Home > Oregon Business Bank > Income and Expense
Oregon Business Bank, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,897,000 | 7,365 |
Total interest expense | $1,384,000 | 7,222 |
Net interest income | $1,513,000 | 7,300 |
Provision for loan and lease losses | $120,000 | 5,188 |
Total noninterest income | $59,000 | 9,059 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $47,000 | 7,661 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $12,000 | 9,046 |
Total noninterest expense | $1,239,000 | 7,359 |
Salaries and employee benefits | $565,000 | 7,831 |
Premises and equipment expense | $265,000 | 5,907 |
Additional noninterest expense | $409,000 | 7,072 |
Pre-tax net operating income | $213,000 | 7,818 |
Securities gains (losses) | $4,000 | 4,008 |
Applicable income taxes | $24,000 | 7,209 |
Income before extraordinary items | $193,000 | 7,791 |
Extraordinary gains, net | $0 | 105 |
Net income | $193,000 | 7,794 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $189,440 | 7,696 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,585,000 | 8,863 |
Total interest expense | $583,000 | 9,082 |
Net interest income | $1,002,000 | 8,475 |
Provision for loan and lease losses | $323,000 | 2,698 |
Total noninterest income | $36,000 | 9,516 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 8,143 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 9,477 |
Total noninterest expense | $868,000 | 8,377 |
Salaries and employee benefits | $466,000 | 8,422 |
Premises and equipment expense | $168,000 | 7,276 |
Additional noninterest expense | $234,000 | 8,467 |
Pre-tax net operating income | $-153,000 | 9,300 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $-163,000 | 9,661 |
Income before extraordinary items | $10,000 | 9,106 |
Extraordinary gains, net | $0 | 38 |
Net income | $10,000 | 9,105 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $10,000 | 9,093 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $129,000 | 10,162 |
Total interest expense | $17,000 | 10,157 |
Net interest income | $112,000 | 10,140 |
Provision for loan and lease losses | $17,000 | 7,804 |
Total noninterest income | $2,000 | 10,138 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,000 | 8,846 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 10,109 |
Total noninterest expense | $493,000 | 9,649 |
Salaries and employee benefits | $97,000 | 10,143 |
Premises and equipment expense | $39,000 | 9,842 |
Additional noninterest expense | $357,000 | 7,637 |
Pre-tax net operating income | $-396,000 | 9,773 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-396,000 | 9,839 |
Extraordinary gains, net | $0 | 35 |
Net income | $-396,000 | 9,836 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $4,904,000 | 263 |
Net operating income | $-396,000 | 9,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.