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Orange Bank & Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$117,770,000	468
Total interest expense	$28,457,000	613
Net interest income	$89,313,000	407
Provision for loan and lease losses	$7,868,000	247
Total noninterest income	$7,448,000	916
Gross Fiduciary activities income	$3,974,000	292
Service charges on deposit accounts	$800,000	1,189
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,674,000	1,368
Total noninterest expense	$49,832,000	573
Salaries and employee benefits	$28,109,000	557
Premises and equipment expense	$4,423,000	619
Additional noninterest expense	$2,674,000	1,368
Pre-tax net operating income	$39,061,000	424
Securities gains (losses)	$107,000	237
Applicable income taxes	$8,705,000	391
Income before extraordinary items	$30,463,000	418
Extraordinary gains, net	$0	54
Net income	$30,463,000	423
Minority interest net income	$0	88
Net income of bank and minority interests.	$30,463,000	420
Net charge-offs	$1,148,000	498
Cash dividends	$5,190,000	786
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$30,378,470	433
2023-09-30 (YTD Data)		Rank
Total interest income	$86,203,000	471
Total interest expense	$19,269,000	625
Net interest income	$66,934,000	416
Provision for loan and lease losses	$7,406,000	211
Total noninterest income	$5,285,000	961
Gross Fiduciary activities income	$2,898,000	295
Service charges on deposit accounts	$583,000	1,215
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,804,000	1,443
Total noninterest expense	$36,817,000	578
Salaries and employee benefits	$20,933,000	566
Premises and equipment expense	$3,352,000	619
Additional noninterest expense	$1,804,000	1,443
Pre-tax net operating income	$27,996,000	450
Securities gains (losses)	$107,000	152
Applicable income taxes	$6,039,000	417
Income before extraordinary items	$22,064,000	450
Extraordinary gains, net	$0	52
Net income	$22,064,000	454
Minority interest net income	$0	81
Net income of bank and minority interests.	$22,064,000	450
Net charge-offs	$39,000	1,585
Cash dividends	$3,891,000	740
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$21,979,470	461
2023-06-30 (YTD Data)		Rank
Total interest income	$56,103,000	459
Total interest expense	$11,902,000	601
Net interest income	$44,201,000	418
Provision for loan and lease losses	$6,569,000	178
Total noninterest income	$3,560,000	903
Gross Fiduciary activities income	$1,909,000	292
Service charges on deposit accounts	$376,000	1,233
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,275,000	1,319
Total noninterest expense	$24,874,000	559
Salaries and employee benefits	$14,061,000	552
Premises and equipment expense	$2,282,000	590
Additional noninterest expense	$1,275,000	1,318
Pre-tax net operating income	$16,318,000	494
Securities gains (losses)	$107,000	163
Applicable income taxes	$3,468,000	452
Income before extraordinary items	$12,957,000	494
Extraordinary gains, net	$0	51
Net income	$12,957,000	502
Minority interest net income	$0	81
Net income of bank and minority interests.	$12,957,000	493
Net charge-offs	$159,000	762
Cash dividends	$2,593,000	709
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$12,872,470	498
2023-03-31 (YTD Data)		Rank
Total interest income	$26,363,000	484
Total interest expense	$4,994,000	612
Net interest income	$21,369,000	441
Provision for loan and lease losses	$6,355,000	121
Total noninterest income	$1,716,000	929
Gross Fiduciary activities income	$913,000	310
Service charges on deposit accounts	$173,000	1,329
Trading account gains and fees	$0	97
Additional Noninterest Income	$630,000	1,315
Total noninterest expense	$12,410,000	568
Salaries and employee benefits	$7,110,000	561
Premises and equipment expense	$1,205,000	589
Additional noninterest expense	$630,000	1,315
Pre-tax net operating income	$4,320,000	834
Securities gains (losses)	$107,000	159
Applicable income taxes	$931,000	707
Income before extraordinary items	$3,496,000	827
Extraordinary gains, net	$0	4
Net income	$3,496,000	826
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,496,000	826
Net charge-offs	$66,000	711
Cash dividends	$1,295,000	675
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,411,470	858
2022-12-31 (YTD Data)		Rank
Total interest income	$84,223,000	478
Total interest expense	$5,058,000	777
Net interest income	$79,165,000	457
Provision for loan and lease losses	$9,517,000	180
Total noninterest income	$6,871,000	967
Gross Fiduciary activities income	$3,705,000	311
Service charges on deposit accounts	$710,000	1,328
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,456,000	1,435
Total noninterest expense	$44,495,000	603
Salaries and employee benefits	$24,680,000	618
Premises and equipment expense	$4,240,000	639
Additional noninterest expense	$2,456,000	1,435
Pre-tax net operating income	$32,024,000	541
Securities gains (losses)	$-12,000	3,474
Applicable income taxes	$6,421,000	521
Income before extraordinary items	$25,591,000	540
Extraordinary gains, net	$0	5
Net income	$25,591,000	541
Minority interest net income	$0	63
Net income of bank and minority interests.	$25,591,000	541
Net charge-offs	$5,346,000	146
Cash dividends	$4,667,000	829
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$25,600,600	552
2022-09-30 (YTD Data)		Rank
Total interest income	$58,596,000	484
Total interest expense	$2,514,000	834
Net interest income	$56,082,000	469
Provision for loan and lease losses	$8,517,000	154
Total noninterest income	$5,090,000	1,001
Gross Fiduciary activities income	$2,772,000	309
Service charges on deposit accounts	$525,000	1,359
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,793,000	1,484
Total noninterest expense	$32,691,000	613
Salaries and employee benefits	$18,300,000	624
Premises and equipment expense	$3,195,000	635
Additional noninterest expense	$1,793,000	1,484
Pre-tax net operating income	$19,964,000	614
Securities gains (losses)	$-12,000	3,821
Applicable income taxes	$3,798,000	607
Income before extraordinary items	$16,154,000	608
Extraordinary gains, net	$0	4
Net income	$16,154,000	609
Minority interest net income	$0	57
Net income of bank and minority interests.	$16,154,000	609
Net charge-offs	$3,290,000	164
Cash dividends	$3,372,000	781
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$16,163,720	614
2022-06-30 (YTD Data)		Rank
Total interest income	$35,753,000	504
Total interest expense	$1,361,000	848
Net interest income	$34,392,000	491
Provision for loan and lease losses	$6,433,000	119
Total noninterest income	$3,364,000	986
Gross Fiduciary activities income	$1,845,000	276
Service charges on deposit accounts	$336,000	1,376
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,183,000	1,512
Total noninterest expense	$21,480,000	609
Salaries and employee benefits	$11,799,000	630
Premises and equipment expense	$2,198,000	619
Additional noninterest expense	$7,483,000	548
Pre-tax net operating income	$9,843,000	715
Securities gains (losses)	$0	687
Applicable income taxes	$1,829,000	696
Income before extraordinary items	$8,014,000	714
Extraordinary gains, net	$0	4
Net income	$8,014,000	714
Minority interest net income	$0	60
Net income of bank and minority interests.	$8,014,000	714
Net charge-offs	$451,000	354
Cash dividends	$2,247,000	771
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$8,014,000	724
2022-03-31 (YTD Data)		Rank
Total interest income	$17,270,000	506
Total interest expense	$658,000	831
Net interest income	$16,612,000	495
Provision for loan and lease losses	$923,000	215
Total noninterest income	$1,627,000	1,018
Gross Fiduciary activities income	$877,000	286
Service charges on deposit accounts	$169,000	1,354
Trading account gains and fees	$0	103
Additional Noninterest Income	$581,000	1,535
Total noninterest expense	$10,438,000	629
Salaries and employee benefits	$5,758,000	657
Premises and equipment expense	$1,167,000	587
Additional noninterest expense	$3,513,000	569
Pre-tax net operating income	$6,878,000	547
Securities gains (losses)	$0	623
Applicable income taxes	$1,331,000	541
Income before extraordinary items	$5,547,000	546
Extraordinary gains, net	$0	4
Net income	$5,547,000	546
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,547,000	546
Net charge-offs	$157,000	408
Cash dividends	$1,123,000	719
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,547,000	551
2021-12-31 (YTD Data)		Rank
Total interest income	$64,430,000	538
Total interest expense	$2,880,000	950
Net interest income	$61,550,000	520
Provision for loan and lease losses	$2,428,000	230
Total noninterest income	$6,512,000	1,107
Gross Fiduciary activities income	$3,599,000	278
Service charges on deposit accounts	$618,000	1,380
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,295,000	1,781
Total noninterest expense	$38,762,000	670
Salaries and employee benefits	$20,323,000	722
Premises and equipment expense	$3,840,000	690
Additional noninterest expense	$14,599,000	559
Pre-tax net operating income	$26,872,000	596
Securities gains (losses)	$0	2,062
Applicable income taxes	$5,471,000	588
Income before extraordinary items	$21,401,000	611
Extraordinary gains, net	$0	10
Net income	$21,401,000	611
Minority interest net income	$0	74
Net income of bank and minority interests.	$21,401,000	612
Net charge-offs	$940,000	444
Cash dividends	$4,029,000	934
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$21,401,000	602
2021-09-30 (YTD Data)		Rank
Total interest income	$47,281,000	555
Total interest expense	$2,213,000	975
Net interest income	$45,068,000	536
Provision for loan and lease losses	$1,883,000	227
Total noninterest income	$4,817,000	1,139
Gross Fiduciary activities income	$2,654,000	280
Service charges on deposit accounts	$484,000	1,324
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,679,000	1,850
Total noninterest expense	$28,163,000	691
Salaries and employee benefits	$15,162,000	737
Premises and equipment expense	$2,795,000	716
Additional noninterest expense	$10,206,000	593
Pre-tax net operating income	$19,839,000	619
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,902,000	631
Income before extraordinary items	$15,937,000	627
Extraordinary gains, net	$0	8
Net income	$15,937,000	627
Minority interest net income	$0	69
Net income of bank and minority interests.	$15,937,000	627
Net charge-offs	$14,000	1,869
Cash dividends	$2,906,000	894
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$15,937,000	623
2021-06-30 (YTD Data)		Rank
Total interest income	$30,420,000	564
Total interest expense	$1,504,000	1,000
Net interest income	$28,916,000	544
Provision for loan and lease losses	$875,000	362
Total noninterest income	$3,149,000	1,154
Gross Fiduciary activities income	$1,721,000	282
Service charges on deposit accounts	$328,000	1,271
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,100,000	1,818
Total noninterest expense	$18,394,000	702
Salaries and employee benefits	$9,896,000	748
Premises and equipment expense	$1,821,000	735
Additional noninterest expense	$6,677,000	591
Pre-tax net operating income	$12,796,000	625
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,501,000	642
Income before extraordinary items	$10,295,000	647
Extraordinary gains, net	$0	6
Net income	$10,295,000	647
Minority interest net income	$0	67
Net income of bank and minority interests.	$10,295,000	647
Net charge-offs	$-1,000	3,056
Cash dividends	$1,783,000	941
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$10,295,000	638
2021-03-31 (YTD Data)		Rank
Total interest income	$14,762,000	584
Total interest expense	$750,000	1,063
Net interest income	$14,012,000	560
Provision for loan and lease losses	$66,000	1,558
Total noninterest income	$1,829,000	1,057
Gross Fiduciary activities income	$843,000	281
Service charges on deposit accounts	$176,000	1,202
Trading account gains and fees	$0	127
Additional Noninterest Income	$810,000	1,452
Total noninterest expense	$9,439,000	679
Salaries and employee benefits	$4,957,000	739
Premises and equipment expense	$911,000	750
Additional noninterest expense	$3,571,000	529
Pre-tax net operating income	$6,336,000	631
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,244,000	646
Income before extraordinary items	$5,092,000	655
Extraordinary gains, net	$0	3
Net income	$5,092,000	655
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,092,000	655
Net charge-offs	$-45,000	4,587
Cash dividends	$890,000	822
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,092,000	640
2020-12-31 (YTD Data)		Rank
Total interest income	$53,741,000	633
Total interest expense	$4,317,000	1,085
Net interest income	$49,424,000	594
Provision for loan and lease losses	$5,413,000	535
Total noninterest income	$5,456,000	1,195
Gross Fiduciary activities income	$2,901,000	293
Service charges on deposit accounts	$684,000	1,271
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,871,000	1,853
Total noninterest expense	$35,966,000	694
Salaries and employee benefits	$19,692,000	727
Premises and equipment expense	$3,517,000	740
Additional noninterest expense	$12,757,000	593
Pre-tax net operating income	$13,501,000	821
Securities gains (losses)	$804,000	440
Applicable income taxes	$2,433,000	817
Income before extraordinary items	$11,872,000	816
Extraordinary gains, net	$0	4
Net income	$11,872,000	817
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,872,000	816
Net charge-offs	$1,516,000	501
Cash dividends	$3,586,000	976
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$11,204,680	824
2020-09-30 (YTD Data)		Rank
Total interest income	$39,442,000	648
Total interest expense	$3,447,000	1,087
Net interest income	$35,995,000	601
Provision for loan and lease losses	$3,725,000	611
Total noninterest income	$3,848,000	1,211
Gross Fiduciary activities income	$2,061,000	298
Service charges on deposit accounts	$482,000	1,317
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,305,000	1,889
Total noninterest expense	$26,747,000	692
Salaries and employee benefits	$14,829,000	709
Premises and equipment expense	$2,641,000	728
Additional noninterest expense	$9,277,000	592
Pre-tax net operating income	$9,371,000	843
Securities gains (losses)	$804,000	360
Applicable income taxes	$1,763,000	812
Income before extraordinary items	$8,412,000	828
Extraordinary gains, net	$0	4
Net income	$8,412,000	828
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,412,000	828
Net charge-offs	$1,044,000	492
Cash dividends	$2,690,000	873
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,744,680	854
2020-06-30 (YTD Data)		Rank
Total interest income	$25,723,000	662
Total interest expense	$2,351,000	1,155
Net interest income	$23,372,000	619
Provision for loan and lease losses	$2,510,000	614
Total noninterest income	$2,532,000	1,164
Gross Fiduciary activities income	$1,308,000	303
Service charges on deposit accounts	$326,000	1,314
Trading account gains and fees	$0	123
Additional Noninterest Income	$898,000	1,772
Total noninterest expense	$17,450,000	698
Salaries and employee benefits	$10,002,000	701
Premises and equipment expense	$1,759,000	733
Additional noninterest expense	$5,689,000	634
Pre-tax net operating income	$5,944,000	820
Securities gains (losses)	$586,000	334
Applicable income taxes	$1,127,000	750
Income before extraordinary items	$5,403,000	790
Extraordinary gains, net	$0	4
Net income	$5,403,000	790
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,403,000	790
Net charge-offs	$712,000	479
Cash dividends	$1,794,000	883
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,916,620	834
2020-03-31 (YTD Data)		Rank
Total interest income	$12,732,000	677
Total interest expense	$1,247,000	1,188
Net interest income	$11,485,000	614
Provision for loan and lease losses	$1,200,000	543
Total noninterest income	$1,342,000	1,065
Gross Fiduciary activities income	$624,000	313
Service charges on deposit accounts	$208,000	1,261
Trading account gains and fees	$0	106
Additional Noninterest Income	$510,000	1,500
Total noninterest expense	$8,456,000	730
Salaries and employee benefits	$4,712,000	745
Premises and equipment expense	$881,000	736
Additional noninterest expense	$2,863,000	632
Pre-tax net operating income	$3,171,000	694
Securities gains (losses)	$0	1,705
Applicable income taxes	$549,000	695
Income before extraordinary items	$2,622,000	734
Extraordinary gains, net	$0	4
Net income	$2,622,000	734
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,622,000	734
Net charge-offs	$-7,000	4,334
Cash dividends	$896,000	895
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,622,000	710
2019-12-31 (YTD Data)		Rank
Total interest income	$48,300,000	717
Total interest expense	$4,660,000	1,317
Net interest income	$43,640,000	636
Provision for loan and lease losses	$2,195,000	498
Total noninterest income	$5,198,000	1,105
Gross Fiduciary activities income	$2,751,000	294
Service charges on deposit accounts	$919,000	1,193
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,528,000	1,774
Total noninterest expense	$32,620,000	724
Salaries and employee benefits	$18,592,000	723
Premises and equipment expense	$3,301,000	767
Additional noninterest expense	$10,727,000	656
Pre-tax net operating income	$14,023,000	793
Securities gains (losses)	$-219,000	5,111
Applicable income taxes	$2,499,000	787
Income before extraordinary items	$11,305,000	851
Extraordinary gains, net	$0	11
Net income	$11,305,000	852
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,305,000	852
Net charge-offs	$583,000	941
Cash dividends	$3,591,000	1,050
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$11,484,580	807
2019-09-30 (YTD Data)		Rank
Total interest income	$35,616,000	726
Total interest expense	$3,321,000	1,373
Net interest income	$32,295,000	644
Provision for loan and lease losses	$1,660,000	468
Total noninterest income	$3,938,000	1,082
Gross Fiduciary activities income	$1,965,000	299
Service charges on deposit accounts	$693,000	1,197
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,280,000	1,669
Total noninterest expense	$24,091,000	730
Salaries and employee benefits	$13,792,000	726
Premises and equipment expense	$2,489,000	760
Additional noninterest expense	$7,810,000	672
Pre-tax net operating income	$10,482,000	812
Securities gains (losses)	$-219,000	5,192
Applicable income taxes	$1,839,000	810
Income before extraordinary items	$8,424,000	869
Extraordinary gains, net	$0	11
Net income	$8,424,000	870
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,424,000	870
Net charge-offs	$-22,000	4,634
Cash dividends	$2,695,000	955
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,603,580	829
2019-06-30 (YTD Data)		Rank
Total interest income	$22,828,000	752
Total interest expense	$2,017,000	1,449
Net interest income	$20,811,000	665
Provision for loan and lease losses	$1,020,000	481
Total noninterest income	$2,531,000	1,085
Gross Fiduciary activities income	$1,269,000	309
Service charges on deposit accounts	$439,000	1,220
Trading account gains and fees	$0	131
Additional Noninterest Income	$823,000	1,685
Total noninterest expense	$15,850,000	743
Salaries and employee benefits	$9,029,000	736
Premises and equipment expense	$1,671,000	763
Additional noninterest expense	$5,150,000	687
Pre-tax net operating income	$6,472,000	838
Securities gains (losses)	$-219,000	5,246
Applicable income taxes	$1,096,000	855
Income before extraordinary items	$5,157,000	900
Extraordinary gains, net	$0	11
Net income	$5,157,000	900
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,157,000	900
Net charge-offs	$-164,000	5,137
Cash dividends	$1,798,000	964
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,336,580	865
2019-03-31 (YTD Data)		Rank
Total interest income	$11,053,000	774
Total interest expense	$856,000	1,605
Net interest income	$10,197,000	677
Provision for loan and lease losses	$600,000	408
Total noninterest income	$1,241,000	1,065
Gross Fiduciary activities income	$622,000	309
Service charges on deposit accounts	$214,000	1,247
Trading account gains and fees	$0	126
Additional Noninterest Income	$405,000	1,653
Total noninterest expense	$7,968,000	730
Salaries and employee benefits	$4,563,000	721
Premises and equipment expense	$858,000	760
Additional noninterest expense	$2,547,000	686
Pre-tax net operating income	$2,870,000	899
Securities gains (losses)	$-137,000	5,312
Applicable income taxes	$463,000	952
Income before extraordinary items	$2,270,000	973
Extraordinary gains, net	$0	5
Net income	$2,270,000	972
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,270,000	972
Net charge-offs	$-193,000	5,271
Cash dividends	$900,000	902
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,383,710	926
2018-12-31 (YTD Data)		Rank
Total interest income	$38,704,000	813
Total interest expense	$2,601,000	1,598
Net interest income	$36,103,000	739
Provision for loan and lease losses	$2,465,000	433
Total noninterest income	$4,839,000	1,116
Gross Fiduciary activities income	$2,323,000	317
Service charges on deposit accounts	$920,000	1,237
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,596,000	1,729
Total noninterest expense	$29,507,000	763
Salaries and employee benefits	$16,058,000	782
Premises and equipment expense	$3,117,000	801
Additional noninterest expense	$10,332,000	692
Pre-tax net operating income	$8,970,000	1,126
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,465,000	1,066
Income before extraordinary items	$7,505,000	1,146
Extraordinary gains, net	$0	6
Net income	$7,505,000	1,145
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,505,000	1,145
Net charge-offs	$328,000	1,257
Cash dividends	$3,264,000	1,018
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,505,000	1,142
2018-09-30 (YTD Data)		Rank
Total interest income	$27,996,000	834
Total interest expense	$1,830,000	1,600
Net interest income	$26,166,000	757
Provision for loan and lease losses	$1,825,000	416
Total noninterest income	$3,665,000	1,112
Gross Fiduciary activities income	$1,778,000	316
Service charges on deposit accounts	$704,000	1,226
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,183,000	1,759
Total noninterest expense	$21,976,000	764
Salaries and employee benefits	$11,847,000	794
Premises and equipment expense	$2,337,000	800
Additional noninterest expense	$7,792,000	666
Pre-tax net operating income	$6,030,000	1,228
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,053,000	1,128
Income before extraordinary items	$4,977,000	1,286
Extraordinary gains, net	$0	5
Net income	$4,977,000	1,284
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,977,000	1,285
Net charge-offs	$229,000	1,147
Cash dividends	$2,363,000	936
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,977,000	1,277
2018-06-30 (YTD Data)		Rank
Total interest income	$18,167,000	845
Total interest expense	$1,145,000	1,607
Net interest income	$17,022,000	773
Provision for loan and lease losses	$1,285,000	394
Total noninterest income	$2,421,000	1,121
Gross Fiduciary activities income	$1,171,000	317
Service charges on deposit accounts	$472,000	1,216
Trading account gains and fees	$0	130
Additional Noninterest Income	$778,000	1,768
Total noninterest expense	$14,567,000	768
Salaries and employee benefits	$7,784,000	806
Premises and equipment expense	$1,559,000	807
Additional noninterest expense	$5,224,000	654
Pre-tax net operating income	$3,591,000	1,315
Securities gains (losses)	$0	961
Applicable income taxes	$655,000	1,167
Income before extraordinary items	$2,936,000	1,375
Extraordinary gains, net	$0	6
Net income	$2,936,000	1,374
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,936,000	1,374
Net charge-offs	$229,000	861
Cash dividends	$1,575,000	917
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,936,000	1,367
2018-03-31 (YTD Data)		Rank
Total interest income	$8,830,000	857
Total interest expense	$538,000	1,616
Net interest income	$8,292,000	789
Provision for loan and lease losses	$540,000	431
Total noninterest income	$1,212,000	1,111
Gross Fiduciary activities income	$608,000	314
Service charges on deposit accounts	$236,000	1,225
Trading account gains and fees	$0	123
Additional Noninterest Income	$368,000	1,798
Total noninterest expense	$7,234,000	775
Salaries and employee benefits	$3,881,000	819
Premises and equipment expense	$804,000	791
Additional noninterest expense	$2,549,000	664
Pre-tax net operating income	$1,730,000	1,338
Securities gains (losses)	$0	735
Applicable income taxes	$346,000	1,106
Income before extraordinary items	$1,384,000	1,418
Extraordinary gains, net	$0	7
Net income	$1,384,000	1,418
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,384,000	1,418
Net charge-offs	$35,000	1,373
Cash dividends	$787,000	868
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,384,000	1,409
2017-12-31 (YTD Data)		Rank
Total interest income	$33,129,000	867
Total interest expense	$2,678,000	1,207
Net interest income	$30,451,000	828
Provision for loan and lease losses	$1,780,000	568
Total noninterest income	$4,626,000	1,178
Gross Fiduciary activities income	$2,304,000	317
Service charges on deposit accounts	$946,000	1,238
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,376,000	1,918
Total noninterest expense	$27,356,000	799
Salaries and employee benefits	$15,097,000	815
Premises and equipment expense	$3,279,000	759
Additional noninterest expense	$8,980,000	748
Pre-tax net operating income	$5,941,000	1,473
Securities gains (losses)	$302,000	302
Applicable income taxes	$3,584,000	843
Income before extraordinary items	$2,659,000	2,237
Extraordinary gains, net	$0	9
Net income	$2,659,000	2,237
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,659,000	2,237
Net charge-offs	$992,000	703
Cash dividends	$3,227,000	970
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,465,720	2,322
2017-09-30 (YTD Data)		Rank
Total interest income	$24,545,000	870
Total interest expense	$2,116,000	1,127
Net interest income	$22,429,000	841
Provision for loan and lease losses	$1,432,000	525
Total noninterest income	$3,699,000	1,144
Gross Fiduciary activities income	$1,844,000	306
Service charges on deposit accounts	$699,000	1,261
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,156,000	1,800
Total noninterest expense	$20,415,000	805
Salaries and employee benefits	$11,625,000	794
Premises and equipment expense	$2,379,000	788
Additional noninterest expense	$6,411,000	773
Pre-tax net operating income	$4,281,000	1,540
Securities gains (losses)	$223,000	350
Applicable income taxes	$840,000	1,620
Income before extraordinary items	$3,664,000	1,470
Extraordinary gains, net	$0	9
Net income	$3,664,000	1,469
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,664,000	1,470
Net charge-offs	$402,000	932
Cash dividends	$2,420,000	902
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,483,370	1,512
2017-06-30 (YTD Data)		Rank
Total interest income	$16,014,000	880
Total interest expense	$1,492,000	1,043
Net interest income	$14,522,000	859
Provision for loan and lease losses	$695,000	672
Total noninterest income	$2,398,000	1,164
Gross Fiduciary activities income	$1,157,000	313
Service charges on deposit accounts	$457,000	1,264
Trading account gains and fees	$0	139
Additional Noninterest Income	$784,000	1,796
Total noninterest expense	$13,840,000	786
Salaries and employee benefits	$7,815,000	783
Premises and equipment expense	$1,560,000	801
Additional noninterest expense	$4,465,000	747
Pre-tax net operating income	$2,385,000	1,777
Securities gains (losses)	$189,000	294
Applicable income taxes	$371,000	1,977
Income before extraordinary items	$2,203,000	1,570
Extraordinary gains, net	$0	11
Net income	$2,203,000	1,570
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,203,000	1,570
Net charge-offs	$467,000	600
Cash dividends	$1,613,000	898
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,040,460	1,663
2017-03-31 (YTD Data)		Rank
Total interest income	$7,894,000	888
Total interest expense	$753,000	1,014
Net interest income	$7,141,000	867
Provision for loan and lease losses	$347,000	606
Total noninterest income	$1,177,000	1,173
Gross Fiduciary activities income	$561,000	319
Service charges on deposit accounts	$230,000	1,269
Trading account gains and fees	$0	142
Additional Noninterest Income	$386,000	1,789
Total noninterest expense	$6,858,000	797
Salaries and employee benefits	$3,986,000	780
Premises and equipment expense	$770,000	825
Additional noninterest expense	$2,102,000	774
Pre-tax net operating income	$1,113,000	1,824
Securities gains (losses)	$19,000	530
Applicable income taxes	$146,000	2,135
Income before extraordinary items	$986,000	1,687
Extraordinary gains, net	$0	8
Net income	$986,000	1,687
Minority interest net income	$0	55
Net income of bank and minority interests.	$986,000	1,687
Net charge-offs	$474,000	349
Cash dividends	$807,000	853
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$969,470	1,695
2016-12-31 (YTD Data)		Rank
Total interest income	$29,762,000	914
Total interest expense	$3,733,000	788
Net interest income	$26,029,000	927
Provision for loan and lease losses	$1,792,000	573
Total noninterest income	$4,462,000	1,246
Gross Fiduciary activities income	$1,892,000	348
Service charges on deposit accounts	$908,000	1,309
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,662,000	1,764
Total noninterest expense	$25,105,000	850
Salaries and employee benefits	$13,889,000	847
Premises and equipment expense	$2,772,000	892
Additional noninterest expense	$8,444,000	783
Pre-tax net operating income	$3,594,000	2,089
Securities gains (losses)	$309,000	646
Applicable income taxes	$156,000	3,070
Income before extraordinary items	$3,747,000	1,741
Extraordinary gains, net	$0	5
Net income	$3,747,000	1,740
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,747,000	1,740
Net charge-offs	$1,206,000	570
Cash dividends	$3,220,000	969
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,450,360	1,826
2016-09-30 (YTD Data)		Rank
Total interest income	$21,933,000	929
Total interest expense	$2,898,000	762
Net interest income	$19,035,000	946
Provision for loan and lease losses	$983,000	700
Total noninterest income	$3,351,000	1,241
Gross Fiduciary activities income	$1,391,000	349
Service charges on deposit accounts	$674,000	1,317
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,286,000	1,737
Total noninterest expense	$18,671,000	853
Salaries and employee benefits	$10,253,000	856
Premises and equipment expense	$2,052,000	898
Additional noninterest expense	$6,366,000	782
Pre-tax net operating income	$2,732,000	2,098
Securities gains (losses)	$154,000	960
Applicable income taxes	$317,000	2,453
Income before extraordinary items	$2,569,000	1,901
Extraordinary gains, net	$0	5
Net income	$2,569,000	1,901
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,569,000	1,901
Net charge-offs	$1,069,000	459
Cash dividends	$2,415,000	890
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,431,940	1,935
2016-06-30 (YTD Data)		Rank
Total interest income	$14,473,000	935
Total interest expense	$1,923,000	759
Net interest income	$12,550,000	959
Provision for loan and lease losses	$539,000	808
Total noninterest income	$2,033,000	1,303
Gross Fiduciary activities income	$863,000	362
Service charges on deposit accounts	$443,000	1,321
Trading account gains and fees	$0	157
Additional Noninterest Income	$727,000	1,908
Total noninterest expense	$12,376,000	860
Salaries and employee benefits	$6,870,000	856
Premises and equipment expense	$1,376,000	892
Additional noninterest expense	$4,130,000	804
Pre-tax net operating income	$1,668,000	2,222
Securities gains (losses)	$154,000	720
Applicable income taxes	$266,000	2,235
Income before extraordinary items	$1,556,000	2,055
Extraordinary gains, net	$0	16
Net income	$1,556,000	2,055
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,556,000	2,055
Net charge-offs	$1,067,000	340
Cash dividends	$1,610,000	910
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,425,100	2,143
2016-03-31 (YTD Data)		Rank
Total interest income	$7,241,000	925
Total interest expense	$967,000	754
Net interest income	$6,274,000	953
Provision for loan and lease losses	$359,000	598
Total noninterest income	$970,000	1,328
Gross Fiduciary activities income	$402,000	372
Service charges on deposit accounts	$218,000	1,330
Trading account gains and fees	$0	142
Additional Noninterest Income	$350,000	1,901
Total noninterest expense	$6,078,000	871
Salaries and employee benefits	$3,458,000	851
Premises and equipment expense	$683,000	909
Additional noninterest expense	$1,937,000	841
Pre-tax net operating income	$807,000	2,256
Securities gains (losses)	$0	2,077
Applicable income taxes	$99,000	2,472
Income before extraordinary items	$708,000	2,193
Extraordinary gains, net	$0	12
Net income	$708,000	2,193
Minority interest net income	$0	62
Net income of bank and minority interests.	$708,000	2,193
Net charge-offs	$24,000	1,870
Cash dividends	$805,000	869
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$708,000	2,129
2015-12-31 (YTD Data)		Rank
Total interest income	$25,235,000	1,031
Total interest expense	$3,965,000	703
Net interest income	$21,270,000	1,074
Provision for loan and lease losses	$5,885,000	189
Total noninterest income	$2,961,000	1,617
Gross Fiduciary activities income	$1,121,000	444
Service charges on deposit accounts	$981,000	1,243
Trading account gains and fees	$0	159
Additional Noninterest Income	$859,000	2,563
Total noninterest expense	$21,710,000	952
Salaries and employee benefits	$12,834,000	886
Premises and equipment expense	$2,501,000	963
Additional noninterest expense	$6,375,000	1,030
Pre-tax net operating income	$-3,364,000	6,156
Securities gains (losses)	$834,000	244
Applicable income taxes	$-1,481,000	6,123
Income before extraordinary items	$-1,049,000	6,097
Extraordinary gains, net	$0	23
Net income	$-1,049,000	6,097
Minority interest net income	$0	81
Net income of bank and minority interests.	$-1,049,000	6,097
Net charge-offs	$3,517,000	240
Cash dividends	$2,417,000	1,171
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-1,582,760	6,122
2015-09-30 (YTD Data)		Rank
Total interest income	$18,500,000	1,057
Total interest expense	$2,949,000	709
Net interest income	$15,551,000	1,102
Provision for loan and lease losses	$3,133,000	234
Total noninterest income	$1,908,000	1,813
Gross Fiduciary activities income	$644,000	494
Service charges on deposit accounts	$745,000	1,233
Trading account gains and fees	$0	153
Additional Noninterest Income	$519,000	2,869
Total noninterest expense	$16,069,000	972
Salaries and employee benefits	$9,711,000	884
Premises and equipment expense	$1,828,000	1,001
Additional noninterest expense	$4,530,000	1,078
Pre-tax net operating income	$-1,743,000	6,229
Securities gains (losses)	$817,000	214
Applicable income taxes	$-1,012,000	6,233
Income before extraordinary items	$86,000	5,763
Extraordinary gains, net	$0	21
Net income	$86,000	5,766
Minority interest net income	$0	78
Net income of bank and minority interests.	$86,000	5,766
Net charge-offs	$3,054,000	209
Cash dividends	$2,417,000	840
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-436,880	6,147
2015-06-30 (YTD Data)		Rank
Total interest income	$12,322,000	1,058
Total interest expense	$1,960,000	714
Net interest income	$10,362,000	1,107
Provision for loan and lease losses	$2,734,000	198
Total noninterest income	$1,028,000	2,096
Gross Fiduciary activities income	$325,000	558
Service charges on deposit accounts	$511,000	1,186
Trading account gains and fees	$0	157
Additional Noninterest Income	$192,000	3,693
Total noninterest expense	$10,977,000	951
Salaries and employee benefits	$6,693,000	860
Premises and equipment expense	$1,244,000	986
Additional noninterest expense	$3,040,000	1,074
Pre-tax net operating income	$-2,321,000	6,327
Securities gains (losses)	$640,000	210
Applicable income taxes	$-887,000	6,320
Income before extraordinary items	$-794,000	6,280
Extraordinary gains, net	$0	22
Net income	$-794,000	6,280
Minority interest net income	$0	75
Net income of bank and minority interests.	$-794,000	6,280
Net charge-offs	$2,768,000	171
Cash dividends	$1,605,000	850
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-1,203,600	6,301
2015-03-31 (YTD Data)		Rank
Total interest income	$6,216,000	1,044
Total interest expense	$970,000	720
Net interest income	$5,246,000	1,086
Provision for loan and lease losses	$2,334,000	133
Total noninterest income	$258,000	2,994
Gross Fiduciary activities income	$150,000	576
Service charges on deposit accounts	$269,000	1,122
Trading account gains and fees	$0	152
Additional Noninterest Income	$-161,000	6,393
Total noninterest expense	$5,804,000	903
Salaries and employee benefits	$3,739,000	781
Premises and equipment expense	$619,000	989
Additional noninterest expense	$1,446,000	1,111
Pre-tax net operating income	$-2,634,000	6,409
Securities gains (losses)	$640,000	129
Applicable income taxes	$-1,009,000	6,405
Income before extraordinary items	$-985,000	6,383
Extraordinary gains, net	$0	13
Net income	$-985,000	6,384
Minority interest net income	$0	64
Net income of bank and minority interests.	$-985,000	6,384
Net charge-offs	$205,000	711
Cash dividends	$802,000	797
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-1,394,600	6,388
2014-12-31 (YTD Data)		Rank
Total interest income	$25,244,000	1,012
Total interest expense	$4,106,000	705
Net interest income	$21,138,000	1,066
Provision for loan and lease losses	$900,000	932
Total noninterest income	$3,041,000	1,555
Gross Fiduciary activities income	$1,003,000	466
Service charges on deposit accounts	$1,106,000	1,193
Trading account gains and fees	$0	180
Additional Noninterest Income	$932,000	2,419
Total noninterest expense	$16,735,000	1,194
Salaries and employee benefits	$9,413,000	1,156
Premises and equipment expense	$2,258,000	1,068
Additional noninterest expense	$5,064,000	1,282
Pre-tax net operating income	$6,544,000	1,219
Securities gains (losses)	$667,000	307
Applicable income taxes	$1,105,000	1,454
Income before extraordinary items	$6,106,000	1,083
Extraordinary gains, net	$0	17
Net income	$6,106,000	1,081
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,106,000	1,082
Net charge-offs	$100,000	3,181
Cash dividends	$3,209,000	859
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,539,050	1,159
2014-09-30 (YTD Data)		Rank
Total interest income	$18,888,000	1,022
Total interest expense	$3,103,000	705
Net interest income	$15,785,000	1,074
Provision for loan and lease losses	$525,000	1,095
Total noninterest income	$1,880,000	1,810
Gross Fiduciary activities income	$514,000	545
Service charges on deposit accounts	$811,000	1,218
Trading account gains and fees	$0	174
Additional Noninterest Income	$555,000	2,757
Total noninterest expense	$12,397,000	1,218
Salaries and employee benefits	$7,050,000	1,162
Premises and equipment expense	$1,709,000	1,059
Additional noninterest expense	$3,638,000	1,327
Pre-tax net operating income	$4,743,000	1,270
Securities gains (losses)	$211,000	623
Applicable income taxes	$636,000	1,751
Income before extraordinary items	$4,318,000	1,152
Extraordinary gains, net	$0	15
Net income	$4,318,000	1,150
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,318,000	1,151
Net charge-offs	$-96,000	6,196
Cash dividends	$2,407,000	809
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,134,430	1,172
2014-06-30 (YTD Data)		Rank
Total interest income	$12,538,000	1,017
Total interest expense	$2,086,000	705
Net interest income	$10,452,000	1,075
Provision for loan and lease losses	$350,000	1,106
Total noninterest income	$1,107,000	1,965
Gross Fiduciary activities income	$352,000	537
Service charges on deposit accounts	$539,000	1,203
Trading account gains and fees	$0	172
Additional Noninterest Income	$216,000	3,508
Total noninterest expense	$8,255,000	1,222
Salaries and employee benefits	$4,636,000	1,171
Premises and equipment expense	$1,177,000	1,036
Additional noninterest expense	$2,442,000	1,322
Pre-tax net operating income	$2,954,000	1,299
Securities gains (losses)	$138,000	626
Applicable income taxes	$342,000	1,933
Income before extraordinary items	$2,750,000	1,162
Extraordinary gains, net	$0	20
Net income	$2,750,000	1,162
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,750,000	1,163
Net charge-offs	$-101,000	6,321
Cash dividends	$1,605,000	773
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,627,180	1,178
2014-03-31 (YTD Data)		Rank
Total interest income	$6,246,000	1,020
Total interest expense	$1,041,000	709
Net interest income	$5,205,000	1,079
Provision for loan and lease losses	$175,000	1,088
Total noninterest income	$721,000	1,559
Gross Fiduciary activities income	$179,000	537
Service charges on deposit accounts	$270,000	1,187
Trading account gains and fees	$0	147
Additional Noninterest Income	$272,000	2,145
Total noninterest expense	$4,084,000	1,239
Salaries and employee benefits	$2,303,000	1,189
Premises and equipment expense	$597,000	1,050
Additional noninterest expense	$1,184,000	1,346
Pre-tax net operating income	$1,667,000	1,154
Securities gains (losses)	$138,000	349
Applicable income taxes	$291,000	1,376
Income before extraordinary items	$1,514,000	1,036
Extraordinary gains, net	$0	16
Net income	$1,514,000	1,037
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,514,000	1,037
Net charge-offs	$-106,000	6,486
Cash dividends	$802,000	726
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,398,080	1,095
2013-12-31 (YTD Data)		Rank
Total interest income	$24,035,000	1,060
Total interest expense	$4,222,000	798
Net interest income	$19,813,000	1,102
Provision for loan and lease losses	$780,000	1,357
Total noninterest income	$3,322,000	1,510
Gross Fiduciary activities income	$836,000	492
Service charges on deposit accounts	$1,085,000	1,251
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,401,000	1,944
Total noninterest expense	$16,149,000	1,245
Salaries and employee benefits	$9,273,000	1,173
Premises and equipment expense	$2,267,000	1,050
Additional noninterest expense	$4,609,000	1,442
Pre-tax net operating income	$6,206,000	1,190
Securities gains (losses)	$1,028,000	226
Applicable income taxes	$1,023,000	1,446
Income before extraordinary items	$6,211,000	999
Extraordinary gains, net	$0	29
Net income	$6,211,000	1,002
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,211,000	1,002
Net charge-offs	$508,000	2,000
Cash dividends	$2,633,000	958
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,326,920	1,132
2013-09-30 (YTD Data)		Rank
Total interest income	$17,761,000	1,075
Total interest expense	$3,166,000	823
Net interest income	$14,595,000	1,128
Provision for loan and lease losses	$585,000	1,359
Total noninterest income	$2,517,000	1,523
Gross Fiduciary activities income	$680,000	473
Service charges on deposit accounts	$817,000	1,256
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,020,000	2,018
Total noninterest expense	$12,107,000	1,252
Salaries and employee benefits	$7,059,000	1,166
Premises and equipment expense	$1,637,000	1,090
Additional noninterest expense	$3,411,000	1,449
Pre-tax net operating income	$4,420,000	1,278
Securities gains (losses)	$772,000	277
Applicable income taxes	$649,000	1,646
Income before extraordinary items	$4,543,000	1,033
Extraordinary gains, net	$0	25
Net income	$4,543,000	1,036
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,543,000	1,036
Net charge-offs	$158,000	2,805
Cash dividends	$1,843,000	939
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,871,360	1,162
2013-06-30 (YTD Data)		Rank
Total interest income	$11,673,000	1,088
Total interest expense	$2,103,000	850
Net interest income	$9,570,000	1,134
Provision for loan and lease losses	$390,000	1,405
Total noninterest income	$1,877,000	1,415
Gross Fiduciary activities income	$666,000	399
Service charges on deposit accounts	$539,000	1,244
Trading account gains and fees	$0	157
Additional Noninterest Income	$672,000	2,078
Total noninterest expense	$8,074,000	1,255
Salaries and employee benefits	$4,704,000	1,170
Premises and equipment expense	$1,110,000	1,080
Additional noninterest expense	$2,260,000	1,443
Pre-tax net operating income	$2,983,000	1,248
Securities gains (losses)	$521,000	357
Applicable income taxes	$452,000	1,617
Income before extraordinary items	$3,052,000	1,014
Extraordinary gains, net	$0	22
Net income	$3,052,000	1,015
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,052,000	1,017
Net charge-offs	$159,000	2,324
Cash dividends	$1,071,000	1,029
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,598,730	1,122
2013-03-31 (YTD Data)		Rank
Total interest income	$5,934,000	1,077
Total interest expense	$1,041,000	889
Net interest income	$4,893,000	1,120
Provision for loan and lease losses	$195,000	1,390
Total noninterest income	$926,000	1,421
Gross Fiduciary activities income	$324,000	407
Service charges on deposit accounts	$275,000	1,217
Trading account gains and fees	$0	148
Additional Noninterest Income	$327,000	2,114
Total noninterest expense	$4,008,000	1,268
Salaries and employee benefits	$2,355,000	1,164
Premises and equipment expense	$558,000	1,090
Additional noninterest expense	$1,095,000	1,479
Pre-tax net operating income	$1,616,000	1,136
Securities gains (losses)	$296,000	328
Applicable income taxes	$298,000	1,332
Income before extraordinary items	$1,614,000	949
Extraordinary gains, net	$0	10
Net income	$1,614,000	950
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,614,000	951
Net charge-offs	$31,000	2,772
Cash dividends	$300,000	1,317
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,365,360	1,055
2012-12-31 (YTD Data)		Rank
Total interest income	$25,645,000	1,033
Total interest expense	$4,833,000	929
Net interest income	$20,812,000	1,058
Provision for loan and lease losses	$460,000	2,831
Total noninterest income	$3,682,000	1,408
Gross Fiduciary activities income	$1,264,000	396
Service charges on deposit accounts	$1,158,000	1,228
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,260,000	2,066
Total noninterest expense	$14,975,000	1,334
Salaries and employee benefits	$8,822,000	1,197
Premises and equipment expense	$2,197,000	1,085
Additional noninterest expense	$3,956,000	1,686
Pre-tax net operating income	$9,059,000	801
Securities gains (losses)	$970,000	535
Applicable income taxes	$2,256,000	791
Income before extraordinary items	$7,773,000	774
Extraordinary gains, net	$0	29
Net income	$7,773,000	772
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,773,000	774
Net charge-offs	$1,663,000	1,322
Cash dividends	$11,003,000	295
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$7,016,400	790
2012-09-30 (YTD Data)		Rank
Total interest income	$19,391,000	1,042
Total interest expense	$3,680,000	958
Net interest income	$15,711,000	1,059
Provision for loan and lease losses	$385,000	2,642
Total noninterest income	$2,781,000	1,395
Gross Fiduciary activities income	$946,000	393
Service charges on deposit accounts	$860,000	1,245
Trading account gains and fees	$0	157
Additional Noninterest Income	$975,000	2,025
Total noninterest expense	$11,287,000	1,325
Salaries and employee benefits	$6,761,000	1,160
Premises and equipment expense	$1,657,000	1,088
Additional noninterest expense	$2,869,000	1,738
Pre-tax net operating income	$6,820,000	824
Securities gains (losses)	$453,000	806
Applicable income taxes	$1,586,000	863
Income before extraordinary items	$5,687,000	802
Extraordinary gains, net	$0	20
Net income	$5,687,000	800
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,687,000	802
Net charge-offs	$670,000	1,861
Cash dividends	$2,275,000	703
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$5,333,660	793
2012-06-30 (YTD Data)		Rank
Total interest income	$13,079,000	1,034
Total interest expense	$2,473,000	988
Net interest income	$10,606,000	1,046
Provision for loan and lease losses	$310,000	2,350
Total noninterest income	$1,809,000	1,408
Gross Fiduciary activities income	$611,000	401
Service charges on deposit accounts	$549,000	1,288
Trading account gains and fees	$0	153
Additional Noninterest Income	$649,000	2,007
Total noninterest expense	$7,528,000	1,319
Salaries and employee benefits	$4,547,000	1,153
Premises and equipment expense	$1,108,000	1,078
Additional noninterest expense	$1,873,000	1,782
Pre-tax net operating income	$4,577,000	806
Securities gains (losses)	$236,000	1,003
Applicable income taxes	$1,058,000	846
Income before extraordinary items	$3,755,000	810
Extraordinary gains, net	$0	19
Net income	$3,755,000	809
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,755,000	810
Net charge-offs	$475,000	1,832
Cash dividends	$1,523,000	675
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,570,920	782
2012-03-31 (YTD Data)		Rank
Total interest income	$6,536,000	1,040
Total interest expense	$1,248,000	1,020
Net interest income	$5,288,000	1,046
Provision for loan and lease losses	$200,000	1,993
Total noninterest income	$891,000	1,425
Gross Fiduciary activities income	$291,000	412
Service charges on deposit accounts	$280,000	1,264
Trading account gains and fees	$0	148
Additional Noninterest Income	$320,000	2,033
Total noninterest expense	$3,692,000	1,341
Salaries and employee benefits	$2,271,000	1,146
Premises and equipment expense	$554,000	1,085
Additional noninterest expense	$867,000	1,909
Pre-tax net operating income	$2,287,000	796
Securities gains (losses)	$0	2,210
Applicable income taxes	$482,000	920
Income before extraordinary items	$1,805,000	832
Extraordinary gains, net	$0	19
Net income	$1,805,000	831
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,805,000	833
Net charge-offs	$335,000	1,394
Cash dividends	$771,000	597
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,805,000	782
2011-12-31 (YTD Data)		Rank
Total interest income	$26,231,000	1,079
Total interest expense	$5,217,000	1,152
Net interest income	$21,014,000	1,054
Provision for loan and lease losses	$1,300,000	2,049
Total noninterest income	$3,529,000	1,337
Gross Fiduciary activities income	$1,177,000	366
Service charges on deposit accounts	$1,175,000	1,249
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,177,000	1,934
Total noninterest expense	$14,356,000	1,362
Salaries and employee benefits	$8,452,000	1,179
Premises and equipment expense	$2,059,000	1,210
Additional noninterest expense	$3,845,000	1,763
Pre-tax net operating income	$8,887,000	694
Securities gains (losses)	$977,000	454
Applicable income taxes	$2,252,000	714
Income before extraordinary items	$7,612,000	679
Extraordinary gains, net	$0	29
Net income	$7,612,000	678
Minority interest net income	$0	96
Net income of bank and minority interests.	$7,612,000	679
Net charge-offs	$757,000	2,704
Cash dividends	$2,999,000	670
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$6,859,710	704
2011-09-30 (YTD Data)		Rank
Total interest income	$19,707,000	1,092
Total interest expense	$3,942,000	1,193
Net interest income	$15,765,000	1,060
Provision for loan and lease losses	$1,160,000	1,790
Total noninterest income	$2,610,000	1,353
Gross Fiduciary activities income	$892,000	356
Service charges on deposit accounts	$860,000	1,297
Trading account gains and fees	$0	145
Additional Noninterest Income	$858,000	1,939
Total noninterest expense	$10,870,000	1,349
Salaries and employee benefits	$6,399,000	1,163
Premises and equipment expense	$1,545,000	1,236
Additional noninterest expense	$2,926,000	1,739
Pre-tax net operating income	$6,345,000	748
Securities gains (losses)	$977,000	366
Applicable income taxes	$1,638,000	732
Income before extraordinary items	$5,684,000	696
Extraordinary gains, net	$0	21
Net income	$5,684,000	694
Minority interest net income	$0	87
Net income of bank and minority interests.	$5,684,000	696
Net charge-offs	$667,000	2,346
Cash dividends	$2,250,000	578
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$4,921,940	752
2011-06-30 (YTD Data)		Rank
Total interest income	$13,028,000	1,113
Total interest expense	$2,637,000	1,232
Net interest income	$10,391,000	1,078
Provision for loan and lease losses	$420,000	2,531
Total noninterest income	$1,711,000	1,361
Gross Fiduciary activities income	$621,000	357
Service charges on deposit accounts	$568,000	1,273
Trading account gains and fees	$0	153
Additional Noninterest Income	$522,000	2,036
Total noninterest expense	$7,204,000	1,380
Salaries and employee benefits	$4,262,000	1,176
Premises and equipment expense	$1,042,000	1,234
Additional noninterest expense	$1,900,000	1,799
Pre-tax net operating income	$4,478,000	704
Securities gains (losses)	$315,000	534
Applicable income taxes	$1,037,000	740
Income before extraordinary items	$3,756,000	694
Extraordinary gains, net	$0	15
Net income	$3,756,000	693
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,756,000	694
Net charge-offs	$90,000	3,947
Cash dividends	$1,421,000	593
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,510,300	707
2011-03-31 (YTD Data)		Rank
Total interest income	$6,362,000	1,144
Total interest expense	$1,328,000	1,272
Net interest income	$5,034,000	1,103
Provision for loan and lease losses	$210,000	2,372
Total noninterest income	$924,000	1,280
Gross Fiduciary activities income	$327,000	350
Service charges on deposit accounts	$286,000	1,237
Trading account gains and fees	$0	158
Additional Noninterest Income	$311,000	1,872
Total noninterest expense	$3,601,000	1,383
Salaries and employee benefits	$2,142,000	1,173
Premises and equipment expense	$518,000	1,263
Additional noninterest expense	$941,000	1,799
Pre-tax net operating income	$2,147,000	737
Securities gains (losses)	$0	1,772
Applicable income taxes	$425,000	844
Income before extraordinary items	$1,722,000	744
Extraordinary gains, net	$0	9
Net income	$1,722,000	744
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,722,000	744
Net charge-offs	$60,000	3,202
Cash dividends	$708,000	537
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,722,000	724
2010-12-31 (YTD Data)		Rank
Total interest income	$25,159,000	1,227
Total interest expense	$6,190,000	1,338
Net interest income	$18,969,000	1,183
Provision for loan and lease losses	$1,305,000	2,653
Total noninterest income	$3,730,000	1,334
Gross Fiduciary activities income	$1,119,000	371
Service charges on deposit accounts	$1,298,000	1,158
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,313,000	1,846
Total noninterest expense	$12,847,000	1,543
Salaries and employee benefits	$7,601,000	1,292
Premises and equipment expense	$1,823,000	1,408
Additional noninterest expense	$3,423,000	2,042
Pre-tax net operating income	$8,547,000	630
Securities gains (losses)	$509,000	882
Applicable income taxes	$1,902,000	764
Income before extraordinary items	$7,154,000	631
Extraordinary gains, net	$0	29
Net income	$7,154,000	628
Minority interest net income	$0	111
Net income of bank and minority interests.	$7,154,000	632
Net charge-offs	$407,000	3,918
Cash dividends	$3,150,000	525
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,751,890	639
2010-09-30 (YTD Data)		Rank
Total interest income	$18,743,000	1,256
Total interest expense	$4,712,000	1,375
Net interest income	$14,031,000	1,211
Provision for loan and lease losses	$825,000	2,797
Total noninterest income	$2,807,000	1,313
Gross Fiduciary activities income	$844,000	372
Service charges on deposit accounts	$977,000	1,197
Trading account gains and fees	$0	165
Additional Noninterest Income	$986,000	1,815
Total noninterest expense	$9,638,000	1,535
Salaries and employee benefits	$5,727,000	1,295
Premises and equipment expense	$1,368,000	1,422
Additional noninterest expense	$2,543,000	2,035
Pre-tax net operating income	$6,375,000	671
Securities gains (losses)	$509,000	728
Applicable income taxes	$1,580,000	716
Income before extraordinary items	$5,304,000	658
Extraordinary gains, net	$0	23
Net income	$5,304,000	656
Minority interest net income	$0	110
Net income of bank and minority interests.	$5,304,000	658
Net charge-offs	$149,000	4,510
Cash dividends	$2,034,000	521
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,912,070	673
2010-06-30 (YTD Data)		Rank
Total interest income	$12,263,000	1,295
Total interest expense	$3,168,000	1,422
Net interest income	$9,095,000	1,255
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$1,865,000	1,296
Gross Fiduciary activities income	$584,000	365
Service charges on deposit accounts	$633,000	1,235
Trading account gains and fees	$0	152
Additional Noninterest Income	$648,000	1,770
Total noninterest expense	$6,387,000	1,547
Salaries and employee benefits	$3,813,000	1,297
Premises and equipment expense	$920,000	1,433
Additional noninterest expense	$1,654,000	2,073
Pre-tax net operating income	$4,273,000	648
Securities gains (losses)	$232,000	851
Applicable income taxes	$992,000	721
Income before extraordinary items	$3,513,000	642
Extraordinary gains, net	$0	19
Net income	$3,513,000	643
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,513,000	643
Net charge-offs	$148,000	3,846
Cash dividends	$1,361,000	510
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,332,040	659
2010-03-31 (YTD Data)		Rank
Total interest income	$6,255,000	1,292
Total interest expense	$1,603,000	1,472
Net interest income	$4,652,000	1,234
Provision for loan and lease losses	$165,000	3,229
Total noninterest income	$893,000	1,347
Gross Fiduciary activities income	$266,000	390
Service charges on deposit accounts	$313,000	1,242
Trading account gains and fees	$0	175
Additional Noninterest Income	$314,000	1,783
Total noninterest expense	$3,170,000	1,582
Salaries and employee benefits	$1,902,000	1,317
Premises and equipment expense	$477,000	1,436
Additional noninterest expense	$791,000	2,141
Pre-tax net operating income	$2,210,000	619
Securities gains (losses)	$0	2,284
Applicable income taxes	$462,000	753
Income before extraordinary items	$1,748,000	640
Extraordinary gains, net	$0	16
Net income	$1,748,000	643
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,748,000	644
Net charge-offs	$13,000	4,704
Cash dividends	$673,000	499
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,748,000	624
2009-12-31 (YTD Data)		Rank
Total interest income	$24,988,000	1,375
Total interest expense	$7,352,000	1,605
Net interest income	$17,636,000	1,270
Provision for loan and lease losses	$1,580,000	2,811
Total noninterest income	$3,731,000	1,366
Gross Fiduciary activities income	$991,000	387
Service charges on deposit accounts	$1,412,000	1,219
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,328,000	1,793
Total noninterest expense	$12,635,000	1,626
Salaries and employee benefits	$7,399,000	1,356
Premises and equipment expense	$1,661,000	1,616
Additional noninterest expense	$3,575,000	2,030
Pre-tax net operating income	$7,152,000	606
Securities gains (losses)	$1,207,000	417
Applicable income taxes	$1,720,000	636
Income before extraordinary items	$6,639,000	512
Extraordinary gains, net	$0	34
Net income	$6,639,000	512
Minority interest net income	$0	115
Net income of bank and minority interests.	$6,639,000	514
Net charge-offs	$1,243,000	2,596
Cash dividends	$2,674,000	668
Sale, conversion, retirement of capital stock, net	$140,000	809
Net operating income	$5,685,470	590
2009-09-30 (YTD Data)		Rank
Total interest income	$18,563,000	1,414
Total interest expense	$5,682,000	1,631
Net interest income	$12,881,000	1,296
Provision for loan and lease losses	$1,190,000	2,523
Total noninterest income	$2,789,000	1,405
Gross Fiduciary activities income	$732,000	391
Service charges on deposit accounts	$1,056,000	1,224
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,001,000	1,828
Total noninterest expense	$9,418,000	1,620
Salaries and employee benefits	$5,546,000	1,372
Premises and equipment expense	$1,231,000	1,663
Additional noninterest expense	$2,641,000	2,003
Pre-tax net operating income	$5,062,000	671
Securities gains (losses)	$1,029,000	372
Applicable income taxes	$1,241,000	712
Income before extraordinary items	$4,850,000	557
Extraordinary gains, net	$0	27
Net income	$4,850,000	559
Minority interest net income	$0	118
Net income of bank and minority interests.	$4,850,000	559
Net charge-offs	$914,000	2,296
Cash dividends	$2,001,000	629
Sale, conversion, retirement of capital stock, net	$140,000	660
Net operating income	$4,026,800	663
2009-06-30 (YTD Data)		Rank
Total interest income	$12,261,000	1,460
Total interest expense	$3,915,000	1,664
Net interest income	$8,346,000	1,334
Provision for loan and lease losses	$980,000	2,094
Total noninterest income	$1,839,000	1,427
Gross Fiduciary activities income	$482,000	394
Service charges on deposit accounts	$705,000	1,205
Trading account gains and fees	$0	193
Additional Noninterest Income	$652,000	1,879
Total noninterest expense	$6,229,000	1,658
Salaries and employee benefits	$3,593,000	1,448
Premises and equipment expense	$805,000	1,730
Additional noninterest expense	$1,831,000	1,951
Pre-tax net operating income	$2,976,000	784
Securities gains (losses)	$803,000	352
Applicable income taxes	$745,000	798
Income before extraordinary items	$3,034,000	600
Extraordinary gains, net	$0	21
Net income	$3,034,000	597
Minority interest net income	$0	112
Net income of bank and minority interests.	$3,034,000	600
Net charge-offs	$885,000	1,734
Cash dividends	$1,338,000	691
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,391,600	749
2009-03-31 (YTD Data)		Rank
Total interest income	$6,049,000	1,499
Total interest expense	$2,015,000	1,680
Net interest income	$4,034,000	1,363
Provision for loan and lease losses	$270,000	2,474
Total noninterest income	$915,000	1,388
Gross Fiduciary activities income	$231,000	402
Service charges on deposit accounts	$385,000	1,082
Trading account gains and fees	$0	171
Additional Noninterest Income	$299,000	1,960
Total noninterest expense	$2,874,000	1,725
Salaries and employee benefits	$1,784,000	1,469
Premises and equipment expense	$411,000	1,711
Additional noninterest expense	$679,000	2,292
Pre-tax net operating income	$1,805,000	689
Securities gains (losses)	$0	2,434
Applicable income taxes	$357,000	906
Income before extraordinary items	$1,448,000	717
Extraordinary gains, net	$0	15
Net income	$1,448,000	717
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,448,000	719
Net charge-offs	$266,000	1,885
Cash dividends	$669,000	664
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,448,000	668
2008-12-31 (YTD Data)		Rank
Total interest income	$25,530,000	1,519
Total interest expense	$9,333,000	1,729
Net interest income	$16,197,000	1,373
Provision for loan and lease losses	$640,000	3,383
Total noninterest income	$4,075,000	1,258
Gross Fiduciary activities income	$1,182,000	370
Service charges on deposit accounts	$1,655,000	1,076
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,238,000	1,840
Total noninterest expense	$10,272,000	1,885
Salaries and employee benefits	$6,022,000	1,697
Premises and equipment expense	$1,513,000	1,801
Additional noninterest expense	$2,737,000	2,185
Pre-tax net operating income	$9,360,000	590
Securities gains (losses)	$355,000	487
Applicable income taxes	$2,503,000	547
Income before extraordinary items	$7,212,000	540
Extraordinary gains, net	$0	39
Net income	$7,212,000	540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$396,000	3,135
Cash dividends	$2,636,000	1,036
Sale, conversion, retirement of capital stock, net	$119,000	925
Net operating income	$6,949,300	610
2008-09-30 (YTD Data)		Rank
Total interest income	$19,253,000	1,549
Total interest expense	$7,178,000	1,758
Net interest income	$12,075,000	1,402
Provision for loan and lease losses	$535,000	2,645
Total noninterest income	$3,125,000	1,268
Gross Fiduciary activities income	$943,000	361
Service charges on deposit accounts	$1,225,000	1,102
Trading account gains and fees	$0	148
Additional Noninterest Income	$957,000	1,879
Total noninterest expense	$7,668,000	1,877
Salaries and employee benefits	$4,516,000	1,721
Premises and equipment expense	$1,082,000	1,888
Additional noninterest expense	$2,070,000	2,094
Pre-tax net operating income	$6,997,000	717
Securities gains (losses)	$285,000	482
Applicable income taxes	$1,890,000	686
Income before extraordinary items	$5,392,000	670
Extraordinary gains, net	$0	31
Net income	$5,392,000	669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$381,000	2,276
Cash dividends	$1,977,000	1,049
Sale, conversion, retirement of capital stock, net	$119,000	726
Net operating income	$5,181,100	736
2008-06-30 (YTD Data)		Rank
Total interest income	$12,900,000	1,569
Total interest expense	$4,964,000	1,779
Net interest income	$7,936,000	1,408
Provision for loan and lease losses	$385,000	2,216
Total noninterest income	$2,132,000	1,263
Gross Fiduciary activities income	$667,000	357
Service charges on deposit accounts	$809,000	1,093
Trading account gains and fees	$0	149
Additional Noninterest Income	$656,000	1,875
Total noninterest expense	$5,112,000	1,876
Salaries and employee benefits	$3,000,000	1,740
Premises and equipment expense	$748,000	1,830
Additional noninterest expense	$1,364,000	2,084
Pre-tax net operating income	$4,571,000	769
Securities gains (losses)	$229,000	560
Applicable income taxes	$1,271,000	762
Income before extraordinary items	$3,529,000	779
Extraordinary gains, net	$0	21
Net income	$3,529,000	778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$359,000	1,614
Cash dividends	$1,318,000	1,114
Sale, conversion, retirement of capital stock, net	$120,000	539
Net operating income	$3,359,540	802
2008-03-31 (YTD Data)		Rank
Total interest income	$6,573,000	1,581
Total interest expense	$2,606,000	1,810
Net interest income	$3,967,000	1,403
Provision for loan and lease losses	$215,000	1,749
Total noninterest income	$1,044,000	1,292
Gross Fiduciary activities income	$273,000	404
Service charges on deposit accounts	$408,000	1,061
Trading account gains and fees	$0	158
Additional Noninterest Income	$363,000	1,734
Total noninterest expense	$2,525,000	1,892
Salaries and employee benefits	$1,526,000	1,727
Premises and equipment expense	$384,000	1,788
Additional noninterest expense	$615,000	2,267
Pre-tax net operating income	$2,271,000	841
Securities gains (losses)	$91,000	763
Applicable income taxes	$627,000	848
Income before extraordinary items	$1,735,000	862
Extraordinary gains, net	$0	15
Net income	$1,735,000	864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	1,212
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$120,000	293
Net operating income	$1,668,570	861
2007-12-31 (YTD Data)		Rank
Total interest income	$26,516,000	1,625
Total interest expense	$11,189,000	1,782
Net interest income	$15,327,000	1,483
Provision for loan and lease losses	$370,000	2,816
Total noninterest income	$3,978,000	1,307
Gross Fiduciary activities income	$1,300,000	361
Service charges on deposit accounts	$1,584,000	1,127
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,094,000	2,110
Total noninterest expense	$9,835,000	1,879
Salaries and employee benefits	$5,717,000	1,768
Premises and equipment expense	$1,480,000	1,775
Additional noninterest expense	$2,638,000	2,081
Pre-tax net operating income	$9,100,000	934
Securities gains (losses)	$325,000	337
Applicable income taxes	$2,322,000	1,000
Income before extraordinary items	$7,103,000	911
Extraordinary gains, net	$0	39
Net income	$7,103,000	909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,892
Cash dividends	$2,394,000	1,424
Sale, conversion, retirement of capital stock, net	$-43,000	8,428
Net operating income	$6,859,250	939
2007-09-30 (YTD Data)		Rank
Total interest income	$19,670,000	1,641
Total interest expense	$8,317,000	1,796
Net interest income	$11,353,000	1,508
Provision for loan and lease losses	$210,000	2,918
Total noninterest income	$2,876,000	1,352
Gross Fiduciary activities income	$926,000	367
Service charges on deposit accounts	$1,151,000	1,145
Trading account gains and fees	$0	184
Additional Noninterest Income	$799,000	2,123
Total noninterest expense	$7,217,000	1,900
Salaries and employee benefits	$4,208,000	1,798
Premises and equipment expense	$1,093,000	1,799
Additional noninterest expense	$1,916,000	2,094
Pre-tax net operating income	$6,802,000	1,016
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,634,000	1,137
Income before extraordinary items	$5,168,000	1,020
Extraordinary gains, net	$0	33
Net income	$5,168,000	1,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,621
Cash dividends	$1,796,000	1,332
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$5,168,000	1,001
2007-06-30 (YTD Data)		Rank
Total interest income	$13,004,000	1,669
Total interest expense	$5,465,000	1,826
Net interest income	$7,539,000	1,532
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$1,887,000	1,385
Gross Fiduciary activities income	$621,000	371
Service charges on deposit accounts	$744,000	1,191
Trading account gains and fees	$0	168
Additional Noninterest Income	$522,000	2,187
Total noninterest expense	$4,756,000	1,941
Salaries and employee benefits	$2,766,000	1,859
Premises and equipment expense	$743,000	1,780
Additional noninterest expense	$1,247,000	2,147
Pre-tax net operating income	$4,580,000	1,045
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,110,000	1,181
Income before extraordinary items	$3,470,000	1,040
Extraordinary gains, net	$0	29
Net income	$3,470,000	1,039
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,346
Cash dividends	$1,197,000	1,350
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,470,000	1,022
2007-03-31 (YTD Data)		Rank
Total interest income	$6,328,000	1,711
Total interest expense	$2,659,000	1,850
Net interest income	$3,669,000	1,581
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$938,000	1,373
Gross Fiduciary activities income	$297,000	382
Service charges on deposit accounts	$379,000	1,133
Trading account gains and fees	$0	195
Additional Noninterest Income	$262,000	2,149
Total noninterest expense	$2,334,000	1,977
Salaries and employee benefits	$1,372,000	1,875
Premises and equipment expense	$364,000	1,825
Additional noninterest expense	$598,000	2,201
Pre-tax net operating income	$2,243,000	1,045
Securities gains (losses)	$0	1,187
Applicable income taxes	$543,000	1,212
Income before extraordinary items	$1,700,000	1,043
Extraordinary gains, net	$0	22
Net income	$1,700,000	1,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,538
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,700,000	1,027
2006-12-31 (YTD Data)		Rank
Total interest income	$23,775,000	1,698
Total interest expense	$8,976,000	1,857
Net interest income	$14,799,000	1,544
Provision for loan and lease losses	$195,000	3,582
Total noninterest income	$3,538,000	1,425
Gross Fiduciary activities income	$1,105,000	372
Service charges on deposit accounts	$1,428,000	1,246
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,005,000	2,216
Total noninterest expense	$9,500,000	1,877
Salaries and employee benefits	$5,557,000	1,761
Premises and equipment expense	$1,448,000	1,754
Additional noninterest expense	$2,495,000	2,110
Pre-tax net operating income	$8,642,000	1,140
Securities gains (losses)	$202,000	385
Applicable income taxes	$2,097,000	1,280
Income before extraordinary items	$6,747,000	1,107
Extraordinary gains, net	$0	51
Net income	$6,747,000	1,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,424
Cash dividends	$1,021,000	2,509
Sale, conversion, retirement of capital stock, net	$81,000	923
Net operating income	$6,593,480	1,109
2006-09-30 (YTD Data)		Rank
Total interest income	$17,611,000	1,708
Total interest expense	$6,461,000	1,870
Net interest income	$11,150,000	1,555
Provision for loan and lease losses	$195,000	2,911
Total noninterest income	$2,579,000	1,461
Gross Fiduciary activities income	$826,000	370
Service charges on deposit accounts	$1,002,000	1,342
Trading account gains and fees	$0	126
Additional Noninterest Income	$751,000	2,229
Total noninterest expense	$7,063,000	1,882
Salaries and employee benefits	$4,127,000	1,779
Premises and equipment expense	$1,084,000	1,756
Additional noninterest expense	$1,852,000	2,111
Pre-tax net operating income	$6,471,000	1,184
Securities gains (losses)	$46,000	578
Applicable income taxes	$1,518,000	1,385
Income before extraordinary items	$4,999,000	1,156
Extraordinary gains, net	$0	45
Net income	$4,999,000	1,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-69,000	8,444
Cash dividends	$622,000	2,602
Sale, conversion, retirement of capital stock, net	$-16,000	8,669
Net operating income	$4,963,580	1,150
2006-06-30 (YTD Data)		Rank
Total interest income	$11,591,000	1,686
Total interest expense	$4,097,000	1,873
Net interest income	$7,494,000	1,537
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$1,672,000	1,488
Gross Fiduciary activities income	$554,000	372
Service charges on deposit accounts	$633,000	1,401
Trading account gains and fees	$0	126
Additional Noninterest Income	$485,000	2,259
Total noninterest expense	$4,693,000	1,890
Salaries and employee benefits	$2,788,000	1,757
Premises and equipment expense	$722,000	1,756
Additional noninterest expense	$1,183,000	2,206
Pre-tax net operating income	$4,293,000	1,180
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,045,000	1,354
Income before extraordinary items	$3,248,000	1,179
Extraordinary gains, net	$0	39
Net income	$3,248,000	1,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,009
Cash dividends	$415,000	2,634
Sale, conversion, retirement of capital stock, net	$-16,000	8,711
Net operating income	$3,248,000	1,162
2006-03-31 (YTD Data)		Rank
Total interest income	$5,616,000	1,696
Total interest expense	$1,910,000	1,908
Net interest income	$3,706,000	1,542
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$824,000	1,475
Gross Fiduciary activities income	$262,000	393
Service charges on deposit accounts	$321,000	1,343
Trading account gains and fees	$0	115
Additional Noninterest Income	$241,000	2,237
Total noninterest expense	$2,338,000	1,908
Salaries and employee benefits	$1,386,000	1,775
Premises and equipment expense	$358,000	1,776
Additional noninterest expense	$594,000	2,175
Pre-tax net operating income	$2,102,000	1,172
Securities gains (losses)	$0	955
Applicable income taxes	$514,000	1,369
Income before extraordinary items	$1,588,000	1,174
Extraordinary gains, net	$0	21
Net income	$1,588,000	1,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,588,000	1,154
2005-12-31 (YTD Data)		Rank
Total interest income	$20,723,000	1,629
Total interest expense	$5,589,000	2,007
Net interest income	$15,134,000	1,447
Provision for loan and lease losses	$770,000	1,311
Total noninterest income	$3,534,000	1,414
Gross Fiduciary activities income	$1,085,000	374
Service charges on deposit accounts	$1,227,000	1,425
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,222,000	1,942
Total noninterest expense	$9,592,000	1,773
Salaries and employee benefits	$5,742,000	1,632
Premises and equipment expense	$1,446,000	1,694
Additional noninterest expense	$2,404,000	2,092
Pre-tax net operating income	$8,306,000	1,164
Securities gains (losses)	$80,000	776
Applicable income taxes	$2,026,000	1,350
Income before extraordinary items	$6,360,000	1,142
Extraordinary gains, net	$0	46
Net income	$6,360,000	1,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$561,000	1,067
Cash dividends	$717,000	3,029
Sale, conversion, retirement of capital stock, net	$249,000	624
Net operating income	$6,299,200	1,129
2005-09-30 (YTD Data)		Rank
Total interest income	$15,233,000	1,627
Total interest expense	$3,943,000	2,018
Net interest income	$11,290,000	1,421
Provision for loan and lease losses	$310,000	2,151
Total noninterest income	$2,522,000	1,476
Gross Fiduciary activities income	$821,000	367
Service charges on deposit accounts	$911,000	1,417
Trading account gains and fees	$0	126
Additional Noninterest Income	$790,000	2,145
Total noninterest expense	$7,105,000	1,775
Salaries and employee benefits	$4,257,000	1,628
Premises and equipment expense	$1,058,000	1,722
Additional noninterest expense	$1,790,000	2,078
Pre-tax net operating income	$6,397,000	1,122
Securities gains (losses)	$80,000	736
Applicable income taxes	$1,662,000	1,267
Income before extraordinary items	$4,815,000	1,129
Extraordinary gains, net	$0	35
Net income	$4,815,000	1,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	8,316
Cash dividends	$537,000	2,688
Sale, conversion, retirement of capital stock, net	$37,000	654
Net operating income	$4,755,800	1,122
2005-06-30 (YTD Data)		Rank
Total interest income	$9,930,000	1,615
Total interest expense	$2,509,000	1,984
Net interest income	$7,421,000	1,427
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$1,636,000	1,486
Gross Fiduciary activities income	$548,000	372
Service charges on deposit accounts	$601,000	1,407
Trading account gains and fees	$0	116
Additional Noninterest Income	$487,000	2,229
Total noninterest expense	$4,743,000	1,754
Salaries and employee benefits	$2,844,000	1,624
Premises and equipment expense	$706,000	1,701
Additional noninterest expense	$1,193,000	2,065
Pre-tax net operating income	$4,134,000	1,129
Securities gains (losses)	$80,000	641
Applicable income taxes	$1,089,000	1,272
Income before extraordinary items	$3,125,000	1,124
Extraordinary gains, net	$0	30
Net income	$3,125,000	1,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,419
Cash dividends	$358,000	2,673
Sale, conversion, retirement of capital stock, net	$37,000	522
Net operating income	$3,065,800	1,122
2005-03-31 (YTD Data)		Rank
Total interest income	$4,858,000	1,614
Total interest expense	$1,186,000	1,985
Net interest income	$3,672,000	1,436
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$807,000	1,485
Gross Fiduciary activities income	$270,000	379
Service charges on deposit accounts	$294,000	1,398
Trading account gains and fees	$0	115
Additional Noninterest Income	$243,000	2,200
Total noninterest expense	$2,381,000	1,756
Salaries and employee benefits	$1,444,000	1,597
Premises and equipment expense	$355,000	1,694
Additional noninterest expense	$582,000	2,107
Pre-tax net operating income	$2,008,000	1,149
Securities gains (losses)	$56,000	516
Applicable income taxes	$530,000	1,286
Income before extraordinary items	$1,534,000	1,123
Extraordinary gains, net	$0	24
Net income	$1,534,000	1,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,526
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$37,000	344
Net operating income	$1,492,560	1,137
2004-12-31 (YTD Data)		Rank
Total interest income	$18,400,000	1,566
Total interest expense	$4,282,000	1,901
Net interest income	$14,118,000	1,427
Provision for loan and lease losses	$510,000	1,921
Total noninterest income	$3,237,000	1,494
Gross Fiduciary activities income	$1,090,000	358
Service charges on deposit accounts	$1,128,000	1,558
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,019,000	2,116
Total noninterest expense	$9,343,000	1,733
Salaries and employee benefits	$5,773,000	1,536
Premises and equipment expense	$1,327,000	1,736
Additional noninterest expense	$2,243,000	2,177
Pre-tax net operating income	$7,502,000	1,161
Securities gains (losses)	$99,000	1,248
Applicable income taxes	$1,898,000	1,327
Income before extraordinary items	$5,703,000	1,143
Extraordinary gains, net	$0	34
Net income	$5,703,000	1,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$317,000	1,911
Cash dividends	$598,000	3,250
Sale, conversion, retirement of capital stock, net	$-279,000	8,919
Net operating income	$5,628,750	1,133
2004-09-30 (YTD Data)		Rank
Total interest income	$13,642,000	1,567
Total interest expense	$3,187,000	1,882
Net interest income	$10,455,000	1,432
Provision for loan and lease losses	$270,000	2,429
Total noninterest income	$2,495,000	1,484
Gross Fiduciary activities income	$825,000	362
Service charges on deposit accounts	$886,000	1,504
Trading account gains and fees	$0	134
Additional Noninterest Income	$784,000	2,099
Total noninterest expense	$6,964,000	1,733
Salaries and employee benefits	$4,269,000	1,553
Premises and equipment expense	$1,007,000	1,728
Additional noninterest expense	$1,688,000	2,140
Pre-tax net operating income	$5,716,000	1,155
Securities gains (losses)	$98,000	1,185
Applicable income taxes	$1,502,000	1,281
Income before extraordinary items	$4,312,000	1,143
Extraordinary gains, net	$0	26
Net income	$4,312,000	1,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,426
Cash dividends	$449,000	2,887
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,239,480	1,126
2004-06-30 (YTD Data)		Rank
Total interest income	$9,022,000	1,563
Total interest expense	$2,122,000	1,863
Net interest income	$6,900,000	1,440
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$1,639,000	1,495
Gross Fiduciary activities income	$527,000	371
Service charges on deposit accounts	$587,000	1,493
Trading account gains and fees	$0	130
Additional Noninterest Income	$525,000	2,113
Total noninterest expense	$4,609,000	1,742
Salaries and employee benefits	$2,817,000	1,569
Premises and equipment expense	$665,000	1,740
Additional noninterest expense	$1,127,000	2,145
Pre-tax net operating income	$3,750,000	1,152
Securities gains (losses)	$98,000	1,040
Applicable income taxes	$1,012,000	1,268
Income before extraordinary items	$2,836,000	1,151
Extraordinary gains, net	$0	21
Net income	$2,836,000	1,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,353
Cash dividends	$298,000	2,928
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,763,480	1,144
2004-03-31 (YTD Data)		Rank
Total interest income	$4,534,000	1,553
Total interest expense	$1,062,000	1,878
Net interest income	$3,472,000	1,429
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$830,000	1,451
Gross Fiduciary activities income	$259,000	375
Service charges on deposit accounts	$289,000	1,486
Trading account gains and fees	$0	121
Additional Noninterest Income	$282,000	1,958
Total noninterest expense	$2,285,000	1,773
Salaries and employee benefits	$1,414,000	1,587
Premises and equipment expense	$328,000	1,785
Additional noninterest expense	$543,000	2,188
Pre-tax net operating income	$1,927,000	1,104
Securities gains (losses)	$54,000	1,148
Applicable income taxes	$537,000	1,229
Income before extraordinary items	$1,444,000	1,136
Extraordinary gains, net	$0	16
Net income	$1,444,000	1,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,486
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,404,580	1,104
2003-12-31 (YTD Data)		Rank
Total interest income	$16,584,000	1,725
Total interest expense	$4,078,000	2,177
Net interest income	$12,506,000	1,557
Provision for loan and lease losses	$1,190,000	1,009
Total noninterest income	$3,276,000	1,563
Gross Fiduciary activities income	$1,089,000	364
Service charges on deposit accounts	$1,182,000	1,454
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,005,000	2,379
Total noninterest expense	$8,670,000	1,826
Salaries and employee benefits	$5,022,000	1,715
Premises and equipment expense	$1,290,000	1,759
Additional noninterest expense	$2,358,000	2,044
Pre-tax net operating income	$5,922,000	1,394
Securities gains (losses)	$1,028,000	469
Applicable income taxes	$1,824,000	1,373
Income before extraordinary items	$5,126,000	1,252
Extraordinary gains, net	$0	54
Net income	$5,126,000	1,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,495,000	476
Cash dividends	$539,000	3,393
Sale, conversion, retirement of capital stock, net	$1,000	863
Net operating income	$4,365,280	1,383
2003-09-30 (YTD Data)		Rank
Total interest income	$12,092,000	1,792
Total interest expense	$3,028,000	2,271
Net interest income	$9,064,000	1,617
Provision for loan and lease losses	$790,000	1,098
Total noninterest income	$2,466,000	1,603
Gross Fiduciary activities income	$833,000	370
Service charges on deposit accounts	$879,000	1,491
Trading account gains and fees	$0	153
Additional Noninterest Income	$754,000	2,452
Total noninterest expense	$6,510,000	1,830
Salaries and employee benefits	$3,749,000	1,734
Premises and equipment expense	$946,000	1,820
Additional noninterest expense	$1,815,000	1,973
Pre-tax net operating income	$4,230,000	1,500
Securities gains (losses)	$945,000	465
Applicable income taxes	$1,375,000	1,434
Income before extraordinary items	$3,800,000	1,297
Extraordinary gains, net	$0	40
Net income	$3,800,000	1,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,468,000	371
Cash dividends	$404,000	2,999
Sale, conversion, retirement of capital stock, net	$-82,000	9,168
Net operating income	$3,110,150	1,484
2003-06-30 (YTD Data)		Rank
Total interest income	$8,115,000	1,791
Total interest expense	$2,059,000	2,305
Net interest income	$6,056,000	1,608
Provision for loan and lease losses	$650,000	922
Total noninterest income	$1,608,000	1,631
Gross Fiduciary activities income	$542,000	379
Service charges on deposit accounts	$578,000	1,490
Trading account gains and fees	$0	150
Additional Noninterest Income	$488,000	2,470
Total noninterest expense	$4,315,000	1,831
Salaries and employee benefits	$2,504,000	1,714
Premises and equipment expense	$639,000	1,779
Additional noninterest expense	$1,172,000	2,041
Pre-tax net operating income	$2,699,000	1,560
Securities gains (losses)	$785,000	430
Applicable income taxes	$930,000	1,449
Income before extraordinary items	$2,554,000	1,293
Extraordinary gains, net	$0	30
Net income	$2,554,000	1,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,338,000	295
Cash dividends	$269,000	3,043
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,980,950	1,526
2003-03-31 (YTD Data)		Rank
Total interest income	$4,062,000	1,805
Total interest expense	$1,053,000	2,312
Net interest income	$3,009,000	1,630
Provision for loan and lease losses	$390,000	750
Total noninterest income	$790,000	1,594
Gross Fiduciary activities income	$269,000	386
Service charges on deposit accounts	$287,000	1,445
Trading account gains and fees	$0	134
Additional Noninterest Income	$234,000	2,458
Total noninterest expense	$2,159,000	1,823
Salaries and employee benefits	$1,253,000	1,705
Premises and equipment expense	$330,000	1,730
Additional noninterest expense	$576,000	2,045
Pre-tax net operating income	$1,250,000	1,680
Securities gains (losses)	$491,000	353
Applicable income taxes	$458,000	1,476
Income before extraordinary items	$1,283,000	1,288
Extraordinary gains, net	$0	21
Net income	$1,283,000	1,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,900,000	222
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$919,660	1,623
2002-12-31 (YTD Data)		Rank
Total interest income	$17,039,000	1,817
Total interest expense	$5,015,000	2,243
Net interest income	$12,024,000	1,609
Provision for loan and lease losses	$1,810,000	806
Total noninterest income	$3,498,000	1,385
Gross Fiduciary activities income	$1,234,000	365
Service charges on deposit accounts	$1,229,000	1,332
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,035,000	2,130
Total noninterest expense	$8,357,000	1,814
Salaries and employee benefits	$4,786,000	1,679
Premises and equipment expense	$1,202,000	1,846
Additional noninterest expense	$2,369,000	1,957
Pre-tax net operating income	$5,355,000	1,530
Securities gains (losses)	$1,308,000	359
Applicable income taxes	$1,832,000	1,389
Income before extraordinary items	$4,831,000	1,304
Extraordinary gains, net	$0	70
Net income	$4,831,000	1,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,736
Cash dividends	$438,000	3,676
Sale, conversion, retirement of capital stock, net	$148,000	598
Net operating income	$3,876,160	1,517
2001-12-31 (YTD Data)		Rank
Total interest income	$16,843,000	2,039
Total interest expense	$6,154,000	2,592
Net interest income	$10,689,000	1,668
Provision for loan and lease losses	$545,000	2,061
Total noninterest income	$3,416,000	1,337
Gross Fiduciary activities income	$1,261,000	375
Service charges on deposit accounts	$1,293,000	1,141
Trading account gains and fees	$0	177
Additional Noninterest Income	$862,000	2,271
Total noninterest expense	$7,463,000	1,931
Salaries and employee benefits	$4,374,000	1,721
Premises and equipment expense	$1,043,000	2,038
Additional noninterest expense	$2,046,000	2,198
Pre-tax net operating income	$6,097,000	1,230
Securities gains (losses)	$117,000	1,622
Applicable income taxes	$1,796,000	1,289
Income before extraordinary items	$4,418,000	1,230
Extraordinary gains, net	$0	105
Net income	$4,418,000	1,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$361,000	1,971
Cash dividends	$397,000	3,927
Sale, conversion, retirement of capital stock, net	$60,000	714
Net operating income	$4,334,930	1,201
2000-12-31 (YTD Data)		Rank
Total interest income	$15,668,000	2,246
Total interest expense	$5,544,000	3,007
Net interest income	$10,124,000	1,738
Provision for loan and lease losses	$320,000	2,708
Total noninterest income	$3,029,000	1,344
Gross Fiduciary activities income	$1,195,000	386
Service charges on deposit accounts	$1,179,000	1,150
Trading account gains and fees	$0	180
Additional Noninterest Income	$655,000	2,489
Total noninterest expense	$7,210,000	1,932
Salaries and employee benefits	$4,076,000	1,762
Premises and equipment expense	$1,089,000	1,908
Additional noninterest expense	$2,045,000	2,107
Pre-tax net operating income	$5,623,000	1,315
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,742,000	1,319
Income before extraordinary items	$3,881,000	1,366
Extraordinary gains, net	$0	38
Net income	$3,881,000	1,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,014
Cash dividends	$317,000	4,376
Sale, conversion, retirement of capital stock, net	$-312,000	9,815
Net operating income	$3,881,000	1,352
1999-12-31 (YTD Data)		Rank
Total interest income	$14,164,000	2,300
Total interest expense	$5,175,000	2,819
Net interest income	$8,989,000	1,964
Provision for loan and lease losses	$380,000	2,189
Total noninterest income	$2,936,000	1,376
Gross Fiduciary activities income	$1,179,000	425
Service charges on deposit accounts	$1,007,000	1,304
Trading account gains and fees	$0	173
Additional Noninterest Income	$750,000	2,257
Total noninterest expense	$7,002,000	1,962
Salaries and employee benefits	$3,908,000	1,773
Premises and equipment expense	$1,088,000	1,880
Additional noninterest expense	$2,006,000	2,185
Pre-tax net operating income	$4,543,000	1,660
Securities gains (losses)	$57,000	944
Applicable income taxes	$1,292,000	1,794
Income before extraordinary items	$3,308,000	1,612
Extraordinary gains, net	$0	35
Net income	$3,308,000	1,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	2,549
Cash dividends	$288,000	4,645
Sale, conversion, retirement of capital stock, net	$82,000	810
Net operating income	$3,266,960	1,601
1998-12-31 (YTD Data)		Rank
Total interest income	$12,886,000	2,540
Total interest expense	$4,835,000	3,096
Net interest income	$8,051,000	2,118
Provision for loan and lease losses	$410,000	2,021
Total noninterest income	$2,967,000	1,358
Gross Fiduciary activities income	$938,000	478
Service charges on deposit accounts	$845,000	1,492
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,184,000	1,641
Total noninterest expense	$6,748,000	1,937
Salaries and employee benefits	$3,711,000	1,798
Premises and equipment expense	$1,006,000	1,956
Additional noninterest expense	$2,031,000	2,089
Pre-tax net operating income	$3,860,000	1,892
Securities gains (losses)	$169,000	997
Applicable income taxes	$1,151,000	2,065
Income before extraordinary items	$2,878,000	1,830
Extraordinary gains, net	$0	32
Net income	$2,878,000	1,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$288,000	1,914
Cash dividends	$256,000	4,894
Sale, conversion, retirement of capital stock, net	$71,000	814
Net operating income	$2,758,010	1,823
1997-12-31 (YTD Data)		Rank
Total interest income	$11,484,000	2,854
Total interest expense	$3,616,000	4,032
Net interest income	$7,868,000	2,233
Provision for loan and lease losses	$160,000	3,978
Total noninterest income	$2,600,000	1,439
Gross Fiduciary activities income	$957,000	483
Service charges on deposit accounts	$760,000	1,710
Trading account gains and fees	$0	239
Additional Noninterest Income	$883,000	1,895
Total noninterest expense	$6,406,000	2,014
Salaries and employee benefits	$3,455,000	1,899
Premises and equipment expense	$984,000	2,011
Additional noninterest expense	$1,967,000	2,122
Pre-tax net operating income	$3,902,000	1,923
Securities gains (losses)	$50,000	1,344
Applicable income taxes	$1,272,000	1,970
Income before extraordinary items	$2,680,000	1,971
Extraordinary gains, net	$0	44
Net income	$2,680,000	1,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,593
Cash dividends	$222,000	5,184
Sale, conversion, retirement of capital stock, net	$64,000	819
Net operating income	$2,646,000	1,939
1996-12-31 (YTD Data)		Rank
Total interest income	$11,326,000	2,917
Total interest expense	$3,377,000	4,326
Net interest income	$7,949,000	2,264
Provision for loan and lease losses	$430,000	1,967
Total noninterest income	$2,207,000	1,697
Gross Fiduciary activities income	$843,000	559
Service charges on deposit accounts	$704,000	1,926
Trading account gains and fees	$0	262
Additional Noninterest Income	$660,000	2,406
Total noninterest expense	$6,059,000	2,266
Salaries and employee benefits	$3,466,000	1,900
Premises and equipment expense	$911,000	2,182
Additional noninterest expense	$1,682,000	2,833
Pre-tax net operating income	$3,667,000	1,977
Securities gains (losses)	$17,000	2,110
Applicable income taxes	$1,172,000	2,037
Income before extraordinary items	$2,512,000	1,969
Extraordinary gains, net	$0	53
Net income	$2,512,000	1,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$494,000	1,437
Cash dividends	$200,000	5,388
Sale, conversion, retirement of capital stock, net	$-217,000	11,375
Net operating income	$2,500,440	1,940
1995-12-31 (YTD Data)		Rank
Total interest income	$11,109,000	2,986
Total interest expense	$3,399,000	4,269
Net interest income	$7,710,000	2,330
Provision for loan and lease losses	$520,000	1,518
Total noninterest income	$2,181,000	1,712
Gross Fiduciary activities income	$904,000	554
Service charges on deposit accounts	$708,000	1,911
Trading account gains and fees	$0	522
Additional Noninterest Income	$569,000	2,634
Total noninterest expense	$5,939,000	2,296
Salaries and employee benefits	$3,458,000	1,915
Premises and equipment expense	$793,000	2,497
Additional noninterest expense	$1,688,000	2,765
Pre-tax net operating income	$3,432,000	2,140
Securities gains (losses)	$-7,000	9,876
Applicable income taxes	$1,105,000	2,182
Income before extraordinary items	$2,320,000	2,177
Extraordinary gains, net	$0	65
Net income	$2,320,000	2,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	1,916
Cash dividends	$180,000	5,723
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,324,760	2,144
1994-12-31 (YTD Data)		Rank
Total interest income	$10,205,000	2,985
Total interest expense	$2,703,000	4,334
Net interest income	$7,502,000	2,411
Provision for loan and lease losses	$1,050,000	893
Total noninterest income	$2,163,000	1,742
Gross Fiduciary activities income	$966,000	531
Service charges on deposit accounts	$658,000	2,061
Trading account gains and fees	$0	475
Additional Noninterest Income	$539,000	2,812
Total noninterest expense	$5,880,000	2,386
Salaries and employee benefits	$3,374,000	1,975
Premises and equipment expense	$836,000	2,422
Additional noninterest expense	$1,670,000	3,013
Pre-tax net operating income	$2,735,000	2,593
Securities gains (losses)	$0	3,600
Applicable income taxes	$835,000	2,669
Income before extraordinary items	$1,900,000	2,557
Extraordinary gains, net	$0	249
Net income	$1,900,000	2,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$986,000	867
Cash dividends	$170,000	5,823
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,900,000	2,571
1993-12-31 (YTD Data)		Rank
Total interest income	$9,905,000	3,117
Total interest expense	$2,772,000	4,418
Net interest income	$7,133,000	2,513
Provision for loan and lease losses	$387,000	2,523
Total noninterest income	$2,119,000	1,891
Gross Fiduciary activities income	$936,000	560
Service charges on deposit accounts	$647,000	2,119
Trading account gains and fees	$0	532
Additional Noninterest Income	$536,000	3,111
Total noninterest expense	$5,837,000	2,449
Salaries and employee benefits	$3,254,000	2,039
Premises and equipment expense	$798,000	2,558
Additional noninterest expense	$1,785,000	3,004
Pre-tax net operating income	$3,028,000	2,264
Securities gains (losses)	$7,000	5,826
Applicable income taxes	$974,000	2,318
Income before extraordinary items	$2,061,000	2,435
Extraordinary gains, net	$0	3,149
Net income	$2,061,000	2,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	2,828
Cash dividends	$160,000	5,928
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,056,240	2,297
1992-12-31 (YTD Data)		Rank
Total interest income	$9,876,000	3,527
Total interest expense	$3,314,000	4,760
Net interest income	$6,562,000	2,792
Provision for loan and lease losses	$354,000	3,754
Total noninterest income	$1,894,000	2,013
Gross Fiduciary activities income	$892,000	580
Service charges on deposit accounts	$570,000	2,426
Trading account gains and fees	$0	504
Additional Noninterest Income	$432,000	3,523
Total noninterest expense	$5,493,000	2,631
Salaries and employee benefits	$3,048,000	2,147
Premises and equipment expense	$856,000	2,409
Additional noninterest expense	$1,589,000	3,419
Pre-tax net operating income	$2,609,000	2,369
Securities gains (losses)	$2,000	7,695
Applicable income taxes	$800,000	2,620
Income before extraordinary items	$1,811,000	2,533
Extraordinary gains, net	$0	1,422
Net income	$1,811,000	2,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	4,162
Cash dividends	$150,000	5,711
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,809,620	2,352

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.