Home > Oshkosh Savings Bank, F.S.B. > Income and Expense
Oshkosh Savings Bank, F.S.B., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,405,000 | 1,941 |
| Total interest expense | $10,865,000 | 1,484 |
| Net interest income | $6,540,000 | 2,715 |
| Provision for loan and lease losses | $515,000 | 1,694 |
| Total noninterest income | $2,116,000 | 1,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,116,000 | 1,112 |
| Total noninterest expense | $6,234,000 | 2,203 |
| Salaries and employee benefits | $2,515,000 | 2,687 |
| Premises and equipment expense | $573,000 | 3,356 |
| Additional noninterest expense | $3,146,000 | 1,652 |
| Pre-tax net operating income | $1,907,000 | 3,531 |
| Securities gains (losses) | $88,000 | 1,018 |
| Applicable income taxes | $650,000 | 3,362 |
| Income before extraordinary items | $1,345,000 | 3,525 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,345,000 | 3,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,977 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,286,040 | 3,600 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,004,000 | 1,981 |
| Total interest expense | $10,946,000 | 1,491 |
| Net interest income | $6,058,000 | 2,935 |
| Provision for loan and lease losses | $198,000 | 3,052 |
| Total noninterest income | $850,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $850,000 | 2,011 |
| Total noninterest expense | $5,918,000 | 2,303 |
| Salaries and employee benefits | $2,962,000 | 2,232 |
| Premises and equipment expense | $609,000 | 3,172 |
| Additional noninterest expense | $2,347,000 | 2,109 |
| Pre-tax net operating income | $792,000 | 6,868 |
| Securities gains (losses) | $183,000 | 707 |
| Applicable income taxes | $645,000 | 3,471 |
| Income before extraordinary items | $330,000 | 8,672 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $330,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $212,880 | 9,773 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,517,000 | 2,268 |
| Total interest expense | $7,211,000 | 1,749 |
| Net interest income | $6,306,000 | 2,868 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $1,430,000 | 2,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,430,000 | 1,429 |
| Total noninterest expense | $5,210,000 | 2,668 |
| Salaries and employee benefits | $2,597,000 | 2,565 |
| Premises and equipment expense | $633,000 | 3,111 |
| Additional noninterest expense | $1,980,000 | 2,600 |
| Pre-tax net operating income | $2,496,000 | 2,835 |
| Securities gains (losses) | $62,000 | 1,024 |
| Applicable income taxes | $950,000 | 2,352 |
| Income before extraordinary items | $1,608,000 | 2,992 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,608,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $4,000,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,568,320 | 3,080 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 2,369 |
| Total interest expense | $6,297,000 | 2,059 |
| Net interest income | $6,746,000 | 2,674 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $1,346,000 | 2,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,346,000 | 1,679 |
| Total noninterest expense | $4,707,000 | 3,000 |
| Salaries and employee benefits | $2,302,000 | 2,867 |
| Premises and equipment expense | $608,000 | 3,286 |
| Additional noninterest expense | $1,797,000 | 2,992 |
| Pre-tax net operating income | $3,295,000 | 2,066 |
| Securities gains (losses) | $952,000 | 557 |
| Applicable income taxes | $1,615,000 | 1,476 |
| Income before extraordinary items | $2,632,000 | 1,898 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,632,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $595,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,022,720 | 2,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,767,000 | 2,377 |
| Total interest expense | $7,780,000 | 2,189 |
| Net interest income | $6,987,000 | 2,596 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $1,278,000 | 2,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,278,000 | 1,686 |
| Total noninterest expense | $4,671,000 | 3,054 |
| Salaries and employee benefits | $2,230,000 | 2,904 |
| Premises and equipment expense | $558,000 | 3,604 |
| Additional noninterest expense | $1,883,000 | 2,948 |
| Pre-tax net operating income | $3,435,000 | 1,799 |
| Securities gains (losses) | $272,000 | 1,628 |
| Applicable income taxes | $1,515,000 | 1,446 |
| Income before extraordinary items | $2,191,000 | 2,098 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,191,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $9,446,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $16,623,000 | 61 |
| Net operating income | $2,016,920 | 2,098 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.