Home > Orland State Bank > Income and Expense
Orland State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,214,000 | 2,532 |
| Total interest expense | $5,623,000 | 2,733 |
| Net interest income | $7,591,000 | 2,363 |
| Provision for loan and lease losses | $263,000 | 2,476 |
| Total noninterest income | $1,086,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $779,000 | 1,748 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $307,000 | 3,943 |
| Total noninterest expense | $5,814,000 | 2,341 |
| Salaries and employee benefits | $3,005,000 | 2,208 |
| Premises and equipment expense | $910,000 | 2,203 |
| Additional noninterest expense | $1,899,000 | 2,514 |
| Pre-tax net operating income | $2,600,000 | 2,738 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $803,000 | 2,867 |
| Income before extraordinary items | $1,797,000 | 2,747 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,797,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,113 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,797,000 | 2,716 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 4,726 |
| Total interest expense | $2,445,000 | 4,739 |
| Net interest income | $3,745,000 | 4,645 |
| Provision for loan and lease losses | $121,000 | 4,029 |
| Total noninterest income | $589,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $404,000 | 3,350 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $3,098,000 | 4,294 |
| Salaries and employee benefits | $1,661,000 | 3,906 |
| Premises and equipment expense | $327,000 | 5,350 |
| Additional noninterest expense | $1,110,000 | 4,330 |
| Pre-tax net operating income | $1,115,000 | 5,516 |
| Securities gains (losses) | $-215,000 | 11,978 |
| Applicable income taxes | $25,000 | 11,050 |
| Income before extraordinary items | $875,000 | 5,024 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $875,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $87,000 | 7,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,083,550 | 4,276 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,893,000 | 2,848 |
| Total interest expense | $4,281,000 | 2,978 |
| Net interest income | $6,612,000 | 2,733 |
| Provision for loan and lease losses | $497,000 | 2,115 |
| Total noninterest income | $1,274,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $862,000 | 1,587 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $412,000 | 3,685 |
| Total noninterest expense | $5,940,000 | 2,415 |
| Salaries and employee benefits | $3,294,000 | 2,022 |
| Premises and equipment expense | $604,000 | 3,308 |
| Additional noninterest expense | $2,042,000 | 2,682 |
| Pre-tax net operating income | $1,449,000 | 4,453 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $162,000 | 8,381 |
| Income before extraordinary items | $1,287,000 | 3,754 |
| Extraordinary gains, net | $667,000 | 335 |
| Net income | $1,954,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,768 |
| Cash dividends | $202,000 | 5,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,287,000 | 3,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,330,000 | 2,839 |
| Total interest expense | $5,522,000 | 3,013 |
| Net interest income | $6,808,000 | 2,677 |
| Provision for loan and lease losses | $621,000 | 2,573 |
| Total noninterest income | $1,224,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $829,000 | 1,649 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $395,000 | 3,737 |
| Total noninterest expense | $5,935,000 | 2,445 |
| Salaries and employee benefits | $3,269,000 | 2,007 |
| Premises and equipment expense | $606,000 | 3,325 |
| Additional noninterest expense | $2,060,000 | 2,729 |
| Pre-tax net operating income | $1,476,000 | 4,090 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $239,000 | 6,848 |
| Income before extraordinary items | $1,278,000 | 3,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,278,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 2,276 |
| Cash dividends | $202,000 | 4,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,243,560 | 3,415 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.