Home > OptimumBank > Income and Expense
OptimumBank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $15,008,000 | 900 |
| Total interest expense | $5,581,000 | 894 |
| Net interest income | $9,427,000 | 917 |
| Provision for loan and lease losses | $-165,000 | 4,393 |
| Total noninterest income | $1,221,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $332,000 | 811 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $889,000 | 1,043 |
| Total noninterest expense | $5,124,000 | 1,253 |
| Salaries and employee benefits | $3,121,000 | 1,197 |
| Premises and equipment expense | $282,000 | 1,946 |
| Additional noninterest expense | $889,000 | 1,043 |
| Pre-tax net operating income | $5,689,000 | 659 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $1,452,000 | 514 |
| Income before extraordinary items | $4,237,000 | 706 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $4,237,000 | 718 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,237,000 | 706 |
| Net charge-offs | $246,000 | 559 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $4,237,000 | 703 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $59,634,000 | 895 |
| Total interest expense | $24,939,000 | 871 |
| Net interest income | $34,695,000 | 929 |
| Provision for loan and lease losses | $2,222,000 | 578 |
| Total noninterest income | $4,632,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $1,253,000 | 865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,379,000 | 1,118 |
| Total noninterest expense | $18,253,000 | 1,348 |
| Salaries and employee benefits | $10,516,000 | 1,333 |
| Premises and equipment expense | $884,000 | 2,202 |
| Additional noninterest expense | $3,379,000 | 1,118 |
| Pre-tax net operating income | $18,852,000 | 713 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $4,820,000 | 540 |
| Income before extraordinary items | $14,032,000 | 774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,032,000 | 780 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $14,032,000 | 774 |
| Net charge-offs | $1,395,000 | 584 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $14,032,000 | 777 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $43,988,000 | 898 |
| Total interest expense | $18,533,000 | 884 |
| Net interest income | $25,455,000 | 939 |
| Provision for loan and lease losses | $1,609,000 | 552 |
| Total noninterest income | $3,552,000 | 1,211 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $922,000 | 863 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,630,000 | 1,088 |
| Total noninterest expense | $13,536,000 | 1,342 |
| Salaries and employee benefits | $7,904,000 | 1,317 |
| Premises and equipment expense | $620,000 | 2,266 |
| Additional noninterest expense | $2,630,000 | 1,088 |
| Pre-tax net operating income | $13,862,000 | 704 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $3,541,000 | 552 |
| Income before extraordinary items | $10,321,000 | 781 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,321,000 | 794 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,321,000 | 783 |
| Net charge-offs | $1,149,000 | 505 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $10,321,000 | 778 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $28,658,000 | 911 |
| Total interest expense | $12,161,000 | 880 |
| Net interest income | $16,497,000 | 966 |
| Provision for loan and lease losses | $1,252,000 | 470 |
| Total noninterest income | $2,437,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $599,000 | 870 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,838,000 | 1,061 |
| Total noninterest expense | $8,748,000 | 1,373 |
| Salaries and employee benefits | $5,177,000 | 1,332 |
| Premises and equipment expense | $386,000 | 2,348 |
| Additional noninterest expense | $1,838,000 | 1,061 |
| Pre-tax net operating income | $8,934,000 | 723 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $2,282,000 | 564 |
| Income before extraordinary items | $6,652,000 | 795 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,652,000 | 806 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,652,000 | 797 |
| Net charge-offs | $869,000 | 440 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $6,652,000 | 794 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 3,836 |
| Total interest expense | $10,000 | 4,449 |
| Net interest income | $6,688,000 | 1,151 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,311 | 4,513 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $0 | 4,363 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,607 | 4,388 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,504 |
| Additional noninterest expense | $24,122 | 3,935 |
| Pre-tax net operating income | $0 | 4,212 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $1,000 | 4,254 |
| Extraordinary gains, net | $35,430,000 | 7 |
| Net income | $2,787,000 | 919 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $0 | 4,219 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $661,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $47 | 417 |
| Net operating income | $0 | 4,227 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $35,780,000 | 1,221 |
| Total interest expense | $12,068,000 | 1,133 |
| Net interest income | $23,712,000 | 1,262 |
| Provision for loan and lease losses | $4,047,000 | 375 |
| Total noninterest income | $3,453,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,253,000 | 848 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,200,000 | 1,538 |
| Total noninterest expense | $13,357,000 | 1,675 |
| Salaries and employee benefits | $7,583,000 | 1,675 |
| Premises and equipment expense | $713,000 | 2,471 |
| Additional noninterest expense | $2,200,000 | 1,538 |
| Pre-tax net operating income | $9,761,000 | 1,187 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,507,000 | 832 |
| Income before extraordinary items | $7,254,000 | 1,299 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,254,000 | 1,315 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,254,000 | 1,302 |
| Net charge-offs | $2,087,000 | 376 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,254,000 | 1,322 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $24,597,000 | 1,279 |
| Total interest expense | $8,033,000 | 1,154 |
| Net interest income | $16,564,000 | 1,334 |
| Provision for loan and lease losses | $2,970,000 | 364 |
| Total noninterest income | $2,412,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $904,000 | 874 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,508,000 | 1,608 |
| Total noninterest expense | $9,924,000 | 1,677 |
| Salaries and employee benefits | $5,601,000 | 1,687 |
| Premises and equipment expense | $532,000 | 2,480 |
| Additional noninterest expense | $1,508,000 | 1,608 |
| Pre-tax net operating income | $6,082,000 | 1,434 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,566,000 | 985 |
| Income before extraordinary items | $4,516,000 | 1,569 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,516,000 | 1,582 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,516,000 | 1,569 |
| Net charge-offs | $1,445,000 | 346 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,516,000 | 1,593 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,695,000 | 1,295 |
| Total interest expense | $5,044,000 | 1,111 |
| Net interest income | $10,651,000 | 1,384 |
| Provision for loan and lease losses | $1,524,000 | 410 |
| Total noninterest income | $1,501,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $585,000 | 878 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $916,000 | 1,617 |
| Total noninterest expense | $6,621,000 | 1,675 |
| Salaries and employee benefits | $3,658,000 | 1,711 |
| Premises and equipment expense | $342,000 | 2,513 |
| Additional noninterest expense | $916,000 | 1,615 |
| Pre-tax net operating income | $4,007,000 | 1,438 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,018,000 | 1,000 |
| Income before extraordinary items | $2,989,000 | 1,585 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,989,000 | 1,605 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,989,000 | 1,585 |
| Net charge-offs | $676,000 | 371 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,989,000 | 1,599 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 1,316 |
| Total interest expense | $2,458,000 | 1,024 |
| Net interest income | $5,060,000 | 1,461 |
| Provision for loan and lease losses | $820,000 | 395 |
| Total noninterest income | $729,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $296,000 | 873 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $433,000 | 1,646 |
| Total noninterest expense | $3,084,000 | 1,792 |
| Salaries and employee benefits | $1,796,000 | 1,758 |
| Premises and equipment expense | $168,000 | 2,569 |
| Additional noninterest expense | $433,000 | 1,646 |
| Pre-tax net operating income | $1,885,000 | 1,533 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $479,000 | 1,075 |
| Income before extraordinary items | $1,406,000 | 1,675 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,406,000 | 1,675 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,406,000 | 1,675 |
| Net charge-offs | $423,000 | 303 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,406,000 | 1,692 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,883,000 | 1,579 |
| Total interest expense | $4,046,000 | 922 |
| Net interest income | $15,837,000 | 1,721 |
| Provision for loan and lease losses | $3,466,000 | 362 |
| Total noninterest income | $2,960,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,046,000 | 981 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,914,000 | 1,660 |
| Total noninterest expense | $8,909,000 | 2,158 |
| Salaries and employee benefits | $5,079,000 | 2,156 |
| Premises and equipment expense | $607,000 | 2,697 |
| Additional noninterest expense | $1,914,000 | 1,660 |
| Pre-tax net operating income | $6,422,000 | 1,747 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,630,000 | 1,211 |
| Income before extraordinary items | $4,792,000 | 1,876 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,792,000 | 1,874 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,792,000 | 1,875 |
| Net charge-offs | $748,000 | 486 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,792,000 | 1,906 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,983,000 | 1,702 |
| Total interest expense | $1,700,000 | 1,173 |
| Net interest income | $11,283,000 | 1,763 |
| Provision for loan and lease losses | $2,758,000 | 327 |
| Total noninterest income | $2,107,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $788,000 | 987 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,319,000 | 1,770 |
| Total noninterest expense | $6,501,000 | 2,186 |
| Salaries and employee benefits | $3,760,000 | 2,176 |
| Premises and equipment expense | $449,000 | 2,712 |
| Additional noninterest expense | $1,319,000 | 1,770 |
| Pre-tax net operating income | $4,131,000 | 1,893 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,048,000 | 1,314 |
| Income before extraordinary items | $3,083,000 | 2,052 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,083,000 | 2,051 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,083,000 | 2,051 |
| Net charge-offs | $621,000 | 396 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,083,000 | 2,082 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 1,847 |
| Total interest expense | $508,000 | 1,936 |
| Net interest income | $6,980,000 | 1,817 |
| Provision for loan and lease losses | $1,384,000 | 333 |
| Total noninterest income | $1,414,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $540,000 | 953 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $874,000 | 1,811 |
| Total noninterest expense | $4,213,000 | 2,209 |
| Salaries and employee benefits | $2,436,000 | 2,215 |
| Premises and equipment expense | $290,000 | 2,778 |
| Additional noninterest expense | $1,487,000 | 2,021 |
| Pre-tax net operating income | $2,797,000 | 1,815 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $709,000 | 1,229 |
| Income before extraordinary items | $2,088,000 | 1,953 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,088,000 | 1,953 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,088,000 | 1,953 |
| Net charge-offs | $216,000 | 514 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,088,000 | 1,991 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 1,903 |
| Total interest expense | $235,000 | 1,991 |
| Net interest income | $3,228,000 | 1,884 |
| Provision for loan and lease losses | $393,000 | 410 |
| Total noninterest income | $650,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $242,000 | 1,026 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $408,000 | 1,886 |
| Total noninterest expense | $2,137,000 | 2,186 |
| Salaries and employee benefits | $1,226,000 | 2,204 |
| Premises and equipment expense | $142,000 | 2,830 |
| Additional noninterest expense | $769,000 | 1,934 |
| Pre-tax net operating income | $1,348,000 | 1,777 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $342,000 | 1,207 |
| Income before extraordinary items | $1,006,000 | 1,914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,006,000 | 1,913 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,006,000 | 1,914 |
| Net charge-offs | $57,000 | 632 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,006,000 | 1,930 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 2,418 |
| Total interest expense | $916,000 | 2,339 |
| Net interest income | $9,444,000 | 2,409 |
| Provision for loan and lease losses | $1,173,000 | 517 |
| Total noninterest income | $1,775,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $342,000 | 2,039 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,433,000 | 2,265 |
| Total noninterest expense | $6,184,000 | 2,683 |
| Salaries and employee benefits | $3,442,000 | 2,734 |
| Premises and equipment expense | $560,000 | 2,849 |
| Additional noninterest expense | $2,182,000 | 2,435 |
| Pre-tax net operating income | $3,862,000 | 2,372 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-1,550,000 | 4,828 |
| Income before extraordinary items | $5,412,000 | 1,784 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,412,000 | 1,784 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,412,000 | 1,785 |
| Net charge-offs | $4,000 | 2,487 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,412,000 | 1,749 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,245,000 | 2,552 |
| Total interest expense | $686,000 | 2,436 |
| Net interest income | $6,559,000 | 2,558 |
| Provision for loan and lease losses | $956,000 | 464 |
| Total noninterest income | $904,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $157,000 | 2,631 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $747,000 | 2,666 |
| Total noninterest expense | $4,263,000 | 2,829 |
| Salaries and employee benefits | $2,284,000 | 2,920 |
| Premises and equipment expense | $399,000 | 2,954 |
| Additional noninterest expense | $1,580,000 | 2,489 |
| Pre-tax net operating income | $2,244,000 | 2,811 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,244,000 | 2,656 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,244,000 | 2,656 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,244,000 | 2,656 |
| Net charge-offs | $166,000 | 866 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,244,000 | 2,634 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 2,768 |
| Total interest expense | $477,000 | 2,440 |
| Net interest income | $3,789,000 | 2,777 |
| Provision for loan and lease losses | $374,000 | 767 |
| Total noninterest income | $480,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $75,000 | 2,987 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $405,000 | 2,829 |
| Total noninterest expense | $2,681,000 | 2,921 |
| Salaries and employee benefits | $1,386,000 | 3,065 |
| Premises and equipment expense | $262,000 | 2,971 |
| Additional noninterest expense | $1,033,000 | 2,517 |
| Pre-tax net operating income | $1,214,000 | 3,038 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,214,000 | 2,914 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,214,000 | 2,913 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,214,000 | 2,914 |
| Net charge-offs | $48,000 | 1,165 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,214,000 | 2,893 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 2,898 |
| Total interest expense | $260,000 | 2,388 |
| Net interest income | $1,707,000 | 2,914 |
| Provision for loan and lease losses | $-24,000 | 4,602 |
| Total noninterest income | $175,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $29,000 | 3,251 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $146,000 | 3,144 |
| Total noninterest expense | $1,263,000 | 3,006 |
| Salaries and employee benefits | $680,000 | 3,091 |
| Premises and equipment expense | $125,000 | 3,065 |
| Additional noninterest expense | $458,000 | 2,703 |
| Pre-tax net operating income | $643,000 | 2,958 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $643,000 | 2,818 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $643,000 | 2,816 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $643,000 | 2,818 |
| Net charge-offs | $-8,000 | 3,977 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $643,000 | 2,774 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,716,000 | 3,128 |
| Total interest expense | $1,601,000 | 2,281 |
| Net interest income | $5,115,000 | 3,305 |
| Provision for loan and lease losses | $1,020,000 | 1,581 |
| Total noninterest income | $283,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $30,000 | 4,445 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $253,000 | 3,769 |
| Total noninterest expense | $4,420,000 | 3,219 |
| Salaries and employee benefits | $2,271,000 | 3,357 |
| Premises and equipment expense | $502,000 | 3,041 |
| Additional noninterest expense | $1,647,000 | 2,870 |
| Pre-tax net operating income | $-42,000 | 4,761 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-42,000 | 4,789 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-42,000 | 4,789 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-42,000 | 4,789 |
| Net charge-offs | $1,123,000 | 608 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-42,000 | 4,755 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 3,189 |
| Total interest expense | $1,292,000 | 2,274 |
| Net interest income | $3,631,000 | 3,418 |
| Provision for loan and lease losses | $1,236,000 | 1,199 |
| Total noninterest income | $165,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $12,000 | 4,695 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $153,000 | 3,926 |
| Total noninterest expense | $3,159,000 | 3,279 |
| Salaries and employee benefits | $1,577,000 | 3,472 |
| Premises and equipment expense | $377,000 | 3,054 |
| Additional noninterest expense | $1,205,000 | 2,914 |
| Pre-tax net operating income | $-599,000 | 4,908 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-599,000 | 4,909 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-599,000 | 4,909 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-599,000 | 4,909 |
| Net charge-offs | $1,101,000 | 478 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-599,000 | 4,904 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 3,298 |
| Total interest expense | $914,000 | 2,279 |
| Net interest income | $2,221,000 | 3,577 |
| Provision for loan and lease losses | $713,000 | 1,319 |
| Total noninterest income | $101,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $6,000 | 4,783 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $95,000 | 3,969 |
| Total noninterest expense | $2,030,000 | 3,342 |
| Salaries and employee benefits | $1,009,000 | 3,549 |
| Premises and equipment expense | $252,000 | 3,043 |
| Additional noninterest expense | $769,000 | 2,978 |
| Pre-tax net operating income | $-421,000 | 4,925 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-421,000 | 4,917 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-421,000 | 4,917 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-421,000 | 4,917 |
| Net charge-offs | $58,000 | 1,649 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-421,000 | 4,923 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 3,370 |
| Total interest expense | $471,000 | 2,381 |
| Net interest income | $1,038,000 | 3,673 |
| Provision for loan and lease losses | $190,000 | 1,490 |
| Total noninterest income | $67,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $4,000 | 4,794 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $63,000 | 3,645 |
| Total noninterest expense | $1,062,000 | 3,306 |
| Salaries and employee benefits | $535,000 | 3,482 |
| Premises and equipment expense | $129,000 | 3,027 |
| Additional noninterest expense | $398,000 | 2,949 |
| Pre-tax net operating income | $-147,000 | 4,905 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-147,000 | 4,873 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-147,000 | 4,872 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-147,000 | 4,873 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-147,000 | 4,901 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 3,677 |
| Total interest expense | $1,749,000 | 2,554 |
| Net interest income | $3,425,000 | 4,003 |
| Provision for loan and lease losses | $-79,000 | 4,975 |
| Total noninterest income | $-36,000 | 5,149 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $13,000 | 4,930 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $-49,000 | 5,136 |
| Total noninterest expense | $3,767,000 | 3,516 |
| Salaries and employee benefits | $1,862,000 | 3,733 |
| Premises and equipment expense | $428,000 | 3,356 |
| Additional noninterest expense | $1,477,000 | 3,114 |
| Pre-tax net operating income | $-299,000 | 5,045 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-52,000 | 5,063 |
| Income before extraordinary items | $-247,000 | 5,042 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-247,000 | 5,044 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-247,000 | 5,044 |
| Net charge-offs | $155,000 | 1,898 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-247,000 | 5,037 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 3,808 |
| Total interest expense | $1,246,000 | 2,647 |
| Net interest income | $2,450,000 | 4,110 |
| Provision for loan and lease losses | $45,000 | 3,145 |
| Total noninterest income | $153,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $11,000 | 4,984 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $142,000 | 4,021 |
| Total noninterest expense | $2,764,000 | 3,585 |
| Salaries and employee benefits | $1,408,000 | 3,739 |
| Premises and equipment expense | $296,000 | 3,520 |
| Additional noninterest expense | $1,060,000 | 3,224 |
| Pre-tax net operating income | $-206,000 | 5,121 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-52,000 | 5,172 |
| Income before extraordinary items | $-154,000 | 5,121 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-154,000 | 5,121 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-154,000 | 5,121 |
| Net charge-offs | $185,000 | 1,353 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-154,000 | 5,114 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 3,845 |
| Total interest expense | $781,000 | 2,701 |
| Net interest income | $1,654,000 | 4,124 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $124,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $7,000 | 5,035 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $117,000 | 3,855 |
| Total noninterest expense | $1,868,000 | 3,588 |
| Salaries and employee benefits | $952,000 | 3,737 |
| Premises and equipment expense | $198,000 | 3,537 |
| Additional noninterest expense | $718,000 | 3,220 |
| Pre-tax net operating income | $-90,000 | 5,160 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-52,000 | 5,218 |
| Income before extraordinary items | $-38,000 | 5,138 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-38,000 | 5,136 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-38,000 | 5,136 |
| Net charge-offs | $191,000 | 1,016 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-38,000 | 5,133 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 3,902 |
| Total interest expense | $363,000 | 2,776 |
| Net interest income | $827,000 | 4,170 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $37,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $3,000 | 5,102 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 4,284 |
| Total noninterest expense | $906,000 | 3,673 |
| Salaries and employee benefits | $463,000 | 3,835 |
| Premises and equipment expense | $97,000 | 3,596 |
| Additional noninterest expense | $346,000 | 3,302 |
| Pre-tax net operating income | $-42,000 | 5,214 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-52,000 | 5,266 |
| Income before extraordinary items | $10,000 | 5,115 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,000 | 5,114 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $10,000 | 5,114 |
| Net charge-offs | $197,000 | 628 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $10,000 | 5,108 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 4,024 |
| Total interest expense | $935,000 | 3,035 |
| Net interest income | $3,343,000 | 4,167 |
| Provision for loan and lease losses | $-1,754,000 | 5,363 |
| Total noninterest income | $76,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $9,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 4,788 |
| Total noninterest expense | $3,570,000 | 3,697 |
| Salaries and employee benefits | $1,764,000 | 3,903 |
| Premises and equipment expense | $386,000 | 3,586 |
| Additional noninterest expense | $1,420,000 | 3,270 |
| Pre-tax net operating income | $1,603,000 | 3,444 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,603,000 | 3,275 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,603,000 | 3,274 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,603,000 | 3,274 |
| Net charge-offs | $-7,000 | 4,456 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,603,000 | 3,278 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 4,072 |
| Total interest expense | $640,000 | 3,107 |
| Net interest income | $2,518,000 | 4,206 |
| Provision for loan and lease losses | $-2,100,000 | 5,443 |
| Total noninterest income | $59,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $6,000 | 5,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 4,839 |
| Total noninterest expense | $2,657,000 | 3,733 |
| Salaries and employee benefits | $1,306,000 | 3,955 |
| Premises and equipment expense | $287,000 | 3,639 |
| Additional noninterest expense | $1,064,000 | 3,282 |
| Pre-tax net operating income | $2,020,000 | 2,716 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,020,000 | 2,505 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,020,000 | 2,504 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,020,000 | 2,504 |
| Net charge-offs | $-14,000 | 4,567 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,020,000 | 2,497 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 4,127 |
| Total interest expense | $395,000 | 3,146 |
| Net interest income | $1,660,000 | 4,243 |
| Provision for loan and lease losses | $-2,100,000 | 5,513 |
| Total noninterest income | $46,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $5,000 | 5,311 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 4,798 |
| Total noninterest expense | $1,718,000 | 3,812 |
| Salaries and employee benefits | $863,000 | 3,995 |
| Premises and equipment expense | $186,000 | 3,722 |
| Additional noninterest expense | $669,000 | 3,417 |
| Pre-tax net operating income | $2,088,000 | 2,038 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,088,000 | 1,818 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,088,000 | 1,816 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,088,000 | 1,817 |
| Net charge-offs | $-8,000 | 4,455 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,088,000 | 1,809 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 4,148 |
| Total interest expense | $194,000 | 3,134 |
| Net interest income | $827,000 | 4,269 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $6,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $2,000 | 5,381 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $4,000 | 5,344 |
| Total noninterest expense | $814,000 | 3,958 |
| Salaries and employee benefits | $425,000 | 4,060 |
| Premises and equipment expense | $93,000 | 3,765 |
| Additional noninterest expense | $296,000 | 3,676 |
| Pre-tax net operating income | $19,000 | 5,320 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $19,000 | 5,302 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $19,000 | 5,302 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $19,000 | 5,302 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $19,000 | 5,307 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 3,835 |
| Total interest expense | $971,000 | 2,592 |
| Net interest income | $3,762,000 | 4,044 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $22,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $10,000 | 5,450 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $12,000 | 5,433 |
| Total noninterest expense | $3,716,000 | 3,702 |
| Salaries and employee benefits | $1,678,000 | 4,080 |
| Premises and equipment expense | $370,000 | 3,803 |
| Additional noninterest expense | $1,668,000 | 3,004 |
| Pre-tax net operating income | $68,000 | 5,352 |
| Securities gains (losses) | $11,000 | 1,559 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $79,000 | 5,248 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,247 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $79,000 | 5,248 |
| Net charge-offs | $-76,000 | 5,233 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $68,000 | 5,262 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 3,893 |
| Total interest expense | $735,000 | 2,567 |
| Net interest income | $2,753,000 | 4,137 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $15,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $6,000 | 5,525 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $9,000 | 5,509 |
| Total noninterest expense | $2,746,000 | 3,733 |
| Salaries and employee benefits | $1,281,000 | 4,072 |
| Premises and equipment expense | $279,000 | 3,817 |
| Additional noninterest expense | $1,186,000 | 3,124 |
| Pre-tax net operating income | $22,000 | 5,480 |
| Securities gains (losses) | $7,000 | 1,738 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $29,000 | 5,480 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $29,000 | 5,480 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $29,000 | 5,480 |
| Net charge-offs | $11,000 | 3,228 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $22,000 | 5,486 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 3,910 |
| Total interest expense | $486,000 | 2,537 |
| Net interest income | $1,828,000 | 4,151 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $10,000 | 5,680 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $4,000 | 5,568 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $6,000 | 5,539 |
| Total noninterest expense | $1,848,000 | 3,732 |
| Salaries and employee benefits | $864,000 | 4,078 |
| Premises and equipment expense | $192,000 | 3,775 |
| Additional noninterest expense | $792,000 | 3,134 |
| Pre-tax net operating income | $-10,000 | 5,568 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-10,000 | 5,564 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-10,000 | 5,564 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-10,000 | 5,564 |
| Net charge-offs | $20,000 | 2,580 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-10,000 | 5,562 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 3,876 |
| Total interest expense | $226,000 | 2,630 |
| Net interest income | $970,000 | 4,041 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $5,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $2,000 | 5,612 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,614 |
| Total noninterest expense | $950,000 | 3,724 |
| Salaries and employee benefits | $435,000 | 4,105 |
| Premises and equipment expense | $96,000 | 3,817 |
| Additional noninterest expense | $419,000 | 3,024 |
| Pre-tax net operating income | $25,000 | 5,467 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $25,000 | 5,451 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $25,000 | 5,451 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $25,000 | 5,451 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $25,000 | 5,448 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 3,888 |
| Total interest expense | $886,000 | 2,620 |
| Net interest income | $3,881,000 | 4,052 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $213,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $14,000 | 5,627 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $199,000 | 4,364 |
| Total noninterest expense | $3,606,000 | 3,859 |
| Salaries and employee benefits | $1,662,000 | 4,194 |
| Premises and equipment expense | $420,000 | 3,693 |
| Additional noninterest expense | $1,524,000 | 3,305 |
| Pre-tax net operating income | $488,000 | 4,843 |
| Securities gains (losses) | $-186,000 | 5,837 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $302,000 | 5,101 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $302,000 | 5,100 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $302,000 | 5,100 |
| Net charge-offs | $-1,621,000 | 5,882 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 652 |
| Net operating income | $488,000 | 4,716 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 3,878 |
| Total interest expense | $670,000 | 2,607 |
| Net interest income | $2,980,000 | 4,044 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $30,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $11,000 | 5,689 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $19,000 | 5,594 |
| Total noninterest expense | $2,791,000 | 3,797 |
| Salaries and employee benefits | $1,293,000 | 4,124 |
| Premises and equipment expense | $315,000 | 3,711 |
| Additional noninterest expense | $1,183,000 | 3,258 |
| Pre-tax net operating income | $219,000 | 5,260 |
| Securities gains (losses) | $48,000 | 1,795 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $267,000 | 5,071 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $267,000 | 5,071 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $267,000 | 5,071 |
| Net charge-offs | $-1,874,000 | 5,955 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 606 |
| Net operating income | $219,000 | 5,156 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 3,918 |
| Total interest expense | $445,000 | 2,635 |
| Net interest income | $1,964,000 | 4,093 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $14,000 | 5,924 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $8,000 | 5,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 5,801 |
| Total noninterest expense | $1,887,000 | 3,795 |
| Salaries and employee benefits | $886,000 | 4,100 |
| Premises and equipment expense | $208,000 | 3,747 |
| Additional noninterest expense | $793,000 | 3,253 |
| Pre-tax net operating income | $91,000 | 5,486 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $136,000 | 5,291 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $136,000 | 5,290 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $136,000 | 5,290 |
| Net charge-offs | $-1,945,000 | 6,045 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 579 |
| Net operating income | $91,000 | 5,445 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 3,975 |
| Total interest expense | $210,000 | 2,754 |
| Net interest income | $972,000 | 4,126 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $7,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $4,000 | 5,779 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $964,000 | 3,783 |
| Salaries and employee benefits | $430,000 | 4,196 |
| Premises and equipment expense | $110,000 | 3,683 |
| Additional noninterest expense | $424,000 | 3,099 |
| Pre-tax net operating income | $15,000 | 5,706 |
| Securities gains (losses) | $28,000 | 1,083 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $43,000 | 5,521 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $43,000 | 5,521 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $43,000 | 5,521 |
| Net charge-offs | $-1,785,000 | 6,113 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 517 |
| Net operating income | $15,000 | 5,693 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 4,014 |
| Total interest expense | $724,000 | 3,001 |
| Net interest income | $3,920,000 | 4,110 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $48,000 | 5,954 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $25,000 | 5,757 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $23,000 | 5,786 |
| Total noninterest expense | $3,794,000 | 3,822 |
| Salaries and employee benefits | $1,768,000 | 4,161 |
| Premises and equipment expense | $412,000 | 3,855 |
| Additional noninterest expense | $1,614,000 | 3,254 |
| Pre-tax net operating income | $174,000 | 5,521 |
| Securities gains (losses) | $60,000 | 1,515 |
| Applicable income taxes | $-320,000 | 6,058 |
| Income before extraordinary items | $554,000 | 4,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $554,000 | 4,712 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $554,000 | 4,712 |
| Net charge-offs | $-29,000 | 5,429 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 624 |
| Net operating income | $494,000 | 4,773 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 4,099 |
| Total interest expense | $534,000 | 3,073 |
| Net interest income | $2,878,000 | 4,201 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $-20,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $18,000 | 5,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-38,000 | 6,189 |
| Total noninterest expense | $2,833,000 | 3,856 |
| Salaries and employee benefits | $1,309,000 | 4,205 |
| Premises and equipment expense | $319,000 | 3,844 |
| Additional noninterest expense | $1,205,000 | 3,275 |
| Pre-tax net operating income | $25,000 | 5,888 |
| Securities gains (losses) | $60,000 | 1,353 |
| Applicable income taxes | $-320,000 | 6,204 |
| Income before extraordinary items | $405,000 | 4,836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 4,839 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $405,000 | 4,841 |
| Net charge-offs | $257,000 | 1,323 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 601 |
| Net operating income | $345,000 | 4,953 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 4,175 |
| Total interest expense | $353,000 | 3,108 |
| Net interest income | $1,864,000 | 4,283 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $145,000 | 4,900 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $12,000 | 5,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $133,000 | 4,176 |
| Total noninterest expense | $1,791,000 | 4,014 |
| Salaries and employee benefits | $883,000 | 4,220 |
| Premises and equipment expense | $217,000 | 3,831 |
| Additional noninterest expense | $691,000 | 3,615 |
| Pre-tax net operating income | $218,000 | 5,169 |
| Securities gains (losses) | $32,000 | 1,463 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $250,000 | 4,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 4,914 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $250,000 | 4,915 |
| Net charge-offs | $65,000 | 2,105 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 598 |
| Net operating income | $218,000 | 4,999 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 4,250 |
| Total interest expense | $172,000 | 3,188 |
| Net interest income | $904,000 | 4,362 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $61,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $890,000 | 4,068 |
| Salaries and employee benefits | $438,000 | 4,265 |
| Premises and equipment expense | $110,000 | 3,843 |
| Additional noninterest expense | $342,000 | 3,643 |
| Pre-tax net operating income | $75,000 | 5,417 |
| Securities gains (losses) | $32,000 | 1,035 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $107,000 | 5,062 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $107,000 | 5,064 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $107,000 | 5,066 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 574 |
| Net operating income | $75,000 | 5,303 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 3,648 |
| Total interest expense | $756,000 | 3,155 |
| Net interest income | $4,937,000 | 3,682 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,429,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $24,000 | 6,089 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,405,000 | 1,851 |
| Total noninterest expense | $4,100,000 | 3,774 |
| Salaries and employee benefits | $1,760,000 | 4,274 |
| Premises and equipment expense | $446,000 | 3,874 |
| Additional noninterest expense | $1,894,000 | 3,012 |
| Pre-tax net operating income | $2,266,000 | 2,773 |
| Securities gains (losses) | $112,000 | 1,169 |
| Applicable income taxes | $-4,787,000 | 6,477 |
| Income before extraordinary items | $7,165,000 | 933 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,165,000 | 932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,165,000 | 932 |
| Net charge-offs | $-33,000 | 5,907 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $988,000 | 213 |
| Net operating income | $7,053,000 | 915 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 3,627 |
| Total interest expense | $582,000 | 3,158 |
| Net interest income | $3,778,000 | 3,654 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,423,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $19,000 | 6,147 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,404,000 | 1,522 |
| Total noninterest expense | $3,076,000 | 3,799 |
| Salaries and employee benefits | $1,342,000 | 4,246 |
| Premises and equipment expense | $337,000 | 3,918 |
| Additional noninterest expense | $1,397,000 | 3,046 |
| Pre-tax net operating income | $2,125,000 | 2,417 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,124,000 | 2,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,124,000 | 2,120 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,124,000 | 2,120 |
| Net charge-offs | $-30,000 | 5,896 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $979,000 | 145 |
| Net operating income | $2,125,000 | 2,080 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 3,465 |
| Total interest expense | $404,000 | 3,104 |
| Net interest income | $2,719,000 | 3,486 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,393,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $14,000 | 6,157 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,379,000 | 1,165 |
| Total noninterest expense | $2,088,000 | 3,763 |
| Salaries and employee benefits | $947,000 | 4,141 |
| Premises and equipment expense | $222,000 | 3,971 |
| Additional noninterest expense | $919,000 | 3,092 |
| Pre-tax net operating income | $2,024,000 | 1,805 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,024,000 | 1,527 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,024,000 | 1,530 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,024,000 | 1,529 |
| Net charge-offs | $-27,000 | 5,990 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 612 |
| Net operating income | $2,024,000 | 1,489 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 4,034 |
| Total interest expense | $207,000 | 3,092 |
| Net interest income | $1,035,000 | 4,174 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $549,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $542,000 | 1,335 |
| Total noninterest expense | $982,000 | 3,943 |
| Salaries and employee benefits | $485,000 | 4,123 |
| Premises and equipment expense | $110,000 | 4,008 |
| Additional noninterest expense | $387,000 | 3,490 |
| Pre-tax net operating income | $602,000 | 2,562 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $602,000 | 2,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $602,000 | 2,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $602,000 | 2,265 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 584 |
| Net operating income | $602,000 | 2,225 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 3,910 |
| Total interest expense | $1,766,000 | 1,908 |
| Net interest income | $3,559,000 | 4,541 |
| Provision for loan and lease losses | $2,194,000 | 583 |
| Total noninterest income | $-1,040,000 | 6,793 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $69,000 | 5,686 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,109,000 | 6,783 |
| Total noninterest expense | $6,642,000 | 2,746 |
| Salaries and employee benefits | $1,971,000 | 4,118 |
| Premises and equipment expense | $464,000 | 3,894 |
| Additional noninterest expense | $4,207,000 | 1,562 |
| Pre-tax net operating income | $-6,317,000 | 6,769 |
| Securities gains (losses) | $-382,000 | 6,689 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-6,699,000 | 6,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,699,000 | 6,771 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-6,699,000 | 6,771 |
| Net charge-offs | $2,442,000 | 641 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 679 |
| Net operating income | $-6,317,000 | 6,762 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,024 |
| Total interest expense | $1,410,000 | 1,843 |
| Net interest income | $2,457,000 | 4,776 |
| Provision for loan and lease losses | $2,194,000 | 452 |
| Total noninterest income | $-770,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $61,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-831,000 | 6,865 |
| Total noninterest expense | $3,538,000 | 3,561 |
| Salaries and employee benefits | $1,443,000 | 4,178 |
| Premises and equipment expense | $343,000 | 3,980 |
| Additional noninterest expense | $1,752,000 | 2,619 |
| Pre-tax net operating income | $-4,045,000 | 6,843 |
| Securities gains (losses) | $-382,000 | 6,818 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-4,427,000 | 6,847 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-4,427,000 | 6,848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,427,000 | 6,848 |
| Net charge-offs | $1,729,000 | 662 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 638 |
| Net operating income | $-4,045,000 | 6,839 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 4,046 |
| Total interest expense | $1,016,000 | 1,757 |
| Net interest income | $1,558,000 | 4,905 |
| Provision for loan and lease losses | $2,194,000 | 326 |
| Total noninterest income | $-789,000 | 6,922 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $46,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-835,000 | 6,917 |
| Total noninterest expense | $2,468,000 | 3,458 |
| Salaries and employee benefits | $985,000 | 4,155 |
| Premises and equipment expense | $226,000 | 4,021 |
| Additional noninterest expense | $1,257,000 | 2,432 |
| Pre-tax net operating income | $-3,893,000 | 6,910 |
| Securities gains (losses) | $-353,000 | 6,897 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-4,246,000 | 6,911 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-4,246,000 | 6,912 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,246,000 | 6,912 |
| Net charge-offs | $2,066,000 | 435 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 607 |
| Net operating income | $-3,893,000 | 6,906 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,047 |
| Total interest expense | $527,000 | 1,739 |
| Net interest income | $779,000 | 4,923 |
| Provision for loan and lease losses | $1,372,000 | 293 |
| Total noninterest income | $-142,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-170,000 | 6,961 |
| Total noninterest expense | $1,156,000 | 3,649 |
| Salaries and employee benefits | $467,000 | 4,317 |
| Premises and equipment expense | $116,000 | 3,975 |
| Additional noninterest expense | $573,000 | 2,661 |
| Pre-tax net operating income | $-1,891,000 | 6,975 |
| Securities gains (losses) | $-203,000 | 6,978 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-2,094,000 | 6,982 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,094,000 | 6,983 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,094,000 | 6,983 |
| Net charge-offs | $1,291,000 | 379 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 593 |
| Net operating income | $-1,891,000 | 6,973 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 4,205 |
| Total interest expense | $2,423,000 | 1,802 |
| Net interest income | $2,785,000 | 5,270 |
| Provision for loan and lease losses | $1,653,000 | 1,240 |
| Total noninterest income | $113,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $20,000 | 6,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $93,000 | 5,409 |
| Total noninterest expense | $5,138,000 | 3,399 |
| Salaries and employee benefits | $1,667,000 | 4,585 |
| Premises and equipment expense | $464,000 | 3,995 |
| Additional noninterest expense | $3,007,000 | 2,155 |
| Pre-tax net operating income | $-3,893,000 | 6,924 |
| Securities gains (losses) | $-409,000 | 6,999 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-4,302,000 | 6,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,302,000 | 6,945 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,302,000 | 6,945 |
| Net charge-offs | $1,543,000 | 1,382 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $3,407,000 | 118 |
| Net operating income | $-3,893,000 | 6,926 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 4,294 |
| Total interest expense | $1,864,000 | 1,826 |
| Net interest income | $2,025,000 | 5,397 |
| Provision for loan and lease losses | $378,000 | 2,663 |
| Total noninterest income | $192,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $4,000 | 6,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 4,333 |
| Total noninterest expense | $3,936,000 | 3,367 |
| Salaries and employee benefits | $1,233,000 | 4,639 |
| Premises and equipment expense | $346,000 | 4,066 |
| Additional noninterest expense | $2,357,000 | 2,073 |
| Pre-tax net operating income | $-2,097,000 | 6,978 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-2,097,000 | 6,999 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,097,000 | 6,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,097,000 | 6,998 |
| Net charge-offs | $791,000 | 1,688 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $3,166,000 | 82 |
| Net operating income | $-2,097,000 | 6,981 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 4,318 |
| Total interest expense | $1,273,000 | 1,840 |
| Net interest income | $1,322,000 | 5,478 |
| Provision for loan and lease losses | $181,000 | 3,102 |
| Total noninterest income | $193,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,000 | 6,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 3,747 |
| Total noninterest expense | $2,509,000 | 3,490 |
| Salaries and employee benefits | $788,000 | 4,779 |
| Premises and equipment expense | $227,000 | 4,112 |
| Additional noninterest expense | $1,494,000 | 2,168 |
| Pre-tax net operating income | $-1,175,000 | 6,997 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,175,000 | 7,028 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,175,000 | 7,027 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,175,000 | 7,028 |
| Net charge-offs | $428,000 | 1,932 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,554,000 | 94 |
| Net operating income | $-1,175,000 | 7,006 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 4,331 |
| Total interest expense | $639,000 | 1,919 |
| Net interest income | $671,000 | 5,479 |
| Provision for loan and lease losses | $27,000 | 4,294 |
| Total noninterest income | $4,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $1,153,000 | 3,745 |
| Salaries and employee benefits | $386,000 | 4,864 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $656,000 | 2,440 |
| Pre-tax net operating income | $-505,000 | 7,041 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-505,000 | 7,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-505,000 | 7,070 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-505,000 | 7,071 |
| Net charge-offs | $401,000 | 1,251 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $1,392,000 | 56 |
| Net operating income | $-505,000 | 7,050 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 3,823 |
| Total interest expense | $3,279,000 | 1,801 |
| Net interest income | $3,303,000 | 5,045 |
| Provision for loan and lease losses | $-149,000 | 7,275 |
| Total noninterest income | $-118,000 | 7,090 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,000 | 6,920 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-122,000 | 6,904 |
| Total noninterest expense | $6,920,000 | 2,688 |
| Salaries and employee benefits | $1,750,000 | 4,534 |
| Premises and equipment expense | $501,000 | 4,039 |
| Additional noninterest expense | $4,669,000 | 1,468 |
| Pre-tax net operating income | $-3,586,000 | 6,972 |
| Securities gains (losses) | $153,000 | 1,696 |
| Applicable income taxes | $41,000 | 3,841 |
| Income before extraordinary items | $-3,474,000 | 6,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,474,000 | 6,988 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,474,000 | 6,988 |
| Net charge-offs | $1,205,000 | 2,143 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $8,586,000 | 77 |
| Net operating income | $-3,627,000 | 6,982 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,079,000 | 3,804 |
| Total interest expense | $2,534,000 | 1,821 |
| Net interest income | $2,545,000 | 5,014 |
| Provision for loan and lease losses | $652,000 | 2,543 |
| Total noninterest income | $-125,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,000 | 6,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-129,000 | 7,084 |
| Total noninterest expense | $5,424,000 | 2,588 |
| Salaries and employee benefits | $1,347,000 | 4,451 |
| Premises and equipment expense | $376,000 | 4,071 |
| Additional noninterest expense | $3,701,000 | 1,396 |
| Pre-tax net operating income | $-3,656,000 | 7,156 |
| Securities gains (losses) | $153,000 | 1,416 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,503,000 | 7,188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,503,000 | 7,185 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,503,000 | 7,188 |
| Net charge-offs | $1,218,000 | 1,705 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,656,000 | 7,185 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 3,714 |
| Total interest expense | $1,741,000 | 1,833 |
| Net interest income | $1,817,000 | 4,843 |
| Provision for loan and lease losses | $894,000 | 1,617 |
| Total noninterest income | $-110,000 | 7,307 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,000 | 6,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-113,000 | 7,221 |
| Total noninterest expense | $3,966,000 | 2,430 |
| Salaries and employee benefits | $911,000 | 4,449 |
| Premises and equipment expense | $253,000 | 4,078 |
| Additional noninterest expense | $2,802,000 | 1,261 |
| Pre-tax net operating income | $-3,153,000 | 7,285 |
| Securities gains (losses) | $153,000 | 870 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,000,000 | 7,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,000,000 | 7,293 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,000,000 | 7,294 |
| Net charge-offs | $1,522,000 | 1,107 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,153,000 | 7,302 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,618 |
| Total interest expense | $895,000 | 1,844 |
| Net interest income | $950,000 | 4,727 |
| Provision for loan and lease losses | $34,000 | 4,533 |
| Total noninterest income | $-162,000 | 7,455 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-163,000 | 7,414 |
| Total noninterest expense | $1,844,000 | 2,586 |
| Salaries and employee benefits | $461,000 | 4,450 |
| Premises and equipment expense | $126,000 | 4,142 |
| Additional noninterest expense | $1,257,000 | 1,389 |
| Pre-tax net operating income | $-1,090,000 | 7,294 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,090,000 | 7,309 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,090,000 | 7,309 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,090,000 | 7,310 |
| Net charge-offs | $217,000 | 2,055 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,090,000 | 7,309 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 3,280 |
| Total interest expense | $4,723,000 | 1,726 |
| Net interest income | $4,079,000 | 4,534 |
| Provision for loan and lease losses | $3,645,000 | 1,419 |
| Total noninterest income | $-308,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 6,746 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-314,000 | 7,346 |
| Total noninterest expense | $9,320,000 | 2,070 |
| Salaries and employee benefits | $1,789,000 | 4,547 |
| Premises and equipment expense | $552,000 | 3,941 |
| Additional noninterest expense | $6,979,000 | 1,058 |
| Pre-tax net operating income | $-9,194,000 | 7,329 |
| Securities gains (losses) | $1,350,000 | 375 |
| Applicable income taxes | $349,000 | 2,225 |
| Income before extraordinary items | $-8,193,000 | 7,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,193,000 | 7,329 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,193,000 | 7,329 |
| Net charge-offs | $9,305,000 | 640 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,543,000 | 7,353 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 3,206 |
| Total interest expense | $3,768,000 | 1,698 |
| Net interest income | $3,182,000 | 4,457 |
| Provision for loan and lease losses | $3,199,000 | 1,213 |
| Total noninterest income | $-317,000 | 7,604 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $5,000 | 6,837 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-322,000 | 7,518 |
| Total noninterest expense | $7,610,000 | 1,919 |
| Salaries and employee benefits | $1,336,000 | 4,589 |
| Premises and equipment expense | $427,000 | 3,917 |
| Additional noninterest expense | $5,847,000 | 909 |
| Pre-tax net operating income | $-7,944,000 | 7,507 |
| Securities gains (losses) | $1,350,000 | 320 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,594,000 | 7,501 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,594,000 | 7,500 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,594,000 | 7,501 |
| Net charge-offs | $9,318,000 | 484 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,944,000 | 7,526 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 3,061 |
| Total interest expense | $2,692,000 | 1,672 |
| Net interest income | $2,271,000 | 4,283 |
| Provision for loan and lease losses | $2,193,000 | 1,200 |
| Total noninterest income | $-177,000 | 7,674 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,000 | 6,893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-180,000 | 7,593 |
| Total noninterest expense | $6,358,000 | 1,554 |
| Salaries and employee benefits | $868,000 | 4,693 |
| Premises and equipment expense | $286,000 | 3,942 |
| Additional noninterest expense | $5,204,000 | 698 |
| Pre-tax net operating income | $-6,457,000 | 7,605 |
| Securities gains (losses) | $1,350,000 | 194 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,107,000 | 7,589 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,107,000 | 7,589 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,107,000 | 7,589 |
| Net charge-offs | $8,064,000 | 389 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,457,000 | 7,632 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 2,761 |
| Total interest expense | $1,608,000 | 1,466 |
| Net interest income | $1,249,000 | 4,043 |
| Provision for loan and lease losses | $692,000 | 1,491 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $2,000 | 6,961 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $4,967,000 | 1,004 |
| Salaries and employee benefits | $405,000 | 4,966 |
| Premises and equipment expense | $142,000 | 4,028 |
| Additional noninterest expense | $4,420,000 | 422 |
| Pre-tax net operating income | $-4,391,000 | 7,746 |
| Securities gains (losses) | $1,344,000 | 115 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-3,047,000 | 7,717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,047,000 | 7,718 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,047,000 | 7,718 |
| Net charge-offs | $3,212,000 | 468 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,391,000 | 7,759 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,014,000 | 2,378 |
| Total interest expense | $8,076,000 | 1,478 |
| Net interest income | $5,938,000 | 3,500 |
| Provision for loan and lease losses | $15,794,000 | 584 |
| Total noninterest income | $27,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $8,000 | 7,035 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $19,000 | 6,977 |
| Total noninterest expense | $4,732,000 | 3,850 |
| Salaries and employee benefits | $1,964,000 | 4,415 |
| Premises and equipment expense | $590,000 | 3,921 |
| Additional noninterest expense | $2,178,000 | 3,113 |
| Pre-tax net operating income | $-14,561,000 | 7,620 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,371,000 | 7,651 |
| Income before extraordinary items | $-11,190,000 | 7,590 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,190,000 | 7,589 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,190,000 | 7,589 |
| Net charge-offs | $8,337,000 | 787 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,190,000 | 7,595 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 2,267 |
| Total interest expense | $6,245,000 | 1,506 |
| Net interest income | $4,958,000 | 3,213 |
| Provision for loan and lease losses | $5,240,000 | 1,009 |
| Total noninterest income | $20,000 | 7,689 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $6,000 | 7,095 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $14,000 | 7,156 |
| Total noninterest expense | $3,280,000 | 4,094 |
| Salaries and employee benefits | $1,541,000 | 4,300 |
| Premises and equipment expense | $440,000 | 3,981 |
| Additional noninterest expense | $1,299,000 | 3,655 |
| Pre-tax net operating income | $-3,542,000 | 7,366 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,333,000 | 7,632 |
| Income before extraordinary items | $-2,209,000 | 7,228 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,209,000 | 7,226 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,209,000 | 7,227 |
| Net charge-offs | $3,618,000 | 1,049 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,209,000 | 7,217 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 2,251 |
| Total interest expense | $4,246,000 | 1,548 |
| Net interest income | $3,400,000 | 3,130 |
| Provision for loan and lease losses | $4,507,000 | 812 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,000 | 7,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $2,065,000 | 4,304 |
| Salaries and employee benefits | $1,039,000 | 4,323 |
| Premises and equipment expense | $308,000 | 3,857 |
| Additional noninterest expense | $718,000 | 4,202 |
| Pre-tax net operating income | $-3,157,000 | 7,583 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,188,000 | 7,790 |
| Income before extraordinary items | $-1,969,000 | 7,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,969,000 | 7,473 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,969,000 | 7,472 |
| Net charge-offs | $2,465,000 | 988 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,969,000 | 7,473 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 2,361 |
| Total interest expense | $2,110,000 | 1,610 |
| Net interest income | $1,579,000 | 3,299 |
| Provision for loan and lease losses | $405,000 | 1,977 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $982,000 | 4,351 |
| Salaries and employee benefits | $519,000 | 4,351 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $201,000 | 4,034 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $126,000 | 4,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 4,628 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $126,000 | 4,627 |
| Net charge-offs | $484,000 | 1,389 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $126,000 | 4,456 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,833,000 | 2,357 |
| Total interest expense | $8,892,000 | 1,800 |
| Net interest income | $6,941,000 | 3,078 |
| Provision for loan and lease losses | $1,374,000 | 2,264 |
| Total noninterest income | $127,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,204 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $120,000 | 5,677 |
| Total noninterest expense | $4,328,000 | 4,000 |
| Salaries and employee benefits | $2,100,000 | 4,290 |
| Premises and equipment expense | $677,000 | 3,592 |
| Additional noninterest expense | $1,551,000 | 3,540 |
| Pre-tax net operating income | $1,366,000 | 3,184 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $514,000 | 1,830 |
| Income before extraordinary items | $852,000 | 3,584 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $852,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 4,400 |
| Cash dividends | $675,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $852,000 | 3,728 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,037,000 | 2,376 |
| Total interest expense | $6,710,000 | 1,850 |
| Net interest income | $5,327,000 | 3,034 |
| Provision for loan and lease losses | $161,000 | 4,532 |
| Total noninterest income | $26,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,000 | 7,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $3,225,000 | 4,001 |
| Salaries and employee benefits | $1,560,000 | 4,349 |
| Premises and equipment expense | $522,000 | 3,541 |
| Additional noninterest expense | $1,143,000 | 3,508 |
| Pre-tax net operating income | $1,967,000 | 2,335 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $740,000 | 1,460 |
| Income before extraordinary items | $1,227,000 | 2,715 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,227,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,713 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,227,000 | 2,856 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,065,000 | 2,404 |
| Total interest expense | $4,508,000 | 1,910 |
| Net interest income | $3,557,000 | 3,019 |
| Provision for loan and lease losses | $114,000 | 4,093 |
| Total noninterest income | $20,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $1,932,000 | 4,352 |
| Salaries and employee benefits | $1,039,000 | 4,391 |
| Premises and equipment expense | $361,000 | 3,477 |
| Additional noninterest expense | $532,000 | 4,558 |
| Pre-tax net operating income | $1,531,000 | 2,152 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $576,000 | 1,439 |
| Income before extraordinary items | $955,000 | 2,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $955,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,885 |
| Cash dividends | $275,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $955,000 | 2,611 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 2,446 |
| Total interest expense | $2,270,000 | 2,033 |
| Net interest income | $1,785,000 | 3,007 |
| Provision for loan and lease losses | $121,000 | 2,446 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $884,000 | 4,630 |
| Salaries and employee benefits | $512,000 | 4,470 |
| Premises and equipment expense | $160,000 | 3,794 |
| Additional noninterest expense | $212,000 | 5,195 |
| Pre-tax net operating income | $792,000 | 2,177 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $298,000 | 1,485 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $175,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $494,000 | 2,647 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,473,000 | 2,475 |
| Total interest expense | $9,380,000 | 2,041 |
| Net interest income | $7,093,000 | 3,071 |
| Provision for loan and lease losses | $476,000 | 2,414 |
| Total noninterest income | $197,000 | 6,762 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $9,000 | 7,324 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $188,000 | 5,191 |
| Total noninterest expense | $3,638,000 | 4,404 |
| Salaries and employee benefits | $1,980,000 | 4,410 |
| Premises and equipment expense | $629,000 | 3,710 |
| Additional noninterest expense | $1,029,000 | 4,563 |
| Pre-tax net operating income | $3,176,000 | 2,360 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,165,000 | 1,682 |
| Income before extraordinary items | $2,011,000 | 2,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,011,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,254 |
| Cash dividends | $175,000 | 5,018 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 988 |
| Net operating income | $2,011,000 | 2,791 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,213,000 | 2,508 |
| Total interest expense | $6,927,000 | 2,065 |
| Net interest income | $5,286,000 | 3,092 |
| Provision for loan and lease losses | $536,000 | 1,475 |
| Total noninterest income | $188,000 | 6,436 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,342 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $181,000 | 4,690 |
| Total noninterest expense | $2,666,000 | 4,453 |
| Salaries and employee benefits | $1,451,000 | 4,486 |
| Premises and equipment expense | $469,000 | 3,722 |
| Additional noninterest expense | $746,000 | 4,613 |
| Pre-tax net operating income | $2,272,000 | 2,600 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $825,000 | 1,867 |
| Income before extraordinary items | $1,447,000 | 3,052 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,447,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 795 |
| Cash dividends | $175,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 926 |
| Net operating income | $1,447,000 | 3,031 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,054,000 | 2,551 |
| Total interest expense | $4,508,000 | 2,113 |
| Net interest income | $3,546,000 | 3,095 |
| Provision for loan and lease losses | $520,000 | 997 |
| Total noninterest income | $170,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $164,000 | 4,159 |
| Total noninterest expense | $1,739,000 | 4,541 |
| Salaries and employee benefits | $949,000 | 4,584 |
| Premises and equipment expense | $312,000 | 3,745 |
| Additional noninterest expense | $478,000 | 4,712 |
| Pre-tax net operating income | $1,457,000 | 2,738 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $518,000 | 2,011 |
| Income before extraordinary items | $939,000 | 3,152 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $939,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 543 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $939,000 | 3,135 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 2,609 |
| Total interest expense | $2,155,000 | 2,183 |
| Net interest income | $1,748,000 | 3,128 |
| Provision for loan and lease losses | $311,000 | 769 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $869,000 | 4,546 |
| Salaries and employee benefits | $490,000 | 4,502 |
| Premises and equipment expense | $160,000 | 3,698 |
| Additional noninterest expense | $219,000 | 4,959 |
| Pre-tax net operating income | $726,000 | 2,731 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $243,000 | 2,134 |
| Income before extraordinary items | $483,000 | 3,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $483,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 815 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $483,000 | 3,088 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,463,000 | 2,631 |
| Total interest expense | $7,744,000 | 2,104 |
| Net interest income | $6,719,000 | 3,225 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $356,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $11,000 | 7,402 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $345,000 | 4,028 |
| Total noninterest expense | $3,464,000 | 4,433 |
| Salaries and employee benefits | $1,917,000 | 4,416 |
| Premises and equipment expense | $617,000 | 3,675 |
| Additional noninterest expense | $930,000 | 4,753 |
| Pre-tax net operating income | $3,346,000 | 2,576 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,244,000 | 1,914 |
| Income before extraordinary items | $2,102,000 | 2,998 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,102,000 | 2,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $120,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 825 |
| Net operating income | $2,102,000 | 2,989 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,604,000 | 2,661 |
| Total interest expense | $5,565,000 | 2,122 |
| Net interest income | $5,039,000 | 3,244 |
| Provision for loan and lease losses | $145,000 | 3,470 |
| Total noninterest income | $319,000 | 5,508 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,000 | 7,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 3,674 |
| Total noninterest expense | $2,577,000 | 4,448 |
| Salaries and employee benefits | $1,419,000 | 4,429 |
| Premises and equipment expense | $458,000 | 3,725 |
| Additional noninterest expense | $700,000 | 4,696 |
| Pre-tax net operating income | $2,636,000 | 2,558 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $977,000 | 1,914 |
| Income before extraordinary items | $1,659,000 | 2,968 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,659,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 665 |
| Net operating income | $1,659,000 | 2,957 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,893,000 | 2,684 |
| Total interest expense | $3,540,000 | 2,111 |
| Net interest income | $3,353,000 | 3,252 |
| Provision for loan and lease losses | $133,000 | 2,853 |
| Total noninterest income | $301,000 | 4,733 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $295,000 | 3,060 |
| Total noninterest expense | $1,713,000 | 4,471 |
| Salaries and employee benefits | $951,000 | 4,427 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $460,000 | 4,753 |
| Pre-tax net operating income | $1,808,000 | 2,510 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $665,000 | 1,916 |
| Income before extraordinary items | $1,143,000 | 2,895 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,143,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $120,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 532 |
| Net operating income | $1,143,000 | 2,885 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 2,657 |
| Total interest expense | $1,740,000 | 2,050 |
| Net interest income | $1,680,000 | 3,235 |
| Provision for loan and lease losses | $106,000 | 1,903 |
| Total noninterest income | $195,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,558 |
| Total noninterest expense | $854,000 | 4,484 |
| Salaries and employee benefits | $469,000 | 4,486 |
| Premises and equipment expense | $152,000 | 3,747 |
| Additional noninterest expense | $233,000 | 4,678 |
| Pre-tax net operating income | $915,000 | 2,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $329,000 | 1,904 |
| Income before extraordinary items | $586,000 | 2,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $120,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 337 |
| Net operating income | $586,000 | 2,777 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,901,000 | 2,734 |
| Total interest expense | $5,520,000 | 2,029 |
| Net interest income | $6,381,000 | 3,259 |
| Provision for loan and lease losses | $149,000 | 4,168 |
| Total noninterest income | $67,000 | 8,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $33,000 | 7,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $3,317,000 | 4,471 |
| Salaries and employee benefits | $1,620,000 | 4,814 |
| Premises and equipment expense | $616,000 | 3,578 |
| Additional noninterest expense | $1,081,000 | 4,158 |
| Pre-tax net operating income | $2,982,000 | 2,767 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,134,000 | 2,091 |
| Income before extraordinary items | $1,848,000 | 3,290 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,848,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $395,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 750 |
| Net operating income | $1,848,000 | 3,258 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 2,745 |
| Total interest expense | $3,908,000 | 2,029 |
| Net interest income | $4,784,000 | 3,259 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $54,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 7,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,813 |
| Total noninterest expense | $2,540,000 | 4,364 |
| Salaries and employee benefits | $1,355,000 | 4,434 |
| Premises and equipment expense | $457,000 | 3,604 |
| Additional noninterest expense | $728,000 | 4,506 |
| Pre-tax net operating income | $2,193,000 | 2,855 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $834,000 | 2,136 |
| Income before extraordinary items | $1,359,000 | 3,381 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,359,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $320,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 609 |
| Net operating income | $1,359,000 | 3,339 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 2,734 |
| Total interest expense | $2,460,000 | 2,024 |
| Net interest income | $3,193,000 | 3,229 |
| Provision for loan and lease losses | $145,000 | 2,750 |
| Total noninterest income | $39,000 | 8,204 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $23,000 | 7,185 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $1,630,000 | 4,482 |
| Salaries and employee benefits | $897,000 | 4,434 |
| Premises and equipment expense | $290,000 | 3,711 |
| Additional noninterest expense | $443,000 | 4,778 |
| Pre-tax net operating income | $1,457,000 | 2,823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $553,000 | 2,112 |
| Income before extraordinary items | $904,000 | 3,348 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $904,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $220,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 475 |
| Net operating income | $904,000 | 3,296 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 2,845 |
| Total interest expense | $1,116,000 | 2,108 |
| Net interest income | $1,542,000 | 3,333 |
| Provision for loan and lease losses | $33,000 | 3,846 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $819,000 | 4,483 |
| Salaries and employee benefits | $452,000 | 4,428 |
| Premises and equipment expense | $136,000 | 3,941 |
| Additional noninterest expense | $231,000 | 4,632 |
| Pre-tax net operating income | $708,000 | 2,836 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $268,000 | 2,157 |
| Income before extraordinary items | $440,000 | 3,374 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $440,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $105,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 341 |
| Net operating income | $440,000 | 3,339 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,446,000 | 2,977 |
| Total interest expense | $3,947,000 | 2,065 |
| Net interest income | $5,499,000 | 3,539 |
| Provision for loan and lease losses | $136,000 | 4,421 |
| Total noninterest income | $61,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $33,000 | 7,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $2,757,000 | 4,958 |
| Salaries and employee benefits | $1,491,000 | 4,972 |
| Premises and equipment expense | $437,000 | 4,509 |
| Additional noninterest expense | $829,000 | 4,974 |
| Pre-tax net operating income | $2,667,000 | 2,843 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,016,000 | 2,126 |
| Income before extraordinary items | $1,651,000 | 3,392 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,651,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 574 |
| Net operating income | $1,651,000 | 3,324 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,981,000 | 2,976 |
| Total interest expense | $2,889,000 | 2,069 |
| Net interest income | $4,092,000 | 3,532 |
| Provision for loan and lease losses | $107,000 | 4,172 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $2,071,000 | 4,912 |
| Salaries and employee benefits | $1,161,000 | 4,786 |
| Premises and equipment expense | $302,000 | 4,731 |
| Additional noninterest expense | $608,000 | 5,008 |
| Pre-tax net operating income | $1,958,000 | 2,935 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $746,000 | 2,215 |
| Income before extraordinary items | $1,212,000 | 3,522 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,212,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $35,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 449 |
| Net operating income | $1,212,000 | 3,441 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,625,000 | 2,991 |
| Total interest expense | $1,894,000 | 2,087 |
| Net interest income | $2,731,000 | 3,512 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $33,000 | 8,539 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $16,000 | 7,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $1,370,000 | 4,965 |
| Salaries and employee benefits | $761,000 | 4,883 |
| Premises and equipment expense | $193,000 | 4,879 |
| Additional noninterest expense | $416,000 | 4,929 |
| Pre-tax net operating income | $1,339,000 | 2,837 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $510,000 | 2,168 |
| Income before extraordinary items | $829,000 | 3,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $829,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $25,000 | 4,902 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 396 |
| Net operating income | $829,000 | 3,347 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 2,959 |
| Total interest expense | $950,000 | 2,106 |
| Net interest income | $1,403,000 | 3,438 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $703,000 | 4,904 |
| Salaries and employee benefits | $385,000 | 4,873 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $218,000 | 4,763 |
| Pre-tax net operating income | $685,000 | 2,750 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $261,000 | 2,124 |
| Income before extraordinary items | $424,000 | 3,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $424,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 259 |
| Net operating income | $424,000 | 3,235 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 3,922 |
| Total interest expense | $2,986,000 | 2,883 |
| Net interest income | $3,797,000 | 4,535 |
| Provision for loan and lease losses | $204,000 | 3,990 |
| Total noninterest income | $56,000 | 8,741 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $36,000 | 7,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $2,075,000 | 5,869 |
| Salaries and employee benefits | $1,126,000 | 5,854 |
| Premises and equipment expense | $282,000 | 5,852 |
| Additional noninterest expense | $667,000 | 5,649 |
| Pre-tax net operating income | $1,574,000 | 4,004 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $600,000 | 3,062 |
| Income before extraordinary items | $974,000 | 4,716 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $974,000 | 4,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $303,000 | 543 |
| Net operating income | $974,000 | 4,548 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 4,215 |
| Total interest expense | $2,101,000 | 3,151 |
| Net interest income | $2,613,000 | 4,814 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $45,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $28,000 | 7,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $1,496,000 | 5,988 |
| Salaries and employee benefits | $808,000 | 5,981 |
| Premises and equipment expense | $201,000 | 5,994 |
| Additional noninterest expense | $487,000 | 5,726 |
| Pre-tax net operating income | $992,000 | 4,561 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $378,000 | 3,501 |
| Income before extraordinary items | $614,000 | 5,339 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $614,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $302,000 | 408 |
| Net operating income | $614,000 | 5,155 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 4,541 |
| Total interest expense | $1,275,000 | 3,490 |
| Net interest income | $1,574,000 | 5,178 |
| Provision for loan and lease losses | $83,000 | 4,260 |
| Total noninterest income | $26,000 | 8,871 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $948,000 | 6,156 |
| Salaries and employee benefits | $513,000 | 6,162 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $277,000 | 6,223 |
| Pre-tax net operating income | $569,000 | 4,983 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $217,000 | 3,802 |
| Income before extraordinary items | $352,000 | 5,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $352,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $299,000 | 296 |
| Net operating income | $352,000 | 5,507 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 4,808 |
| Total interest expense | $588,000 | 3,810 |
| Net interest income | $741,000 | 5,356 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $11,000 | 8,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $441,000 | 6,415 |
| Salaries and employee benefits | $239,000 | 6,421 |
| Premises and equipment expense | $72,000 | 5,758 |
| Additional noninterest expense | $130,000 | 6,413 |
| Pre-tax net operating income | $276,000 | 5,002 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $105,000 | 3,848 |
| Income before extraordinary items | $171,000 | 5,710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $297,000 | 173 |
| Net operating income | $171,000 | 5,515 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 5,758 |
| Total interest expense | $1,923,000 | 4,933 |
| Net interest income | $2,272,000 | 6,208 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $38,000 | 9,053 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $31,000 | 7,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $1,384,000 | 7,085 |
| Salaries and employee benefits | $726,000 | 7,172 |
| Premises and equipment expense | $259,000 | 6,017 |
| Additional noninterest expense | $399,000 | 7,157 |
| Pre-tax net operating income | $811,000 | 5,740 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $309,000 | 4,392 |
| Income before extraordinary items | $502,000 | 6,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $502,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,728,000 | 170 |
| Net operating income | $502,000 | 6,236 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 8,217 |
| Total interest expense | $1,009,000 | 8,005 |
| Net interest income | $987,000 | 8,313 |
| Provision for loan and lease losses | $27,000 | 7,336 |
| Total noninterest income | $42,000 | 9,250 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $8,000 | 8,282 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $34,000 | 8,222 |
| Total noninterest expense | $1,091,000 | 7,715 |
| Salaries and employee benefits | $609,000 | 7,623 |
| Premises and equipment expense | $233,000 | 6,313 |
| Additional noninterest expense | $249,000 | 8,231 |
| Pre-tax net operating income | $-89,000 | 8,852 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-34,000 | 9,110 |
| Income before extraordinary items | $-55,000 | 8,904 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-55,000 | 8,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,897,000 | 265 |
| Net operating income | $-55,000 | 8,832 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 9,821 |
| Total interest expense | $41,000 | 9,789 |
| Net interest income | $175,000 | 9,796 |
| Provision for loan and lease losses | $146,000 | 4,464 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $580,000 | 9,157 |
| Salaries and employee benefits | $341,000 | 9,051 |
| Premises and equipment expense | $88,000 | 8,649 |
| Additional noninterest expense | $151,000 | 9,225 |
| Pre-tax net operating income | $-551,000 | 9,558 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-85,000 | 9,555 |
| Income before extraordinary items | $-466,000 | 9,549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-466,000 | 9,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,021,000 | 160 |
| Net operating income | $-466,000 | 9,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.