Home > Orion Bank > Income and Expense
Orion Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $79,529,000 | 335 |
| Total interest expense | $51,248,000 | 191 |
| Net interest income | $28,281,000 | 581 |
| Provision for loan and lease losses | $123,268,000 | 105 |
| Total noninterest income | $2,171,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,529,000 | 845 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $642,000 | 2,426 |
| Total noninterest expense | $46,321,000 | 375 |
| Salaries and employee benefits | $15,248,000 | 490 |
| Premises and equipment expense | $5,545,000 | 374 |
| Additional noninterest expense | $25,528,000 | 295 |
| Pre-tax net operating income | $-139,137,000 | 8,051 |
| Securities gains (losses) | $2,680,000 | 177 |
| Applicable income taxes | $-52,513,000 | 8,065 |
| Income before extraordinary items | $-83,944,000 | 8,023 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-83,944,000 | 8,021 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-83,944,000 | 8,022 |
| Net charge-offs | $85,056,000 | 114 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-85,659,200 | 8,025 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $55,501,000 | 330 |
| Total interest expense | $36,824,000 | 192 |
| Net interest income | $18,677,000 | 588 |
| Provision for loan and lease losses | $9,801,000 | 448 |
| Total noninterest income | $1,072,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,022,000 | 823 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $27,140,000 | 418 |
| Salaries and employee benefits | $9,762,000 | 519 |
| Premises and equipment expense | $3,583,000 | 389 |
| Additional noninterest expense | $13,795,000 | 348 |
| Pre-tax net operating income | $-17,192,000 | 8,008 |
| Securities gains (losses) | $2,680,000 | 140 |
| Applicable income taxes | $-5,750,000 | 8,053 |
| Income before extraordinary items | $-8,762,000 | 7,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,762,000 | 7,926 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,762,000 | 7,926 |
| Net charge-offs | $22,426,000 | 219 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,477,200 | 7,959 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $28,890,000 | 323 |
| Total interest expense | $19,286,000 | 191 |
| Net interest income | $9,604,000 | 568 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $1,418,000 | 980 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $514,000 | 785 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $904,000 | 916 |
| Total noninterest expense | $12,149,000 | 430 |
| Salaries and employee benefits | $5,131,000 | 494 |
| Premises and equipment expense | $1,893,000 | 373 |
| Additional noninterest expense | $5,125,000 | 377 |
| Pre-tax net operating income | $-1,127,000 | 7,664 |
| Securities gains (losses) | $4,478,000 | 68 |
| Applicable income taxes | $1,186,000 | 313 |
| Income before extraordinary items | $2,165,000 | 447 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,165,000 | 448 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,165,000 | 449 |
| Net charge-offs | $797,000 | 1,076 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-745,700 | 7,596 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $151,005,000 | 267 |
| Total interest expense | $87,532,000 | 203 |
| Net interest income | $63,473,000 | 365 |
| Provision for loan and lease losses | $54,650,000 | 179 |
| Total noninterest income | $5,810,000 | 933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,303,000 | 757 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,507,000 | 859 |
| Total noninterest expense | $48,851,000 | 441 |
| Salaries and employee benefits | $22,543,000 | 427 |
| Premises and equipment expense | $8,255,000 | 339 |
| Additional noninterest expense | $18,053,000 | 418 |
| Pre-tax net operating income | $-34,218,000 | 8,165 |
| Securities gains (losses) | $40,000 | 1,753 |
| Applicable income taxes | $-13,714,000 | 8,203 |
| Income before extraordinary items | $-20,464,000 | 8,095 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-20,464,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,254,000 | 108 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 1,145 |
| Net operating income | $-20,489,600 | 8,119 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $116,591,000 | 278 |
| Total interest expense | $65,742,000 | 221 |
| Net interest income | $50,849,000 | 348 |
| Provision for loan and lease losses | $8,750,000 | 448 |
| Total noninterest income | $4,478,000 | 954 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,746,000 | 758 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,732,000 | 875 |
| Total noninterest expense | $33,081,000 | 462 |
| Salaries and employee benefits | $16,812,000 | 446 |
| Premises and equipment expense | $6,183,000 | 350 |
| Additional noninterest expense | $10,086,000 | 485 |
| Pre-tax net operating income | $13,496,000 | 388 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $4,755,000 | 325 |
| Income before extraordinary items | $8,757,000 | 417 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $8,757,000 | 416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,895,000 | 152 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,746,600 | 439 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $80,053,000 | 277 |
| Total interest expense | $44,925,000 | 225 |
| Net interest income | $35,128,000 | 340 |
| Provision for loan and lease losses | $3,600,000 | 535 |
| Total noninterest income | $3,112,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,155,000 | 752 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,957,000 | 856 |
| Total noninterest expense | $21,717,000 | 469 |
| Salaries and employee benefits | $11,995,000 | 423 |
| Premises and equipment expense | $4,087,000 | 348 |
| Additional noninterest expense | $5,635,000 | 561 |
| Pre-tax net operating income | $12,923,000 | 298 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $4,594,000 | 272 |
| Income before extraordinary items | $8,343,000 | 335 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,343,000 | 334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,378,000 | 231 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $8,334,040 | 331 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $41,141,000 | 281 |
| Total interest expense | $22,276,000 | 235 |
| Net interest income | $18,865,000 | 330 |
| Provision for loan and lease losses | $600,000 | 895 |
| Total noninterest income | $1,755,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $581,000 | 745 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,174,000 | 757 |
| Total noninterest expense | $10,772,000 | 468 |
| Salaries and employee benefits | $6,123,000 | 418 |
| Premises and equipment expense | $1,994,000 | 363 |
| Additional noninterest expense | $2,655,000 | 566 |
| Pre-tax net operating income | $9,248,000 | 244 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,219,000 | 231 |
| Income before extraordinary items | $6,029,000 | 270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,029,000 | 270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,273,000 | 393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,029,000 | 260 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $185,048,000 | 264 |
| Total interest expense | $100,246,000 | 227 |
| Net interest income | $84,802,000 | 301 |
| Provision for loan and lease losses | $60,658,000 | 86 |
| Total noninterest income | $7,348,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,465,000 | 723 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,883,000 | 694 |
| Total noninterest expense | $41,767,000 | 461 |
| Salaries and employee benefits | $24,297,000 | 405 |
| Premises and equipment expense | $8,353,000 | 338 |
| Additional noninterest expense | $9,117,000 | 636 |
| Pre-tax net operating income | $-10,275,000 | 8,481 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-4,183,000 | 8,491 |
| Income before extraordinary items | $-6,092,000 | 8,463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,092,000 | 8,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,266,000 | 433 |
| Cash dividends | $28,000,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 1,084 |
| Net operating income | $-6,092,000 | 8,459 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $140,885,000 | 258 |
| Total interest expense | $75,144,000 | 232 |
| Net interest income | $65,741,000 | 283 |
| Provision for loan and lease losses | $1,800,000 | 563 |
| Total noninterest income | $5,482,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,804,000 | 729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,678,000 | 703 |
| Total noninterest expense | $29,402,000 | 488 |
| Salaries and employee benefits | $17,213,000 | 424 |
| Premises and equipment expense | $6,102,000 | 346 |
| Additional noninterest expense | $6,087,000 | 691 |
| Pre-tax net operating income | $40,021,000 | 235 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $15,113,000 | 214 |
| Income before extraordinary items | $24,908,000 | 260 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $24,908,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,290 |
| Cash dividends | $25,000,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $24,908,000 | 256 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $93,655,000 | 268 |
| Total interest expense | $49,283,000 | 244 |
| Net interest income | $44,372,000 | 294 |
| Provision for loan and lease losses | $1,200,000 | 506 |
| Total noninterest income | $3,900,000 | 794 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,200,000 | 727 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,700,000 | 665 |
| Total noninterest expense | $19,965,000 | 491 |
| Salaries and employee benefits | $11,617,000 | 435 |
| Premises and equipment expense | $4,125,000 | 352 |
| Additional noninterest expense | $4,223,000 | 667 |
| Pre-tax net operating income | $27,107,000 | 254 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,203,000 | 226 |
| Income before extraordinary items | $16,904,000 | 273 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,904,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,457 |
| Cash dividends | $10,000,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $16,904,000 | 270 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $46,922,000 | 266 |
| Total interest expense | $24,549,000 | 245 |
| Net interest income | $22,373,000 | 291 |
| Provision for loan and lease losses | $600,000 | 449 |
| Total noninterest income | $1,502,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $614,000 | 695 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $888,000 | 924 |
| Total noninterest expense | $10,068,000 | 486 |
| Salaries and employee benefits | $5,972,000 | 427 |
| Premises and equipment expense | $2,012,000 | 359 |
| Additional noninterest expense | $2,084,000 | 666 |
| Pre-tax net operating income | $13,207,000 | 263 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,036,000 | 232 |
| Income before extraordinary items | $8,171,000 | 284 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,171,000 | 283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $10,000,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,171,000 | 281 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $162,473,000 | 285 |
| Total interest expense | $72,289,000 | 272 |
| Net interest income | $90,184,000 | 281 |
| Provision for loan and lease losses | $2,625,000 | 436 |
| Total noninterest income | $7,121,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,892,000 | 933 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,229,000 | 656 |
| Total noninterest expense | $39,243,000 | 483 |
| Salaries and employee benefits | $23,298,000 | 418 |
| Premises and equipment expense | $7,399,000 | 358 |
| Additional noninterest expense | $8,546,000 | 639 |
| Pre-tax net operating income | $55,437,000 | 257 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $21,132,000 | 224 |
| Income before extraordinary items | $34,305,000 | 276 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $34,305,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $8,500,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 1,042 |
| Net operating income | $34,305,000 | 274 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $114,742,000 | 308 |
| Total interest expense | $48,099,000 | 299 |
| Net interest income | $66,643,000 | 301 |
| Provision for loan and lease losses | $1,950,000 | 413 |
| Total noninterest income | $5,599,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,411,000 | 944 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,188,000 | 630 |
| Total noninterest expense | $28,735,000 | 506 |
| Salaries and employee benefits | $17,066,000 | 437 |
| Premises and equipment expense | $5,231,000 | 384 |
| Additional noninterest expense | $6,438,000 | 646 |
| Pre-tax net operating income | $41,557,000 | 271 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $15,923,000 | 238 |
| Income before extraordinary items | $25,634,000 | 299 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $25,634,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $8,500,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $25,634,000 | 296 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $71,697,000 | 322 |
| Total interest expense | $28,559,000 | 319 |
| Net interest income | $43,138,000 | 315 |
| Provision for loan and lease losses | $1,350,000 | 378 |
| Total noninterest income | $4,144,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $930,000 | 939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,214,000 | 574 |
| Total noninterest expense | $19,079,000 | 516 |
| Salaries and employee benefits | $11,349,000 | 446 |
| Premises and equipment expense | $3,328,000 | 398 |
| Additional noninterest expense | $4,402,000 | 640 |
| Pre-tax net operating income | $26,853,000 | 283 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,286,000 | 253 |
| Income before extraordinary items | $16,567,000 | 306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,567,000 | 306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $16,567,000 | 301 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $33,087,000 | 329 |
| Total interest expense | $12,528,000 | 341 |
| Net interest income | $20,559,000 | 319 |
| Provision for loan and lease losses | $675,000 | 364 |
| Total noninterest income | $1,860,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $462,000 | 915 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,398,000 | 628 |
| Total noninterest expense | $9,352,000 | 516 |
| Salaries and employee benefits | $5,615,000 | 448 |
| Premises and equipment expense | $1,617,000 | 409 |
| Additional noninterest expense | $2,120,000 | 656 |
| Pre-tax net operating income | $12,392,000 | 292 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,740,000 | 257 |
| Income before extraordinary items | $7,652,000 | 314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,652,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,652,000 | 308 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $92,295,000 | 392 |
| Total interest expense | $27,263,000 | 445 |
| Net interest income | $65,032,000 | 375 |
| Provision for loan and lease losses | $2,100,000 | 521 |
| Total noninterest income | $6,974,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,800,000 | 969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,174,000 | 666 |
| Total noninterest expense | $29,650,000 | 599 |
| Salaries and employee benefits | $18,406,000 | 510 |
| Premises and equipment expense | $5,103,000 | 483 |
| Additional noninterest expense | $6,141,000 | 841 |
| Pre-tax net operating income | $40,256,000 | 323 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $15,241,000 | 299 |
| Income before extraordinary items | $25,015,000 | 354 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $25,015,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,049 |
| Cash dividends | $3,000,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $25,015,000 | 346 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $64,002,000 | 409 |
| Total interest expense | $17,874,000 | 471 |
| Net interest income | $46,128,000 | 392 |
| Provision for loan and lease losses | $1,575,000 | 483 |
| Total noninterest income | $5,014,000 | 857 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,323,000 | 992 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,691,000 | 692 |
| Total noninterest expense | $20,761,000 | 628 |
| Salaries and employee benefits | $12,933,000 | 535 |
| Premises and equipment expense | $3,722,000 | 492 |
| Additional noninterest expense | $4,106,000 | 932 |
| Pre-tax net operating income | $28,806,000 | 332 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,953,000 | 309 |
| Income before extraordinary items | $17,853,000 | 371 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,853,000 | 372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,251 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $17,853,000 | 361 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $39,968,000 | 427 |
| Total interest expense | $10,769,000 | 487 |
| Net interest income | $29,199,000 | 400 |
| Provision for loan and lease losses | $1,050,000 | 482 |
| Total noninterest income | $2,840,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $859,000 | 998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,981,000 | 808 |
| Total noninterest expense | $13,259,000 | 649 |
| Salaries and employee benefits | $8,260,000 | 551 |
| Premises and equipment expense | $2,359,000 | 511 |
| Additional noninterest expense | $2,640,000 | 963 |
| Pre-tax net operating income | $17,730,000 | 351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,857,000 | 322 |
| Income before extraordinary items | $10,873,000 | 395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,873,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,418 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,873,000 | 384 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $18,665,000 | 441 |
| Total interest expense | $4,960,000 | 498 |
| Net interest income | $13,705,000 | 412 |
| Provision for loan and lease losses | $525,000 | 448 |
| Total noninterest income | $1,301,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $424,000 | 974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $877,000 | 875 |
| Total noninterest expense | $6,431,000 | 656 |
| Salaries and employee benefits | $3,914,000 | 577 |
| Premises and equipment expense | $1,211,000 | 495 |
| Additional noninterest expense | $1,306,000 | 959 |
| Pre-tax net operating income | $8,050,000 | 377 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,109,000 | 344 |
| Income before extraordinary items | $4,941,000 | 403 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,941,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,941,000 | 394 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $59,691,000 | 492 |
| Total interest expense | $15,224,000 | 545 |
| Net interest income | $44,467,000 | 466 |
| Provision for loan and lease losses | $1,500,000 | 720 |
| Total noninterest income | $4,203,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,860,000 | 940 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,343,000 | 1,188 |
| Total noninterest expense | $20,812,000 | 776 |
| Salaries and employee benefits | $12,192,000 | 700 |
| Premises and equipment expense | $4,182,000 | 543 |
| Additional noninterest expense | $4,438,000 | 1,104 |
| Pre-tax net operating income | $26,358,000 | 402 |
| Securities gains (losses) | $-13,000 | 8,295 |
| Applicable income taxes | $9,588,000 | 380 |
| Income before extraordinary items | $16,757,000 | 439 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $16,757,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,044 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $16,765,320 | 427 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $42,464,000 | 505 |
| Total interest expense | $10,791,000 | 562 |
| Net interest income | $31,673,000 | 485 |
| Provision for loan and lease losses | $1,125,000 | 694 |
| Total noninterest income | $3,422,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,391,000 | 948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,031,000 | 1,071 |
| Total noninterest expense | $15,676,000 | 769 |
| Salaries and employee benefits | $9,264,000 | 683 |
| Premises and equipment expense | $3,157,000 | 544 |
| Additional noninterest expense | $3,255,000 | 1,128 |
| Pre-tax net operating income | $18,294,000 | 427 |
| Securities gains (losses) | $-13,000 | 8,560 |
| Applicable income taxes | $6,504,000 | 402 |
| Income before extraordinary items | $11,777,000 | 460 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,777,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,568 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $11,785,320 | 445 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $26,834,000 | 524 |
| Total interest expense | $6,847,000 | 581 |
| Net interest income | $19,987,000 | 510 |
| Provision for loan and lease losses | $750,000 | 665 |
| Total noninterest income | $2,626,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $909,000 | 956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,717,000 | 890 |
| Total noninterest expense | $10,365,000 | 775 |
| Salaries and employee benefits | $6,166,000 | 686 |
| Premises and equipment expense | $2,039,000 | 556 |
| Additional noninterest expense | $2,160,000 | 1,131 |
| Pre-tax net operating income | $11,498,000 | 442 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,964,000 | 433 |
| Income before extraordinary items | $7,534,000 | 473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,534,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,534,000 | 450 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,730,000 | 561 |
| Total interest expense | $3,275,000 | 620 |
| Net interest income | $9,455,000 | 539 |
| Provision for loan and lease losses | $375,000 | 665 |
| Total noninterest income | $1,254,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $444,000 | 948 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $810,000 | 919 |
| Total noninterest expense | $4,811,000 | 853 |
| Salaries and employee benefits | $2,794,000 | 774 |
| Premises and equipment expense | $1,008,000 | 580 |
| Additional noninterest expense | $1,009,000 | 1,193 |
| Pre-tax net operating income | $5,523,000 | 446 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,982,000 | 438 |
| Income before extraordinary items | $3,541,000 | 505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,541,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,541,000 | 474 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,198,000 | 603 |
| Total interest expense | $12,348,000 | 711 |
| Net interest income | $33,850,000 | 565 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $4,245,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,888,000 | 913 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,357,000 | 1,293 |
| Total noninterest expense | $17,518,000 | 920 |
| Salaries and employee benefits | $10,311,000 | 827 |
| Premises and equipment expense | $3,591,000 | 636 |
| Additional noninterest expense | $3,616,000 | 1,368 |
| Pre-tax net operating income | $19,377,000 | 492 |
| Securities gains (losses) | $739,000 | 584 |
| Applicable income taxes | $7,123,000 | 472 |
| Income before extraordinary items | $12,993,000 | 538 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,993,000 | 538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $1,250,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,512,650 | 521 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $33,989,000 | 637 |
| Total interest expense | $9,396,000 | 732 |
| Net interest income | $24,593,000 | 591 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $2,994,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,386,000 | 936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,608,000 | 1,460 |
| Total noninterest expense | $12,712,000 | 972 |
| Salaries and employee benefits | $7,525,000 | 861 |
| Premises and equipment expense | $2,627,000 | 664 |
| Additional noninterest expense | $2,560,000 | 1,436 |
| Pre-tax net operating income | $13,975,000 | 517 |
| Securities gains (losses) | $487,000 | 699 |
| Applicable income taxes | $5,199,000 | 492 |
| Income before extraordinary items | $9,263,000 | 582 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,263,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $950,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,951,320 | 547 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $22,364,000 | 645 |
| Total interest expense | $6,531,000 | 732 |
| Net interest income | $15,833,000 | 612 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $1,848,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $922,000 | 933 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $926,000 | 1,604 |
| Total noninterest expense | $8,309,000 | 989 |
| Salaries and employee benefits | $4,813,000 | 897 |
| Premises and equipment expense | $1,690,000 | 694 |
| Additional noninterest expense | $1,806,000 | 1,364 |
| Pre-tax net operating income | $8,772,000 | 537 |
| Securities gains (losses) | $468,000 | 598 |
| Applicable income taxes | $3,313,000 | 516 |
| Income before extraordinary items | $5,927,000 | 597 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,927,000 | 596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,627,480 | 571 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,936,000 | 665 |
| Total interest expense | $3,307,000 | 733 |
| Net interest income | $7,629,000 | 635 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $934,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $462,000 | 890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $472,000 | 1,548 |
| Total noninterest expense | $4,161,000 | 974 |
| Salaries and employee benefits | $2,468,000 | 872 |
| Premises and equipment expense | $822,000 | 716 |
| Additional noninterest expense | $871,000 | 1,383 |
| Pre-tax net operating income | $4,102,000 | 575 |
| Securities gains (losses) | $468,000 | 365 |
| Applicable income taxes | $1,636,000 | 533 |
| Income before extraordinary items | $2,934,000 | 599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,934,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,634,480 | 604 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $42,106,000 | 719 |
| Total interest expense | $13,957,000 | 803 |
| Net interest income | $28,149,000 | 671 |
| Provision for loan and lease losses | $840,000 | 1,560 |
| Total noninterest income | $5,763,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,032,000 | 795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,731,000 | 864 |
| Total noninterest expense | $18,253,000 | 860 |
| Salaries and employee benefits | $9,507,000 | 846 |
| Premises and equipment expense | $3,196,000 | 693 |
| Additional noninterest expense | $5,550,000 | 908 |
| Pre-tax net operating income | $14,819,000 | 594 |
| Securities gains (losses) | $615,000 | 579 |
| Applicable income taxes | $5,428,000 | 553 |
| Income before extraordinary items | $10,006,000 | 625 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,006,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,392 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,606,250 | 624 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,368,000 | 1,969 |
| Total interest expense | $7,605,000 | 2,114 |
| Net interest income | $9,763,000 | 1,824 |
| Provision for loan and lease losses | $288,000 | 3,315 |
| Total noninterest income | $2,920,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $930,000 | 1,615 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,990,000 | 1,254 |
| Total noninterest expense | $8,325,000 | 1,752 |
| Salaries and employee benefits | $3,401,000 | 2,207 |
| Premises and equipment expense | $1,158,000 | 1,855 |
| Additional noninterest expense | $3,766,000 | 1,261 |
| Pre-tax net operating income | $4,070,000 | 1,751 |
| Securities gains (losses) | $154,000 | 1,388 |
| Applicable income taxes | $1,411,000 | 1,583 |
| Income before extraordinary items | $2,813,000 | 1,871 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,813,000 | 1,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,709,820 | 1,863 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,043,000 | 2,069 |
| Total interest expense | $8,826,000 | 1,955 |
| Net interest income | $8,217,000 | 2,158 |
| Provision for loan and lease losses | $228,000 | 3,468 |
| Total noninterest income | $3,052,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $946,000 | 1,444 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,106,000 | 1,094 |
| Total noninterest expense | $7,543,000 | 1,850 |
| Salaries and employee benefits | $2,905,000 | 2,456 |
| Premises and equipment expense | $1,096,000 | 1,898 |
| Additional noninterest expense | $3,542,000 | 1,283 |
| Pre-tax net operating income | $3,498,000 | 2,087 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,119,000 | 1,935 |
| Income before extraordinary items | $2,379,000 | 2,181 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,379,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,379,000 | 2,181 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,010,000 | 2,515 |
| Total interest expense | $5,549,000 | 2,662 |
| Net interest income | $7,461,000 | 2,366 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $2,561,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $860,000 | 1,534 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,701,000 | 1,291 |
| Total noninterest expense | $6,677,000 | 2,040 |
| Salaries and employee benefits | $2,767,000 | 2,540 |
| Premises and equipment expense | $1,013,000 | 2,031 |
| Additional noninterest expense | $2,897,000 | 1,552 |
| Pre-tax net operating income | $3,180,000 | 2,284 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,037,000 | 2,160 |
| Income before extraordinary items | $2,143,000 | 2,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,143,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,143,000 | 2,396 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,048,000 | 2,698 |
| Total interest expense | $4,822,000 | 3,107 |
| Net interest income | $7,226,000 | 2,358 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $1,863,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $857,000 | 1,468 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,006,000 | 1,849 |
| Total noninterest expense | $5,842,000 | 2,239 |
| Salaries and employee benefits | $2,656,000 | 2,540 |
| Premises and equipment expense | $884,000 | 2,205 |
| Additional noninterest expense | $2,302,000 | 1,834 |
| Pre-tax net operating income | $3,022,000 | 2,357 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,132,000 | 2,089 |
| Income before extraordinary items | $1,890,000 | 2,689 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,890,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $850,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,890,000 | 2,609 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,435,000 | 3,099 |
| Total interest expense | $4,232,000 | 3,472 |
| Net interest income | $6,203,000 | 2,819 |
| Provision for loan and lease losses | $234,000 | 3,125 |
| Total noninterest income | $1,864,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,024,000 | 1,247 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $840,000 | 1,966 |
| Total noninterest expense | $5,177,000 | 2,485 |
| Salaries and employee benefits | $2,316,000 | 2,861 |
| Premises and equipment expense | $880,000 | 2,235 |
| Additional noninterest expense | $1,981,000 | 2,107 |
| Pre-tax net operating income | $2,656,000 | 2,765 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,002,000 | 2,435 |
| Income before extraordinary items | $1,654,000 | 3,069 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,654,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,654,000 | 3,009 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 3,630 |
| Total interest expense | $3,646,000 | 4,032 |
| Net interest income | $5,326,000 | 3,326 |
| Provision for loan and lease losses | $278,000 | 2,749 |
| Total noninterest income | $1,595,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $890,000 | 1,508 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $705,000 | 2,287 |
| Total noninterest expense | $4,808,000 | 2,843 |
| Salaries and employee benefits | $2,334,000 | 2,863 |
| Premises and equipment expense | $951,000 | 2,105 |
| Additional noninterest expense | $1,523,000 | 3,077 |
| Pre-tax net operating income | $1,835,000 | 3,648 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $647,000 | 3,377 |
| Income before extraordinary items | $1,188,000 | 3,899 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,188,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,188,000 | 3,856 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,094,000 | 3,968 |
| Total interest expense | $2,989,000 | 4,778 |
| Net interest income | $5,105,000 | 3,463 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,651,000 | 2,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $879,000 | 1,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 2,156 |
| Total noninterest expense | $5,075,000 | 2,676 |
| Salaries and employee benefits | $2,678,000 | 2,494 |
| Premises and equipment expense | $1,019,000 | 1,986 |
| Additional noninterest expense | $1,378,000 | 3,317 |
| Pre-tax net operating income | $1,481,000 | 4,502 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $429,000 | 4,704 |
| Income before extraordinary items | $1,052,000 | 4,396 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,052,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,648 |
| Cash dividends | $2,800,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,052,000 | 4,392 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,634 |
| Total interest expense | $1,692,000 | 6,347 |
| Net interest income | $4,638,000 | 3,815 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $1,806,000 | 1,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $751,000 | 1,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,055,000 | 1,777 |
| Total noninterest expense | $5,269,000 | 2,642 |
| Salaries and employee benefits | $2,730,000 | 2,451 |
| Premises and equipment expense | $954,000 | 2,119 |
| Additional noninterest expense | $1,585,000 | 3,149 |
| Pre-tax net operating income | $1,025,000 | 5,850 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $335,000 | 5,452 |
| Income before extraordinary items | $690,000 | 5,978 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $690,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,325 |
| Cash dividends | $238,000 | 5,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $690,000 | 6,036 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,921,000 | 5,007 |
| Total interest expense | $1,708,000 | 6,596 |
| Net interest income | $4,213,000 | 4,196 |
| Provision for loan and lease losses | $283,000 | 3,136 |
| Total noninterest income | $1,907,000 | 2,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $876,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,031,000 | 1,995 |
| Total noninterest expense | $4,930,000 | 2,890 |
| Salaries and employee benefits | $2,538,000 | 2,599 |
| Premises and equipment expense | $892,000 | 2,296 |
| Additional noninterest expense | $1,500,000 | 3,508 |
| Pre-tax net operating income | $907,000 | 6,316 |
| Securities gains (losses) | $181,000 | 1,803 |
| Applicable income taxes | $279,000 | 6,349 |
| Income before extraordinary items | $809,000 | 5,527 |
| Extraordinary gains, net | $150,000 | 1,230 |
| Net income | $959,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,539 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 444 |
| Net operating income | $675,060 | 6,024 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 4,786 |
| Total interest expense | $2,449,000 | 6,088 |
| Net interest income | $4,626,000 | 3,898 |
| Provision for loan and lease losses | $215,000 | 5,039 |
| Total noninterest income | $2,484,000 | 1,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $609,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,875,000 | 1,297 |
| Total noninterest expense | $5,591,000 | 2,590 |
| Salaries and employee benefits | $3,035,000 | 2,164 |
| Premises and equipment expense | $856,000 | 2,409 |
| Additional noninterest expense | $1,700,000 | 3,213 |
| Pre-tax net operating income | $1,304,000 | 4,601 |
| Securities gains (losses) | $-23,000 | 13,513 |
| Applicable income taxes | $353,000 | 5,316 |
| Income before extraordinary items | $928,000 | 4,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $928,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 3,103 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $944,560 | 4,413 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.