Home > Oswego Community Bank > Assets and Liabilities
Oswego Community Bank, Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 42 | 3,319 |
| Assets and Liabilities | ||
| Total Assets: | $193,878,000 | 3,188 |
| Cash and due from depository institutions | $30,199,000 | 3,319 |
| Interest-bearing balances | $26,412,000 | 1,717 |
| Securities | $72,831,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $80,052,000 | 3,958 |
| Loan loss allowance | $3,404,000 | 2,047 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,174,000 | 2,184 |
| Other real estate owned | $3,066,000 | 3,319 |
| Goodwill and other intangibles | $887,000 | 1,596 |
| All other assets | $1,669,000 | 4,972 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $193,878,000 | 3,188 |
| Total liabilities | $181,178,000 | 3,056 |
| Total deposits | $180,070,000 | 2,944 |
| Interest-bearing deposits | $154,686,000 | 2,826 |
| Deposits held in domestic offices | $180,070,000 | 2,943 |
| % insured | 74.08% | 5,934 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,108,000 | 2,994 |
| Total equity capital | $12,700,000 | 4,442 |
| Total bank equity capital | $12,700,000 | 4,441 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $400,000 | 3,585 |
| Surplus | $21,309,000 | 1,432 |
| Undivided profits | $-9,009,000 | 6,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $10,402,000 | 925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $811,000 | 3,134 |
| Earning assets | $179,295,000 | 3,167 |
| Long-term assets (5+ years) | $65,566,000 | 2,683 |
| Average Assets, year-to-date | $194,836,000 | 3,161 |
| Average Assets, quarterly | $194,836,000 | 3,161 |
| Volatile liabilities | $17,217,000 | 2,161 |
| Insider loans | $3,129,000 | 1,852 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $10,752,000 | 3,823 |
| Tier 1 (core) risk-based capital | $10,593,000 | 4,756 |
| Tier 2 risk-based capital | $1,227,000 | 3,451 |
| Total risk weighted assets | $95,895,000 | 3,739 |
| Total unused commitments | $10,752,000 | 3,824 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 41 | 3,379 |
| Assets and Liabilities | ||
| Total Assets: | $195,794,000 | 3,153 |
| Cash and due from depository institutions | $20,259,000 | 3,379 |
| Interest-bearing balances | $19,059,000 | 2,076 |
| Securities | $79,969,000 | 1,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $86,048,000 | 3,837 |
| Loan loss allowance | $3,212,000 | 2,154 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,177,000 | 2,202 |
| Other real estate owned | $1,491,000 | 3,379 |
| Goodwill and other intangibles | $934,000 | 1,576 |
| All other assets | $1,916,000 | 4,782 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $195,793,000 | 3,153 |
| Total liabilities | $183,000,000 | 3,029 |
| Total deposits | $181,786,000 | 2,927 |
| Interest-bearing deposits | $159,992,000 | 2,705 |
| Deposits held in domestic offices | $181,786,000 | 2,926 |
| % insured | 72.68% | 6,562 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,214,000 | 2,884 |
| Total equity capital | $12,793,000 | 4,455 |
| Total bank equity capital | $12,793,000 | 4,454 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $400,000 | 3,618 |
| Surplus | $21,309,000 | 1,437 |
| Undivided profits | $-8,916,000 | 6,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $9,227,000 | 1,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $927,000 | 2,848 |
| Earning assets | $185,076,000 | 3,081 |
| Long-term assets (5+ years) | $74,037,000 | 2,415 |
| Average Assets, year-to-date | $200,180,600 | 3,043 |
| Average Assets, quarterly | $197,420,000 | 3,113 |
| Volatile liabilities | $18,061,000 | 2,151 |
| Insider loans | $4,099,000 | 1,500 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $9,903,000 | 3,846 |
| Tier 1 (core) risk-based capital | $10,525,000 | 4,780 |
| Tier 2 risk-based capital | $1,283,000 | 3,382 |
| Total risk weighted assets | $100,694,000 | 3,661 |
| Total unused commitments | $9,903,000 | 3,846 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 36 | 3,744 |
| Assets and Liabilities | ||
| Total Assets: | $199,046,000 | 3,110 |
| Cash and due from depository institutions | $17,144,000 | 3,744 |
| Interest-bearing balances | $15,604,000 | 2,322 |
| Securities | $79,209,000 | 1,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $92,736,000 | 3,702 |
| Loan loss allowance | $3,278,000 | 2,156 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,197,000 | 2,217 |
| Other real estate owned | $1,746,000 | 3,744 |
| Goodwill and other intangibles | $983,000 | 1,550 |
| All other assets | $2,031,000 | 4,768 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $199,046,000 | 3,110 |
| Total liabilities | $186,466,000 | 2,981 |
| Total deposits | $185,331,000 | 2,873 |
| Interest-bearing deposits | $163,541,000 | 2,671 |
| Deposits held in domestic offices | $185,331,000 | 2,872 |
| % insured | 69.76% | 6,823 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,135,000 | 3,163 |
| Total equity capital | $12,580,000 | 4,564 |
| Total bank equity capital | $12,580,000 | 4,562 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 3,674 |
| Surplus | $21,309,000 | 1,456 |
| Undivided profits | $-9,129,000 | 6,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,631,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $940,000 | 3,058 |
| Earning assets | $187,549,000 | 3,043 |
| Long-term assets (5+ years) | $78,400,000 | 2,299 |
| Average Assets, year-to-date | $201,277,250 | 3,058 |
| Average Assets, quarterly | $199,946,500 | 3,100 |
| Volatile liabilities | $18,042,000 | 2,194 |
| Insider loans | $4,120,000 | 1,517 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $8,658,000 | 4,106 |
| Tier 1 (core) risk-based capital | $10,366,000 | 4,864 |
| Tier 2 risk-based capital | $1,348,000 | 3,319 |
| Total risk weighted assets | $105,911,000 | 3,578 |
| Total unused commitments | $8,658,000 | 4,106 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 37 | 3,684 |
| Assets and Liabilities | ||
| Total Assets: | $201,535,000 | 3,077 |
| Cash and due from depository institutions | $18,145,000 | 3,684 |
| Interest-bearing balances | $16,999,000 | 2,155 |
| Securities | $75,640,000 | 1,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $96,707,000 | 3,617 |
| Loan loss allowance | $3,214,000 | 2,220 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,214,000 | 2,207 |
| Other real estate owned | $1,966,000 | 3,684 |
| Goodwill and other intangibles | $1,720,000 | 1,236 |
| All other assets | $2,143,000 | 4,632 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $201,535,000 | 3,077 |
| Total liabilities | $189,076,000 | 2,960 |
| Total deposits | $184,347,000 | 2,881 |
| Interest-bearing deposits | $163,405,000 | 2,699 |
| Deposits held in domestic offices | $184,347,000 | 2,880 |
| % insured | 70.86% | 6,833 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,439 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,729,000 | 2,311 |
| Total equity capital | $12,459,000 | 4,562 |
| Total bank equity capital | $12,459,000 | 4,559 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $400,000 | 3,713 |
| Surplus | $21,309,000 | 1,455 |
| Undivided profits | $-9,250,000 | 6,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $8,705,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $986,000 | 2,770 |
| Earning assets | $189,346,000 | 3,010 |
| Long-term assets (5+ years) | $75,048,000 | 2,332 |
| Average Assets, year-to-date | $202,250,330 | 3,060 |
| Average Assets, quarterly | $209,150,000 | 2,993 |
| Volatile liabilities | $21,822,000 | 1,918 |
| Insider loans | $2,555,000 | 2,231 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $1,605,000 | 1,100 |
| Unused loan commitments | $7,694,000 | 4,324 |
| Tier 1 (core) risk-based capital | $9,496,000 | 5,056 |
| Tier 2 risk-based capital | $1,376,000 | 3,285 |
| Total risk weighted assets | $107,842,000 | 3,538 |
| Total unused commitments | $7,694,000 | 4,324 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 36 | 3,758 |
| Assets and Liabilities | ||
| Total Assets: | $216,765,000 | 2,945 |
| Cash and due from depository institutions | $32,191,000 | 3,758 |
| Interest-bearing balances | $30,947,000 | 1,387 |
| Securities | $72,263,000 | 1,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $101,910,000 | 3,501 |
| Loan loss allowance | $2,328,000 | 2,876 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,246,000 | 2,195 |
| Other real estate owned | $1,922,000 | 3,758 |
| Goodwill and other intangibles | $1,083,000 | 1,490 |
| All other assets | $2,150,000 | 4,662 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $216,766,000 | 2,945 |
| Total liabilities | $204,050,000 | 2,810 |
| Total deposits | $196,432,000 | 2,750 |
| Interest-bearing deposits | $159,353,000 | 2,793 |
| Deposits held in domestic offices | $196,432,000 | 2,749 |
| % insured | 68.91% | 6,973 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,106 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,618,000 | 2,376 |
| Total equity capital | $12,716,000 | 4,479 |
| Total bank equity capital | $12,716,000 | 4,478 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $400,000 | 3,757 |
| Surplus | $21,309,000 | 1,462 |
| Undivided profits | $-8,993,000 | 6,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,365,000 | 1,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $853,000 | 3,140 |
| Earning assets | $205,120,000 | 2,851 |
| Long-term assets (5+ years) | $72,957,000 | 2,360 |
| Average Assets, year-to-date | $202,608,000 | 3,075 |
| Average Assets, quarterly | $202,608,000 | 3,075 |
| Volatile liabilities | $25,738,000 | 1,705 |
| Insider loans | $2,357,000 | 2,374 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $1,605,000 | 1,076 |
| Unused loan commitments | $9,036,000 | 4,116 |
| Tier 1 (core) risk-based capital | $10,631,000 | 4,782 |
| Tier 2 risk-based capital | $1,418,000 | 3,235 |
| Total risk weighted assets | $112,535,000 | 3,445 |
| Total unused commitments | $9,036,000 | 4,116 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 36 | 3,787 |
| Assets and Liabilities | ||
| Total Assets: | $188,451,000 | 3,255 |
| Cash and due from depository institutions | $13,812,000 | 3,787 |
| Interest-bearing balances | $11,852,000 | 2,667 |
| Securities | $69,734,000 | 1,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $95,253,000 | 3,696 |
| Loan loss allowance | $2,382,000 | 2,820 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,271,000 | 2,194 |
| Other real estate owned | $976,000 | 3,787 |
| Goodwill and other intangibles | $1,135,000 | 1,461 |
| All other assets | $2,270,000 | 4,663 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $188,451,000 | 3,255 |
| Total liabilities | $175,939,000 | 3,136 |
| Total deposits | $174,492,000 | 2,999 |
| Interest-bearing deposits | $153,844,000 | 2,845 |
| Deposits held in domestic offices | $174,492,000 | 2,998 |
| % insured | 75.79% | 6,643 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,447,000 | 2,572 |
| Total equity capital | $12,512,000 | 4,515 |
| Total bank equity capital | $12,512,000 | 4,514 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $400,000 | 3,780 |
| Surplus | $21,309,000 | 1,465 |
| Undivided profits | $-9,197,000 | 6,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,662,000 | 1,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $794,000 | 3,487 |
| Earning assets | $176,839,000 | 3,181 |
| Long-term assets (5+ years) | $70,556,000 | 2,069 |
| Average Assets, year-to-date | $191,968,600 | 3,158 |
| Average Assets, quarterly | $195,848,000 | 3,144 |
| Volatile liabilities | $19,448,000 | 2,236 |
| Insider loans | $2,238,000 | 2,488 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $5,026,000 | 552 |
| Unused loan commitments | $9,421,000 | 3,946 |
| Tier 1 (core) risk-based capital | $10,485,000 | 4,794 |
| Tier 2 risk-based capital | $1,294,000 | 3,455 |
| Total risk weighted assets | $101,931,000 | 3,714 |
| Total unused commitments | $9,421,000 | 3,946 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 38 | 3,639 |
| Assets and Liabilities | ||
| Total Assets: | $203,245,000 | 3,068 |
| Cash and due from depository institutions | $45,316,000 | 3,639 |
| Interest-bearing balances | $42,823,000 | 993 |
| Securities | $63,566,000 | 2,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $85,396,000 | 3,971 |
| Loan loss allowance | $1,437,000 | 3,885 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,292,000 | 2,198 |
| Other real estate owned | $342,000 | 3,639 |
| Goodwill and other intangibles | $1,188,000 | 1,465 |
| All other assets | $2,145,000 | 4,832 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $203,244,000 | 3,068 |
| Total liabilities | $190,819,000 | 2,937 |
| Total deposits | $188,592,000 | 2,794 |
| Interest-bearing deposits | $155,907,000 | 2,816 |
| Deposits held in domestic offices | $188,592,000 | 2,793 |
| % insured | 75.99% | 6,745 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,227,000 | 1,974 |
| Total equity capital | $12,425,000 | 4,561 |
| Total bank equity capital | $12,425,000 | 4,560 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $400,000 | 3,822 |
| Surplus | $21,309,000 | 1,477 |
| Undivided profits | $-9,284,000 | 7,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,758,000 | 2,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $822,000 | 3,503 |
| Earning assets | $191,785,000 | 2,990 |
| Long-term assets (5+ years) | $80,152,000 | 1,812 |
| Average Assets, year-to-date | $192,848,000 | 3,163 |
| Average Assets, quarterly | $196,441,000 | 3,134 |
| Volatile liabilities | $23,461,000 | 1,978 |
| Insider loans | $2,248,000 | 2,509 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $1,951,000 | 828 |
| Unused loan commitments | $8,617,000 | 4,127 |
| Tier 1 (core) risk-based capital | $10,234,000 | 4,894 |
| Tier 2 risk-based capital | $1,161,000 | 3,718 |
| Total risk weighted assets | $92,596,000 | 3,960 |
| Total unused commitments | $8,617,000 | 4,130 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 39 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $189,637,000 | 3,234 |
| Cash and due from depository institutions | $55,057,000 | 3,604 |
| Interest-bearing balances | $53,114,000 | 713 |
| Securities | $48,992,000 | 2,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $77,001,000 | 4,271 |
| Loan loss allowance | $926,000 | 4,862 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,316,000 | 2,208 |
| Other real estate owned | $0 | 3,604 |
| Goodwill and other intangibles | $1,243,000 | 1,463 |
| All other assets | $2,028,000 | 4,974 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $189,638,000 | 3,234 |
| Total liabilities | $177,418,000 | 3,123 |
| Total deposits | $175,327,000 | 2,998 |
| Interest-bearing deposits | $146,012,000 | 3,011 |
| Deposits held in domestic offices | $175,327,000 | 2,997 |
| % insured | 75.43% | 6,836 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,091,000 | 1,964 |
| Total equity capital | $12,220,000 | 4,561 |
| Total bank equity capital | $12,220,000 | 4,559 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $400,000 | 3,873 |
| Surplus | $21,309,000 | 1,470 |
| Undivided profits | $-9,489,000 | 7,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,315,000 | 2,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $673,000 | 4,082 |
| Earning assets | $179,107,000 | 3,152 |
| Long-term assets (5+ years) | $63,193,000 | 2,163 |
| Average Assets, year-to-date | $189,382,330 | 3,233 |
| Average Assets, quarterly | $190,386,500 | 3,230 |
| Volatile liabilities | $18,874,000 | 2,371 |
| Insider loans | $2,802,000 | 2,197 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $1,063,000 | 854 |
| Unused loan commitments | $9,286,000 | 4,020 |
| Tier 1 (core) risk-based capital | $10,349,000 | 4,868 |
| Tier 2 risk-based capital | $926,000 | 4,300 |
| Total risk weighted assets | $83,441,000 | 4,269 |
| Total unused commitments | $9,286,000 | 4,023 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 40 | 3,567 |
| Assets and Liabilities | ||
| Total Assets: | $191,342,000 | 3,241 |
| Cash and due from depository institutions | $63,325,000 | 3,567 |
| Interest-bearing balances | $61,432,000 | 625 |
| Securities | $44,360,000 | 2,759 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,090 |
| Net loans & leases | $67,455,000 | 4,647 |
| Loan loss allowance | $928,000 | 4,874 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,338,000 | 2,214 |
| Other real estate owned | $0 | 3,567 |
| Goodwill and other intangibles | $1,298,000 | 1,439 |
| All other assets | $2,066,000 | 4,982 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $191,342,000 | 3,241 |
| Total liabilities | $179,264,000 | 3,135 |
| Total deposits | $177,033,000 | 3,001 |
| Interest-bearing deposits | $155,016,000 | 2,914 |
| Deposits held in domestic offices | $177,033,000 | 2,999 |
| % insured | 82.59% | 6,059 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,231,000 | 1,820 |
| Total equity capital | $12,078,000 | 4,560 |
| Total bank equity capital | $12,078,000 | 4,559 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $400,000 | 3,916 |
| Surplus | $21,309,000 | 1,478 |
| Undivided profits | $-9,631,000 | 7,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,467,000 | 2,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $644,000 | 4,179 |
| Earning assets | $180,747,000 | 3,152 |
| Long-term assets (5+ years) | $59,608,000 | 2,203 |
| Average Assets, year-to-date | $189,358,000 | 3,253 |
| Average Assets, quarterly | $189,358,000 | 3,253 |
| Volatile liabilities | $18,576,000 | 2,416 |
| Insider loans | $2,566,000 | 2,373 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $487,000 | 1,045 |
| Unused loan commitments | $9,090,000 | 4,102 |
| Tier 1 (core) risk-based capital | $10,194,000 | 4,922 |
| Tier 2 risk-based capital | $928,000 | 4,328 |
| Total risk weighted assets | $74,986,000 | 4,602 |
| Total unused commitments | $9,090,000 | 4,104 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 39 | 3,674 |
| Assets and Liabilities | ||
| Total Assets: | $187,374,000 | 3,294 |
| Cash and due from depository institutions | $51,523,000 | 3,674 |
| Interest-bearing balances | $49,683,000 | 743 |
| Securities | $53,543,000 | 2,293 |
| Federal funds sold & reverse repurchase agreements | $2,815,000 | 2,135 |
| Net loans & leases | $70,721,000 | 4,618 |
| Loan loss allowance | $1,932,000 | 3,277 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,197,000 | 2,288 |
| Other real estate owned | $0 | 3,674 |
| Goodwill and other intangibles | $1,355,000 | 1,418 |
| All other assets | $2,220,000 | 4,948 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $187,374,000 | 3,294 |
| Total liabilities | $175,596,000 | 3,178 |
| Total deposits | $173,412,000 | 3,043 |
| Interest-bearing deposits | $153,802,000 | 2,929 |
| Deposits held in domestic offices | $173,412,000 | 3,040 |
| % insured | 82.52% | 6,042 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,184,000 | 1,870 |
| Total equity capital | $11,778,000 | 4,627 |
| Total bank equity capital | $11,778,000 | 4,626 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $400,000 | 3,969 |
| Surplus | $21,309,000 | 1,485 |
| Undivided profits | $-9,931,000 | 7,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,297,000 | 3,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $744,000 | 3,879 |
| Earning assets | $176,762,000 | 3,213 |
| Long-term assets (5+ years) | $69,774,000 | 1,901 |
| Average Assets, year-to-date | $196,532,600 | 3,142 |
| Average Assets, quarterly | $196,010,000 | 3,176 |
| Volatile liabilities | $32,740,000 | 3,542 |
| Insider loans | $2,586,000 | 2,423 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $1,364,000 | 1,072 |
| Unused loan commitments | $9,263,000 | 4,029 |
| Tier 1 (core) risk-based capital | $9,962,000 | 5,008 |
| Tier 2 risk-based capital | $980,000 | 4,234 |
| Total risk weighted assets | $77,408,000 | 4,599 |
| Total unused commitments | $9,263,000 | 4,031 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 40 | 3,636 |
| Assets and Liabilities | ||
| Total Assets: | $204,646,000 | 3,117 |
| Cash and due from depository institutions | $43,477,000 | 3,636 |
| Interest-bearing balances | $41,554,000 | 879 |
| Securities | $57,997,000 | 2,105 |
| Federal funds sold & reverse repurchase agreements | $6,810,000 | 1,151 |
| Net loans & leases | $73,315,000 | 4,583 |
| Loan loss allowance | $1,258,000 | 4,276 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,296,000 | 2,278 |
| Other real estate owned | $572,000 | 3,636 |
| Goodwill and other intangibles | $14,820,000 | 400 |
| All other assets | $2,359,000 | 4,949 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $204,647,000 | 3,117 |
| Total liabilities | $179,027,000 | 3,164 |
| Total deposits | $176,333,000 | 3,007 |
| Interest-bearing deposits | $157,619,000 | 2,909 |
| Deposits held in domestic offices | $176,333,000 | 3,004 |
| % insured | 78.87% | 6,303 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,694,000 | 1,754 |
| Total equity capital | $25,620,000 | 2,589 |
| Total bank equity capital | $25,620,000 | 2,587 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $400,000 | 4,049 |
| Surplus | $21,309,000 | 1,475 |
| Undivided profits | $3,911,000 | 4,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,496,000 | 4,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $859,000 | 3,691 |
| Earning assets | $179,676,000 | 3,193 |
| Long-term assets (5+ years) | $77,066,000 | 1,717 |
| Average Assets, year-to-date | $198,822,250 | 3,155 |
| Average Assets, quarterly | $204,182,000 | 3,113 |
| Volatile liabilities | $30,477,000 | 3,807 |
| Insider loans | $2,587,000 | 2,456 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $275,000 | 1,692 |
| Unused loan commitments | $7,868,000 | 4,461 |
| Tier 1 (core) risk-based capital | $10,001,000 | 5,056 |
| Tier 2 risk-based capital | $1,012,000 | 4,211 |
| Total risk weighted assets | $80,493,000 | 4,539 |
| Total unused commitments | $7,868,000 | 4,464 |
| Derivatives | $275,000 | 1,152 |
| 2010-06-30 | Rank | |
| # of Employees: | 40 | 3,675 |
| Assets and Liabilities | ||
| Total Assets: | $203,718,000 | 3,140 |
| Cash and due from depository institutions | $15,075,000 | 3,675 |
| Interest-bearing balances | $25,000 | 6,958 |
| Securities | $84,214,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $10,215,000 | 756 |
| Net loans & leases | $71,520,000 | 4,687 |
| Loan loss allowance | $1,129,000 | 4,497 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,353,000 | 2,274 |
| Other real estate owned | $0 | 3,675 |
| Goodwill and other intangibles | $14,879,000 | 400 |
| All other assets | $2,462,000 | 4,881 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $203,718,000 | 3,140 |
| Total liabilities | $174,623,000 | 3,237 |
| Total deposits | $171,820,000 | 3,094 |
| Interest-bearing deposits | $152,564,000 | 3,013 |
| Deposits held in domestic offices | $171,820,000 | 3,091 |
| % insured | 82.44% | 5,783 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,803,000 | 1,638 |
| Total equity capital | $29,095,000 | 2,297 |
| Total bank equity capital | $29,095,000 | 2,295 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $400,000 | 4,088 |
| Surplus | $21,309,000 | 1,474 |
| Undivided profits | $7,386,000 | 3,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,774,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $891,000 | 3,517 |
| Earning assets | $165,974,000 | 3,431 |
| Long-term assets (5+ years) | $98,348,000 | 1,384 |
| Average Assets, year-to-date | $196,881,000 | 3,203 |
| Average Assets, quarterly | $196,104,500 | 3,231 |
| Volatile liabilities | $29,365,000 | 3,924 |
| Insider loans | $2,130,000 | 2,833 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $1,084,000 | 1,003 |
| Unused loan commitments | $10,652,000 | 3,879 |
| Tier 1 (core) risk-based capital | $13,558,000 | 4,169 |
| Tier 2 risk-based capital | $1,104,000 | 3,994 |
| Total risk weighted assets | $87,379,000 | 4,351 |
| Total unused commitments | $10,652,000 | 3,885 |
| Derivatives | $1,084,000 | 951 |
| 2010-03-31 | Rank | |
| # of Employees: | 41 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $188,491,000 | 3,395 |
| Cash and due from depository institutions | $3,844,000 | 3,657 |
| Interest-bearing balances | $25,000 | 7,001 |
| Securities | $81,948,000 | 1,582 |
| Federal funds sold & reverse repurchase agreements | $8,820,000 | 1,057 |
| Net loans & leases | $70,845,000 | 4,767 |
| Loan loss allowance | $977,000 | 4,864 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,398,000 | 2,295 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $14,940,000 | 407 |
| All other assets | $2,696,000 | 4,772 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $188,491,000 | 3,395 |
| Total liabilities | $159,780,000 | 3,529 |
| Total deposits | $152,004,000 | 3,455 |
| Interest-bearing deposits | $124,375,000 | 3,595 |
| Deposits held in domestic offices | $152,004,000 | 3,453 |
| % insured | 82.78% | 5,760 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,776,000 | 1,647 |
| Total equity capital | $28,711,000 | 2,328 |
| Total bank equity capital | $28,711,000 | 2,326 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $400,000 | 4,154 |
| Surplus | $21,309,000 | 1,497 |
| Undivided profits | $7,002,000 | 3,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000,000 | 3,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,125,000 | 2,900 |
| Earning assets | $161,638,000 | 3,551 |
| Long-term assets (5+ years) | $94,820,000 | 1,445 |
| Average Assets, year-to-date | $193,462,500 | 3,316 |
| Average Assets, quarterly | $193,462,500 | 3,316 |
| Volatile liabilities | $28,018,000 | 4,096 |
| Insider loans | $2,622,000 | 2,510 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $68,000 | 1,769 |
| Unused loan commitments | $11,248,000 | 3,875 |
| Tier 1 (core) risk-based capital | $13,054,000 | 4,320 |
| Tier 2 risk-based capital | $1,054,000 | 4,175 |
| Total risk weighted assets | $87,030,000 | 4,436 |
| Total unused commitments | $11,248,000 | 3,878 |
| Derivatives | $68,000 | 1,141 |
| 2009-12-31 | Rank | |
| # of Employees: | 42 | 3,615 |
| Assets and Liabilities | ||
| Total Assets: | $198,434,000 | 3,251 |
| Cash and due from depository institutions | $2,626,000 | 3,615 |
| Interest-bearing balances | $25,000 | 6,962 |
| Securities | $84,941,000 | 1,509 |
| Federal funds sold & reverse repurchase agreements | $16,630,000 | 487 |
| Net loans & leases | $71,026,000 | 4,820 |
| Loan loss allowance | $861,000 | 5,135 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,461,000 | 2,311 |
| Other real estate owned | $0 | 3,615 |
| Goodwill and other intangibles | $15,002,000 | 405 |
| All other assets | $2,748,000 | 4,801 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $198,434,000 | 3,251 |
| Total liabilities | $170,295,000 | 3,366 |
| Total deposits | $149,749,000 | 3,495 |
| Interest-bearing deposits | $121,416,000 | 3,638 |
| Deposits held in domestic offices | $149,749,000 | 3,494 |
| % insured | 84.80% | 5,353 |
| Federal funds purchased & repurchase agreements | $7,880,000 | 1,180 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,666,000 | 1,703 |
| Total equity capital | $28,139,000 | 2,348 |
| Total bank equity capital | $28,139,000 | 2,345 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $400,000 | 4,200 |
| Surplus | $21,309,000 | 1,496 |
| Undivided profits | $6,430,000 | 3,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,746,000 | 3,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,017,000 | 3,302 |
| Earning assets | $172,622,000 | 3,369 |
| Long-term assets (5+ years) | $96,280,000 | 1,413 |
| Average Assets, year-to-date | $183,742,200 | 3,373 |
| Average Assets, quarterly | $192,534,000 | 3,315 |
| Volatile liabilities | $55,242,000 | 2,506 |
| Insider loans | $2,761,000 | 2,500 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $308,000 | 1,439 |
| Unused loan commitments | $14,802,000 | 3,346 |
| Tier 1 (core) risk-based capital | $12,556,000 | 4,442 |
| Tier 2 risk-based capital | $861,000 | 4,682 |
| Total risk weighted assets | $90,010,000 | 4,398 |
| Total unused commitments | $14,802,000 | 3,348 |
| Derivatives | $308,000 | 1,055 |
| 2009-09-30 | Rank | |
| # of Employees: | 42 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $186,634,000 | 3,421 |
| Cash and due from depository institutions | $2,339,000 | 3,649 |
| Interest-bearing balances | $25,000 | 6,910 |
| Securities | $75,167,000 | 1,679 |
| Federal funds sold & reverse repurchase agreements | $16,210,000 | 553 |
| Net loans & leases | $70,056,000 | 4,915 |
| Loan loss allowance | $801,000 | 5,237 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,506,000 | 2,316 |
| Other real estate owned | $0 | 3,649 |
| Goodwill and other intangibles | $15,065,000 | 433 |
| All other assets | $2,291,000 | 4,807 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $186,635,000 | 3,421 |
| Total liabilities | $158,676,000 | 3,539 |
| Total deposits | $155,902,000 | 3,364 |
| Interest-bearing deposits | $121,497,000 | 3,640 |
| Deposits held in domestic offices | $155,902,000 | 3,363 |
| % insured | 81.03% | 6,318 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,774,000 | 1,784 |
| Total equity capital | $27,959,000 | 2,428 |
| Total bank equity capital | $27,959,000 | 2,427 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $400,000 | 4,256 |
| Surplus | $21,309,000 | 1,501 |
| Undivided profits | $6,250,000 | 3,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,719,000 | 3,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,125,000 | 3,206 |
| Earning assets | $161,458,000 | 3,580 |
| Long-term assets (5+ years) | $82,944,000 | 1,609 |
| Average Assets, year-to-date | $180,069,250 | 3,467 |
| Average Assets, quarterly | $186,546,000 | 3,396 |
| Volatile liabilities | $10,321,000 | 6,280 |
| Insider loans | $2,777,000 | 2,500 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $156,000 | 1,624 |
| Unused loan commitments | $11,426,000 | 3,959 |
| Tier 1 (core) risk-based capital | $12,147,000 | 4,622 |
| Tier 2 risk-based capital | $801,000 | 4,859 |
| Total risk weighted assets | $90,024,000 | 4,414 |
| Total unused commitments | $11,426,000 | 3,963 |
| Derivatives | $156,000 | 1,129 |
| 2009-06-30 | Rank | |
| # of Employees: | 43 | 3,618 |
| Assets and Liabilities | ||
| Total Assets: | $186,458,000 | 3,413 |
| Cash and due from depository institutions | $14,934,000 | 3,618 |
| Interest-bearing balances | $25,000 | 6,902 |
| Securities | $76,920,000 | 1,616 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 3,465 |
| Net loans & leases | $70,311,000 | 4,936 |
| Loan loss allowance | $722,000 | 5,423 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,560,000 | 2,326 |
| Other real estate owned | $0 | 3,618 |
| Goodwill and other intangibles | $15,129,000 | 449 |
| All other assets | $1,904,000 | 5,205 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $186,458,000 | 3,413 |
| Total liabilities | $159,384,000 | 3,549 |
| Total deposits | $157,035,000 | 3,357 |
| Interest-bearing deposits | $136,103,000 | 3,338 |
| Deposits held in domestic offices | $157,035,000 | 3,355 |
| % insured | 72.39% | 5,621 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,349,000 | 2,106 |
| Total equity capital | $27,074,000 | 2,485 |
| Total bank equity capital | $27,074,000 | 2,483 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $400,000 | 4,310 |
| Surplus | $21,309,000 | 1,507 |
| Undivided profits | $5,365,000 | 4,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,381,000 | 4,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,019,000 | 3,408 |
| Earning assets | $148,956,000 | 3,813 |
| Long-term assets (5+ years) | $86,279,000 | 1,542 |
| Average Assets, year-to-date | $177,881,000 | 3,514 |
| Average Assets, quarterly | $179,836,000 | 3,510 |
| Volatile liabilities | $10,214,000 | 6,318 |
| Insider loans | $2,772,000 | 2,532 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,716,000 | 3,711 |
| Tier 1 (core) risk-based capital | $11,485,000 | 4,829 |
| Tier 2 risk-based capital | $722,000 | 5,088 |
| Total risk weighted assets | $88,159,000 | 4,508 |
| Total unused commitments | $13,716,000 | 3,713 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 43 | 3,647 |
| Assets and Liabilities | ||
| Total Assets: | $173,214,000 | 3,627 |
| Cash and due from depository institutions | $4,387,000 | 3,647 |
| Interest-bearing balances | $29,000 | 6,703 |
| Securities | $71,145,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,277 |
| Net loans & leases | $69,963,000 | 4,954 |
| Loan loss allowance | $542,000 | 6,015 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,575,000 | 2,335 |
| Other real estate owned | $0 | 3,647 |
| Goodwill and other intangibles | $15,194,000 | 461 |
| All other assets | $1,950,000 | 5,166 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $173,214,000 | 3,627 |
| Total liabilities | $147,024,000 | 3,801 |
| Total deposits | $134,822,000 | 3,760 |
| Interest-bearing deposits | $116,279,000 | 3,742 |
| Deposits held in domestic offices | $134,822,000 | 3,758 |
| % insured | 83.64% | 2,674 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,202,000 | 2,146 |
| Total equity capital | $26,190,000 | 2,572 |
| Total bank equity capital | $26,190,000 | 2,571 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 4,334 |
| Surplus | $21,309,000 | 1,489 |
| Undivided profits | $4,481,000 | 4,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 6,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,054,000 | 3,293 |
| Earning assets | $146,137,000 | 3,847 |
| Long-term assets (5+ years) | $78,803,000 | 1,620 |
| Average Assets, year-to-date | $173,592,500 | 3,595 |
| Average Assets, quarterly | $173,592,500 | 3,595 |
| Volatile liabilities | $25,433,000 | 4,366 |
| Insider loans | $2,787,000 | 2,533 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $791,000 | 1,201 |
| Unused loan commitments | $15,659,000 | 3,549 |
| Tier 1 (core) risk-based capital | $10,640,000 | 5,098 |
| Tier 2 risk-based capital | $542,000 | 5,747 |
| Total risk weighted assets | $86,052,000 | 4,560 |
| Total unused commitments | $15,659,000 | 3,551 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 43 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $173,971,000 | 3,600 |
| Cash and due from depository institutions | $2,096,000 | 3,663 |
| Interest-bearing balances | $39,000 | 6,286 |
| Securities | $70,252,000 | 1,729 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,863 |
| Net loans & leases | $69,607,000 | 5,001 |
| Loan loss allowance | $509,000 | 6,107 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,637,000 | 2,325 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $15,261,000 | 474 |
| All other assets | $6,118,000 | 2,738 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $173,971,000 | 3,600 |
| Total liabilities | $147,834,000 | 3,737 |
| Total deposits | $129,435,000 | 3,807 |
| Interest-bearing deposits | $97,216,000 | 4,170 |
| Deposits held in domestic offices | $129,435,000 | 3,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,160,000 | 2,639 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,239,000 | 2,108 |
| Total equity capital | $26,137,000 | 2,550 |
| Total bank equity capital | $26,137,000 | 2,550 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,362 |
| Surplus | $21,309,000 | 1,453 |
| Undivided profits | $4,428,000 | 4,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 7,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $877,000 | 4,079 |
| Earning assets | $144,898,000 | 3,846 |
| Long-term assets (5+ years) | $77,767,000 | 1,620 |
| Average Assets, year-to-date | $169,043,600 | 3,567 |
| Average Assets, quarterly | $176,938,500 | 3,524 |
| Volatile liabilities | $4,259,000 | 7,469 |
| Insider loans | $653,000 | 5,101 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $13,901,000 | 3,810 |
| Tier 1 (core) risk-based capital | $10,742,000 | 5,081 |
| Tier 2 risk-based capital | $509,000 | 5,882 |
| Total risk weighted assets | $92,639,000 | 4,374 |
| Total unused commitments | $13,901,000 | 3,813 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $179,906,000 | 3,475 |
| Cash and due from depository institutions | $11,357,000 | 3,029 |
| Interest-bearing balances | $39,000 | 5,863 |
| Securities | $82,668,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $62,786,000 | 5,251 |
| Loan loss allowance | $410,000 | 6,490 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,683,000 | 2,298 |
| Other real estate owned | $0 | 3,029 |
| Goodwill and other intangibles | $15,329,000 | 505 |
| All other assets | $2,083,000 | 5,168 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $179,906,000 | 3,475 |
| Total liabilities | $153,954,000 | 3,581 |
| Total deposits | $151,866,000 | 3,340 |
| Interest-bearing deposits | $133,853,000 | 3,266 |
| Deposits held in domestic offices | $151,866,000 | 3,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,088,000 | 2,258 |
| Total equity capital | $25,952,000 | 2,596 |
| Total bank equity capital | $25,952,000 | 2,596 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $400,000 | 4,400 |
| Surplus | $21,309,000 | 1,422 |
| Undivided profits | $4,243,000 | 4,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 6,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,103,000 | 3,536 |
| Earning assets | $145,493,000 | 3,811 |
| Long-term assets (5+ years) | $90,097,000 | 1,399 |
| Average Assets, year-to-date | $167,811,750 | 3,605 |
| Average Assets, quarterly | $174,778,000 | 3,530 |
| Volatile liabilities | $32,960,000 | 3,587 |
| Insider loans | $520,000 | 5,455 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,745,000 | 3,584 |
| Tier 1 (core) risk-based capital | $10,432,000 | 5,246 |
| Tier 2 risk-based capital | $410,000 | 6,285 |
| Total risk weighted assets | $83,083,000 | 4,673 |
| Total unused commitments | $16,745,000 | 3,586 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $169,650,000 | 3,626 |
| Cash and due from depository institutions | $3,365,000 | 3,833 |
| Interest-bearing balances | $39,000 | 5,811 |
| Securities | $89,470,000 | 1,358 |
| Federal funds sold & reverse repurchase agreements | $260,000 | 5,503 |
| Net loans & leases | $53,281,000 | 5,652 |
| Loan loss allowance | $394,000 | 6,547 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,754,000 | 2,268 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $15,396,000 | 510 |
| All other assets | $2,124,000 | 5,104 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $169,650,000 | 3,626 |
| Total liabilities | $136,655,000 | 3,909 |
| Total deposits | $133,422,000 | 3,688 |
| Interest-bearing deposits | $115,444,000 | 3,636 |
| Deposits held in domestic offices | $133,422,000 | 3,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $611,000 | 3,136 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,622,000 | 1,893 |
| Total equity capital | $32,995,000 | 2,088 |
| Total bank equity capital | $32,995,000 | 2,088 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $400,000 | 4,437 |
| Surplus | $21,309,000 | 1,406 |
| Undivided profits | $11,286,000 | 2,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,039,000 | 3,647 |
| Earning assets | $143,050,000 | 3,853 |
| Long-term assets (5+ years) | $97,541,000 | 1,292 |
| Average Assets, year-to-date | $163,780,330 | 3,689 |
| Average Assets, quarterly | $165,106,000 | 3,691 |
| Volatile liabilities | $18,559,000 | 4,996 |
| Insider loans | $586,000 | 5,278 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $11,275,000 | 4,495 |
| Tier 1 (core) risk-based capital | $17,550,000 | 3,595 |
| Tier 2 risk-based capital | $394,000 | 6,355 |
| Total risk weighted assets | $77,456,000 | 4,836 |
| Total unused commitments | $11,275,000 | 4,495 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 42 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $160,562,000 | 3,800 |
| Cash and due from depository institutions | $2,326,000 | 3,835 |
| Interest-bearing balances | $39,000 | 5,773 |
| Securities | $88,197,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $2,064,000 | 4,903 |
| Net loans & leases | $44,511,000 | 5,977 |
| Loan loss allowance | $379,000 | 6,607 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,830,000 | 2,204 |
| Other real estate owned | $0 | 3,835 |
| Goodwill and other intangibles | $15,469,000 | 531 |
| All other assets | $2,165,000 | 4,948 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $160,562,000 | 3,800 |
| Total liabilities | $127,226,000 | 4,120 |
| Total deposits | $124,313,000 | 3,888 |
| Interest-bearing deposits | $105,314,000 | 3,920 |
| Deposits held in domestic offices | $124,313,000 | 3,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,913,000 | 1,856 |
| Total equity capital | $33,336,000 | 2,113 |
| Total bank equity capital | $33,336,000 | 2,113 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $21,309,000 | 1,396 |
| Undivided profits | $11,627,000 | 2,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,114,000 | 3,403 |
| Earning assets | $134,811,000 | 4,030 |
| Long-term assets (5+ years) | $96,499,000 | 1,254 |
| Average Assets, year-to-date | $160,845,500 | 3,754 |
| Average Assets, quarterly | $160,845,500 | 3,754 |
| Volatile liabilities | $19,386,000 | 4,856 |
| Insider loans | $598,000 | 5,208 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,442,000 | 4,201 |
| Tier 1 (core) risk-based capital | $17,273,000 | 3,640 |
| Tier 2 risk-based capital | $379,000 | 6,405 |
| Total risk weighted assets | $81,211,000 | 4,686 |
| Total unused commitments | $13,442,000 | 4,203 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $161,129,000 | 3,727 |
| Cash and due from depository institutions | $2,927,000 | 3,846 |
| Interest-bearing balances | $38,000 | 5,587 |
| Securities | $84,732,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $6,328,000 | 2,099 |
| Net loans & leases | $43,712,000 | 6,022 |
| Loan loss allowance | $409,000 | 6,440 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,908,000 | 2,171 |
| Other real estate owned | $0 | 3,846 |
| Goodwill and other intangibles | $15,539,000 | 520 |
| All other assets | $1,983,000 | 5,210 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $161,129,000 | 3,727 |
| Total liabilities | $128,031,000 | 4,045 |
| Total deposits | $125,253,000 | 3,831 |
| Interest-bearing deposits | $107,089,000 | 3,809 |
| Deposits held in domestic offices | $125,253,000 | 3,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,778,000 | 1,907 |
| Total equity capital | $33,098,000 | 2,108 |
| Total bank equity capital | $33,098,000 | 2,108 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $21,309,000 | 1,372 |
| Undivided profits | $11,389,000 | 2,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 6,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $935,000 | 4,206 |
| Earning assets | $134,810,000 | 3,989 |
| Long-term assets (5+ years) | $75,533,000 | 1,469 |
| Average Assets, year-to-date | $158,004,800 | 3,668 |
| Average Assets, quarterly | $169,143,500 | 3,572 |
| Volatile liabilities | $19,627,000 | 4,820 |
| Insider loans | $634,000 | 5,136 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $13,391,000 | 4,199 |
| Tier 1 (core) risk-based capital | $16,952,000 | 3,677 |
| Tier 2 risk-based capital | $409,000 | 6,255 |
| Total risk weighted assets | $65,858,000 | 5,234 |
| Total unused commitments | $13,391,000 | 4,199 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 41 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $177,158,000 | 3,438 |
| Cash and due from depository institutions | $3,018,000 | 3,923 |
| Interest-bearing balances | $33,000 | 5,603 |
| Securities | $92,779,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $12,391,000 | 1,173 |
| Net loans & leases | $45,160,000 | 5,956 |
| Loan loss allowance | $401,000 | 6,528 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,928,000 | 2,113 |
| Other real estate owned | $0 | 3,923 |
| Goodwill and other intangibles | $15,612,000 | 502 |
| All other assets | $2,270,000 | 4,967 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $177,158,000 | 3,438 |
| Total liabilities | $144,786,000 | 3,670 |
| Total deposits | $142,323,000 | 3,458 |
| Interest-bearing deposits | $123,540,000 | 3,422 |
| Deposits held in domestic offices | $142,323,000 | 3,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,463,000 | 2,097 |
| Total equity capital | $32,372,000 | 2,127 |
| Total bank equity capital | $32,372,000 | 2,127 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $21,309,000 | 1,338 |
| Undivided profits | $10,663,000 | 3,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,291,000 | 3,405 |
| Earning assets | $150,363,000 | 3,661 |
| Long-term assets (5+ years) | $80,327,000 | 1,362 |
| Average Assets, year-to-date | $157,223,750 | 3,682 |
| Average Assets, quarterly | $161,697,000 | 3,662 |
| Volatile liabilities | $16,915,000 | 5,125 |
| Insider loans | $641,000 | 5,073 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $12,097,000 | 4,377 |
| Tier 1 (core) risk-based capital | $16,622,000 | 3,740 |
| Tier 2 risk-based capital | $401,000 | 6,341 |
| Total risk weighted assets | $78,455,000 | 4,712 |
| Total unused commitments | $12,097,000 | 4,377 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $146,236,000 | 3,950 |
| Cash and due from depository institutions | $2,917,000 | 4,035 |
| Interest-bearing balances | $29,000 | 5,751 |
| Securities | $93,021,000 | 1,294 |
| Federal funds sold & reverse repurchase agreements | $385,000 | 5,764 |
| Net loans & leases | $46,372,000 | 5,894 |
| Loan loss allowance | $399,000 | 6,578 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,634,000 | 5,014 |
| Other real estate owned | $0 | 4,035 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,907,000 | 5,346 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $146,236,000 | 3,950 |
| Total liabilities | $132,873,000 | 3,888 |
| Total deposits | $128,753,000 | 3,743 |
| Interest-bearing deposits | $103,833,000 | 3,887 |
| Deposits held in domestic offices | $128,753,000 | 3,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,231,000 | 1,960 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $889,000 | 4,175 |
| Total equity capital | $13,363,000 | 4,458 |
| Total bank equity capital | $13,363,000 | 4,458 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $3,100,000 | 4,905 |
| Undivided profits | $9,863,000 | 3,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,017,000 | 3,924 |
| Earning assets | $139,807,000 | 3,843 |
| Long-term assets (5+ years) | $80,295,000 | 1,323 |
| Average Assets, year-to-date | $150,579,000 | 3,837 |
| Average Assets, quarterly | $149,059,500 | 3,881 |
| Volatile liabilities | $18,259,000 | 4,897 |
| Insider loans | $1,136,000 | 4,082 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,789,000 | 5,547 |
| Tier 1 (core) risk-based capital | $13,799,000 | 4,323 |
| Tier 2 risk-based capital | $399,000 | 6,367 |
| Total risk weighted assets | $58,869,000 | 5,497 |
| Total unused commitments | $6,789,000 | 5,549 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 39 | 4,102 |
| Assets and Liabilities | ||
| Total Assets: | $151,883,000 | 3,853 |
| Cash and due from depository institutions | $3,655,000 | 4,102 |
| Interest-bearing balances | $28,000 | 5,817 |
| Securities | $99,413,000 | 1,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $45,080,000 | 5,927 |
| Loan loss allowance | $391,000 | 6,634 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,650,000 | 4,960 |
| Other real estate owned | $0 | 4,102 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,085,000 | 5,033 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $151,883,000 | 3,853 |
| Total liabilities | $138,341,000 | 3,792 |
| Total deposits | $133,441,000 | 3,672 |
| Interest-bearing deposits | $108,150,000 | 3,786 |
| Deposits held in domestic offices | $133,441,000 | 3,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,772,000 | 1,728 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,128,000 | 3,635 |
| Total equity capital | $13,542,000 | 4,426 |
| Total bank equity capital | $13,542,000 | 4,426 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $3,100,000 | 4,879 |
| Undivided profits | $10,042,000 | 3,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,257,000 | 3,152 |
| Earning assets | $144,521,000 | 3,774 |
| Long-term assets (5+ years) | $86,266,000 | 1,230 |
| Average Assets, year-to-date | $152,750,500 | 3,817 |
| Average Assets, quarterly | $152,750,500 | 3,817 |
| Volatile liabilities | $26,694,000 | 3,912 |
| Insider loans | $1,290,000 | 3,807 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,372,000 | 4,749 |
| Tier 1 (core) risk-based capital | $13,431,000 | 4,385 |
| Tier 2 risk-based capital | $391,000 | 6,420 |
| Total risk weighted assets | $57,709,000 | 5,503 |
| Total unused commitments | $10,372,000 | 4,749 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $153,618,000 | 3,805 |
| Cash and due from depository institutions | $3,987,000 | 4,025 |
| Interest-bearing balances | $23,000 | 5,941 |
| Securities | $102,671,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $43,328,000 | 6,016 |
| Loan loss allowance | $393,000 | 6,632 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,710,000 | 4,860 |
| Other real estate owned | $0 | 4,025 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,922,000 | 5,288 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $153,618,000 | 3,805 |
| Total liabilities | $140,521,000 | 3,745 |
| Total deposits | $134,835,000 | 3,599 |
| Interest-bearing deposits | $109,257,000 | 3,697 |
| Deposits held in domestic offices | $134,835,000 | 3,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,950,000 | 1,638 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $736,000 | 4,603 |
| Total equity capital | $13,097,000 | 4,474 |
| Total bank equity capital | $13,097,000 | 4,474 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $3,100,000 | 4,856 |
| Undivided profits | $9,597,000 | 3,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,088,000 | 3,685 |
| Earning assets | $146,022,000 | 3,689 |
| Long-term assets (5+ years) | $89,989,000 | 1,187 |
| Average Assets, year-to-date | $152,899,000 | 3,695 |
| Average Assets, quarterly | $154,823,000 | 3,748 |
| Volatile liabilities | $24,317,000 | 4,221 |
| Insider loans | $1,328,000 | 3,728 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,310,000 | 4,683 |
| Tier 1 (core) risk-based capital | $13,062,000 | 4,412 |
| Tier 2 risk-based capital | $393,000 | 6,419 |
| Total risk weighted assets | $58,179,000 | 5,456 |
| Total unused commitments | $10,310,000 | 4,683 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $156,028,000 | 3,727 |
| Cash and due from depository institutions | $3,247,000 | 3,935 |
| Interest-bearing balances | $17,000 | 6,127 |
| Securities | $104,115,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $1,292,000 | 4,436 |
| Net loans & leases | $43,410,000 | 6,045 |
| Loan loss allowance | $406,000 | 6,555 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,691,000 | 4,875 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,273,000 | 4,899 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $156,028,000 | 3,727 |
| Total liabilities | $141,552,000 | 3,688 |
| Total deposits | $140,480,000 | 3,442 |
| Interest-bearing deposits | $116,923,000 | 3,469 |
| Deposits held in domestic offices | $140,480,000 | 3,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,072,000 | 3,667 |
| Total equity capital | $14,476,000 | 4,125 |
| Total bank equity capital | $14,476,000 | 4,125 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $3,100,000 | 4,844 |
| Undivided profits | $10,976,000 | 2,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,394,000 | 2,967 |
| Earning assets | $148,834,000 | 3,599 |
| Long-term assets (5+ years) | $94,432,000 | 1,137 |
| Average Assets, year-to-date | $152,719,250 | 3,699 |
| Average Assets, quarterly | $154,861,500 | 3,721 |
| Volatile liabilities | $25,051,000 | 4,160 |
| Insider loans | $516,000 | 5,454 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $9,517,000 | 4,861 |
| Tier 1 (core) risk-based capital | $14,270,000 | 4,115 |
| Tier 2 risk-based capital | $406,000 | 6,339 |
| Total risk weighted assets | $57,770,000 | 5,472 |
| Total unused commitments | $9,517,000 | 4,863 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $153,695,000 | 3,731 |
| Cash and due from depository institutions | $3,457,000 | 4,042 |
| Interest-bearing balances | $12,000 | 6,289 |
| Securities | $103,596,000 | 1,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $42,692,000 | 6,068 |
| Loan loss allowance | $413,000 | 6,534 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,692,000 | 4,849 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,258,000 | 4,871 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $153,695,000 | 3,731 |
| Total liabilities | $140,785,000 | 3,660 |
| Total deposits | $132,382,000 | 3,571 |
| Interest-bearing deposits | $108,127,000 | 3,654 |
| Deposits held in domestic offices | $132,382,000 | 3,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,864,000 | 1,393 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $539,000 | 5,048 |
| Total equity capital | $12,910,000 | 4,371 |
| Total bank equity capital | $12,910,000 | 4,371 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $3,100,000 | 4,833 |
| Undivided profits | $9,410,000 | 3,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,117,000 | 3,284 |
| Earning assets | $146,300,000 | 3,609 |
| Long-term assets (5+ years) | $102,299,000 | 1,034 |
| Average Assets, year-to-date | $151,616,330 | 3,721 |
| Average Assets, quarterly | $149,645,500 | 3,787 |
| Volatile liabilities | $20,177,000 | 4,625 |
| Insider loans | $1,182,000 | 3,919 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,516,000 | 5,650 |
| Tier 1 (core) risk-based capital | $13,800,000 | 4,148 |
| Tier 2 risk-based capital | $413,000 | 6,302 |
| Total risk weighted assets | $57,977,000 | 5,443 |
| Total unused commitments | $6,516,000 | 5,651 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $145,596,000 | 3,862 |
| Cash and due from depository institutions | $3,695,000 | 4,018 |
| Interest-bearing balances | $1,000 | 6,719 |
| Securities | $99,179,000 | 1,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $38,795,000 | 6,246 |
| Loan loss allowance | $405,000 | 6,559 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,742,000 | 4,715 |
| Other real estate owned | $0 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,185,000 | 4,848 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $145,596,000 | 3,862 |
| Total liabilities | $132,716,000 | 3,798 |
| Total deposits | $131,600,000 | 3,579 |
| Interest-bearing deposits | $107,871,000 | 3,659 |
| Deposits held in domestic offices | $131,600,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $682,000 | 2,823 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $434,000 | 5,533 |
| Total equity capital | $12,880,000 | 4,340 |
| Total bank equity capital | $12,880,000 | 4,340 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $3,100,000 | 4,774 |
| Undivided profits | $9,380,000 | 3,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,268,000 | 2,806 |
| Earning assets | $137,975,000 | 3,759 |
| Long-term assets (5+ years) | $87,948,000 | 1,164 |
| Average Assets, year-to-date | $150,577,000 | 3,730 |
| Average Assets, quarterly | $150,577,000 | 3,730 |
| Volatile liabilities | $14,843,000 | 5,226 |
| Insider loans | $523,000 | 5,357 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,278,000 | 4,536 |
| Tier 1 (core) risk-based capital | $13,294,000 | 4,214 |
| Tier 2 risk-based capital | $405,000 | 6,307 |
| Total risk weighted assets | $52,755,000 | 5,642 |
| Total unused commitments | $11,278,000 | 4,537 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 40 | 4,024 |
| Assets and Liabilities | ||
| Total Assets: | $155,558,000 | 3,626 |
| Cash and due from depository institutions | $6,106,000 | 4,024 |
| Interest-bearing balances | $1,000 | 6,749 |
| Securities | $102,404,000 | 1,225 |
| Federal funds sold & reverse repurchase agreements | $5,733,000 | 2,237 |
| Net loans & leases | $37,675,000 | 6,316 |
| Loan loss allowance | $400,000 | 6,613 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,695,000 | 4,773 |
| Other real estate owned | $0 | 4,024 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,945,000 | 5,134 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $155,558,000 | 3,626 |
| Total liabilities | $142,839,000 | 3,556 |
| Total deposits | $142,260,000 | 3,318 |
| Interest-bearing deposits | $116,504,000 | 3,362 |
| Deposits held in domestic offices | $142,260,000 | 3,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $579,000 | 4,753 |
| Total equity capital | $12,719,000 | 4,335 |
| Total bank equity capital | $12,719,000 | 4,335 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $3,100,000 | 4,740 |
| Undivided profits | $9,219,000 | 3,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,059,000 | 3,292 |
| Earning assets | $145,813,000 | 3,550 |
| Long-term assets (5+ years) | $85,581,000 | 1,155 |
| Average Assets, year-to-date | $158,296,400 | 3,452 |
| Average Assets, quarterly | $157,787,000 | 3,556 |
| Volatile liabilities | $25,178,000 | 3,872 |
| Insider loans | $690,000 | 4,865 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,971,000 | 3,745 |
| Tier 1 (core) risk-based capital | $12,537,000 | 4,335 |
| Tier 2 risk-based capital | $400,000 | 6,366 |
| Total risk weighted assets | $51,426,000 | 5,720 |
| Total unused commitments | $15,971,000 | 3,746 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $160,016,000 | 3,509 |
| Cash and due from depository institutions | $4,314,000 | 4,010 |
| Interest-bearing balances | $1,000 | 6,781 |
| Securities | $105,445,000 | 1,179 |
| Federal funds sold & reverse repurchase agreements | $7,404,000 | 1,685 |
| Net loans & leases | $39,042,000 | 6,247 |
| Loan loss allowance | $395,000 | 6,685 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,593,000 | 4,901 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,218,000 | 4,790 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $160,016,000 | 3,509 |
| Total liabilities | $145,670,000 | 3,456 |
| Total deposits | $144,708,000 | 3,216 |
| Interest-bearing deposits | $123,371,000 | 3,175 |
| Deposits held in domestic offices | $144,708,000 | 3,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $962,000 | 3,539 |
| Total equity capital | $14,346,000 | 3,930 |
| Total bank equity capital | $14,346,000 | 3,930 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $3,100,000 | 4,694 |
| Undivided profits | $10,846,000 | 2,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,349,000 | 2,605 |
| Earning assets | $151,892,000 | 3,406 |
| Long-term assets (5+ years) | $92,226,000 | 1,075 |
| Average Assets, year-to-date | $158,981,000 | 3,419 |
| Average Assets, quarterly | $160,135,000 | 3,469 |
| Volatile liabilities | $22,440,000 | 4,130 |
| Insider loans | $473,000 | 5,523 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,146,000 | 4,429 |
| Tier 1 (core) risk-based capital | $14,050,000 | 3,925 |
| Tier 2 risk-based capital | $395,000 | 6,418 |
| Total risk weighted assets | $55,357,000 | 5,501 |
| Total unused commitments | $11,146,000 | 4,431 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $160,254,000 | 3,445 |
| Cash and due from depository institutions | $5,096,000 | 4,006 |
| Interest-bearing balances | $1,000 | 6,771 |
| Securities | $108,191,000 | 1,159 |
| Federal funds sold & reverse repurchase agreements | $4,353,000 | 2,325 |
| Net loans & leases | $38,840,000 | 6,200 |
| Loan loss allowance | $387,000 | 6,703 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,598,000 | 4,861 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,176,000 | 4,679 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $160,254,000 | 3,445 |
| Total liabilities | $146,016,000 | 3,397 |
| Total deposits | $144,884,000 | 3,160 |
| Interest-bearing deposits | $121,001,000 | 3,155 |
| Deposits held in domestic offices | $144,884,000 | 3,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,132,000 | 2,982 |
| Total equity capital | $14,238,000 | 3,885 |
| Total bank equity capital | $14,238,000 | 3,885 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $3,100,000 | 4,663 |
| Undivided profits | $10,738,000 | 2,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,098,000 | 2,897 |
| Earning assets | $151,385,000 | 3,355 |
| Long-term assets (5+ years) | $97,676,000 | 1,022 |
| Average Assets, year-to-date | $158,636,000 | 3,412 |
| Average Assets, quarterly | $157,541,500 | 3,448 |
| Volatile liabilities | $10,509,000 | 5,831 |
| Insider loans | $573,000 | 5,153 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,580,000 | 4,736 |
| Tier 1 (core) risk-based capital | $13,523,000 | 3,956 |
| Tier 2 risk-based capital | $387,000 | 6,440 |
| Total risk weighted assets | $58,697,000 | 5,247 |
| Total unused commitments | $9,580,000 | 4,737 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 40 | 3,989 |
| Assets and Liabilities | ||
| Total Assets: | $154,829,000 | 3,522 |
| Cash and due from depository institutions | $4,562,000 | 3,989 |
| Interest-bearing balances | $1,000 | 6,790 |
| Securities | $109,377,000 | 1,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $37,012,000 | 6,305 |
| Loan loss allowance | $383,000 | 6,768 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,655,000 | 4,784 |
| Other real estate owned | $0 | 3,989 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,223,000 | 4,596 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $154,829,000 | 3,522 |
| Total liabilities | $141,877,000 | 3,458 |
| Total deposits | $134,314,000 | 3,354 |
| Interest-bearing deposits | $110,544,000 | 3,426 |
| Deposits held in domestic offices | $134,314,000 | 3,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,993,000 | 1,319 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $570,000 | 4,474 |
| Total equity capital | $12,952,000 | 4,121 |
| Total bank equity capital | $12,952,000 | 4,121 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $3,100,000 | 4,661 |
| Undivided profits | $9,452,000 | 3,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,338,000 | 2,281 |
| Earning assets | $146,390,000 | 3,436 |
| Long-term assets (5+ years) | $102,949,000 | 998 |
| Average Assets, year-to-date | $157,827,000 | 3,443 |
| Average Assets, quarterly | $157,827,000 | 3,443 |
| Volatile liabilities | $17,960,000 | 4,428 |
| Insider loans | $578,000 | 5,157 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,045,000 | 4,838 |
| Tier 1 (core) risk-based capital | $12,936,000 | 4,057 |
| Tier 2 risk-based capital | $383,000 | 6,497 |
| Total risk weighted assets | $54,163,000 | 5,459 |
| Total unused commitments | $9,045,000 | 4,840 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $160,825,000 | 3,404 |
| Cash and due from depository institutions | $3,998,000 | 4,006 |
| Interest-bearing balances | $1,000 | 6,807 |
| Securities | $114,656,000 | 1,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $38,569,000 | 6,226 |
| Loan loss allowance | $376,000 | 6,822 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,711,000 | 4,690 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,891,000 | 4,992 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $160,825,000 | 3,404 |
| Total liabilities | $147,467,000 | 3,359 |
| Total deposits | $137,088,000 | 3,281 |
| Interest-bearing deposits | $115,298,000 | 3,270 |
| Deposits held in domestic offices | $137,088,000 | 3,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,285,000 | 1,197 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,094,000 | 2,924 |
| Total equity capital | $13,358,000 | 4,008 |
| Total bank equity capital | $13,358,000 | 4,008 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $3,100,000 | 4,636 |
| Undivided profits | $9,858,000 | 3,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,104,000 | 2,771 |
| Earning assets | $153,226,000 | 3,310 |
| Long-term assets (5+ years) | $107,932,000 | 979 |
| Average Assets, year-to-date | $159,158,400 | 3,312 |
| Average Assets, quarterly | $167,538,500 | 3,259 |
| Volatile liabilities | $20,018,000 | 4,120 |
| Insider loans | $672,000 | 4,897 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,350,000 | 5,110 |
| Tier 1 (core) risk-based capital | $12,357,000 | 4,148 |
| Tier 2 risk-based capital | $376,000 | 6,547 |
| Total risk weighted assets | $54,695,000 | 5,434 |
| Total unused commitments | $7,350,000 | 5,111 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 39 | 4,087 |
| Assets and Liabilities | ||
| Total Assets: | $174,252,000 | 3,145 |
| Cash and due from depository institutions | $20,286,000 | 4,087 |
| Interest-bearing balances | $1,000 | 6,879 |
| Securities | $111,994,000 | 1,142 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $38,254,000 | 6,231 |
| Loan loss allowance | $374,000 | 6,848 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,662,000 | 4,735 |
| Other real estate owned | $0 | 4,087 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,056,000 | 4,785 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $174,252,000 | 3,145 |
| Total liabilities | $159,585,000 | 3,096 |
| Total deposits | $152,818,000 | 2,954 |
| Interest-bearing deposits | $130,801,000 | 2,929 |
| Deposits held in domestic offices | $152,818,000 | 2,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,325,000 | 1,593 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,442,000 | 2,454 |
| Total equity capital | $14,667,000 | 3,730 |
| Total bank equity capital | $14,667,000 | 3,730 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $3,100,000 | 4,616 |
| Undivided profits | $11,167,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,274,000 | 2,440 |
| Earning assets | $150,249,000 | 3,316 |
| Long-term assets (5+ years) | $108,993,000 | 966 |
| Average Assets, year-to-date | $158,741,750 | 3,313 |
| Average Assets, quarterly | $166,315,500 | 3,231 |
| Volatile liabilities | $16,071,000 | 4,633 |
| Insider loans | $494,000 | 5,455 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,307,000 | 5,383 |
| Tier 1 (core) risk-based capital | $13,414,000 | 3,841 |
| Tier 2 risk-based capital | $374,000 | 6,561 |
| Total risk weighted assets | $57,350,000 | 5,247 |
| Total unused commitments | $6,307,000 | 5,388 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $158,379,000 | 3,386 |
| Cash and due from depository institutions | $7,276,000 | 4,127 |
| Interest-bearing balances | $1,000 | 6,903 |
| Securities | $102,293,000 | 1,275 |
| Federal funds sold & reverse repurchase agreements | $7,118,000 | 1,486 |
| Net loans & leases | $38,201,000 | 6,220 |
| Loan loss allowance | $370,000 | 6,897 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,658,000 | 4,710 |
| Other real estate owned | $0 | 4,127 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,833,000 | 5,031 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $158,379,000 | 3,386 |
| Total liabilities | $145,756,000 | 3,323 |
| Total deposits | $145,253,000 | 3,064 |
| Interest-bearing deposits | $122,836,000 | 3,064 |
| Deposits held in domestic offices | $145,253,000 | 3,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $503,000 | 4,534 |
| Total equity capital | $12,623,000 | 4,070 |
| Total bank equity capital | $12,623,000 | 4,070 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $3,100,000 | 4,590 |
| Undivided profits | $9,123,000 | 3,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,019,000 | 2,897 |
| Earning assets | $147,613,000 | 3,334 |
| Long-term assets (5+ years) | $100,292,000 | 1,087 |
| Average Assets, year-to-date | $153,571,670 | 3,419 |
| Average Assets, quarterly | $153,485,000 | 3,440 |
| Volatile liabilities | $9,739,000 | 5,848 |
| Insider loans | $442,000 | 5,684 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,779,000 | 5,254 |
| Tier 1 (core) risk-based capital | $12,846,000 | 3,950 |
| Tier 2 risk-based capital | $370,000 | 6,613 |
| Total risk weighted assets | $54,486,000 | 5,391 |
| Total unused commitments | $6,779,000 | 5,257 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $148,591,000 | 3,563 |
| Cash and due from depository institutions | $4,973,000 | 4,210 |
| Interest-bearing balances | $1,000 | 6,934 |
| Securities | $104,234,000 | 1,265 |
| Federal funds sold & reverse repurchase agreements | $428,000 | 6,236 |
| Net loans & leases | $35,423,000 | 6,360 |
| Loan loss allowance | $387,000 | 6,802 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,498,000 | 4,938 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,035,000 | 4,607 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $148,591,000 | 3,563 |
| Total liabilities | $134,537,000 | 3,533 |
| Total deposits | $132,941,000 | 3,306 |
| Interest-bearing deposits | $112,320,000 | 3,311 |
| Deposits held in domestic offices | $132,941,000 | 3,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,596,000 | 2,303 |
| Total equity capital | $14,054,000 | 3,813 |
| Total bank equity capital | $14,054,000 | 3,813 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $3,100,000 | 4,563 |
| Undivided profits | $10,554,000 | 2,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 4,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,162,000 | 2,459 |
| Earning assets | $140,086,000 | 3,483 |
| Long-term assets (5+ years) | $103,777,000 | 1,020 |
| Average Assets, year-to-date | $151,168,000 | 3,472 |
| Average Assets, quarterly | $151,168,000 | 3,472 |
| Volatile liabilities | $9,577,000 | 5,814 |
| Insider loans | $451,000 | 5,629 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,389,000 | 5,068 |
| Tier 1 (core) risk-based capital | $12,274,000 | 4,063 |
| Tier 2 risk-based capital | $387,000 | 6,480 |
| Total risk weighted assets | $50,026,000 | 5,607 |
| Total unused commitments | $7,389,000 | 5,076 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $153,745,000 | 3,427 |
| Cash and due from depository institutions | $3,990,000 | 3,960 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $110,491,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $35,919,000 | 6,338 |
| Loan loss allowance | $383,000 | 6,832 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,522,000 | 4,904 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,823,000 | 4,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,745,000 | 3,427 |
| Total liabilities | $140,702,000 | 3,368 |
| Total deposits | $138,628,000 | 3,175 |
| Interest-bearing deposits | $117,750,000 | 3,158 |
| Deposits held in domestic offices | $138,628,000 | 3,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $929,000 | 2,734 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,145,000 | 2,829 |
| Total equity capital | $13,043,000 | 3,980 |
| Total bank equity capital | $13,043,000 | 3,980 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $3,100,000 | 4,538 |
| Undivided profits | $9,543,000 | 3,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,040,000 | 2,879 |
| Earning assets | $146,411,000 | 3,314 |
| Long-term assets (5+ years) | $105,689,000 | 1,022 |
| Average Assets, year-to-date | $145,641,000 | 3,491 |
| Average Assets, quarterly | $156,372,000 | 3,357 |
| Volatile liabilities | $10,081,000 | 5,678 |
| Insider loans | $470,000 | 5,572 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,200,000 | 5,000 |
| Tier 1 (core) risk-based capital | $11,743,000 | 4,165 |
| Tier 2 risk-based capital | $383,000 | 6,517 |
| Total risk weighted assets | $51,174,000 | 5,506 |
| Total unused commitments | $7,200,000 | 5,003 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $158,999,000 | 3,313 |
| Cash and due from depository institutions | $6,296,000 | 3,917 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $99,519,000 | 1,341 |
| Federal funds sold & reverse repurchase agreements | $14,043,000 | 1,029 |
| Net loans & leases | $35,904,000 | 6,352 |
| Loan loss allowance | $386,000 | 6,852 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,481,000 | 4,962 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,756,000 | 5,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,999,000 | 3,313 |
| Total liabilities | $145,403,000 | 3,269 |
| Total deposits | $143,988,000 | 3,071 |
| Interest-bearing deposits | $124,303,000 | 3,030 |
| Deposits held in domestic offices | $143,988,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,415,000 | 2,508 |
| Total equity capital | $13,596,000 | 3,834 |
| Total bank equity capital | $13,596,000 | 3,834 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $3,100,000 | 4,492 |
| Undivided profits | $10,096,000 | 2,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,004,000 | 3,126 |
| Earning assets | $149,467,000 | 3,248 |
| Long-term assets (5+ years) | $97,051,000 | 1,124 |
| Average Assets, year-to-date | $143,615,000 | 3,542 |
| Average Assets, quarterly | $154,171,000 | 3,386 |
| Volatile liabilities | $9,190,000 | 5,932 |
| Insider loans | $475,000 | 5,565 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,331,000 | 5,268 |
| Tier 1 (core) risk-based capital | $12,391,000 | 3,982 |
| Tier 2 risk-based capital | $386,000 | 6,507 |
| Total risk weighted assets | $51,879,000 | 5,476 |
| Total unused commitments | $6,331,000 | 5,274 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $149,343,000 | 3,488 |
| Cash and due from depository institutions | $10,094,000 | 3,997 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $97,740,000 | 1,325 |
| Federal funds sold & reverse repurchase agreements | $2,884,000 | 4,121 |
| Net loans & leases | $35,321,000 | 6,393 |
| Loan loss allowance | $390,000 | 6,795 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,534,000 | 4,847 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,770,000 | 4,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,343,000 | 3,488 |
| Total liabilities | $135,686,000 | 3,442 |
| Total deposits | $134,064,000 | 3,244 |
| Interest-bearing deposits | $114,791,000 | 3,208 |
| Deposits held in domestic offices | $134,064,000 | 3,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,622,000 | 2,356 |
| Total equity capital | $13,657,000 | 3,818 |
| Total bank equity capital | $13,657,000 | 3,818 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $3,100,000 | 4,460 |
| Undivided profits | $10,157,000 | 3,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $986,000 | 3,054 |
| Earning assets | $135,946,000 | 3,488 |
| Long-term assets (5+ years) | $98,602,000 | 1,041 |
| Average Assets, year-to-date | $138,487,000 | 3,653 |
| Average Assets, quarterly | $141,587,500 | 3,610 |
| Volatile liabilities | $9,364,000 | 5,892 |
| Insider loans | $367,000 | 6,006 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,134,000 | 5,695 |
| Tier 1 (core) risk-based capital | $11,892,000 | 4,053 |
| Tier 2 risk-based capital | $390,000 | 6,451 |
| Total risk weighted assets | $48,404,000 | 5,666 |
| Total unused commitments | $5,134,000 | 5,707 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $133,832,000 | 3,785 |
| Cash and due from depository institutions | $3,951,000 | 3,964 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $90,478,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $2,119,000 | 5,175 |
| Net loans & leases | $33,942,000 | 6,447 |
| Loan loss allowance | $396,000 | 6,711 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,562,000 | 4,777 |
| Other real estate owned | $0 | 3,964 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,780,000 | 4,854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,832,000 | 3,785 |
| Total liabilities | $120,863,000 | 3,771 |
| Total deposits | $119,297,000 | 3,535 |
| Interest-bearing deposits | $100,496,000 | 3,602 |
| Deposits held in domestic offices | $119,297,000 | 3,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,566,000 | 2,453 |
| Total equity capital | $12,969,000 | 3,914 |
| Total bank equity capital | $12,969,000 | 3,914 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $3,100,000 | 4,429 |
| Undivided profits | $9,469,000 | 3,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,009,000 | 3,008 |
| Earning assets | $126,540,000 | 3,669 |
| Long-term assets (5+ years) | $88,999,000 | 1,103 |
| Average Assets, year-to-date | $133,059,000 | 3,771 |
| Average Assets, quarterly | $133,059,000 | 3,771 |
| Volatile liabilities | $9,096,000 | 5,932 |
| Insider loans | $356,000 | 6,031 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,481,000 | 4,799 |
| Tier 1 (core) risk-based capital | $11,496,000 | 4,118 |
| Tier 2 risk-based capital | $396,000 | 6,349 |
| Total risk weighted assets | $43,305,000 | 5,957 |
| Total unused commitments | $7,481,000 | 4,812 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $132,286,000 | 3,777 |
| Cash and due from depository institutions | $4,781,000 | 3,959 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $79,901,000 | 1,541 |
| Federal funds sold & reverse repurchase agreements | $9,060,000 | 1,605 |
| Net loans & leases | $35,263,000 | 6,374 |
| Loan loss allowance | $393,000 | 6,684 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,603,000 | 4,701 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,678,000 | 5,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,286,000 | 3,777 |
| Total liabilities | $119,721,000 | 3,746 |
| Total deposits | $118,107,000 | 3,522 |
| Interest-bearing deposits | $97,376,000 | 3,631 |
| Deposits held in domestic offices | $118,107,000 | 3,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,614,000 | 2,387 |
| Total equity capital | $12,565,000 | 3,967 |
| Total bank equity capital | $12,565,000 | 3,967 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $3,100,000 | 4,371 |
| Undivided profits | $9,065,000 | 3,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $932,000 | 3,429 |
| Earning assets | $124,225,000 | 3,694 |
| Long-term assets (5+ years) | $81,632,000 | 1,151 |
| Average Assets, year-to-date | $131,397,600 | 3,643 |
| Average Assets, quarterly | $137,991,000 | 3,596 |
| Volatile liabilities | $8,961,000 | 5,989 |
| Insider loans | $335,000 | 6,159 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,414,000 | 4,730 |
| Tier 1 (core) risk-based capital | $10,970,000 | 4,186 |
| Tier 2 risk-based capital | $393,000 | 6,352 |
| Total risk weighted assets | $43,709,000 | 5,921 |
| Total unused commitments | $7,414,000 | 4,732 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 42 | 3,894 |
| Assets and Liabilities | ||
| Total Assets: | $123,030,000 | 3,873 |
| Cash and due from depository institutions | $3,806,000 | 3,894 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $66,474,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $14,806,000 | 988 |
| Net loans & leases | $34,722,000 | 6,376 |
| Loan loss allowance | $404,000 | 6,530 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,784,000 | 4,362 |
| Other real estate owned | $0 | 3,894 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,438,000 | 5,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,030,000 | 3,873 |
| Total liabilities | $112,279,000 | 3,838 |
| Total deposits | $111,318,000 | 3,581 |
| Interest-bearing deposits | $90,893,000 | 3,731 |
| Deposits held in domestic offices | $111,318,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $961,000 | 3,561 |
| Total equity capital | $10,751,000 | 4,253 |
| Total bank equity capital | $10,751,000 | 4,253 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $3,100,000 | 4,297 |
| Undivided profits | $7,251,000 | 3,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $793,000 | 4,228 |
| Earning assets | $116,002,000 | 3,766 |
| Long-term assets (5+ years) | $73,310,000 | 1,269 |
| Average Assets, year-to-date | $116,701,200 | 3,897 |
| Average Assets, quarterly | $124,886,500 | 3,783 |
| Volatile liabilities | $9,152,000 | 5,891 |
| Insider loans | $561,000 | 5,151 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,708,000 | 5,228 |
| Tier 1 (core) risk-based capital | $10,235,000 | 4,271 |
| Tier 2 risk-based capital | $404,000 | 6,204 |
| Total risk weighted assets | $41,688,000 | 6,003 |
| Total unused commitments | $5,708,000 | 5,235 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $102,148,000 | 4,382 |
| Cash and due from depository institutions | $4,525,000 | 4,355 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $59,575,000 | 1,846 |
| Federal funds sold & reverse repurchase agreements | $2,332,000 | 3,893 |
| Net loans & leases | $32,750,000 | 6,542 |
| Loan loss allowance | $397,000 | 6,491 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,867,000 | 4,214 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,099,000 | 5,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,148,000 | 4,382 |
| Total liabilities | $92,351,000 | 4,343 |
| Total deposits | $91,791,000 | 4,083 |
| Interest-bearing deposits | $74,806,000 | 4,240 |
| Deposits held in domestic offices | $91,791,000 | 4,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $560,000 | 5,403 |
| Total equity capital | $9,797,000 | 4,477 |
| Total bank equity capital | $9,797,000 | 4,477 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $3,100,000 | 4,254 |
| Undivided profits | $6,297,000 | 3,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 4,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $144,000 | 8,591 |
| Earning assets | $94,657,000 | 4,341 |
| Long-term assets (5+ years) | $63,298,000 | 1,354 |
| Average Assets, year-to-date | $101,360,800 | 4,253 |
| Average Assets, quarterly | $105,497,000 | 4,220 |
| Volatile liabilities | $9,212,000 | 5,850 |
| Insider loans | $643,000 | 4,869 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,725,000 | 5,545 |
| Tier 1 (core) risk-based capital | $9,929,000 | 4,310 |
| Tier 2 risk-based capital | $397,000 | 6,177 |
| Total risk weighted assets | $39,645,600 | 6,111 |
| Total unused commitments | $4,725,000 | 5,549 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $90,521,000 | 4,802 |
| Cash and due from depository institutions | $4,212,000 | 4,563 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $52,176,000 | 2,162 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 2,646 |
| Net loans & leases | $27,153,000 | 7,109 |
| Loan loss allowance | $396,000 | 6,478 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,982,000 | 4,027 |
| Other real estate owned | $0 | 4,563 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,623,000 | 4,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,521,000 | 4,802 |
| Total liabilities | $81,872,000 | 4,768 |
| Total deposits | $81,428,000 | 4,492 |
| Interest-bearing deposits | $67,715,000 | 4,595 |
| Deposits held in domestic offices | $81,428,000 | 4,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $444,000 | 5,734 |
| Total equity capital | $8,649,000 | 4,780 |
| Total bank equity capital | $8,649,000 | 4,780 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $3,100,000 | 4,230 |
| Undivided profits | $5,149,000 | 4,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 3,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $105,000 | 9,082 |
| Earning assets | $82,704,000 | 4,778 |
| Long-term assets (5+ years) | $57,704,000 | 1,537 |
| Average Assets, year-to-date | $92,006,000 | 4,579 |
| Average Assets, quarterly | $92,774,000 | 4,663 |
| Volatile liabilities | $8,892,000 | 5,738 |
| Insider loans | $639,000 | 4,767 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,357,000 | 5,802 |
| Tier 1 (core) risk-based capital | $9,769,000 | 4,345 |
| Tier 2 risk-based capital | $396,000 | 6,126 |
| Total risk weighted assets | $34,551,600 | 6,505 |
| Total unused commitments | $4,357,000 | 5,809 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $88,267,000 | 4,815 |
| Cash and due from depository institutions | $4,091,000 | 4,625 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $56,708,000 | 2,049 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 6,703 |
| Net loans & leases | $23,677,000 | 7,460 |
| Loan loss allowance | $336,000 | 7,008 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,523,000 | 4,732 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,018,000 | 5,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,267,000 | 4,815 |
| Total liabilities | $78,293,000 | 4,867 |
| Total deposits | $77,421,000 | 4,652 |
| Interest-bearing deposits | $63,987,000 | 4,806 |
| Deposits held in domestic offices | $77,421,000 | 4,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $872,000 | 3,908 |
| Total equity capital | $9,974,000 | 4,350 |
| Total bank equity capital | $9,974,000 | 4,350 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $3,100,000 | 4,103 |
| Undivided profits | $6,474,000 | 3,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $114,000 | 9,159 |
| Earning assets | $81,635,000 | 4,798 |
| Long-term assets (5+ years) | $58,078,000 | 1,389 |
| Average Assets, year-to-date | $84,377,600 | 4,779 |
| Average Assets, quarterly | $86,595,000 | 4,810 |
| Volatile liabilities | $7,540,000 | 5,837 |
| Insider loans | $800,000 | 4,104 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,229,000 | 5,749 |
| Tier 1 (core) risk-based capital | $9,432,000 | 4,397 |
| Tier 2 risk-based capital | $336,000 | 6,594 |
| Total risk weighted assets | $30,362,100 | 6,876 |
| Total unused commitments | $4,229,000 | 5,757 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $80,893,000 | 5,149 |
| Cash and due from depository institutions | $3,265,000 | 4,671 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,380,000 | 2,365 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,758 |
| Net loans & leases | $21,971,000 | 7,955 |
| Loan loss allowance | $353,000 | 7,014 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,279,000 | 5,230 |
| Other real estate owned | $75,000 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,023,000 | 5,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,893,000 | 5,149 |
| Total liabilities | $71,084,000 | 5,218 |
| Total deposits | $70,283,000 | 5,027 |
| Interest-bearing deposits | $61,516,000 | 4,977 |
| Deposits held in domestic offices | $70,283,000 | 5,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $801,000 | 4,253 |
| Total equity capital | $9,809,000 | 4,376 |
| Total bank equity capital | $9,809,000 | 4,376 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $3,100,000 | 4,063 |
| Undivided profits | $6,309,000 | 3,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 6,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $150,000 | 9,024 |
| Earning assets | $75,251,000 | 5,089 |
| Long-term assets (5+ years) | $37,463,000 | 1,764 |
| Average Assets, year-to-date | $78,306,800 | 5,088 |
| Average Assets, quarterly | $80,775,500 | 5,104 |
| Volatile liabilities | $5,406,000 | 6,909 |
| Insider loans | $1,138,000 | 3,245 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,091,000 | 6,445 |
| Tier 1 (core) risk-based capital | $9,154,000 | 4,510 |
| Tier 2 risk-based capital | $353,000 | 6,472 |
| Total risk weighted assets | $29,303,400 | 7,088 |
| Total unused commitments | $3,091,000 | 6,452 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $75,450,000 | 5,553 |
| Cash and due from depository institutions | $3,052,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $47,884,000 | 2,547 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $21,585,000 | 8,171 |
| Loan loss allowance | $363,000 | 7,172 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,016,000 | 5,950 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $913,000 | 6,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,450,000 | 5,553 |
| Total liabilities | $66,834,000 | 5,605 |
| Total deposits | $66,294,000 | 5,410 |
| Interest-bearing deposits | $55,721,000 | 5,514 |
| Deposits held in domestic offices | $66,294,000 | 5,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $540,000 | 5,639 |
| Total equity capital | $8,616,000 | 4,920 |
| Total bank equity capital | $8,616,000 | 4,920 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $3,100,000 | 4,119 |
| Undivided profits | $5,116,000 | 4,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 9,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $124,000 | 9,798 |
| Earning assets | $70,469,000 | 5,473 |
| Long-term assets (5+ years) | $39,951,000 | 1,558 |
| Average Assets, year-to-date | $75,524,000 | 5,389 |
| Average Assets, quarterly | $75,924,500 | 5,482 |
| Volatile liabilities | $4,767,000 | 7,228 |
| Insider loans | $1,063,000 | 3,496 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,219,000 | 7,236 |
| Tier 1 (core) risk-based capital | $8,393,000 | 4,917 |
| Tier 2 risk-based capital | $359,320 | 6,533 |
| Total risk weighted assets | $28,742,120 | 7,259 |
| Total unused commitments | $2,219,000 | 7,250 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $74,537,000 | 5,673 |
| Cash and due from depository institutions | $3,880,000 | 5,419 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,621,000 | 3,094 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,862 |
| Net loans & leases | $20,729,000 | 8,444 |
| Loan loss allowance | $349,000 | 7,505 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $610,000 | 7,711 |
| Other real estate owned | $0 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $797,000 | 7,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,537,000 | 5,673 |
| Total liabilities | $66,577,000 | 5,678 |
| Total deposits | $65,854,000 | 5,524 |
| Interest-bearing deposits | $54,955,000 | 5,681 |
| Deposits held in domestic offices | $65,854,000 | 5,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $723,000 | 4,756 |
| Total equity capital | $7,960,000 | 5,271 |
| Total bank equity capital | $7,960,000 | 5,271 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $3,100,000 | 4,089 |
| Undivided profits | $4,460,000 | 4,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 10,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $122,000 | 10,266 |
| Earning assets | $69,250,000 | 5,619 |
| Long-term assets (5+ years) | $38,505,000 | 1,480 |
| Average Assets, year-to-date | $72,211,600 | 5,608 |
| Average Assets, quarterly | $76,276,500 | 5,510 |
| Volatile liabilities | $4,092,000 | 7,584 |
| Insider loans | $769,000 | 4,436 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,271,000 | 6,119 |
| Tier 1 (core) risk-based capital | $7,462,000 | 5,456 |
| Tier 2 risk-based capital | $344,220 | 6,774 |
| Total risk weighted assets | $27,532,920 | 7,502 |
| Total unused commitments | $3,271,000 | 6,135 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $70,155,000 | 5,921 |
| Cash and due from depository institutions | $3,887,000 | 5,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $37,873,000 | 3,482 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 1,587 |
| Net loans & leases | $20,895,000 | 8,544 |
| Loan loss allowance | $337,000 | 7,919 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $626,000 | 7,776 |
| Other real estate owned | $0 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,074,000 | 6,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,155,000 | 5,921 |
| Total liabilities | $63,752,000 | 5,884 |
| Total deposits | $63,501,000 | 5,667 |
| Interest-bearing deposits | $52,439,000 | 5,855 |
| Deposits held in domestic offices | $63,501,000 | 5,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $251,000 | 8,076 |
| Total equity capital | $6,403,000 | 5,963 |
| Total bank equity capital | $6,403,000 | 5,963 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $3,100,000 | 4,018 |
| Undivided profits | $2,903,000 | 6,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 10,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $100,000 | 10,884 |
| Earning assets | $64,568,000 | 5,891 |
| Long-term assets (5+ years) | $36,233,000 | 1,563 |
| Average Assets, year-to-date | $68,417,600 | 5,914 |
| Average Assets, quarterly | $70,916,500 | 5,829 |
| Volatile liabilities | $2,131,000 | 9,507 |
| Insider loans | $1,116,000 | 3,407 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,599,000 | 5,147 |
| Tier 1 (core) risk-based capital | $6,619,000 | 5,912 |
| Tier 2 risk-based capital | $337,000 | 6,990 |
| Total risk weighted assets | $27,128,200 | 7,679 |
| Total unused commitments | $4,599,000 | 5,154 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $66,115,000 | 6,337 |
| Cash and due from depository institutions | $4,329,000 | 5,184 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $38,127,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 3,933 |
| Net loans & leases | $18,887,000 | 9,079 |
| Loan loss allowance | $326,000 | 8,324 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $667,000 | 7,712 |
| Other real estate owned | $45,000 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $610,000 | 8,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,115,000 | 6,337 |
| Total liabilities | $60,299,000 | 6,305 |
| Total deposits | $59,999,000 | 6,126 |
| Interest-bearing deposits | $51,227,000 | 6,224 |
| Deposits held in domestic offices | $59,999,000 | 6,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $300,000 | 7,544 |
| Total equity capital | $5,816,000 | 6,537 |
| Total bank equity capital | $5,816,000 | 6,537 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $3,100,000 | 3,983 |
| Undivided profits | $2,316,000 | 7,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 10,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $95,000 | 11,175 |
| Earning assets | $60,464,000 | 6,364 |
| Long-term assets (5+ years) | $35,593,000 | 1,629 |
| Average Assets, year-to-date | $62,275,400 | 6,483 |
| Average Assets, quarterly | $65,901,000 | 6,310 |
| Volatile liabilities | $1,325,000 | 10,761 |
| Insider loans | $465,000 | 5,936 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,032,000 | 4,866 |
| Tier 1 (core) risk-based capital | $5,816,000 | 6,451 |
| Tier 2 risk-based capital | $302,160 | 7,545 |
| Total risk weighted assets | $24,149,160 | 8,298 |
| Total unused commitments | $5,032,000 | 4,889 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $58,493,000 | 7,065 |
| Cash and due from depository institutions | $1,834,000 | 5,798 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,656,000 | 4,645 |
| Federal funds sold & reverse repurchase agreements | $4,925,000 | 3,330 |
| Net loans & leases | $21,391,000 | 8,611 |
| Loan loss allowance | $307,000 | 8,687 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $669,000 | 7,800 |
| Other real estate owned | $433,000 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $585,000 | 8,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,493,000 | 7,065 |
| Total liabilities | $53,330,000 | 7,056 |
| Total deposits | $52,885,000 | 6,914 |
| Interest-bearing deposits | $45,263,000 | 6,998 |
| Deposits held in domestic offices | $52,885,000 | 6,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $445,000 | 6,347 |
| Total equity capital | $5,163,000 | 6,917 |
| Total bank equity capital | $5,163,000 | 6,917 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $2,100,000 | 5,221 |
| Undivided profits | $2,663,000 | 6,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 10,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $141,000 | 10,284 |
| Earning assets | $54,972,000 | 6,913 |
| Long-term assets (5+ years) | $26,960,000 | 2,047 |
| Average Assets, year-to-date | $58,487,400 | 6,905 |
| Average Assets, quarterly | $60,031,000 | 6,857 |
| Volatile liabilities | $1,112,000 | 11,564 |
| Insider loans | $389,000 | 2,334 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,980,000 | 7,342 |
| Tier 1 (core) risk-based capital | $5,163,000 | 6,851 |
| Tier 2 risk-based capital | $300,720 | 7,599 |
| Total risk weighted assets | $24,051,320 | 8,453 |
| Total unused commitments | $1,980,000 | 7,372 |
| Derivatives | $0 | 651 |