Home > OPTUS Bank > Income and Expense

OPTUS Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,727,0001,676
Total interest expense$7,518,0001,570
Net interest income$16,209,0001,705
Provision for loan and lease losses$773,000983
Total noninterest income$1,859,0002,095
Gross Fiduciary activities income$0981
Service charges on deposit accounts$136,0003,087
Trading account gains and fees$0123
Additional Noninterest Income$1,723,0001,749
Total noninterest expense$8,540,0002,235
Salaries and employee benefits$4,690,0002,286
Premises and equipment expense$716,0002,467
Additional noninterest expense$1,723,0001,749
Pre-tax net operating income$8,755,0001,301
Securities gains (losses)$0988
Applicable income taxes$1,976,000993
Income before extraordinary items$6,779,0001,375
Extraordinary gains, net$054
Net income$6,779,0001,391
Minority interest net income$088
Net income of bank and minority interests.$6,779,0001,378
Net charge-offs$488,000767
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,779,0001,396
2023-09-30 (YTD Data)Rank
Total interest income$16,259,0001,754
Total interest expense$4,622,0001,667
Net interest income$11,637,0001,770
Provision for loan and lease losses$580,000920
Total noninterest income$1,494,0002,021
Gross Fiduciary activities income$0950
Service charges on deposit accounts$99,0003,134
Trading account gains and fees$0125
Additional Noninterest Income$1,395,0001,678
Total noninterest expense$6,101,0002,302
Salaries and employee benefits$3,332,0002,366
Premises and equipment expense$535,0002,472
Additional noninterest expense$1,395,0001,678
Pre-tax net operating income$6,450,0001,372
Securities gains (losses)$0849
Applicable income taxes$1,494,0001,015
Income before extraordinary items$4,956,0001,463
Extraordinary gains, net$052
Net income$4,956,0001,473
Minority interest net income$081
Net income of bank and minority interests.$4,956,0001,462
Net charge-offs$370,000664
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,956,0001,483
2023-06-30 (YTD Data)Rank
Total interest income$9,956,0001,833
Total interest expense$2,506,0001,749
Net interest income$7,450,0001,837
Provision for loan and lease losses$180,0001,397
Total noninterest income$802,0002,188
Gross Fiduciary activities income$0931
Service charges on deposit accounts$63,0003,178
Trading account gains and fees$0112
Additional Noninterest Income$739,0001,829
Total noninterest expense$3,950,0002,326
Salaries and employee benefits$2,254,0002,333
Premises and equipment expense$334,0002,550
Additional noninterest expense$739,0001,827
Pre-tax net operating income$4,122,0001,397
Securities gains (losses)$0938
Applicable income taxes$954,0001,050
Income before extraordinary items$3,168,0001,502
Extraordinary gains, net$051
Net income$3,168,0001,520
Minority interest net income$081
Net income of bank and minority interests.$3,168,0001,502
Net charge-offs$230,000634
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,168,0001,509
2023-03-31 (YTD Data)Rank
Total interest income$4,620,0001,919
Total interest expense$1,033,0001,796
Net interest income$3,587,0001,911
Provision for loan and lease losses$90,0001,318
Total noninterest income$359,0002,297
Gross Fiduciary activities income$0913
Service charges on deposit accounts$31,0003,200
Trading account gains and fees$097
Additional Noninterest Income$328,0001,916
Total noninterest expense$1,802,0002,510
Salaries and employee benefits$1,005,0002,543
Premises and equipment expense$166,0002,591
Additional noninterest expense$328,0001,916
Pre-tax net operating income$2,054,0001,443
Securities gains (losses)$0950
Applicable income taxes$410,0001,154
Income before extraordinary items$1,644,0001,504
Extraordinary gains, net$04
Net income$1,644,0001,504
Minority interest net income$048
Net income of bank and minority interests.$1,644,0001,504
Net charge-offs$116,000556
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,644,0001,518
2022-12-31 (YTD Data)Rank
Total interest income$12,322,0002,236
Total interest expense$1,886,0001,664
Net interest income$10,436,0002,312
Provision for loan and lease losses$597,0001,136
Total noninterest income$1,106,0002,685
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$148,0003,072
Trading account gains and fees$0116
Additional Noninterest Income$958,0002,374
Total noninterest expense$6,596,0002,608
Salaries and employee benefits$3,665,0002,638
Premises and equipment expense$469,0003,081
Additional noninterest expense$958,0002,374
Pre-tax net operating income$4,349,0002,197
Securities gains (losses)$0691
Applicable income taxes$964,0001,575
Income before extraordinary items$3,385,0002,305
Extraordinary gains, net$05
Net income$3,385,0002,304
Minority interest net income$063
Net income of bank and minority interests.$3,385,0002,304
Net charge-offs$60,0001,452
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,385,0002,332
2022-09-30 (YTD Data)Rank
Total interest income$7,326,0002,503
Total interest expense$1,258,0001,494
Net interest income$6,068,0002,646
Provision for loan and lease losses$339,0001,180
Total noninterest income$574,0003,144
Gross Fiduciary activities income$0968
Service charges on deposit accounts$110,0003,098
Trading account gains and fees$0111
Additional Noninterest Income$464,0002,880
Total noninterest expense$4,632,0002,706
Salaries and employee benefits$2,495,0002,772
Premises and equipment expense$329,0003,169
Additional noninterest expense$464,0002,880
Pre-tax net operating income$1,671,0002,984
Securities gains (losses)$0740
Applicable income taxes$355,0002,072
Income before extraordinary items$1,316,0003,069
Extraordinary gains, net$04
Net income$1,316,0003,067
Minority interest net income$057
Net income of bank and minority interests.$1,316,0003,068
Net charge-offs$-9,0003,567
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,316,0003,098
2022-06-30 (YTD Data)Rank
Total interest income$4,144,0002,712
Total interest expense$657,0001,607
Net interest income$3,487,0002,837
Provision for loan and lease losses$150,0001,272
Total noninterest income$448,0002,959
Gross Fiduciary activities income$0925
Service charges on deposit accounts$77,0003,052
Trading account gains and fees$0108
Additional Noninterest Income$371,0002,721
Total noninterest expense$2,753,0002,869
Salaries and employee benefits$1,390,0003,054
Premises and equipment expense$220,0003,182
Additional noninterest expense$1,143,0002,386
Pre-tax net operating income$1,032,0002,972
Securities gains (losses)$0687
Applicable income taxes$226,0002,025
Income before extraordinary items$806,0003,069
Extraordinary gains, net$04
Net income$806,0003,068
Minority interest net income$060
Net income of bank and minority interests.$806,0003,069
Net charge-offs$-28,0003,994
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$806,0003,102
2022-03-31 (YTD Data)Rank
Total interest income$2,039,0002,685
Total interest expense$308,0001,634
Net interest income$1,731,0002,799
Provision for loan and lease losses$100,000968
Total noninterest income$178,0003,171
Gross Fiduciary activities income$0892
Service charges on deposit accounts$37,0003,078
Trading account gains and fees$0103
Additional Noninterest Income$141,0002,945
Total noninterest expense$1,258,0003,003
Salaries and employee benefits$650,0003,148
Premises and equipment expense$109,0003,205
Additional noninterest expense$499,0002,595
Pre-tax net operating income$551,0002,804
Securities gains (losses)$0623
Applicable income taxes$102,0002,052
Income before extraordinary items$449,0002,860
Extraordinary gains, net$04
Net income$449,0002,858
Minority interest net income$050
Net income of bank and minority interests.$449,0002,860
Net charge-offs$-14,0004,031
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$449,0002,886
2021-12-31 (YTD Data)Rank
Total interest income$6,654,0003,079
Total interest expense$920,0002,332
Net interest income$5,734,0003,136
Provision for loan and lease losses$300,0001,389
Total noninterest income$706,0003,333
Gross Fiduciary activities income$0994
Service charges on deposit accounts$146,0003,038
Trading account gains and fees$0132
Additional Noninterest Income$560,0003,166
Total noninterest expense$4,075,0003,334
Salaries and employee benefits$1,578,0003,818
Premises and equipment expense$478,0003,096
Additional noninterest expense$2,019,0002,585
Pre-tax net operating income$2,065,0003,108
Securities gains (losses)$02,062
Applicable income taxes$406,0002,242
Income before extraordinary items$1,659,0003,246
Extraordinary gains, net$010
Net income$1,659,0003,245
Minority interest net income$074
Net income of bank and minority interests.$1,659,0003,246
Net charge-offs$158,0001,128
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,659,0003,221
2021-09-30 (YTD Data)Rank
Total interest income$4,755,0003,207
Total interest expense$622,0002,553
Net interest income$4,133,0003,239
Provision for loan and lease losses$150,0001,662
Total noninterest income$543,0003,349
Gross Fiduciary activities income$0957
Service charges on deposit accounts$111,0003,024
Trading account gains and fees$0132
Additional Noninterest Income$432,0003,196
Total noninterest expense$2,859,0003,452
Salaries and employee benefits$1,006,0004,038
Premises and equipment expense$359,0003,121
Additional noninterest expense$1,494,0002,602
Pre-tax net operating income$1,667,0003,140
Securities gains (losses)$02,015
Applicable income taxes$350,0002,220
Income before extraordinary items$1,317,0003,282
Extraordinary gains, net$08
Net income$1,317,0003,281
Minority interest net income$069
Net income of bank and minority interests.$1,317,0003,282
Net charge-offs$-7,0003,541
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,317,0003,260
2021-06-30 (YTD Data)Rank
Total interest income$2,572,0003,532
Total interest expense$351,0002,861
Net interest income$2,221,0003,598
Provision for loan and lease losses$150,0001,356
Total noninterest income$389,0003,270
Gross Fiduciary activities income$0951
Service charges on deposit accounts$75,0002,987
Trading account gains and fees$0133
Additional Noninterest Income$314,0003,095
Total noninterest expense$1,516,0003,785
Salaries and employee benefits$471,0004,394
Premises and equipment expense$233,0003,151
Additional noninterest expense$812,0002,949
Pre-tax net operating income$944,0003,324
Securities gains (losses)$01,818
Applicable income taxes$176,0002,386
Income before extraordinary items$768,0003,442
Extraordinary gains, net$06
Net income$768,0003,441
Minority interest net income$067
Net income of bank and minority interests.$768,0003,442
Net charge-offs$5,0001,907
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$768,0003,416
2021-03-31 (YTD Data)Rank
Total interest income$1,283,0003,526
Total interest expense$114,0003,532
Net interest income$1,169,0003,501
Provision for loan and lease losses$02,741
Total noninterest income$106,0003,835
Gross Fiduciary activities income$0922
Service charges on deposit accounts$37,0002,988
Trading account gains and fees$0127
Additional Noninterest Income$69,0003,805
Total noninterest expense$975,0003,414
Salaries and employee benefits$482,0003,617
Premises and equipment expense$109,0003,268
Additional noninterest expense$384,0003,019
Pre-tax net operating income$300,0003,768
Securities gains (losses)$01,392
Applicable income taxes$56,0002,634
Income before extraordinary items$244,0003,887
Extraordinary gains, net$03
Net income$244,0003,886
Minority interest net income$055
Net income of bank and minority interests.$244,0003,887
Net charge-offs$16,0001,219
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$244,0003,861
2020-12-31 (YTD Data)Rank
Total interest income$4,271,0003,816
Total interest expense$622,0003,584
Net interest income$3,649,0003,795
Provision for loan and lease losses$04,319
Total noninterest income$875,0003,033
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$182,0002,883
Trading account gains and fees$0133
Additional Noninterest Income$693,0002,818
Total noninterest expense$3,327,0003,664
Salaries and employee benefits$1,341,0004,101
Premises and equipment expense$458,0003,188
Additional noninterest expense$1,528,0003,013
Pre-tax net operating income$1,197,0003,541
Securities gains (losses)$02,675
Applicable income taxes$-2,083,0004,980
Income before extraordinary items$3,280,0002,173
Extraordinary gains, net$04
Net income$3,280,0002,173
Minority interest net income$072
Net income of bank and minority interests.$3,280,0002,173
Net charge-offs$58,0002,324
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,280,0002,127
2020-09-30 (YTD Data)Rank
Total interest income$2,949,0003,942
Total interest expense$503,0003,595
Net interest income$2,446,0003,958
Provision for loan and lease losses$04,239
Total noninterest income$551,0003,203
Gross Fiduciary activities income$0981
Service charges on deposit accounts$142,0002,858
Trading account gains and fees$0125
Additional Noninterest Income$409,0003,029
Total noninterest expense$2,287,0003,780
Salaries and employee benefits$872,0004,252
Premises and equipment expense$365,0003,116
Additional noninterest expense$1,050,0003,148
Pre-tax net operating income$710,0003,775
Securities gains (losses)$02,494
Applicable income taxes$-2,139,0005,004
Income before extraordinary items$2,849,0001,962
Extraordinary gains, net$04
Net income$2,849,0001,961
Minority interest net income$065
Net income of bank and minority interests.$2,849,0001,962
Net charge-offs$60,0001,956
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,849,0001,910
2020-06-30 (YTD Data)Rank
Total interest income$1,808,0004,083
Total interest expense$367,0003,580
Net interest income$1,441,0004,135
Provision for loan and lease losses$04,134
Total noninterest income$217,0003,739
Gross Fiduciary activities income$0970
Service charges on deposit accounts$99,0002,837
Trading account gains and fees$0123
Additional Noninterest Income$118,0003,791
Total noninterest expense$1,467,0003,848
Salaries and employee benefits$555,0004,312
Premises and equipment expense$243,0003,102
Additional noninterest expense$669,0003,228
Pre-tax net operating income$191,0004,356
Securities gains (losses)$02,249
Applicable income taxes$-2,311,0005,029
Income before extraordinary items$2,502,0001,528
Extraordinary gains, net$04
Net income$2,502,0001,527
Minority interest net income$065
Net income of bank and minority interests.$2,502,0001,528
Net charge-offs$19,0002,200
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,502,0001,478
2020-03-31 (YTD Data)Rank
Total interest income$895,0004,129
Total interest expense$193,0003,634
Net interest income$702,0004,184
Provision for loan and lease losses$03,711
Total noninterest income$114,0003,659
Gross Fiduciary activities income$0941
Service charges on deposit accounts$55,0002,947
Trading account gains and fees$0106
Additional Noninterest Income$59,0003,705
Total noninterest expense$779,0003,806
Salaries and employee benefits$342,0004,134
Premises and equipment expense$123,0003,112
Additional noninterest expense$314,0003,365
Pre-tax net operating income$37,0004,592
Securities gains (losses)$01,705
Applicable income taxes$-2,311,0005,071
Income before extraordinary items$2,348,000812
Extraordinary gains, net$04
Net income$2,348,000812
Minority interest net income$056
Net income of bank and minority interests.$2,348,000812
Net charge-offs$-16,0004,606
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,348,000800
2019-12-31 (YTD Data)Rank
Total interest income$3,166,0004,321
Total interest expense$602,0003,969
Net interest income$2,564,0004,337
Provision for loan and lease losses$03,973
Total noninterest income$769,0003,149
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$264,0002,798
Trading account gains and fees$0135
Additional Noninterest Income$505,0003,009
Total noninterest expense$2,793,0003,991
Salaries and employee benefits$1,148,0004,360
Premises and equipment expense$453,0003,272
Additional noninterest expense$1,192,0003,500
Pre-tax net operating income$540,0004,396
Securities gains (losses)$02,379
Applicable income taxes$8,0003,694
Income before extraordinary items$532,0004,345
Extraordinary gains, net$011
Net income$532,0004,347
Minority interest net income$076
Net income of bank and minority interests.$532,0004,347
Net charge-offs$-107,0004,910
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$532,0004,319
2019-09-30 (YTD Data)Rank
Total interest income$2,291,0004,427
Total interest expense$426,0004,067
Net interest income$1,865,0004,427
Provision for loan and lease losses$03,836
Total noninterest income$615,0003,091
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$203,0002,810
Trading account gains and fees$0129
Additional Noninterest Income$412,0002,924
Total noninterest expense$2,114,0004,008
Salaries and employee benefits$826,0004,438
Premises and equipment expense$337,0003,307
Additional noninterest expense$951,0003,423
Pre-tax net operating income$366,0004,541
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$366,0004,506
Extraordinary gains, net$011
Net income$366,0004,505
Minority interest net income$072
Net income of bank and minority interests.$366,0004,505
Net charge-offs$-46,0004,802
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$366,0004,481
2019-06-30 (YTD Data)Rank
Total interest income$1,475,0004,488
Total interest expense$255,0004,182
Net interest income$1,220,0004,476
Provision for loan and lease losses$03,685
Total noninterest income$252,0003,677
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$143,0002,706
Trading account gains and fees$0131
Additional Noninterest Income$109,0003,909
Total noninterest expense$1,399,0004,037
Salaries and employee benefits$553,0004,465
Premises and equipment expense$218,0003,369
Additional noninterest expense$628,0003,459
Pre-tax net operating income$73,0004,983
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$73,0004,973
Extraordinary gains, net$011
Net income$73,0004,970
Minority interest net income$069
Net income of bank and minority interests.$73,0004,971
Net charge-offs$-45,0004,881
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$73,0004,967
2019-03-31 (YTD Data)Rank
Total interest income$694,0004,584
Total interest expense$124,0004,217
Net interest income$570,0004,613
Provision for loan and lease losses$03,406
Total noninterest income$132,0003,604
Gross Fiduciary activities income$0972
Service charges on deposit accounts$76,0002,606
Trading account gains and fees$0126
Additional Noninterest Income$56,0003,892
Total noninterest expense$662,0004,166
Salaries and employee benefits$263,0004,561
Premises and equipment expense$111,0003,372
Additional noninterest expense$288,0003,637
Pre-tax net operating income$40,0004,992
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$40,0004,983
Extraordinary gains, net$05
Net income$40,0004,982
Minority interest net income$052
Net income of bank and minority interests.$40,0004,982
Net charge-offs$-17,0004,823
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$40,0004,978
2018-12-31 (YTD Data)Rank
Total interest income$2,473,0004,695
Total interest expense$389,0004,230
Net interest income$2,084,0004,736
Provision for loan and lease losses$04,082
Total noninterest income$856,0003,061
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$286,0002,822
Trading account gains and fees$0126
Additional Noninterest Income$570,0002,905
Total noninterest expense$2,800,0004,094
Salaries and employee benefits$1,016,0004,645
Premises and equipment expense$430,0003,405
Additional noninterest expense$1,354,0003,372
Pre-tax net operating income$140,0005,085
Securities gains (losses)$01,125
Applicable income taxes$3,0003,873
Income before extraordinary items$137,0005,068
Extraordinary gains, net$06
Net income$137,0005,067
Minority interest net income$072
Net income of bank and minority interests.$137,0005,067
Net charge-offs$69,0002,413
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,165,000212
Net operating income$137,0005,070
2018-09-30 (YTD Data)Rank
Total interest income$1,781,0004,781
Total interest expense$276,0004,270
Net interest income$1,505,0004,824
Provision for loan and lease losses$03,948
Total noninterest income$397,0003,730
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$211,0002,863
Trading account gains and fees$0138
Additional Noninterest Income$186,0003,907
Total noninterest expense$2,085,0004,139
Salaries and employee benefits$865,0004,539
Premises and equipment expense$335,0003,398
Additional noninterest expense$885,0003,634
Pre-tax net operating income$-183,0005,377
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-183,0005,368
Extraordinary gains, net$05
Net income$-183,0005,367
Minority interest net income$066
Net income of bank and minority interests.$-183,0005,367
Net charge-offs$64,0002,026
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-183,0005,369
2018-06-30 (YTD Data)Rank
Total interest income$1,146,0004,853
Total interest expense$171,0004,313
Net interest income$975,0004,898
Provision for loan and lease losses$03,782
Total noninterest income$268,0003,738
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$136,0002,904
Trading account gains and fees$0130
Additional Noninterest Income$132,0003,875
Total noninterest expense$1,375,0004,185
Salaries and employee benefits$548,0004,632
Premises and equipment expense$241,0003,283
Additional noninterest expense$586,0003,669
Pre-tax net operating income$-132,0005,433
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-132,0005,417
Extraordinary gains, net$06
Net income$-132,0005,416
Minority interest net income$065
Net income of bank and minority interests.$-132,0005,416
Net charge-offs$65,0001,587
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-132,0005,422
2018-03-31 (YTD Data)Rank
Total interest income$509,0005,019
Total interest expense$79,0004,384
Net interest income$430,0005,056
Provision for loan and lease losses$03,508
Total noninterest income$169,0003,406
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$69,0002,904
Trading account gains and fees$0123
Additional Noninterest Income$100,0003,345
Total noninterest expense$673,0004,264
Salaries and employee benefits$276,0004,674
Premises and equipment expense$122,0003,293
Additional noninterest expense$275,0003,811
Pre-tax net operating income$-74,0005,487
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-74,0005,470
Extraordinary gains, net$07
Net income$-74,0005,470
Minority interest net income$052
Net income of bank and minority interests.$-74,0005,470
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-74,0005,477
2017-12-31 (YTD Data)Rank
Total interest income$1,901,0005,111
Total interest expense$282,0004,466
Net interest income$1,619,0005,147
Provision for loan and lease losses$257,0002,121
Total noninterest income$287,0004,538
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$290,0002,915
Trading account gains and fees$0151
Additional Noninterest Income$-3,0005,582
Total noninterest expense$3,268,0003,959
Salaries and employee benefits$999,0004,848
Premises and equipment expense$416,0003,583
Additional noninterest expense$1,853,0002,799
Pre-tax net operating income$-1,619,0005,628
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-1,619,0005,603
Extraordinary gains, net$09
Net income$-1,619,0005,603
Minority interest net income$076
Net income of bank and minority interests.$-1,619,0005,603
Net charge-offs$678,000898
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,619,0005,602
2017-09-30 (YTD Data)Rank
Total interest income$1,462,0005,140
Total interest expense$214,0004,483
Net interest income$1,248,0005,174
Provision for loan and lease losses$162,0002,225
Total noninterest income$133,0004,993
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$222,0002,905
Trading account gains and fees$0145
Additional Noninterest Income$-89,0005,699
Total noninterest expense$2,286,0004,107
Salaries and employee benefits$702,0004,947
Premises and equipment expense$265,0003,916
Additional noninterest expense$1,319,0002,894
Pre-tax net operating income$-1,067,0005,685
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-1,067,0005,691
Extraordinary gains, net$09
Net income$-1,067,0005,691
Minority interest net income$071
Net income of bank and minority interests.$-1,067,0005,691
Net charge-offs$586,000713
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-1,067,0005,690
2017-06-30 (YTD Data)Rank
Total interest income$966,0005,181
Total interest expense$148,0004,443
Net interest income$818,0005,229
Provision for loan and lease losses$110,0002,170
Total noninterest income$17,0005,635
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$150,0002,877
Trading account gains and fees$0139
Additional Noninterest Income$-133,0005,768
Total noninterest expense$1,588,0004,058
Salaries and employee benefits$480,0004,960
Premises and equipment expense$188,0003,814
Additional noninterest expense$920,0002,828
Pre-tax net operating income$-863,0005,742
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-863,0005,743
Extraordinary gains, net$011
Net income$-863,0005,743
Minority interest net income$071
Net income of bank and minority interests.$-863,0005,743
Net charge-offs$497,000569
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-863,0005,742
2017-03-31 (YTD Data)Rank
Total interest income$446,0005,301
Total interest expense$75,0004,419
Net interest income$371,0005,368
Provision for loan and lease losses$03,537
Total noninterest income$360,0002,473
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$80,0002,769
Trading account gains and fees$0142
Additional Noninterest Income$280,0002,188
Total noninterest expense$776,0004,133
Salaries and employee benefits$242,0005,004
Premises and equipment expense$82,0004,108
Additional noninterest expense$452,0002,867
Pre-tax net operating income$-45,0005,692
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-45,0005,696
Extraordinary gains, net$08
Net income$-45,0005,696
Minority interest net income$055
Net income of bank and minority interests.$-45,0005,696
Net charge-offs$7,0002,334
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-45,0005,692
2016-12-31 (YTD Data)Rank
Total interest income$1,989,0005,235
Total interest expense$263,0004,630
Net interest income$1,726,0005,267
Provision for loan and lease losses$156,0002,701
Total noninterest income$290,0004,708
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$310,0002,894
Trading account gains and fees$0170
Additional Noninterest Income$-20,0005,840
Total noninterest expense$3,286,0004,051
Salaries and employee benefits$882,0005,161
Premises and equipment expense$296,0004,329
Additional noninterest expense$2,108,0002,656
Pre-tax net operating income$-1,426,0005,852
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$-1,426,0005,858
Extraordinary gains, net$05
Net income$-1,426,0005,857
Minority interest net income$082
Net income of bank and minority interests.$-1,426,0005,857
Net charge-offs$247,0001,725
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,426,0005,853
2016-09-30 (YTD Data)Rank
Total interest income$1,517,0005,262
Total interest expense$193,0004,706
Net interest income$1,324,0005,299
Provision for loan and lease losses$117,0002,593
Total noninterest income$196,0004,859
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$236,0002,882
Trading account gains and fees$0169
Additional Noninterest Income$-40,0005,937
Total noninterest expense$2,303,0004,194
Salaries and employee benefits$660,0005,174
Premises and equipment expense$221,0004,359
Additional noninterest expense$1,422,0002,856
Pre-tax net operating income$-900,0005,923
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$-900,0005,920
Extraordinary gains, net$05
Net income$-900,0005,920
Minority interest net income$071
Net income of bank and minority interests.$-900,0005,920
Net charge-offs$115,0001,949
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-900,0005,919
2016-06-30 (YTD Data)Rank
Total interest income$1,019,0005,307
Total interest expense$126,0004,772
Net interest income$893,0005,335
Provision for loan and lease losses$77,0002,521
Total noninterest income$93,0005,202
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$159,0002,852
Trading account gains and fees$0157
Additional Noninterest Income$-66,0006,028
Total noninterest expense$1,536,0004,232
Salaries and employee benefits$441,0005,237
Premises and equipment expense$142,0004,460
Additional noninterest expense$953,0002,844
Pre-tax net operating income$-627,0005,997
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-627,0006,001
Extraordinary gains, net$016
Net income$-627,0006,000
Minority interest net income$071
Net income of bank and minority interests.$-627,0006,000
Net charge-offs$72,0001,890
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-627,0005,997
2016-03-31 (YTD Data)Rank
Total interest income$523,0005,326
Total interest expense$63,0004,808
Net interest income$460,0005,351
Provision for loan and lease losses$26,0002,725
Total noninterest income$102,0004,363
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$82,0002,770
Trading account gains and fees$0142
Additional Noninterest Income$20,0005,216
Total noninterest expense$642,0004,602
Salaries and employee benefits$221,0005,264
Premises and equipment expense$70,0004,504
Additional noninterest expense$351,0003,536
Pre-tax net operating income$-106,0005,967
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-106,0005,972
Extraordinary gains, net$012
Net income$-106,0005,971
Minority interest net income$062
Net income of bank and minority interests.$-106,0005,971
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-106,0005,961
2015-12-31 (YTD Data)Rank
Total interest income$2,124,0005,334
Total interest expense$282,0004,725
Net interest income$1,842,0005,361
Provision for loan and lease losses$212,0002,270
Total noninterest income$334,0004,682
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$390,0002,558
Trading account gains and fees$0159
Additional Noninterest Income$-56,0006,103
Total noninterest expense$2,970,0004,354
Salaries and employee benefits$909,0005,302
Premises and equipment expense$327,0004,308
Additional noninterest expense$1,734,0003,092
Pre-tax net operating income$-1,006,0006,092
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-1,006,0006,095
Extraordinary gains, net$023
Net income$-1,006,0006,095
Minority interest net income$081
Net income of bank and minority interests.$-1,006,0006,095
Net charge-offs$666,000932
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-1,006,0006,092
2015-09-30 (YTD Data)Rank
Total interest income$1,654,0005,351
Total interest expense$214,0004,774
Net interest income$1,440,0005,367
Provision for loan and lease losses$173,0002,143
Total noninterest income$371,0004,223
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$304,0002,503
Trading account gains and fees$0153
Additional Noninterest Income$67,0005,208
Total noninterest expense$2,089,0004,511
Salaries and employee benefits$691,0005,310
Premises and equipment expense$251,0004,309
Additional noninterest expense$1,147,0003,376
Pre-tax net operating income$-451,0006,150
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-451,0006,156
Extraordinary gains, net$021
Net income$-451,0006,156
Minority interest net income$078
Net income of bank and minority interests.$-451,0006,156
Net charge-offs$575,000775
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-451,0006,149
2015-06-30 (YTD Data)Rank
Total interest income$1,097,0005,396
Total interest expense$142,0004,822
Net interest income$955,0005,415
Provision for loan and lease losses$132,0001,929
Total noninterest income$260,0004,169
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$206,0002,449
Trading account gains and fees$0157
Additional Noninterest Income$54,0005,112
Total noninterest expense$1,400,0004,541
Salaries and employee benefits$477,0005,311
Premises and equipment expense$158,0004,441
Additional noninterest expense$765,0003,390
Pre-tax net operating income$-317,0006,215
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-317,0006,222
Extraordinary gains, net$022
Net income$-317,0006,222
Minority interest net income$075
Net income of bank and minority interests.$-317,0006,222
Net charge-offs$586,000556
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-317,0006,212
2015-03-31 (YTD Data)Rank
Total interest income$566,0005,388
Total interest expense$70,0004,895
Net interest income$496,0005,401
Provision for loan and lease losses$43,0002,277
Total noninterest income$131,0004,135
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$102,0002,439
Trading account gains and fees$0152
Additional Noninterest Income$29,0005,084
Total noninterest expense$659,0004,704
Salaries and employee benefits$237,0005,365
Premises and equipment expense$88,0004,286
Additional noninterest expense$334,0003,710
Pre-tax net operating income$-75,0006,194
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-75,0006,221
Extraordinary gains, net$013
Net income$-75,0006,222
Minority interest net income$064
Net income of bank and minority interests.$-75,0006,222
Net charge-offs$-6,0005,215
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-75,0006,199
2014-12-31 (YTD Data)Rank
Total interest income$2,383,0005,387
Total interest expense$306,0004,913
Net interest income$2,077,0005,406
Provision for loan and lease losses$154,0002,752
Total noninterest income$319,0004,924
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$583,0002,020
Trading account gains and fees$0180
Additional Noninterest Income$-264,0006,439
Total noninterest expense$3,142,0004,376
Salaries and employee benefits$1,108,0005,189
Premises and equipment expense$399,0004,097
Additional noninterest expense$1,635,0003,345
Pre-tax net operating income$-900,0006,344
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-900,0006,355
Extraordinary gains, net$017
Net income$-900,0006,355
Minority interest net income$084
Net income of bank and minority interests.$-900,0006,355
Net charge-offs$308,0001,985
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-900,0006,353
2014-09-30 (YTD Data)Rank
Total interest income$1,885,0005,377
Total interest expense$233,0004,972
Net interest income$1,652,0005,371
Provision for loan and lease losses$17,0004,014
Total noninterest income$532,0003,724
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$453,0001,963
Trading account gains and fees$0174
Additional Noninterest Income$79,0005,255
Total noninterest expense$2,626,0004,151
Salaries and employee benefits$845,0005,188
Premises and equipment expense$297,0004,169
Additional noninterest expense$1,484,0002,903
Pre-tax net operating income$-459,0006,383
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-459,0006,392
Extraordinary gains, net$015
Net income$-459,0006,391
Minority interest net income$081
Net income of bank and minority interests.$-459,0006,391
Net charge-offs$98,0002,707
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-459,0006,387
2014-06-30 (YTD Data)Rank
Total interest income$1,332,0005,316
Total interest expense$157,0004,997
Net interest income$1,175,0005,297
Provision for loan and lease losses$17,0003,729
Total noninterest income$342,0003,780
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$299,0001,952
Trading account gains and fees$0172
Additional Noninterest Income$43,0005,464
Total noninterest expense$1,884,0004,015
Salaries and employee benefits$578,0005,195
Premises and equipment expense$194,0004,239
Additional noninterest expense$1,112,0002,651
Pre-tax net operating income$-384,0006,473
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-384,0006,484
Extraordinary gains, net$020
Net income$-384,0006,485
Minority interest net income$080
Net income of bank and minority interests.$-384,0006,485
Net charge-offs$77,0002,426
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-384,0006,480
2014-03-31 (YTD Data)Rank
Total interest income$709,0005,270
Total interest expense$80,0005,037
Net interest income$629,0005,247
Provision for loan and lease losses$17,0003,054
Total noninterest income$162,0003,860
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$150,0001,929
Trading account gains and fees$0147
Additional Noninterest Income$12,0005,871
Total noninterest expense$1,122,0003,609
Salaries and employee benefits$302,0005,202
Premises and equipment expense$100,0004,218
Additional noninterest expense$720,0002,092
Pre-tax net operating income$-348,0006,594
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-348,0006,599
Extraordinary gains, net$016
Net income$-348,0006,599
Minority interest net income$066
Net income of bank and minority interests.$-348,0006,599
Net charge-offs$109,0001,322
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-348,0006,598
2013-12-31 (YTD Data)Rank
Total interest income$3,101,0005,166
Total interest expense$384,0004,989
Net interest income$2,717,0005,145
Provision for loan and lease losses$835,0001,282
Total noninterest income$698,0003,866
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$711,0001,808
Trading account gains and fees$0184
Additional Noninterest Income$-13,0006,508
Total noninterest expense$3,775,0004,059
Salaries and employee benefits$1,232,0005,207
Premises and equipment expense$485,0003,798
Additional noninterest expense$2,058,0002,902
Pre-tax net operating income$-1,195,0006,593
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-1,195,0006,613
Extraordinary gains, net$029
Net income$-1,195,0006,612
Minority interest net income$090
Net income of bank and minority interests.$-1,195,0006,613
Net charge-offs$837,0001,440
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,195,0006,604
2013-09-30 (YTD Data)Rank
Total interest income$2,549,0005,048
Total interest expense$299,0005,008
Net interest income$2,250,0004,972
Provision for loan and lease losses$314,0002,034
Total noninterest income$701,0003,372
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$542,0001,790
Trading account gains and fees$0180
Additional Noninterest Income$159,0004,627
Total noninterest expense$2,685,0004,212
Salaries and employee benefits$929,0005,222
Premises and equipment expense$376,0003,762
Additional noninterest expense$1,380,0003,161
Pre-tax net operating income$-48,0006,357
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-48,0006,411
Extraordinary gains, net$025
Net income$-48,0006,413
Minority interest net income$084
Net income of bank and minority interests.$-48,0006,412
Net charge-offs$213,0002,492
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-48,0006,371
2013-06-30 (YTD Data)Rank
Total interest income$1,727,0005,028
Total interest expense$211,0004,957
Net interest income$1,516,0004,955
Provision for loan and lease losses$275,0001,759
Total noninterest income$462,0003,432
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$356,0001,787
Trading account gains and fees$0157
Additional Noninterest Income$106,0004,665
Total noninterest expense$1,750,0004,294
Salaries and employee benefits$617,0005,243
Premises and equipment expense$240,0003,886
Additional noninterest expense$893,0003,222
Pre-tax net operating income$-47,0006,400
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-47,0006,455
Extraordinary gains, net$022
Net income$-47,0006,457
Minority interest net income$082
Net income of bank and minority interests.$-47,0006,457
Net charge-offs$204,0002,081
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-47,0006,410
2013-03-31 (YTD Data)Rank
Total interest income$761,0005,322
Total interest expense$113,0004,905
Net interest income$648,0005,304
Provision for loan and lease losses$150,0001,610
Total noninterest income$244,0003,318
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$184,0001,718
Trading account gains and fees$0148
Additional Noninterest Income$60,0004,488
Total noninterest expense$864,0004,351
Salaries and employee benefits$312,0005,268
Premises and equipment expense$120,0003,899
Additional noninterest expense$432,0003,325
Pre-tax net operating income$-122,0006,643
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-122,0006,681
Extraordinary gains, net$010
Net income$-122,0006,682
Minority interest net income$076
Net income of bank and minority interests.$-122,0006,682
Net charge-offs$140,0001,641
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-122,0006,651
2012-12-31 (YTD Data)Rank
Total interest income$3,547,0005,150
Total interest expense$559,0004,908
Net interest income$2,988,0005,120
Provision for loan and lease losses$829,0002,017
Total noninterest income$1,168,0003,009
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$867,0001,580
Trading account gains and fees$0166
Additional Noninterest Income$301,0004,034
Total noninterest expense$4,383,0003,794
Salaries and employee benefits$1,359,0005,098
Premises and equipment expense$550,0003,586
Additional noninterest expense$2,474,0002,594
Pre-tax net operating income$-1,056,0006,680
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-1,056,0006,728
Extraordinary gains, net$029
Net income$-1,056,0006,723
Minority interest net income$093
Net income of bank and minority interests.$-1,056,0006,724
Net charge-offs$1,138,0001,685
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,056,0006,691
2012-09-30 (YTD Data)Rank
Total interest income$2,707,0005,197
Total interest expense$435,0004,958
Net interest income$2,272,0005,151
Provision for loan and lease losses$578,0002,094
Total noninterest income$926,0002,931
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$654,0001,599
Trading account gains and fees$0157
Additional Noninterest Income$272,0003,821
Total noninterest expense$3,015,0004,052
Salaries and employee benefits$1,032,0005,095
Premises and equipment expense$420,0003,598
Additional noninterest expense$1,563,0003,001
Pre-tax net operating income$-395,0006,633
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-395,0006,718
Extraordinary gains, net$020
Net income$-395,0006,716
Minority interest net income$086
Net income of bank and minority interests.$-395,0006,716
Net charge-offs$749,0001,747
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-395,0006,652
2012-06-30 (YTD Data)Rank
Total interest income$1,786,0005,253
Total interest expense$306,0004,937
Net interest income$1,480,0005,250
Provision for loan and lease losses$325,0002,305
Total noninterest income$633,0002,839
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$450,0001,551
Trading account gains and fees$0153
Additional Noninterest Income$183,0003,798
Total noninterest expense$2,108,0003,934
Salaries and employee benefits$715,0005,030
Premises and equipment expense$279,0003,605
Additional noninterest expense$1,114,0002,859
Pre-tax net operating income$-320,0006,709
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-320,0006,786
Extraordinary gains, net$019
Net income$-320,0006,786
Minority interest net income$084
Net income of bank and minority interests.$-320,0006,786
Net charge-offs$341,0002,183
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-320,0006,731
2012-03-31 (YTD Data)Rank
Total interest income$922,0005,226
Total interest expense$163,0004,933
Net interest income$759,0005,206
Provision for loan and lease losses$206,0001,975
Total noninterest income$296,0002,969
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$228,0001,519
Trading account gains and fees$0148
Additional Noninterest Income$68,0004,269
Total noninterest expense$1,042,0003,993
Salaries and employee benefits$400,0004,770
Premises and equipment expense$145,0003,546
Additional noninterest expense$497,0003,106
Pre-tax net operating income$-193,0006,839
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-193,0006,897
Extraordinary gains, net$019
Net income$-193,0006,898
Minority interest net income$078
Net income of bank and minority interests.$-193,0006,898
Net charge-offs$8,0004,117
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-193,0006,858
2011-12-31 (YTD Data)Rank
Total interest income$3,962,0005,172
Total interest expense$807,0004,905
Net interest income$3,155,0005,134
Provision for loan and lease losses$1,565,0001,839
Total noninterest income$1,429,0002,527
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$979,0001,507
Trading account gains and fees$0146
Additional Noninterest Income$450,0003,267
Total noninterest expense$4,770,0003,656
Salaries and employee benefits$1,576,0004,833
Premises and equipment expense$549,0003,806
Additional noninterest expense$2,645,0002,481
Pre-tax net operating income$-1,751,0006,751
Securities gains (losses)$03,838
Applicable income taxes$-5,0006,552
Income before extraordinary items$-1,746,0006,796
Extraordinary gains, net$029
Net income$-1,746,0006,796
Minority interest net income$096
Net income of bank and minority interests.$-1,746,0006,796
Net charge-offs$1,497,0001,875
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,746,0006,770
2011-09-30 (YTD Data)Rank
Total interest income$3,008,0005,206
Total interest expense$630,0004,926
Net interest income$2,378,0005,176
Provision for loan and lease losses$815,0002,246
Total noninterest income$954,0002,690
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$697,0001,571
Trading account gains and fees$0145
Additional Noninterest Income$257,0003,697
Total noninterest expense$3,480,0003,737
Salaries and employee benefits$1,189,0004,801
Premises and equipment expense$431,0003,733
Additional noninterest expense$1,860,0002,613
Pre-tax net operating income$-963,0006,787
Securities gains (losses)$03,555
Applicable income taxes$-1,0006,712
Income before extraordinary items$-962,0006,846
Extraordinary gains, net$021
Net income$-962,0006,848
Minority interest net income$087
Net income of bank and minority interests.$-962,0006,847
Net charge-offs$1,042,0001,847
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-962,0006,820
2011-06-30 (YTD Data)Rank
Total interest income$2,073,0005,156
Total interest expense$434,0004,961
Net interest income$1,639,0005,111
Provision for loan and lease losses$465,0002,403
Total noninterest income$619,0002,746
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$455,0001,583
Trading account gains and fees$0153
Additional Noninterest Income$164,0003,811
Total noninterest expense$2,392,0003,696
Salaries and employee benefits$804,0004,799
Premises and equipment expense$287,0003,763
Additional noninterest expense$1,301,0002,553
Pre-tax net operating income$-599,0006,832
Securities gains (losses)$02,914
Applicable income taxes$3,0004,420
Income before extraordinary items$-602,0006,884
Extraordinary gains, net$015
Net income$-602,0006,883
Minority interest net income$089
Net income of bank and minority interests.$-602,0006,884
Net charge-offs$780,0001,690
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-602,0006,876
2011-03-31 (YTD Data)Rank
Total interest income$1,004,0005,255
Total interest expense$225,0004,998
Net interest income$779,0005,240
Provision for loan and lease losses$75,0003,668
Total noninterest income$294,0002,860
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$214,0001,645
Trading account gains and fees$0158
Additional Noninterest Income$80,0003,908
Total noninterest expense$1,154,0003,803
Salaries and employee benefits$421,0004,719
Premises and equipment expense$145,0003,791
Additional noninterest expense$588,0002,761
Pre-tax net operating income$-156,0006,775
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-156,0006,821
Extraordinary gains, net$09
Net income$-156,0006,821
Minority interest net income$086
Net income of bank and minority interests.$-156,0006,821
Net charge-offs$131,0002,478
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-156,0006,813
2010-12-31 (YTD Data)Rank
Total interest income$4,829,0004,922
Total interest expense$1,228,0004,755
Net interest income$3,601,0004,874
Provision for loan and lease losses$1,508,0002,451
Total noninterest income$2,185,0001,958
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,146,0001,326
Trading account gains and fees$0175
Additional Noninterest Income$1,039,0002,136
Total noninterest expense$5,301,0003,436
Salaries and employee benefits$1,632,0004,809
Premises and equipment expense$591,0003,757
Additional noninterest expense$3,078,0002,249
Pre-tax net operating income$-1,023,0006,497
Securities gains (losses)$03,793
Applicable income taxes$407,0002,079
Income before extraordinary items$-1,430,0006,729
Extraordinary gains, net$029
Net income$-1,430,0006,729
Minority interest net income$0111
Net income of bank and minority interests.$-1,430,0006,730
Net charge-offs$992,0002,698
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,430,0006,699
2010-09-30 (YTD Data)Rank
Total interest income$3,619,0005,005
Total interest expense$984,0004,734
Net interest income$2,635,0005,000
Provision for loan and lease losses$595,0003,274
Total noninterest income$1,390,0002,202
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$904,0001,282
Trading account gains and fees$0165
Additional Noninterest Income$486,0002,799
Total noninterest expense$3,448,0003,844
Salaries and employee benefits$1,231,0004,830
Premises and equipment expense$438,0003,847
Additional noninterest expense$1,779,0002,748
Pre-tax net operating income$-18,0006,021
Securities gains (losses)$03,651
Applicable income taxes$-6,0006,813
Income before extraordinary items$-12,0006,158
Extraordinary gains, net$023
Net income$-12,0006,159
Minority interest net income$0110
Net income of bank and minority interests.$-12,0006,159
Net charge-offs$501,0003,080
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-12,0006,031
2010-06-30 (YTD Data)Rank
Total interest income$2,368,0005,101
Total interest expense$728,0004,579
Net interest income$1,640,0005,190
Provision for loan and lease losses$359,0003,362
Total noninterest income$717,0002,544
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$613,0001,276
Trading account gains and fees$0152
Additional Noninterest Income$104,0004,587
Total noninterest expense$2,275,0003,866
Salaries and employee benefits$839,0004,795
Premises and equipment expense$290,0003,896
Additional noninterest expense$1,146,0002,825
Pre-tax net operating income$-277,0006,539
Securities gains (losses)$03,184
Applicable income taxes$-97,0007,191
Income before extraordinary items$-180,0006,538
Extraordinary gains, net$019
Net income$-180,0006,540
Minority interest net income$0105
Net income of bank and minority interests.$-180,0006,538
Net charge-offs$439,0002,595
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-180,0006,482
2010-03-31 (YTD Data)Rank
Total interest income$1,202,0005,130
Total interest expense$405,0004,448
Net interest income$797,0005,303
Provision for loan and lease losses$160,0003,259
Total noninterest income$322,0002,728
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$307,0001,276
Trading account gains and fees$0175
Additional Noninterest Income$15,0006,257
Total noninterest expense$1,121,0003,955
Salaries and employee benefits$445,0004,686
Premises and equipment expense$150,0003,885
Additional noninterest expense$526,0003,035
Pre-tax net operating income$-162,0006,783
Securities gains (losses)$02,284
Applicable income taxes$-57,0007,354
Income before extraordinary items$-105,0006,764
Extraordinary gains, net$016
Net income$-105,0006,765
Minority interest net income$091
Net income of bank and minority interests.$-105,0006,764
Net charge-offs$39,0003,940
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-105,0006,706
2009-12-31 (YTD Data)Rank
Total interest income$5,004,0005,126
Total interest expense$1,934,0004,548
Net interest income$3,070,0005,326
Provision for loan and lease losses$1,270,0003,123
Total noninterest income$1,375,0002,715
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,251,0001,380
Trading account gains and fees$0211
Additional Noninterest Income$124,0005,362
Total noninterest expense$4,909,0003,746
Salaries and employee benefits$1,907,0004,518
Premises and equipment expense$557,0004,099
Additional noninterest expense$2,445,0002,797
Pre-tax net operating income$-1,734,0006,542
Securities gains (losses)$03,754
Applicable income taxes$-503,0007,031
Income before extraordinary items$-1,231,0006,459
Extraordinary gains, net$034
Net income$-1,231,0006,459
Minority interest net income$0115
Net income of bank and minority interests.$-1,231,0006,459
Net charge-offs$757,0003,255
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$500,000540
Net operating income$-1,231,0006,459
2009-09-30 (YTD Data)Rank
Total interest income$3,900,0005,079
Total interest expense$1,471,0004,656
Net interest income$2,429,0005,193
Provision for loan and lease losses$568,0003,608
Total noninterest income$1,074,0002,692
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$952,0001,353
Trading account gains and fees$0212
Additional Noninterest Income$122,0005,097
Total noninterest expense$3,400,0003,984
Salaries and employee benefits$1,455,0004,472
Premises and equipment expense$419,0004,118
Additional noninterest expense$1,526,0003,240
Pre-tax net operating income$-465,0006,300
Securities gains (losses)$03,497
Applicable income taxes$-155,0007,040
Income before extraordinary items$-310,0006,250
Extraordinary gains, net$027
Net income$-310,0006,251
Minority interest net income$0118
Net income of bank and minority interests.$-310,0006,250
Net charge-offs$435,0003,230
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$500,000432
Net operating income$-310,0006,238
2009-06-30 (YTD Data)Rank
Total interest income$2,611,0005,116
Total interest expense$966,0004,814
Net interest income$1,645,0005,144
Provision for loan and lease losses$299,0003,754
Total noninterest income$658,0002,856
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$620,0001,371
Trading account gains and fees$0193
Additional Noninterest Income$38,0006,148
Total noninterest expense$2,246,0004,035
Salaries and employee benefits$980,0004,493
Premises and equipment expense$278,0004,161
Additional noninterest expense$988,0003,320
Pre-tax net operating income$-242,0006,351
Securities gains (losses)$03,136
Applicable income taxes$-86,0007,110
Income before extraordinary items$-156,0006,295
Extraordinary gains, net$021
Net income$-156,0006,294
Minority interest net income$0112
Net income of bank and minority interests.$-156,0006,294
Net charge-offs$261,0003,109
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-156,0006,268
2009-03-31 (YTD Data)Rank
Total interest income$1,316,0005,133
Total interest expense$496,0004,856
Net interest income$820,0005,141
Provision for loan and lease losses$79,0004,253
Total noninterest income$318,0002,909
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$304,0001,358
Trading account gains and fees$0171
Additional Noninterest Income$14,0006,542
Total noninterest expense$1,111,0004,000
Salaries and employee benefits$497,0004,485
Premises and equipment expense$146,0004,058
Additional noninterest expense$468,0003,184
Pre-tax net operating income$-52,0006,498
Securities gains (losses)$02,434
Applicable income taxes$-14,0007,232
Income before extraordinary items$-38,0006,607
Extraordinary gains, net$015
Net income$-38,0006,608
Minority interest net income$0102
Net income of bank and minority interests.$-38,0006,608
Net charge-offs$109,0002,775
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-38,0006,489
2008-12-31 (YTD Data)Rank
Total interest income$5,406,0005,249
Total interest expense$2,326,0004,935
Net interest income$3,080,0005,343
Provision for loan and lease losses$600,0003,490
Total noninterest income$1,280,0002,922
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,014,0001,740
Trading account gains and fees$0154
Additional Noninterest Income$266,0004,316
Total noninterest expense$4,584,0003,829
Salaries and employee benefits$1,974,0004,502
Premises and equipment expense$538,0004,268
Additional noninterest expense$2,072,0002,775
Pre-tax net operating income$-824,0006,933
Securities gains (losses)$03,220
Applicable income taxes$-275,0007,306
Income before extraordinary items$-549,0006,739
Extraordinary gains, net$039
Net income$-549,0006,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0004,455
Cash dividends$207,0004,468
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-549,0006,878
2008-09-30 (YTD Data)Rank
Total interest income$4,083,0005,290
Total interest expense$1,769,0005,018
Net interest income$2,314,0005,377
Provision for loan and lease losses$145,0004,670
Total noninterest income$734,0003,542
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$666,0001,950
Trading account gains and fees$0148
Additional Noninterest Income$68,0006,176
Total noninterest expense$3,158,0004,071
Salaries and employee benefits$1,470,0004,552
Premises and equipment expense$08,353
Additional noninterest expense$1,688,0002,505
Pre-tax net operating income$-255,0007,076
Securities gains (losses)$03,106
Applicable income taxes$-57,0007,463
Income before extraordinary items$-198,0006,900
Extraordinary gains, net$031
Net income$-198,0006,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,708
Cash dividends$207,0003,842
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-198,0007,074
2008-06-30 (YTD Data)Rank
Total interest income$2,778,0005,308
Total interest expense$1,197,0005,136
Net interest income$1,581,0005,306
Provision for loan and lease losses$88,0004,508
Total noninterest income$486,0003,566
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$436,0001,955
Trading account gains and fees$0149
Additional Noninterest Income$50,0006,130
Total noninterest expense$2,131,0004,047
Salaries and employee benefits$971,0004,625
Premises and equipment expense$253,0004,474
Additional noninterest expense$907,0002,996
Pre-tax net operating income$-152,0007,263
Securities gains (losses)$03,233
Applicable income taxes$-55,0007,767
Income before extraordinary items$-97,0007,250
Extraordinary gains, net$021
Net income$-97,0007,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,369
Cash dividends$207,0003,383
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-97,0007,222
2008-03-31 (YTD Data)Rank
Total interest income$1,400,0005,382
Total interest expense$598,0005,301
Net interest income$802,0005,309
Provision for loan and lease losses$34,0004,273
Total noninterest income$229,0003,708
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$210,0001,992
Trading account gains and fees$0158
Additional Noninterest Income$19,0006,522
Total noninterest expense$1,025,0004,161
Salaries and employee benefits$499,0004,556
Premises and equipment expense$129,0004,432
Additional noninterest expense$397,0003,336
Pre-tax net operating income$-28,0007,322
Securities gains (losses)$02,688
Applicable income taxes$-8,0007,827
Income before extraordinary items$-20,0007,390
Extraordinary gains, net$015
Net income$-20,0007,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,138
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-20,0007,321
2007-12-31 (YTD Data)Rank
Total interest income$5,290,0005,563
Total interest expense$2,239,0005,572
Net interest income$3,051,0005,455
Provision for loan and lease losses$237,0003,636
Total noninterest income$1,453,0002,765
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$925,0001,889
Trading account gains and fees$0178
Additional Noninterest Income$528,0003,209
Total noninterest expense$3,353,0004,666
Salaries and employee benefits$1,554,0005,197
Premises and equipment expense$412,0004,932
Additional noninterest expense$1,387,0003,645
Pre-tax net operating income$914,0004,916
Securities gains (losses)$02,146
Applicable income taxes$332,0003,252
Income before extraordinary items$582,0005,408
Extraordinary gains, net$039
Net income$582,0005,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,798
Cash dividends$38,0005,643
Sale, conversion, retirement of capital stock, net$2,320,000346
Net operating income$582,0005,390
2007-09-30 (YTD Data)Rank
Total interest income$3,891,0005,642
Total interest expense$1,620,0005,681
Net interest income$2,271,0005,509
Provision for loan and lease losses$193,0003,067
Total noninterest income$1,206,0002,577
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$706,0001,845
Trading account gains and fees$0184
Additional Noninterest Income$500,0002,852
Total noninterest expense$2,399,0004,781
Salaries and employee benefits$1,136,0005,262
Premises and equipment expense$304,0004,976
Additional noninterest expense$959,0003,828
Pre-tax net operating income$885,0004,637
Securities gains (losses)$01,655
Applicable income taxes$311,0003,153
Income before extraordinary items$574,0005,099
Extraordinary gains, net$033
Net income$574,0005,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,379
Cash dividends$38,0005,004
Sale, conversion, retirement of capital stock, net$2,321,000257
Net operating income$574,0005,096
2007-06-30 (YTD Data)Rank
Total interest income$2,532,0005,737
Total interest expense$1,068,0005,709
Net interest income$1,464,0005,631
Provision for loan and lease losses$131,0002,845
Total noninterest income$503,0003,545
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$439,0001,959
Trading account gains and fees$0168
Additional Noninterest Income$64,0005,897
Total noninterest expense$1,518,0004,973
Salaries and employee benefits$765,0005,271
Premises and equipment expense$199,0005,054
Additional noninterest expense$554,0004,257
Pre-tax net operating income$318,0005,923
Securities gains (losses)$01,444
Applicable income taxes$110,0004,019
Income before extraordinary items$208,0006,316
Extraordinary gains, net$029
Net income$208,0006,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$38,0004,769
Sale, conversion, retirement of capital stock, net$2,285,000194
Net operating income$208,0006,311
2007-03-31 (YTD Data)Rank
Total interest income$1,212,0005,851
Total interest expense$521,0005,755
Net interest income$691,0005,790
Provision for loan and lease losses$66,0002,646
Total noninterest income$249,0003,542
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$236,0001,798
Trading account gains and fees$0195
Additional Noninterest Income$13,0007,127
Total noninterest expense$714,0005,180
Salaries and employee benefits$388,0005,271
Premises and equipment expense$100,0005,048
Additional noninterest expense$226,0004,851
Pre-tax net operating income$160,0005,944
Securities gains (losses)$01,187
Applicable income taxes$60,0003,913
Income before extraordinary items$100,0006,401
Extraordinary gains, net$022
Net income$100,0006,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$2,117,000104
Net operating income$100,0006,381
2006-12-31 (YTD Data)Rank
Total interest income$4,149,0006,025
Total interest expense$1,478,0006,146
Net interest income$2,671,0005,839
Provision for loan and lease losses$262,0003,016
Total noninterest income$1,483,0002,716
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$931,0001,859
Trading account gains and fees$0130
Additional Noninterest Income$552,0003,172
Total noninterest expense$2,954,0004,947
Salaries and employee benefits$1,390,0005,432
Premises and equipment expense$394,0004,960
Additional noninterest expense$1,170,0004,015
Pre-tax net operating income$938,0005,332
Securities gains (losses)$01,687
Applicable income taxes$329,0003,678
Income before extraordinary items$609,0005,795
Extraordinary gains, net$051
Net income$609,0005,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,075
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$250,000714
Net operating income$609,0005,778
2006-09-30 (YTD Data)Rank
Total interest income$2,976,0006,154
Total interest expense$993,0006,328
Net interest income$1,983,0005,923
Provision for loan and lease losses$202,0002,850
Total noninterest income$1,246,0002,532
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$670,0001,927
Trading account gains and fees$0126
Additional Noninterest Income$576,0002,651
Total noninterest expense$2,178,0004,974
Salaries and employee benefits$1,012,0005,519
Premises and equipment expense$307,0004,862
Additional noninterest expense$859,0004,049
Pre-tax net operating income$849,0005,110
Securities gains (losses)$01,388
Applicable income taxes$317,0003,508
Income before extraordinary items$532,0005,635
Extraordinary gains, net$045
Net income$532,0005,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,262
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$250,000557
Net operating income$532,0005,631
2006-06-30 (YTD Data)Rank
Total interest income$1,858,0006,310
Total interest expense$594,0006,503
Net interest income$1,264,0006,085
Provision for loan and lease losses$134,0002,849
Total noninterest income$502,0003,520
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$469,0001,833
Trading account gains and fees$0126
Additional Noninterest Income$33,0006,993
Total noninterest expense$1,362,0005,208
Salaries and employee benefits$650,0005,657
Premises and equipment expense$206,0004,842
Additional noninterest expense$506,0004,456
Pre-tax net operating income$270,0006,645
Securities gains (losses)$01,185
Applicable income taxes$95,0004,570
Income before extraordinary items$175,0006,960
Extraordinary gains, net$039
Net income$175,0006,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$250,000406
Net operating income$175,0006,962
2006-03-31 (YTD Data)Rank
Total interest income$895,0006,363
Total interest expense$277,0006,568
Net interest income$618,0006,151
Provision for loan and lease losses$73,0002,590
Total noninterest income$257,0003,397
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$243,0001,737
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,173
Total noninterest expense$635,0005,433
Salaries and employee benefits$333,0005,611
Premises and equipment expense$93,0005,175
Additional noninterest expense$209,0005,045
Pre-tax net operating income$167,0006,203
Securities gains (losses)$0955
Applicable income taxes$60,0004,268
Income before extraordinary items$107,0006,623
Extraordinary gains, net$021
Net income$107,0006,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$250,000230
Net operating income$107,0006,617
2005-12-31 (YTD Data)Rank
Total interest income$2,961,0006,623
Total interest expense$828,0006,698
Net interest income$2,133,0006,477
Provision for loan and lease losses$317,0002,713
Total noninterest income$979,0003,615
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$875,0001,955
Trading account gains and fees$0138
Additional Noninterest Income$104,0006,346
Total noninterest expense$2,367,0005,550
Salaries and employee benefits$1,220,0005,741
Premises and equipment expense$368,0005,124
Additional noninterest expense$779,0005,261
Pre-tax net operating income$428,0006,972
Securities gains (losses)$02,296
Applicable income taxes$135,0005,105
Income before extraordinary items$293,0007,209
Extraordinary gains, net$046
Net income$293,0007,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,670
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$293,0007,191
2005-09-30 (YTD Data)Rank
Total interest income$2,102,0006,755
Total interest expense$566,0006,839
Net interest income$1,536,0006,616
Provision for loan and lease losses$240,0002,610
Total noninterest income$700,0003,728
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$642,0001,992
Trading account gains and fees$0126
Additional Noninterest Income$58,0006,825
Total noninterest expense$1,774,0005,527
Salaries and employee benefits$894,0005,793
Premises and equipment expense$273,0005,144
Additional noninterest expense$607,0005,084
Pre-tax net operating income$222,0007,545
Securities gains (losses)$02,317
Applicable income taxes$73,0005,514
Income before extraordinary items$149,0007,715
Extraordinary gains, net$035
Net income$149,0007,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,700
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$149,0007,680
2005-06-30 (YTD Data)Rank
Total interest income$1,308,0006,880
Total interest expense$334,0006,988
Net interest income$974,0006,729
Provision for loan and lease losses$92,0003,475
Total noninterest income$480,0003,620
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$430,0001,953
Trading account gains and fees$0116
Additional Noninterest Income$50,0006,409
Total noninterest expense$1,190,0005,503
Salaries and employee benefits$598,0005,756
Premises and equipment expense$176,0005,238
Additional noninterest expense$416,0004,955
Pre-tax net operating income$172,0007,395
Securities gains (losses)$02,146
Applicable income taxes$45,0005,608
Income before extraordinary items$127,0007,532
Extraordinary gains, net$030
Net income$127,0007,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,903
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$127,0007,486
2005-03-31 (YTD Data)Rank
Total interest income$633,0006,977
Total interest expense$148,0007,190
Net interest income$485,0006,784
Provision for loan and lease losses$25,0004,374
Total noninterest income$232,0003,637
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$218,0001,864
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,363
Total noninterest expense$590,0005,565
Salaries and employee benefits$293,0005,853
Premises and equipment expense$88,0005,294
Additional noninterest expense$209,0004,926
Pre-tax net operating income$102,0007,192
Securities gains (losses)$01,685
Applicable income taxes$17,0005,779
Income before extraordinary items$85,0007,145
Extraordinary gains, net$024
Net income$85,0007,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,061
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$85,0007,113
2004-12-31 (YTD Data)Rank
Total interest income$2,013,0007,368
Total interest expense$353,0007,863
Net interest income$1,660,0007,098
Provision for loan and lease losses$106,0004,899
Total noninterest income$682,0004,457
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$616,0002,652
Trading account gains and fees$0138
Additional Noninterest Income$66,0007,054
Total noninterest expense$2,064,0005,906
Salaries and employee benefits$1,044,0006,144
Premises and equipment expense$340,0005,312
Additional noninterest expense$680,0005,612
Pre-tax net operating income$172,0007,873
Securities gains (losses)$03,819
Applicable income taxes$63,0005,889
Income before extraordinary items$109,0008,047
Extraordinary gains, net$034
Net income$109,0008,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,095
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$109,0008,006
2004-09-30 (YTD Data)Rank
Total interest income$1,449,0007,477
Total interest expense$248,0007,987
Net interest income$1,201,0007,181
Provision for loan and lease losses$71,0004,902
Total noninterest income$470,0004,705
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$413,0002,931
Trading account gains and fees$0134
Additional Noninterest Income$57,0006,877
Total noninterest expense$1,505,0005,953
Salaries and employee benefits$774,0006,130
Premises and equipment expense$08,990
Additional noninterest expense$731,0004,372
Pre-tax net operating income$95,0008,141
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$95,0008,099
Extraordinary gains, net$026
Net income$95,0008,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,336
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$95,0008,046
2004-06-30 (YTD Data)Rank
Total interest income$931,0007,593
Total interest expense$161,0008,094
Net interest income$770,0007,313
Provision for loan and lease losses$37,0005,122
Total noninterest income$284,0004,955
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$219,0003,436
Trading account gains and fees$0130
Additional Noninterest Income$65,0005,981
Total noninterest expense$983,0006,044
Salaries and employee benefits$509,0006,230
Premises and equipment expense$168,0005,352
Additional noninterest expense$306,0005,923
Pre-tax net operating income$34,0008,328
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$34,0008,360
Extraordinary gains, net$021
Net income$34,0008,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,800
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$34,0008,295
2004-03-31 (YTD Data)Rank
Total interest income$470,0007,624
Total interest expense$80,0008,165
Net interest income$390,0007,318
Provision for loan and lease losses$20,0004,792
Total noninterest income$131,0005,107
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$108,0003,400
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$483,0006,156
Salaries and employee benefits$250,0006,338
Premises and equipment expense$83,0005,402
Additional noninterest expense$150,0005,995
Pre-tax net operating income$18,0008,342
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$18,0008,359
Extraordinary gains, net$016
Net income$18,0008,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0001,561
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$18,0008,294
2003-12-31 (YTD Data)Rank
Total interest income$1,790,0007,782
Total interest expense$321,0008,393
Net interest income$1,469,0007,410
Provision for loan and lease losses$97,0005,382
Total noninterest income$426,0005,828
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$355,0003,910
Trading account gains and fees$0160
Additional Noninterest Income$71,0007,063
Total noninterest expense$1,732,0006,467
Salaries and employee benefits$863,0006,704
Premises and equipment expense$319,0005,474
Additional noninterest expense$550,0006,250
Pre-tax net operating income$66,0008,326
Securities gains (losses)$04,500
Applicable income taxes$29,0006,629
Income before extraordinary items$37,0008,513
Extraordinary gains, net$054
Net income$37,0008,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,204
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$5,000840
Net operating income$37,0008,415
2003-09-30 (YTD Data)Rank
Total interest income$1,338,0007,881
Total interest expense$243,0008,496
Net interest income$1,095,0007,473
Provision for loan and lease losses$40,0006,097
Total noninterest income$297,0006,033
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$247,0004,121
Trading account gains and fees$0153
Additional Noninterest Income$50,0007,214
Total noninterest expense$1,264,0006,535
Salaries and employee benefits$648,0006,710
Premises and equipment expense$238,0005,489
Additional noninterest expense$378,0006,503
Pre-tax net operating income$88,0008,298
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$88,0008,305
Extraordinary gains, net$040
Net income$88,0008,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$5,000686
Net operating income$88,0008,183
2003-06-30 (YTD Data)Rank
Total interest income$895,0007,922
Total interest expense$161,0008,578
Net interest income$734,0007,485
Provision for loan and lease losses$20,0006,304
Total noninterest income$197,0006,048
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$159,0004,157
Trading account gains and fees$0150
Additional Noninterest Income$38,0007,030
Total noninterest expense$845,0006,545
Salaries and employee benefits$418,0006,829
Premises and equipment expense$157,0005,505
Additional noninterest expense$270,0006,303
Pre-tax net operating income$66,0008,257
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$66,0008,271
Extraordinary gains, net$030
Net income$66,0008,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,344
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$66,0008,130
2003-03-31 (YTD Data)Rank
Total interest income$444,0007,983
Total interest expense$81,0008,658
Net interest income$363,0007,520
Provision for loan and lease losses$10,0006,044
Total noninterest income$100,0005,923
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$76,0004,196
Trading account gains and fees$0134
Additional Noninterest Income$24,0006,621
Total noninterest expense$431,0006,487
Salaries and employee benefits$219,0006,708
Premises and equipment expense$79,0005,487
Additional noninterest expense$133,0006,350
Pre-tax net operating income$22,0008,426
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$22,0008,456
Extraordinary gains, net$021
Net income$22,0008,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$22,0008,331
2002-12-31 (YTD Data)Rank
Total interest income$1,826,0008,048
Total interest expense$440,0008,541
Net interest income$1,386,0007,613
Provision for loan and lease losses$30,0007,191
Total noninterest income$321,0006,313
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$274,0004,450
Trading account gains and fees$0153
Additional Noninterest Income$47,0007,677
Total noninterest expense$1,603,0006,648
Salaries and employee benefits$831,0006,772
Premises and equipment expense$307,0005,494
Additional noninterest expense$465,0006,712
Pre-tax net operating income$74,0008,388
Securities gains (losses)$04,537
Applicable income taxes$-20,0008,914
Income before extraordinary items$94,0008,362
Extraordinary gains, net$070
Net income$94,0008,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,119
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$14,000789
Net operating income$94,0008,272
2001-12-31 (YTD Data)Rank
Total interest income$1,775,0008,452
Total interest expense$661,0008,701
Net interest income$1,114,0008,056
Provision for loan and lease losses$25,0007,375
Total noninterest income$317,0006,265
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$271,0004,431
Trading account gains and fees$0177
Additional Noninterest Income$46,0007,791
Total noninterest expense$1,316,0007,195
Salaries and employee benefits$710,0007,163
Premises and equipment expense$296,0005,556
Additional noninterest expense$310,0007,778
Pre-tax net operating income$90,0008,377
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$90,0008,404
Extraordinary gains, net$0105
Net income$90,0008,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,671
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$1,010,000401
Net operating income$90,0008,302
2000-12-31 (YTD Data)Rank
Total interest income$1,520,0008,938
Total interest expense$639,0008,971
Net interest income$881,0008,731
Provision for loan and lease losses$08,337
Total noninterest income$299,0006,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$284,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$15,0009,181
Total noninterest expense$1,576,0006,543
Salaries and employee benefits$785,0006,802
Premises and equipment expense$238,0006,221
Additional noninterest expense$553,0006,052
Pre-tax net operating income$-396,0009,476
Securities gains (losses)$01,956
Applicable income taxes$-150,0009,647
Income before extraordinary items$-246,0009,410
Extraordinary gains, net$038
Net income$-246,0009,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-246,0009,409
1999-12-31 (YTD Data)Rank
Total interest income$652,0009,878
Total interest expense$267,0009,842
Net interest income$385,0009,844
Provision for loan and lease losses$157,0004,154
Total noninterest income$143,0008,193
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0006,103
Trading account gains and feesNANA
Additional Noninterest Income$9,0009,783
Total noninterest expense$765,0008,828
Salaries and employee benefits$337,0009,269
Premises and equipment expense$124,0008,153
Additional noninterest expense$303,0008,090
Pre-tax net operating income$-394,0009,772
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-394,0009,838
Extraordinary gains, net$035
Net income$-394,0009,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,165
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$3,009,000355
Net operating income$-394,0009,816

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.