Home > Orange National Bank > Income and Expense
Orange National Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $18,489,000 | 1,753 |
Total interest expense | $4,165,000 | 3,549 |
Net interest income | $14,324,000 | 1,187 |
Provision for loan and lease losses | $100,000 | 5,089 |
Total noninterest income | $3,411,000 | 1,220 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $1,442,000 | 856 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $1,969,000 | 1,173 |
Total noninterest expense | $12,121,000 | 1,091 |
Salaries and employee benefits | $5,936,000 | 1,099 |
Premises and equipment expense | $2,085,000 | 927 |
Additional noninterest expense | $4,100,000 | 1,106 |
Pre-tax net operating income | $5,514,000 | 1,364 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $2,147,000 | 1,173 |
Income before extraordinary items | $3,367,000 | 1,566 |
Extraordinary gains, net | $0 | 32 |
Net income | $3,367,000 | 1,566 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $157,000 | 2,836 |
Cash dividends | $1,389,000 | 1,773 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $3,367,000 | 1,506 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $16,277,000 | 1,999 |
Total interest expense | $3,353,000 | 4,279 |
Net interest income | $12,924,000 | 1,347 |
Provision for loan and lease losses | $140,000 | 4,290 |
Total noninterest income | $4,288,000 | 1,023 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $1,584,000 | 799 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $2,704,000 | 903 |
Total noninterest expense | $11,729,000 | 1,134 |
Salaries and employee benefits | $6,057,000 | 1,084 |
Premises and equipment expense | $1,838,000 | 1,077 |
Additional noninterest expense | $3,834,000 | 1,155 |
Pre-tax net operating income | $5,343,000 | 1,453 |
Securities gains (losses) | $-8,000 | 9,909 |
Applicable income taxes | $2,097,000 | 1,265 |
Income before extraordinary items | $3,238,000 | 1,667 |
Extraordinary gains, net | $0 | 44 |
Net income | $3,238,000 | 1,668 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-72,000 | 10,638 |
Cash dividends | $824,000 | 2,513 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $3,243,120 | 1,625 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $15,319,000 | 2,201 |
Total interest expense | $3,519,000 | 4,182 |
Net interest income | $11,800,000 | 1,509 |
Provision for loan and lease losses | $205,000 | 3,345 |
Total noninterest income | $3,288,000 | 1,267 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $1,527,000 | 864 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $1,761,000 | 1,261 |
Total noninterest expense | $11,507,000 | 1,252 |
Salaries and employee benefits | $5,871,000 | 1,147 |
Premises and equipment expense | $1,784,000 | 1,176 |
Additional noninterest expense | $3,852,000 | 1,392 |
Pre-tax net operating income | $3,376,000 | 2,113 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,135,000 | 2,099 |
Income before extraordinary items | $2,241,000 | 2,204 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,241,000 | 2,204 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $348,000 | 1,864 |
Cash dividends | $718,000 | 2,699 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,241,000 | 2,153 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $15,947,000 | 2,105 |
Total interest expense | $3,141,000 | 4,550 |
Net interest income | $12,806,000 | 1,403 |
Provision for loan and lease losses | $320,000 | 2,185 |
Total noninterest income | $3,426,000 | 1,242 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $1,553,000 | 853 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $1,873,000 | 1,176 |
Total noninterest expense | $12,213,000 | 1,199 |
Salaries and employee benefits | $6,028,000 | 1,121 |
Premises and equipment expense | $1,806,000 | 1,166 |
Additional noninterest expense | $4,379,000 | 1,246 |
Pre-tax net operating income | $3,699,000 | 1,987 |
Securities gains (losses) | $20,000 | 1,915 |
Applicable income taxes | $1,179,000 | 2,061 |
Income before extraordinary items | $2,540,000 | 1,981 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,540,000 | 1,978 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $273,000 | 2,067 |
Cash dividends | $474,000 | 3,489 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $2,526,400 | 1,969 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $13,623,000 | 2,245 |
Total interest expense | $2,507,000 | 4,645 |
Net interest income | $11,116,000 | 1,629 |
Provision for loan and lease losses | $298,000 | 2,307 |
Total noninterest income | $3,251,000 | 1,286 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,498,000 | 865 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,753,000 | 1,242 |
Total noninterest expense | $12,552,000 | 1,189 |
Salaries and employee benefits | $6,259,000 | 1,085 |
Premises and equipment expense | $1,730,000 | 1,215 |
Additional noninterest expense | $4,563,000 | 1,268 |
Pre-tax net operating income | $1,517,000 | 4,371 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $598,000 | 3,529 |
Income before extraordinary items | $919,000 | 4,823 |
Extraordinary gains, net | $0 | 249 |
Net income | $919,000 | 4,830 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $357,000 | 1,698 |
Cash dividends | $50,000 | 7,903 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $919,000 | 4,879 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $12,184,000 | 2,532 |
Total interest expense | $2,623,000 | 4,618 |
Net interest income | $9,561,000 | 1,889 |
Provision for loan and lease losses | $394,000 | 2,497 |
Total noninterest income | $2,610,000 | 1,623 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $1,470,000 | 896 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,140,000 | 1,866 |
Total noninterest expense | $12,138,000 | 1,271 |
Salaries and employee benefits | $6,018,000 | 1,124 |
Premises and equipment expense | $1,592,000 | 1,338 |
Additional noninterest expense | $4,528,000 | 1,377 |
Pre-tax net operating income | $-361,000 | 12,797 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-142,000 | 12,997 |
Income before extraordinary items | $-219,000 | 12,773 |
Extraordinary gains, net | $500,000 | 465 |
Net income | $281,000 | 9,828 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $295,000 | 2,501 |
Cash dividends | $165,000 | 5,881 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-219,000 | 12,692 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $12,326,000 | 2,840 |
Total interest expense | $3,438,000 | 4,608 |
Net interest income | $8,888,000 | 2,055 |
Provision for loan and lease losses | $790,000 | 2,165 |
Total noninterest income | $2,215,000 | 1,815 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $1,183,000 | 1,116 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,032,000 | 1,952 |
Total noninterest expense | $9,708,000 | 1,583 |
Salaries and employee benefits | $5,043,000 | 1,330 |
Premises and equipment expense | $1,182,000 | 1,789 |
Additional noninterest expense | $3,483,000 | 1,758 |
Pre-tax net operating income | $605,000 | 7,677 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $246,000 | 6,727 |
Income before extraordinary items | $359,000 | 8,627 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $359,000 | 8,752 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $546,000 | 2,324 |
Cash dividends | $585,000 | 2,468 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $359,000 | 8,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.