Home > Orange Savings Bank > Assets and Liabilities
Orange Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $92,829,000 | 4,616 |
| Cash and due from depository institutions | $1,274,000 | 6,565 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $5,149,000 | 9,170 |
| Federal funds sold & reverse repurchase agreements | $13,119,000 | 1,006 |
| Net loans & leases | $68,516,000 | 3,907 |
| Loan loss allowance | $642,000 | 4,827 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,304,000 | 5,173 |
| Other real estate owned | $205,000 | 6,565 |
| Goodwill and other intangibles | $16,000 | 3,311 |
| All other assets | $3,246,000 | 2,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,829,000 | 4,616 |
| Total liabilities | $83,082,000 | 4,611 |
| Total deposits | $75,610,000 | 4,729 |
| Interest-bearing deposits | $71,774,000 | 4,350 |
| Deposits held in domestic offices | $75,610,000 | 4,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,723,000 | 1,290 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $749,000 | 4,476 |
| Total equity capital | $9,747,000 | 4,401 |
| Total bank equity capital | $9,747,000 | 4,401 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000 | 9,607 |
| Surplus | $3,236,000 | 3,956 |
| Undivided profits | $6,501,000 | 3,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $863,000 | 2,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $334,000 | 6,399 |
| Earning assets | $86,787,000 | 4,542 |
| Long-term assets (5+ years) | $4,295,000 | 6,345 |
| Average Assets, year-to-date | $88,857,800 | 4,625 |
| Average Assets, quarterly | $91,580,000 | 4,619 |
| Volatile liabilities | $11,263,000 | 4,598 |
| Insider loans | $222,000 | 7,274 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,923,000 | 4,775 |
| Tier 1 (core) risk-based capital | $9,728,000 | 4,275 |
| Tier 2 risk-based capital | $617,880 | 4,420 |
| Total risk weighted assets | $49,406,480 | 5,088 |
| Total unused commitments | $5,923,000 | 4,780 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $84,168,000 | 5,096 |
| Cash and due from depository institutions | $2,388,000 | 5,523 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $4,560,000 | 9,967 |
| Federal funds sold & reverse repurchase agreements | $2,595,000 | 4,225 |
| Net loans & leases | $70,908,000 | 3,798 |
| Loan loss allowance | $736,000 | 4,507 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $906,000 | 6,333 |
| Other real estate owned | $56,000 | 5,523 |
| Goodwill and other intangibles | $40,000 | 2,919 |
| All other assets | $2,715,000 | 2,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,168,000 | 5,096 |
| Total liabilities | $74,611,000 | 5,157 |
| Total deposits | $73,457,000 | 4,986 |
| Interest-bearing deposits | $71,952,000 | 4,486 |
| Deposits held in domestic offices | $73,457,000 | 4,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,154,000 | 3,165 |
| Total equity capital | $9,557,000 | 4,498 |
| Total bank equity capital | $9,557,000 | 4,498 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 10,071 |
| Surplus | $3,236,000 | 4,020 |
| Undivided profits | $6,311,000 | 3,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $303,000 | 6,868 |
| Earning assets | $78,064,000 | 5,051 |
| Long-term assets (5+ years) | $11,600,000 | 3,852 |
| Average Assets, year-to-date | $96,783,400 | 4,393 |
| Average Assets, quarterly | $91,022,500 | 4,744 |
| Volatile liabilities | $3,538,000 | 8,116 |
| Insider loans | $276,000 | 7,024 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,909,000 | 3,934 |
| Tier 1 (core) risk-based capital | $9,503,000 | 4,422 |
| Tier 2 risk-based capital | $607,710 | 4,536 |
| Total risk weighted assets | $48,488,310 | 5,173 |
| Total unused commitments | $7,909,000 | 3,948 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $100,718,000 | 4,398 |
| Cash and due from depository institutions | $4,701,000 | 5,851 |
| Interest-bearing balances | $410,000 | 3,481 |
| Securities | $21,156,000 | 5,343 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 4,701 |
| Net loans & leases | $70,562,000 | 3,715 |
| Loan loss allowance | $612,000 | 5,222 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $619,000 | 7,665 |
| Other real estate owned | $50,000 | 5,851 |
| Goodwill and other intangibles | $65,000 | 2,549 |
| All other assets | $890,000 | 6,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,718,000 | 4,398 |
| Total liabilities | $91,323,000 | 4,357 |
| Total deposits | $73,683,000 | 5,041 |
| Interest-bearing deposits | $71,079,000 | 4,568 |
| Deposits held in domestic offices | $73,683,000 | 5,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $17,000,000 | 916 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $640,000 | 5,200 |
| Total equity capital | $9,395,000 | 4,575 |
| Total bank equity capital | $9,395,000 | 4,575 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $3,236,000 | 3,993 |
| Undivided profits | $6,149,000 | 3,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $286,000 | 7,330 |
| Earning assets | $94,803,000 | 4,298 |
| Long-term assets (5+ years) | $12,815,000 | 3,441 |
| Average Assets, year-to-date | $89,481,200 | 4,682 |
| Average Assets, quarterly | $96,967,500 | 4,493 |
| Volatile liabilities | $20,956,000 | 2,539 |
| Insider loans | $342,000 | 6,683 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,349,000 | 4,349 |
| Tier 1 (core) risk-based capital | $9,288,000 | 4,482 |
| Tier 2 risk-based capital | $608,730 | 4,524 |
| Total risk weighted assets | $48,694,830 | 5,141 |
| Total unused commitments | $6,349,000 | 4,361 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $84,549,000 | 5,068 |
| Cash and due from depository institutions | $4,649,000 | 6,346 |
| Interest-bearing balances | $587,000 | 3,145 |
| Securities | $6,559,000 | 10,116 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 5,195 |
| Net loans & leases | $70,664,000 | 3,640 |
| Loan loss allowance | $533,000 | 5,921 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $444,000 | 8,843 |
| Other real estate owned | $309,000 | 6,346 |
| Goodwill and other intangibles | $89,000 | 2,316 |
| All other assets | $710,000 | 8,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,549,000 | 5,068 |
| Total liabilities | $76,105,000 | 5,077 |
| Total deposits | $75,182,000 | 4,896 |
| Interest-bearing deposits | $71,723,000 | 4,464 |
| Deposits held in domestic offices | $75,182,000 | 4,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $923,000 | 3,246 |
| Total equity capital | $8,444,000 | 4,714 |
| Total bank equity capital | $8,444,000 | 4,714 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $72,000 | 10,409 |
| Surplus | $2,974,000 | 4,215 |
| Undivided profits | $5,398,000 | 3,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $241,000 | 7,639 |
| Earning assets | $78,935,000 | 4,988 |
| Long-term assets (5+ years) | $10,745,000 | 3,930 |
| Average Assets, year-to-date | $83,960,400 | 4,995 |
| Average Assets, quarterly | $84,502,000 | 5,038 |
| Volatile liabilities | $2,183,000 | 9,445 |
| Insider loans | $405,000 | 6,304 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,890,000 | 4,967 |
| Tier 1 (core) risk-based capital | $8,386,000 | 4,794 |
| Tier 2 risk-based capital | $533,000 | 5,012 |
| Total risk weighted assets | $45,219,600 | 5,371 |
| Total unused commitments | $4,890,000 | 4,975 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $83,452,000 | 5,217 |
| Cash and due from depository institutions | $3,697,000 | 6,938 |
| Interest-bearing balances | $484,000 | 4,447 |
| Securities | $5,253,000 | 11,145 |
| Federal funds sold & reverse repurchase agreements | $2,502,000 | 4,960 |
| Net loans & leases | $70,457,000 | 3,570 |
| Loan loss allowance | $595,000 | 5,637 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $444,000 | 9,096 |
| Other real estate owned | $457,000 | 6,938 |
| Goodwill and other intangibles | $113,000 | 2,137 |
| All other assets | $529,000 | 9,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,452,000 | 5,217 |
| Total liabilities | $75,265,000 | 5,243 |
| Total deposits | $74,471,000 | 5,090 |
| Interest-bearing deposits | $71,236,000 | 4,680 |
| Deposits held in domestic offices | $74,471,000 | 5,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $794,000 | 3,759 |
| Total equity capital | $8,187,000 | 4,909 |
| Total bank equity capital | $8,187,000 | 4,909 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $72,000 | 10,922 |
| Surplus | $2,974,000 | 4,180 |
| Undivided profits | $5,141,000 | 4,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,463,000 | 2,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $247,000 | 7,054 |
| Earning assets | $78,696,000 | 5,097 |
| Long-term assets (5+ years) | $11,029,000 | 4,107 |
| Average Assets, year-to-date | $82,577,200 | 5,135 |
| Average Assets, quarterly | $83,376,000 | 5,174 |
| Volatile liabilities | $2,498,000 | 9,006 |
| Insider loans | $425,000 | 6,207 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,094,000 | 4,341 |
| Tier 1 (core) risk-based capital | $8,074,000 | 4,892 |
| Tier 2 risk-based capital | $554,640 | 4,814 |
| Total risk weighted assets | $44,331,040 | 5,433 |
| Total unused commitments | $6,094,000 | 4,367 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $82,442,000 | 5,354 |
| Cash and due from depository institutions | $4,344,000 | 7,249 |
| Interest-bearing balances | $484,000 | 5,077 |
| Securities | $2,637,000 | 12,744 |
| Federal funds sold & reverse repurchase agreements | $2,277,000 | 6,011 |
| Net loans & leases | $70,343,000 | 3,639 |
| Loan loss allowance | $484,000 | 6,633 |
| Trading account assets | $872,000 | 266 |
| Bank premises and fixed assets | $560,000 | 8,495 |
| Other real estate owned | $918,000 | 7,249 |
| Goodwill and other intangibles | $137,000 | 2,056 |
| All other assets | $354,000 | 11,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,442,000 | 5,354 |
| Total liabilities | $75,345,000 | 5,335 |
| Total deposits | $74,172,000 | 5,228 |
| Interest-bearing deposits | $71,069,000 | 4,818 |
| Deposits held in domestic offices | $74,172,000 | 5,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,173,000 | 2,893 |
| Total equity capital | $7,097,000 | 5,316 |
| Total bank equity capital | $7,097,000 | 5,316 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $71,000 | 11,430 |
| Surplus | $2,940,000 | 4,108 |
| Undivided profits | $4,086,000 | 4,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,172,000 | 2,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $257,000 | 7,373 |
| Earning assets | $76,613,000 | 5,269 |
| Long-term assets (5+ years) | $13,281,000 | 3,566 |
| Average Assets, year-to-date | $80,297,800 | 5,346 |
| Average Assets, quarterly | $83,203,500 | 5,261 |
| Volatile liabilities | $2,630,000 | 9,047 |
| Insider loans | $83,000 | 6,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,851,000 | 3,772 |
| Tier 1 (core) risk-based capital | $6,960,000 | 5,343 |
| Tier 2 risk-based capital | $484,000 | 5,370 |
| Total risk weighted assets | $44,563,100 | 5,466 |
| Total unused commitments | $6,851,000 | 3,793 |
| Derivatives | $0 | 651 |