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Opus Bank, Income and Expense

2020-03-31 (YTD Data)Rank
Total interest income$69,222,000179
Total interest expense$17,823,000143
Net interest income$51,399,000183
Provision for loan and lease losses$7,557,000214
Total noninterest income$13,373,000225
Gross Fiduciary activities income$7,366,00071
Service charges on deposit accounts$608,000510
Trading account gains and fees$0106
Additional Noninterest Income$5,399,000294
Total noninterest expense$138,836,00081
Salaries and employee benefits$22,803,000182
Premises and equipment expense$4,811,000181
Additional noninterest expense$111,222,00054
Pre-tax net operating income$-81,621,0005,110
Securities gains (losses)$4,0001,484
Applicable income taxes$3,226,000182
Income before extraordinary items$-84,843,0005,103
Extraordinary gains, net$04
Net income$-84,843,0005,103
Minority interest net income$056
Net income of bank and minority interests.$-84,843,0005,103
Net charge-offs$-625,0005,096
Cash dividends$4,189,000327
Sale, conversion, retirement of capital stock, net$1,395,00069
Net operating income$-84,847,0005,102
2019-12-31 (YTD Data)Rank
Total interest income$278,480,000182
Total interest expense$76,473,000153
Net interest income$202,007,000190
Provision for loan and lease losses$-4,905,0005,163
Total noninterest income$47,950,000243
Gross Fiduciary activities income$28,065,00072
Service charges on deposit accounts$2,760,000456
Trading account gains and fees$0135
Additional Noninterest Income$17,125,000359
Total noninterest expense$171,050,000190
Salaries and employee benefits$102,843,000165
Premises and equipment expense$19,970,000174
Additional noninterest expense$48,237,000203
Pre-tax net operating income$83,812,000214
Securities gains (losses)$123,000818
Applicable income taxes$22,101,000197
Income before extraordinary items$61,834,000228
Extraordinary gains, net$011
Net income$61,834,000229
Minority interest net income$076
Net income of bank and minority interests.$61,834,000229
Net charge-offs$8,915,000148
Cash dividends$16,677,000337
Sale, conversion, retirement of capital stock, net$3,058,000122
Net operating income$61,736,830223
2019-09-30 (YTD Data)Rank
Total interest income$208,972,000184
Total interest expense$57,015,000160
Net interest income$151,957,000193
Provision for loan and lease losses$-2,219,0005,235
Total noninterest income$34,786,000245
Gross Fiduciary activities income$20,758,00074
Service charges on deposit accounts$2,107,000441
Trading account gains and fees$0129
Additional Noninterest Income$11,921,000376
Total noninterest expense$131,617,000185
Salaries and employee benefits$79,286,000157
Premises and equipment expense$15,027,000173
Additional noninterest expense$37,304,000201
Pre-tax net operating income$57,345,000236
Securities gains (losses)$121,000703
Applicable income taxes$15,921,000201
Income before extraordinary items$41,545,000253
Extraordinary gains, net$011
Net income$41,545,000255
Minority interest net income$072
Net income of bank and minority interests.$41,545,000255
Net charge-offs$7,289,000138
Cash dividends$12,506,000319
Sale, conversion, retirement of capital stock, net$2,317,000108
Net operating income$41,449,410250
2019-06-30 (YTD Data)Rank
Total interest income$138,622,000183
Total interest expense$36,551,000164
Net interest income$102,071,000192
Provision for loan and lease losses$5,478,000149
Total noninterest income$22,267,000248
Gross Fiduciary activities income$13,514,00076
Service charges on deposit accounts$1,426,000439
Trading account gains and fees$0131
Additional Noninterest Income$7,327,000384
Total noninterest expense$91,771,000183
Salaries and employee benefits$55,971,000151
Premises and equipment expense$10,136,000173
Additional noninterest expense$25,664,000201
Pre-tax net operating income$27,089,000297
Securities gains (losses)$119,000494
Applicable income taxes$7,661,000246
Income before extraordinary items$19,547,000321
Extraordinary gains, net$011
Net income$19,547,000323
Minority interest net income$069
Net income of bank and minority interests.$19,547,000323
Net charge-offs$2,418,000210
Cash dividends$8,337,000305
Sale, conversion, retirement of capital stock, net$1,548,00096
Net operating income$19,452,990314
2019-03-31 (YTD Data)Rank
Total interest income$67,284,000187
Total interest expense$16,104,000170
Net interest income$51,180,000192
Provision for loan and lease losses$2,197,000169
Total noninterest income$10,894,000239
Gross Fiduciary activities income$6,685,00076
Service charges on deposit accounts$733,000427
Trading account gains and fees$0126
Additional Noninterest Income$3,476,000389
Total noninterest expense$45,693,000183
Salaries and employee benefits$26,875,000159
Premises and equipment expense$5,519,000160
Additional noninterest expense$13,299,000197
Pre-tax net operating income$14,184,000277
Securities gains (losses)$113,000259
Applicable income taxes$3,436,000260
Income before extraordinary items$10,861,000288
Extraordinary gains, net$05
Net income$10,861,000288
Minority interest net income$052
Net income of bank and minority interests.$10,861,000288
Net charge-offs$-1,622,0005,355
Cash dividends$4,144,000303
Sale, conversion, retirement of capital stock, net$154,000190
Net operating income$10,771,730285
2018-12-31 (YTD Data)Rank
Total interest income$248,707,000186
Total interest expense$46,227,000174
Net interest income$202,480,000193
Provision for loan and lease losses$19,601,000103
Total noninterest income$48,771,000228
Gross Fiduciary activities income$27,503,00070
Service charges on deposit accounts$3,327,000394
Trading account gains and fees$0126
Additional Noninterest Income$17,941,000334
Total noninterest expense$184,483,000174
Salaries and employee benefits$111,325,000147
Premises and equipment expense$20,419,000169
Additional noninterest expense$52,739,000207
Pre-tax net operating income$47,167,000328
Securities gains (losses)$-9,710,0005,388
Applicable income taxes$6,539,000393
Income before extraordinary items$30,918,000369
Extraordinary gains, net$06
Net income$30,918,000369
Minority interest net income$072
Net income of bank and minority interests.$30,918,000369
Net charge-offs$40,867,00065
Cash dividends$16,164,000300
Sale, conversion, retirement of capital stock, net$1,780,000175
Net operating income$38,977,300316
2018-09-30 (YTD Data)Rank
Total interest income$183,591,000187
Total interest expense$32,267,000172
Net interest income$151,324,000191
Provision for loan and lease losses$11,942,000123
Total noninterest income$36,241,000228
Gross Fiduciary activities income$20,703,00070
Service charges on deposit accounts$2,536,000392
Trading account gains and fees$0138
Additional Noninterest Income$13,002,000348
Total noninterest expense$130,833,000181
Salaries and employee benefits$78,283,000155
Premises and equipment expense$15,173,000166
Additional noninterest expense$37,377,000206
Pre-tax net operating income$44,790,000275
Securities gains (losses)$182,000217
Applicable income taxes$7,193,000321
Income before extraordinary items$37,779,000268
Extraordinary gains, net$05
Net income$37,779,000268
Minority interest net income$066
Net income of bank and minority interests.$37,779,000268
Net charge-offs$28,843,00065
Cash dividends$12,025,000274
Sale, conversion, retirement of capital stock, net$817,000200
Net operating income$37,626,120269
2018-06-30 (YTD Data)Rank
Total interest income$121,696,000185
Total interest expense$19,647,000171
Net interest income$102,049,000185
Provision for loan and lease losses$3,700,000197
Total noninterest income$25,185,000219
Gross Fiduciary activities income$13,819,00070
Service charges on deposit accounts$1,693,000389
Trading account gains and fees$0130
Additional Noninterest Income$9,673,000323
Total noninterest expense$87,184,000179
Salaries and employee benefits$52,280,000155
Premises and equipment expense$10,214,000161
Additional noninterest expense$24,690,000204
Pre-tax net operating income$36,350,000234
Securities gains (losses)$182,000183
Applicable income taxes$8,165,000229
Income before extraordinary items$28,367,000237
Extraordinary gains, net$06
Net income$28,367,000237
Minority interest net income$065
Net income of bank and minority interests.$28,367,000237
Net charge-offs$20,433,00062
Cash dividends$7,884,000277
Sale, conversion, retirement of capital stock, net$121,000342
Net operating income$28,223,220235
2018-03-31 (YTD Data)Rank
Total interest income$61,143,000182
Total interest expense$8,989,000169
Net interest income$52,154,000181
Provision for loan and lease losses$3,914,000121
Total noninterest income$12,651,000221
Gross Fiduciary activities income$6,978,00072
Service charges on deposit accounts$833,000397
Trading account gains and fees$0123
Additional Noninterest Income$4,840,000318
Total noninterest expense$44,062,000181
Salaries and employee benefits$26,808,000150
Premises and equipment expense$5,160,000163
Additional noninterest expense$12,094,000205
Pre-tax net operating income$16,829,000244
Securities gains (losses)$182,000121
Applicable income taxes$4,107,000225
Income before extraordinary items$12,904,000256
Extraordinary gains, net$07
Net income$12,904,000255
Minority interest net income$052
Net income of bank and minority interests.$12,904,000256
Net charge-offs$12,002,00053
Cash dividends$3,753,000256
Sale, conversion, retirement of capital stock, net$-873,0005,595
Net operating income$12,760,220257
2017-12-31 (YTD Data)Rank
Total interest income$256,291,000166
Total interest expense$36,134,000149
Net interest income$220,157,000171
Provision for loan and lease losses$-8,823,0005,657
Total noninterest income$50,455,000219
Gross Fiduciary activities income$26,939,00069
Service charges on deposit accounts$3,645,000378
Trading account gains and fees$0151
Additional Noninterest Income$19,871,000308
Total noninterest expense$190,523,000159
Salaries and employee benefits$106,738,000142
Premises and equipment expense$20,692,000155
Additional noninterest expense$63,093,000170
Pre-tax net operating income$88,912,000189
Securities gains (losses)$1,505,000112
Applicable income taxes$42,774,000159
Income before extraordinary items$47,643,000226
Extraordinary gains, net$09
Net income$47,643,000226
Minority interest net income$076
Net income of bank and minority interests.$47,643,000226
Net charge-offs$26,657,00081
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$54,576,00013
Net operating income$46,679,800223
2017-09-30 (YTD Data)Rank
Total interest income$194,891,000164
Total interest expense$27,287,000144
Net interest income$167,604,000171
Provision for loan and lease losses$-11,776,0005,730
Total noninterest income$38,749,000216
Gross Fiduciary activities income$20,060,00067
Service charges on deposit accounts$2,778,000380
Trading account gains and fees$0145
Additional Noninterest Income$15,911,000298
Total noninterest expense$144,362,000157
Salaries and employee benefits$81,465,000138
Premises and equipment expense$15,913,000153
Additional noninterest expense$46,984,000165
Pre-tax net operating income$73,767,000176
Securities gains (losses)$1,175,000117
Applicable income taxes$28,500,000156
Income before extraordinary items$46,442,000194
Extraordinary gains, net$09
Net income$46,442,000194
Minority interest net income$071
Net income of bank and minority interests.$46,442,000194
Net charge-offs$21,458,00073
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$53,357,00011
Net operating income$45,690,000198
2017-06-30 (YTD Data)Rank
Total interest income$131,751,000164
Total interest expense$18,240,000133
Net interest income$113,511,000162
Provision for loan and lease losses$-1,130,0005,743
Total noninterest income$25,253,000221
Gross Fiduciary activities income$13,099,00067
Service charges on deposit accounts$1,877,000373
Trading account gains and fees$0139
Additional Noninterest Income$10,277,000310
Total noninterest expense$98,760,000153
Salaries and employee benefits$55,949,000134
Premises and equipment expense$10,775,000150
Additional noninterest expense$32,036,000163
Pre-tax net operating income$41,134,000204
Securities gains (losses)$557,000141
Applicable income taxes$15,795,000170
Income before extraordinary items$25,896,000228
Extraordinary gains, net$011
Net income$25,896,000228
Minority interest net income$071
Net income of bank and minority interests.$25,896,000228
Net charge-offs$22,535,00059
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$51,360,0008
Net operating income$25,539,520227
2017-03-31 (YTD Data)Rank
Total interest income$65,702,000162
Total interest expense$9,171,000130
Net interest income$56,531,000164
Provision for loan and lease losses$5,968,00090
Total noninterest income$11,538,000235
Gross Fiduciary activities income$6,382,00069
Service charges on deposit accounts$946,000374
Trading account gains and fees$0142
Additional Noninterest Income$4,210,000350
Total noninterest expense$50,055,000151
Salaries and employee benefits$29,197,000128
Premises and equipment expense$5,274,000152
Additional noninterest expense$15,584,000164
Pre-tax net operating income$12,046,000293
Securities gains (losses)$519,00082
Applicable income taxes$4,908,000232
Income before extraordinary items$7,657,000316
Extraordinary gains, net$08
Net income$7,657,000317
Minority interest net income$055
Net income of bank and minority interests.$7,657,000317
Net charge-offs$5,148,00090
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$52,082,0002
Net operating income$7,324,840319
2016-12-31 (YTD Data)Rank
Total interest income$277,618,000151
Total interest expense$32,325,000129
Net interest income$245,293,000149
Provision for loan and lease losses$125,778,00043
Total noninterest income$59,068,000192
Gross Fiduciary activities income$20,171,00084
Service charges on deposit accounts$3,641,000385
Trading account gains and fees$0170
Additional Noninterest Income$35,256,000209
Total noninterest expense$162,742,000179
Salaries and employee benefits$88,987,000155
Premises and equipment expense$19,486,000159
Additional noninterest expense$54,269,000182
Pre-tax net operating income$15,841,000624
Securities gains (losses)$03,212
Applicable income taxes$4,387,000608
Income before extraordinary items$11,454,000676
Extraordinary gains, net$05
Net income$11,454,000675
Minority interest net income$082
Net income of bank and minority interests.$11,454,000675
Net charge-offs$58,515,00056
Cash dividends$17,914,000232
Sale, conversion, retirement of capital stock, net$7,891,00066
Net operating income$11,454,000666
2016-09-30 (YTD Data)Rank
Total interest income$207,265,000149
Total interest expense$23,154,000129
Net interest income$184,111,000149
Provision for loan and lease losses$56,319,00052
Total noninterest income$33,020,000244
Gross Fiduciary activities income$13,550,00090
Service charges on deposit accounts$2,690,000388
Trading account gains and fees$0169
Additional Noninterest Income$16,780,000285
Total noninterest expense$111,595,000188
Salaries and employee benefits$62,919,000164
Premises and equipment expense$14,695,000160
Additional noninterest expense$33,981,000202
Pre-tax net operating income$49,217,000212
Securities gains (losses)$03,160
Applicable income taxes$18,809,000197
Income before extraordinary items$30,408,000242
Extraordinary gains, net$05
Net income$30,408,000242
Minority interest net income$071
Net income of bank and minority interests.$30,408,000242
Net charge-offs$39,363,00056
Cash dividends$17,914,000187
Sale, conversion, retirement of capital stock, net$6,165,00055
Net operating income$30,408,000241
2016-06-30 (YTD Data)Rank
Total interest income$136,602,000152
Total interest expense$14,082,000135
Net interest income$122,520,000149
Provision for loan and lease losses$15,873,00083
Total noninterest income$17,665,000276
Gross Fiduciary activities income$6,265,000110
Service charges on deposit accounts$1,757,000393
Trading account gains and fees$0157
Additional Noninterest Income$9,643,000320
Total noninterest expense$69,269,000197
Salaries and employee benefits$39,902,000170
Premises and equipment expense$9,684,000162
Additional noninterest expense$19,683,000229
Pre-tax net operating income$55,043,000157
Securities gains (losses)$02,835
Applicable income taxes$21,614,000138
Income before extraordinary items$33,429,000175
Extraordinary gains, net$016
Net income$33,429,000174
Minority interest net income$071
Net income of bank and minority interests.$33,429,000174
Net charge-offs$326,000814
Cash dividends$11,053,000189
Sale, conversion, retirement of capital stock, net$4,628,00047
Net operating income$33,429,000174
2016-03-31 (YTD Data)Rank
Total interest income$66,574,000154
Total interest expense$7,056,000134
Net interest income$59,518,000150
Provision for loan and lease losses$4,943,000103
Total noninterest income$4,919,000409
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$886,000386
Trading account gains and fees$0142
Additional Noninterest Income$4,033,000349
Total noninterest expense$30,864,000211
Salaries and employee benefits$17,728,000185
Premises and equipment expense$4,460,000168
Additional noninterest expense$8,676,000244
Pre-tax net operating income$28,630,000151
Securities gains (losses)$02,077
Applicable income taxes$11,350,000126
Income before extraordinary items$17,280,000169
Extraordinary gains, net$012
Net income$17,280,000169
Minority interest net income$062
Net income of bank and minority interests.$17,280,000169
Net charge-offs$302,000485
Cash dividends$4,881,000215
Sale, conversion, retirement of capital stock, net$2,168,00047
Net operating income$17,280,000168
2015-12-31 (YTD Data)Rank
Total interest income$236,146,000164
Total interest expense$25,086,000135
Net interest income$211,060,000161
Provision for loan and lease losses$24,967,00083
Total noninterest income$21,305,000393
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,957,000452
Trading account gains and fees$0159
Additional Noninterest Income$18,348,000318
Total noninterest expense$110,420,000225
Salaries and employee benefits$60,831,000203
Premises and equipment expense$17,317,000173
Additional noninterest expense$32,272,000255
Pre-tax net operating income$96,978,000158
Securities gains (losses)$800,000252
Applicable income taxes$37,835,000134
Income before extraordinary items$59,943,000180
Extraordinary gains, net$023
Net income$59,943,000181
Minority interest net income$081
Net income of bank and minority interests.$59,943,000181
Net charge-offs$3,863,000228
Cash dividends$10,970,000361
Sale, conversion, retirement of capital stock, net$4,944,00085
Net operating income$59,431,000181
2015-09-30 (YTD Data)Rank
Total interest income$172,271,000165
Total interest expense$18,392,000136
Net interest income$153,879,000163
Provision for loan and lease losses$16,953,00079
Total noninterest income$15,737,000407
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,234,000452
Trading account gains and fees$0153
Additional Noninterest Income$13,503,000334
Total noninterest expense$82,368,000233
Salaries and employee benefits$45,852,000205
Premises and equipment expense$12,843,000174
Additional noninterest expense$23,673,000270
Pre-tax net operating income$70,295,000160
Securities gains (losses)$800,000219
Applicable income taxes$27,823,000137
Income before extraordinary items$43,272,000185
Extraordinary gains, net$021
Net income$43,272,000184
Minority interest net income$078
Net income of bank and minority interests.$43,272,000185
Net charge-offs$3,187,000200
Cash dividends$7,086,000368
Sale, conversion, retirement of capital stock, net$2,358,000104
Net operating income$42,760,000186
2015-06-30 (YTD Data)Rank
Total interest income$114,060,000163
Total interest expense$12,128,000137
Net interest income$101,932,000163
Provision for loan and lease losses$9,357,00089
Total noninterest income$9,354,000441
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,507,000447
Trading account gains and fees$0157
Additional Noninterest Income$7,847,000370
Total noninterest expense$55,444,000234
Salaries and employee benefits$31,160,000204
Premises and equipment expense$8,401,000180
Additional noninterest expense$15,883,000273
Pre-tax net operating income$46,485,000168
Securities gains (losses)$362,000333
Applicable income taxes$18,286,000144
Income before extraordinary items$28,561,000189
Extraordinary gains, net$022
Net income$28,561,000189
Minority interest net income$075
Net income of bank and minority interests.$28,561,000189
Net charge-offs$1,740,000236
Cash dividends$3,851,000420
Sale, conversion, retirement of capital stock, net$629,000169
Net operating income$28,329,320192
2015-03-31 (YTD Data)Rank
Total interest income$51,688,000172
Total interest expense$6,044,000137
Net interest income$45,644,000174
Provision for loan and lease losses$3,560,000103
Total noninterest income$2,886,000608
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$730,000451
Trading account gains and fees$0152
Additional Noninterest Income$2,156,000538
Total noninterest expense$26,802,000241
Salaries and employee benefits$14,694,000218
Premises and equipment expense$4,081,000181
Additional noninterest expense$8,027,000265
Pre-tax net operating income$18,168,000192
Securities gains (losses)$02,027
Applicable income taxes$7,092,000178
Income before extraordinary items$11,076,000219
Extraordinary gains, net$013
Net income$11,076,000219
Minority interest net income$064
Net income of bank and minority interests.$11,076,000219
Net charge-offs$1,725,000150
Cash dividends$1,589,000457
Sale, conversion, retirement of capital stock, net$1,340,00071
Net operating income$11,076,000216
2014-12-31 (YTD Data)Rank
Total interest income$179,094,000186
Total interest expense$20,036,000154
Net interest income$159,058,000188
Provision for loan and lease losses$5,809,000191
Total noninterest income$12,612,000544
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,844,000484
Trading account gains and fees$0180
Additional Noninterest Income$9,768,000456
Total noninterest expense$98,611,000241
Salaries and employee benefits$54,846,000213
Premises and equipment expense$16,739,000176
Additional noninterest expense$27,026,000298
Pre-tax net operating income$67,250,000196
Securities gains (losses)$-301,0006,431
Applicable income taxes$23,122,000181
Income before extraordinary items$43,827,000214
Extraordinary gains, net$017
Net income$43,827,000213
Minority interest net income$084
Net income of bank and minority interests.$43,827,000214
Net charge-offs$203,0002,439
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$85,605,0008
Net operating income$44,022,650213
2014-09-30 (YTD Data)Rank
Total interest income$130,641,000189
Total interest expense$14,170,000163
Net interest income$116,471,000187
Provision for loan and lease losses$4,334,000189
Total noninterest income$9,712,000534
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,039,000505
Trading account gains and fees$0174
Additional Noninterest Income$7,673,000440
Total noninterest expense$72,524,000242
Salaries and employee benefits$40,708,000215
Premises and equipment expense$12,443,000176
Additional noninterest expense$19,373,000302
Pre-tax net operating income$49,325,000198
Securities gains (losses)$-301,0006,522
Applicable income taxes$17,766,000181
Income before extraordinary items$31,258,000217
Extraordinary gains, net$015
Net income$31,258,000217
Minority interest net income$081
Net income of bank and minority interests.$31,258,000217
Net charge-offs$203,0001,970
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$83,130,0007
Net operating income$31,450,640216
2014-06-30 (YTD Data)Rank
Total interest income$86,606,000185
Total interest expense$8,803,000168
Net interest income$77,803,000185
Provision for loan and lease losses$-214,0006,420
Total noninterest income$5,826,000570
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,356,000499
Trading account gains and fees$0172
Additional Noninterest Income$4,470,000492
Total noninterest expense$47,287,000248
Salaries and employee benefits$27,140,000214
Premises and equipment expense$8,270,000177
Additional noninterest expense$11,877,000319
Pre-tax net operating income$36,556,000186
Securities gains (losses)$02,580
Applicable income taxes$13,026,000169
Income before extraordinary items$23,530,000200
Extraordinary gains, net$020
Net income$23,530,000199
Minority interest net income$080
Net income of bank and minority interests.$23,530,000200
Net charge-offs$52,0002,757
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$81,858,0006
Net operating income$23,530,000200
2014-03-31 (YTD Data)Rank
Total interest income$44,151,000180
Total interest expense$4,129,000180
Net interest income$40,022,000183
Provision for loan and lease losses$-198,0006,565
Total noninterest income$1,893,000759
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$706,000469
Trading account gains and fees$0147
Additional Noninterest Income$1,187,000736
Total noninterest expense$21,832,000268
Salaries and employee benefits$13,900,000208
Premises and equipment expense$4,156,000182
Additional noninterest expense$3,776,000452
Pre-tax net operating income$20,281,000170
Securities gains (losses)$01,715
Applicable income taxes$7,018,000167
Income before extraordinary items$13,263,000187
Extraordinary gains, net$016
Net income$13,263,000188
Minority interest net income$066
Net income of bank and minority interests.$13,263,000187
Net charge-offs$29,0002,245
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$424,000117
Net operating income$13,263,000184
2013-12-31 (YTD Data)Rank
Total interest income$145,851,000209
Total interest expense$13,434,000237
Net interest income$132,417,000204
Provision for loan and lease losses$-137,0006,419
Total noninterest income$12,945,000552
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,455,000559
Trading account gains and fees$0184
Additional Noninterest Income$10,490,000465
Total noninterest expense$102,990,000231
Salaries and employee benefits$54,624,000208
Premises and equipment expense$16,890,000170
Additional noninterest expense$31,476,000265
Pre-tax net operating income$42,509,000243
Securities gains (losses)$108,0001,265
Applicable income taxes$-100,495,0006,806
Income before extraordinary items$143,112,00092
Extraordinary gains, net$029
Net income$143,112,00092
Minority interest net income$090
Net income of bank and minority interests.$143,112,00092
Net charge-offs$7,0005,162
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$362,000327
Net operating income$143,004,00093
2013-09-30 (YTD Data)Rank
Total interest income$109,031,000206
Total interest expense$9,526,000248
Net interest income$99,505,000201
Provision for loan and lease losses$861,0001,001
Total noninterest income$10,264,000548
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,708,000602
Trading account gains and fees$0180
Additional Noninterest Income$8,556,000450
Total noninterest expense$72,718,000245
Salaries and employee benefits$40,306,000207
Premises and equipment expense$12,493,000165
Additional noninterest expense$19,919,000291
Pre-tax net operating income$36,190,000231
Securities gains (losses)$108,0001,163
Applicable income taxes$-99,660,0006,888
Income before extraordinary items$135,958,00078
Extraordinary gains, net$025
Net income$135,958,00078
Minority interest net income$084
Net income of bank and minority interests.$135,958,00078
Net charge-offs$7,0004,813
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,264,000145
Net operating income$135,850,00078
2013-06-30 (YTD Data)Rank
Total interest income$75,254,000200
Total interest expense$6,067,000269
Net interest income$69,187,000192
Provision for loan and lease losses$2,103,000337
Total noninterest income$9,322,000447
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,083,000623
Trading account gains and fees$0157
Additional Noninterest Income$8,239,000361
Total noninterest expense$49,914,000235
Salaries and employee benefits$28,507,000200
Premises and equipment expense$8,143,000169
Additional noninterest expense$13,264,000298
Pre-tax net operating income$26,492,000219
Securities gains (losses)$108,0001,064
Applicable income taxes$28,0003,789
Income before extraordinary items$26,572,000176
Extraordinary gains, net$022
Net income$26,572,000176
Minority interest net income$082
Net income of bank and minority interests.$26,572,000176
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,800,00084
Net operating income$26,464,000175
2013-03-31 (YTD Data)Rank
Total interest income$32,342,000228
Total interest expense$2,838,000299
Net interest income$29,504,000216
Provision for loan and lease losses$-1,012,0006,981
Total noninterest income$2,449,000700
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$532,000627
Trading account gains and fees$0148
Additional Noninterest Income$1,917,000601
Total noninterest expense$25,060,000237
Salaries and employee benefits$14,585,000195
Premises and equipment expense$3,987,000174
Additional noninterest expense$6,488,000308
Pre-tax net operating income$7,905,000301
Securities gains (losses)$01,966
Applicable income taxes$17,0003,698
Income before extraordinary items$7,888,000250
Extraordinary gains, net$010
Net income$7,888,000250
Minority interest net income$076
Net income of bank and minority interests.$7,888,000251
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$1,152,00058
Net operating income$7,888,000246
2012-12-31 (YTD Data)Rank
Total interest income$138,224,000222
Total interest expense$10,149,000395
Net interest income$128,075,000206
Provision for loan and lease losses$10,689,000259
Total noninterest income$11,993,000596
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,235,000641
Trading account gains and fees$0166
Additional Noninterest Income$9,758,000501
Total noninterest expense$106,826,000224
Salaries and employee benefits$60,951,000177
Premises and equipment expense$14,300,000184
Additional noninterest expense$31,575,000277
Pre-tax net operating income$22,553,000395
Securities gains (losses)$4,0003,557
Applicable income taxes$-297,0006,832
Income before extraordinary items$22,854,000314
Extraordinary gains, net$029
Net income$22,854,000314
Minority interest net income$093
Net income of bank and minority interests.$22,854,000314
Net charge-offs$48,0004,949
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$5,013,00081
Net operating income$22,850,000301
2012-09-30 (YTD Data)Rank
Total interest income$104,967,000223
Total interest expense$7,551,000420
Net interest income$97,416,000207
Provision for loan and lease losses$8,616,000250
Total noninterest income$9,287,000567
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,656,000653
Trading account gains and fees$0157
Additional Noninterest Income$7,631,000484
Total noninterest expense$80,982,000225
Salaries and employee benefits$46,009,000177
Premises and equipment expense$9,789,000198
Additional noninterest expense$25,184,000263
Pre-tax net operating income$17,105,000396
Securities gains (losses)$4,0003,304
Applicable income taxes$-72,0006,883
Income before extraordinary items$17,181,000311
Extraordinary gains, net$020
Net income$17,181,000310
Minority interest net income$086
Net income of bank and minority interests.$17,181,000310
Net charge-offs$49,0004,528
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$4,955,00058
Net operating income$17,177,000299
2012-06-30 (YTD Data)Rank
Total interest income$72,411,000220
Total interest expense$4,922,000455
Net interest income$67,489,000202
Provision for loan and lease losses$8,888,000184
Total noninterest income$5,033,000675
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,192,000602
Trading account gains and fees$0153
Additional Noninterest Income$3,841,000574
Total noninterest expense$54,838,000222
Salaries and employee benefits$31,053,000178
Premises and equipment expense$6,323,000204
Additional noninterest expense$17,462,000253
Pre-tax net operating income$8,796,000465
Securities gains (losses)$4,0002,922
Applicable income taxes$-362,0007,113
Income before extraordinary items$9,162,000367
Extraordinary gains, net$019
Net income$9,162,000366
Minority interest net income$084
Net income of bank and minority interests.$9,162,000366
Net charge-offs$49,0004,051
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,047,00065
Net operating income$9,158,000349
2012-03-31 (YTD Data)Rank
Total interest income$30,705,000238
Total interest expense$2,179,000542
Net interest income$28,526,000224
Provision for loan and lease losses$255,0001,721
Total noninterest income$2,654,000652
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$687,000527
Trading account gains and fees$0148
Additional Noninterest Income$1,967,000562
Total noninterest expense$27,606,000212
Salaries and employee benefits$15,919,000173
Premises and equipment expense$3,215,000200
Additional noninterest expense$8,472,000254
Pre-tax net operating income$3,319,000577
Securities gains (losses)$4,0001,941
Applicable income taxes$-362,0007,241
Income before extraordinary items$3,685,000448
Extraordinary gains, net$019
Net income$3,685,000449
Minority interest net income$078
Net income of bank and minority interests.$3,685,000449
Net charge-offs$36,0003,280
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,982,00043
Net operating income$3,681,000429
2011-12-31 (YTD Data)Rank
Total interest income$50,629,000544
Total interest expense$4,864,0001,245
Net interest income$45,765,000478
Provision for loan and lease losses$6,381,000651
Total noninterest income$7,501,000765
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,906,000761
Trading account gains and fees$0146
Additional Noninterest Income$5,595,000642
Total noninterest expense$69,162,000318
Salaries and employee benefits$41,705,000241
Premises and equipment expense$6,376,000409
Additional noninterest expense$21,081,000371
Pre-tax net operating income$-22,277,0007,302
Securities gains (losses)$-5,0006,825
Applicable income taxes$204,0002,882
Income before extraordinary items$-22,486,0007,303
Extraordinary gains, net$029
Net income$-22,486,0007,303
Minority interest net income$096
Net income of bank and minority interests.$-22,486,0007,303
Net charge-offs$175,0004,463
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$115,945,00012
Net operating income$-22,481,0007,300
2011-09-30 (YTD Data)Rank
Total interest income$24,837,000857
Total interest expense$2,816,0001,669
Net interest income$22,021,000755
Provision for loan and lease losses$1,433,0001,551
Total noninterest income$1,799,0001,747
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,023,0001,086
Trading account gains and fees$0145
Additional Noninterest Income$776,0002,081
Total noninterest expense$47,126,000336
Salaries and employee benefits$28,097,000266
Premises and equipment expense$3,575,000526
Additional noninterest expense$15,454,000378
Pre-tax net operating income$-24,739,0007,417
Securities gains (losses)$-5,0006,954
Applicable income taxes$4,0004,473
Income before extraordinary items$-24,748,0007,413
Extraordinary gains, net$021
Net income$-24,748,0007,412
Minority interest net income$087
Net income of bank and minority interests.$-24,748,0007,412
Net charge-offs$252,0003,437
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$15,032,00045
Net operating income$-24,743,0007,409
2011-06-30 (YTD Data)Rank
Total interest income$6,709,0002,130
Total interest expense$782,0003,562
Net interest income$5,927,0001,866
Provision for loan and lease losses$1,004,0001,491
Total noninterest income$379,0003,669
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$256,0002,513
Trading account gains and fees$0153
Additional Noninterest Income$123,0004,263
Total noninterest expense$25,906,000411
Salaries and employee benefits$15,238,000326
Premises and equipment expense$1,298,000989
Additional noninterest expense$9,370,000420
Pre-tax net operating income$-20,604,0007,487
Securities gains (losses)$02,914
Applicable income taxes$-110,0007,130
Income before extraordinary items$-20,494,0007,478
Extraordinary gains, net$015
Net income$-20,494,0007,478
Minority interest net income$089
Net income of bank and minority interests.$-20,494,0007,478
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,131,00068
Net operating income$-20,494,0007,479
2011-03-31 (YTD Data)Rank
Total interest income$2,656,0002,683
Total interest expense$301,0004,285
Net interest income$2,355,0002,315
Provision for loan and lease losses$457,0001,499
Total noninterest income$723,0001,533
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$127,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$596,0001,189
Total noninterest expense$10,484,000498
Salaries and employee benefits$7,261,000348
Premises and equipment expense$601,0001,080
Additional noninterest expense$2,622,000691
Pre-tax net operating income$-7,863,0007,537
Securities gains (losses)$01,772
Applicable income taxes$-55,0007,206
Income before extraordinary items$-7,808,0007,528
Extraordinary gains, net$09
Net income$-7,808,0007,528
Minority interest net income$086
Net income of bank and minority interests.$-7,808,0007,528
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,057,00058
Net operating income$-7,808,0007,529
2010-12-31 (YTD Data)Rank
Total interest income$2,440,0006,420
Total interest expense$346,0006,932
Net interest income$2,094,0006,157
Provision for loan and lease losses$686,0003,629
Total noninterest income$196,0005,984
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$148,0004,917
Trading account gains and fees$0175
Additional Noninterest Income$48,0006,139
Total noninterest expense$33,969,000601
Salaries and employee benefits$25,473,000380
Premises and equipment expense$619,0003,637
Additional noninterest expense$7,877,000942
Pre-tax net operating income$-32,365,0007,572
Securities gains (losses)$03,793
Applicable income taxes$-45,0006,705
Income before extraordinary items$-32,320,0007,571
Extraordinary gains, net$029
Net income$-32,320,0007,571
Minority interest net income$0111
Net income of bank and minority interests.$-32,320,0007,571
Net charge-offs$-43,0007,554
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$437,822,0007
Net operating income$-32,320,0007,568
2010-09-30 (YTD Data)Rank
Total interest income$07,760
Total interest expense$07,745
Net interest income$07,753
Provision for loan and lease losses$06,977
Total noninterest income$07,437
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$07,139
Total noninterest expense$07,758
Salaries and employee benefits$07,743
Premises and equipment expense$07,736
Additional noninterest expense$07,757
Pre-tax net operating income$05,964
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$06,123
Extraordinary gains, net$023
Net income$06,124
Minority interest net income$0110
Net income of bank and minority interests.$06,124
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$418,122,0006
Net operating income$05,999
2010-06-30 (YTD Data)Rank
Total interest income$4,969,0003,059
Total interest expense$1,050,0003,673
Net interest income$3,919,0002,799
Provision for loan and lease losses$06,857
Total noninterest income$481,0003,289
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$336,0002,159
Trading account gains and fees$0152
Additional Noninterest Income$145,0004,024
Total noninterest expense$4,873,0002,003
Salaries and employee benefits$2,224,0002,193
Premises and equipment expense$557,0002,318
Additional noninterest expense$2,092,0001,690
Pre-tax net operating income$-473,0006,730
Securities gains (losses)$-1,258,0007,756
Applicable income taxes$-672,0007,538
Income before extraordinary items$-1,059,0007,111
Extraordinary gains, net$019
Net income$-1,059,0007,109
Minority interest net income$0105
Net income of bank and minority interests.$-1,059,0007,111
Net charge-offs$8,0005,913
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-253,8806,581
2010-03-31 (YTD Data)Rank
Total interest income$2,540,0003,070
Total interest expense$550,0003,675
Net interest income$1,990,0002,798
Provision for loan and lease losses$06,552
Total noninterest income$271,0003,060
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$188,0001,968
Trading account gains and fees$0175
Additional Noninterest Income$83,0003,837
Total noninterest expense$2,459,0002,004
Salaries and employee benefits$1,126,0002,190
Premises and equipment expense$281,0002,346
Additional noninterest expense$1,052,0001,666
Pre-tax net operating income$-198,0006,828
Securities gains (losses)$-566,0007,842
Applicable income taxes$-290,0007,622
Income before extraordinary items$-474,0007,243
Extraordinary gains, net$016
Net income$-474,0007,244
Minority interest net income$091
Net income of bank and minority interests.$-474,0007,244
Net charge-offs$-42,0007,765
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-111,7606,725
2009-12-31 (YTD Data)Rank
Total interest income$13,277,0002,507
Total interest expense$3,232,0003,238
Net interest income$10,045,0002,179
Provision for loan and lease losses$07,427
Total noninterest income$996,0003,345
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$692,0002,274
Trading account gains and fees$0211
Additional Noninterest Income$304,0003,958
Total noninterest expense$10,415,0001,948
Salaries and employee benefits$4,927,0001,999
Premises and equipment expense$1,203,0002,209
Additional noninterest expense$4,285,0001,746
Pre-tax net operating income$626,0003,717
Securities gains (losses)$-3,606,0007,863
Applicable income taxes$-1,157,0007,329
Income before extraordinary items$-1,823,0006,691
Extraordinary gains, net$034
Net income$-1,823,0006,690
Minority interest net income$0115
Net income of bank and minority interests.$-1,823,0006,690
Net charge-offs$460,0003,905
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$484,8403,844
2009-09-30 (YTD Data)Rank
Total interest income$10,532,0002,421
Total interest expense$2,514,0003,275
Net interest income$8,018,0002,053
Provision for loan and lease losses$07,284
Total noninterest income$695,0003,549
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$480,0002,437
Trading account gains and fees$0212
Additional Noninterest Income$215,0004,165
Total noninterest expense$7,169,0002,100
Salaries and employee benefits$3,495,0002,125
Premises and equipment expense$905,0002,228
Additional noninterest expense$2,769,0001,913
Pre-tax net operating income$1,544,0002,007
Securities gains (losses)$-3,606,0007,982
Applicable income taxes$-886,0007,518
Income before extraordinary items$-1,176,0006,840
Extraordinary gains, net$027
Net income$-1,176,0006,841
Minority interest net income$0118
Net income of bank and minority interests.$-1,176,0006,841
Net charge-offs$458,0003,159
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,131,8402,230
2009-06-30 (YTD Data)Rank
Total interest income$7,397,0002,325
Total interest expense$1,785,0003,253
Net interest income$5,612,0001,954
Provision for loan and lease losses$07,158
Total noninterest income$438,0003,673
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$301,0002,533
Trading account gains and fees$0193
Additional Noninterest Income$137,0004,276
Total noninterest expense$4,705,0002,144
Salaries and employee benefits$2,426,0002,075
Premises and equipment expense$594,0002,292
Additional noninterest expense$1,685,0002,101
Pre-tax net operating income$1,345,0001,675
Securities gains (losses)$-1,671,0008,045
Applicable income taxes$-155,0007,251
Income before extraordinary items$-171,0006,327
Extraordinary gains, net$021
Net income$-171,0006,326
Minority interest net income$0112
Net income of bank and minority interests.$-171,0006,326
Net charge-offs$458,0002,442
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$898,4401,966
2009-03-31 (YTD Data)Rank
Total interest income$3,910,0002,253
Total interest expense$952,0003,193
Net interest income$2,958,0001,866
Provision for loan and lease losses$06,744
Total noninterest income$265,0003,259
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$151,0002,451
Trading account gains and fees$0171
Additional Noninterest Income$114,0003,441
Total noninterest expense$2,420,0002,041
Salaries and employee benefits$1,344,0001,913
Premises and equipment expense$307,0002,253
Additional noninterest expense$769,0002,059
Pre-tax net operating income$803,0001,591
Securities gains (losses)$252,000575
Applicable income taxes$425,000787
Income before extraordinary items$630,0001,707
Extraordinary gains, net$015
Net income$630,0001,708
Minority interest net income$0102
Net income of bank and minority interests.$630,0001,709
Net charge-offs$27,0004,102
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$468,7202,126
2008-12-31 (YTD Data)Rank
Total interest income$20,230,0001,891
Total interest expense$5,639,0002,654
Net interest income$14,591,0001,534
Provision for loan and lease losses$24,0006,955
Total noninterest income$906,0003,627
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$659,0002,463
Trading account gains and fees$0154
Additional Noninterest Income$247,0004,466
Total noninterest expense$9,102,0002,114
Salaries and employee benefits$4,998,0002,032
Premises and equipment expense$1,194,0002,257
Additional noninterest expense$2,910,0002,061
Pre-tax net operating income$6,371,000878
Securities gains (losses)$-17,320,0008,217
Applicable income taxes$-4,718,0008,093
Income before extraordinary items$-6,231,0007,882
Extraordinary gains, net$039
Net income$-6,231,0007,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0005,443
Cash dividends$1,125,0002,132
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,853,800904
2008-09-30 (YTD Data)Rank
Total interest income$15,497,0001,893
Total interest expense$4,415,0002,650
Net interest income$11,082,0001,529
Provision for loan and lease losses$390,0003,123
Total noninterest income$685,0003,682
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$490,0002,504
Trading account gains and fees$0148
Additional Noninterest Income$195,0004,471
Total noninterest expense$6,819,0002,114
Salaries and employee benefits$3,876,0001,988
Premises and equipment expense$900,0002,257
Additional noninterest expense$2,043,0002,126
Pre-tax net operating income$4,558,0001,114
Securities gains (losses)$-11,175,0008,291
Applicable income taxes$-1,036,0008,055
Income before extraordinary items$-5,581,0008,145
Extraordinary gains, net$031
Net income$-5,581,0008,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,512
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,806,0001,023
2008-06-30 (YTD Data)Rank
Total interest income$10,432,0001,902
Total interest expense$3,024,0002,692
Net interest income$7,408,0001,510
Provision for loan and lease losses$266,0002,733
Total noninterest income$450,0003,749
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$316,0002,534
Trading account gains and fees$0149
Additional Noninterest Income$134,0004,495
Total noninterest expense$4,506,0002,136
Salaries and employee benefits$2,598,0002,004
Premises and equipment expense$592,0002,281
Additional noninterest expense$1,316,0002,154
Pre-tax net operating income$3,086,0001,148
Securities gains (losses)$03,233
Applicable income taxes$1,091,000877
Income before extraordinary items$1,995,0001,393
Extraordinary gains, net$021
Net income$1,995,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,817
Cash dividends$700,0001,851
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,995,0001,362
2008-03-31 (YTD Data)Rank
Total interest income$5,286,0001,924
Total interest expense$1,651,0002,641
Net interest income$3,635,0001,526
Provision for loan and lease losses$123,0002,433
Total noninterest income$239,0003,616
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$159,0002,493
Trading account gains and fees$0158
Additional Noninterest Income$80,0004,198
Total noninterest expense$2,279,0002,101
Salaries and employee benefits$1,312,0002,012
Premises and equipment expense$299,0002,275
Additional noninterest expense$668,0002,088
Pre-tax net operating income$1,472,0001,283
Securities gains (losses)$02,688
Applicable income taxes$473,0001,057
Income before extraordinary items$999,0001,498
Extraordinary gains, net$015
Net income$999,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$350,0001,724
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$999,0001,439
2007-12-31 (YTD Data)Rank
Total interest income$19,762,0002,110
Total interest expense$6,609,0002,767
Net interest income$13,153,0001,718
Provision for loan and lease losses$9,0006,631
Total noninterest income$849,0003,885
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$601,0002,670
Trading account gains and fees$0178
Additional Noninterest Income$248,0004,610
Total noninterest expense$8,650,0002,130
Salaries and employee benefits$4,884,0002,067
Premises and equipment expense$1,125,0002,310
Additional noninterest expense$2,641,0002,077
Pre-tax net operating income$5,343,0001,557
Securities gains (losses)$-103,0008,156
Applicable income taxes$2,158,0001,064
Income before extraordinary items$3,082,0001,999
Extraordinary gains, net$039
Net income$3,082,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,483
Cash dividends$1,365,0002,147
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,147,9201,948
2007-09-30 (YTD Data)Rank
Total interest income$14,503,0002,146
Total interest expense$4,779,0002,850
Net interest income$9,724,0001,749
Provision for loan and lease losses$9,0006,211
Total noninterest income$639,0003,883
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$443,0002,688
Trading account gains and fees$0184
Additional Noninterest Income$196,0004,520
Total noninterest expense$6,482,0002,104
Salaries and employee benefits$3,669,0002,056
Premises and equipment expense$846,0002,288
Additional noninterest expense$1,967,0002,047
Pre-tax net operating income$3,872,0001,723
Securities gains (losses)$-103,0008,296
Applicable income taxes$1,553,0001,189
Income before extraordinary items$2,216,0002,183
Extraordinary gains, net$033
Net income$2,216,0002,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,701
Cash dividends$1,015,0001,962
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,281,9202,120
2007-06-30 (YTD Data)Rank
Total interest income$9,522,0002,192
Total interest expense$3,182,0002,853
Net interest income$6,340,0001,808
Provision for loan and lease losses$9,0005,815
Total noninterest income$456,0003,745
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$310,0002,586
Trading account gains and fees$0168
Additional Noninterest Income$146,0004,363
Total noninterest expense$4,272,0002,149
Salaries and employee benefits$2,404,0002,128
Premises and equipment expense$549,0002,355
Additional noninterest expense$1,319,0002,038
Pre-tax net operating income$2,515,0001,808
Securities gains (losses)$01,444
Applicable income taxes$1,040,0001,241
Income before extraordinary items$1,475,0002,233
Extraordinary gains, net$029
Net income$1,475,0002,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,333
Cash dividends$665,0002,042
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,475,0002,217
2007-03-31 (YTD Data)Rank
Total interest income$4,697,0002,218
Total interest expense$1,635,0002,765
Net interest income$3,062,0001,884
Provision for loan and lease losses$9,0005,108
Total noninterest income$257,0003,459
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$163,0002,441
Trading account gains and fees$0195
Additional Noninterest Income$94,0003,856
Total noninterest expense$2,107,0002,198
Salaries and employee benefits$1,185,0002,168
Premises and equipment expense$268,0002,433
Additional noninterest expense$654,0002,004
Pre-tax net operating income$1,203,0001,859
Securities gains (losses)$01,187
Applicable income taxes$494,0001,300
Income before extraordinary items$709,0002,293
Extraordinary gains, net$022
Net income$709,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$275,0002,105
Sale, conversion, retirement of capital stock, net$0885
Net operating income$709,0002,272
2006-12-31 (YTD Data)Rank
Total interest income$18,246,0002,156
Total interest expense$5,842,0002,649
Net interest income$12,404,0001,862
Provision for loan and lease losses$372,0002,405
Total noninterest income$809,0004,020
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$615,0002,635
Trading account gains and fees$0130
Additional Noninterest Income$194,0005,176
Total noninterest expense$7,750,0002,278
Salaries and employee benefits$4,397,0002,218
Premises and equipment expense$944,0002,607
Additional noninterest expense$2,409,0002,174
Pre-tax net operating income$5,091,0001,845
Securities gains (losses)$34,000774
Applicable income taxes$2,098,0001,279
Income before extraordinary items$3,027,0002,270
Extraordinary gains, net$051
Net income$3,027,0002,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$840,0002,866
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,005,2402,258
2006-09-30 (YTD Data)Rank
Total interest income$13,392,0002,184
Total interest expense$4,207,0002,658
Net interest income$9,185,0001,912
Provision for loan and lease losses$296,0002,183
Total noninterest income$609,0004,027
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$461,0002,637
Trading account gains and fees$0126
Additional Noninterest Income$148,0005,156
Total noninterest expense$5,806,0002,279
Salaries and employee benefits$3,290,0002,230
Premises and equipment expense$714,0002,590
Additional noninterest expense$1,802,0002,164
Pre-tax net operating income$3,692,0001,974
Securities gains (losses)$34,000644
Applicable income taxes$1,529,0001,377
Income before extraordinary items$2,197,0002,398
Extraordinary gains, net$045
Net income$2,197,0002,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$565,0002,764
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,175,2402,402
2006-06-30 (YTD Data)Rank
Total interest income$8,688,0002,209
Total interest expense$2,630,0002,705
Net interest income$6,058,0001,924
Provision for loan and lease losses$259,0001,716
Total noninterest income$416,0003,966
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$310,0002,600
Trading account gains and fees$0126
Additional Noninterest Income$106,0005,005
Total noninterest expense$3,848,0002,298
Salaries and employee benefits$2,184,0002,249
Premises and equipment expense$464,0002,647
Additional noninterest expense$1,200,0002,173
Pre-tax net operating income$2,367,0002,045
Securities gains (losses)$34,000511
Applicable income taxes$986,0001,417
Income before extraordinary items$1,415,0002,450
Extraordinary gains, net$039
Net income$1,415,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$340,0002,934
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,393,2402,467
2006-03-31 (YTD Data)Rank
Total interest income$4,184,0002,234
Total interest expense$1,175,0002,846
Net interest income$3,009,0001,921
Provision for loan and lease losses$113,0001,842
Total noninterest income$224,0003,721
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$162,0002,421
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,677
Total noninterest expense$1,900,0002,341
Salaries and employee benefits$1,077,0002,287
Premises and equipment expense$236,0002,603
Additional noninterest expense$587,0002,206
Pre-tax net operating income$1,220,0001,946
Securities gains (losses)$34,000401
Applicable income taxes$515,0001,365
Income before extraordinary items$739,0002,356
Extraordinary gains, net$021
Net income$739,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$160,0002,643
Sale, conversion, retirement of capital stock, net$0648
Net operating income$717,2402,373
2005-12-31 (YTD Data)Rank
Total interest income$15,019,0002,214
Total interest expense$2,919,0003,412
Net interest income$12,100,0001,808
Provision for loan and lease losses$29,0006,270
Total noninterest income$901,0003,795
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$664,0002,446
Trading account gains and fees$0138
Additional Noninterest Income$237,0004,832
Total noninterest expense$7,362,0002,275
Salaries and employee benefits$4,070,0002,255
Premises and equipment expense$978,0002,416
Additional noninterest expense$2,314,0002,161
Pre-tax net operating income$5,610,0001,668
Securities gains (losses)$17,0001,304
Applicable income taxes$2,286,0001,221
Income before extraordinary items$3,341,0002,053
Extraordinary gains, net$046
Net income$3,341,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,855
Cash dividends$680,0003,126
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,330,1202,033
2005-09-30 (YTD Data)Rank
Total interest income$10,989,0002,214
Total interest expense$1,927,0003,610
Net interest income$9,062,0001,809
Provision for loan and lease losses$06,899
Total noninterest income$678,0003,794
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$495,0002,468
Trading account gains and fees$0126
Additional Noninterest Income$183,0004,802
Total noninterest expense$5,516,0002,259
Salaries and employee benefits$3,031,0002,249
Premises and equipment expense$745,0002,360
Additional noninterest expense$1,740,0002,132
Pre-tax net operating income$4,224,0001,683
Securities gains (losses)$17,0001,289
Applicable income taxes$1,722,0001,232
Income before extraordinary items$2,519,0002,051
Extraordinary gains, net$035
Net income$2,519,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,153
Cash dividends$1,015,0001,763
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,508,1202,024
2005-06-30 (YTD Data)Rank
Total interest income$7,126,0002,211
Total interest expense$1,245,0003,531
Net interest income$5,881,0001,845
Provision for loan and lease losses$06,626
Total noninterest income$487,0003,590
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$343,0002,347
Trading account gains and fees$0116
Additional Noninterest Income$144,0004,416
Total noninterest expense$3,662,0002,243
Salaries and employee benefits$2,016,0002,243
Premises and equipment expense$486,0002,389
Additional noninterest expense$1,160,0002,117
Pre-tax net operating income$2,706,0001,713
Securities gains (losses)$17,0001,160
Applicable income taxes$1,106,0001,253
Income before extraordinary items$1,617,0002,094
Extraordinary gains, net$030
Net income$1,617,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,257
Cash dividends$325,0002,815
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,606,1202,076
2005-03-31 (YTD Data)Rank
Total interest income$3,458,0002,234
Total interest expense$572,0003,642
Net interest income$2,886,0001,854
Provision for loan and lease losses$06,226
Total noninterest income$272,0003,273
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$174,0002,263
Trading account gains and fees$0115
Additional Noninterest Income$98,0003,767
Total noninterest expense$1,810,0002,290
Salaries and employee benefits$999,0002,285
Premises and equipment expense$238,0002,463
Additional noninterest expense$573,0002,136
Pre-tax net operating income$1,348,0001,699
Securities gains (losses)$01,685
Applicable income taxes$548,0001,241
Income before extraordinary items$800,0002,080
Extraordinary gains, net$024
Net income$800,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$175,0002,369
Sale, conversion, retirement of capital stock, net$0491
Net operating income$800,0002,044
2004-12-31 (YTD Data)Rank
Total interest income$11,811,0002,433
Total interest expense$2,057,0003,565
Net interest income$9,754,0002,085
Provision for loan and lease losses$415,0002,302
Total noninterest income$913,0003,760
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$732,0002,293
Trading account gains and fees$0138
Additional Noninterest Income$181,0005,320
Total noninterest expense$6,840,0002,335
Salaries and employee benefits$3,674,0002,362
Premises and equipment expense$937,0002,433
Additional noninterest expense$2,229,0002,187
Pre-tax net operating income$3,412,0002,313
Securities gains (losses)$215,000790
Applicable income taxes$1,462,0001,638
Income before extraordinary items$2,165,0002,727
Extraordinary gains, net$034
Net income$2,165,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,978
Cash dividends$915,0002,486
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,027,4002,816
2004-09-30 (YTD Data)Rank
Total interest income$8,560,0002,472
Total interest expense$1,508,0003,583
Net interest income$7,052,0002,145
Provision for loan and lease losses$415,0001,720
Total noninterest income$695,0003,755
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$554,0002,298
Trading account gains and fees$0134
Additional Noninterest Income$141,0005,249
Total noninterest expense$5,160,0002,307
Salaries and employee benefits$2,811,0002,307
Premises and equipment expense$704,0002,407
Additional noninterest expense$1,645,0002,195
Pre-tax net operating income$2,172,0002,683
Securities gains (losses)$41,0001,811
Applicable income taxes$887,0001,963
Income before extraordinary items$1,326,0003,298
Extraordinary gains, net$026
Net income$1,326,0003,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,697
Cash dividends$815,0001,989
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,299,7603,262
2004-06-30 (YTD Data)Rank
Total interest income$5,443,0002,570
Total interest expense$977,0003,673
Net interest income$4,466,0002,243
Provision for loan and lease losses$250,0001,820
Total noninterest income$481,0003,662
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$379,0002,249
Trading account gains and fees$0130
Additional Noninterest Income$102,0005,122
Total noninterest expense$3,396,0002,335
Salaries and employee benefits$1,856,0002,330
Premises and equipment expense$462,0002,441
Additional noninterest expense$1,078,0002,236
Pre-tax net operating income$1,301,0002,922
Securities gains (losses)$48,0001,489
Applicable income taxes$540,0002,076
Income before extraordinary items$809,0003,494
Extraordinary gains, net$021
Net income$809,0003,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$165,0003,677
Sale, conversion, retirement of capital stock, net$0638
Net operating income$778,2803,509
2004-03-31 (YTD Data)Rank
Total interest income$2,641,0002,639
Total interest expense$509,0003,587
Net interest income$2,132,0002,338
Provision for loan and lease losses$169,0001,322
Total noninterest income$249,0003,539
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$193,0002,146
Trading account gains and fees$0121
Additional Noninterest Income$56,0004,886
Total noninterest expense$1,690,0002,349
Salaries and employee benefits$928,0002,337
Premises and equipment expense$236,0002,428
Additional noninterest expense$526,0002,253
Pre-tax net operating income$522,0003,405
Securities gains (losses)$48,0001,221
Applicable income taxes$227,0002,365
Income before extraordinary items$343,0003,905
Extraordinary gains, net$016
Net income$343,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$125,0002,644
Sale, conversion, retirement of capital stock, net$0464
Net operating income$312,2804,035
2003-12-31 (YTD Data)Rank
Total interest income$10,554,0002,677
Total interest expense$2,011,0004,015
Net interest income$8,543,0002,269
Provision for loan and lease losses$242,0003,602
Total noninterest income$947,0003,829
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$727,0002,289
Trading account gains and fees$0160
Additional Noninterest Income$220,0005,096
Total noninterest expense$6,235,0002,510
Salaries and employee benefits$3,151,0002,668
Premises and equipment expense$981,0002,290
Additional noninterest expense$2,103,0002,300
Pre-tax net operating income$3,013,0002,502
Securities gains (losses)$919,000508
Applicable income taxes$1,616,0001,515
Income before extraordinary items$2,316,0002,546
Extraordinary gains, net$054
Net income$2,316,0002,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,996
Cash dividends$810,0002,654
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,727,8403,063
2003-09-30 (YTD Data)Rank
Total interest income$7,982,0002,696
Total interest expense$1,508,0004,122
Net interest income$6,474,0002,261
Provision for loan and lease losses$53,0005,711
Total noninterest income$714,0003,894
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$543,0002,308
Trading account gains and fees$0153
Additional Noninterest Income$171,0005,087
Total noninterest expense$4,711,0002,500
Salaries and employee benefits$2,385,0002,651
Premises and equipment expense$735,0002,302
Additional noninterest expense$1,591,0002,253
Pre-tax net operating income$2,424,0002,450
Securities gains (losses)$522,000665
Applicable income taxes$1,232,0001,580
Income before extraordinary items$1,714,0002,671
Extraordinary gains, net$040
Net income$1,714,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0009,026
Cash dividends$610,0002,369
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,379,9203,002
2003-06-30 (YTD Data)Rank
Total interest income$5,247,0002,765
Total interest expense$1,039,0004,119
Net interest income$4,208,0002,305
Provision for loan and lease losses$53,0005,070
Total noninterest income$491,0003,781
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$374,0002,212
Trading account gains and fees$0150
Additional Noninterest Income$117,0005,041
Total noninterest expense$3,161,0002,478
Salaries and employee benefits$1,615,0002,602
Premises and equipment expense$490,0002,293
Additional noninterest expense$1,056,0002,251
Pre-tax net operating income$1,485,0002,619
Securities gains (losses)$354,000723
Applicable income taxes$771,0001,672
Income before extraordinary items$1,068,0002,839
Extraordinary gains, net$030
Net income$1,068,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,885
Cash dividends$480,0002,222
Sale, conversion, retirement of capital stock, net$0589
Net operating income$841,4403,192
2003-03-31 (YTD Data)Rank
Total interest income$2,604,0002,799
Total interest expense$581,0003,855
Net interest income$2,023,0002,398
Provision for loan and lease losses$51,0003,633
Total noninterest income$260,0003,552
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$190,0002,105
Trading account gains and fees$0134
Additional Noninterest Income$70,0004,607
Total noninterest expense$1,617,0002,403
Salaries and employee benefits$829,0002,538
Premises and equipment expense$239,0002,330
Additional noninterest expense$549,0002,142
Pre-tax net operating income$615,0003,018
Securities gains (losses)$354,000456
Applicable income taxes$408,0001,593
Income before extraordinary items$561,0002,690
Extraordinary gains, net$021
Net income$561,0002,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0009,027
Cash dividends$115,0002,783
Sale, conversion, retirement of capital stock, net$0419
Net operating income$334,4403,758
2002-12-31 (YTD Data)Rank
Total interest income$11,324,0002,689
Total interest expense$2,945,0003,586
Net interest income$8,379,0002,314
Provision for loan and lease losses$545,0002,239
Total noninterest income$820,0003,931
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$636,0002,460
Trading account gains and fees$0153
Additional Noninterest Income$184,0005,193
Total noninterest expense$5,148,0002,854
Salaries and employee benefits$2,542,0003,075
Premises and equipment expense$703,0002,990
Additional noninterest expense$1,903,0002,423
Pre-tax net operating income$3,506,0002,205
Securities gains (losses)$145,0001,414
Applicable income taxes$1,514,0001,638
Income before extraordinary items$2,137,0002,666
Extraordinary gains, net$070
Net income$2,137,0002,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,965
Cash dividends$640,0003,041
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,044,2002,660
2001-12-31 (YTD Data)Rank
Total interest income$11,473,0002,952
Total interest expense$4,387,0003,539
Net interest income$7,086,0002,527
Provision for loan and lease losses$176,0004,446
Total noninterest income$962,0003,441
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$648,0002,294
Trading account gains and fees$0177
Additional Noninterest Income$314,0004,015
Total noninterest expense$4,763,0002,945
Salaries and employee benefits$2,331,0003,142
Premises and equipment expense$670,0003,066
Additional noninterest expense$1,762,0002,519
Pre-tax net operating income$3,109,0002,190
Securities gains (losses)$85,0001,883
Applicable income taxes$1,381,0001,618
Income before extraordinary items$1,813,0002,774
Extraordinary gains, net$-28,0009,517
Net income$1,785,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,057
Cash dividends$715,0002,824
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,758,6002,767
2000-12-31 (YTD Data)Rank
Total interest income$11,700,0002,954
Total interest expense$5,189,0003,200
Net interest income$6,511,0002,736
Provision for loan and lease losses$204,0003,703
Total noninterest income$954,0003,239
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$671,0002,068
Trading account gains and fees$0180
Additional Noninterest Income$283,0004,050
Total noninterest expense$4,536,0002,974
Salaries and employee benefits$2,245,0003,131
Premises and equipment expense$603,0003,264
Additional noninterest expense$1,688,0002,528
Pre-tax net operating income$2,725,0002,584
Securities gains (losses)$-172,0009,552
Applicable income taxes$1,083,0001,985
Income before extraordinary items$1,470,0003,312
Extraordinary gains, net$038
Net income$1,470,0003,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$1,260,0001,905
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,580,0803,114
1999-12-31 (YTD Data)Rank
Total interest income$9,622,0003,335
Total interest expense$3,023,0004,571
Net interest income$6,599,0002,650
Provision for loan and lease losses$52,0006,466
Total noninterest income$557,0004,645
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$588,0002,275
Trading account gains and fees$-200,0004,537
Additional Noninterest Income$169,0005,316
Total noninterest expense$4,516,0002,979
Salaries and employee benefits$2,164,0003,192
Premises and equipment expense$626,0003,136
Additional noninterest expense$1,726,0002,511
Pre-tax net operating income$2,588,0002,719
Securities gains (losses)$-2,0008,771
Applicable income taxes$1,085,0002,080
Income before extraordinary items$1,501,0003,243
Extraordinary gains, net$035
Net income$1,501,0003,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0009,481
Cash dividends$465,0003,660
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,502,2803,207
1998-12-31 (YTD Data)Rank
Total interest income$8,842,0003,586
Total interest expense$3,301,0004,370
Net interest income$5,541,0003,098
Provision for loan and lease losses$232,0003,197
Total noninterest income$-658,00010,458
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$577,0002,223
Trading account gains and fees$-1,393,0004,456
Additional Noninterest Income$158,0005,537
Total noninterest expense$4,467,0002,909
Salaries and employee benefits$2,018,0003,298
Premises and equipment expense$634,0003,016
Additional noninterest expense$1,815,0002,299
Pre-tax net operating income$184,0008,980
Securities gains (losses)$04,449
Applicable income taxes$241,0005,728
Income before extraordinary items$-57,0009,912
Extraordinary gains, net$032
Net income$-57,0009,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,262
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-57,0009,872
1997-12-31 (YTD Data)Rank
Total interest income$8,789,0003,645
Total interest expense$3,797,0003,870
Net interest income$4,992,0003,497
Provision for loan and lease losses$81,0005,633
Total noninterest income$1,100,0002,824
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$599,0002,191
Trading account gains and fees$-5,0004,465
Additional Noninterest Income$506,0002,800
Total noninterest expense$5,557,0002,327
Salaries and employee benefits$1,995,0003,321
Premises and equipment expense$573,0003,284
Additional noninterest expense$2,989,0001,446
Pre-tax net operating income$454,0008,163
Securities gains (losses)$975,000284
Applicable income taxes$745,0003,092
Income before extraordinary items$684,0005,969
Extraordinary gains, net$044
Net income$684,0005,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,850
Cash dividends$720,0002,736
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$60,00010,146
1996-12-31 (YTD Data)Rank
Total interest income$8,843,0003,667
Total interest expense$3,409,0004,286
Net interest income$5,434,0003,257
Provision for loan and lease losses$29,0007,529
Total noninterest income$848,0003,539
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$549,0002,482
Trading account gains and fees$0262
Additional Noninterest Income$299,0004,082
Total noninterest expense$5,553,0002,473
Salaries and employee benefits$2,097,0003,192
Premises and equipment expense$585,0003,288
Additional noninterest expense$2,871,0001,808
Pre-tax net operating income$700,0006,933
Securities gains (losses)$798,000309
Applicable income taxes$619,0003,498
Income before extraordinary items$879,0004,955
Extraordinary gains, net$053
Net income$879,0004,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,723
Cash dividends$480,0003,512
Sale, conversion, retirement of capital stock, net$0953
Net operating income$368,2807,812
1995-12-31 (YTD Data)Rank
Total interest income$4,658,0006,282
Total interest expense$2,430,0005,692
Net interest income$2,228,0006,819
Provision for loan and lease losses$83,0005,026
Total noninterest income$351,0006,471
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$163,0006,386
Trading account gains and fees$0522
Additional Noninterest Income$188,0005,298
Total noninterest expense$2,570,0004,879
Salaries and employee benefits$858,0006,772
Premises and equipment expense$226,0006,736
Additional noninterest expense$1,486,0003,109
Pre-tax net operating income$-74,00011,583
Securities gains (losses)$402,000412
Applicable income taxes$-46,00011,631
Income before extraordinary items$374,0008,286
Extraordinary gains, net$065
Net income$374,0008,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,186
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-28,00011,523
1994-12-31 (YTD Data)Rank
Total interest income$3,251,0007,699
Total interest expense$1,525,0006,826
Net interest income$1,726,0008,237
Provision for loan and lease losses$254,0002,564
Total noninterest income$584,0004,755
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0007,816
Trading account gains and feesNANA
Additional Noninterest Income$473,0003,056
Total noninterest expense$1,790,0006,715
Salaries and employee benefits$707,0007,816
Premises and equipment expense$204,0007,342
Additional noninterest expense$879,0005,284
Pre-tax net operating income$266,00010,366
Securities gains (losses)$-329,00012,138
Applicable income taxes$-23,00012,135
Income before extraordinary items$-40,00012,095
Extraordinary gains, net$0249
Net income$-40,00012,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,558
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$170,56010,641
1993-12-31 (YTD Data)Rank
Total interest income$1,369,00011,520
Total interest expense$529,00011,541
Net interest income$840,00011,374
Provision for loan and lease losses$256,0003,328
Total noninterest income$104,00011,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0008,912
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,957
Total noninterest expense$1,031,0009,598
Salaries and employee benefits$456,00010,081
Premises and equipment expense$113,00010,024
Additional noninterest expense$462,0008,595
Pre-tax net operating income$-343,00012,789
Securities gains (losses)$07,477
Applicable income taxes$-116,00012,973
Income before extraordinary items$-227,00012,778
Extraordinary gains, net$03,149
Net income$-227,00012,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,735
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$4,115,000230
Net operating income$-227,00012,700

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.