Home > Osage Federal Bank > Income and Expense
Osage Federal Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 3,778 |
| Total interest expense | $1,305,000 | 2,512 |
| Net interest income | $3,401,000 | 4,132 |
| Provision for loan and lease losses | $27,000 | 5,262 |
| Total noninterest income | $1,056,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $302,000 | 2,956 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $754,000 | 2,353 |
| Total noninterest expense | $3,526,000 | 3,659 |
| Salaries and employee benefits | $1,867,000 | 3,596 |
| Premises and equipment expense | $336,000 | 4,125 |
| Additional noninterest expense | $1,323,000 | 3,406 |
| Pre-tax net operating income | $904,000 | 3,819 |
| Securities gains (losses) | $-428,000 | 7,106 |
| Applicable income taxes | $70,000 | 3,598 |
| Income before extraordinary items | $406,000 | 4,965 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $406,000 | 4,966 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $406,000 | 4,966 |
| Net charge-offs | $11,000 | 5,283 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $278,000 | 311 |
| Net operating income | $769,800 | 3,760 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 3,765 |
| Total interest expense | $903,000 | 2,518 |
| Net interest income | $2,307,000 | 4,095 |
| Provision for loan and lease losses | $-12,000 | 7,033 |
| Total noninterest income | $593,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $195,000 | 3,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 2,655 |
| Total noninterest expense | $2,218,000 | 3,821 |
| Salaries and employee benefits | $1,162,000 | 3,785 |
| Premises and equipment expense | $230,000 | 4,078 |
| Additional noninterest expense | $826,000 | 3,587 |
| Pre-tax net operating income | $694,000 | 3,543 |
| Securities gains (losses) | $-427,000 | 7,184 |
| Applicable income taxes | $-34,000 | 6,917 |
| Income before extraordinary items | $301,000 | 4,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $301,000 | 4,812 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $301,000 | 4,812 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 407 |
| Net operating income | $728,000 | 3,086 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 3,712 |
| Total interest expense | $468,000 | 2,528 |
| Net interest income | $1,196,000 | 4,019 |
| Provision for loan and lease losses | $-12,000 | 7,118 |
| Total noninterest income | $295,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $99,000 | 2,942 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $196,000 | 2,697 |
| Total noninterest expense | $1,078,000 | 3,889 |
| Salaries and employee benefits | $596,000 | 3,754 |
| Premises and equipment expense | $114,000 | 4,109 |
| Additional noninterest expense | $368,000 | 3,841 |
| Pre-tax net operating income | $425,000 | 3,199 |
| Securities gains (losses) | $-48,000 | 7,164 |
| Applicable income taxes | $140,000 | 2,115 |
| Income before extraordinary items | $237,000 | 4,082 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $237,000 | 4,085 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $237,000 | 4,085 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 341 |
| Net operating income | $267,720 | 3,689 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 3,689 |
| Total interest expense | $2,094,000 | 2,671 |
| Net interest income | $4,853,000 | 3,983 |
| Provision for loan and lease losses | $75,000 | 5,574 |
| Total noninterest income | $1,127,000 | 2,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 5,283 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,009,000 | 2,124 |
| Total noninterest expense | $4,092,000 | 4,058 |
| Salaries and employee benefits | $2,339,000 | 3,751 |
| Premises and equipment expense | $699,000 | 3,215 |
| Additional noninterest expense | $1,054,000 | 4,782 |
| Pre-tax net operating income | $1,813,000 | 2,688 |
| Securities gains (losses) | $-236,000 | 7,171 |
| Applicable income taxes | $590,000 | 1,866 |
| Income before extraordinary items | $987,000 | 3,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $987,000 | 3,593 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $987,000 | 3,594 |
| Net charge-offs | $46,000 | 5,513 |
| Cash dividends | $4,000,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,138,040 | 3,198 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 3,722 |
| Total interest expense | $1,605,000 | 2,719 |
| Net interest income | $3,641,000 | 4,005 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $743,000 | 3,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 4,831 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $625,000 | 2,368 |
| Total noninterest expense | $2,959,000 | 4,154 |
| Salaries and employee benefits | $1,735,000 | 3,784 |
| Premises and equipment expense | $520,000 | 3,265 |
| Additional noninterest expense | $704,000 | 5,071 |
| Pre-tax net operating income | $1,350,000 | 2,774 |
| Securities gains (losses) | $-223,000 | 7,290 |
| Applicable income taxes | $422,000 | 1,890 |
| Income before extraordinary items | $705,000 | 3,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $705,000 | 3,746 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $705,000 | 3,745 |
| Net charge-offs | $30,000 | 5,320 |
| Cash dividends | $4,000,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $847,720 | 3,290 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 3,762 |
| Total interest expense | $1,086,000 | 2,777 |
| Net interest income | $2,415,000 | 4,028 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $456,000 | 3,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 4,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 2,708 |
| Total noninterest expense | $1,912,000 | 4,291 |
| Salaries and employee benefits | $1,108,000 | 3,938 |
| Premises and equipment expense | $345,000 | 3,284 |
| Additional noninterest expense | $459,000 | 5,214 |
| Pre-tax net operating income | $899,000 | 2,715 |
| Securities gains (losses) | $-223,000 | 7,391 |
| Applicable income taxes | $259,000 | 1,962 |
| Income before extraordinary items | $417,000 | 3,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 3,902 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $417,000 | 3,903 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $4,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $559,720 | 3,256 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,755 |
| Total interest expense | $555,000 | 2,811 |
| Net interest income | $1,211,000 | 4,024 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $234,000 | 3,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $234,000 | 2,246 |
| Total noninterest expense | $994,000 | 4,195 |
| Salaries and employee benefits | $552,000 | 3,956 |
| Premises and equipment expense | $173,000 | 3,329 |
| Additional noninterest expense | $269,000 | 4,805 |
| Pre-tax net operating income | $451,000 | 2,749 |
| Securities gains (losses) | $-112,000 | 7,416 |
| Applicable income taxes | $145,000 | 1,826 |
| Income before extraordinary items | $194,000 | 4,035 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $194,000 | 4,034 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $194,000 | 4,035 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $4,000,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $265,680 | 3,405 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,777,000 | 3,623 |
| Total interest expense | $2,672,000 | 2,838 |
| Net interest income | $5,105,000 | 3,896 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $1,174,000 | 2,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,174,000 | 1,982 |
| Total noninterest expense | $4,076,000 | 4,161 |
| Salaries and employee benefits | $2,405,000 | 3,692 |
| Premises and equipment expense | $692,000 | 3,329 |
| Additional noninterest expense | $979,000 | 5,149 |
| Pre-tax net operating income | $2,103,000 | 2,153 |
| Securities gains (losses) | $321,000 | 1,206 |
| Applicable income taxes | $1,094,000 | 1,148 |
| Income before extraordinary items | $1,330,000 | 2,706 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,330,000 | 2,703 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,330,000 | 2,707 |
| Net charge-offs | $39,000 | 6,059 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,124,560 | 2,901 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,908,000 | 3,670 |
| Total interest expense | $2,078,000 | 2,871 |
| Net interest income | $3,830,000 | 3,954 |
| Provision for loan and lease losses | $100,000 | 5,670 |
| Total noninterest income | $977,000 | 2,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $977,000 | 1,825 |
| Total noninterest expense | $3,032,000 | 4,198 |
| Salaries and employee benefits | $1,787,000 | 3,758 |
| Premises and equipment expense | $519,000 | 3,372 |
| Additional noninterest expense | $726,000 | 5,171 |
| Pre-tax net operating income | $1,675,000 | 2,183 |
| Securities gains (losses) | $-209,000 | 7,491 |
| Applicable income taxes | $507,000 | 1,661 |
| Income before extraordinary items | $959,000 | 2,963 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $959,000 | 2,959 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $959,000 | 2,962 |
| Net charge-offs | $40,000 | 5,674 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,094,850 | 2,596 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 3,651 |
| Total interest expense | $1,423,000 | 2,907 |
| Net interest income | $2,575,000 | 3,935 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $640,000 | 2,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $640,000 | 1,787 |
| Total noninterest expense | $2,044,000 | 4,175 |
| Salaries and employee benefits | $1,188,000 | 3,790 |
| Premises and equipment expense | $345,000 | 3,419 |
| Additional noninterest expense | $511,000 | 5,033 |
| Pre-tax net operating income | $1,071,000 | 2,247 |
| Securities gains (losses) | $-81,000 | 7,486 |
| Applicable income taxes | $344,000 | 1,598 |
| Income before extraordinary items | $646,000 | 2,918 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $646,000 | 2,911 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $646,000 | 2,916 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $698,650 | 2,674 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 3,685 |
| Total interest expense | $735,000 | 2,950 |
| Net interest income | $1,286,000 | 3,963 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $269,000 | 3,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $269,000 | 1,977 |
| Total noninterest expense | $1,039,000 | 4,172 |
| Salaries and employee benefits | $595,000 | 3,850 |
| Premises and equipment expense | $171,000 | 3,523 |
| Additional noninterest expense | $273,000 | 4,857 |
| Pre-tax net operating income | $516,000 | 2,350 |
| Securities gains (losses) | $-12,000 | 7,514 |
| Applicable income taxes | $178,000 | 1,545 |
| Income before extraordinary items | $326,000 | 2,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 2,970 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $326,000 | 2,974 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $333,800 | 2,811 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,239,000 | 3,741 |
| Total interest expense | $3,406,000 | 3,111 |
| Net interest income | $4,833,000 | 4,031 |
| Provision for loan and lease losses | $45,000 | 6,900 |
| Total noninterest income | $1,053,000 | 3,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,053,000 | 2,088 |
| Total noninterest expense | $4,254,000 | 4,168 |
| Salaries and employee benefits | $2,526,000 | 3,658 |
| Premises and equipment expense | $645,000 | 3,692 |
| Additional noninterest expense | $1,083,000 | 5,012 |
| Pre-tax net operating income | $1,587,000 | 2,274 |
| Securities gains (losses) | $-363,000 | 7,533 |
| Applicable income taxes | $606,000 | 1,371 |
| Income before extraordinary items | $618,000 | 3,555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $618,000 | 3,555 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $618,000 | 3,554 |
| Net charge-offs | $19,000 | 6,679 |
| Cash dividends | $2,100,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $850,320 | 2,980 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 3,761 |
| Total interest expense | $2,617,000 | 3,185 |
| Net interest income | $3,597,000 | 4,054 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $795,000 | 3,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $795,000 | 2,138 |
| Total noninterest expense | $3,176,000 | 4,192 |
| Salaries and employee benefits | $1,886,000 | 3,706 |
| Premises and equipment expense | $479,000 | 3,742 |
| Additional noninterest expense | $811,000 | 5,027 |
| Pre-tax net operating income | $1,171,000 | 2,478 |
| Securities gains (losses) | $-263,000 | 7,636 |
| Applicable income taxes | $495,000 | 1,414 |
| Income before extraordinary items | $413,000 | 4,005 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $413,000 | 4,002 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $413,000 | 4,005 |
| Net charge-offs | $16,000 | 6,341 |
| Cash dividends | $2,100,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $581,320 | 3,348 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 3,780 |
| Total interest expense | $1,787,000 | 3,249 |
| Net interest income | $2,404,000 | 4,032 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $534,000 | 3,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $534,000 | 2,126 |
| Total noninterest expense | $2,139,000 | 4,188 |
| Salaries and employee benefits | $1,251,000 | 3,768 |
| Premises and equipment expense | $322,000 | 3,731 |
| Additional noninterest expense | $566,000 | 4,896 |
| Pre-tax net operating income | $754,000 | 2,617 |
| Securities gains (losses) | $-263,000 | 7,829 |
| Applicable income taxes | $351,000 | 1,391 |
| Income before extraordinary items | $140,000 | 4,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 4,934 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $140,000 | 4,934 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $308,320 | 3,809 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,749 |
| Total interest expense | $911,000 | 3,298 |
| Net interest income | $1,233,000 | 3,981 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $178,000 | 4,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $178,000 | 2,666 |
| Total noninterest expense | $1,001,000 | 4,303 |
| Salaries and employee benefits | $623,000 | 3,807 |
| Premises and equipment expense | $161,000 | 3,778 |
| Additional noninterest expense | $217,000 | 5,386 |
| Pre-tax net operating income | $385,000 | 2,874 |
| Securities gains (losses) | $-263,000 | 8,066 |
| Applicable income taxes | $211,000 | 1,394 |
| Income before extraordinary items | $-89,000 | 6,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-89,000 | 6,782 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-89,000 | 6,782 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $79,320 | 5,078 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 3,952 |
| Total interest expense | $3,752,000 | 3,679 |
| Net interest income | $4,767,000 | 4,072 |
| Provision for loan and lease losses | $2,292,000 | 1,652 |
| Total noninterest income | $710,000 | 4,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $710,000 | 2,632 |
| Total noninterest expense | $3,961,000 | 4,262 |
| Salaries and employee benefits | $2,443,000 | 3,832 |
| Premises and equipment expense | $593,000 | 3,974 |
| Additional noninterest expense | $925,000 | 5,068 |
| Pre-tax net operating income | $-776,000 | 6,911 |
| Securities gains (losses) | $-1,275,000 | 7,790 |
| Applicable income taxes | $67,000 | 3,676 |
| Income before extraordinary items | $-2,118,000 | 7,414 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,118,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-843,000 | 7,037 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,345,000 | 4,036 |
| Total interest expense | $2,817,000 | 3,776 |
| Net interest income | $3,528,000 | 4,141 |
| Provision for loan and lease losses | $1,102,000 | 1,723 |
| Total noninterest income | $530,000 | 4,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $530,000 | 2,722 |
| Total noninterest expense | $2,904,000 | 4,331 |
| Salaries and employee benefits | $1,801,000 | 3,925 |
| Premises and equipment expense | $438,000 | 4,022 |
| Additional noninterest expense | $665,000 | 5,116 |
| Pre-tax net operating income | $52,000 | 6,580 |
| Securities gains (losses) | $-1,301,000 | 7,973 |
| Applicable income taxes | $-46,000 | 7,443 |
| Income before extraordinary items | $-1,203,000 | 7,609 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,203,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $45,960 | 6,591 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 4,150 |
| Total interest expense | $1,888,000 | 3,883 |
| Net interest income | $2,249,000 | 4,260 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $342,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $342,000 | 2,827 |
| Total noninterest expense | $1,828,000 | 4,524 |
| Salaries and employee benefits | $1,166,000 | 4,042 |
| Premises and equipment expense | $260,000 | 4,404 |
| Additional noninterest expense | $402,000 | 5,409 |
| Pre-tax net operating income | $743,000 | 3,588 |
| Securities gains (losses) | $-1,319,000 | 8,385 |
| Applicable income taxes | $-191,000 | 7,973 |
| Income before extraordinary items | $-385,000 | 7,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-385,000 | 7,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $498,730 | 3,968 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 4,302 |
| Total interest expense | $929,000 | 4,101 |
| Net interest income | $1,079,000 | 4,378 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $162,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,917 |
| Total noninterest expense | $901,000 | 4,560 |
| Salaries and employee benefits | $558,000 | 4,187 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $230,000 | 4,950 |
| Pre-tax net operating income | $340,000 | 3,875 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $134,000 | 2,460 |
| Income before extraordinary items | $223,000 | 4,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $223,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $212,120 | 4,449 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 4,523 |
| Total interest expense | $3,223,000 | 4,580 |
| Net interest income | $4,354,000 | 4,384 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $640,000 | 4,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $640,000 | 2,904 |
| Total noninterest expense | $3,150,000 | 4,855 |
| Salaries and employee benefits | $1,913,000 | 4,542 |
| Premises and equipment expense | $442,000 | 4,727 |
| Additional noninterest expense | $795,000 | 5,365 |
| Pre-tax net operating income | $1,844,000 | 3,496 |
| Securities gains (losses) | $32,000 | 946 |
| Applicable income taxes | $682,000 | 2,332 |
| Income before extraordinary items | $1,194,000 | 3,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,194,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,173,520 | 3,982 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 4,592 |
| Total interest expense | $2,317,000 | 4,721 |
| Net interest income | $3,244,000 | 4,422 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $473,000 | 4,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $473,000 | 2,947 |
| Total noninterest expense | $2,313,000 | 4,895 |
| Salaries and employee benefits | $1,416,000 | 4,555 |
| Premises and equipment expense | $328,000 | 4,748 |
| Additional noninterest expense | $569,000 | 5,462 |
| Pre-tax net operating income | $1,404,000 | 3,617 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $517,000 | 2,491 |
| Income before extraordinary items | $900,000 | 4,117 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $900,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $891,680 | 4,119 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 4,642 |
| Total interest expense | $1,540,000 | 4,710 |
| Net interest income | $2,119,000 | 4,525 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $318,000 | 4,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $318,000 | 2,927 |
| Total noninterest expense | $1,506,000 | 4,995 |
| Salaries and employee benefits | $929,000 | 4,648 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $368,000 | 5,543 |
| Pre-tax net operating income | $931,000 | 3,690 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $339,000 | 2,584 |
| Income before extraordinary items | $592,000 | 4,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $592,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $592,000 | 4,178 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 4,680 |
| Total interest expense | $782,000 | 4,634 |
| Net interest income | $1,027,000 | 4,611 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $155,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $155,000 | 2,950 |
| Total noninterest expense | $722,000 | 5,149 |
| Salaries and employee benefits | $455,000 | 4,752 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $460,000 | 3,693 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $168,000 | 2,627 |
| Income before extraordinary items | $292,000 | 4,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $292,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $292,000 | 4,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 4,797 |
| Total interest expense | $3,326,000 | 4,052 |
| Net interest income | $3,083,000 | 5,441 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $612,000 | 4,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $612,000 | 2,978 |
| Total noninterest expense | $2,694,000 | 5,239 |
| Salaries and employee benefits | $1,763,000 | 4,687 |
| Premises and equipment expense | $391,000 | 4,992 |
| Additional noninterest expense | $540,000 | 6,352 |
| Pre-tax net operating income | $976,000 | 5,258 |
| Securities gains (losses) | $16,000 | 966 |
| Applicable income taxes | $345,000 | 3,608 |
| Income before extraordinary items | $647,000 | 5,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $647,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $636,600 | 5,680 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 4,856 |
| Total interest expense | $2,420,000 | 4,046 |
| Net interest income | $2,278,000 | 5,526 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $462,000 | 4,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $462,000 | 2,974 |
| Total noninterest expense | $2,017,000 | 5,242 |
| Salaries and employee benefits | $1,326,000 | 4,643 |
| Premises and equipment expense | $292,000 | 5,029 |
| Additional noninterest expense | $399,000 | 6,400 |
| Pre-tax net operating income | $708,000 | 5,499 |
| Securities gains (losses) | $14,000 | 824 |
| Applicable income taxes | $256,000 | 3,806 |
| Income before extraordinary items | $466,000 | 5,914 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $466,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $456,900 | 5,965 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 4,922 |
| Total interest expense | $1,526,000 | 4,070 |
| Net interest income | $1,501,000 | 5,588 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $309,000 | 4,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $309,000 | 2,961 |
| Total noninterest expense | $1,338,000 | 5,262 |
| Salaries and employee benefits | $880,000 | 4,682 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $266,000 | 6,413 |
| Pre-tax net operating income | $457,000 | 5,614 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $163,000 | 3,894 |
| Income before extraordinary items | $298,000 | 6,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $298,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $295,400 | 6,042 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 5,013 |
| Total interest expense | $713,000 | 4,130 |
| Net interest income | $731,000 | 5,668 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,907 |
| Total noninterest expense | $689,000 | 5,183 |
| Salaries and employee benefits | $445,000 | 4,681 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $146,000 | 6,137 |
| Pre-tax net operating income | $198,000 | 5,860 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $128,350 | 6,288 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 4,997 |
| Total interest expense | $2,324,000 | 4,012 |
| Net interest income | $2,922,000 | 5,590 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $614,000 | 4,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $614,000 | 3,013 |
| Total noninterest expense | $2,626,000 | 5,212 |
| Salaries and employee benefits | $1,645,000 | 4,764 |
| Premises and equipment expense | $399,000 | 4,862 |
| Additional noninterest expense | $582,000 | 6,149 |
| Pre-tax net operating income | $898,000 | 5,641 |
| Securities gains (losses) | $70,000 | 822 |
| Applicable income taxes | $338,000 | 3,954 |
| Income before extraordinary items | $630,000 | 5,897 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $630,000 | 5,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $584,500 | 6,032 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 5,063 |
| Total interest expense | $1,650,000 | 4,033 |
| Net interest income | $2,167,000 | 5,635 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $455,000 | 4,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $455,000 | 3,047 |
| Total noninterest expense | $1,959,000 | 5,211 |
| Salaries and employee benefits | $1,226,000 | 4,763 |
| Premises and equipment expense | $299,000 | 4,855 |
| Additional noninterest expense | $434,000 | 6,125 |
| Pre-tax net operating income | $663,000 | 5,761 |
| Securities gains (losses) | $58,000 | 824 |
| Applicable income taxes | $253,000 | 4,075 |
| Income before extraordinary items | $468,000 | 6,048 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $468,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $430,300 | 6,180 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 5,116 |
| Total interest expense | $1,032,000 | 4,048 |
| Net interest income | $1,422,000 | 5,661 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $294,000 | 4,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $294,000 | 3,092 |
| Total noninterest expense | $1,293,000 | 5,228 |
| Salaries and employee benefits | $813,000 | 4,760 |
| Premises and equipment expense | $197,000 | 4,869 |
| Additional noninterest expense | $283,000 | 6,173 |
| Pre-tax net operating income | $423,000 | 5,843 |
| Securities gains (losses) | $35,000 | 911 |
| Applicable income taxes | $156,000 | 4,190 |
| Income before extraordinary items | $302,000 | 6,109 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $302,000 | 6,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $278,900 | 6,230 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 5,165 |
| Total interest expense | $501,000 | 4,021 |
| Net interest income | $701,000 | 5,726 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,224 |
| Total noninterest expense | $635,000 | 5,319 |
| Salaries and employee benefits | $387,000 | 4,948 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $146,000 | 6,094 |
| Pre-tax net operating income | $198,000 | 5,978 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $70,000 | 4,289 |
| Income before extraordinary items | $137,000 | 6,299 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $137,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $131,060 | 6,339 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 5,179 |
| Total interest expense | $1,946,000 | 3,730 |
| Net interest income | $2,547,000 | 5,943 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $612,000 | 4,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $612,000 | 2,957 |
| Total noninterest expense | $2,437,000 | 5,397 |
| Salaries and employee benefits | $1,466,000 | 5,035 |
| Premises and equipment expense | $441,000 | 4,476 |
| Additional noninterest expense | $530,000 | 6,378 |
| Pre-tax net operating income | $722,000 | 6,041 |
| Securities gains (losses) | $33,000 | 2,039 |
| Applicable income taxes | $253,000 | 4,446 |
| Income before extraordinary items | $502,000 | 6,354 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $502,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,376 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $480,220 | 6,363 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 5,229 |
| Total interest expense | $1,445,000 | 3,721 |
| Net interest income | $1,865,000 | 6,031 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $473,000 | 4,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $473,000 | 2,900 |
| Total noninterest expense | $1,813,000 | 5,389 |
| Salaries and employee benefits | $1,086,000 | 5,021 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $388,000 | 6,404 |
| Pre-tax net operating income | $525,000 | 6,212 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $186,000 | 4,557 |
| Income before extraordinary items | $357,000 | 6,572 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $357,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,271 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $345,120 | 6,566 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 5,326 |
| Total interest expense | $945,000 | 3,777 |
| Net interest income | $1,201,000 | 6,144 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $313,000 | 4,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 2,920 |
| Total noninterest expense | $1,213,000 | 5,400 |
| Salaries and employee benefits | $716,000 | 5,083 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $270,000 | 6,293 |
| Pre-tax net operating income | $301,000 | 6,491 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $102,000 | 4,819 |
| Income before extraordinary items | $200,000 | 6,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $199,340 | 6,827 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,469 |
| Total interest expense | $477,000 | 3,787 |
| Net interest income | $557,000 | 6,389 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $150,000 | 2,948 |
| Total noninterest expense | $584,000 | 5,540 |
| Salaries and employee benefits | $348,000 | 5,209 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $124,000 | 6,581 |
| Pre-tax net operating income | $123,000 | 6,818 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $42,000 | 5,058 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,000 | 7,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 5,614 |
| Total interest expense | $2,089,000 | 3,890 |
| Net interest income | $1,950,000 | 6,664 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $490,000 | 5,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $490,000 | 3,617 |
| Total noninterest expense | $2,221,000 | 5,641 |
| Salaries and employee benefits | $1,329,000 | 5,268 |
| Premises and equipment expense | $431,000 | 4,496 |
| Additional noninterest expense | $461,000 | 6,783 |
| Pre-tax net operating income | $219,000 | 7,760 |
| Securities gains (losses) | $338,000 | 979 |
| Applicable income taxes | $211,000 | 4,853 |
| Income before extraordinary items | $346,000 | 7,060 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $346,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,477 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $129,680 | 7,974 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 5,650 |
| Total interest expense | $1,611,000 | 3,923 |
| Net interest income | $1,443,000 | 6,746 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $355,000 | 5,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $355,000 | 3,745 |
| Total noninterest expense | $1,655,000 | 5,643 |
| Salaries and employee benefits | $998,000 | 5,256 |
| Premises and equipment expense | $323,000 | 4,501 |
| Additional noninterest expense | $334,000 | 6,856 |
| Pre-tax net operating income | $143,000 | 8,008 |
| Securities gains (losses) | $320,000 | 921 |
| Applicable income taxes | $175,000 | 4,866 |
| Income before extraordinary items | $288,000 | 7,015 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $288,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $83,200 | 8,207 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 5,645 |
| Total interest expense | $1,106,000 | 3,935 |
| Net interest income | $951,000 | 6,790 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $235,000 | 5,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $235,000 | 3,730 |
| Total noninterest expense | $1,095,000 | 5,666 |
| Salaries and employee benefits | $655,000 | 5,325 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $221,000 | 6,882 |
| Pre-tax net operating income | $91,000 | 8,077 |
| Securities gains (losses) | $194,000 | 1,061 |
| Applicable income taxes | $107,000 | 5,036 |
| Income before extraordinary items | $178,000 | 7,184 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $178,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $53,840 | 8,262 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,679 |
| Total interest expense | $567,000 | 3,946 |
| Net interest income | $461,000 | 6,888 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $548,000 | 5,648 |
| Salaries and employee benefits | $322,000 | 5,395 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $114,000 | 6,780 |
| Pre-tax net operating income | $26,000 | 8,369 |
| Securities gains (losses) | $88,000 | 1,072 |
| Applicable income taxes | $44,000 | 5,276 |
| Income before extraordinary items | $70,000 | 7,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $13,680 | 8,480 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 5,276 |
| Total interest expense | $2,634,000 | 3,934 |
| Net interest income | $2,222,000 | 6,287 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $518,000 | 5,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 3,221 |
| Total noninterest expense | $2,129,000 | 5,651 |
| Salaries and employee benefits | $1,254,000 | 5,327 |
| Premises and equipment expense | $477,000 | 4,079 |
| Additional noninterest expense | $398,000 | 7,169 |
| Pre-tax net operating income | $611,000 | 6,390 |
| Securities gains (losses) | $378,000 | 780 |
| Applicable income taxes | $374,000 | 4,032 |
| Income before extraordinary items | $615,000 | 5,902 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $615,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $373,080 | 6,841 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 5,424 |
| Total interest expense | $3,160,000 | 4,544 |
| Net interest income | $2,137,000 | 6,221 |
| Provision for loan and lease losses | $14,000 | 7,788 |
| Total noninterest income | $520,000 | 4,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $520,000 | 3,057 |
| Total noninterest expense | $2,002,000 | 5,720 |
| Salaries and employee benefits | $1,196,000 | 5,338 |
| Premises and equipment expense | $433,000 | 4,354 |
| Additional noninterest expense | $373,000 | 7,340 |
| Pre-tax net operating income | $641,000 | 6,020 |
| Securities gains (losses) | $177,000 | 1,296 |
| Applicable income taxes | $303,000 | 4,240 |
| Income before extraordinary items | $515,000 | 5,991 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $515,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $401,720 | 6,441 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 5,602 |
| Total interest expense | $2,988,000 | 4,943 |
| Net interest income | $2,211,000 | 6,249 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $482,000 | 5,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $482,000 | 3,009 |
| Total noninterest expense | $1,939,000 | 5,784 |
| Salaries and employee benefits | $1,156,000 | 5,366 |
| Premises and equipment expense | $402,000 | 4,494 |
| Additional noninterest expense | $381,000 | 7,300 |
| Pre-tax net operating income | $706,000 | 6,203 |
| Securities gains (losses) | $44,000 | 742 |
| Applicable income taxes | $280,000 | 4,721 |
| Income before extraordinary items | $470,000 | 6,479 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $470,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $441,840 | 6,640 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 5,809 |
| Total interest expense | $2,652,000 | 5,034 |
| Net interest income | $2,029,000 | 6,589 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $462,000 | 5,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $462,000 | 3,109 |
| Total noninterest expense | $1,894,000 | 5,876 |
| Salaries and employee benefits | $1,102,000 | 5,484 |
| Premises and equipment expense | $407,000 | 4,469 |
| Additional noninterest expense | $385,000 | 7,403 |
| Pre-tax net operating income | $597,000 | 6,723 |
| Securities gains (losses) | $69,000 | 870 |
| Applicable income taxes | $242,000 | 5,293 |
| Income before extraordinary items | $424,000 | 6,850 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $424,000 | 6,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $379,840 | 7,073 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 5,960 |
| Total interest expense | $2,813,000 | 4,950 |
| Net interest income | $1,827,000 | 6,994 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $429,000 | 5,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $429,000 | 3,284 |
| Total noninterest expense | $1,807,000 | 5,983 |
| Salaries and employee benefits | $1,076,000 | 5,492 |
| Premises and equipment expense | $364,000 | 4,752 |
| Additional noninterest expense | $367,000 | 7,502 |
| Pre-tax net operating income | $438,000 | 7,682 |
| Securities gains (losses) | $189,000 | 952 |
| Applicable income taxes | $227,000 | 5,868 |
| Income before extraordinary items | $400,000 | 7,219 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $400,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $279,040 | 7,972 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 6,192 |
| Total interest expense | $2,753,000 | 5,039 |
| Net interest income | $1,781,000 | 7,358 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $399,000 | 3,289 |
| Total noninterest expense | $1,660,000 | 6,389 |
| Salaries and employee benefits | $962,000 | 5,994 |
| Premises and equipment expense | $344,000 | 4,964 |
| Additional noninterest expense | $354,000 | 7,767 |
| Pre-tax net operating income | $504,000 | 7,895 |
| Securities gains (losses) | $100,000 | 984 |
| Applicable income taxes | $200,000 | 6,869 |
| Income before extraordinary items | $404,000 | 7,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $404,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $337,000 | 8,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 6,089 |
| Total interest expense | $3,142,000 | 4,585 |
| Net interest income | $1,682,000 | 7,833 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $370,000 | 6,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $370,000 | 3,554 |
| Total noninterest expense | $2,058,000 | 5,828 |
| Salaries and employee benefits | $906,000 | 6,431 |
| Premises and equipment expense | $351,000 | 5,008 |
| Additional noninterest expense | $801,000 | 5,196 |
| Pre-tax net operating income | $-44,000 | 10,887 |
| Securities gains (losses) | $89,000 | 1,012 |
| Applicable income taxes | $19,000 | 10,217 |
| Income before extraordinary items | $26,000 | 10,703 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $26,000 | 10,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-30,960 | 10,854 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 5,541 |
| Total interest expense | $3,686,000 | 3,966 |
| Net interest income | $1,875,000 | 7,587 |
| Provision for loan and lease losses | $68,000 | 5,482 |
| Total noninterest income | $283,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $283,000 | 4,141 |
| Total noninterest expense | $1,903,000 | 6,222 |
| Salaries and employee benefits | $1,120,000 | 5,530 |
| Premises and equipment expense | $342,000 | 5,108 |
| Additional noninterest expense | $441,000 | 7,787 |
| Pre-tax net operating income | $187,000 | 10,542 |
| Securities gains (losses) | $-32,000 | 10,879 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $89,000 | 11,026 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $89,000 | 11,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $109,480 | 10,819 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 5,300 |
| Total interest expense | $3,247,000 | 3,684 |
| Net interest income | $2,183,000 | 7,123 |
| Provision for loan and lease losses | $187,000 | 3,148 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $1,790,000 | 6,715 |
| Salaries and employee benefits | $963,000 | 6,278 |
| Premises and equipment expense | $313,000 | 5,526 |
| Additional noninterest expense | $514,000 | 7,721 |
| Pre-tax net operating income | $462,000 | 8,905 |
| Securities gains (losses) | $190,000 | 516 |
| Applicable income taxes | $279,000 | 6,136 |
| Income before extraordinary items | $373,000 | 8,425 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $373,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $251,400 | 9,751 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 5,287 |
| Total interest expense | $3,240,000 | 3,854 |
| Net interest income | $2,321,000 | 6,893 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $275,000 | 7,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $275,000 | 4,715 |
| Total noninterest expense | $1,605,000 | 7,492 |
| Salaries and employee benefits | $850,000 | 7,012 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $511,000 | 8,101 |
| Pre-tax net operating income | $901,000 | 6,344 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $371,000 | 5,280 |
| Income before extraordinary items | $547,000 | 7,168 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $547,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $536,120 | 7,003 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 6,244 |
| Total interest expense | $3,350,000 | 4,713 |
| Net interest income | $1,800,000 | 8,349 |
| Provision for loan and lease losses | $133,000 | 6,435 |
| Total noninterest income | $225,000 | 8,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $225,000 | 5,300 |
| Total noninterest expense | $1,268,000 | 8,773 |
| Salaries and employee benefits | $616,000 | 8,681 |
| Premises and equipment expense | $234,000 | 7,098 |
| Additional noninterest expense | $418,000 | 9,361 |
| Pre-tax net operating income | $624,000 | 7,554 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $252,000 | 6,625 |
| Income before extraordinary items | $372,000 | 8,488 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $372,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $372,000 | 8,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.