Oregon Pacific Banking Company dba Oregon Pacific Bank, Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$5,313,0001,426
Total interest expense$92,0003,771
Net interest income$5,221,0001,312
Provision for loan and lease losses$02,741
Total noninterest income$1,413,0001,223
Gross Fiduciary activities income$630,000321
Service charges on deposit accounts$83,0002,026
Trading account gains and feesNANA
Additional Noninterest Income$700,0001,589
Total noninterest expense$3,968,0001,378
Salaries and employee benefits$2,599,0001,246
Premises and equipment expense$386,0001,522
Additional noninterest expense$983,0001,568
Pre-tax net operating income$2,666,0001,248
Securities gains (losses)$01,392
Applicable income taxes$663,000957
Income before extraordinary items$2,003,0001,392
Extraordinary gains, net$03
Net income$2,003,0001,392
Minority interest net income$055
Net income of bank and minority interests.$2,003,0001,392
Net charge-offs$-230,0004,874
Cash dividends$45,0002,300
Sale, conversion, retirement of capital stock, net$8,000444
Net operating income$2,003,0001,356
2020-12-31 (YTD Data)Rank
Total interest income$18,867,0001,573
Total interest expense$628,0003,575
Net interest income$18,239,0001,397
Provision for loan and lease losses$2,178,000987
Total noninterest income$5,153,0001,242
Gross Fiduciary activities income$2,401,000314
Service charges on deposit accounts$302,0002,227
Trading account gains and feesNANA
Additional Noninterest Income$2,450,0001,606
Total noninterest expense$15,207,0001,397
Salaries and employee benefits$9,825,0001,278
Premises and equipment expense$1,463,0001,536
Additional noninterest expense$3,919,0001,558
Pre-tax net operating income$6,007,0001,564
Securities gains (losses)$02,675
Applicable income taxes$1,474,0001,149
Income before extraordinary items$4,533,0001,766
Extraordinary gains, net$04
Net income$4,533,0001,766
Minority interest net income$072
Net income of bank and minority interests.$4,533,0001,766
Net charge-offs$-21,0004,393
Cash dividends$210,0003,369
Sale, conversion, retirement of capital stock, net$82,000457
Net operating income$4,533,0001,725
2020-09-30 (YTD Data)Rank
Total interest income$13,455,0001,646
Total interest expense$503,0003,595
Net interest income$12,952,0001,452
Provision for loan and lease losses$2,178,000845
Total noninterest income$3,456,0001,302
Gross Fiduciary activities income$1,766,000313
Service charges on deposit accounts$215,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$1,475,0001,759
Total noninterest expense$11,057,0001,409
Salaries and employee benefits$7,108,0001,296
Premises and equipment expense$1,086,0001,551
Additional noninterest expense$2,863,0001,566
Pre-tax net operating income$3,173,0001,976
Securities gains (losses)$02,494
Applicable income taxes$757,0001,390
Income before extraordinary items$2,416,0002,196
Extraordinary gains, net$04
Net income$2,416,0002,196
Minority interest net income$065
Net income of bank and minority interests.$2,416,0002,196
Net charge-offs$-12,0004,294
Cash dividends$160,0003,008
Sale, conversion, retirement of capital stock, net$58,000436
Net operating income$2,416,0002,135
2020-06-30 (YTD Data)Rank
Total interest income$8,717,0001,694
Total interest expense$361,0003,600
Net interest income$8,356,0001,492
Provision for loan and lease losses$1,278,000931
Total noninterest income$2,205,0001,279
Gross Fiduciary activities income$1,139,000320
Service charges on deposit accounts$139,0002,370
Trading account gains and feesNANA
Additional Noninterest Income$927,0001,745
Total noninterest expense$7,218,0001,425
Salaries and employee benefits$4,602,0001,327
Premises and equipment expense$712,0001,572
Additional noninterest expense$1,904,0001,571
Pre-tax net operating income$2,065,0001,959
Securities gains (losses)$02,249
Applicable income taxes$491,0001,367
Income before extraordinary items$1,574,0002,170
Extraordinary gains, net$04
Net income$1,574,0002,170
Minority interest net income$065
Net income of bank and minority interests.$1,574,0002,170
Net charge-offs$-2,0003,888
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$35,000422
Net operating income$1,574,0002,131
2020-03-31 (YTD Data)Rank
Total interest income$4,216,0001,733
Total interest expense$233,0003,376
Net interest income$3,983,0001,510
Provision for loan and lease losses$378,0001,050
Total noninterest income$1,118,0001,200
Gross Fiduciary activities income$572,000323
Service charges on deposit accounts$78,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$468,0001,583
Total noninterest expense$3,814,0001,380
Salaries and employee benefits$2,397,0001,290
Premises and equipment expense$361,0001,581
Additional noninterest expense$1,056,0001,446
Pre-tax net operating income$909,0001,976
Securities gains (losses)$01,705
Applicable income taxes$214,0001,343
Income before extraordinary items$695,0002,182
Extraordinary gains, net$04
Net income$695,0002,181
Minority interest net income$056
Net income of bank and minority interests.$695,0002,182
Net charge-offs$5,0002,107
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$12,000432
Net operating income$695,0002,151
2019-12-31 (YTD Data)Rank
Total interest income$15,559,0001,869
Total interest expense$1,093,0003,179
Net interest income$14,466,0001,652
Provision for loan and lease losses$235,0002,216
Total noninterest income$4,029,0001,309
Gross Fiduciary activities income$2,142,000329
Service charges on deposit accounts$304,0002,590
Trading account gains and feesNANA
Additional Noninterest Income$1,583,0001,754
Total noninterest expense$13,332,0001,498
Salaries and employee benefits$8,406,0001,402
Premises and equipment expense$1,422,0001,570
Additional noninterest expense$3,504,0001,671
Pre-tax net operating income$4,928,0001,774
Securities gains (losses)$02,379
Applicable income taxes$1,170,0001,297
Income before extraordinary items$3,758,0001,973
Extraordinary gains, net$011
Net income$3,758,0001,975
Minority interest net income$076
Net income of bank and minority interests.$3,758,0001,975
Net charge-offs$-177,0004,976
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$29,000562
Net operating income$3,758,0001,942
2019-09-30 (YTD Data)Rank
Total interest income$11,299,0001,925
Total interest expense$809,0003,225
Net interest income$10,490,0001,725
Provision for loan and lease losses$205,0001,940
Total noninterest income$2,905,0001,327
Gross Fiduciary activities income$1,565,000337
Service charges on deposit accounts$227,0002,629
Trading account gains and feesNANA
Additional Noninterest Income$1,113,0001,795
Total noninterest expense$9,694,0001,551
Salaries and employee benefits$6,162,0001,431
Premises and equipment expense$1,041,0001,617
Additional noninterest expense$2,491,0001,765
Pre-tax net operating income$3,496,0001,907
Securities gains (losses)$02,167
Applicable income taxes$850,0001,366
Income before extraordinary items$2,646,0002,111
Extraordinary gains, net$011
Net income$2,646,0002,111
Minority interest net income$072
Net income of bank and minority interests.$2,646,0002,112
Net charge-offs$-99,0004,963
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$21,000535
Net operating income$2,646,0002,082
2019-06-30 (YTD Data)Rank
Total interest income$7,290,0001,980
Total interest expense$513,0003,279
Net interest income$6,777,0001,781
Provision for loan and lease losses$110,0002,135
Total noninterest income$1,787,0001,389
Gross Fiduciary activities income$1,024,000344
Service charges on deposit accounts$151,0002,614
Trading account gains and feesNANA
Additional Noninterest Income$612,0001,983
Total noninterest expense$6,433,0001,559
Salaries and employee benefits$4,063,0001,442
Premises and equipment expense$694,0001,621
Additional noninterest expense$1,676,0001,759
Pre-tax net operating income$2,021,0002,080
Securities gains (losses)$01,702
Applicable income taxes$484,0001,471
Income before extraordinary items$1,537,0002,297
Extraordinary gains, net$011
Net income$1,537,0002,296
Minority interest net income$069
Net income of bank and minority interests.$1,537,0002,297
Net charge-offs$-90,0005,040
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$14,000525
Net operating income$1,537,0002,266
2019-03-31 (YTD Data)Rank
Total interest income$3,431,0002,078
Total interest expense$241,0003,339
Net interest income$3,190,0001,873
Provision for loan and lease losses$03,406
Total noninterest income$721,0001,532
Gross Fiduciary activities income$490,000348
Service charges on deposit accounts$75,0002,624
Trading account gains and feesNANA
Additional Noninterest Income$156,0002,712
Total noninterest expense$3,327,0001,523
Salaries and employee benefits$2,075,0001,419
Premises and equipment expense$328,0001,725
Additional noninterest expense$924,0001,615
Pre-tax net operating income$584,0002,849
Securities gains (losses)$01,087
Applicable income taxes$131,0001,943
Income before extraordinary items$453,0003,030
Extraordinary gains, net$05
Net income$453,0003,028
Minority interest net income$052
Net income of bank and minority interests.$453,0003,029
Net charge-offs$-84,0005,169
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$7,000485
Net operating income$453,0003,020
2018-12-31 (YTD Data)Rank
Total interest income$12,175,0002,180
Total interest expense$567,0003,765
Net interest income$11,608,0001,999
Provision for loan and lease losses$553,0001,374
Total noninterest income$4,287,0001,210
Gross Fiduciary activities income$2,604,000305
Service charges on deposit accounts$291,0002,794
Trading account gains and feesNANA
Additional Noninterest Income$1,392,0001,883
Total noninterest expense$11,704,0001,658
Salaries and employee benefits$7,241,0001,556
Premises and equipment expense$1,340,0001,659
Additional noninterest expense$3,123,0001,848
Pre-tax net operating income$3,638,0002,226
Securities gains (losses)$01,125
Applicable income taxes$858,0001,521
Income before extraordinary items$2,780,0002,432
Extraordinary gains, net$06
Net income$2,780,0002,430
Minority interest net income$072
Net income of bank and minority interests.$2,780,0002,431
Net charge-offs$14,0003,234
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$44,000556
Net operating income$2,780,0002,431
2018-09-30 (YTD Data)Rank
Total interest income$8,754,0002,242
Total interest expense$386,0003,846
Net interest income$8,368,0002,063
Provision for loan and lease losses$298,0001,598
Total noninterest income$3,105,0001,240
Gross Fiduciary activities income$1,821,000314
Service charges on deposit accounts$212,0002,854
Trading account gains and feesNANA
Additional Noninterest Income$1,072,0001,858
Total noninterest expense$8,240,0001,758
Salaries and employee benefits$5,126,0001,632
Premises and equipment expense$881,0001,844
Additional noninterest expense$2,233,0001,930
Pre-tax net operating income$2,935,0002,154
Securities gains (losses)$01,118
Applicable income taxes$712,0001,482
Income before extraordinary items$2,223,0002,355
Extraordinary gains, net$05
Net income$2,223,0002,354
Minority interest net income$066
Net income of bank and minority interests.$2,223,0002,354
Net charge-offs$22,0002,660
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$29,000534
Net operating income$2,223,0002,349
2018-06-30 (YTD Data)Rank
Total interest income$5,637,0002,291
Total interest expense$241,0003,887
Net interest income$5,396,0002,116
Provision for loan and lease losses$173,0001,678
Total noninterest income$2,005,0001,284
Gross Fiduciary activities income$1,219,000312
Service charges on deposit accounts$142,0002,852
Trading account gains and feesNANA
Additional Noninterest Income$644,0001,971
Total noninterest expense$5,283,0001,827
Salaries and employee benefits$3,266,0001,709
Premises and equipment expense$528,0001,993
Additional noninterest expense$1,489,0001,939
Pre-tax net operating income$1,945,0002,141
Securities gains (losses)$0961
Applicable income taxes$459,0001,487
Income before extraordinary items$1,486,0002,322
Extraordinary gains, net$06
Net income$1,486,0002,321
Minority interest net income$065
Net income of bank and minority interests.$1,486,0002,321
Net charge-offs$31,0002,019
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$15,000549
Net operating income$1,486,0002,324
2018-03-31 (YTD Data)Rank
Total interest income$2,751,0002,334
Total interest expense$121,0003,845
Net interest income$2,630,0002,169
Provision for loan and lease losses$77,0001,672
Total noninterest income$988,0001,280
Gross Fiduciary activities income$570,000325
Service charges on deposit accounts$73,0002,823
Trading account gains and feesNANA
Additional Noninterest Income$345,0001,859
Total noninterest expense$2,478,0001,941
Salaries and employee benefits$1,547,0001,802
Premises and equipment expense$250,0002,113
Additional noninterest expense$681,0002,084
Pre-tax net operating income$1,063,0001,956
Securities gains (losses)$0735
Applicable income taxes$253,0001,358
Income before extraordinary items$810,0002,155
Extraordinary gains, net$07
Net income$810,0002,154
Minority interest net income$052
Net income of bank and minority interests.$810,0002,155
Net charge-offs$-8,0004,650
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$810,0002,144
2017-12-31 (YTD Data)Rank
Total interest income$9,416,0002,563
Total interest expense$415,0003,945
Net interest income$9,001,0002,406
Provision for loan and lease losses$272,0002,072
Total noninterest income$3,907,0001,310
Gross Fiduciary activities income$2,296,000318
Service charges on deposit accounts$288,0002,926
Trading account gains and feesNANA
Additional Noninterest Income$1,323,0001,954
Total noninterest expense$9,608,0001,979
Salaries and employee benefits$5,592,0001,917
Premises and equipment expense$950,0002,186
Additional noninterest expense$3,066,0001,897
Pre-tax net operating income$3,028,0002,470
Securities gains (losses)$02,243
Applicable income taxes$1,475,0001,557
Income before extraordinary items$1,553,0003,072
Extraordinary gains, net$09
Net income$1,553,0003,070
Minority interest net income$076
Net income of bank and minority interests.$1,553,0003,072
Net charge-offs$-4,0004,637
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,553,0003,046
2017-09-30 (YTD Data)Rank
Total interest income$6,859,0002,625
Total interest expense$302,0004,001
Net interest income$6,557,0002,486
Provision for loan and lease losses$272,0001,716
Total noninterest income$2,927,0001,329
Gross Fiduciary activities income$1,693,000317
Service charges on deposit accounts$214,0002,957
Trading account gains and feesNANA
Additional Noninterest Income$1,020,0001,957
Total noninterest expense$7,314,0001,942
Salaries and employee benefits$4,250,0001,901
Premises and equipment expense$709,0002,195
Additional noninterest expense$2,355,0001,861
Pre-tax net operating income$1,898,0002,788
Securities gains (losses)$02,274
Applicable income taxes$613,0001,903
Income before extraordinary items$1,285,0003,099
Extraordinary gains, net$09
Net income$1,285,0003,098
Minority interest net income$071
Net income of bank and minority interests.$1,285,0003,099
Net charge-offs$-2,0004,374
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$407,000265
Net operating income$1,285,0003,076
2017-06-30 (YTD Data)Rank
Total interest income$4,418,0002,687
Total interest expense$194,0004,053
Net interest income$4,224,0002,535
Provision for loan and lease losses$176,0001,701
Total noninterest income$1,849,0001,380
Gross Fiduciary activities income$1,067,000328
Service charges on deposit accounts$140,0002,997
Trading account gains and feesNANA
Additional Noninterest Income$642,0002,036
Total noninterest expense$5,003,0001,908
Salaries and employee benefits$2,828,0001,911
Premises and equipment expense$477,0002,194
Additional noninterest expense$1,698,0001,745
Pre-tax net operating income$894,0003,308
Securities gains (losses)$01,906
Applicable income taxes$280,0002,203
Income before extraordinary items$614,0003,632
Extraordinary gains, net$011
Net income$614,0003,630
Minority interest net income$071
Net income of bank and minority interests.$614,0003,632
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$614,0003,609
2017-03-31 (YTD Data)Rank
Total interest income$2,138,0002,741
Total interest expense$94,0004,109
Net interest income$2,044,0002,599
Provision for loan and lease losses$80,0001,645
Total noninterest income$870,0001,425
Gross Fiduciary activities income$492,000342
Service charges on deposit accounts$71,0002,966
Trading account gains and feesNANA
Additional Noninterest Income$307,0002,068
Total noninterest expense$2,389,0002,004
Salaries and employee benefits$1,408,0001,951
Premises and equipment expense$236,0002,232
Additional noninterest expense$745,0001,947
Pre-tax net operating income$445,0003,272
Securities gains (losses)$01,153
Applicable income taxes$133,0002,219
Income before extraordinary items$312,0003,547
Extraordinary gains, net$08
Net income$312,0003,546
Minority interest net income$055
Net income of bank and minority interests.$312,0003,547
Net charge-offs$3,0002,592
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$312,0003,518
2016-12-31 (YTD Data)Rank
Total interest income$7,958,0002,861
Total interest expense$329,0004,328
Net interest income$7,629,0002,715
Provision for loan and lease losses$130,0002,854
Total noninterest income$3,683,0001,420
Gross Fiduciary activities income$2,054,000331
Service charges on deposit accounts$294,0002,968
Trading account gains and fees$0170
Additional Noninterest Income$1,335,0002,046
Total noninterest expense$9,291,0002,036
Salaries and employee benefits$5,418,0001,961
Premises and equipment expense$936,0002,249
Additional noninterest expense$2,937,0002,014
Pre-tax net operating income$1,891,0003,155
Securities gains (losses)$12,0002,595
Applicable income taxes$671,0002,007
Income before extraordinary items$1,232,0003,594
Extraordinary gains, net$05
Net income$1,232,0003,592
Minority interest net income$082
Net income of bank and minority interests.$1,232,0003,593
Net charge-offs$-138,0005,589
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,224,2003,539
2016-09-30 (YTD Data)Rank
Total interest income$5,898,0002,888
Total interest expense$243,0004,392
Net interest income$5,655,0002,735
Provision for loan and lease losses$130,0002,511
Total noninterest income$2,849,0001,389
Gross Fiduciary activities income$1,544,000330
Service charges on deposit accounts$217,0003,012
Trading account gains and fees$0169
Additional Noninterest Income$1,088,0001,934
Total noninterest expense$6,973,0002,035
Salaries and employee benefits$4,054,0001,960
Premises and equipment expense$693,0002,272
Additional noninterest expense$2,226,0001,991
Pre-tax net operating income$1,401,0003,209
Securities gains (losses)$12,0002,520
Applicable income taxes$508,0002,044
Income before extraordinary items$905,0003,681
Extraordinary gains, net$05
Net income$905,0003,679
Minority interest net income$071
Net income of bank and minority interests.$905,0003,681
Net charge-offs$-59,0005,424
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$897,3203,624
2016-06-30 (YTD Data)Rank
Total interest income$3,769,0002,990
Total interest expense$161,0004,425
Net interest income$3,608,0002,837
Provision for loan and lease losses$93,0002,377
Total noninterest income$1,877,0001,384
Gross Fiduciary activities income$1,014,000333
Service charges on deposit accounts$145,0003,001
Trading account gains and fees$0157
Additional Noninterest Income$718,0001,923
Total noninterest expense$4,623,0002,055
Salaries and employee benefits$2,673,0001,986
Premises and equipment expense$455,0002,299
Additional noninterest expense$1,495,0001,974
Pre-tax net operating income$769,0003,519
Securities gains (losses)$12,0002,186
Applicable income taxes$266,0002,235
Income before extraordinary items$515,0003,909
Extraordinary gains, net$016
Net income$515,0003,907
Minority interest net income$071
Net income of bank and minority interests.$515,0003,908
Net charge-offs$-22,0005,239
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$507,0803,856
2016-03-31 (YTD Data)Rank
Total interest income$1,828,0003,065
Total interest expense$83,0004,425
Net interest income$1,745,0002,913
Provision for loan and lease losses$37,0002,417
Total noninterest income$818,0001,494
Gross Fiduciary activities income$486,000337
Service charges on deposit accounts$72,0003,015
Trading account gains and fees$0142
Additional Noninterest Income$260,0002,285
Total noninterest expense$2,321,0002,050
Salaries and employee benefits$1,338,0001,992
Premises and equipment expense$231,0002,286
Additional noninterest expense$752,0001,945
Pre-tax net operating income$205,0004,401
Securities gains (losses)$02,077
Applicable income taxes$60,0002,846
Income before extraordinary items$145,0004,669
Extraordinary gains, net$012
Net income$145,0004,668
Minority interest net income$062
Net income of bank and minority interests.$145,0004,669
Net charge-offs$-26,0005,551
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$145,0004,606
2015-12-31 (YTD Data)Rank
Total interest income$6,834,0003,163
Total interest expense$330,0004,473
Net interest income$6,504,0003,032
Provision for loan and lease losses$182,0002,429
Total noninterest income$3,546,0001,415
Gross Fiduciary activities income$2,151,000320
Service charges on deposit accounts$285,0003,134
Trading account gains and fees$0159
Additional Noninterest Income$1,110,0002,241
Total noninterest expense$8,837,0002,119
Salaries and employee benefits$4,989,0002,060
Premises and equipment expense$986,0002,192
Additional noninterest expense$2,862,0002,094
Pre-tax net operating income$1,031,0004,062
Securities gains (losses)$03,216
Applicable income taxes$231,0002,846
Income before extraordinary items$800,0004,256
Extraordinary gains, net$023
Net income$800,0004,254
Minority interest net income$081
Net income of bank and minority interests.$800,0004,256
Net charge-offs$-316,0005,941
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$800,0004,208
2015-09-30 (YTD Data)Rank
Total interest income$5,005,0003,243
Total interest expense$247,0004,527
Net interest income$4,758,0003,095
Provision for loan and lease losses$130,0002,427
Total noninterest income$2,633,0001,443
Gross Fiduciary activities income$1,646,000321
Service charges on deposit accounts$208,0003,196
Trading account gains and fees$0153
Additional Noninterest Income$779,0002,352
Total noninterest expense$6,461,0002,156
Salaries and employee benefits$3,692,0002,091
Premises and equipment expense$730,0002,250
Additional noninterest expense$2,039,0002,171
Pre-tax net operating income$800,0004,080
Securities gains (losses)$03,031
Applicable income taxes$242,0002,668
Income before extraordinary items$558,0004,430
Extraordinary gains, net$021
Net income$558,0004,432
Minority interest net income$078
Net income of bank and minority interests.$558,0004,433
Net charge-offs$-261,0006,011
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$558,0004,377
2015-06-30 (YTD Data)Rank
Total interest income$3,211,0003,348
Total interest expense$166,0004,549
Net interest income$3,045,0003,188
Provision for loan and lease losses$104,0002,176
Total noninterest income$1,831,0001,407
Gross Fiduciary activities income$1,097,000324
Service charges on deposit accounts$136,0003,213
Trading account gains and fees$0157
Additional Noninterest Income$598,0002,192
Total noninterest expense$4,132,0002,246
Salaries and employee benefits$2,375,0002,167
Premises and equipment expense$477,0002,294
Additional noninterest expense$1,280,0002,303
Pre-tax net operating income$640,0003,785
Securities gains (losses)$02,636
Applicable income taxes$200,0002,486
Income before extraordinary items$440,0004,171
Extraordinary gains, net$022
Net income$440,0004,173
Minority interest net income$075
Net income of bank and minority interests.$440,0004,174
Net charge-offs$-65,0005,822
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$440,0004,111
2015-03-31 (YTD Data)Rank
Total interest income$1,553,0003,413
Total interest expense$87,0004,536
Net interest income$1,466,0003,274
Provision for loan and lease losses$78,0001,659
Total noninterest income$830,0001,467
Gross Fiduciary activities income$537,000325
Service charges on deposit accounts$68,0003,184
Trading account gains and fees$0152
Additional Noninterest Income$225,0002,476
Total noninterest expense$2,039,0002,267
Salaries and employee benefits$1,173,0002,197
Premises and equipment expense$235,0002,352
Additional noninterest expense$631,0002,305
Pre-tax net operating income$179,0004,597
Securities gains (losses)$02,027
Applicable income taxes$45,0003,067
Income before extraordinary items$134,0004,804
Extraordinary gains, net$013
Net income$134,0004,806
Minority interest net income$064
Net income of bank and minority interests.$134,0004,808
Net charge-offs$-10,0005,418
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$134,0004,734
2014-12-31 (YTD Data)Rank
Total interest income$5,974,0003,540
Total interest expense$482,0004,088
Net interest income$5,492,0003,433
Provision for loan and lease losses$1,021,000852
Total noninterest income$3,627,0001,368
Gross Fiduciary activities income$2,111,000329
Service charges on deposit accounts$310,0003,151
Trading account gains and fees$0180
Additional Noninterest Income$1,206,0002,064
Total noninterest expense$8,339,0002,250
Salaries and employee benefits$4,610,0002,204
Premises and equipment expense$937,0002,365
Additional noninterest expense$2,792,0002,171
Pre-tax net operating income$-241,0006,228
Securities gains (losses)$03,259
Applicable income taxes$-163,0006,296
Income before extraordinary items$-78,0006,170
Extraordinary gains, net$017
Net income$-78,0006,170
Minority interest net income$084
Net income of bank and minority interests.$-78,0006,171
Net charge-offs$1,167,000790
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-78,0006,158
2014-09-30 (YTD Data)Rank
Total interest income$4,412,0003,607
Total interest expense$389,0004,010
Net interest income$4,023,0003,518
Provision for loan and lease losses$836,000786
Total noninterest income$2,745,0001,372
Gross Fiduciary activities income$1,531,000334
Service charges on deposit accounts$235,0003,155
Trading account gains and fees$0174
Additional Noninterest Income$979,0001,959
Total noninterest expense$6,208,0002,271
Salaries and employee benefits$3,420,0002,230
Premises and equipment expense$682,0002,448
Additional noninterest expense$2,106,0002,147
Pre-tax net operating income$-276,0006,332
Securities gains (losses)$02,980
Applicable income taxes$-205,0006,462
Income before extraordinary items$-71,0006,244
Extraordinary gains, net$015
Net income$-71,0006,244
Minority interest net income$081
Net income of bank and minority interests.$-71,0006,244
Net charge-offs$1,101,000621
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-71,0006,237
2014-06-30 (YTD Data)Rank
Total interest income$2,882,0003,650
Total interest expense$256,0004,074
Net interest income$2,626,0003,564
Provision for loan and lease losses$796,000572
Total noninterest income$1,870,0001,334
Gross Fiduciary activities income$1,000,000338
Service charges on deposit accounts$160,0003,103
Trading account gains and fees$0172
Additional Noninterest Income$710,0001,834
Total noninterest expense$4,210,0002,238
Salaries and employee benefits$2,301,0002,213
Premises and equipment expense$444,0002,510
Additional noninterest expense$1,465,0002,061
Pre-tax net operating income$-510,0006,512
Securities gains (losses)$02,580
Applicable income taxes$-236,0006,567
Income before extraordinary items$-274,0006,443
Extraordinary gains, net$020
Net income$-274,0006,444
Minority interest net income$080
Net income of bank and minority interests.$-274,0006,444
Net charge-offs$993,000503
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-274,0006,439
2014-03-31 (YTD Data)Rank
Total interest income$1,446,0003,664
Total interest expense$134,0004,033
Net interest income$1,312,0003,575
Provision for loan and lease losses$65,0001,970
Total noninterest income$835,0001,415
Gross Fiduciary activities income$471,000349
Service charges on deposit accounts$82,0003,040
Trading account gains and fees$0147
Additional Noninterest Income$282,0002,089
Total noninterest expense$2,030,0002,306
Salaries and employee benefits$1,143,0002,242
Premises and equipment expense$224,0002,533
Additional noninterest expense$663,0002,255
Pre-tax net operating income$52,0005,716
Securities gains (losses)$01,715
Applicable income taxes$-5,0006,419
Income before extraordinary items$57,0005,637
Extraordinary gains, net$016
Net income$57,0005,637
Minority interest net income$066
Net income of bank and minority interests.$57,0005,637
Net charge-offs$88,0001,450
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$57,0005,601
2013-12-31 (YTD Data)Rank
Total interest income$6,693,0003,373
Total interest expense$640,0003,955
Net interest income$6,053,0003,258
Provision for loan and lease losses$356,0002,248
Total noninterest income$3,262,0001,529
Gross Fiduciary activities income$1,938,000326
Service charges on deposit accounts$331,0003,176
Trading account gains and fees$0184
Additional Noninterest Income$993,0002,394
Total noninterest expense$8,404,0002,249
Salaries and employee benefits$4,614,0002,208
Premises and equipment expense$939,0002,375
Additional noninterest expense$2,851,0002,190
Pre-tax net operating income$555,0004,885
Securities gains (losses)$03,182
Applicable income taxes$40,0003,853
Income before extraordinary items$515,0004,869
Extraordinary gains, net$029
Net income$515,0004,872
Minority interest net income$090
Net income of bank and minority interests.$515,0004,872
Net charge-offs$350,0002,391
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$515,0004,812
2013-09-30 (YTD Data)Rank
Total interest income$5,122,0003,347
Total interest expense$495,0003,966
Net interest income$4,627,0003,222
Provision for loan and lease losses$241,0002,330
Total noninterest income$2,341,0001,598
Gross Fiduciary activities income$1,440,000324
Service charges on deposit accounts$248,0003,204
Trading account gains and fees$0180
Additional Noninterest Income$653,0002,603
Total noninterest expense$6,263,0002,261
Salaries and employee benefits$3,508,0002,175
Premises and equipment expense$701,0002,410
Additional noninterest expense$2,054,0002,251
Pre-tax net operating income$464,0004,856
Securities gains (losses)$03,040
Applicable income taxes$105,0003,286
Income before extraordinary items$359,0005,073
Extraordinary gains, net$025
Net income$359,0005,074
Minority interest net income$084
Net income of bank and minority interests.$359,0005,075
Net charge-offs$361,0001,927
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$359,0004,986
2013-06-30 (YTD Data)Rank
Total interest income$3,429,0003,336
Total interest expense$340,0003,955
Net interest income$3,089,0003,218
Provision for loan and lease losses$226,0001,966
Total noninterest income$1,560,0001,599
Gross Fiduciary activities income$973,000324
Service charges on deposit accounts$167,0003,179
Trading account gains and fees$0157
Additional Noninterest Income$420,0002,730
Total noninterest expense$4,225,0002,243
Salaries and employee benefits$2,346,0002,174
Premises and equipment expense$460,0002,446
Additional noninterest expense$1,419,0002,186
Pre-tax net operating income$198,0005,328
Securities gains (losses)$02,791
Applicable income taxes$8,0004,256
Income before extraordinary items$190,0005,328
Extraordinary gains, net$022
Net income$190,0005,331
Minority interest net income$082
Net income of bank and minority interests.$190,0005,331
Net charge-offs$372,0001,497
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$190,0005,207
2013-03-31 (YTD Data)Rank
Total interest income$1,772,0003,280
Total interest expense$178,0003,952
Net interest income$1,594,0003,152
Provision for loan and lease losses$150,0001,610
Total noninterest income$806,0001,562
Gross Fiduciary activities income$500,000320
Service charges on deposit accounts$90,0002,991
Trading account gains and fees$0148
Additional Noninterest Income$216,0002,667
Total noninterest expense$2,141,0002,218
Salaries and employee benefits$1,187,0002,180
Premises and equipment expense$243,0002,362
Additional noninterest expense$711,0002,188
Pre-tax net operating income$109,0005,229
Securities gains (losses)$01,966
Applicable income taxes$11,0003,890
Income before extraordinary items$98,0005,277
Extraordinary gains, net$010
Net income$98,0005,279
Minority interest net income$076
Net income of bank and minority interests.$98,0005,279
Net charge-offs$59,0002,298
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$98,0005,175
2012-12-31 (YTD Data)Rank
Total interest income$7,319,0003,345
Total interest expense$926,0003,798
Net interest income$6,393,0003,218
Provision for loan and lease losses$839,0002,005
Total noninterest income$2,185,0002,064
Gross Fiduciary activities income$1,038,000446
Service charges on deposit accounts$357,0003,146
Trading account gains and fees$0166
Additional Noninterest Income$790,0002,702
Total noninterest expense$7,731,0002,444
Salaries and employee benefits$4,208,0002,342
Premises and equipment expense$843,0002,627
Additional noninterest expense$2,680,0002,415
Pre-tax net operating income$8,0006,130
Securities gains (losses)$03,810
Applicable income taxes$-169,0006,765
Income before extraordinary items$177,0005,850
Extraordinary gains, net$029
Net income$177,0005,849
Minority interest net income$093
Net income of bank and minority interests.$177,0005,850
Net charge-offs$1,799,0001,256
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-20,0006,998
Net operating income$177,0005,682
2012-09-30 (YTD Data)Rank
Total interest income$5,471,0003,400
Total interest expense$728,0003,805
Net interest income$4,743,0003,289
Provision for loan and lease losses$792,0001,724
Total noninterest income$1,496,0002,179
Gross Fiduciary activities income$595,000503
Service charges on deposit accounts$269,0003,186
Trading account gains and fees$0157
Additional Noninterest Income$632,0002,600
Total noninterest expense$5,685,0002,489
Salaries and employee benefits$3,061,0002,410
Premises and equipment expense$607,0002,751
Additional noninterest expense$2,017,0002,397
Pre-tax net operating income$-238,0006,544
Securities gains (losses)$03,575
Applicable income taxes$-168,0006,958
Income before extraordinary items$-70,0006,512
Extraordinary gains, net$020
Net income$-70,0006,509
Minority interest net income$086
Net income of bank and minority interests.$-70,0006,509
Net charge-offs$1,241,0001,264
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$-21,0007,104
Net operating income$-70,0006,404
2012-06-30 (YTD Data)Rank
Total interest income$3,652,0003,420
Total interest expense$514,0003,757
Net interest income$3,138,0003,320
Provision for loan and lease losses$747,0001,367
Total noninterest income$967,0002,206
Gross Fiduciary activities income$373,000518
Service charges on deposit accounts$181,0003,161
Trading account gains and fees$0153
Additional Noninterest Income$413,0002,606
Total noninterest expense$3,856,0002,451
Salaries and employee benefits$2,041,0002,409
Premises and equipment expense$412,0002,713
Additional noninterest expense$1,403,0002,306
Pre-tax net operating income$-498,0006,817
Securities gains (losses)$03,178
Applicable income taxes$-228,0007,079
Income before extraordinary items$-270,0006,757
Extraordinary gains, net$019
Net income$-270,0006,757
Minority interest net income$084
Net income of bank and minority interests.$-270,0006,757
Net charge-offs$1,242,000977
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$-10,0007,175
Net operating income$-270,0006,697
2012-03-31 (YTD Data)Rank
Total interest income$1,820,0003,465
Total interest expense$282,0003,650
Net interest income$1,538,0003,391
Provision for loan and lease losses$146,0002,468
Total noninterest income$515,0002,104
Gross Fiduciary activities income$185,000524
Service charges on deposit accounts$91,0003,138
Trading account gains and fees$0148
Additional Noninterest Income$239,0002,401
Total noninterest expense$1,866,0002,528
Salaries and employee benefits$1,021,0002,426
Premises and equipment expense$204,0002,754
Additional noninterest expense$641,0002,493
Pre-tax net operating income$41,0006,032
Securities gains (losses)$02,210
Applicable income taxes$-16,0007,012
Income before extraordinary items$57,0005,902
Extraordinary gains, net$019
Net income$57,0005,902
Minority interest net income$078
Net income of bank and minority interests.$57,0005,902
Net charge-offs$523,0001,059
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$-10,0007,255
Net operating income$57,0005,760
2011-12-31 (YTD Data)Rank
Total interest income$7,879,0003,367
Total interest expense$1,272,0003,829
Net interest income$6,607,0003,217
Provision for loan and lease losses$1,182,0002,192
Total noninterest income$1,929,0002,065
Gross Fiduciary activities income$738,000473
Service charges on deposit accounts$377,0003,141
Trading account gains and fees$0146
Additional Noninterest Income$814,0002,420
Total noninterest expense$7,450,0002,525
Salaries and employee benefits$4,037,0002,386
Premises and equipment expense$905,0002,631
Additional noninterest expense$2,508,0002,584
Pre-tax net operating income$-96,0006,132
Securities gains (losses)$03,838
Applicable income taxes$-116,0006,838
Income before extraordinary items$20,0006,109
Extraordinary gains, net$029
Net income$20,0006,111
Minority interest net income$096
Net income of bank and minority interests.$20,0006,111
Net charge-offs$2,247,0001,448
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,0001,088
Net operating income$20,0005,983
2011-09-30 (YTD Data)Rank
Total interest income$5,852,0003,432
Total interest expense$969,0003,899
Net interest income$4,883,0003,274
Provision for loan and lease losses$542,0002,759
Total noninterest income$1,400,0002,103
Gross Fiduciary activities income$556,000468
Service charges on deposit accounts$283,0003,153
Trading account gains and fees$0145
Additional Noninterest Income$561,0002,521
Total noninterest expense$5,603,0002,518
Salaries and employee benefits$3,074,0002,344
Premises and equipment expense$702,0002,570
Additional noninterest expense$1,827,0002,650
Pre-tax net operating income$138,0005,679
Securities gains (losses)$03,555
Applicable income taxes$-12,0006,804
Income before extraordinary items$150,0005,711
Extraordinary gains, net$021
Net income$150,0005,711
Minority interest net income$087
Net income of bank and minority interests.$150,0005,712
Net charge-offs$1,472,0001,510
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,0001,016
Net operating income$150,0005,573
2011-06-30 (YTD Data)Rank
Total interest income$3,969,0003,416
Total interest expense$653,0003,988
Net interest income$3,316,0003,238
Provision for loan and lease losses$408,0002,573
Total noninterest income$917,0002,123
Gross Fiduciary activities income$367,000481
Service charges on deposit accounts$183,0003,189
Trading account gains and fees$0153
Additional Noninterest Income$367,0002,565
Total noninterest expense$3,806,0002,495
Salaries and employee benefits$2,088,0002,321
Premises and equipment expense$493,0002,484
Additional noninterest expense$1,225,0002,692
Pre-tax net operating income$19,0006,106
Securities gains (losses)$02,914
Applicable income taxes$-40,0007,010
Income before extraordinary items$59,0005,956
Extraordinary gains, net$015
Net income$59,0005,955
Minority interest net income$089
Net income of bank and minority interests.$59,0005,956
Net charge-offs$751,0001,733
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$59,0005,874
2011-03-31 (YTD Data)Rank
Total interest income$2,074,0003,305
Total interest expense$331,0004,054
Net interest income$1,743,0003,097
Provision for loan and lease losses$200,0002,421
Total noninterest income$391,0002,385
Gross Fiduciary activities income$178,000487
Service charges on deposit accounts$88,0003,243
Trading account gains and fees$0158
Additional Noninterest Income$125,0003,198
Total noninterest expense$1,905,0002,509
Salaries and employee benefits$1,046,0002,345
Premises and equipment expense$265,0002,367
Additional noninterest expense$594,0002,739
Pre-tax net operating income$29,0006,003
Securities gains (losses)$01,772
Applicable income taxes$-11,0007,018
Income before extraordinary items$40,0005,852
Extraordinary gains, net$09
Net income$40,0005,851
Minority interest net income$086
Net income of bank and minority interests.$40,0005,852
Net charge-offs$413,0001,500
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$40,0005,823
2010-12-31 (YTD Data)Rank
Total interest income$8,596,0003,349
Total interest expense$1,553,0004,182
Net interest income$7,043,0003,059
Provision for loan and lease losses$1,045,0002,976
Total noninterest income$1,107,0003,051
Gross Fiduciary activities income$667,000489
Service charges on deposit accounts$357,0003,300
Trading account gains and fees$0175
Additional Noninterest Income$83,0005,650
Total noninterest expense$6,927,0002,749
Salaries and employee benefits$3,738,0002,570
Premises and equipment expense$877,0002,760
Additional noninterest expense$2,312,0002,861
Pre-tax net operating income$178,0005,254
Securities gains (losses)$-1,0006,878
Applicable income taxes$-30,0006,657
Income before extraordinary items$207,0005,255
Extraordinary gains, net$029
Net income$207,0005,258
Minority interest net income$0111
Net income of bank and minority interests.$207,0005,258
Net charge-offs$300,0004,300
Cash dividends$32,0004,037
Sale, conversion, retirement of capital stock, net$1,0001,216
Net operating income$208,0005,112
2010-09-30 (YTD Data)Rank
Total interest income$6,578,0003,363
Total interest expense$1,185,0004,280
Net interest income$5,393,0003,043
Provision for loan and lease losses$830,0002,794
Total noninterest income$893,0002,946
Gross Fiduciary activities income$470,000507
Service charges on deposit accounts$263,0003,410
Trading account gains and fees$0165
Additional Noninterest Income$160,0004,554
Total noninterest expense$5,417,0002,653
Salaries and employee benefits$3,010,0002,410
Premises and equipment expense$664,0002,793
Additional noninterest expense$1,743,0002,793
Pre-tax net operating income$39,0005,832
Securities gains (losses)$1,0003,533
Applicable income taxes$-56,0006,991
Income before extraordinary items$96,0005,743
Extraordinary gains, net$023
Net income$96,0005,746
Minority interest net income$0110
Net income of bank and minority interests.$96,0005,745
Net charge-offs$300,0003,727
Cash dividends$32,0003,552
Sale, conversion, retirement of capital stock, net$1,0001,129
Net operating income$95,0005,599
2010-06-30 (YTD Data)Rank
Total interest income$4,464,0003,343
Total interest expense$802,0004,338
Net interest income$3,662,0003,001
Provision for loan and lease losses$661,0002,445
Total noninterest income$845,0002,285
Gross Fiduciary activities income$310,000508
Service charges on deposit accounts$176,0003,405
Trading account gains and fees$0152
Additional Noninterest Income$359,0002,569
Total noninterest expense$3,539,0002,706
Salaries and employee benefits$2,016,0002,415
Premises and equipment expense$443,0002,797
Additional noninterest expense$1,080,0002,996
Pre-tax net operating income$307,0004,372
Securities gains (losses)$03,184
Applicable income taxes$62,0003,153
Income before extraordinary items$245,0004,604
Extraordinary gains, net$019
Net income$245,0004,604
Minority interest net income$0105
Net income of bank and minority interests.$245,0004,604
Net charge-offs$346,0002,881
Cash dividends$32,0003,292
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$245,0004,460
2010-03-31 (YTD Data)Rank
Total interest income$2,177,0003,485
Total interest expense$424,0004,329
Net interest income$1,753,0003,126
Provision for loan and lease losses$300,0002,372
Total noninterest income$479,0002,098
Gross Fiduciary activities income$140,000540
Service charges on deposit accounts$86,0003,446
Trading account gains and fees$0175
Additional Noninterest Income$253,0002,046
Total noninterest expense$1,778,0002,731
Salaries and employee benefits$1,000,0002,469
Premises and equipment expense$221,0002,880
Additional noninterest expense$557,0002,895
Pre-tax net operating income$154,0004,512
Securities gains (losses)$02,284
Applicable income taxes$32,0003,122
Income before extraordinary items$122,0004,708
Extraordinary gains, net$016
Net income$122,0004,708
Minority interest net income$091
Net income of bank and minority interests.$122,0004,707
Net charge-offs$106,0003,040
Cash dividends$32,0002,411
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$122,0004,593
2009-12-31 (YTD Data)Rank
Total interest income$9,303,0003,411
Total interest expense$1,953,0004,525
Net interest income$7,350,0002,934
Provision for loan and lease losses$4,411,0001,561
Total noninterest income$1,754,0002,317
Gross Fiduciary activities income$568,000519
Service charges on deposit accounts$400,0003,330
Trading account gains and fees$0211
Additional Noninterest Income$786,0002,480
Total noninterest expense$7,563,0002,603
Salaries and employee benefits$4,203,0002,347
Premises and equipment expense$958,0002,678
Additional noninterest expense$2,402,0002,838
Pre-tax net operating income$-2,870,0006,863
Securities gains (losses)$03,754
Applicable income taxes$-1,250,0007,360
Income before extraordinary items$-1,620,0006,623
Extraordinary gains, net$034
Net income$-1,620,0006,623
Minority interest net income$0115
Net income of bank and minority interests.$-1,620,0006,623
Net charge-offs$2,944,0001,627
Cash dividends$204,0003,626
Sale, conversion, retirement of capital stock, net$1,0001,334
Net operating income$-1,620,0006,612
2009-09-30 (YTD Data)Rank
Total interest income$7,002,0003,455
Total interest expense$1,514,0004,573
Net interest income$5,488,0002,941
Provision for loan and lease losses$1,914,0001,965
Total noninterest income$1,442,0002,223
Gross Fiduciary activities income$419,000524
Service charges on deposit accounts$303,0003,327
Trading account gains and fees$0212
Additional Noninterest Income$720,0002,259
Total noninterest expense$5,728,0002,588
Salaries and employee benefits$3,257,0002,289
Premises and equipment expense$725,0002,689
Additional noninterest expense$1,746,0002,892
Pre-tax net operating income$-712,0006,480
Securities gains (losses)$03,497
Applicable income taxes$-351,0007,243
Income before extraordinary items$-361,0006,294
Extraordinary gains, net$027
Net income$-361,0006,295
Minority interest net income$0118
Net income of bank and minority interests.$-361,0006,294
Net charge-offs$1,042,0002,161
Cash dividends$163,0003,248
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-361,0006,286
2009-06-30 (YTD Data)Rank
Total interest income$4,722,0003,449
Total interest expense$1,047,0004,598
Net interest income$3,675,0002,919
Provision for loan and lease losses$1,454,0001,674
Total noninterest income$974,0002,225
Gross Fiduciary activities income$278,000526
Service charges on deposit accounts$203,0003,289
Trading account gains and fees$0193
Additional Noninterest Income$493,0002,250
Total noninterest expense$3,860,0002,589
Salaries and employee benefits$2,240,0002,250
Premises and equipment expense$493,0002,670
Additional noninterest expense$1,127,0002,990
Pre-tax net operating income$-665,0006,777
Securities gains (losses)$03,136
Applicable income taxes$-301,0007,420
Income before extraordinary items$-364,0006,611
Extraordinary gains, net$021
Net income$-364,0006,611
Minority interest net income$0112
Net income of bank and minority interests.$-364,0006,611
Net charge-offs$204,0003,395
Cash dividends$143,0003,014
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-364,0006,596
2009-03-31 (YTD Data)Rank
Total interest income$2,473,0003,378
Total interest expense$544,0004,604
Net interest income$1,929,0002,798
Provision for loan and lease losses$479,0001,819
Total noninterest income$496,0002,154
Gross Fiduciary activities income$136,000535
Service charges on deposit accounts$101,0003,239
Trading account gains and fees$0171
Additional Noninterest Income$259,0002,156
Total noninterest expense$1,918,0002,520
Salaries and employee benefits$1,159,0002,197
Premises and equipment expense$250,0002,680
Additional noninterest expense$509,0002,965
Pre-tax net operating income$28,0005,919
Securities gains (losses)$02,434
Applicable income taxes$-8,0007,177
Income before extraordinary items$36,0005,903
Extraordinary gains, net$015
Net income$36,0005,905
Minority interest net income$0102
Net income of bank and minority interests.$36,0005,905
Net charge-offs$05,728
Cash dividends$78,0002,430
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$36,0005,736
2008-12-31 (YTD Data)Rank
Total interest income$10,548,0003,391
Total interest expense$2,823,0004,420
Net interest income$7,725,0002,799
Provision for loan and lease losses$326,0004,484
Total noninterest income$2,392,0001,871
Gross Fiduciary activities income$657,000506
Service charges on deposit accounts$431,0003,313
Trading account gains and fees$0154
Additional Noninterest Income$1,304,0001,769
Total noninterest expense$8,065,0002,363
Salaries and employee benefits$4,847,0002,098
Premises and equipment expense$1,030,0002,557
Additional noninterest expense$2,188,0002,636
Pre-tax net operating income$1,726,0002,771
Securities gains (losses)$1,0003,084
Applicable income taxes$562,0001,731
Income before extraordinary items$1,165,0002,983
Extraordinary gains, net$039
Net income$1,165,0002,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,0002,297
Cash dividends$1,228,0002,004
Sale, conversion, retirement of capital stock, net$3,0001,363
Net operating income$1,164,3303,126
2008-09-30 (YTD Data)Rank
Total interest income$7,989,0003,427
Total interest expense$2,196,0004,450
Net interest income$5,793,0002,815
Provision for loan and lease losses$155,0004,581
Total noninterest income$1,778,0001,945
Gross Fiduciary activities income$508,000506
Service charges on deposit accounts$320,0003,357
Trading account gains and fees$0148
Additional Noninterest Income$950,0001,888
Total noninterest expense$6,244,0002,289
Salaries and employee benefits$3,755,0002,051
Premises and equipment expense$775,0002,564
Additional noninterest expense$1,714,0002,472
Pre-tax net operating income$1,172,0003,366
Securities gains (losses)$1,0002,971
Applicable income taxes$378,0002,226
Income before extraordinary items$795,0003,577
Extraordinary gains, net$031
Net income$795,0003,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0002,087
Cash dividends$1,114,0001,675
Sale, conversion, retirement of capital stock, net$2,0001,220
Net operating income$794,3203,720
2008-06-30 (YTD Data)Rank
Total interest income$5,467,0003,402
Total interest expense$1,542,0004,437
Net interest income$3,925,0002,753
Provision for loan and lease losses$180,0003,306
Total noninterest income$1,215,0001,930
Gross Fiduciary activities income$346,000513
Service charges on deposit accounts$217,0003,324
Trading account gains and fees$0149
Additional Noninterest Income$652,0001,888
Total noninterest expense$4,118,0002,320
Salaries and employee benefits$2,531,0002,046
Premises and equipment expense$514,0002,577
Additional noninterest expense$1,073,0002,579
Pre-tax net operating income$842,0003,324
Securities gains (losses)$03,233
Applicable income taxes$274,0002,317
Income before extraordinary items$568,0003,751
Extraordinary gains, net$021
Net income$568,0003,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,548
Cash dividends$1,001,0001,382
Sale, conversion, retirement of capital stock, net$1,0001,122
Net operating income$568,0003,699
2008-03-31 (YTD Data)Rank
Total interest income$2,777,0003,447
Total interest expense$823,0004,433
Net interest income$1,954,0002,755
Provision for loan and lease losses$06,080
Total noninterest income$645,0001,847
Gross Fiduciary activities income$175,000518
Service charges on deposit accounts$112,0003,210
Trading account gains and fees$0158
Additional Noninterest Income$358,0001,751
Total noninterest expense$2,073,0002,298
Salaries and employee benefits$1,297,0002,033
Premises and equipment expense$259,0002,591
Additional noninterest expense$517,0002,645
Pre-tax net operating income$526,0002,969
Securities gains (losses)$02,688
Applicable income taxes$177,0002,119
Income before extraordinary items$349,0003,487
Extraordinary gains, net$015
Net income$349,0003,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$202,0002,292
Sale, conversion, retirement of capital stock, net$1,000981
Net operating income$349,0003,388
2007-12-31 (YTD Data)Rank
Total interest income$12,043,0003,277
Total interest expense$3,334,0004,485
Net interest income$8,709,0002,534
Provision for loan and lease losses$120,0004,617
Total noninterest income$2,584,0001,835
Gross Fiduciary activities income$705,000508
Service charges on deposit accounts$459,0003,245
Trading account gains and fees$0178
Additional Noninterest Income$1,420,0001,746
Total noninterest expense$8,088,0002,266
Salaries and employee benefits$4,829,0002,091
Premises and equipment expense$1,024,0002,517
Additional noninterest expense$2,235,0002,413
Pre-tax net operating income$3,085,0002,410
Securities gains (losses)$02,146
Applicable income taxes$987,0001,880
Income before extraordinary items$2,098,0002,715
Extraordinary gains, net$039
Net income$2,098,0002,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,668
Cash dividends$631,0003,353
Sale, conversion, retirement of capital stock, net$1,0001,298
Net operating income$2,098,0002,706
2007-09-30 (YTD Data)Rank
Total interest income$9,092,0003,255
Total interest expense$2,501,0004,485
Net interest income$6,591,0002,521
Provision for loan and lease losses$06,528
Total noninterest income$1,932,0001,834
Gross Fiduciary activities income$530,000512
Service charges on deposit accounts$347,0003,204
Trading account gains and fees$0184
Additional Noninterest Income$1,055,0001,764
Total noninterest expense$6,056,0002,249
Salaries and employee benefits$3,682,0002,047
Premises and equipment expense$770,0002,499
Additional noninterest expense$1,604,0002,461
Pre-tax net operating income$2,467,0002,464
Securities gains (losses)$01,655
Applicable income taxes$783,0001,933
Income before extraordinary items$1,684,0002,729
Extraordinary gains, net$033
Net income$1,684,0002,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,200
Cash dividends$490,0002,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,684,0002,709
2007-06-30 (YTD Data)Rank
Total interest income$6,024,0003,280
Total interest expense$1,658,0004,492
Net interest income$4,366,0002,554
Provision for loan and lease losses$06,209
Total noninterest income$1,253,0001,894
Gross Fiduciary activities income$350,000527
Service charges on deposit accounts$229,0003,215
Trading account gains and fees$0168
Additional Noninterest Income$674,0001,832
Total noninterest expense$3,938,0002,319
Salaries and employee benefits$2,447,0002,090
Premises and equipment expense$503,0002,579
Additional noninterest expense$988,0002,657
Pre-tax net operating income$1,681,0002,482
Securities gains (losses)$01,444
Applicable income taxes$614,0001,816
Income before extraordinary items$1,067,0002,888
Extraordinary gains, net$029
Net income$1,067,0002,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,237
Cash dividends$230,0003,472
Sale, conversion, retirement of capital stock, net$1,0001,036
Net operating income$1,067,0002,873
2007-03-31 (YTD Data)Rank
Total interest income$2,885,0003,388
Total interest expense$812,0004,533
Net interest income$2,073,0002,678
Provision for loan and lease losses$05,779
Total noninterest income$616,0001,908
Gross Fiduciary activities income$173,000525
Service charges on deposit accounts$110,0003,249
Trading account gains and fees$0195
Additional Noninterest Income$333,0001,817
Total noninterest expense$1,927,0002,371
Salaries and employee benefits$1,196,0002,146
Premises and equipment expense$251,0002,582
Additional noninterest expense$480,0002,711
Pre-tax net operating income$762,0002,642
Securities gains (losses)$01,187
Applicable income taxes$277,0001,960
Income before extraordinary items$485,0003,097
Extraordinary gains, net$022
Net income$485,0003,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$194,0002,504
Sale, conversion, retirement of capital stock, net$1,000868
Net operating income$485,0003,075
2006-12-31 (YTD Data)Rank
Total interest income$12,035,0003,080
Total interest expense$2,957,0004,348
Net interest income$9,078,0002,496
Provision for loan and lease losses$26,0006,122
Total noninterest income$2,439,0001,920
Gross Fiduciary activities income$683,000509
Service charges on deposit accounts$524,0002,957
Trading account gains and fees$0130
Additional Noninterest Income$1,232,0001,929
Total noninterest expense$8,044,0002,200
Salaries and employee benefits$4,896,0001,989
Premises and equipment expense$1,004,0002,468
Additional noninterest expense$2,144,0002,410
Pre-tax net operating income$3,447,0002,516
Securities gains (losses)$01,687
Applicable income taxes$1,235,0001,924
Income before extraordinary items$2,212,0002,884
Extraordinary gains, net$051
Net income$2,212,0002,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,914
Cash dividends$489,0003,772
Sale, conversion, retirement of capital stock, net$15,0001,123
Net operating income$2,212,0002,867
2006-09-30 (YTD Data)Rank
Total interest income$8,898,0003,091
Total interest expense$2,146,0004,351
Net interest income$6,752,0002,543
Provision for loan and lease losses$26,0005,807
Total noninterest income$1,847,0001,910
Gross Fiduciary activities income$502,000511
Service charges on deposit accounts$411,0002,890
Trading account gains and fees$0126
Additional Noninterest Income$934,0001,918
Total noninterest expense$6,009,0002,196
Salaries and employee benefits$3,715,0001,958
Premises and equipment expense$751,0002,477
Additional noninterest expense$1,543,0002,482
Pre-tax net operating income$2,564,0002,601
Securities gains (losses)$01,388
Applicable income taxes$923,0001,988
Income before extraordinary items$1,641,0002,995
Extraordinary gains, net$045
Net income$1,641,0002,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$366,0003,394
Sale, conversion, retirement of capital stock, net$11,000952
Net operating income$1,641,0002,989
2006-06-30 (YTD Data)Rank
Total interest income$5,744,0003,139
Total interest expense$1,370,0004,345
Net interest income$4,374,0002,605
Provision for loan and lease losses$26,0005,297
Total noninterest income$1,246,0001,896
Gross Fiduciary activities income$324,000525
Service charges on deposit accounts$299,0002,665
Trading account gains and fees$0126
Additional Noninterest Income$623,0001,909
Total noninterest expense$3,928,0002,246
Salaries and employee benefits$2,449,0001,986
Premises and equipment expense$500,0002,467
Additional noninterest expense$979,0002,617
Pre-tax net operating income$1,666,0002,663
Securities gains (losses)$01,185
Applicable income taxes$597,0002,060
Income before extraordinary items$1,069,0003,060
Extraordinary gains, net$039
Net income$1,069,0003,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$173,0003,875
Sale, conversion, retirement of capital stock, net$8,000808
Net operating income$1,069,0003,049
2006-03-31 (YTD Data)Rank
Total interest income$2,844,0003,110
Total interest expense$661,0004,325
Net interest income$2,183,0002,593
Provision for loan and lease losses$26,0004,229
Total noninterest income$600,0001,936
Gross Fiduciary activities income$159,000540
Service charges on deposit accounts$149,0002,615
Trading account gains and fees$0115
Additional Noninterest Income$292,0001,983
Total noninterest expense$1,960,0002,267
Salaries and employee benefits$1,231,0001,992
Premises and equipment expense$251,0002,459
Additional noninterest expense$478,0002,641
Pre-tax net operating income$797,0002,714
Securities gains (losses)$0955
Applicable income taxes$284,0002,088
Income before extraordinary items$513,0003,097
Extraordinary gains, net$021
Net income$513,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$155,0002,675
Sale, conversion, retirement of capital stock, net$0648
Net operating income$513,0003,077
2005-12-31 (YTD Data)Rank
Total interest income$10,559,0003,015
Total interest expense$2,034,0004,378
Net interest income$8,525,0002,552
Provision for loan and lease losses$215,0003,469
Total noninterest income$2,382,0001,949
Gross Fiduciary activities income$610,000528
Service charges on deposit accounts$597,0002,669
Trading account gains and fees$0138
Additional Noninterest Income$1,175,0001,995
Total noninterest expense$7,607,0002,193
Salaries and employee benefits$4,721,0001,957
Premises and equipment expense$972,0002,433
Additional noninterest expense$1,914,0002,594
Pre-tax net operating income$3,085,0002,691
Securities gains (losses)$-13,0007,637
Applicable income taxes$1,019,0002,239
Income before extraordinary items$2,053,0003,039
Extraordinary gains, net$046
Net income$2,053,0003,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,815
Cash dividends$528,0003,538
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,061,7102,985
2005-09-30 (YTD Data)Rank
Total interest income$7,816,0002,990
Total interest expense$1,435,0004,426
Net interest income$6,381,0002,537
Provision for loan and lease losses$245,0002,582
Total noninterest income$1,823,0001,918
Gross Fiduciary activities income$459,000525
Service charges on deposit accounts$433,0002,732
Trading account gains and fees$0126
Additional Noninterest Income$931,0001,913
Total noninterest expense$5,451,0002,283
Salaries and employee benefits$3,369,0002,022
Premises and equipment expense$729,0002,419
Additional noninterest expense$1,353,0002,723
Pre-tax net operating income$2,508,0002,563
Securities gains (losses)$-13,0008,007
Applicable income taxes$986,0001,899
Income before extraordinary items$1,509,0003,113
Extraordinary gains, net$035
Net income$1,509,0003,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$434,0003,038
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,517,3203,058
2005-06-30 (YTD Data)Rank
Total interest income$5,101,0002,985
Total interest expense$885,0004,485
Net interest income$4,216,0002,529
Provision for loan and lease losses$215,0002,028
Total noninterest income$1,071,0002,075
Gross Fiduciary activities income$302,000535
Service charges on deposit accounts$279,0002,758
Trading account gains and fees$0116
Additional Noninterest Income$490,0002,217
Total noninterest expense$3,592,0002,293
Salaries and employee benefits$2,229,0002,032
Premises and equipment expense$473,0002,455
Additional noninterest expense$890,0002,737
Pre-tax net operating income$1,480,0002,785
Securities gains (losses)$-13,0008,228
Applicable income taxes$586,0002,043
Income before extraordinary items$881,0003,410
Extraordinary gains, net$030
Net income$881,0003,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$284,0003,067
Sale, conversion, retirement of capital stock, net$0643
Net operating income$889,3203,336
2005-03-31 (YTD Data)Rank
Total interest income$2,660,0002,842
Total interest expense$389,0004,766
Net interest income$2,271,0002,367
Provision for loan and lease losses$170,0001,280
Total noninterest income$568,0001,951
Gross Fiduciary activities income$146,000553
Service charges on deposit accounts$139,0002,712
Trading account gains and fees$0115
Additional Noninterest Income$283,0001,963
Total noninterest expense$1,809,0002,292
Salaries and employee benefits$1,140,0002,006
Premises and equipment expense$227,0002,562
Additional noninterest expense$442,0002,734
Pre-tax net operating income$860,0002,424
Securities gains (losses)$01,685
Applicable income taxes$339,0001,818
Income before extraordinary items$521,0002,954
Extraordinary gains, net$024
Net income$521,0002,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$164,0002,445
Sale, conversion, retirement of capital stock, net$0491
Net operating income$521,0002,909
2004-12-31 (YTD Data)Rank
Total interest income$8,461,0003,269
Total interest expense$1,307,0004,878
Net interest income$7,154,0002,833
Provision for loan and lease losses$-355,0008,889
Total noninterest income$1,904,0002,273
Gross Fiduciary activities income$540,000548
Service charges on deposit accounts$534,0002,989
Trading account gains and fees$0138
Additional Noninterest Income$830,0002,438
Total noninterest expense$7,635,0002,090
Salaries and employee benefits$4,660,0001,878
Premises and equipment expense$903,0002,513
Additional noninterest expense$2,072,0002,344
Pre-tax net operating income$1,778,0003,817
Securities gains (losses)$37,0001,965
Applicable income taxes$606,0003,012
Income before extraordinary items$1,209,0004,193
Extraordinary gains, net$034
Net income$1,209,0004,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-679,0008,955
Cash dividends$712,0002,929
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,184,2104,170
2004-09-30 (YTD Data)Rank
Total interest income$6,123,0003,333
Total interest expense$946,0004,944
Net interest income$5,177,0002,907
Provision for loan and lease losses$-360,0008,957
Total noninterest income$1,372,0002,349
Gross Fiduciary activities income$389,000561
Service charges on deposit accounts$402,0003,002
Trading account gains and fees$0134
Additional Noninterest Income$581,0002,550
Total noninterest expense$5,871,0002,035
Salaries and employee benefits$3,580,0001,822
Premises and equipment expense$663,0002,551
Additional noninterest expense$1,628,0002,220
Pre-tax net operating income$1,038,0004,522
Securities gains (losses)$37,0001,884
Applicable income taxes$345,0003,541
Income before extraordinary items$730,0004,851
Extraordinary gains, net$026
Net income$730,0004,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-679,0009,000
Cash dividends$334,0003,300
Sale, conversion, retirement of capital stock, net$0738
Net operating income$704,8404,853
2004-06-30 (YTD Data)Rank
Total interest income$4,002,0003,382
Total interest expense$611,0005,054
Net interest income$3,391,0002,947
Provision for loan and lease losses$-360,0009,023
Total noninterest income$895,0002,382
Gross Fiduciary activities income$268,000553
Service charges on deposit accounts$268,0002,964
Trading account gains and fees$0130
Additional Noninterest Income$359,0002,693
Total noninterest expense$4,014,0001,987
Salaries and employee benefits$2,406,0001,817
Premises and equipment expense$427,0002,629
Additional noninterest expense$1,181,0002,036
Pre-tax net operating income$632,0004,699
Securities gains (losses)$36,0001,674
Applicable income taxes$214,0003,643
Income before extraordinary items$454,0004,977
Extraordinary gains, net$021
Net income$454,0004,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-686,0009,062
Cash dividends$217,0003,347
Sale, conversion, retirement of capital stock, net$0638
Net operating income$429,5205,042
2004-03-31 (YTD Data)Rank
Total interest income$1,934,0003,476
Total interest expense$305,0005,116
Net interest income$1,629,0003,041
Provision for loan and lease losses$-360,0009,074
Total noninterest income$421,0002,448
Gross Fiduciary activities income$143,000535
Service charges on deposit accounts$127,0003,037
Trading account gains and fees$0121
Additional Noninterest Income$151,0002,933
Total noninterest expense$1,844,0002,173
Salaries and employee benefits$1,210,0001,823
Premises and equipment expense$204,0002,769
Additional noninterest expense$430,0002,716
Pre-tax net operating income$566,0003,229
Securities gains (losses)$47,0001,239
Applicable income taxes$212,0002,476
Income before extraordinary items$401,0003,487
Extraordinary gains, net$016
Net income$401,0003,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-687,0009,103
Cash dividends$105,0002,811
Sale, conversion, retirement of capital stock, net$0464
Net operating income$370,4503,595
2003-12-31 (YTD Data)Rank
Total interest income$8,110,0003,403
Total interest expense$1,542,0004,790
Net interest income$6,568,0002,923
Provision for loan and lease losses$170,0004,359
Total noninterest income$1,606,0002,700
Gross Fiduciary activities income$442,000609
Service charges on deposit accounts$346,0003,983
Trading account gains and fees$0160
Additional Noninterest Income$818,0002,707
Total noninterest expense$6,492,0002,421
Salaries and employee benefits$4,193,0002,031
Premises and equipment expense$676,0003,174
Additional noninterest expense$1,623,0002,866
Pre-tax net operating income$1,512,0004,110
Securities gains (losses)$-111,0009,031
Applicable income taxes$401,0003,772
Income before extraordinary items$1,000,0004,653
Extraordinary gains, net$054
Net income$1,000,0004,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,824
Cash dividends$552,0003,342
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,078,8104,252
2003-09-30 (YTD Data)Rank
Total interest income$6,149,0003,417
Total interest expense$1,222,0004,758
Net interest income$4,927,0002,929
Provision for loan and lease losses$130,0004,216
Total noninterest income$1,193,0002,793
Gross Fiduciary activities income$333,000605
Service charges on deposit accounts$229,0004,276
Trading account gains and fees$0153
Additional Noninterest Income$631,0002,746
Total noninterest expense$4,865,0002,427
Salaries and employee benefits$3,132,0002,045
Premises and equipment expense$503,0003,207
Additional noninterest expense$1,230,0002,818
Pre-tax net operating income$1,125,0004,256
Securities gains (losses)$-59,0009,086
Applicable income taxes$316,0003,818
Income before extraordinary items$750,0004,771
Extraordinary gains, net$040
Net income$750,0004,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,062
Cash dividends$244,0003,780
Sale, conversion, retirement of capital stock, net$0722
Net operating income$791,3004,452
2003-06-30 (YTD Data)Rank
Total interest income$4,071,0003,463
Total interest expense$857,0004,718
Net interest income$3,214,0002,978
Provision for loan and lease losses$90,0004,018
Total noninterest income$743,0002,898
Gross Fiduciary activities income$218,000612
Service charges on deposit accounts$142,0004,419
Trading account gains and fees$0150
Additional Noninterest Income$383,0002,863
Total noninterest expense$3,234,0002,424
Salaries and employee benefits$2,010,0002,113
Premises and equipment expense$336,0003,188
Additional noninterest expense$888,0002,645
Pre-tax net operating income$633,0004,682
Securities gains (losses)$-6,0009,006
Applicable income taxes$156,0004,431
Income before extraordinary items$471,0004,955
Extraordinary gains, net$030
Net income$471,0004,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,111
Cash dividends$188,0003,595
Sale, conversion, retirement of capital stock, net$0589
Net operating income$475,5004,720
2003-03-31 (YTD Data)Rank
Total interest income$1,992,0003,536
Total interest expense$440,0004,734
Net interest income$1,552,0003,081
Provision for loan and lease losses$50,0003,651
Total noninterest income$375,0002,783
Gross Fiduciary activities income$102,000640
Service charges on deposit accounts$70,0004,383
Trading account gains and fees$0134
Additional Noninterest Income$203,0002,697
Total noninterest expense$1,594,0002,438
Salaries and employee benefits$1,003,0002,107
Premises and equipment expense$169,0003,166
Additional noninterest expense$422,0002,724
Pre-tax net operating income$283,0004,941
Securities gains (losses)$02,891
Applicable income taxes$73,0004,528
Income before extraordinary items$210,0005,201
Extraordinary gains, net$021
Net income$210,0005,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$111,0002,805
Sale, conversion, retirement of capital stock, net$0419
Net operating income$210,0005,012
2002-12-31 (YTD Data)Rank
Total interest income$7,024,0004,034
Total interest expense$1,706,0005,315
Net interest income$5,318,0003,484
Provision for loan and lease losses$280,0003,602
Total noninterest income$1,437,0002,699
Gross Fiduciary activities income$373,000656
Service charges on deposit accounts$261,0004,586
Trading account gains and fees$0153
Additional Noninterest Income$803,0002,499
Total noninterest expense$5,448,0002,705
Salaries and employee benefits$3,378,0002,364
Premises and equipment expense$576,0003,533
Additional noninterest expense$1,494,0002,970
Pre-tax net operating income$1,027,0005,143
Securities gains (losses)$47,0002,464
Applicable income taxes$252,0004,747
Income before extraordinary items$822,0005,129
Extraordinary gains, net$070
Net income$822,0005,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,916
Cash dividends$251,0004,578
Sale, conversion, retirement of capital stock, net$0862
Net operating income$785,8105,119
2001-12-31 (YTD Data)Rank
Total interest income$6,418,0004,723
Total interest expense$2,137,0005,900
Net interest income$4,281,0003,914
Provision for loan and lease losses$3,0008,160
Total noninterest income$1,050,0003,228
Gross Fiduciary activities income$162,000890
Service charges on deposit accounts$254,0004,601
Trading account gains and fees$0177
Additional Noninterest Income$634,0002,737
Total noninterest expense$4,159,0003,313
Salaries and employee benefits$2,539,0002,906
Premises and equipment expense$452,0004,220
Additional noninterest expense$1,168,0003,593
Pre-tax net operating income$1,169,0004,485
Securities gains (losses)$-13,0009,325
Applicable income taxes$261,0004,542
Income before extraordinary items$895,0004,584
Extraordinary gains, net$0105
Net income$895,0004,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,328
Cash dividends$1,445,0001,722
Sale, conversion, retirement of capital stock, net$-224,0009,524
Net operating income$905,0104,438
2000-12-31 (YTD Data)Rank
Total interest income$6,168,0004,978
Total interest expense$2,242,0005,914
Net interest income$3,926,0004,244
Provision for loan and lease losses$55,0006,399
Total noninterest income$929,0003,312
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$297,0004,090
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,554
Total noninterest expense$3,609,0003,605
Salaries and employee benefits$2,011,0003,445
Premises and equipment expense$428,0004,287
Additional noninterest expense$1,170,0003,510
Pre-tax net operating income$1,191,0004,738
Securities gains (losses)$-12,0008,439
Applicable income taxes$305,0004,572
Income before extraordinary items$874,0004,764
Extraordinary gains, net$038
Net income$874,0004,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,272
Cash dividends$370,0004,113
Sale, conversion, retirement of capital stock, net$-430,0009,828
Net operating income$882,8804,740
1999-12-31 (YTD Data)Rank
Total interest income$6,138,0004,869
Total interest expense$2,190,0005,665
Net interest income$3,948,0004,225
Provision for loan and lease losses$26,0007,391
Total noninterest income$772,0003,719
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$294,0004,051
Trading account gains and feesNANA
Additional Noninterest Income$478,0003,040
Total noninterest expense$3,096,0004,106
Salaries and employee benefits$1,561,0004,193
Premises and equipment expense$433,0004,251
Additional noninterest expense$1,102,0003,707
Pre-tax net operating income$1,598,0003,930
Securities gains (losses)$1,0002,805
Applicable income taxes$488,0003,696
Income before extraordinary items$1,111,0004,106
Extraordinary gains, net$035
Net income$1,111,0004,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,910
Cash dividends$677,0002,956
Sale, conversion, retirement of capital stock, net$-468,00010,147
Net operating income$1,110,3104,066
1998-12-31 (YTD Data)Rank
Total interest income$6,200,0004,874
Total interest expense$2,113,0005,988
Net interest income$4,087,0004,050
Provision for loan and lease losses$1,299,000774
Total noninterest income$814,0003,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$286,0004,074
Trading account gains and feesNANA
Additional Noninterest Income$528,0002,881
Total noninterest expense$3,001,0004,119
Salaries and employee benefits$1,575,0004,086
Premises and equipment expense$519,0003,576
Additional noninterest expense$907,0004,270
Pre-tax net operating income$601,0006,909
Securities gains (losses)$04,449
Applicable income taxes$125,0007,175
Income before extraordinary items$476,0006,749
Extraordinary gains, net$032
Net income$476,0006,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$811,000883
Cash dividends$800,0002,583
Sale, conversion, retirement of capital stock, net$327,000618
Net operating income$476,0006,645
1997-12-31 (YTD Data)Rank
Total interest income$5,632,0005,308
Total interest expense$1,927,0006,408
Net interest income$3,705,0004,524
Provision for loan and lease losses$70,0005,912
Total noninterest income$668,0004,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$299,0004,085
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,461
Total noninterest expense$2,714,0004,457
Salaries and employee benefits$1,478,0004,309
Premises and equipment expense$465,0003,944
Additional noninterest expense$771,0004,862
Pre-tax net operating income$1,589,0004,261
Securities gains (losses)$42,0001,434
Applicable income taxes$488,0004,282
Income before extraordinary items$1,143,0004,221
Extraordinary gains, net$044
Net income$1,143,0004,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,041
Cash dividends$653,0002,905
Sale, conversion, retirement of capital stock, net$230,000657
Net operating income$1,113,6004,248
1996-12-31 (YTD Data)Rank
Total interest income$5,169,0005,797
Total interest expense$1,581,0007,375
Net interest income$3,588,0004,724
Provision for loan and lease losses$37,0007,110
Total noninterest income$496,0005,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,737
Trading account gains and feesNANA
Additional Noninterest Income$306,0004,024
Total noninterest expense$2,534,0004,947
Salaries and employee benefits$1,451,0004,451
Premises and equipment expense$383,0004,696
Additional noninterest expense$700,0005,753
Pre-tax net operating income$1,513,0004,307
Securities gains (losses)$15,0002,201
Applicable income taxes$485,0004,244
Income before extraordinary items$1,043,0004,327
Extraordinary gains, net$053
Net income$1,043,0004,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,500
Cash dividends$630,0002,948
Sale, conversion, retirement of capital stock, net$-3,00011,294
Net operating income$1,032,8004,315
1995-12-31 (YTD Data)Rank
Total interest income$4,774,0006,183
Total interest expense$1,477,0007,763
Net interest income$3,297,0005,107
Provision for loan and lease losses$08,958
Total noninterest income$461,0005,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,386
Trading account gains and feesNANA
Additional Noninterest Income$298,0004,015
Total noninterest expense$2,422,0005,133
Salaries and employee benefits$1,395,0004,570
Premises and equipment expense$320,0005,351
Additional noninterest expense$707,0005,798
Pre-tax net operating income$1,336,0004,859
Securities gains (losses)$-2,0009,253
Applicable income taxes$397,0004,971
Income before extraordinary items$937,0004,835
Extraordinary gains, net$065
Net income$937,0004,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$569,0003,057
Sale, conversion, retirement of capital stock, net$228,000466
Net operating income$938,4004,822
1994-12-31 (YTD Data)Rank
Total interest income$4,299,0006,354
Total interest expense$1,208,0007,870
Net interest income$3,091,0005,493
Provision for loan and lease losses$56,0005,901
Total noninterest income$447,0005,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,445
Trading account gains and feesNANA
Additional Noninterest Income$277,0004,324
Total noninterest expense$2,294,0005,554
Salaries and employee benefits$1,239,0005,099
Premises and equipment expense$277,0006,051
Additional noninterest expense$778,0005,835
Pre-tax net operating income$1,188,0005,269
Securities gains (losses)$03,600
Applicable income taxes$375,0005,004
Income before extraordinary items$813,0005,300
Extraordinary gains, net$0249
Net income$813,0005,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$610,0002,763
Sale, conversion, retirement of capital stock, net$311,000622
Net operating income$813,0005,360
1993-12-31 (YTD Data)Rank
Total interest income$4,334,0006,488
Total interest expense$1,135,0008,537
Net interest income$3,199,0005,352
Provision for loan and lease losses$84,0006,228
Total noninterest income$327,0007,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0006,206
Trading account gains and feesNANA
Additional Noninterest Income$139,0006,809
Total noninterest expense$2,151,0005,977
Salaries and employee benefits$1,210,0005,198
Premises and equipment expense$250,0006,673
Additional noninterest expense$691,0006,630
Pre-tax net operating income$1,291,0004,887
Securities gains (losses)$3,0006,505
Applicable income taxes$396,0005,044
Income before extraordinary items$898,0005,106
Extraordinary gains, net$03,149
Net income$898,0005,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$281,0004,584
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$895,9304,892
1992-12-31 (YTD Data)Rank
Total interest income$4,173,0007,279
Total interest expense$1,343,0009,065
Net interest income$2,830,0006,007
Provision for loan and lease losses$81,0007,858
Total noninterest income$261,0008,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,705
Trading account gains and feesNANA
Additional Noninterest Income$95,0008,250
Total noninterest expense$1,807,0006,927
Salaries and employee benefits$1,058,0005,750
Premises and equipment expense$243,0006,920
Additional noninterest expense$506,0008,398
Pre-tax net operating income$1,203,0004,904
Securities gains (losses)$08,369
Applicable income taxes$386,0004,927
Income before extraordinary items$817,0005,278
Extraordinary gains, net$01,422
Net income$817,0005,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0007,598
Cash dividends$198,0005,154
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$817,0004,979

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.