Home > Orange National Bank > Income and Expense

Orange National Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$18,489,0001,753
Total interest expense$4,165,0003,549
Net interest income$14,324,0001,187
Provision for loan and lease losses$100,0005,089
Total noninterest income$3,411,0001,220
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,442,000856
Trading account gains and fees$0224
Additional Noninterest Income$1,969,0001,173
Total noninterest expense$12,121,0001,091
Salaries and employee benefits$5,936,0001,099
Premises and equipment expense$2,085,000927
Additional noninterest expense$4,100,0001,106
Pre-tax net operating income$5,514,0001,364
Securities gains (losses)$04,449
Applicable income taxes$2,147,0001,173
Income before extraordinary items$3,367,0001,566
Extraordinary gains, net$032
Net income$3,367,0001,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,836
Cash dividends$1,389,0001,773
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,367,0001,506
1997-12-31 (YTD Data)Rank
Total interest income$16,277,0001,999
Total interest expense$3,353,0004,279
Net interest income$12,924,0001,347
Provision for loan and lease losses$140,0004,290
Total noninterest income$4,288,0001,023
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,584,000799
Trading account gains and fees$0239
Additional Noninterest Income$2,704,000903
Total noninterest expense$11,729,0001,134
Salaries and employee benefits$6,057,0001,084
Premises and equipment expense$1,838,0001,077
Additional noninterest expense$3,834,0001,155
Pre-tax net operating income$5,343,0001,453
Securities gains (losses)$-8,0009,909
Applicable income taxes$2,097,0001,265
Income before extraordinary items$3,238,0001,667
Extraordinary gains, net$044
Net income$3,238,0001,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,00010,638
Cash dividends$824,0002,513
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,243,1201,625
1996-12-31 (YTD Data)Rank
Total interest income$15,319,0002,201
Total interest expense$3,519,0004,182
Net interest income$11,800,0001,509
Provision for loan and lease losses$205,0003,345
Total noninterest income$3,288,0001,267
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,527,000864
Trading account gains and fees$0262
Additional Noninterest Income$1,761,0001,261
Total noninterest expense$11,507,0001,252
Salaries and employee benefits$5,871,0001,147
Premises and equipment expense$1,784,0001,176
Additional noninterest expense$3,852,0001,392
Pre-tax net operating income$3,376,0002,113
Securities gains (losses)$04,148
Applicable income taxes$1,135,0002,099
Income before extraordinary items$2,241,0002,204
Extraordinary gains, net$053
Net income$2,241,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,864
Cash dividends$718,0002,699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,241,0002,153
1995-12-31 (YTD Data)Rank
Total interest income$15,947,0002,105
Total interest expense$3,141,0004,550
Net interest income$12,806,0001,403
Provision for loan and lease losses$320,0002,185
Total noninterest income$3,426,0001,242
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,553,000853
Trading account gains and fees$0522
Additional Noninterest Income$1,873,0001,176
Total noninterest expense$12,213,0001,199
Salaries and employee benefits$6,028,0001,121
Premises and equipment expense$1,806,0001,166
Additional noninterest expense$4,379,0001,246
Pre-tax net operating income$3,699,0001,987
Securities gains (losses)$20,0001,915
Applicable income taxes$1,179,0002,061
Income before extraordinary items$2,540,0001,981
Extraordinary gains, net$065
Net income$2,540,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0002,067
Cash dividends$474,0003,489
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,526,4001,969
1994-12-31 (YTD Data)Rank
Total interest income$13,623,0002,245
Total interest expense$2,507,0004,645
Net interest income$11,116,0001,629
Provision for loan and lease losses$298,0002,307
Total noninterest income$3,251,0001,286
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,498,000865
Trading account gains and fees$0475
Additional Noninterest Income$1,753,0001,242
Total noninterest expense$12,552,0001,189
Salaries and employee benefits$6,259,0001,085
Premises and equipment expense$1,730,0001,215
Additional noninterest expense$4,563,0001,268
Pre-tax net operating income$1,517,0004,371
Securities gains (losses)$03,600
Applicable income taxes$598,0003,529
Income before extraordinary items$919,0004,823
Extraordinary gains, net$0249
Net income$919,0004,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,698
Cash dividends$50,0007,903
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$919,0004,879
1993-12-31 (YTD Data)Rank
Total interest income$12,184,0002,532
Total interest expense$2,623,0004,618
Net interest income$9,561,0001,889
Provision for loan and lease losses$394,0002,497
Total noninterest income$2,610,0001,623
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,470,000896
Trading account gains and fees$0532
Additional Noninterest Income$1,140,0001,866
Total noninterest expense$12,138,0001,271
Salaries and employee benefits$6,018,0001,124
Premises and equipment expense$1,592,0001,338
Additional noninterest expense$4,528,0001,377
Pre-tax net operating income$-361,00012,797
Securities gains (losses)$07,477
Applicable income taxes$-142,00012,997
Income before extraordinary items$-219,00012,773
Extraordinary gains, net$500,000465
Net income$281,0009,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0002,501
Cash dividends$165,0005,881
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-219,00012,692
1992-12-31 (YTD Data)Rank
Total interest income$12,326,0002,840
Total interest expense$3,438,0004,608
Net interest income$8,888,0002,055
Provision for loan and lease losses$790,0002,165
Total noninterest income$2,215,0001,815
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,183,0001,116
Trading account gains and fees$0504
Additional Noninterest Income$1,032,0001,952
Total noninterest expense$9,708,0001,583
Salaries and employee benefits$5,043,0001,330
Premises and equipment expense$1,182,0001,789
Additional noninterest expense$3,483,0001,758
Pre-tax net operating income$605,0007,677
Securities gains (losses)$08,369
Applicable income taxes$246,0006,727
Income before extraordinary items$359,0008,627
Extraordinary gains, net$01,422
Net income$359,0008,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,0002,324
Cash dividends$585,0002,468
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$359,0008,260

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.