Home > Orange Savings Bank, ssb > Income and Expense
Orange Savings Bank, ssb, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 1,271 |
| Total interest expense | $562,000 | 1,645 |
| Net interest income | $4,475,000 | 1,216 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $812,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $352,000 | 943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $460,000 | 1,664 |
| Total noninterest expense | $3,021,000 | 1,600 |
| Salaries and employee benefits | $1,537,000 | 1,710 |
| Premises and equipment expense | $362,000 | 1,669 |
| Additional noninterest expense | $1,122,000 | 1,449 |
| Pre-tax net operating income | $2,266,000 | 828 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,274,000 | 694 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,274,000 | 694 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,274,000 | 695 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $1,500,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,266,000 | 666 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,475,000 | 1,369 |
| Total interest expense | $2,811,000 | 1,579 |
| Net interest income | $16,664,000 | 1,310 |
| Provision for loan and lease losses | $700,000 | 2,253 |
| Total noninterest income | $2,946,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,510,000 | 948 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,436,000 | 1,903 |
| Total noninterest expense | $12,159,000 | 1,593 |
| Salaries and employee benefits | $6,140,000 | 1,650 |
| Premises and equipment expense | $1,410,000 | 1,668 |
| Additional noninterest expense | $4,609,000 | 1,463 |
| Pre-tax net operating income | $6,751,000 | 1,054 |
| Securities gains (losses) | $-36,000 | 6,830 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $6,715,000 | 898 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,715,000 | 898 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,715,000 | 898 |
| Net charge-offs | $257,000 | 3,491 |
| Cash dividends | $2,750,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,751,000 | 826 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,445,000 | 1,415 |
| Total interest expense | $2,137,000 | 1,633 |
| Net interest income | $12,308,000 | 1,344 |
| Provision for loan and lease losses | $500,000 | 2,258 |
| Total noninterest income | $2,238,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,084,000 | 996 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,154,000 | 1,813 |
| Total noninterest expense | $9,092,000 | 1,609 |
| Salaries and employee benefits | $4,571,000 | 1,650 |
| Premises and equipment expense | $1,045,000 | 1,701 |
| Additional noninterest expense | $3,476,000 | 1,465 |
| Pre-tax net operating income | $4,954,000 | 1,089 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $4,954,000 | 926 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,954,000 | 926 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,954,000 | 926 |
| Net charge-offs | $89,000 | 4,081 |
| Cash dividends | $2,750,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,954,000 | 867 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,495,000 | 1,440 |
| Total interest expense | $1,448,000 | 1,662 |
| Net interest income | $8,047,000 | 1,374 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $1,593,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $744,000 | 959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $849,000 | 1,693 |
| Total noninterest expense | $5,978,000 | 1,628 |
| Salaries and employee benefits | $2,992,000 | 1,673 |
| Premises and equipment expense | $692,000 | 1,703 |
| Additional noninterest expense | $2,294,000 | 1,474 |
| Pre-tax net operating income | $3,362,000 | 1,058 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,362,000 | 905 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,362,000 | 904 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,362,000 | 905 |
| Net charge-offs | $24,000 | 4,535 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,362,000 | 843 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 1,470 |
| Total interest expense | $726,000 | 1,720 |
| Net interest income | $3,955,000 | 1,403 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $734,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $350,000 | 1,005 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $384,000 | 1,803 |
| Total noninterest expense | $2,975,000 | 1,623 |
| Salaries and employee benefits | $1,490,000 | 1,690 |
| Premises and equipment expense | $353,000 | 1,685 |
| Additional noninterest expense | $1,132,000 | 1,490 |
| Pre-tax net operating income | $1,614,000 | 1,088 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,614,000 | 926 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,614,000 | 927 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,614,000 | 927 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,614,000 | 877 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,567,000 | 1,541 |
| Total interest expense | $3,225,000 | 1,831 |
| Net interest income | $15,342,000 | 1,449 |
| Provision for loan and lease losses | $550,000 | 3,317 |
| Total noninterest income | $1,550,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,543,000 | 951 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,000 | 6,582 |
| Total noninterest expense | $11,500,000 | 1,680 |
| Salaries and employee benefits | $5,464,000 | 1,769 |
| Premises and equipment expense | $1,354,000 | 1,839 |
| Additional noninterest expense | $4,682,000 | 1,466 |
| Pre-tax net operating income | $4,842,000 | 1,206 |
| Securities gains (losses) | $106,000 | 2,018 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,948,000 | 1,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,948,000 | 1,017 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,948,000 | 1,017 |
| Net charge-offs | $150,000 | 4,596 |
| Cash dividends | $4,500,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,842,000 | 989 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,882,000 | 1,561 |
| Total interest expense | $2,471,000 | 1,869 |
| Net interest income | $11,411,000 | 1,466 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $1,193,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,094,000 | 1,012 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $99,000 | 5,104 |
| Total noninterest expense | $8,344,000 | 1,739 |
| Salaries and employee benefits | $3,893,000 | 1,887 |
| Premises and equipment expense | $1,018,000 | 1,846 |
| Additional noninterest expense | $3,433,000 | 1,504 |
| Pre-tax net operating income | $3,810,000 | 1,210 |
| Securities gains (losses) | $39,000 | 2,483 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,849,000 | 1,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,849,000 | 1,007 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,849,000 | 1,008 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $3,500,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,810,000 | 967 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,252,000 | 1,571 |
| Total interest expense | $1,676,000 | 1,911 |
| Net interest income | $7,576,000 | 1,472 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $610,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $695,000 | 1,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-85,000 | 7,179 |
| Total noninterest expense | $5,400,000 | 1,805 |
| Salaries and employee benefits | $2,615,000 | 1,877 |
| Premises and equipment expense | $659,000 | 1,915 |
| Additional noninterest expense | $2,126,000 | 1,620 |
| Pre-tax net operating income | $2,486,000 | 1,194 |
| Securities gains (losses) | $54,000 | 1,548 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,540,000 | 971 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,540,000 | 969 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,540,000 | 971 |
| Net charge-offs | $134,000 | 3,540 |
| Cash dividends | $2,000,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,486,000 | 955 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 1,591 |
| Total interest expense | $850,000 | 1,948 |
| Net interest income | $3,754,000 | 1,490 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $388,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $329,000 | 1,100 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,407 |
| Total noninterest expense | $2,702,000 | 1,819 |
| Salaries and employee benefits | $1,320,000 | 1,886 |
| Premises and equipment expense | $313,000 | 2,047 |
| Additional noninterest expense | $1,069,000 | 1,622 |
| Pre-tax net operating income | $1,290,000 | 1,131 |
| Securities gains (losses) | $54,000 | 732 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,344,000 | 906 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,344,000 | 905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,344,000 | 906 |
| Net charge-offs | $118,000 | 2,575 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,290,000 | 916 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,317,000 | 1,652 |
| Total interest expense | $3,596,000 | 2,208 |
| Net interest income | $14,721,000 | 1,517 |
| Provision for loan and lease losses | $1,163,000 | 2,830 |
| Total noninterest income | $2,252,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,561,000 | 967 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $691,000 | 2,710 |
| Total noninterest expense | $11,073,000 | 1,778 |
| Salaries and employee benefits | $5,288,000 | 1,832 |
| Premises and equipment expense | $1,282,000 | 1,983 |
| Additional noninterest expense | $4,503,000 | 1,599 |
| Pre-tax net operating income | $4,737,000 | 1,079 |
| Securities gains (losses) | $-2,174,000 | 7,572 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,563,000 | 1,608 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,563,000 | 1,608 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,563,000 | 1,610 |
| Net charge-offs | $73,000 | 5,669 |
| Cash dividends | $503,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,737,000 | 884 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,648,000 | 1,697 |
| Total interest expense | $2,700,000 | 2,293 |
| Net interest income | $10,948,000 | 1,547 |
| Provision for loan and lease losses | $1,013,000 | 2,486 |
| Total noninterest income | $1,582,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,209,000 | 972 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $373,000 | 3,207 |
| Total noninterest expense | $8,278,000 | 1,777 |
| Salaries and employee benefits | $3,880,000 | 1,876 |
| Premises and equipment expense | $976,000 | 1,975 |
| Additional noninterest expense | $3,422,000 | 1,548 |
| Pre-tax net operating income | $3,239,000 | 1,220 |
| Securities gains (losses) | $213,000 | 1,332 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,452,000 | 998 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,452,000 | 1,002 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,452,000 | 1,001 |
| Net charge-offs | $19,000 | 6,038 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,239,000 | 1,007 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 1,750 |
| Total interest expense | $1,796,000 | 2,396 |
| Net interest income | $7,160,000 | 1,579 |
| Provision for loan and lease losses | $913,000 | 2,032 |
| Total noninterest income | $1,440,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $828,000 | 957 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $612,000 | 1,835 |
| Total noninterest expense | $5,591,000 | 1,771 |
| Salaries and employee benefits | $2,599,000 | 1,881 |
| Premises and equipment expense | $659,000 | 1,976 |
| Additional noninterest expense | $2,333,000 | 1,524 |
| Pre-tax net operating income | $2,096,000 | 1,253 |
| Securities gains (losses) | $54,000 | 1,832 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,150,000 | 1,055 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,150,000 | 1,055 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,150,000 | 1,056 |
| Net charge-offs | $74,000 | 4,551 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,096,000 | 1,032 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 1,809 |
| Total interest expense | $878,000 | 2,556 |
| Net interest income | $3,542,000 | 1,616 |
| Provision for loan and lease losses | $497,000 | 1,852 |
| Total noninterest income | $741,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $394,000 | 1,002 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $347,000 | 1,668 |
| Total noninterest expense | $2,818,000 | 1,770 |
| Salaries and employee benefits | $1,310,000 | 1,902 |
| Premises and equipment expense | $325,000 | 2,054 |
| Additional noninterest expense | $1,183,000 | 1,493 |
| Pre-tax net operating income | $968,000 | 1,343 |
| Securities gains (losses) | $48,000 | 1,164 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,016,000 | 1,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,016,000 | 1,076 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,016,000 | 1,077 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $968,000 | 1,089 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,053,000 | 1,799 |
| Total interest expense | $4,413,000 | 2,524 |
| Net interest income | $14,640,000 | 1,542 |
| Provision for loan and lease losses | $3,350,000 | 1,839 |
| Total noninterest income | $1,903,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,703,000 | 1,020 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $200,000 | 4,635 |
| Total noninterest expense | $10,535,000 | 1,926 |
| Salaries and employee benefits | $4,869,000 | 2,019 |
| Premises and equipment expense | $1,283,000 | 2,088 |
| Additional noninterest expense | $4,383,000 | 1,697 |
| Pre-tax net operating income | $2,658,000 | 1,502 |
| Securities gains (losses) | $-2,246,000 | 7,819 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $412,000 | 4,133 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $412,000 | 4,131 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $412,000 | 4,131 |
| Net charge-offs | $4,754,000 | 1,193 |
| Cash dividends | $258,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,658,000 | 1,239 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,532,000 | 1,786 |
| Total interest expense | $3,477,000 | 2,517 |
| Net interest income | $11,055,000 | 1,523 |
| Provision for loan and lease losses | $2,821,000 | 1,535 |
| Total noninterest income | $1,168,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,251,000 | 1,041 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-83,000 | 7,789 |
| Total noninterest expense | $7,832,000 | 1,923 |
| Salaries and employee benefits | $3,567,000 | 2,076 |
| Premises and equipment expense | $966,000 | 2,099 |
| Additional noninterest expense | $3,299,000 | 1,645 |
| Pre-tax net operating income | $1,570,000 | 1,973 |
| Securities gains (losses) | $364,000 | 866 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,934,000 | 1,375 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,934,000 | 1,373 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,934,000 | 1,375 |
| Net charge-offs | $3,407,000 | 1,095 |
| Cash dividends | $258,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,570,000 | 1,666 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,784,000 | 1,799 |
| Total interest expense | $2,448,000 | 2,501 |
| Net interest income | $7,336,000 | 1,529 |
| Provision for loan and lease losses | $1,597,000 | 1,600 |
| Total noninterest income | $1,007,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $808,000 | 1,061 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $199,000 | 3,660 |
| Total noninterest expense | $5,310,000 | 1,919 |
| Salaries and employee benefits | $2,407,000 | 2,094 |
| Premises and equipment expense | $623,000 | 2,195 |
| Additional noninterest expense | $2,280,000 | 1,605 |
| Pre-tax net operating income | $1,436,000 | 1,576 |
| Securities gains (losses) | $218,000 | 964 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,654,000 | 1,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,654,000 | 1,142 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,654,000 | 1,142 |
| Net charge-offs | $2,130,000 | 1,078 |
| Cash dividends | $258,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,436,000 | 1,276 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 1,834 |
| Total interest expense | $1,305,000 | 2,438 |
| Net interest income | $3,563,000 | 1,564 |
| Provision for loan and lease losses | $1,045,000 | 1,152 |
| Total noninterest income | $433,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $384,000 | 1,085 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $2,493,000 | 1,999 |
| Salaries and employee benefits | $1,215,000 | 2,102 |
| Premises and equipment expense | $316,000 | 2,205 |
| Additional noninterest expense | $962,000 | 1,688 |
| Pre-tax net operating income | $458,000 | 2,533 |
| Securities gains (losses) | $143,000 | 824 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $601,000 | 1,794 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $601,000 | 1,795 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $601,000 | 1,796 |
| Net charge-offs | $1,898,000 | 621 |
| Cash dividends | $89,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $458,000 | 2,162 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,376,000 | 2,072 |
| Total interest expense | $7,040,000 | 2,196 |
| Net interest income | $11,336,000 | 1,959 |
| Provision for loan and lease losses | $2,398,000 | 1,606 |
| Total noninterest income | $1,232,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,618,000 | 1,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-386,000 | 8,203 |
| Total noninterest expense | $9,402,000 | 2,053 |
| Salaries and employee benefits | $4,784,000 | 2,123 |
| Premises and equipment expense | $1,289,000 | 2,097 |
| Additional noninterest expense | $3,329,000 | 1,838 |
| Pre-tax net operating income | $768,000 | 4,242 |
| Securities gains (losses) | $-2,419,000 | 7,938 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,651,000 | 7,256 |
| Extraordinary gains, net | $12,000 | 34 |
| Net income | $-1,639,000 | 7,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 2,194 |
| Cash dividends | $1,616,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $768,000 | 3,908 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,807,000 | 2,118 |
| Total interest expense | $5,428,000 | 2,227 |
| Net interest income | $8,379,000 | 2,011 |
| Provision for loan and lease losses | $2,288,000 | 1,082 |
| Total noninterest income | $1,994,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,267,000 | 1,071 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $727,000 | 2,265 |
| Total noninterest expense | $7,367,000 | 1,948 |
| Salaries and employee benefits | $3,591,000 | 2,142 |
| Premises and equipment expense | $957,000 | 2,126 |
| Additional noninterest expense | $2,819,000 | 1,589 |
| Pre-tax net operating income | $718,000 | 4,291 |
| Securities gains (losses) | $-2,235,000 | 8,078 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,517,000 | 7,707 |
| Extraordinary gains, net | $12,000 | 28 |
| Net income | $-1,505,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 1,598 |
| Cash dividends | $1,120,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $718,000 | 3,911 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,195,000 | 2,147 |
| Total interest expense | $3,772,000 | 2,223 |
| Net interest income | $5,423,000 | 2,051 |
| Provision for loan and lease losses | $2,356,000 | 698 |
| Total noninterest income | $1,338,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $826,000 | 1,068 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $512,000 | 2,205 |
| Total noninterest expense | $4,799,000 | 1,997 |
| Salaries and employee benefits | $2,387,000 | 2,174 |
| Premises and equipment expense | $656,000 | 2,062 |
| Additional noninterest expense | $1,756,000 | 1,674 |
| Pre-tax net operating income | $-394,000 | 7,520 |
| Securities gains (losses) | $152,000 | 729 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-242,000 | 7,461 |
| Extraordinary gains, net | $7,000 | 19 |
| Net income | $-235,000 | 7,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 1,088 |
| Cash dividends | $971,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-394,000 | 7,600 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 2,202 |
| Total interest expense | $2,097,000 | 2,156 |
| Net interest income | $2,488,000 | 2,226 |
| Provision for loan and lease losses | $411,000 | 1,124 |
| Total noninterest income | $632,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $396,000 | 1,096 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $236,000 | 2,310 |
| Total noninterest expense | $2,371,000 | 2,020 |
| Salaries and employee benefits | $1,203,000 | 2,183 |
| Premises and equipment expense | $296,000 | 2,297 |
| Additional noninterest expense | $872,000 | 1,648 |
| Pre-tax net operating income | $338,000 | 3,892 |
| Securities gains (losses) | $116,000 | 644 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $454,000 | 2,912 |
| Extraordinary gains, net | $6,000 | 12 |
| Net income | $460,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 633 |
| Cash dividends | $764,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $338,000 | 3,453 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,813,000 | 2,189 |
| Total interest expense | $9,108,000 | 2,094 |
| Net interest income | $9,705,000 | 2,301 |
| Provision for loan and lease losses | $-7,000 | 8,227 |
| Total noninterest income | $2,659,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,612,000 | 1,100 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,047,000 | 2,159 |
| Total noninterest expense | $9,559,000 | 1,939 |
| Salaries and employee benefits | $4,664,000 | 2,157 |
| Premises and equipment expense | $1,183,000 | 2,195 |
| Additional noninterest expense | $3,712,000 | 1,496 |
| Pre-tax net operating income | $2,812,000 | 2,587 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,812,000 | 2,138 |
| Extraordinary gains, net | $110,000 | 21 |
| Net income | $2,922,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $1,598,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,812,000 | 2,125 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,029,000 | 2,204 |
| Total interest expense | $6,793,000 | 2,100 |
| Net interest income | $7,236,000 | 2,326 |
| Provision for loan and lease losses | $-95,000 | 8,412 |
| Total noninterest income | $1,992,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,182,000 | 1,118 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $810,000 | 2,107 |
| Total noninterest expense | $7,290,000 | 1,879 |
| Salaries and employee benefits | $3,449,000 | 2,185 |
| Premises and equipment expense | $927,000 | 2,089 |
| Additional noninterest expense | $2,914,000 | 1,384 |
| Pre-tax net operating income | $2,033,000 | 2,793 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,033,000 | 2,334 |
| Extraordinary gains, net | $107,000 | 16 |
| Net income | $2,140,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $1,223,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,033,000 | 2,314 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 2,253 |
| Total interest expense | $4,438,000 | 2,140 |
| Net interest income | $4,815,000 | 2,354 |
| Provision for loan and lease losses | $-159,000 | 8,510 |
| Total noninterest income | $1,306,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $778,000 | 1,132 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $528,000 | 2,172 |
| Total noninterest expense | $5,003,000 | 1,843 |
| Salaries and employee benefits | $2,286,000 | 2,236 |
| Premises and equipment expense | $644,000 | 2,014 |
| Additional noninterest expense | $2,073,000 | 1,333 |
| Pre-tax net operating income | $1,277,000 | 2,987 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,277,000 | 2,510 |
| Extraordinary gains, net | $97,000 | 17 |
| Net income | $1,374,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 7,999 |
| Cash dividends | $899,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,277,000 | 2,492 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 2,295 |
| Total interest expense | $2,188,000 | 2,153 |
| Net interest income | $2,333,000 | 2,426 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $625,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $390,000 | 1,100 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $235,000 | 2,309 |
| Total noninterest expense | $2,358,000 | 1,961 |
| Salaries and employee benefits | $1,152,000 | 2,228 |
| Premises and equipment expense | $314,000 | 2,072 |
| Additional noninterest expense | $892,000 | 1,495 |
| Pre-tax net operating income | $579,000 | 3,201 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $579,000 | 2,711 |
| Extraordinary gains, net | $91,000 | 14 |
| Net income | $670,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,334 |
| Cash dividends | $524,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $579,000 | 2,698 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,878,000 | 2,319 |
| Total interest expense | $7,005,000 | 2,280 |
| Net interest income | $9,873,000 | 2,311 |
| Provision for loan and lease losses | $425,000 | 2,169 |
| Total noninterest income | $2,438,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,504,000 | 1,181 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $934,000 | 2,336 |
| Total noninterest expense | $9,199,000 | 1,927 |
| Salaries and employee benefits | $4,586,000 | 2,132 |
| Premises and equipment expense | $1,162,000 | 2,125 |
| Additional noninterest expense | $3,451,000 | 1,531 |
| Pre-tax net operating income | $2,687,000 | 2,983 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,687,000 | 2,469 |
| Extraordinary gains, net | $143,000 | 29 |
| Net income | $2,830,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,296 |
| Cash dividends | $1,364,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,687,000 | 2,452 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,415,000 | 2,338 |
| Total interest expense | $4,968,000 | 2,332 |
| Net interest income | $7,447,000 | 2,324 |
| Provision for loan and lease losses | $339,000 | 1,950 |
| Total noninterest income | $1,753,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,094,000 | 1,225 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $659,000 | 2,416 |
| Total noninterest expense | $6,932,000 | 1,910 |
| Salaries and employee benefits | $3,437,000 | 2,136 |
| Premises and equipment expense | $860,000 | 2,172 |
| Additional noninterest expense | $2,635,000 | 1,500 |
| Pre-tax net operating income | $1,929,000 | 3,199 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,929,000 | 2,642 |
| Extraordinary gains, net | $27,000 | 36 |
| Net income | $1,956,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,502 |
| Cash dividends | $1,005,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,929,000 | 2,634 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,116,000 | 2,341 |
| Total interest expense | $3,080,000 | 2,377 |
| Net interest income | $5,036,000 | 2,316 |
| Provision for loan and lease losses | $297,000 | 1,546 |
| Total noninterest income | $1,119,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $679,000 | 1,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $440,000 | 2,399 |
| Total noninterest expense | $4,530,000 | 1,952 |
| Salaries and employee benefits | $2,311,000 | 2,123 |
| Premises and equipment expense | $562,000 | 2,214 |
| Additional noninterest expense | $1,657,000 | 1,584 |
| Pre-tax net operating income | $1,328,000 | 3,139 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,328,000 | 2,577 |
| Extraordinary gains, net | $18,000 | 32 |
| Net income | $1,346,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,074 |
| Cash dividends | $675,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,328,000 | 2,557 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 2,349 |
| Total interest expense | $1,479,000 | 2,358 |
| Net interest income | $2,474,000 | 2,347 |
| Provision for loan and lease losses | $184,000 | 1,217 |
| Total noninterest income | $513,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $305,000 | 1,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,431 |
| Total noninterest expense | $2,262,000 | 1,965 |
| Salaries and employee benefits | $1,158,000 | 2,130 |
| Premises and equipment expense | $273,000 | 2,285 |
| Additional noninterest expense | $831,000 | 1,568 |
| Pre-tax net operating income | $541,000 | 3,564 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $541,000 | 2,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $541,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $388,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $541,000 | 2,954 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,525,000 | 2,445 |
| Total interest expense | $4,511,000 | 2,405 |
| Net interest income | $9,014,000 | 2,435 |
| Provision for loan and lease losses | $1,045,000 | 1,009 |
| Total noninterest income | $2,302,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,465,000 | 1,219 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $837,000 | 2,467 |
| Total noninterest expense | $8,932,000 | 1,889 |
| Salaries and employee benefits | $4,478,000 | 2,055 |
| Premises and equipment expense | $1,138,000 | 2,107 |
| Additional noninterest expense | $3,316,000 | 1,537 |
| Pre-tax net operating income | $1,339,000 | 4,652 |
| Securities gains (losses) | $56,000 | 885 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $1,390,000 | 3,971 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,390,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,003,000 | 673 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,334,000 | 4,047 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 2,474 |
| Total interest expense | $3,193,000 | 2,425 |
| Net interest income | $6,598,000 | 2,468 |
| Provision for loan and lease losses | $856,000 | 882 |
| Total noninterest income | $1,885,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,238,000 | 1,074 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $647,000 | 2,437 |
| Total noninterest expense | $6,693,000 | 1,876 |
| Salaries and employee benefits | $3,304,000 | 2,071 |
| Premises and equipment expense | $863,000 | 2,064 |
| Additional noninterest expense | $2,526,000 | 1,489 |
| Pre-tax net operating income | $934,000 | 4,942 |
| Securities gains (losses) | $56,000 | 839 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $985,000 | 4,204 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $985,000 | 4,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $873,000 | 544 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $929,560 | 4,330 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 2,482 |
| Total interest expense | $1,943,000 | 2,474 |
| Net interest income | $4,384,000 | 2,455 |
| Provision for loan and lease losses | $639,000 | 781 |
| Total noninterest income | $1,251,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $797,000 | 1,086 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $454,000 | 2,335 |
| Total noninterest expense | $4,269,000 | 1,942 |
| Salaries and employee benefits | $2,215,000 | 2,044 |
| Premises and equipment expense | $579,000 | 2,039 |
| Additional noninterest expense | $1,475,000 | 1,672 |
| Pre-tax net operating income | $727,000 | 4,521 |
| Securities gains (losses) | $56,000 | 747 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $778,000 | 3,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $778,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,505 |
| Cash dividends | $446,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $722,560 | 3,855 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 2,502 |
| Total interest expense | $912,000 | 2,512 |
| Net interest income | $2,182,000 | 2,446 |
| Provision for loan and lease losses | $455,000 | 517 |
| Total noninterest income | $567,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $372,000 | 1,118 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $2,108,000 | 1,962 |
| Salaries and employee benefits | $1,110,000 | 2,061 |
| Premises and equipment expense | $282,000 | 2,122 |
| Additional noninterest expense | $716,000 | 1,719 |
| Pre-tax net operating income | $186,000 | 6,112 |
| Securities gains (losses) | $56,000 | 516 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $237,000 | 4,999 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $237,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $357,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $182,120 | 5,604 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,095,000 | 2,373 |
| Total interest expense | $2,976,000 | 2,649 |
| Net interest income | $9,119,000 | 2,238 |
| Provision for loan and lease losses | $1,091,000 | 977 |
| Total noninterest income | $2,687,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,718,000 | 1,038 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $969,000 | 2,192 |
| Total noninterest expense | $8,828,000 | 1,833 |
| Salaries and employee benefits | $4,339,000 | 2,008 |
| Premises and equipment expense | $1,143,000 | 2,017 |
| Additional noninterest expense | $3,346,000 | 1,484 |
| Pre-tax net operating income | $1,887,000 | 3,651 |
| Securities gains (losses) | $110,000 | 1,177 |
| Applicable income taxes | $256,000 | 4,431 |
| Income before extraordinary items | $1,741,000 | 3,256 |
| Extraordinary gains, net | $37,000 | 21 |
| Net income | $1,778,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,876,000 | 480 |
| Cash dividends | $2,298,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,645,300 | 3,339 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 2,780 |
| Total interest expense | $1,921,000 | 2,939 |
| Net interest income | $5,627,000 | 2,665 |
| Provision for loan and lease losses | $306,000 | 2,233 |
| Total noninterest income | $1,328,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $777,000 | 1,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $551,000 | 2,647 |
| Total noninterest expense | $5,032,000 | 2,367 |
| Salaries and employee benefits | $2,543,000 | 2,541 |
| Premises and equipment expense | $633,000 | 2,650 |
| Additional noninterest expense | $1,856,000 | 1,939 |
| Pre-tax net operating income | $1,617,000 | 3,412 |
| Securities gains (losses) | $51,000 | 1,641 |
| Applicable income taxes | $81,000 | 5,568 |
| Income before extraordinary items | $1,587,000 | 2,822 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,587,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,414 |
| Cash dividends | $2,045,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,538,550 | 2,822 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 2,793 |
| Total interest expense | $1,257,000 | 2,971 |
| Net interest income | $3,730,000 | 2,662 |
| Provision for loan and lease losses | $198,000 | 2,237 |
| Total noninterest income | $876,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $504,000 | 1,734 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $372,000 | 2,632 |
| Total noninterest expense | $3,349,000 | 2,375 |
| Salaries and employee benefits | $1,699,000 | 2,530 |
| Premises and equipment expense | $424,000 | 2,647 |
| Additional noninterest expense | $1,226,000 | 1,945 |
| Pre-tax net operating income | $1,059,000 | 3,406 |
| Securities gains (losses) | $51,000 | 1,448 |
| Applicable income taxes | $81,000 | 5,100 |
| Income before extraordinary items | $1,029,000 | 2,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,029,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,114 |
| Cash dividends | $1,658,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $981,570 | 2,894 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 2,816 |
| Total interest expense | $633,000 | 2,996 |
| Net interest income | $1,844,000 | 2,684 |
| Provision for loan and lease losses | $93,000 | 2,229 |
| Total noninterest income | $418,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $185,000 | 2,607 |
| Total noninterest expense | $1,660,000 | 2,406 |
| Salaries and employee benefits | $862,000 | 2,514 |
| Premises and equipment expense | $208,000 | 2,710 |
| Additional noninterest expense | $590,000 | 2,002 |
| Pre-tax net operating income | $509,000 | 3,473 |
| Securities gains (losses) | $75,000 | 956 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $564,000 | 2,658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $564,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 801 |
| Cash dividends | $1,305,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $491,250 | 2,880 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,917,000 | 2,592 |
| Total interest expense | $2,992,000 | 2,875 |
| Net interest income | $7,925,000 | 2,449 |
| Provision for loan and lease losses | $572,000 | 1,961 |
| Total noninterest income | $2,133,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $895,000 | 1,927 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,238,000 | 2,074 |
| Total noninterest expense | $6,368,000 | 2,468 |
| Salaries and employee benefits | $3,234,000 | 2,598 |
| Premises and equipment expense | $837,000 | 2,645 |
| Additional noninterest expense | $2,297,000 | 2,102 |
| Pre-tax net operating income | $3,118,000 | 2,422 |
| Securities gains (losses) | $65,000 | 2,278 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $3,182,000 | 1,941 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,182,000 | 1,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,484 |
| Cash dividends | $1,364,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,117,000 | 1,886 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 2,587 |
| Total interest expense | $2,316,000 | 2,882 |
| Net interest income | $6,071,000 | 2,418 |
| Provision for loan and lease losses | $470,000 | 1,751 |
| Total noninterest income | $1,708,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $663,000 | 1,954 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,045,000 | 1,989 |
| Total noninterest expense | $4,610,000 | 2,554 |
| Salaries and employee benefits | $2,342,000 | 2,691 |
| Premises and equipment expense | $623,000 | 2,682 |
| Additional noninterest expense | $1,645,000 | 2,181 |
| Pre-tax net operating income | $2,699,000 | 2,228 |
| Securities gains (losses) | $15,000 | 3,125 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $2,713,000 | 1,778 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,713,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,704 |
| Cash dividends | $1,063,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,698,000 | 1,696 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 2,595 |
| Total interest expense | $1,587,000 | 2,895 |
| Net interest income | $4,041,000 | 2,401 |
| Provision for loan and lease losses | $364,000 | 1,527 |
| Total noninterest income | $1,108,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $422,000 | 1,993 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $686,000 | 2,001 |
| Total noninterest expense | $2,978,000 | 2,617 |
| Salaries and employee benefits | $1,542,000 | 2,721 |
| Premises and equipment expense | $413,000 | 2,695 |
| Additional noninterest expense | $1,023,000 | 2,317 |
| Pre-tax net operating income | $1,807,000 | 2,232 |
| Securities gains (losses) | $15,000 | 2,750 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,821,000 | 1,775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,821,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,312 |
| Cash dividends | $766,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,806,000 | 1,667 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 2,605 |
| Total interest expense | $813,000 | 2,896 |
| Net interest income | $2,011,000 | 2,415 |
| Provision for loan and lease losses | $185,000 | 1,457 |
| Total noninterest income | $542,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $191,000 | 2,097 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $351,000 | 1,895 |
| Total noninterest expense | $1,480,000 | 2,617 |
| Salaries and employee benefits | $765,000 | 2,716 |
| Premises and equipment expense | $198,000 | 2,780 |
| Additional noninterest expense | $517,000 | 2,268 |
| Pre-tax net operating income | $888,000 | 2,266 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $888,000 | 1,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $888,000 | 1,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,647 |
| Cash dividends | $245,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $888,000 | 1,671 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,116,000 | 2,545 |
| Total interest expense | $4,004,000 | 2,746 |
| Net interest income | $8,112,000 | 2,369 |
| Provision for loan and lease losses | $521,000 | 2,319 |
| Total noninterest income | $1,345,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $749,000 | 2,120 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $596,000 | 2,972 |
| Total noninterest expense | $5,591,000 | 2,649 |
| Salaries and employee benefits | $2,729,000 | 2,881 |
| Premises and equipment expense | $814,000 | 2,646 |
| Additional noninterest expense | $2,048,000 | 2,259 |
| Pre-tax net operating income | $3,345,000 | 2,291 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $3,000 | 7,526 |
| Income before extraordinary items | $3,343,000 | 1,794 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,343,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,896 |
| Cash dividends | $2,967,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,342,000 | 1,737 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,918,000 | 2,640 |
| Total interest expense | $6,587,000 | 2,440 |
| Net interest income | $6,331,000 | 2,805 |
| Provision for loan and lease losses | $299,000 | 3,244 |
| Total noninterest income | $1,288,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,150,000 | 1,853 |
| Total noninterest expense | $5,116,000 | 2,775 |
| Salaries and employee benefits | $2,344,000 | 3,128 |
| Premises and equipment expense | $872,000 | 2,431 |
| Additional noninterest expense | $1,900,000 | 2,351 |
| Pre-tax net operating income | $2,204,000 | 2,949 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $48,000 | 6,752 |
| Income before extraordinary items | $2,156,000 | 2,373 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,156,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $6,013,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,156,000 | 2,298 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,683,000 | 2,752 |
| Total interest expense | $7,165,000 | 2,360 |
| Net interest income | $5,518,000 | 3,189 |
| Provision for loan and lease losses | $141,000 | 4,529 |
| Total noninterest income | $1,015,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $896,000 | 2,000 |
| Total noninterest expense | $4,876,000 | 2,787 |
| Salaries and employee benefits | $2,277,000 | 3,081 |
| Premises and equipment expense | $800,000 | 2,568 |
| Additional noninterest expense | $1,799,000 | 2,385 |
| Pre-tax net operating income | $1,516,000 | 4,049 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $520,000 | 3,404 |
| Income before extraordinary items | $982,000 | 4,439 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $982,000 | 4,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,591 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $991,100 | 4,412 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,182,000 | 2,892 |
| Total interest expense | $5,839,000 | 2,521 |
| Net interest income | $5,343,000 | 3,248 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $696,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 6,651 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $593,000 | 2,649 |
| Total noninterest expense | $4,737,000 | 2,853 |
| Salaries and employee benefits | $2,387,000 | 2,934 |
| Premises and equipment expense | $718,000 | 2,813 |
| Additional noninterest expense | $1,632,000 | 2,639 |
| Pre-tax net operating income | $1,286,000 | 4,558 |
| Securities gains (losses) | $47,000 | 1,000 |
| Applicable income taxes | $453,000 | 3,850 |
| Income before extraordinary items | $880,000 | 4,808 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $880,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $848,980 | 4,865 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,970,000 | 2,943 |
| Total interest expense | $5,722,000 | 2,650 |
| Net interest income | $5,248,000 | 3,242 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $412,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $77,000 | 7,365 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $335,000 | 3,782 |
| Total noninterest expense | $3,967,000 | 3,213 |
| Salaries and employee benefits | $1,889,000 | 3,515 |
| Premises and equipment expense | $586,000 | 3,237 |
| Additional noninterest expense | $1,492,000 | 2,797 |
| Pre-tax net operating income | $1,693,000 | 3,810 |
| Securities gains (losses) | $-12,000 | 10,213 |
| Applicable income taxes | $719,000 | 2,966 |
| Income before extraordinary items | $962,000 | 4,634 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $962,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $969,680 | 4,521 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,636,000 | 3,046 |
| Total interest expense | $5,572,000 | 2,678 |
| Net interest income | $5,064,000 | 3,447 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $232,000 | 7,438 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $207,000 | 4,872 |
| Total noninterest expense | $3,315,000 | 3,783 |
| Salaries and employee benefits | $1,685,000 | 3,858 |
| Premises and equipment expense | $469,000 | 3,917 |
| Additional noninterest expense | $1,161,000 | 3,441 |
| Pre-tax net operating income | $1,973,000 | 3,580 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $642,000 | 3,485 |
| Income before extraordinary items | $1,348,000 | 3,683 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,348,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,336,440 | 3,633 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,772,000 | 3,048 |
| Total interest expense | $6,022,000 | 2,541 |
| Net interest income | $4,750,000 | 3,717 |
| Provision for loan and lease losses | $-980,000 | 11,410 |
| Total noninterest income | $147,000 | 9,051 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $9,000 | 9,771 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $4,075,000 | 3,294 |
| Salaries and employee benefits | $1,364,000 | 4,679 |
| Premises and equipment expense | $365,000 | 4,881 |
| Additional noninterest expense | $2,346,000 | 2,131 |
| Pre-tax net operating income | $1,802,000 | 3,718 |
| Securities gains (losses) | $142,000 | 815 |
| Applicable income taxes | $665,000 | 3,298 |
| Income before extraordinary items | $1,279,000 | 3,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,279,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $312,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,185,280 | 3,865 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,838,000 | 3,057 |
| Total interest expense | $5,604,000 | 2,735 |
| Net interest income | $5,234,000 | 3,385 |
| Provision for loan and lease losses | $189,000 | 3,142 |
| Total noninterest income | $286,000 | 7,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $286,000 | 4,119 |
| Total noninterest expense | $2,966,000 | 4,325 |
| Salaries and employee benefits | $1,476,000 | 4,348 |
| Premises and equipment expense | $340,000 | 5,132 |
| Additional noninterest expense | $1,150,000 | 3,893 |
| Pre-tax net operating income | $2,365,000 | 3,008 |
| Securities gains (losses) | $-62,000 | 11,287 |
| Applicable income taxes | $615,000 | 3,600 |
| Income before extraordinary items | $1,688,000 | 2,917 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,688,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,733,260 | 2,804 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,986,000 | 3,033 |
| Total interest expense | $4,882,000 | 2,519 |
| Net interest income | $5,104,000 | 3,490 |
| Provision for loan and lease losses | $189,000 | 3,138 |
| Total noninterest income | $1,475,000 | 2,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,475,000 | 1,404 |
| Total noninterest expense | $3,164,000 | 4,214 |
| Salaries and employee benefits | $1,252,000 | 5,053 |
| Premises and equipment expense | $286,000 | 5,920 |
| Additional noninterest expense | $1,626,000 | 3,086 |
| Pre-tax net operating income | $3,226,000 | 2,194 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,075,000 | 2,081 |
| Income before extraordinary items | $2,151,000 | 2,262 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,151,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $1,049,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,151,000 | 2,286 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,726,000 | 2,891 |
| Total interest expense | $5,330,000 | 2,425 |
| Net interest income | $5,396,000 | 3,329 |
| Provision for loan and lease losses | $267,000 | 3,253 |
| Total noninterest income | $328,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $328,000 | 4,252 |
| Total noninterest expense | $2,666,000 | 4,985 |
| Salaries and employee benefits | $1,284,000 | 4,939 |
| Premises and equipment expense | $263,000 | 6,446 |
| Additional noninterest expense | $1,119,000 | 4,465 |
| Pre-tax net operating income | $2,791,000 | 2,466 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $949,000 | 2,389 |
| Income before extraordinary items | $1,842,000 | 2,719 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,842,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $875,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,842,000 | 2,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,447,000 | 2,814 |
| Total interest expense | $7,100,000 | 2,369 |
| Net interest income | $5,347,000 | 3,415 |
| Provision for loan and lease losses | $218,000 | 5,008 |
| Total noninterest income | $414,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $414,000 | 3,622 |
| Total noninterest expense | $2,770,000 | 4,871 |
| Salaries and employee benefits | $1,232,000 | 5,040 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $1,274,000 | 4,114 |
| Pre-tax net operating income | $2,773,000 | 2,224 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $943,000 | 2,220 |
| Income before extraordinary items | $1,830,000 | 2,511 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,830,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $875,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,830,000 | 2,326 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.