Home > Orchard Federal Savings Bank > Assets and Liabilities
Orchard Federal Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 102 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $503,076,000 | 966 |
| Cash and due from depository institutions | $68,622,000 | 1,671 |
| Interest-bearing balances | $60,676,000 | 79 |
| Securities | $7,555,000 | 7,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $416,521,000 | 766 |
| Loan loss allowance | $373,000 | 6,685 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $837,000 | 6,524 |
| Other real estate owned | $891,000 | 1,671 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,650,000 | 1,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $503,076,000 | 966 |
| Total liabilities | $460,847,000 | 958 |
| Total deposits | $454,747,000 | 818 |
| Interest-bearing deposits | $454,747,000 | 716 |
| Deposits held in domestic offices | $454,747,000 | 814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $925,000 | 218 |
| All other liabilities | $5,175,000 | 922 |
| Total equity capital | $42,229,000 | 1,070 |
| Total bank equity capital | $42,229,000 | 1,070 |
| Perpetual preferred stock | $1,192,000 | 92 |
| Common stock | $31,560,000 | 110 |
| Surplus | $197,000 | 9,174 |
| Undivided profits | $9,280,000 | 2,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,284,000 | 166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $342,000 | 5,999 |
| Earning assets | $484,752,000 | 919 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $347,614,200 | 1,293 |
| Average Assets, quarterly | $441,262,000 | 1,075 |
| Volatile liabilities | $32,736,000 | 2,381 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $243,263,000 | 410 |
| Tier 1 (core) risk-based capital | $42,234,000 | 1,032 |
| Tier 2 risk-based capital | $1,113,000 | 2,861 |
| Total risk weighted assets | $413,853,000 | 789 |
| Total unused commitments | $243,263,000 | 411 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 64 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $227,559,000 | 2,032 |
| Cash and due from depository institutions | $8,265,000 | 2,782 |
| Interest-bearing balances | $5,139,000 | 1,181 |
| Securities | $10,801,000 | 6,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $203,689,000 | 1,387 |
| Loan loss allowance | $783,000 | 4,087 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $527,000 | 7,651 |
| Other real estate owned | $64,000 | 2,782 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,213,000 | 1,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,559,000 | 2,032 |
| Total liabilities | $209,479,000 | 1,987 |
| Total deposits | $199,182,000 | 1,895 |
| Interest-bearing deposits | $195,197,000 | 1,650 |
| Deposits held in domestic offices | $199,182,000 | 1,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,200,000 | 1,867 |
| Subordinated debt | $925,000 | 221 |
| All other liabilities | $2,172,000 | 1,853 |
| Total equity capital | $18,080,000 | 2,479 |
| Total bank equity capital | $18,080,000 | 2,479 |
| Perpetual preferred stock | $1,192,000 | 93 |
| Common stock | $11,528,000 | 293 |
| Surplus | $197,000 | 9,392 |
| Undivided profits | $5,163,000 | 4,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,850,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $278,000 | 6,847 |
| Earning assets | $219,629,000 | 1,932 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $163,506,800 | 2,656 |
| Average Assets, quarterly | $196,228,000 | 2,296 |
| Volatile liabilities | $32,273,000 | 2,032 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $7,200,000 | 467 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $110,573,000 | 653 |
| Tier 1 (core) risk-based capital | $18,084,000 | 2,362 |
| Tier 2 risk-based capital | $1,708,000 | 1,862 |
| Total risk weighted assets | $189,932,000 | 1,519 |
| Total unused commitments | $110,573,000 | 658 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $138,052,000 | 3,213 |
| Cash and due from depository institutions | $9,178,000 | 5,269 |
| Interest-bearing balances | $6,373,000 | 705 |
| Securities | $11,296,000 | 7,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $113,759,000 | 2,439 |
| Loan loss allowance | $599,000 | 5,058 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $547,000 | 7,717 |
| Other real estate owned | $64,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,208,000 | 2,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,052,000 | 3,213 |
| Total liabilities | $128,500,000 | 3,111 |
| Total deposits | $118,717,000 | 3,147 |
| Interest-bearing deposits | $118,110,000 | 2,709 |
| Deposits held in domestic offices | $118,717,000 | 3,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,800,000 | 1,594 |
| Subordinated debt | $925,000 | 216 |
| All other liabilities | $1,058,000 | 3,410 |
| Total equity capital | $9,552,000 | 4,478 |
| Total bank equity capital | $9,552,000 | 4,478 |
| Perpetual preferred stock | $1,192,000 | 110 |
| Common stock | $4,795,000 | 771 |
| Surplus | $197,000 | 9,794 |
| Undivided profits | $3,368,000 | 5,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,236,000 | 1,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $202,000 | 8,227 |
| Earning assets | $131,428,000 | 3,100 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $105,036,800 | 3,981 |
| Average Assets, quarterly | $127,133,500 | 3,419 |
| Volatile liabilities | $67,120,000 | 1,129 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $7,800,000 | 473 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $63,521,000 | 900 |
| Tier 1 (core) risk-based capital | $9,556,000 | 4,329 |
| Tier 2 risk-based capital | $1,523,000 | 1,966 |
| Total risk weighted assets | $106,286,000 | 2,620 |
| Total unused commitments | $63,521,000 | 905 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $88,120,000 | 4,925 |
| Cash and due from depository institutions | $2,631,000 | 6,541 |
| Interest-bearing balances | $1,599,000 | 1,857 |
| Securities | $16,333,000 | 6,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $66,919,000 | 4,002 |
| Loan loss allowance | $568,000 | 5,406 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $471,000 | 8,252 |
| Other real estate owned | $136,000 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,630,000 | 4,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,120,000 | 4,925 |
| Total liabilities | $82,671,000 | 4,735 |
| Total deposits | $73,136,000 | 5,004 |
| Interest-bearing deposits | $73,136,000 | 4,422 |
| Deposits held in domestic offices | $73,136,000 | 4,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,000,000 | 1,412 |
| Subordinated debt | $100,000 | 289 |
| All other liabilities | $435,000 | 6,494 |
| Total equity capital | $5,449,000 | 6,865 |
| Total bank equity capital | $5,449,000 | 6,865 |
| Perpetual preferred stock | $1,192,000 | 117 |
| Common stock | $2,206,000 | 1,776 |
| Surplus | $143,000 | 10,399 |
| Undivided profits | $1,908,000 | 7,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $139,000 | 9,541 |
| Earning assets | $84,851,000 | 4,751 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $71,324,200 | 5,625 |
| Average Assets, quarterly | $84,118,000 | 5,049 |
| Volatile liabilities | $16,079,000 | 3,442 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $9,000,000 | 466 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $45,906,000 | 1,132 |
| Tier 1 (core) risk-based capital | $5,453,000 | 6,760 |
| Tier 2 risk-based capital | $668,000 | 4,227 |
| Total risk weighted assets | $59,239,000 | 4,422 |
| Total unused commitments | $45,906,000 | 1,137 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $56,117,000 | 6,939 |
| Cash and due from depository institutions | $10,139,000 | 8,670 |
| Interest-bearing balances | $9,059,000 | 505 |
| Securities | $13,512,000 | 7,111 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 8,510 |
| Net loans & leases | $29,329,000 | 7,085 |
| Loan loss allowance | $90,000 | 11,128 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $146,000 | 10,683 |
| Other real estate owned | $151,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,440,000 | 3,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,117,000 | 6,939 |
| Total liabilities | $53,056,000 | 6,718 |
| Total deposits | $42,352,000 | 7,464 |
| Interest-bearing deposits | $42,311,000 | 6,799 |
| Deposits held in domestic offices | $42,352,000 | 7,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,200,000 | 1,157 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $504,000 | 6,195 |
| Total equity capital | $3,061,000 | 9,421 |
| Total bank equity capital | $3,061,000 | 9,421 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,606,000 | 2,450 |
| Surplus | $143,000 | 10,843 |
| Undivided profits | $1,312,000 | 8,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 9,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $151,000 | 9,704 |
| Earning assets | $52,300,000 | 6,845 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $48,956,600 | 7,308 |
| Average Assets, quarterly | $53,541,500 | 7,079 |
| Volatile liabilities | $15,881,000 | 3,180 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $10,200,000 | 408 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $25,362,000 | 1,693 |
| Tier 1 (core) risk-based capital | $3,045,000 | 9,363 |
| Tier 2 risk-based capital | $90,000 | 10,895 |
| Total risk weighted assets | $27,967,000 | 7,446 |
| Total unused commitments | $25,362,000 | 1,703 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $42,268,000 | 8,284 |
| Cash and due from depository institutions | $5,092,000 | 10,449 |
| Interest-bearing balances | $4,386,000 | 814 |
| Securities | $13,790,000 | 7,457 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
| Net loans & leases | $21,355,000 | 8,455 |
| Loan loss allowance | $94,000 | 11,644 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $145,000 | 11,192 |
| Other real estate owned | $135,000 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,501,000 | 4,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,268,000 | 8,284 |
| Total liabilities | $39,841,000 | 8,061 |
| Total deposits | $28,259,000 | 9,442 |
| Interest-bearing deposits | $28,210,000 | 8,725 |
| Deposits held in domestic offices | $28,259,000 | 9,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,041,000 | 2,254 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,700,000 | 1,426 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $841,000 | 3,490 |
| Total equity capital | $2,427,000 | 10,298 |
| Total bank equity capital | $2,427,000 | 10,298 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,606,000 | 2,528 |
| Surplus | $142,000 | 11,348 |
| Undivided profits | $679,000 | 9,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $116,000 | 10,461 |
| Earning assets | $39,781,000 | 8,125 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $35,894,800 | 8,943 |
| Average Assets, quarterly | $38,674,000 | 8,700 |
| Volatile liabilities | $13,484,000 | 3,482 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $7,700,000 | 530 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $24,333,000 | 1,663 |
| Tier 1 (core) risk-based capital | $2,427,000 | 10,374 |
| Tier 2 risk-based capital | $94,000 | 11,322 |
| Total risk weighted assets | $13,580,000 | 10,398 |
| Total unused commitments | $24,333,000 | 1,674 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 10 | 11,271 |
| Assets and Liabilities | ||
| Total Assets: | $33,702,000 | 9,653 |
| Cash and due from depository institutions | $4,037,000 | 11,271 |
| Interest-bearing balances | $2,704,000 | 1,984 |
| Securities | $11,644,000 | 8,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $14,143,000 | 10,263 |
| Loan loss allowance | $93,000 | 12,222 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $151,000 | 11,654 |
| Other real estate owned | $135,000 | 11,271 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,592,000 | 2,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,702,000 | 9,653 |
| Total liabilities | $31,725,000 | 9,454 |
| Total deposits | $22,810,000 | 10,711 |
| Interest-bearing deposits | $22,786,000 | 10,044 |
| Deposits held in domestic offices | $22,810,000 | 10,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,579,000 | 1,309 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,600,000 | 2,315 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $736,000 | 3,990 |
| Total equity capital | $1,977,000 | 11,392 |
| Total bank equity capital | $1,977,000 | 11,392 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,606,000 | 2,575 |
| Surplus | $143,000 | 11,862 |
| Undivided profits | $228,000 | 11,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $104,000 | 10,886 |
| Earning assets | $28,491,000 | 9,973 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $27,284,600 | 10,437 |
| Average Assets, quarterly | $32,004,500 | 9,832 |
| Volatile liabilities | $10,185,000 | 4,038 |
| Insider loans | $1,000 | 11,692 |
| FHLB advances | $1,600,000 | 669 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,655,000 | 1,263 |
| Tier 1 (core) risk-based capital | $1,977,000 | 11,361 |
| Tier 2 risk-based capital | $87,000 | 11,916 |
| Total risk weighted assets | $13,288,000 | 10,808 |
| Total unused commitments | $35,655,000 | 1,282 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $20,160,000 | 11,997 |
| Cash and due from depository institutions | $3,966,000 | 12,845 |
| Interest-bearing balances | $3,094,000 | 2,054 |
| Securities | $2,311,000 | 12,905 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $13,175,000 | 10,705 |
| Loan loss allowance | $93,000 | 12,681 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $101,000 | 12,727 |
| Other real estate owned | $135,000 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $472,000 | 9,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,157,000 | 11,998 |
| Total liabilities | $19,071,000 | 11,835 |
| Total deposits | $17,290,000 | 12,049 |
| Interest-bearing deposits | $17,240,000 | 11,505 |
| Deposits held in domestic offices | $17,290,000 | 12,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,700,000 | 2,095 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $81,000 | 12,795 |
| Total equity capital | $1,086,000 | 13,075 |
| Total bank equity capital | $1,086,000 | 13,075 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,179,000 | 3,587 |
| Surplus | $143,000 | 12,328 |
| Undivided profits | $-236,000 | 12,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 12,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $95,000 | 11,709 |
| Earning assets | $18,580,000 | 11,909 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $17,565,200 | 12,334 |
| Average Assets, quarterly | $20,667,500 | 11,870 |
| Volatile liabilities | $3,129,000 | 8,399 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $1,700,000 | 675 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $130,000 | 11,983 |
| Tier 1 (core) risk-based capital | $1,086,000 | 13,056 |
| Tier 2 risk-based capital | $87,000 | 12,289 |
| Total risk weighted assets | $10,020,000 | 12,085 |
| Total unused commitments | $130,000 | 11,995 |
| Derivatives | $0 | 651 |