Home > Orange Savings Bank, ssb > Assets and Liabilities
Orange Savings Bank, ssb, Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 96 | 1,573 |
| Assets and Liabilities | ||
| Total Assets: | $437,786,000 | 1,534 |
| Cash and due from depository institutions | $8,142,000 | 1,573 |
| Interest-bearing balances | $3,836,000 | 4,920 |
| Securities | $116,079,000 | 1,314 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 2,781 |
| Net loans & leases | $294,327,000 | 1,414 |
| Loan loss allowance | $2,992,000 | 2,281 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $8,674,000 | 1,376 |
| Other real estate owned | $2,665,000 | 1,573 |
| Goodwill and other intangibles | $2,398,000 | 1,087 |
| All other assets | $5,001,000 | 2,949 |
| Life insurance assets | $1,154,000 | 3,011 |
| Total liabilities and capital | $437,786,000 | 1,534 |
| Total liabilities | $391,861,000 | 1,530 |
| Total deposits | $379,631,000 | 1,481 |
| Interest-bearing deposits | $325,001,000 | 1,425 |
| Deposits held in domestic offices | $379,631,000 | 1,481 |
| % insured | 77.76% | 5,506 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $11,199,000 | 1,501 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,031,000 | 3,130 |
| Total equity capital | $45,925,000 | 1,570 |
| Total bank equity capital | $45,925,000 | 1,569 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $250,000 | 4,216 |
| Surplus | $20,430,000 | 1,487 |
| Undivided profits | $25,245,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 4,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,363,000 | 1,934 |
| Earning assets | $414,742,000 | 1,485 |
| Long-term assets (5+ years) | $231,950,000 | 904 |
| Average Assets, year-to-date | $440,309,000 | 1,525 |
| Average Assets, quarterly | $440,309,000 | 1,525 |
| Volatile liabilities | $41,644,000 | 1,019 |
| Insider loans | $1,158,000 | 3,393 |
| FHLB advances | $11,199,000 | 1,426 |
| Loans and leases held for sale | $2,429,000 | 874 |
| Unused loan commitments | $50,739,000 | 1,375 |
| Tier 1 (core) risk-based capital | $42,011,000 | 1,607 |
| Tier 2 risk-based capital | $2,992,000 | 1,676 |
| Total risk weighted assets | $289,788,000 | 1,508 |
| Total unused commitments | $50,739,000 | 1,375 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 97 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $442,832,000 | 1,526 |
| Cash and due from depository institutions | $11,333,000 | 1,562 |
| Interest-bearing balances | $4,946,000 | 4,349 |
| Securities | $119,641,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 2,949 |
| Net loans & leases | $292,846,000 | 1,423 |
| Loan loss allowance | $3,014,000 | 2,272 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,344,000 | 1,425 |
| Other real estate owned | $2,747,000 | 1,562 |
| Goodwill and other intangibles | $2,291,000 | 1,112 |
| All other assets | $5,430,000 | 2,832 |
| Life insurance assets | $1,146,000 | 2,984 |
| Total liabilities and capital | $442,832,000 | 1,526 |
| Total liabilities | $397,482,000 | 1,518 |
| Total deposits | $381,120,000 | 1,462 |
| Interest-bearing deposits | $328,862,000 | 1,396 |
| Deposits held in domestic offices | $381,120,000 | 1,462 |
| % insured | 80.38% | 5,837 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $15,225,000 | 1,339 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,137,000 | 2,993 |
| Total equity capital | $45,350,000 | 1,578 |
| Total bank equity capital | $45,350,000 | 1,576 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $250,000 | 4,259 |
| Surplus | $20,430,000 | 1,488 |
| Undivided profits | $24,670,000 | 1,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 4,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $947,000 | 2,807 |
| Earning assets | $417,633,000 | 1,470 |
| Long-term assets (5+ years) | $240,307,000 | 861 |
| Average Assets, year-to-date | $420,911,800 | 1,559 |
| Average Assets, quarterly | $433,898,500 | 1,543 |
| Volatile liabilities | $44,083,000 | 1,019 |
| Insider loans | $1,379,000 | 3,162 |
| FHLB advances | $15,225,000 | 1,271 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $55,133,000 | 1,243 |
| Tier 1 (core) risk-based capital | $41,247,000 | 1,612 |
| Tier 2 risk-based capital | $3,014,000 | 1,674 |
| Total risk weighted assets | $290,021,000 | 1,502 |
| Total unused commitments | $55,133,000 | 1,243 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 99 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $424,965,000 | 1,577 |
| Cash and due from depository institutions | $17,230,000 | 1,517 |
| Interest-bearing balances | $12,392,000 | 2,680 |
| Securities | $116,981,000 | 1,299 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 2,720 |
| Net loans & leases | $273,044,000 | 1,525 |
| Loan loss allowance | $2,982,000 | 2,344 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,771,000 | 1,525 |
| Other real estate owned | $2,983,000 | 1,517 |
| Goodwill and other intangibles | $2,333,000 | 1,104 |
| All other assets | $4,123,000 | 3,409 |
| Life insurance assets | $1,137,000 | 2,953 |
| Total liabilities and capital | $424,965,000 | 1,577 |
| Total liabilities | $380,536,000 | 1,568 |
| Total deposits | $373,891,000 | 1,490 |
| Interest-bearing deposits | $318,130,000 | 1,454 |
| Deposits held in domestic offices | $373,891,000 | 1,489 |
| % insured | 80.54% | 5,997 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,251,000 | 2,421 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,394,000 | 2,774 |
| Total equity capital | $44,429,000 | 1,634 |
| Total bank equity capital | $44,429,000 | 1,633 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 4,328 |
| Surplus | $20,430,000 | 1,502 |
| Undivided profits | $23,749,000 | 1,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 5,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $782,000 | 3,550 |
| Earning assets | $402,917,000 | 1,529 |
| Long-term assets (5+ years) | $233,019,000 | 865 |
| Average Assets, year-to-date | $415,431,750 | 1,594 |
| Average Assets, quarterly | $423,505,500 | 1,578 |
| Volatile liabilities | $34,838,000 | 1,305 |
| Insider loans | $971,000 | 3,781 |
| FHLB advances | $5,251,000 | 2,318 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $59,402,000 | 1,168 |
| Tier 1 (core) risk-based capital | $39,482,000 | 1,691 |
| Tier 2 risk-based capital | $2,982,000 | 1,699 |
| Total risk weighted assets | $266,564,000 | 1,613 |
| Total unused commitments | $59,402,000 | 1,168 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 101 | 1,475 |
| Assets and Liabilities | ||
| Total Assets: | $422,046,000 | 1,582 |
| Cash and due from depository institutions | $15,522,000 | 1,475 |
| Interest-bearing balances | $11,898,000 | 2,757 |
| Securities | $125,203,000 | 1,225 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 2,860 |
| Net loans & leases | $262,370,000 | 1,576 |
| Loan loss allowance | $2,847,000 | 2,456 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $7,505,000 | 1,568 |
| Other real estate owned | $3,493,000 | 1,475 |
| Goodwill and other intangibles | $2,251,000 | 1,118 |
| All other assets | $5,202,000 | 2,934 |
| Life insurance assets | $1,128,000 | 2,931 |
| Total liabilities and capital | $422,046,000 | 1,582 |
| Total liabilities | $379,147,000 | 1,572 |
| Total deposits | $370,116,000 | 1,498 |
| Interest-bearing deposits | $316,216,000 | 1,465 |
| Deposits held in domestic offices | $370,116,000 | 1,498 |
| % insured | 81.41% | 5,957 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $7,776,000 | 2,124 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,255,000 | 2,826 |
| Total equity capital | $42,899,000 | 1,663 |
| Total bank equity capital | $42,899,000 | 1,662 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $250,000 | 4,372 |
| Surplus | $20,430,000 | 1,501 |
| Undivided profits | $22,219,000 | 1,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,042,000 | 2,642 |
| Earning assets | $399,971,000 | 1,536 |
| Long-term assets (5+ years) | $240,140,000 | 828 |
| Average Assets, year-to-date | $412,254,000 | 1,608 |
| Average Assets, quarterly | $417,833,500 | 1,601 |
| Volatile liabilities | $40,528,000 | 1,124 |
| Insider loans | $1,066,000 | 3,666 |
| FHLB advances | $7,776,000 | 2,041 |
| Loans and leases held for sale | $4,341,000 | 672 |
| Unused loan commitments | $56,783,000 | 1,187 |
| Tier 1 (core) risk-based capital | $38,649,000 | 1,706 |
| Tier 2 risk-based capital | $2,847,000 | 1,771 |
| Total risk weighted assets | $258,170,000 | 1,662 |
| Total unused commitments | $56,783,000 | 1,187 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 95 | 1,563 |
| Assets and Liabilities | ||
| Total Assets: | $413,621,000 | 1,618 |
| Cash and due from depository institutions | $26,392,000 | 1,563 |
| Interest-bearing balances | $22,869,000 | 1,855 |
| Securities | $125,176,000 | 1,235 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 3,118 |
| Net loans & leases | $243,126,000 | 1,676 |
| Loan loss allowance | $2,657,000 | 2,609 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,458,000 | 1,577 |
| Other real estate owned | $3,627,000 | 1,563 |
| Goodwill and other intangibles | $2,252,000 | 1,119 |
| All other assets | $5,090,000 | 2,974 |
| Life insurance assets | $1,119,000 | 2,916 |
| Total liabilities and capital | $413,621,000 | 1,618 |
| Total liabilities | $371,499,000 | 1,611 |
| Total deposits | $362,753,000 | 1,536 |
| Interest-bearing deposits | $310,762,000 | 1,509 |
| Deposits held in domestic offices | $362,753,000 | 1,536 |
| % insured | 81.91% | 5,888 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $7,723,000 | 2,128 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,023,000 | 3,171 |
| Total equity capital | $42,122,000 | 1,664 |
| Total bank equity capital | $42,122,000 | 1,662 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $250,000 | 4,419 |
| Surplus | $20,430,000 | 1,511 |
| Undivided profits | $21,442,000 | 1,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 5,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,468,000 | 1,861 |
| Earning assets | $391,671,000 | 1,568 |
| Long-term assets (5+ years) | $215,023,000 | 924 |
| Average Assets, year-to-date | $407,358,000 | 1,629 |
| Average Assets, quarterly | $407,358,000 | 1,629 |
| Volatile liabilities | $37,679,000 | 1,232 |
| Insider loans | $1,235,000 | 3,441 |
| FHLB advances | $7,723,000 | 2,050 |
| Loans and leases held for sale | $2,481,000 | 873 |
| Unused loan commitments | $54,960,000 | 1,222 |
| Tier 1 (core) risk-based capital | $37,900,000 | 1,723 |
| Tier 2 risk-based capital | $2,657,000 | 1,896 |
| Total risk weighted assets | $239,396,000 | 1,776 |
| Total unused commitments | $54,960,000 | 1,222 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 94 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $401,095,000 | 1,656 |
| Cash and due from depository institutions | $12,432,000 | 1,579 |
| Interest-bearing balances | $8,303,000 | 3,279 |
| Securities | $128,892,000 | 1,160 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 2,940 |
| Net loans & leases | $240,973,000 | 1,704 |
| Loan loss allowance | $2,571,000 | 2,654 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,201,000 | 1,635 |
| Other real estate owned | $3,465,000 | 1,579 |
| Goodwill and other intangibles | $2,208,000 | 1,135 |
| All other assets | $5,424,000 | 2,907 |
| Life insurance assets | $1,109,000 | 2,895 |
| Total liabilities and capital | $401,095,000 | 1,656 |
| Total liabilities | $359,645,000 | 1,654 |
| Total deposits | $348,243,000 | 1,577 |
| Interest-bearing deposits | $301,910,000 | 1,524 |
| Deposits held in domestic offices | $348,243,000 | 1,576 |
| % insured | 80.80% | 6,120 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $10,245,000 | 1,929 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,157,000 | 2,970 |
| Total equity capital | $41,450,000 | 1,685 |
| Total bank equity capital | $41,450,000 | 1,684 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $250,000 | 4,446 |
| Surplus | $20,430,000 | 1,516 |
| Undivided profits | $20,770,000 | 1,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 5,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,732,000 | 1,659 |
| Earning assets | $378,668,000 | 1,597 |
| Long-term assets (5+ years) | $220,950,000 | 720 |
| Average Assets, year-to-date | $389,910,200 | 1,661 |
| Average Assets, quarterly | $402,178,500 | 1,637 |
| Volatile liabilities | $35,563,000 | 1,397 |
| Insider loans | $7,660,000 | 816 |
| FHLB advances | $10,245,000 | 1,832 |
| Loans and leases held for sale | $4,925,000 | 558 |
| Unused loan commitments | $35,439,000 | 1,649 |
| Tier 1 (core) risk-based capital | $37,291,000 | 1,743 |
| Tier 2 risk-based capital | $2,571,000 | 1,951 |
| Total risk weighted assets | $236,364,000 | 1,825 |
| Total unused commitments | $35,439,000 | 1,650 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 87 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $403,262,000 | 1,638 |
| Cash and due from depository institutions | $24,372,000 | 1,727 |
| Interest-bearing balances | $21,284,000 | 1,801 |
| Securities | $126,772,000 | 1,155 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 3,105 |
| Net loans & leases | $233,448,000 | 1,775 |
| Loan loss allowance | $2,505,000 | 2,744 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,125,000 | 1,645 |
| Other real estate owned | $3,756,000 | 1,727 |
| Goodwill and other intangibles | $2,265,000 | 1,129 |
| All other assets | $5,024,000 | 3,079 |
| Life insurance assets | $1,099,000 | 2,878 |
| Total liabilities and capital | $403,262,000 | 1,638 |
| Total liabilities | $361,259,000 | 1,633 |
| Total deposits | $347,485,000 | 1,567 |
| Interest-bearing deposits | $301,100,000 | 1,550 |
| Deposits held in domestic offices | $347,485,000 | 1,565 |
| % insured | 80.02% | 6,336 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,766,000 | 1,763 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,008,000 | 3,342 |
| Total equity capital | $42,003,000 | 1,676 |
| Total bank equity capital | $42,003,000 | 1,675 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $250,000 | 4,493 |
| Surplus | $20,430,000 | 1,529 |
| Undivided profits | $21,323,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 5,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,471,000 | 2,039 |
| Earning assets | $382,004,000 | 1,583 |
| Long-term assets (5+ years) | $215,384,000 | 711 |
| Average Assets, year-to-date | $387,114,000 | 1,684 |
| Average Assets, quarterly | $392,231,000 | 1,675 |
| Volatile liabilities | $37,885,000 | 1,346 |
| Insider loans | $7,066,000 | 913 |
| FHLB advances | $12,766,000 | 1,668 |
| Loans and leases held for sale | $3,913,000 | 575 |
| Unused loan commitments | $35,303,000 | 1,671 |
| Tier 1 (core) risk-based capital | $37,187,000 | 1,752 |
| Tier 2 risk-based capital | $2,505,000 | 2,003 |
| Total risk weighted assets | $227,397,000 | 1,898 |
| Total unused commitments | $35,303,000 | 1,674 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 85 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $381,200,000 | 1,725 |
| Cash and due from depository institutions | $14,211,000 | 1,786 |
| Interest-bearing balances | $9,947,000 | 2,910 |
| Securities | $117,005,000 | 1,232 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 3,196 |
| Net loans & leases | $229,880,000 | 1,817 |
| Loan loss allowance | $2,337,000 | 2,890 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,167,000 | 1,635 |
| Other real estate owned | $4,199,000 | 1,786 |
| Goodwill and other intangibles | $2,231,000 | 1,161 |
| All other assets | $6,007,000 | 2,767 |
| Life insurance assets | $1,089,000 | 2,856 |
| Total liabilities and capital | $381,200,000 | 1,725 |
| Total liabilities | $339,790,000 | 1,733 |
| Total deposits | $324,436,000 | 1,672 |
| Interest-bearing deposits | $284,679,000 | 1,665 |
| Deposits held in domestic offices | $324,436,000 | 1,671 |
| % insured | 82.30% | 6,055 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $14,287,000 | 1,690 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,067,000 | 3,080 |
| Total equity capital | $41,410,000 | 1,653 |
| Total bank equity capital | $41,410,000 | 1,652 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $250,000 | 4,549 |
| Surplus | $20,430,000 | 1,524 |
| Undivided profits | $20,730,000 | 1,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 5,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,675,000 | 1,747 |
| Earning assets | $357,332,000 | 1,680 |
| Long-term assets (5+ years) | $209,130,000 | 731 |
| Average Assets, year-to-date | $381,731,330 | 1,715 |
| Average Assets, quarterly | $381,764,500 | 1,723 |
| Volatile liabilities | $35,752,000 | 1,429 |
| Insider loans | $5,186,000 | 1,270 |
| FHLB advances | $14,287,000 | 1,606 |
| Loans and leases held for sale | $2,571,000 | 537 |
| Unused loan commitments | $31,301,000 | 1,820 |
| Tier 1 (core) risk-based capital | $37,380,000 | 1,715 |
| Tier 2 risk-based capital | $2,337,000 | 2,149 |
| Total risk weighted assets | $222,946,000 | 1,949 |
| Total unused commitments | $31,301,000 | 1,822 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 85 | 1,789 |
| Assets and Liabilities | ||
| Total Assets: | $382,329,000 | 1,728 |
| Cash and due from depository institutions | $14,961,000 | 1,789 |
| Interest-bearing balances | $11,255,000 | 2,751 |
| Securities | $115,717,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 3,575 |
| Net loans & leases | $230,849,000 | 1,819 |
| Loan loss allowance | $2,203,000 | 3,015 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,248,000 | 1,635 |
| Other real estate owned | $5,400,000 | 1,789 |
| Goodwill and other intangibles | $2,214,000 | 1,162 |
| All other assets | $5,440,000 | 2,986 |
| Life insurance assets | $1,078,000 | 2,866 |
| Total liabilities and capital | $382,329,000 | 1,728 |
| Total liabilities | $341,217,000 | 1,741 |
| Total deposits | $325,992,000 | 1,678 |
| Interest-bearing deposits | $291,010,000 | 1,644 |
| Deposits held in domestic offices | $325,992,000 | 1,676 |
| % insured | 81.32% | 6,263 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,308,000 | 1,710 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $917,000 | 3,324 |
| Total equity capital | $41,112,000 | 1,642 |
| Total bank equity capital | $41,112,000 | 1,641 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $250,000 | 4,596 |
| Surplus | $20,430,000 | 1,532 |
| Undivided profits | $20,432,000 | 1,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,464,000 | 2,000 |
| Earning assets | $358,321,000 | 1,682 |
| Long-term assets (5+ years) | $205,764,000 | 722 |
| Average Assets, year-to-date | $381,997,000 | 1,719 |
| Average Assets, quarterly | $381,997,000 | 1,719 |
| Volatile liabilities | $36,911,000 | 1,423 |
| Insider loans | $4,810,000 | 1,413 |
| FHLB advances | $14,308,000 | 1,622 |
| Loans and leases held for sale | $2,031,000 | 552 |
| Unused loan commitments | $33,510,000 | 1,750 |
| Tier 1 (core) risk-based capital | $38,187,000 | 1,676 |
| Tier 2 risk-based capital | $2,203,000 | 2,285 |
| Total risk weighted assets | $224,187,000 | 1,954 |
| Total unused commitments | $33,510,000 | 1,752 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 86 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $381,665,000 | 1,730 |
| Cash and due from depository institutions | $7,469,000 | 1,769 |
| Interest-bearing balances | $3,858,000 | 4,258 |
| Securities | $116,519,000 | 1,174 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,269 |
| Net loans & leases | $234,598,000 | 1,824 |
| Loan loss allowance | $2,171,000 | 3,060 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,337,000 | 1,643 |
| Other real estate owned | $5,602,000 | 1,769 |
| Goodwill and other intangibles | $2,140,000 | 1,178 |
| All other assets | $5,500,000 | 3,018 |
| Life insurance assets | $1,069,000 | 2,863 |
| Total liabilities and capital | $381,665,000 | 1,730 |
| Total liabilities | $342,630,000 | 1,735 |
| Total deposits | $327,220,000 | 1,668 |
| Interest-bearing deposits | $289,112,000 | 1,641 |
| Deposits held in domestic offices | $327,220,000 | 1,666 |
| % insured | 81.05% | 6,269 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,329,000 | 1,859 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,081,000 | 3,071 |
| Total equity capital | $39,035,000 | 1,708 |
| Total bank equity capital | $39,035,000 | 1,707 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $250,000 | 4,659 |
| Surplus | $20,430,000 | 1,542 |
| Undivided profits | $18,355,000 | 1,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 5,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,616,000 | 1,883 |
| Earning assets | $357,475,000 | 1,681 |
| Long-term assets (5+ years) | $202,728,000 | 713 |
| Average Assets, year-to-date | $363,709,200 | 1,802 |
| Average Assets, quarterly | $376,789,000 | 1,759 |
| Volatile liabilities | $85,990,000 | 1,574 |
| Insider loans | $4,423,000 | 1,577 |
| FHLB advances | $14,329,000 | 1,763 |
| Loans and leases held for sale | $2,713,000 | 790 |
| Unused loan commitments | $28,816,000 | 1,957 |
| Tier 1 (core) risk-based capital | $36,849,000 | 1,731 |
| Tier 2 risk-based capital | $2,171,000 | 2,360 |
| Total risk weighted assets | $228,220,000 | 1,941 |
| Total unused commitments | $28,816,000 | 1,958 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 84 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $371,913,000 | 1,810 |
| Cash and due from depository institutions | $15,945,000 | 1,837 |
| Interest-bearing balances | $11,908,000 | 2,519 |
| Securities | $109,754,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,335 |
| Net loans & leases | $226,045,000 | 1,915 |
| Loan loss allowance | $2,075,000 | 3,147 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,438,000 | 1,651 |
| Other real estate owned | $2,948,000 | 1,837 |
| Goodwill and other intangibles | $2,069,000 | 1,199 |
| All other assets | $5,214,000 | 3,178 |
| Life insurance assets | $1,058,000 | 2,876 |
| Total liabilities and capital | $371,913,000 | 1,810 |
| Total liabilities | $331,795,000 | 1,812 |
| Total deposits | $318,510,000 | 1,736 |
| Interest-bearing deposits | $268,132,000 | 1,809 |
| Deposits held in domestic offices | $318,510,000 | 1,734 |
| % insured | 80.00% | 6,108 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,850,000 | 2,174 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,435,000 | 2,805 |
| Total equity capital | $40,118,000 | 1,701 |
| Total bank equity capital | $40,118,000 | 1,700 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $250,000 | 4,741 |
| Surplus | $20,430,000 | 1,526 |
| Undivided profits | $19,438,000 | 1,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,418,000 | 2,301 |
| Earning assets | $350,207,000 | 1,754 |
| Long-term assets (5+ years) | $172,354,000 | 812 |
| Average Assets, year-to-date | $359,220,250 | 1,846 |
| Average Assets, quarterly | $366,250,000 | 1,823 |
| Volatile liabilities | $83,126,000 | 1,676 |
| Insider loans | $1,985,000 | 2,916 |
| FHLB advances | $11,850,000 | 2,071 |
| Loans and leases held for sale | $6,224,000 | 502 |
| Unused loan commitments | $29,479,000 | 1,949 |
| Tier 1 (core) risk-based capital | $35,746,000 | 1,790 |
| Tier 2 risk-based capital | $2,075,000 | 2,492 |
| Total risk weighted assets | $225,338,000 | 1,984 |
| Total unused commitments | $29,479,000 | 1,950 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 90 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $360,587,000 | 1,855 |
| Cash and due from depository institutions | $6,705,000 | 1,725 |
| Interest-bearing balances | $2,886,000 | 4,439 |
| Securities | $122,383,000 | 1,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $214,209,000 | 2,043 |
| Loan loss allowance | $1,920,000 | 3,314 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,515,000 | 1,654 |
| Other real estate owned | $2,286,000 | 1,725 |
| Goodwill and other intangibles | $2,187,000 | 1,178 |
| All other assets | $5,302,000 | 3,185 |
| Life insurance assets | $1,047,000 | 2,895 |
| Total liabilities and capital | $360,587,000 | 1,855 |
| Total liabilities | $321,710,000 | 1,870 |
| Total deposits | $313,821,000 | 1,763 |
| Interest-bearing deposits | $262,359,000 | 1,841 |
| Deposits held in domestic offices | $313,821,000 | 1,761 |
| % insured | 82.17% | 5,835 |
| Federal funds purchased & repurchase agreements | $55,000 | 2,556 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,370,000 | 3,086 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,464,000 | 2,652 |
| Total equity capital | $38,877,000 | 1,739 |
| Total bank equity capital | $38,877,000 | 1,738 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $250,000 | 4,785 |
| Surplus | $20,430,000 | 1,524 |
| Undivided profits | $18,197,000 | 1,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 4,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,642,000 | 1,902 |
| Earning assets | $339,478,000 | 1,801 |
| Long-term assets (5+ years) | $169,151,000 | 815 |
| Average Assets, year-to-date | $354,989,330 | 1,887 |
| Average Assets, quarterly | $359,767,000 | 1,866 |
| Volatile liabilities | $84,162,000 | 1,693 |
| Insider loans | $1,109,000 | 3,975 |
| FHLB advances | $6,370,000 | 2,965 |
| Loans and leases held for sale | $3,427,000 | 569 |
| Unused loan commitments | $30,268,000 | 1,952 |
| Tier 1 (core) risk-based capital | $34,301,000 | 1,852 |
| Tier 2 risk-based capital | $1,920,000 | 2,672 |
| Total risk weighted assets | $217,840,000 | 2,090 |
| Total unused commitments | $30,268,000 | 1,955 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 88 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $358,947,000 | 1,917 |
| Cash and due from depository institutions | $8,676,000 | 1,791 |
| Interest-bearing balances | $4,981,000 | 3,717 |
| Securities | $124,304,000 | 1,062 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,682 |
| Net loans & leases | $205,964,000 | 2,176 |
| Loan loss allowance | $1,580,000 | 3,768 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,597,000 | 1,660 |
| Other real estate owned | $2,413,000 | 1,791 |
| Goodwill and other intangibles | $2,224,000 | 1,180 |
| All other assets | $5,269,000 | 3,275 |
| Life insurance assets | $1,036,000 | 2,917 |
| Total liabilities and capital | $358,947,000 | 1,917 |
| Total liabilities | $322,045,000 | 1,918 |
| Total deposits | $316,024,000 | 1,792 |
| Interest-bearing deposits | $266,105,000 | 1,856 |
| Deposits held in domestic offices | $316,024,000 | 1,789 |
| % insured | 81.73% | 5,960 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,079,000 | 3,462 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $942,000 | 3,521 |
| Total equity capital | $36,902,000 | 1,840 |
| Total bank equity capital | $36,902,000 | 1,837 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $250,000 | 4,857 |
| Surplus | $20,430,000 | 1,555 |
| Undivided profits | $16,222,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,680,000 | 4,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,512,000 | 2,144 |
| Earning assets | $337,749,000 | 1,865 |
| Long-term assets (5+ years) | $162,065,000 | 859 |
| Average Assets, year-to-date | $352,190,500 | 1,947 |
| Average Assets, quarterly | $352,190,500 | 1,947 |
| Volatile liabilities | $84,553,000 | 1,743 |
| Insider loans | $3,084,000 | 2,236 |
| FHLB advances | $5,079,000 | 3,312 |
| Loans and leases held for sale | $1,762,000 | 672 |
| Unused loan commitments | $28,431,000 | 2,125 |
| Tier 1 (core) risk-based capital | $33,007,000 | 1,937 |
| Tier 2 risk-based capital | $1,580,000 | 3,153 |
| Total risk weighted assets | $212,564,000 | 2,191 |
| Total unused commitments | $28,431,000 | 2,130 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 90 | 1,765 |
| Assets and Liabilities | ||
| Total Assets: | $345,434,000 | 2,001 |
| Cash and due from depository institutions | $15,656,000 | 1,765 |
| Interest-bearing balances | $12,420,000 | 1,997 |
| Securities | $113,721,000 | 1,137 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,579 |
| Net loans & leases | $195,620,000 | 2,320 |
| Loan loss allowance | $1,081,000 | 4,616 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,681,000 | 1,674 |
| Other real estate owned | $2,419,000 | 1,765 |
| Goodwill and other intangibles | $2,248,000 | 1,184 |
| All other assets | $5,589,000 | 3,209 |
| Life insurance assets | $1,026,000 | 2,917 |
| Total liabilities and capital | $345,434,000 | 2,001 |
| Total liabilities | $311,832,000 | 1,994 |
| Total deposits | $300,826,000 | 1,874 |
| Interest-bearing deposits | $253,987,000 | 1,918 |
| Deposits held in domestic offices | $300,826,000 | 1,872 |
| % insured | 84.14% | 5,523 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,082,000 | 2,712 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $924,000 | 3,591 |
| Total equity capital | $33,602,000 | 1,996 |
| Total bank equity capital | $33,602,000 | 1,995 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $250,000 | 4,909 |
| Surplus | $18,430,000 | 1,710 |
| Undivided profits | $14,922,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,605,000 | 4,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,670,000 | 2,027 |
| Earning assets | $324,261,000 | 1,940 |
| Long-term assets (5+ years) | $142,331,000 | 988 |
| Average Assets, year-to-date | $348,039,000 | 1,959 |
| Average Assets, quarterly | $346,612,000 | 1,986 |
| Volatile liabilities | $84,337,000 | 1,752 |
| Insider loans | $852,000 | 4,542 |
| FHLB advances | $10,082,000 | 2,593 |
| Loans and leases held for sale | $2,154,000 | 711 |
| Unused loan commitments | $26,178,000 | 2,271 |
| Tier 1 (core) risk-based capital | $30,022,000 | 2,108 |
| Tier 2 risk-based capital | $1,081,000 | 4,123 |
| Total risk weighted assets | $201,500,000 | 2,349 |
| Total unused commitments | $26,178,000 | 2,272 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 90 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $347,790,000 | 2,000 |
| Cash and due from depository institutions | $6,818,000 | 1,799 |
| Interest-bearing balances | $3,359,000 | 3,642 |
| Securities | $121,484,000 | 1,049 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,675 |
| Net loans & leases | $199,405,000 | 2,309 |
| Loan loss allowance | $1,999,000 | 3,171 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,775,000 | 1,672 |
| Other real estate owned | $2,270,000 | 1,799 |
| Goodwill and other intangibles | $2,265,000 | 1,232 |
| All other assets | $5,273,000 | 3,005 |
| Life insurance assets | $1,016,000 | 2,922 |
| Total liabilities and capital | $347,790,000 | 2,000 |
| Total liabilities | $316,741,000 | 1,970 |
| Total deposits | $302,226,000 | 1,853 |
| Interest-bearing deposits | $253,640,000 | 1,914 |
| Deposits held in domestic offices | $302,226,000 | 1,851 |
| % insured | 81.90% | 6,166 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,085,000 | 2,497 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,430,000 | 3,004 |
| Total equity capital | $31,049,000 | 2,216 |
| Total bank equity capital | $31,049,000 | 2,215 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $250,000 | 4,974 |
| Surplus | $15,430,000 | 1,947 |
| Undivided profits | $15,369,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 3,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,578,000 | 2,306 |
| Earning assets | $326,748,000 | 1,953 |
| Long-term assets (5+ years) | $146,236,000 | 958 |
| Average Assets, year-to-date | $348,690,250 | 1,964 |
| Average Assets, quarterly | $349,073,000 | 1,986 |
| Volatile liabilities | $81,705,000 | 1,834 |
| Insider loans | $747,000 | 4,777 |
| FHLB advances | $13,085,000 | 2,377 |
| Loans and leases held for sale | $2,814,000 | 537 |
| Unused loan commitments | $26,359,000 | 2,357 |
| Tier 1 (core) risk-based capital | $26,195,000 | 2,430 |
| Tier 2 risk-based capital | $1,999,000 | 2,681 |
| Total risk weighted assets | $213,020,000 | 2,253 |
| Total unused commitments | $26,359,000 | 2,359 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $350,356,000 | 1,993 |
| Cash and due from depository institutions | $7,742,000 | 1,853 |
| Interest-bearing balances | $4,387,000 | 2,962 |
| Securities | $125,099,000 | 1,020 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 4,313 |
| Net loans & leases | $198,724,000 | 2,346 |
| Loan loss allowance | $2,051,000 | 3,010 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,917,000 | 1,654 |
| Other real estate owned | $2,316,000 | 1,853 |
| Goodwill and other intangibles | $2,153,000 | 1,282 |
| All other assets | $5,735,000 | 2,861 |
| Life insurance assets | $1,005,000 | 2,948 |
| Total liabilities and capital | $350,356,000 | 1,993 |
| Total liabilities | $320,834,000 | 1,970 |
| Total deposits | $310,335,000 | 1,829 |
| Interest-bearing deposits | $257,366,000 | 1,888 |
| Deposits held in domestic offices | $310,335,000 | 1,826 |
| % insured | 66.51% | 6,569 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $9,088,000 | 3,095 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,411,000 | 3,043 |
| Total equity capital | $29,522,000 | 2,305 |
| Total bank equity capital | $29,522,000 | 2,304 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $250,000 | 5,036 |
| Surplus | $15,430,000 | 1,948 |
| Undivided profits | $13,842,000 | 2,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,584,000 | 2,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,832,000 | 1,916 |
| Earning assets | $328,880,000 | 1,935 |
| Long-term assets (5+ years) | $147,269,000 | 938 |
| Average Assets, year-to-date | $348,990,330 | 1,983 |
| Average Assets, quarterly | $349,745,000 | 1,993 |
| Volatile liabilities | $82,047,000 | 1,849 |
| Insider loans | $902,000 | 4,501 |
| FHLB advances | $9,088,000 | 2,955 |
| Loans and leases held for sale | $4,737,000 | 572 |
| Unused loan commitments | $27,933,000 | 2,336 |
| Tier 1 (core) risk-based capital | $25,549,000 | 2,504 |
| Tier 2 risk-based capital | $2,052,000 | 2,582 |
| Total risk weighted assets | $212,944,000 | 2,289 |
| Total unused commitments | $27,933,000 | 2,340 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 86 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $349,134,000 | 2,007 |
| Cash and due from depository institutions | $6,803,000 | 1,932 |
| Interest-bearing balances | $952,000 | 4,475 |
| Securities | $124,905,000 | 1,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $199,306,000 | 2,348 |
| Loan loss allowance | $1,731,000 | 3,298 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,943,000 | 1,652 |
| Other real estate owned | $1,825,000 | 1,932 |
| Goodwill and other intangibles | $2,209,000 | 1,282 |
| All other assets | $6,143,000 | 2,705 |
| Life insurance assets | $995,000 | 2,975 |
| Total liabilities and capital | $349,134,000 | 2,007 |
| Total liabilities | $325,190,000 | 1,951 |
| Total deposits | $310,915,000 | 1,824 |
| Interest-bearing deposits | $256,465,000 | 1,905 |
| Deposits held in domestic offices | $310,915,000 | 1,821 |
| % insured | 68.08% | 6,372 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,146,000 | 2,612 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,129,000 | 3,448 |
| Total equity capital | $23,944,000 | 2,793 |
| Total bank equity capital | $23,944,000 | 2,793 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 5,065 |
| Surplus | $10,530,000 | 2,566 |
| Undivided profits | $13,164,000 | 2,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,223,000 | 2,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,784,000 | 1,983 |
| Earning assets | $325,163,000 | 1,965 |
| Long-term assets (5+ years) | $154,727,000 | 887 |
| Average Assets, year-to-date | $348,307,500 | 1,995 |
| Average Assets, quarterly | $348,307,500 | 1,995 |
| Volatile liabilities | $82,394,000 | 1,843 |
| Insider loans | $1,213,000 | 4,010 |
| FHLB advances | $12,091,000 | 2,619 |
| Loans and leases held for sale | $6,657,000 | 387 |
| Unused loan commitments | $25,739,000 | 2,578 |
| Tier 1 (core) risk-based capital | $19,740,000 | 3,181 |
| Tier 2 risk-based capital | $1,731,000 | 2,941 |
| Total risk weighted assets | $204,058,000 | 2,394 |
| Total unused commitments | $25,739,000 | 2,582 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 82 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $347,481,000 | 1,989 |
| Cash and due from depository institutions | $7,200,000 | 2,066 |
| Interest-bearing balances | $604,000 | 4,193 |
| Securities | $118,848,000 | 1,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $203,205,000 | 2,317 |
| Loan loss allowance | $2,585,000 | 2,376 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,551,000 | 1,732 |
| Other real estate owned | $2,195,000 | 2,066 |
| Goodwill and other intangibles | $2,160,000 | 1,303 |
| All other assets | $6,322,000 | 2,668 |
| Life insurance assets | $986,000 | 2,997 |
| Total liabilities and capital | $347,481,000 | 1,989 |
| Total liabilities | $325,511,000 | 1,923 |
| Total deposits | $304,976,000 | 1,809 |
| Interest-bearing deposits | $248,538,000 | 1,893 |
| Deposits held in domestic offices | $304,976,000 | 1,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $19,349,000 | 2,259 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,186,000 | 3,346 |
| Total equity capital | $21,970,000 | 2,971 |
| Total bank equity capital | $21,970,000 | 2,971 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,098 |
| Surplus | $10,530,000 | 2,543 |
| Undivided profits | $11,190,000 | 2,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,032,000 | 1,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,001,000 | 1,860 |
| Earning assets | $322,657,000 | 1,959 |
| Long-term assets (5+ years) | $150,986,000 | 889 |
| Average Assets, year-to-date | $325,955,600 | 2,051 |
| Average Assets, quarterly | $340,974,000 | 2,013 |
| Volatile liabilities | $82,216,000 | 1,819 |
| Insider loans | $1,186,000 | 4,087 |
| FHLB advances | $18,194,000 | 2,231 |
| Loans and leases held for sale | $3,588,000 | 433 |
| Unused loan commitments | $25,672,000 | 2,614 |
| Tier 1 (core) risk-based capital | $19,739,000 | 3,160 |
| Tier 2 risk-based capital | $2,527,000 | 2,146 |
| Total risk weighted assets | $203,351,000 | 2,402 |
| Total unused commitments | $25,672,000 | 2,616 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 87 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $334,467,000 | 2,061 |
| Cash and due from depository institutions | $24,830,000 | 1,950 |
| Interest-bearing balances | $18,398,000 | 388 |
| Securities | $88,285,000 | 1,344 |
| Federal funds sold & reverse repurchase agreements | $2,149,000 | 3,625 |
| Net loans & leases | $201,060,000 | 2,343 |
| Loan loss allowance | $2,563,000 | 2,234 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,259,000 | 1,808 |
| Other real estate owned | $2,873,000 | 1,950 |
| Goodwill and other intangibles | $2,518,000 | 1,271 |
| All other assets | $5,493,000 | 2,951 |
| Life insurance assets | $976,000 | 3,018 |
| Total liabilities and capital | $334,467,000 | 2,061 |
| Total liabilities | $311,539,000 | 1,981 |
| Total deposits | $284,282,000 | 1,884 |
| Interest-bearing deposits | $240,659,000 | 1,927 |
| Deposits held in domestic offices | $284,282,000 | 1,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $26,197,000 | 1,868 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,060,000 | 3,723 |
| Total equity capital | $22,928,000 | 2,891 |
| Total bank equity capital | $22,928,000 | 2,891 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $250,000 | 5,145 |
| Surplus | $10,530,000 | 2,527 |
| Undivided profits | $12,148,000 | 2,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 3,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,572,000 | 2,540 |
| Earning assets | $309,892,000 | 2,027 |
| Long-term assets (5+ years) | $133,992,000 | 983 |
| Average Assets, year-to-date | $320,574,250 | 2,085 |
| Average Assets, quarterly | $326,052,500 | 2,090 |
| Volatile liabilities | $83,035,000 | 1,726 |
| Insider loans | $854,000 | 4,660 |
| FHLB advances | $26,197,000 | 1,765 |
| Loans and leases held for sale | $2,018,000 | 531 |
| Unused loan commitments | $29,715,000 | 2,469 |
| Tier 1 (core) risk-based capital | $21,555,000 | 2,949 |
| Tier 2 risk-based capital | $2,471,000 | 2,119 |
| Total risk weighted assets | $197,613,000 | 2,453 |
| Total unused commitments | $29,715,000 | 2,471 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 90 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $317,638,000 | 2,149 |
| Cash and due from depository institutions | $7,464,000 | 1,902 |
| Interest-bearing balances | $703,000 | 3,223 |
| Securities | $84,992,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $5,965,000 | 1,949 |
| Net loans & leases | $198,674,000 | 2,343 |
| Loan loss allowance | $2,667,000 | 2,088 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,353,000 | 1,773 |
| Other real estate owned | $3,198,000 | 1,902 |
| Goodwill and other intangibles | $2,332,000 | 1,327 |
| All other assets | $7,660,000 | 2,284 |
| Life insurance assets | $967,000 | 3,042 |
| Total liabilities and capital | $317,638,000 | 2,149 |
| Total liabilities | $292,837,000 | 2,098 |
| Total deposits | $276,807,000 | 1,930 |
| Interest-bearing deposits | $236,355,000 | 1,956 |
| Deposits held in domestic offices | $276,807,000 | 1,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,200,000 | 2,509 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $830,000 | 4,240 |
| Total equity capital | $24,801,000 | 2,708 |
| Total bank equity capital | $24,801,000 | 2,708 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $250,000 | 5,187 |
| Surplus | $10,530,000 | 2,523 |
| Undivided profits | $14,021,000 | 2,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,460,000 | 1,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,601,000 | 2,427 |
| Earning assets | $290,334,000 | 2,146 |
| Long-term assets (5+ years) | $130,296,000 | 1,005 |
| Average Assets, year-to-date | $315,943,330 | 2,121 |
| Average Assets, quarterly | $318,957,500 | 2,124 |
| Volatile liabilities | $69,009,000 | 2,031 |
| Insider loans | $809,000 | 4,748 |
| FHLB advances | $15,200,000 | 2,406 |
| Loans and leases held for sale | $2,391,000 | 573 |
| Unused loan commitments | $35,190,000 | 2,266 |
| Tier 1 (core) risk-based capital | $24,019,000 | 2,674 |
| Tier 2 risk-based capital | $2,394,000 | 2,141 |
| Total risk weighted assets | $191,266,000 | 2,506 |
| Total unused commitments | $35,190,000 | 2,267 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 90 | 1,895 |
| Assets and Liabilities | ||
| Total Assets: | $320,277,000 | 2,117 |
| Cash and due from depository institutions | $7,826,000 | 1,895 |
| Interest-bearing balances | $1,676,000 | 2,539 |
| Securities | $87,534,000 | 1,379 |
| Federal funds sold & reverse repurchase agreements | $10,170,000 | 1,734 |
| Net loans & leases | $197,212,000 | 2,312 |
| Loan loss allowance | $793,000 | 4,928 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,008,000 | 1,854 |
| Other real estate owned | $795,000 | 1,895 |
| Goodwill and other intangibles | $2,352,000 | 1,329 |
| All other assets | $7,380,000 | 2,292 |
| Life insurance assets | $956,000 | 3,061 |
| Total liabilities and capital | $320,277,000 | 2,117 |
| Total liabilities | $296,643,000 | 2,045 |
| Total deposits | $283,474,000 | 1,889 |
| Interest-bearing deposits | $245,376,000 | 1,889 |
| Deposits held in domestic offices | $283,474,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $12,202,000 | 2,616 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $967,000 | 4,131 |
| Total equity capital | $23,634,000 | 2,870 |
| Total bank equity capital | $23,634,000 | 2,870 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $250,000 | 5,208 |
| Surplus | $5,730,000 | 3,792 |
| Undivided profits | $17,654,000 | 2,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,476,000 | 1,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,394,000 | 2,796 |
| Earning assets | $296,592,000 | 2,098 |
| Long-term assets (5+ years) | $126,236,000 | 979 |
| Average Assets, year-to-date | $315,096,000 | 2,131 |
| Average Assets, quarterly | $315,096,000 | 2,131 |
| Volatile liabilities | $67,878,000 | 2,031 |
| Insider loans | $817,000 | 4,697 |
| FHLB advances | $12,202,000 | 2,515 |
| Loans and leases held for sale | $2,802,000 | 567 |
| Unused loan commitments | $38,340,000 | 2,180 |
| Tier 1 (core) risk-based capital | $21,181,000 | 3,018 |
| Tier 2 risk-based capital | $793,000 | 4,714 |
| Total risk weighted assets | $184,488,000 | 2,559 |
| Total unused commitments | $38,340,000 | 2,182 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $309,915,000 | 2,158 |
| Cash and due from depository institutions | $7,774,000 | 1,987 |
| Interest-bearing balances | $663,000 | 2,914 |
| Securities | $95,726,000 | 1,256 |
| Federal funds sold & reverse repurchase agreements | $885,000 | 5,090 |
| Net loans & leases | $187,648,000 | 2,396 |
| Loan loss allowance | $988,000 | 4,256 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,050,000 | 1,827 |
| Other real estate owned | $805,000 | 1,987 |
| Goodwill and other intangibles | $2,387,000 | 1,318 |
| All other assets | $7,640,000 | 2,246 |
| Life insurance assets | $948,000 | 3,055 |
| Total liabilities and capital | $309,915,000 | 2,158 |
| Total liabilities | $286,035,000 | 2,091 |
| Total deposits | $281,456,000 | 1,889 |
| Interest-bearing deposits | $245,918,000 | 1,874 |
| Deposits held in domestic offices | $281,456,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,605,000 | 3,974 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $974,000 | 4,075 |
| Total equity capital | $23,880,000 | 2,826 |
| Total bank equity capital | $23,880,000 | 2,826 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,240 |
| Surplus | $5,730,000 | 3,762 |
| Undivided profits | $17,900,000 | 1,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,095,000 | 1,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,707,000 | 2,493 |
| Earning assets | $284,922,000 | 2,137 |
| Long-term assets (5+ years) | $114,763,000 | 1,027 |
| Average Assets, year-to-date | $310,349,200 | 2,076 |
| Average Assets, quarterly | $316,264,500 | 2,096 |
| Volatile liabilities | $63,223,000 | 2,149 |
| Insider loans | $844,000 | 4,637 |
| FHLB advances | $3,605,000 | 3,838 |
| Loans and leases held for sale | $2,881,000 | 524 |
| Unused loan commitments | $40,909,000 | 2,081 |
| Tier 1 (core) risk-based capital | $21,772,000 | 2,912 |
| Tier 2 risk-based capital | $988,000 | 4,082 |
| Total risk weighted assets | $174,610,000 | 2,657 |
| Total unused commitments | $40,909,000 | 2,083 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 86 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $322,614,000 | 2,035 |
| Cash and due from depository institutions | $17,074,000 | 1,994 |
| Interest-bearing balances | $11,100,000 | 496 |
| Securities | $105,586,000 | 1,147 |
| Federal funds sold & reverse repurchase agreements | $460,000 | 5,568 |
| Net loans & leases | $184,339,000 | 2,392 |
| Loan loss allowance | $943,000 | 4,351 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,036,000 | 1,788 |
| Other real estate owned | $821,000 | 1,994 |
| Goodwill and other intangibles | $2,421,000 | 1,286 |
| All other assets | $4,877,000 | 3,140 |
| Life insurance assets | $939,000 | 3,017 |
| Total liabilities and capital | $322,614,000 | 2,035 |
| Total liabilities | $299,774,000 | 1,959 |
| Total deposits | $289,205,000 | 1,822 |
| Interest-bearing deposits | $245,463,000 | 1,864 |
| Deposits held in domestic offices | $289,205,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,608,000 | 2,677 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $961,000 | 4,172 |
| Total equity capital | $22,840,000 | 2,907 |
| Total bank equity capital | $22,840,000 | 2,907 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,247 |
| Surplus | $5,730,000 | 3,709 |
| Undivided profits | $16,860,000 | 2,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,098,000 | 1,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,672,000 | 2,719 |
| Earning assets | $301,485,000 | 2,005 |
| Long-term assets (5+ years) | $116,066,000 | 991 |
| Average Assets, year-to-date | $310,457,750 | 2,072 |
| Average Assets, quarterly | $317,351,000 | 2,058 |
| Volatile liabilities | $72,897,000 | 1,868 |
| Insider loans | $638,000 | 5,083 |
| FHLB advances | $9,608,000 | 2,559 |
| Loans and leases held for sale | $3,640,000 | 430 |
| Unused loan commitments | $37,945,000 | 2,213 |
| Tier 1 (core) risk-based capital | $21,082,000 | 2,997 |
| Tier 2 risk-based capital | $943,000 | 4,172 |
| Total risk weighted assets | $175,067,000 | 2,608 |
| Total unused commitments | $37,945,000 | 2,213 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 86 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $312,088,000 | 2,110 |
| Cash and due from depository institutions | $6,459,000 | 2,029 |
| Interest-bearing balances | $922,000 | 2,532 |
| Securities | $106,457,000 | 1,144 |
| Federal funds sold & reverse repurchase agreements | $3,035,000 | 3,549 |
| Net loans & leases | $180,945,000 | 2,428 |
| Loan loss allowance | $920,000 | 4,430 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,017,000 | 1,786 |
| Other real estate owned | $821,000 | 2,029 |
| Goodwill and other intangibles | $2,450,000 | 1,285 |
| All other assets | $4,904,000 | 3,099 |
| Life insurance assets | $930,000 | 3,036 |
| Total liabilities and capital | $312,088,000 | 2,110 |
| Total liabilities | $290,733,000 | 2,024 |
| Total deposits | $286,828,000 | 1,865 |
| Interest-bearing deposits | $247,073,000 | 1,877 |
| Deposits held in domestic offices | $286,828,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,110,000 | 3,939 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $795,000 | 4,411 |
| Total equity capital | $21,355,000 | 3,039 |
| Total bank equity capital | $21,355,000 | 3,039 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,279 |
| Surplus | $5,730,000 | 3,708 |
| Undivided profits | $15,375,000 | 2,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 5,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,855,000 | 2,281 |
| Earning assets | $291,359,000 | 2,073 |
| Long-term assets (5+ years) | $107,433,000 | 1,044 |
| Average Assets, year-to-date | $306,405,670 | 2,118 |
| Average Assets, quarterly | $311,235,000 | 2,108 |
| Volatile liabilities | $59,874,000 | 2,174 |
| Insider loans | $834,000 | 4,616 |
| FHLB advances | $3,110,000 | 3,775 |
| Loans and leases held for sale | $3,140,000 | 567 |
| Unused loan commitments | $42,242,000 | 2,055 |
| Tier 1 (core) risk-based capital | $20,803,000 | 3,024 |
| Tier 2 risk-based capital | $920,000 | 4,238 |
| Total risk weighted assets | $174,037,000 | 2,609 |
| Total unused commitments | $42,242,000 | 2,055 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 85 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $310,382,000 | 2,111 |
| Cash and due from depository institutions | $7,369,000 | 2,062 |
| Interest-bearing balances | $767,000 | 2,779 |
| Securities | $106,471,000 | 1,147 |
| Federal funds sold & reverse repurchase agreements | $4,295,000 | 3,664 |
| Net loans & leases | $176,006,000 | 2,460 |
| Loan loss allowance | $1,121,000 | 3,857 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,076,000 | 1,744 |
| Other real estate owned | $1,926,000 | 2,062 |
| Goodwill and other intangibles | $2,492,000 | 1,262 |
| All other assets | $4,747,000 | 3,088 |
| Life insurance assets | $920,000 | 3,051 |
| Total liabilities and capital | $310,382,000 | 2,111 |
| Total liabilities | $288,496,000 | 2,034 |
| Total deposits | $287,573,000 | 1,864 |
| Interest-bearing deposits | $247,705,000 | 1,872 |
| Deposits held in domestic offices | $287,573,000 | 1,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $113,000 | 5,306 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $810,000 | 4,400 |
| Total equity capital | $21,886,000 | 3,003 |
| Total bank equity capital | $21,886,000 | 3,003 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,292 |
| Surplus | $5,730,000 | 3,662 |
| Undivided profits | $15,906,000 | 2,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,642,000 | 2,491 |
| Earning assets | $287,539,000 | 2,095 |
| Long-term assets (5+ years) | $106,608,000 | 1,036 |
| Average Assets, year-to-date | $303,564,500 | 2,144 |
| Average Assets, quarterly | $303,564,500 | 2,144 |
| Volatile liabilities | $54,341,000 | 2,340 |
| Insider loans | $757,000 | 4,790 |
| FHLB advances | $113,000 | 4,963 |
| Loans and leases held for sale | $2,485,000 | 608 |
| Unused loan commitments | $33,683,000 | 2,448 |
| Tier 1 (core) risk-based capital | $20,533,000 | 3,043 |
| Tier 2 risk-based capital | $1,121,000 | 3,695 |
| Total risk weighted assets | $172,576,000 | 2,593 |
| Total unused commitments | $33,683,000 | 2,448 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $296,747,000 | 2,201 |
| Cash and due from depository institutions | $7,259,000 | 2,040 |
| Interest-bearing balances | $780,000 | 2,737 |
| Securities | $109,665,000 | 1,134 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 6,081 |
| Net loans & leases | $162,796,000 | 2,596 |
| Loan loss allowance | $1,060,000 | 3,996 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,057,000 | 1,712 |
| Other real estate owned | $2,131,000 | 2,040 |
| Goodwill and other intangibles | $2,543,000 | 1,236 |
| All other assets | $5,096,000 | 2,961 |
| Life insurance assets | $912,000 | 3,024 |
| Total liabilities and capital | $296,747,000 | 2,201 |
| Total liabilities | $275,304,000 | 2,119 |
| Total deposits | $268,975,000 | 1,954 |
| Interest-bearing deposits | $229,462,000 | 1,955 |
| Deposits held in domestic offices | $268,975,000 | 1,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,616,000 | 3,292 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $713,000 | 4,664 |
| Total equity capital | $21,443,000 | 3,003 |
| Total bank equity capital | $21,443,000 | 3,003 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $250,000 | 5,317 |
| Surplus | $5,730,000 | 3,606 |
| Undivided profits | $15,463,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 4,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,889,000 | 2,222 |
| Earning assets | $273,441,000 | 2,178 |
| Long-term assets (5+ years) | $100,199,000 | 1,084 |
| Average Assets, year-to-date | $292,427,000 | 2,127 |
| Average Assets, quarterly | $297,106,500 | 2,175 |
| Volatile liabilities | $56,353,000 | 2,427 |
| Insider loans | $840,000 | 4,590 |
| FHLB advances | $5,616,000 | 3,170 |
| Loans and leases held for sale | $1,984,000 | 699 |
| Unused loan commitments | $32,183,000 | 2,490 |
| Tier 1 (core) risk-based capital | $20,307,000 | 3,022 |
| Tier 2 risk-based capital | $1,060,000 | 3,826 |
| Total risk weighted assets | $165,558,000 | 2,684 |
| Total unused commitments | $32,183,000 | 2,490 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 85 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $297,466,000 | 2,178 |
| Cash and due from depository institutions | $7,539,000 | 2,071 |
| Interest-bearing balances | $1,104,000 | 2,302 |
| Securities | $108,265,000 | 1,161 |
| Federal funds sold & reverse repurchase agreements | $15,285,000 | 909 |
| Net loans & leases | $149,689,000 | 2,780 |
| Loan loss allowance | $1,202,000 | 3,698 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,281,000 | 1,623 |
| Other real estate owned | $2,236,000 | 2,071 |
| Goodwill and other intangibles | $2,596,000 | 1,219 |
| All other assets | $4,575,000 | 3,220 |
| Life insurance assets | $903,000 | 3,004 |
| Total liabilities and capital | $297,466,000 | 2,178 |
| Total liabilities | $276,937,000 | 2,085 |
| Total deposits | $272,043,000 | 1,898 |
| Interest-bearing deposits | $227,485,000 | 1,954 |
| Deposits held in domestic offices | $272,043,000 | 1,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,118,000 | 3,893 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $776,000 | 4,466 |
| Total equity capital | $20,529,000 | 3,090 |
| Total bank equity capital | $20,529,000 | 3,090 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,362 |
| Surplus | $5,730,000 | 3,572 |
| Undivided profits | $14,549,000 | 2,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 4,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,654,000 | 2,542 |
| Earning assets | $274,343,000 | 2,158 |
| Long-term assets (5+ years) | $97,143,000 | 1,104 |
| Average Assets, year-to-date | $291,347,000 | 2,144 |
| Average Assets, quarterly | $294,306,500 | 2,174 |
| Volatile liabilities | $55,678,000 | 2,419 |
| Insider loans | $730,000 | 4,811 |
| FHLB advances | $4,118,000 | 3,733 |
| Loans and leases held for sale | $1,091,000 | 907 |
| Unused loan commitments | $36,363,000 | 2,294 |
| Tier 1 (core) risk-based capital | $19,761,000 | 3,086 |
| Tier 2 risk-based capital | $1,203,000 | 3,498 |
| Total risk weighted assets | $158,580,000 | 2,765 |
| Total unused commitments | $36,363,000 | 2,295 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 88 | 1,997 |
| Assets and Liabilities | ||
| Total Assets: | $291,147,000 | 2,194 |
| Cash and due from depository institutions | $22,582,000 | 1,997 |
| Interest-bearing balances | $15,258,000 | 368 |
| Securities | $95,508,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,238 |
| Net loans & leases | $151,380,000 | 2,733 |
| Loan loss allowance | $1,290,000 | 3,497 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,180,000 | 1,607 |
| Other real estate owned | $2,374,000 | 1,997 |
| Goodwill and other intangibles | $2,649,000 | 1,197 |
| All other assets | $4,474,000 | 3,243 |
| Life insurance assets | $893,000 | 2,973 |
| Total liabilities and capital | $291,147,000 | 2,194 |
| Total liabilities | $271,945,000 | 2,102 |
| Total deposits | $267,211,000 | 1,936 |
| Interest-bearing deposits | $219,431,000 | 1,990 |
| Deposits held in domestic offices | $267,211,000 | 1,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,121,000 | 3,911 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $613,000 | 4,744 |
| Total equity capital | $19,202,000 | 3,156 |
| Total bank equity capital | $19,202,000 | 3,156 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $250,000 | 5,367 |
| Surplus | $5,730,000 | 3,527 |
| Undivided profits | $13,222,000 | 2,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,599,000 | 2,357 |
| Earning assets | $267,146,000 | 2,199 |
| Long-term assets (5+ years) | $86,264,000 | 1,191 |
| Average Assets, year-to-date | $289,307,330 | 2,159 |
| Average Assets, quarterly | $290,983,000 | 2,171 |
| Volatile liabilities | $46,282,000 | 2,736 |
| Insider loans | $682,000 | 4,959 |
| FHLB advances | $4,121,000 | 3,744 |
| Loans and leases held for sale | $1,553,000 | 769 |
| Unused loan commitments | $25,131,000 | 2,956 |
| Tier 1 (core) risk-based capital | $19,328,000 | 3,083 |
| Tier 2 risk-based capital | $1,290,000 | 3,335 |
| Total risk weighted assets | $160,102,000 | 2,710 |
| Total unused commitments | $25,131,000 | 2,957 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 87 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $290,819,000 | 2,160 |
| Cash and due from depository institutions | $25,807,000 | 2,011 |
| Interest-bearing balances | $20,208,000 | 291 |
| Securities | $92,646,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $5,555,000 | 2,448 |
| Net loans & leases | $149,805,000 | 2,715 |
| Loan loss allowance | $1,227,000 | 3,621 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,151,000 | 1,590 |
| Other real estate owned | $2,605,000 | 2,011 |
| Goodwill and other intangibles | $2,691,000 | 1,161 |
| All other assets | $4,559,000 | 3,120 |
| Life insurance assets | $885,000 | 2,937 |
| Total liabilities and capital | $290,819,000 | 2,160 |
| Total liabilities | $270,542,000 | 2,091 |
| Total deposits | $265,834,000 | 1,927 |
| Interest-bearing deposits | $216,919,000 | 1,999 |
| Deposits held in domestic offices | $265,834,000 | 1,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,123,000 | 3,824 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $585,000 | 4,786 |
| Total equity capital | $20,277,000 | 2,984 |
| Total bank equity capital | $20,277,000 | 2,984 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,367 |
| Surplus | $5,730,000 | 3,459 |
| Undivided profits | $14,297,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,588,000 | 2,246 |
| Earning assets | $268,214,000 | 2,152 |
| Long-term assets (5+ years) | $80,162,000 | 1,240 |
| Average Assets, year-to-date | $288,387,500 | 2,159 |
| Average Assets, quarterly | $288,387,500 | 2,159 |
| Volatile liabilities | $41,139,000 | 2,865 |
| Insider loans | $671,000 | 4,939 |
| FHLB advances | $4,123,000 | 3,676 |
| Loans and leases held for sale | $2,123,000 | 571 |
| Unused loan commitments | $24,522,000 | 2,962 |
| Tier 1 (core) risk-based capital | $18,797,000 | 3,125 |
| Tier 2 risk-based capital | $1,227,000 | 3,408 |
| Total risk weighted assets | $159,051,000 | 2,676 |
| Total unused commitments | $24,522,000 | 2,962 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $285,956,000 | 2,179 |
| Cash and due from depository institutions | $29,420,000 | 1,940 |
| Interest-bearing balances | $23,622,000 | 216 |
| Securities | $77,779,000 | 1,574 |
| Federal funds sold & reverse repurchase agreements | $5,095,000 | 2,455 |
| Net loans & leases | $157,211,000 | 2,585 |
| Loan loss allowance | $1,067,000 | 3,924 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,205,000 | 1,563 |
| Other real estate owned | $1,749,000 | 1,940 |
| Goodwill and other intangibles | $2,740,000 | 1,131 |
| All other assets | $4,757,000 | 2,998 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $285,955,000 | 2,179 |
| Total liabilities | $265,850,000 | 2,104 |
| Total deposits | $257,066,000 | 1,963 |
| Interest-bearing deposits | $208,076,000 | 2,040 |
| Deposits held in domestic offices | $257,066,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,125,000 | 2,964 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $659,000 | 4,432 |
| Total equity capital | $20,105,000 | 2,983 |
| Total bank equity capital | $20,105,000 | 2,983 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $250,000 | 5,389 |
| Surplus | $5,730,000 | 3,422 |
| Undivided profits | $14,125,000 | 2,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,591,000 | 1,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,733,000 | 2,045 |
| Earning assets | $263,707,000 | 2,157 |
| Long-term assets (5+ years) | $74,735,000 | 1,296 |
| Average Assets, year-to-date | $251,853,400 | 2,360 |
| Average Assets, quarterly | $267,330,000 | 2,300 |
| Volatile liabilities | $41,806,000 | 2,796 |
| Insider loans | $1,045,000 | 4,108 |
| FHLB advances | $8,125,000 | 2,827 |
| Loans and leases held for sale | $2,157,000 | 565 |
| Unused loan commitments | $24,968,000 | 2,862 |
| Tier 1 (core) risk-based capital | $18,648,000 | 3,094 |
| Tier 2 risk-based capital | $1,067,000 | 3,723 |
| Total risk weighted assets | $163,234,000 | 2,585 |
| Total unused commitments | $24,968,000 | 2,863 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 88 | 1,969 |
| Assets and Liabilities | ||
| Total Assets: | $248,704,000 | 2,452 |
| Cash and due from depository institutions | $4,404,000 | 1,969 |
| Interest-bearing balances | $659,000 | 3,123 |
| Securities | $71,385,000 | 1,694 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 3,490 |
| Net loans & leases | $154,688,000 | 2,587 |
| Loan loss allowance | $1,008,000 | 4,063 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,097,000 | 1,539 |
| Other real estate owned | $1,683,000 | 1,969 |
| Goodwill and other intangibles | $2,810,000 | 1,085 |
| All other assets | $4,262,000 | 3,182 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $248,704,000 | 2,452 |
| Total liabilities | $228,641,000 | 2,411 |
| Total deposits | $219,361,000 | 2,247 |
| Interest-bearing deposits | $193,026,000 | 2,149 |
| Deposits held in domestic offices | $219,361,000 | 2,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,125,000 | 2,986 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,155,000 | 3,124 |
| Total equity capital | $20,063,000 | 2,957 |
| Total bank equity capital | $20,063,000 | 2,957 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,403 |
| Surplus | $5,730,000 | 3,369 |
| Undivided profits | $14,083,000 | 2,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,182,000 | 2,957 |
| Earning assets | $229,107,000 | 2,434 |
| Long-term assets (5+ years) | $75,074,000 | 1,271 |
| Average Assets, year-to-date | $243,327,750 | 2,420 |
| Average Assets, quarterly | $249,446,500 | 2,415 |
| Volatile liabilities | $39,643,000 | 2,794 |
| Insider loans | $1,095,000 | 3,983 |
| FHLB advances | $8,125,000 | 2,846 |
| Loans and leases held for sale | $1,718,000 | 742 |
| Unused loan commitments | $26,199,000 | 2,748 |
| Tier 1 (core) risk-based capital | $18,211,000 | 3,122 |
| Tier 2 risk-based capital | $1,008,000 | 3,839 |
| Total risk weighted assets | $153,794,000 | 2,679 |
| Total unused commitments | $26,199,000 | 2,749 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 87 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $250,189,000 | 2,392 |
| Cash and due from depository institutions | $9,016,000 | 1,984 |
| Interest-bearing balances | $3,846,000 | 1,293 |
| Securities | $70,431,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $2,145,000 | 3,404 |
| Net loans & leases | $152,732,000 | 2,557 |
| Loan loss allowance | $1,603,000 | 2,817 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,174,000 | 1,483 |
| Other real estate owned | $1,742,000 | 1,984 |
| Goodwill and other intangibles | $2,864,000 | 1,066 |
| All other assets | $4,085,000 | 3,164 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $250,189,000 | 2,392 |
| Total liabilities | $229,893,000 | 2,353 |
| Total deposits | $217,320,000 | 2,213 |
| Interest-bearing deposits | $187,148,000 | 2,177 |
| Deposits held in domestic offices | $217,320,000 | 2,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,125,000 | 2,348 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $448,000 | 5,150 |
| Total equity capital | $20,296,000 | 2,878 |
| Total bank equity capital | $20,296,000 | 2,878 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,399 |
| Surplus | $5,730,000 | 3,323 |
| Undivided profits | $14,316,000 | 2,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,406,000 | 1,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,073,000 | 2,969 |
| Earning assets | $229,154,000 | 2,388 |
| Long-term assets (5+ years) | $73,895,000 | 1,302 |
| Average Assets, year-to-date | $241,535,670 | 2,417 |
| Average Assets, quarterly | $245,810,000 | 2,399 |
| Volatile liabilities | $46,776,000 | 2,393 |
| Insider loans | $1,276,000 | 3,624 |
| FHLB advances | $12,125,000 | 2,229 |
| Loans and leases held for sale | $2,197,000 | 688 |
| Unused loan commitments | $31,569,000 | 2,358 |
| Tier 1 (core) risk-based capital | $18,400,000 | 3,025 |
| Tier 2 risk-based capital | $1,603,000 | 2,652 |
| Total risk weighted assets | $153,216,000 | 2,624 |
| Total unused commitments | $31,569,000 | 2,361 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $241,431,000 | 2,444 |
| Cash and due from depository institutions | $8,888,000 | 1,965 |
| Interest-bearing balances | $3,336,000 | 1,450 |
| Securities | $64,755,000 | 1,899 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 4,111 |
| Net loans & leases | $149,890,000 | 2,554 |
| Loan loss allowance | $1,461,000 | 3,029 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,301,000 | 1,440 |
| Other real estate owned | $1,848,000 | 1,965 |
| Goodwill and other intangibles | $2,918,000 | 1,050 |
| All other assets | $3,886,000 | 3,257 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $241,431,000 | 2,444 |
| Total liabilities | $221,566,000 | 2,402 |
| Total deposits | $209,080,000 | 2,283 |
| Interest-bearing deposits | $181,871,000 | 2,231 |
| Deposits held in domestic offices | $209,080,000 | 2,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,125,000 | 2,302 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $361,000 | 5,586 |
| Total equity capital | $19,865,000 | 2,863 |
| Total bank equity capital | $19,865,000 | 2,863 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,439 |
| Surplus | $5,730,000 | 3,290 |
| Undivided profits | $13,885,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,477,000 | 1,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $985,000 | 3,098 |
| Earning assets | $219,926,000 | 2,462 |
| Long-term assets (5+ years) | $69,928,000 | 1,405 |
| Average Assets, year-to-date | $237,209,000 | 2,453 |
| Average Assets, quarterly | $237,209,000 | 2,453 |
| Volatile liabilities | $44,643,000 | 2,386 |
| Insider loans | $1,444,000 | 3,400 |
| FHLB advances | $12,125,000 | 2,180 |
| Loans and leases held for sale | $2,572,000 | 556 |
| Unused loan commitments | $26,173,000 | 2,624 |
| Tier 1 (core) risk-based capital | $17,903,000 | 3,053 |
| Tier 2 risk-based capital | $1,461,000 | 2,821 |
| Total risk weighted assets | $148,861,000 | 2,643 |
| Total unused commitments | $26,173,000 | 2,629 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 89 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $232,987,000 | 2,517 |
| Cash and due from depository institutions | $5,929,000 | 1,920 |
| Interest-bearing balances | $1,780,000 | 2,192 |
| Securities | $59,456,000 | 2,101 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 5,526 |
| Net loans & leases | $151,398,000 | 2,513 |
| Loan loss allowance | $1,025,000 | 3,952 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,398,000 | 1,397 |
| Other real estate owned | $1,598,000 | 1,920 |
| Goodwill and other intangibles | $2,981,000 | 1,026 |
| All other assets | $3,792,000 | 3,265 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $232,987,000 | 2,517 |
| Total liabilities | $212,336,000 | 2,479 |
| Total deposits | $201,750,000 | 2,348 |
| Interest-bearing deposits | $176,747,000 | 2,259 |
| Deposits held in domestic offices | $201,750,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,125,000 | 2,556 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $461,000 | 4,916 |
| Total equity capital | $20,651,000 | 2,762 |
| Total bank equity capital | $20,651,000 | 2,762 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,455 |
| Surplus | $5,730,000 | 3,243 |
| Undivided profits | $14,671,000 | 2,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,048,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $988,000 | 3,066 |
| Earning assets | $213,069,000 | 2,527 |
| Long-term assets (5+ years) | $70,901,000 | 1,414 |
| Average Assets, year-to-date | $208,254,400 | 2,674 |
| Average Assets, quarterly | $216,036,500 | 2,670 |
| Volatile liabilities | $38,883,000 | 2,588 |
| Insider loans | $1,475,000 | 3,362 |
| FHLB advances | $10,125,000 | 2,415 |
| Loans and leases held for sale | $1,260,000 | 781 |
| Unused loan commitments | $21,206,000 | 2,916 |
| Tier 1 (core) risk-based capital | $18,056,000 | 2,990 |
| Tier 2 risk-based capital | $1,025,000 | 3,726 |
| Total risk weighted assets | $148,112,000 | 2,644 |
| Total unused commitments | $21,206,000 | 2,918 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $199,086,000 | 2,863 |
| Cash and due from depository institutions | $5,527,000 | 2,611 |
| Interest-bearing balances | $1,379,000 | 2,522 |
| Securities | $52,434,000 | 2,309 |
| Federal funds sold & reverse repurchase agreements | $1,980,000 | 3,647 |
| Net loans & leases | $128,937,000 | 2,822 |
| Loan loss allowance | $1,556,000 | 2,849 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,257,000 | 1,984 |
| Other real estate owned | $1,297,000 | 2,611 |
| Goodwill and other intangibles | $518,000 | 2,042 |
| All other assets | $3,136,000 | 3,664 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $199,086,000 | 2,863 |
| Total liabilities | $183,856,000 | 2,781 |
| Total deposits | $179,552,000 | 2,579 |
| Interest-bearing deposits | $159,655,000 | 2,463 |
| Deposits held in domestic offices | $179,552,000 | 2,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,040,000 | 3,874 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $264,000 | 6,511 |
| Total equity capital | $15,230,000 | 3,607 |
| Total bank equity capital | $15,230,000 | 3,607 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $250,000 | 5,481 |
| Surplus | $0 | 8,313 |
| Undivided profits | $14,980,000 | 2,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 5,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $719,000 | 4,225 |
| Earning assets | $184,730,000 | 2,835 |
| Long-term assets (5+ years) | $59,734,000 | 1,650 |
| Average Assets, year-to-date | $202,071,250 | 2,741 |
| Average Assets, quarterly | $199,932,500 | 2,817 |
| Volatile liabilities | $32,686,000 | 2,917 |
| Insider loans | $1,008,000 | 4,080 |
| FHLB advances | $4,040,000 | 3,705 |
| Loans and leases held for sale | $1,248,000 | 793 |
| Unused loan commitments | $23,420,000 | 2,695 |
| Tier 1 (core) risk-based capital | $14,781,000 | 3,564 |
| Tier 2 risk-based capital | $1,556,000 | 2,649 |
| Total risk weighted assets | $124,189,000 | 3,034 |
| Total unused commitments | $23,420,000 | 2,699 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 67 | 2,592 |
| Assets and Liabilities | ||
| Total Assets: | $200,779,000 | 2,807 |
| Cash and due from depository institutions | $10,325,000 | 2,592 |
| Interest-bearing balances | $5,475,000 | 1,087 |
| Securities | $51,115,000 | 2,395 |
| Federal funds sold & reverse repurchase agreements | $2,720,000 | 2,996 |
| Net loans & leases | $126,470,000 | 2,831 |
| Loan loss allowance | $1,484,000 | 2,963 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,263,000 | 1,948 |
| Other real estate owned | $1,210,000 | 2,592 |
| Goodwill and other intangibles | $512,000 | 2,053 |
| All other assets | $3,164,000 | 3,635 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $200,779,000 | 2,807 |
| Total liabilities | $186,269,000 | 2,729 |
| Total deposits | $182,023,000 | 2,526 |
| Interest-bearing deposits | $163,821,000 | 2,359 |
| Deposits held in domestic offices | $182,023,000 | 2,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,040,000 | 3,815 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $206,000 | 6,747 |
| Total equity capital | $14,510,000 | 3,645 |
| Total bank equity capital | $14,510,000 | 3,645 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $250,000 | 5,518 |
| Surplus | $0 | 8,370 |
| Undivided profits | $14,260,000 | 2,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $791,000 | 3,648 |
| Earning assets | $185,780,000 | 2,780 |
| Long-term assets (5+ years) | $52,725,000 | 1,844 |
| Average Assets, year-to-date | $203,066,330 | 2,728 |
| Average Assets, quarterly | $204,212,500 | 2,743 |
| Volatile liabilities | $30,274,000 | 3,012 |
| Insider loans | $1,034,000 | 3,993 |
| FHLB advances | $4,040,000 | 3,645 |
| Loans and leases held for sale | $1,209,000 | 823 |
| Unused loan commitments | $18,671,000 | 3,137 |
| Tier 1 (core) risk-based capital | $14,576,000 | 3,558 |
| Tier 2 risk-based capital | $1,484,000 | 2,731 |
| Total risk weighted assets | $122,355,000 | 3,038 |
| Total unused commitments | $18,671,000 | 3,140 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 66 | 2,602 |
| Assets and Liabilities | ||
| Total Assets: | $207,646,000 | 2,694 |
| Cash and due from depository institutions | $14,799,000 | 2,602 |
| Interest-bearing balances | $11,768,000 | 635 |
| Securities | $58,936,000 | 2,090 |
| Federal funds sold & reverse repurchase agreements | $3,795,000 | 3,368 |
| Net loans & leases | $119,982,000 | 2,898 |
| Loan loss allowance | $1,443,000 | 3,008 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,269,000 | 1,905 |
| Other real estate owned | $1,255,000 | 2,602 |
| Goodwill and other intangibles | $502,000 | 2,051 |
| All other assets | $3,108,000 | 3,525 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $207,646,000 | 2,694 |
| Total liabilities | $192,230,000 | 2,603 |
| Total deposits | $180,011,000 | 2,521 |
| Interest-bearing deposits | $162,603,000 | 2,375 |
| Deposits held in domestic offices | $180,011,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,000,000 | 2,178 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $219,000 | 6,868 |
| Total equity capital | $15,416,000 | 3,516 |
| Total bank equity capital | $15,416,000 | 3,516 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $250,000 | 5,529 |
| Surplus | $0 | 8,403 |
| Undivided profits | $15,166,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $679,000 | 4,062 |
| Earning assets | $194,481,000 | 2,635 |
| Long-term assets (5+ years) | $59,039,000 | 1,667 |
| Average Assets, year-to-date | $204,210,000 | 2,712 |
| Average Assets, quarterly | $204,210,000 | 2,712 |
| Volatile liabilities | $38,254,000 | 2,452 |
| Insider loans | $843,000 | 4,393 |
| FHLB advances | $12,000,000 | 2,058 |
| Loans and leases held for sale | $2,142,000 | 678 |
| Unused loan commitments | $11,703,000 | 4,029 |
| Tier 1 (core) risk-based capital | $14,654,000 | 3,500 |
| Tier 2 risk-based capital | $1,443,000 | 2,769 |
| Total risk weighted assets | $126,390,000 | 2,886 |
| Total unused commitments | $11,703,000 | 4,035 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $200,774,000 | 2,764 |
| Cash and due from depository institutions | $19,147,000 | 2,657 |
| Interest-bearing balances | $15,805,000 | 394 |
| Securities | $48,316,000 | 2,562 |
| Federal funds sold & reverse repurchase agreements | $1,665,000 | 4,317 |
| Net loans & leases | $122,629,000 | 2,817 |
| Loan loss allowance | $1,557,000 | 2,800 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,312,000 | 1,875 |
| Other real estate owned | $155,000 | 2,657 |
| Goodwill and other intangibles | $481,000 | 2,063 |
| All other assets | $3,069,000 | 3,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,774,000 | 2,764 |
| Total liabilities | $184,630,000 | 2,706 |
| Total deposits | $176,500,000 | 2,552 |
| Interest-bearing deposits | $161,290,000 | 2,380 |
| Deposits held in domestic offices | $176,500,000 | 2,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,736 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $130,000 | 7,777 |
| Total equity capital | $16,144,000 | 3,302 |
| Total bank equity capital | $16,144,000 | 3,302 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $250,000 | 5,570 |
| Surplus | $0 | 8,463 |
| Undivided profits | $15,894,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,686,000 | 1,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $813,000 | 3,629 |
| Earning assets | $188,415,000 | 2,706 |
| Long-term assets (5+ years) | $59,399,000 | 1,665 |
| Average Assets, year-to-date | $202,356,600 | 2,667 |
| Average Assets, quarterly | $204,808,000 | 2,687 |
| Volatile liabilities | $33,964,000 | 2,666 |
| Insider loans | $819,000 | 4,481 |
| FHLB advances | $8,000,000 | 2,593 |
| Loans and leases held for sale | $1,928,000 | 652 |
| Unused loan commitments | $11,703,000 | 3,919 |
| Tier 1 (core) risk-based capital | $15,360,000 | 3,306 |
| Tier 2 risk-based capital | $1,500,000 | 2,673 |
| Total risk weighted assets | $119,792,000 | 3,041 |
| Total unused commitments | $11,703,000 | 3,922 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 65 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $208,842,000 | 2,655 |
| Cash and due from depository institutions | $22,701,000 | 2,671 |
| Interest-bearing balances | $18,799,000 | 405 |
| Securities | $50,582,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $4,185,000 | 2,968 |
| Net loans & leases | $121,622,000 | 2,813 |
| Loan loss allowance | $1,567,000 | 2,780 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,389,000 | 1,830 |
| Other real estate owned | $209,000 | 2,671 |
| Goodwill and other intangibles | $437,000 | 2,095 |
| All other assets | $3,717,000 | 3,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,842,000 | 2,655 |
| Total liabilities | $193,007,000 | 2,593 |
| Total deposits | $184,824,000 | 2,438 |
| Interest-bearing deposits | $166,770,000 | 2,305 |
| Deposits held in domestic offices | $184,824,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,700 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $183,000 | 7,503 |
| Total equity capital | $15,835,000 | 3,341 |
| Total bank equity capital | $15,835,000 | 3,341 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $250,000 | 5,605 |
| Surplus | $0 | 8,515 |
| Undivided profits | $15,585,000 | 2,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 7,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $785,000 | 3,918 |
| Earning assets | $195,188,000 | 2,604 |
| Long-term assets (5+ years) | $61,045,000 | 1,638 |
| Average Assets, year-to-date | $202,752,250 | 2,679 |
| Average Assets, quarterly | $202,432,500 | 2,724 |
| Volatile liabilities | $35,733,000 | 2,515 |
| Insider loans | $887,000 | 4,290 |
| FHLB advances | $8,000,000 | 2,548 |
| Loans and leases held for sale | $4,321,000 | 577 |
| Unused loan commitments | $13,420,000 | 3,645 |
| Tier 1 (core) risk-based capital | $15,221,000 | 3,323 |
| Tier 2 risk-based capital | $1,496,000 | 2,659 |
| Total risk weighted assets | $119,526,000 | 3,013 |
| Total unused commitments | $13,420,000 | 3,650 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $196,023,000 | 2,795 |
| Cash and due from depository institutions | $11,826,000 | 2,670 |
| Interest-bearing balances | $6,967,000 | 1,138 |
| Securities | $46,922,000 | 2,527 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,947 |
| Net loans & leases | $122,520,000 | 2,766 |
| Loan loss allowance | $1,488,000 | 2,879 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,462,000 | 1,773 |
| Other real estate owned | $209,000 | 2,670 |
| Goodwill and other intangibles | $309,000 | 2,245 |
| All other assets | $3,775,000 | 2,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,023,000 | 2,795 |
| Total liabilities | $180,365,000 | 2,729 |
| Total deposits | $179,936,000 | 2,483 |
| Interest-bearing deposits | $164,270,000 | 2,316 |
| Deposits held in domestic offices | $179,936,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $429,000 | 5,514 |
| Total equity capital | $15,658,000 | 3,381 |
| Total bank equity capital | $15,658,000 | 3,381 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $250,000 | 5,617 |
| Surplus | $0 | 8,544 |
| Undivided profits | $15,408,000 | 2,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $879,000 | 3,410 |
| Earning assets | $181,409,000 | 2,760 |
| Long-term assets (5+ years) | $64,661,000 | 1,491 |
| Average Assets, year-to-date | $200,722,330 | 2,695 |
| Average Assets, quarterly | $199,030,500 | 2,729 |
| Volatile liabilities | $31,518,000 | 2,751 |
| Insider loans | $880,000 | 4,283 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $6,407,000 | 617 |
| Unused loan commitments | $17,685,000 | 3,055 |
| Tier 1 (core) risk-based capital | $14,727,000 | 3,373 |
| Tier 2 risk-based capital | $1,428,000 | 2,702 |
| Total risk weighted assets | $114,192,000 | 3,081 |
| Total unused commitments | $17,685,000 | 3,065 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $202,038,000 | 2,695 |
| Cash and due from depository institutions | $12,247,000 | 2,655 |
| Interest-bearing balances | $7,091,000 | 1,150 |
| Securities | $49,012,000 | 2,425 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,194 |
| Net loans & leases | $126,261,000 | 2,651 |
| Loan loss allowance | $1,338,000 | 3,085 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,394,000 | 1,745 |
| Other real estate owned | $155,000 | 2,655 |
| Goodwill and other intangibles | $197,000 | 2,454 |
| All other assets | $3,772,000 | 2,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,038,000 | 2,695 |
| Total liabilities | $186,924,000 | 2,627 |
| Total deposits | $186,735,000 | 2,384 |
| Interest-bearing deposits | $169,850,000 | 2,241 |
| Deposits held in domestic offices | $186,735,000 | 2,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $189,000 | 7,543 |
| Total equity capital | $15,114,000 | 3,433 |
| Total bank equity capital | $15,114,000 | 3,433 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,636 |
| Surplus | $0 | 8,583 |
| Undivided profits | $14,864,000 | 2,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $890,000 | 3,393 |
| Earning assets | $187,364,000 | 2,651 |
| Long-term assets (5+ years) | $69,646,000 | 1,363 |
| Average Assets, year-to-date | $203,072,000 | 2,651 |
| Average Assets, quarterly | $203,072,000 | 2,651 |
| Volatile liabilities | $32,449,000 | 2,631 |
| Insider loans | $826,000 | 4,366 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $6,711,000 | 515 |
| Unused loan commitments | $14,038,000 | 3,421 |
| Tier 1 (core) risk-based capital | $14,327,000 | 3,402 |
| Tier 2 risk-based capital | $1,338,000 | 2,816 |
| Total risk weighted assets | $116,722,000 | 2,998 |
| Total unused commitments | $14,038,000 | 3,433 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $204,106,000 | 2,626 |
| Cash and due from depository institutions | $17,758,000 | 2,734 |
| Interest-bearing balances | $12,326,000 | 633 |
| Securities | $48,348,000 | 2,407 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,793 |
| Net loans & leases | $123,812,000 | 2,669 |
| Loan loss allowance | $1,238,000 | 3,185 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,431,000 | 1,712 |
| Other real estate owned | $0 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,757,000 | 2,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,106,000 | 2,626 |
| Total liabilities | $189,612,000 | 2,552 |
| Total deposits | $189,476,000 | 2,304 |
| Interest-bearing deposits | $169,429,000 | 2,209 |
| Deposits held in domestic offices | $189,476,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $136,000 | 8,202 |
| Total equity capital | $14,494,000 | 3,523 |
| Total bank equity capital | $14,494,000 | 3,523 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $250,000 | 5,651 |
| Surplus | $0 | 8,619 |
| Undivided profits | $14,244,000 | 2,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 4,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $232,000 | 593 |
| Income earned, not collected on loans | $880,000 | 3,586 |
| Earning assets | $189,486,000 | 2,587 |
| Long-term assets (5+ years) | $69,933,000 | 1,326 |
| Average Assets, year-to-date | $203,332,600 | 2,522 |
| Average Assets, quarterly | $205,981,000 | 2,569 |
| Volatile liabilities | $22,794,000 | 3,426 |
| Insider loans | $762,000 | 4,579 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $3,775,000 | 791 |
| Unused loan commitments | $11,364,000 | 3,794 |
| Tier 1 (core) risk-based capital | $13,703,000 | 3,484 |
| Tier 2 risk-based capital | $1,238,000 | 2,962 |
| Total risk weighted assets | $113,730,000 | 3,009 |
| Total unused commitments | $11,364,000 | 3,800 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities | ||
| Total Assets: | $200,537,000 | 2,542 |
| Cash and due from depository institutions | $21,744,000 | 2,887 |
| Interest-bearing balances | $17,190,000 | 405 |
| Securities | $49,747,000 | 2,205 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,764 |
| Net loans & leases | $114,976,000 | 2,785 |
| Loan loss allowance | $933,000 | 3,776 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,645,000 | 1,570 |
| Other real estate owned | $619,000 | 2,887 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,806,000 | 3,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,537,000 | 2,542 |
| Total liabilities | $186,535,000 | 2,472 |
| Total deposits | $186,400,000 | 2,212 |
| Interest-bearing deposits | $173,803,000 | 2,034 |
| Deposits held in domestic offices | $186,400,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $135,000 | 8,576 |
| Total equity capital | $14,002,000 | 3,396 |
| Total bank equity capital | $14,002,000 | 3,396 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $250,000 | 5,779 |
| Surplus | $0 | 8,858 |
| Undivided profits | $13,752,000 | 2,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 1,077 |
| Income earned, not collected on loans | $928,000 | 3,708 |
| Earning assets | $186,913,000 | 2,491 |
| Long-term assets (5+ years) | $73,568,000 | 1,266 |
| Average Assets, year-to-date | $191,941,600 | 2,530 |
| Average Assets, quarterly | $203,706,000 | 2,481 |
| Volatile liabilities | $25,294,000 | 3,111 |
| Insider loans | $688,000 | 4,736 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $4,032,000 | 667 |
| Unused loan commitments | $9,564,000 | 4,029 |
| Tier 1 (core) risk-based capital | $13,327,000 | 3,392 |
| Tier 2 risk-based capital | $933,000 | 3,545 |
| Total risk weighted assets | $101,813,000 | 3,171 |
| Total unused commitments | $9,564,000 | 4,038 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 55 | 3,075 |
| Assets and Liabilities | ||
| Total Assets: | $176,388,000 | 2,723 |
| Cash and due from depository institutions | $11,284,000 | 3,075 |
| Interest-bearing balances | $7,171,000 | 640 |
| Securities | $47,687,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $109,476,000 | 2,808 |
| Loan loss allowance | $692,000 | 4,630 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,847,000 | 1,481 |
| Other real estate owned | $560,000 | 3,075 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,534,000 | 4,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,388,000 | 2,723 |
| Total liabilities | $159,261,000 | 2,718 |
| Total deposits | $156,707,000 | 2,514 |
| Interest-bearing deposits | $147,309,000 | 2,294 |
| Deposits held in domestic offices | $156,707,000 | 2,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,329,000 | 3,833 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $225,000 | 8,022 |
| Total equity capital | $17,127,000 | 2,738 |
| Total bank equity capital | $17,127,000 | 2,738 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $250,000 | 5,952 |
| Surplus | $0 | 9,124 |
| Undivided profits | $16,877,000 | 1,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $625,000 | 4,331 |
| Earning assets | $164,334,000 | 2,687 |
| Long-term assets (5+ years) | $70,462,000 | 1,240 |
| Average Assets, year-to-date | $173,348,800 | 2,643 |
| Average Assets, quarterly | $175,255,500 | 2,705 |
| Volatile liabilities | $22,037,000 | 3,436 |
| Insider loans | $542,000 | 5,266 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $880,000 | 760 |
| Unused loan commitments | $6,989,000 | 4,586 |
| Tier 1 (core) risk-based capital | $17,184,000 | 2,608 |
| Tier 2 risk-based capital | $692,000 | 4,370 |
| Total risk weighted assets | $93,636,000 | 3,266 |
| Total unused commitments | $6,989,000 | 4,587 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 54 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $170,950,000 | 2,749 |
| Cash and due from depository institutions | $11,232,000 | 3,227 |
| Interest-bearing balances | $4,844,000 | 850 |
| Securities | $51,290,000 | 2,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $101,580,000 | 2,880 |
| Loan loss allowance | $728,000 | 4,410 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,431,000 | 1,564 |
| Other real estate owned | $0 | 3,227 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,417,000 | 5,052 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,950,000 | 2,749 |
| Total liabilities | $155,367,000 | 2,737 |
| Total deposits | $150,258,000 | 2,552 |
| Interest-bearing deposits | $142,783,000 | 2,310 |
| Deposits held in domestic offices | $150,258,000 | 2,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $109,000 | 9,271 |
| Total equity capital | $15,583,000 | 2,847 |
| Total bank equity capital | $15,583,000 | 2,847 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $0 | 9,427 |
| Undivided profits | $15,333,000 | 1,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $525,000 | 4,393 |
| Earning assets | $157,714,000 | 2,725 |
| Long-term assets (5+ years) | $65,011,000 | 1,395 |
| Average Assets, year-to-date | $164,764,000 | 2,736 |
| Average Assets, quarterly | $168,695,500 | 2,745 |
| Volatile liabilities | $20,975,000 | 3,371 |
| Insider loans | $693,000 | 4,585 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $539,000 | 903 |
| Unused loan commitments | $10,200,000 | 3,699 |
| Tier 1 (core) risk-based capital | $16,176,000 | 2,722 |
| Tier 2 risk-based capital | $728,000 | 4,110 |
| Total risk weighted assets | $87,727,400 | 3,326 |
| Total unused commitments | $10,200,000 | 3,703 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $163,962,000 | 2,801 |
| Cash and due from depository institutions | $20,431,000 | 3,601 |
| Interest-bearing balances | $17,059,000 | 332 |
| Securities | $55,342,000 | 2,090 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $81,762,000 | 3,306 |
| Loan loss allowance | $728,000 | 4,334 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,991,000 | 1,594 |
| Other real estate owned | $80,000 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,356,000 | 4,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,962,000 | 2,801 |
| Total liabilities | $147,927,000 | 2,796 |
| Total deposits | $147,692,000 | 2,594 |
| Interest-bearing deposits | $140,638,000 | 2,324 |
| Deposits held in domestic offices | $147,692,000 | 2,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $235,000 | 8,205 |
| Total equity capital | $16,035,000 | 2,805 |
| Total bank equity capital | $16,035,000 | 2,805 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $0 | 9,669 |
| Undivided profits | $15,785,000 | 1,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 7,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $457,000 | 4,946 |
| Earning assets | $154,163,000 | 2,755 |
| Long-term assets (5+ years) | $45,709,000 | 1,704 |
| Average Assets, year-to-date | $153,996,000 | 2,818 |
| Average Assets, quarterly | $162,900,000 | 2,775 |
| Volatile liabilities | $12,532,000 | 4,323 |
| Insider loans | $669,000 | 4,547 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $303,000 | 1,391 |
| Unused loan commitments | $8,284,000 | 4,084 |
| Tier 1 (core) risk-based capital | $16,066,000 | 2,663 |
| Tier 2 risk-based capital | $729,000 | 3,945 |
| Total risk weighted assets | $71,745,300 | 3,786 |
| Total unused commitments | $8,284,000 | 4,089 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 44 | 4,033 |
| Assets and Liabilities | ||
| Total Assets: | $142,001,000 | 3,124 |
| Cash and due from depository institutions | $12,518,000 | 4,033 |
| Interest-bearing balances | $10,540,000 | 413 |
| Securities | $54,483,000 | 2,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $70,635,000 | 3,795 |
| Loan loss allowance | $730,000 | 4,352 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,193,000 | 2,479 |
| Other real estate owned | $0 | 4,033 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,172,000 | 5,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,001,000 | 3,124 |
| Total liabilities | $126,158,000 | 3,164 |
| Total deposits | $125,924,000 | 2,956 |
| Interest-bearing deposits | $122,207,000 | 2,623 |
| Deposits held in domestic offices | $125,924,000 | 2,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $234,000 | 8,539 |
| Total equity capital | $15,843,000 | 2,791 |
| Total bank equity capital | $15,843,000 | 2,791 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $0 | 10,084 |
| Undivided profits | $15,593,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 5,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 922 |
| Income earned, not collected on loans | $441,000 | 5,253 |
| Earning assets | $135,658,000 | 3,018 |
| Long-term assets (5+ years) | $26,888,000 | 2,262 |
| Average Assets, year-to-date | $143,403,400 | 2,957 |
| Average Assets, quarterly | $142,857,000 | 3,059 |
| Volatile liabilities | $12,808,000 | 4,214 |
| Insider loans | $279,000 | 6,802 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $366,000 | 1,139 |
| Unused loan commitments | $4,937,000 | 5,240 |
| Tier 1 (core) risk-based capital | $15,858,000 | 2,686 |
| Tier 2 risk-based capital | $730,000 | 3,844 |
| Total risk weighted assets | $58,612,400 | 4,451 |
| Total unused commitments | $4,937,000 | 5,246 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $144,927,000 | 3,132 |
| Cash and due from depository institutions | $9,307,000 | 5,025 |
| Interest-bearing balances | $7,353,000 | 520 |
| Securities | $68,800,000 | 1,757 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $64,025,000 | 4,155 |
| Loan loss allowance | $729,000 | 4,540 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,527,000 | 4,634 |
| Other real estate owned | $32,000 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,236,000 | 5,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,927,000 | 3,132 |
| Total liabilities | $129,788,000 | 3,151 |
| Total deposits | $129,693,000 | 2,943 |
| Interest-bearing deposits | $126,604,000 | 2,624 |
| Deposits held in domestic offices | $129,693,000 | 2,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $95,000 | 10,696 |
| Total equity capital | $15,139,000 | 2,927 |
| Total bank equity capital | $15,139,000 | 2,927 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $0 | 10,586 |
| Undivided profits | $14,889,000 | 1,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 7,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $426,000 | 5,357 |
| Earning assets | $140,178,000 | 3,002 |
| Long-term assets (5+ years) | $62,364,000 | 1,069 |
| Average Assets, year-to-date | $149,621,000 | 2,925 |
| Average Assets, quarterly | $146,731,000 | 3,070 |
| Volatile liabilities | $14,181,000 | 3,770 |
| Insider loans | $99,000 | 8,812 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $400,000 | 1,028 |
| Unused loan commitments | $1,926,000 | 7,535 |
| Tier 1 (core) risk-based capital | $15,261,000 | 2,845 |
| Tier 2 risk-based capital | $625,760 | 4,441 |
| Total risk weighted assets | $49,957,260 | 5,065 |
| Total unused commitments | $1,926,000 | 7,550 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $148,431,000 | 3,092 |
| Cash and due from depository institutions | $19,767,000 | 6,154 |
| Interest-bearing balances | $19,020,000 | 240 |
| Securities | $60,290,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $64,460,000 | 4,016 |
| Loan loss allowance | $1,709,000 | 2,220 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,044,000 | 5,908 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $62,000 | 2,564 |
| All other assets | $2,808,000 | 2,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,431,000 | 3,092 |
| Total liabilities | $134,107,000 | 3,081 |
| Total deposits | $133,757,000 | 2,894 |
| Interest-bearing deposits | $131,914,000 | 2,553 |
| Deposits held in domestic offices | $133,757,000 | 2,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $350,000 | 7,698 |
| Total equity capital | $14,324,000 | 3,095 |
| Total bank equity capital | $14,324,000 | 3,095 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $0 | 11,041 |
| Undivided profits | $14,074,000 | 1,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $484,000 | 4,884 |
| Earning assets | $143,770,000 | 2,943 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $147,923,600 | 2,968 |
| Average Assets, quarterly | $149,810,500 | 3,025 |
| Volatile liabilities | $15,603,000 | 3,220 |
| Insider loans | $15,000 | 10,494 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,142,000 | 8,730 |
| Tier 1 (core) risk-based capital | $14,231,000 | 3,025 |
| Tier 2 risk-based capital | $570,000 | 4,754 |
| Total risk weighted assets | $44,536,000 | 5,497 |
| Total unused commitments | $1,142,000 | 8,742 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $146,751,000 | 3,065 |
| Cash and due from depository institutions | $18,566,000 | 6,160 |
| Interest-bearing balances | $17,483,000 | 223 |
| Securities | $53,659,000 | 2,457 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $71,031,000 | 3,624 |
| Loan loss allowance | $1,524,000 | 2,501 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,055,000 | 5,903 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,440,000 | 3,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,751,000 | 3,065 |
| Total liabilities | $133,587,000 | 3,050 |
| Total deposits | $133,484,000 | 2,847 |
| Interest-bearing deposits | $132,467,000 | 2,497 |
| Deposits held in domestic offices | $133,484,000 | 2,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $103,000 | 11,051 |
| Total equity capital | $13,164,000 | 3,105 |
| Total bank equity capital | $13,164,000 | 3,105 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $0 | 11,565 |
| Undivided profits | $12,914,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $468,000 | 4,478 |
| Earning assets | $142,173,000 | 2,913 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $152,960,200 | 2,883 |
| Average Assets, quarterly | $148,987,000 | 3,010 |
| Volatile liabilities | $17,423,000 | 2,839 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,960,000 | 6,391 |
| Tier 1 (core) risk-based capital | $13,164,000 | 3,145 |
| Tier 2 risk-based capital | $619,000 | 4,419 |
| Total risk weighted assets | $49,493,000 | 4,980 |
| Total unused commitments | $2,960,000 | 6,401 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $158,428,000 | 2,896 |
| Cash and due from depository institutions | $35,118,000 | 6,250 |
| Interest-bearing balances | $33,414,000 | 180 |
| Securities | $44,343,000 | 3,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $75,644,000 | 3,339 |
| Loan loss allowance | $1,335,000 | 2,893 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $981,000 | 6,208 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,342,000 | 3,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,428,000 | 2,896 |
| Total liabilities | $145,925,000 | 2,877 |
| Total deposits | $145,616,000 | 2,716 |
| Interest-bearing deposits | $144,412,000 | 2,390 |
| Deposits held in domestic offices | $145,616,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $309,000 | 7,415 |
| Total equity capital | $12,503,000 | 3,252 |
| Total bank equity capital | $12,503,000 | 3,252 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $0 | 12,104 |
| Undivided profits | $12,253,000 | 1,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 6,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $469,000 | 3,977 |
| Earning assets | $153,401,000 | 2,755 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $156,023,800 | 2,858 |
| Average Assets, quarterly | $157,709,500 | 2,876 |
| Volatile liabilities | $19,653,000 | 2,437 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,174,000 | 8,890 |
| Tier 1 (core) risk-based capital | $12,503,000 | 3,175 |
| Tier 2 risk-based capital | $673,000 | 4,092 |
| Total risk weighted assets | $53,277,000 | 4,639 |
| Total unused commitments | $1,174,000 | 8,914 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $156,263,000 | 2,999 |
| Cash and due from depository institutions | $13,253,000 | 6,386 |
| Interest-bearing balances | $13,013,000 | 594 |
| Securities | $58,351,000 | 2,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $81,099,000 | 3,220 |
| Loan loss allowance | $1,068,000 | 3,516 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,004,000 | 6,176 |
| Other real estate owned | $36,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,520,000 | 2,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,263,000 | 2,999 |
| Total liabilities | $144,728,000 | 2,968 |
| Total deposits | $143,788,000 | 2,855 |
| Interest-bearing deposits | $142,102,000 | 2,537 |
| Deposits held in domestic offices | $143,788,000 | 2,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $940,000 | 3,462 |
| Total equity capital | $11,535,000 | 3,321 |
| Total bank equity capital | $11,535,000 | 3,321 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $0 | 12,588 |
| Undivided profits | $11,285,000 | 1,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 7,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $489,000 | 4,198 |
| Earning assets | $152,463,000 | 2,835 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $157,951,200 | 2,910 |
| Average Assets, quarterly | $159,290,500 | 2,932 |
| Volatile liabilities | $12,726,000 | 3,416 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,945,000 | 7,385 |
| Tier 1 (core) risk-based capital | $11,535,000 | 3,267 |
| Tier 2 risk-based capital | $672,000 | 4,104 |
| Total risk weighted assets | $53,441,000 | 4,665 |
| Total unused commitments | $1,945,000 | 7,417 |
| Derivatives | $0 | 651 |