Home > Osceola National Bank > Income and Expense
Osceola National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 7,722 |
| Total interest expense | $1,335,000 | 7,756 |
| Net interest income | $2,037,000 | 7,564 |
| Provision for loan and lease losses | $372,000 | 2,579 |
| Total noninterest income | $548,000 | 5,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 5,063 |
| Total noninterest expense | $1,622,000 | 7,436 |
| Salaries and employee benefits | $807,000 | 7,280 |
| Premises and equipment expense | $218,000 | 7,325 |
| Additional noninterest expense | $597,000 | 7,365 |
| Pre-tax net operating income | $591,000 | 8,002 |
| Securities gains (losses) | $85,000 | 2,724 |
| Applicable income taxes | $179,000 | 8,034 |
| Income before extraordinary items | $497,000 | 7,586 |
| Extraordinary gains, net | $28,000 | 2,522 |
| Net income | $525,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,948 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $434,100 | 7,838 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 7,680 |
| Total interest expense | $1,718,000 | 7,846 |
| Net interest income | $2,152,000 | 7,368 |
| Provision for loan and lease losses | $106,000 | 7,118 |
| Total noninterest income | $340,000 | 7,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,643,000 | 7,425 |
| Salaries and employee benefits | $691,000 | 8,055 |
| Premises and equipment expense | $171,000 | 8,542 |
| Additional noninterest expense | $781,000 | 6,199 |
| Pre-tax net operating income | $743,000 | 6,866 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $252,000 | 6,625 |
| Income before extraordinary items | $537,000 | 7,020 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $537,000 | 7,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $375,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $505,720 | 6,903 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.