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Oregon Business Bank, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$2,897,0007,365
Total interest expense$1,384,0007,222
Net interest income$1,513,0007,300
Provision for loan and lease losses$120,0005,188
Total noninterest income$59,0009,059
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$47,0007,661
Trading account gains and fees$0177
Additional Noninterest Income$12,0009,046
Total noninterest expense$1,239,0007,359
Salaries and employee benefits$565,0007,831
Premises and equipment expense$265,0005,907
Additional noninterest expense$409,0007,072
Pre-tax net operating income$213,0007,818
Securities gains (losses)$4,0004,008
Applicable income taxes$24,0007,209
Income before extraordinary items$193,0007,791
Extraordinary gains, net$0105
Net income$193,0007,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$189,4407,696
2000-12-31 (YTD Data)Rank
Total interest income$1,585,0008,863
Total interest expense$583,0009,082
Net interest income$1,002,0008,475
Provision for loan and lease losses$323,0002,698
Total noninterest income$36,0009,516
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0008,143
Trading account gains and feesNANA
Additional Noninterest Income$9,0009,477
Total noninterest expense$868,0008,377
Salaries and employee benefits$466,0008,422
Premises and equipment expense$168,0007,276
Additional noninterest expense$234,0008,467
Pre-tax net operating income$-153,0009,300
Securities gains (losses)$01,956
Applicable income taxes$-163,0009,661
Income before extraordinary items$10,0009,106
Extraordinary gains, net$038
Net income$10,0009,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,0009,093
1999-12-31 (YTD Data)Rank
Total interest income$129,00010,162
Total interest expense$17,00010,157
Net interest income$112,00010,140
Provision for loan and lease losses$17,0007,804
Total noninterest income$2,00010,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,846
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,109
Total noninterest expense$493,0009,649
Salaries and employee benefits$97,00010,143
Premises and equipment expense$39,0009,842
Additional noninterest expense$357,0007,637
Pre-tax net operating income$-396,0009,773
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-396,0009,839
Extraordinary gains, net$035
Net income$-396,0009,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,904,000263
Net operating income$-396,0009,818

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.