 4,363 |
| Total unused commitments | $108,000 | 10,324 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $116,108,000 | 3,842 |
| Cash and due from depository institutions | $6,591,000 | 3,970 |
| Interest-bearing balances | $2,007,000 | 1,635 |
| Securities | $10,361,000 | 7,814 |
| Federal funds sold & reverse repurchase agreements | $10,950,000 | 1,179 |
| Net loans & leases | $83,518,000 | 3,269 |
| Loan loss allowance | $1,583,000 | 2,316 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,095,000 | 3,653 |
| Other real estate owned | $491,000 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,102,000 | 3,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,108,000 | 3,842 |
| Total liabilities | $104,911,000 | 3,839 |
| Total deposits | $103,936,000 | 3,645 |
| Interest-bearing deposits | $94,791,000 | 3,448 |
| Deposits held in domestic offices | $103,936,000 | 3,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $975,000 | 3,599 |
| Total equity capital | $11,197,000 | 3,919 |
| Total bank equity capital | $11,197,000 | 3,919 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $3,729,000 | 3,648 |
| Undivided profits | $7,468,000 | 3,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,181,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $541,000 | 4,271 |
| Earning assets | $106,836,000 | 3,843 |
| Long-term assets (5+ years) | $11,081,000 | 3,976 |
| Average Assets, year-to-date | $116,604,200 | 3,691 |
| Average Assets, quarterly | $116,610,500 | 3,795 |
| Volatile liabilities | $5,144,000 | 7,015 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,069,000 | 8,731 |
| Tier 1 (core) risk-based capital | $11,197,000 | 3,814 |
| Tier 2 risk-based capital | $788,430 | 3,699 |
| Total risk weighted assets | $62,279,430 | 4,246 |
| Total unused commitments | $1,069,000 | 8,744 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $115,410,000 | 3,864 |
| Cash and due from depository institutions | $4,236,000 | 3,911 |
| Interest-bearing balances | $820,000 | 2,775 |
| Securities | $7,158,000 | 9,316 |
| Federal funds sold & reverse repurchase agreements | $13,650,000 | 1,037 |
| Net loans & leases | $86,418,000 | 3,102 |
| Loan loss allowance | $762,000 | 4,424 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,149,000 | 3,470 |
| Other real estate owned | $366,000 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,433,000 | 4,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,410,000 | 3,864 |
| Total liabilities | $104,152,000 | 3,858 |
| Total deposits | $103,787,000 | 3,687 |
| Interest-bearing deposits | $94,174,000 | 3,487 |
| Deposits held in domestic offices | $103,787,000 | 3,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $365,000 | 7,535 |
| Total equity capital | $11,258,000 | 3,891 |
| Total bank equity capital | $11,258,000 | 3,891 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $3,729,000 | 3,658 |
| Undivided profits | $7,529,000 | 3,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $619,000 | 3,863 |
| Earning assets | $108,046,000 | 3,797 |
| Long-term assets (5+ years) | $6,047,000 | 5,319 |
| Average Assets, year-to-date | $111,632,800 | 3,851 |
| Average Assets, quarterly | $114,709,500 | 3,847 |
| Volatile liabilities | $5,051,000 | 6,882 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $355,000 | 10,337 |
| Tier 1 (core) risk-based capital | $11,258,000 | 3,767 |
| Tier 2 risk-based capital | $762,000 | 3,743 |
| Total risk weighted assets | $63,731,600 | 4,096 |
| Total unused commitments | $355,000 | 10,344 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $108,181,000 | 4,066 |
| Cash and due from depository institutions | $5,658,000 | 4,125 |
| Interest-bearing balances | $370,000 | 3,756 |
| Securities | $6,328,000 | 10,219 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 1,977 |
| Net loans & leases | $87,989,000 | 2,955 |
| Loan loss allowance | $462,000 | 6,540 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,297,000 | 3,216 |
| Other real estate owned | $408,000 | 4,125 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $951,000 | 6,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,181,000 | 4,066 |
| Total liabilities | $97,616,000 | 4,083 |
| Total deposits | $97,310,000 | 3,884 |
| Interest-bearing deposits | $89,119,000 | 3,640 |
| Deposits held in domestic offices | $97,310,000 | 3,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $306,000 | 7,221 |
| Total equity capital | $10,565,000 | 3,839 |
| Total bank equity capital | $10,565,000 | 3,839 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $3,675,000 | 3,600 |
| Undivided profits | $6,890,000 | 3,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $773,000 | 3,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $531,000 | 3,965 |
| Earning assets | $99,237,000 | 4,069 |
| Long-term assets (5+ years) | $6,316,000 | 5,393 |
| Average Assets, year-to-date | $110,147,000 | 3,926 |
| Average Assets, quarterly | $108,875,000 | 4,010 |
| Volatile liabilities | $2,421,000 | 9,140 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,643,000 | 8,008 |
| Tier 1 (core) risk-based capital | $10,566,000 | 3,907 |
| Tier 2 risk-based capital | $462,000 | 5,626 |
| Total risk weighted assets | $62,527,100 | 4,080 |
| Total unused commitments | $1,643,000 | 8,018 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $111,794,000 | 4,026 |
| Cash and due from depository institutions | $4,656,000 | 4,145 |
| Interest-bearing balances | $360,000 | 4,839 |
| Securities | $8,126,000 | 9,830 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,394 |
| Net loans & leases | $86,557,000 | 2,941 |
| Loan loss allowance | $413,000 | 7,231 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,398,000 | 4,937 |
| Other real estate owned | $323,000 | 4,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $934,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,794,000 | 4,026 |
| Total liabilities | $101,767,000 | 4,008 |
| Total deposits | $101,428,000 | 3,843 |
| Interest-bearing deposits | $94,270,000 | 3,573 |
| Deposits held in domestic offices | $101,428,000 | 3,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $339,000 | 7,009 |
| Total equity capital | $10,027,000 | 4,078 |
| Total bank equity capital | $10,027,000 | 4,078 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $3,611,000 | 3,577 |
| Undivided profits | $6,416,000 | 3,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 3,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $458,000 | 4,085 |
| Earning assets | $104,843,000 | 3,945 |
| Long-term assets (5+ years) | $8,934,000 | 4,698 |
| Average Assets, year-to-date | $111,388,200 | 3,921 |
| Average Assets, quarterly | $111,749,000 | 3,987 |
| Volatile liabilities | $2,976,000 | 8,422 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,209,000 | 6,178 |
| Tier 1 (core) risk-based capital | $10,027,000 | 3,992 |
| Tier 2 risk-based capital | $413,000 | 6,110 |
| Total risk weighted assets | $64,422,700 | 3,927 |
| Total unused commitments | $3,209,000 | 6,198 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 51 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $109,730,000 | 4,164 |
| Cash and due from depository institutions | $7,495,000 | 4,156 |
| Interest-bearing balances | $995,000 | 3,852 |
| Securities | $10,067,000 | 9,117 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,716 |
| Net loans & leases | $83,242,000 | 3,141 |
| Loan loss allowance | $365,000 | 7,893 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,181,000 | 5,562 |
| Other real estate owned | $657,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $988,000 | 6,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,730,000 | 4,164 |
| Total liabilities | $100,341,000 | 4,162 |
| Total deposits | $100,137,000 | 4,001 |
| Interest-bearing deposits | $93,011,000 | 3,786 |
| Deposits held in domestic offices | $100,137,000 | 3,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $204,000 | 9,948 |
| Total equity capital | $9,389,000 | 4,130 |
| Total bank equity capital | $9,389,000 | 4,130 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $3,538,000 | 3,504 |
| Undivided profits | $5,851,000 | 3,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 3,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $494,000 | 4,150 |
| Earning assets | $100,404,000 | 4,160 |
| Long-term assets (5+ years) | $13,111,000 | 3,593 |
| Average Assets, year-to-date | $109,799,000 | 4,067 |
| Average Assets, quarterly | $110,604,000 | 4,092 |
| Volatile liabilities | $2,293,000 | 9,538 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,469,000 | 4,935 |
| Tier 1 (core) risk-based capital | $9,389,000 | 4,060 |
| Tier 2 risk-based capital | $365,000 | 6,690 |
| Total risk weighted assets | $63,641,000 | 4,037 |
| Total unused commitments | $4,469,000 | 4,966 |
| Derivatives | $0 | 651 |