Home > Optima Bank & Trust Company > Income and Expense
Optima Bank & Trust Company, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 1,400 |
| Total interest expense | $1,783,000 | 879 |
| Net interest income | $3,713,000 | 1,645 |
| Provision for loan and lease losses | $70,000 | 1,790 |
| Total noninterest income | $266,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $112,000 | 2,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,724 |
| Total noninterest expense | $3,114,000 | 1,607 |
| Salaries and employee benefits | $1,880,000 | 1,553 |
| Premises and equipment expense | $518,000 | 1,151 |
| Additional noninterest expense | $716,000 | 1,988 |
| Pre-tax net operating income | $795,000 | 2,369 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $171,000 | 1,722 |
| Income before extraordinary items | $624,000 | 2,559 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $624,000 | 2,558 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $624,000 | 2,558 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 293 |
| Net operating income | $624,000 | 2,546 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,547,000 | 1,410 |
| Total interest expense | $5,952,000 | 799 |
| Net interest income | $14,595,000 | 1,650 |
| Provision for loan and lease losses | $246,000 | 2,162 |
| Total noninterest income | $1,224,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $478,000 | 2,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $746,000 | 2,581 |
| Total noninterest expense | $12,077,000 | 1,613 |
| Salaries and employee benefits | $7,104,000 | 1,579 |
| Premises and equipment expense | $2,028,000 | 1,162 |
| Additional noninterest expense | $2,945,000 | 1,952 |
| Pre-tax net operating income | $3,496,000 | 2,284 |
| Securities gains (losses) | $82,000 | 342 |
| Applicable income taxes | $1,002,000 | 1,387 |
| Income before extraordinary items | $2,576,000 | 2,550 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,576,000 | 2,549 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,576,000 | 2,549 |
| Net charge-offs | $151,000 | 1,851 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $1,240,000 | 207 |
| Net operating income | $2,511,220 | 2,578 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,044,000 | 1,430 |
| Total interest expense | $4,260,000 | 787 |
| Net interest income | $10,784,000 | 1,671 |
| Provision for loan and lease losses | $291,000 | 1,609 |
| Total noninterest income | $975,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $351,000 | 2,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $624,000 | 2,477 |
| Total noninterest expense | $9,027,000 | 1,608 |
| Salaries and employee benefits | $5,393,000 | 1,556 |
| Premises and equipment expense | $1,515,000 | 1,160 |
| Additional noninterest expense | $2,119,000 | 2,016 |
| Pre-tax net operating income | $2,441,000 | 2,424 |
| Securities gains (losses) | $83,000 | 328 |
| Applicable income taxes | $715,000 | 1,478 |
| Income before extraordinary items | $1,809,000 | 2,683 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,809,000 | 2,682 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,809,000 | 2,682 |
| Net charge-offs | $93,000 | 1,780 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 457 |
| Net operating income | $1,743,430 | 2,741 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 1,441 |
| Total interest expense | $2,626,000 | 796 |
| Net interest income | $7,206,000 | 1,659 |
| Provision for loan and lease losses | $146,000 | 1,864 |
| Total noninterest income | $707,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $231,000 | 2,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,314 |
| Total noninterest expense | $6,045,000 | 1,606 |
| Salaries and employee benefits | $3,614,000 | 1,560 |
| Premises and equipment expense | $993,000 | 1,187 |
| Additional noninterest expense | $1,438,000 | 1,994 |
| Pre-tax net operating income | $1,722,000 | 2,315 |
| Securities gains (losses) | $83,000 | 271 |
| Applicable income taxes | $514,000 | 1,387 |
| Income before extraordinary items | $1,291,000 | 2,558 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,291,000 | 2,557 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,291,000 | 2,557 |
| Net charge-offs | $14,000 | 2,454 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 427 |
| Net operating income | $1,225,430 | 2,631 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 1,415 |
| Total interest expense | $1,241,000 | 798 |
| Net interest income | $3,695,000 | 1,611 |
| Provision for loan and lease losses | $66,000 | 1,834 |
| Total noninterest income | $448,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $112,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 1,882 |
| Total noninterest expense | $3,037,000 | 1,615 |
| Salaries and employee benefits | $1,804,000 | 1,577 |
| Premises and equipment expense | $500,000 | 1,198 |
| Additional noninterest expense | $733,000 | 1,956 |
| Pre-tax net operating income | $1,040,000 | 1,986 |
| Securities gains (losses) | $20,000 | 339 |
| Applicable income taxes | $303,000 | 1,212 |
| Income before extraordinary items | $757,000 | 2,250 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $757,000 | 2,249 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $757,000 | 2,250 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 389 |
| Net operating income | $741,200 | 2,275 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,071,000 | 1,571 |
| Total interest expense | $3,775,000 | 877 |
| Net interest income | $13,296,000 | 1,748 |
| Provision for loan and lease losses | $428,000 | 1,593 |
| Total noninterest income | $1,090,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $403,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,751 |
| Total noninterest expense | $11,048,000 | 1,731 |
| Salaries and employee benefits | $6,478,000 | 1,701 |
| Premises and equipment expense | $1,825,000 | 1,276 |
| Additional noninterest expense | $2,745,000 | 2,087 |
| Pre-tax net operating income | $2,910,000 | 2,533 |
| Securities gains (losses) | $42,000 | 968 |
| Applicable income taxes | $1,068,000 | 1,813 |
| Income before extraordinary items | $1,884,000 | 2,789 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,884,000 | 2,788 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,884,000 | 2,789 |
| Net charge-offs | $7,000 | 3,779 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 367 |
| Net operating income | $1,857,120 | 2,788 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,464,000 | 1,605 |
| Total interest expense | $2,660,000 | 906 |
| Net interest income | $9,804,000 | 1,775 |
| Provision for loan and lease losses | $263,000 | 1,770 |
| Total noninterest income | $851,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $300,000 | 2,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,695 |
| Total noninterest expense | $8,259,000 | 1,736 |
| Salaries and employee benefits | $4,845,000 | 1,710 |
| Premises and equipment expense | $1,366,000 | 1,293 |
| Additional noninterest expense | $2,048,000 | 2,081 |
| Pre-tax net operating income | $2,133,000 | 2,625 |
| Securities gains (losses) | $42,000 | 955 |
| Applicable income taxes | $778,000 | 1,693 |
| Income before extraordinary items | $1,397,000 | 2,975 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,397,000 | 2,974 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,397,000 | 2,975 |
| Net charge-offs | $14,000 | 3,140 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 515 |
| Net operating income | $1,370,120 | 2,976 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,101,000 | 1,625 |
| Total interest expense | $1,682,000 | 937 |
| Net interest income | $6,419,000 | 1,788 |
| Provision for loan and lease losses | $263,000 | 1,324 |
| Total noninterest income | $524,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $193,000 | 2,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 2,825 |
| Total noninterest expense | $5,517,000 | 1,743 |
| Salaries and employee benefits | $3,240,000 | 1,710 |
| Premises and equipment expense | $910,000 | 1,300 |
| Additional noninterest expense | $1,367,000 | 2,082 |
| Pre-tax net operating income | $1,163,000 | 2,890 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $418,000 | 1,855 |
| Income before extraordinary items | $747,000 | 3,282 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $747,000 | 3,280 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $747,000 | 3,282 |
| Net charge-offs | $14,000 | 2,775 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 493 |
| Net operating income | $745,720 | 3,265 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 1,685 |
| Total interest expense | $822,000 | 932 |
| Net interest income | $3,037,000 | 1,870 |
| Provision for loan and lease losses | $190,000 | 972 |
| Total noninterest income | $260,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $92,000 | 2,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,796 |
| Total noninterest expense | $2,722,000 | 1,783 |
| Salaries and employee benefits | $1,585,000 | 1,760 |
| Premises and equipment expense | $452,000 | 1,307 |
| Additional noninterest expense | $685,000 | 2,079 |
| Pre-tax net operating income | $385,000 | 3,466 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $134,000 | 2,215 |
| Income before extraordinary items | $251,000 | 3,864 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $251,000 | 3,862 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $251,000 | 3,864 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 467 |
| Net operating income | $251,000 | 3,848 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,424,000 | 1,753 |
| Total interest expense | $2,921,000 | 990 |
| Net interest income | $11,503,000 | 1,938 |
| Provision for loan and lease losses | $560,000 | 1,376 |
| Total noninterest income | $2,070,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $333,000 | 2,776 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,737,000 | 1,718 |
| Total noninterest expense | $9,822,000 | 1,934 |
| Salaries and employee benefits | $5,644,000 | 1,892 |
| Premises and equipment expense | $1,605,000 | 1,424 |
| Additional noninterest expense | $2,573,000 | 2,247 |
| Pre-tax net operating income | $3,191,000 | 2,299 |
| Securities gains (losses) | $73,000 | 1,574 |
| Applicable income taxes | $1,163,000 | 1,507 |
| Income before extraordinary items | $2,101,000 | 2,707 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,101,000 | 2,704 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,101,000 | 2,706 |
| Net charge-offs | $344,000 | 1,405 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $794,000 | 231 |
| Net operating income | $2,054,280 | 2,689 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,771,000 | 1,763 |
| Total interest expense | $2,105,000 | 1,029 |
| Net interest income | $8,666,000 | 1,932 |
| Provision for loan and lease losses | $540,000 | 1,086 |
| Total noninterest income | $1,406,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $245,000 | 2,817 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,161,000 | 1,859 |
| Total noninterest expense | $7,463,000 | 1,914 |
| Salaries and employee benefits | $4,282,000 | 1,860 |
| Premises and equipment expense | $1,154,000 | 1,488 |
| Additional noninterest expense | $2,027,000 | 2,159 |
| Pre-tax net operating income | $2,069,000 | 2,557 |
| Securities gains (losses) | $73,000 | 1,480 |
| Applicable income taxes | $793,000 | 1,628 |
| Income before extraordinary items | $1,349,000 | 2,987 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,349,000 | 2,987 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,349,000 | 2,987 |
| Net charge-offs | $344,000 | 1,041 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $602,000 | 204 |
| Net operating income | $1,302,280 | 3,002 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,055,000 | 1,795 |
| Total interest expense | $1,316,000 | 1,094 |
| Net interest income | $5,739,000 | 1,950 |
| Provision for loan and lease losses | $470,000 | 899 |
| Total noninterest income | $707,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $159,000 | 2,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $548,000 | 2,265 |
| Total noninterest expense | $5,007,000 | 1,908 |
| Salaries and employee benefits | $2,798,000 | 1,907 |
| Premises and equipment expense | $768,000 | 1,486 |
| Additional noninterest expense | $1,441,000 | 2,044 |
| Pre-tax net operating income | $969,000 | 3,131 |
| Securities gains (losses) | $8,000 | 2,318 |
| Applicable income taxes | $367,000 | 1,949 |
| Income before extraordinary items | $610,000 | 3,654 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $610,000 | 3,649 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $610,000 | 3,652 |
| Net charge-offs | $347,000 | 779 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $234,000 | 260 |
| Net operating income | $604,880 | 3,604 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 1,795 |
| Total interest expense | $616,000 | 1,153 |
| Net interest income | $2,921,000 | 1,916 |
| Provision for loan and lease losses | $80,000 | 1,699 |
| Total noninterest income | $255,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $76,000 | 2,925 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $179,000 | 2,766 |
| Total noninterest expense | $2,447,000 | 1,962 |
| Salaries and employee benefits | $1,418,000 | 1,896 |
| Premises and equipment expense | $380,000 | 1,516 |
| Additional noninterest expense | $649,000 | 2,231 |
| Pre-tax net operating income | $649,000 | 2,605 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $244,000 | 1,671 |
| Income before extraordinary items | $408,000 | 3,094 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $408,000 | 3,092 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $408,000 | 3,093 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 472 |
| Net operating income | $406,080 | 3,046 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,875,000 | 1,907 |
| Total interest expense | $2,320,000 | 1,200 |
| Net interest income | $10,555,000 | 2,040 |
| Provision for loan and lease losses | $442,000 | 1,491 |
| Total noninterest income | $1,817,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $306,000 | 2,989 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,511,000 | 1,841 |
| Total noninterest expense | $8,666,000 | 2,154 |
| Salaries and employee benefits | $5,036,000 | 2,041 |
| Premises and equipment expense | $1,425,000 | 1,608 |
| Additional noninterest expense | $2,205,000 | 2,581 |
| Pre-tax net operating income | $3,264,000 | 2,183 |
| Securities gains (losses) | $49,000 | 1,662 |
| Applicable income taxes | $1,243,000 | 1,389 |
| Income before extraordinary items | $2,070,000 | 2,663 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,070,000 | 2,664 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,070,000 | 2,665 |
| Net charge-offs | $178,000 | 2,091 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 603 |
| Net operating income | $2,038,640 | 2,647 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 1,967 |
| Total interest expense | $1,718,000 | 1,221 |
| Net interest income | $7,724,000 | 2,089 |
| Provision for loan and lease losses | $251,000 | 1,692 |
| Total noninterest income | $1,074,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $228,000 | 3,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $846,000 | 2,235 |
| Total noninterest expense | $6,438,000 | 2,162 |
| Salaries and employee benefits | $3,715,000 | 2,083 |
| Premises and equipment expense | $1,073,000 | 1,606 |
| Additional noninterest expense | $1,650,000 | 2,592 |
| Pre-tax net operating income | $2,109,000 | 2,469 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $768,000 | 1,623 |
| Income before extraordinary items | $1,356,000 | 2,962 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,356,000 | 2,962 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,356,000 | 2,963 |
| Net charge-offs | $178,000 | 1,659 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 575 |
| Net operating income | $1,346,400 | 2,917 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 2,000 |
| Total interest expense | $1,102,000 | 1,272 |
| Net interest income | $5,030,000 | 2,127 |
| Provision for loan and lease losses | $95,000 | 2,288 |
| Total noninterest income | $764,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $147,000 | 3,060 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $617,000 | 2,136 |
| Total noninterest expense | $4,345,000 | 2,163 |
| Salaries and employee benefits | $2,525,000 | 2,069 |
| Premises and equipment expense | $713,000 | 1,638 |
| Additional noninterest expense | $1,107,000 | 2,597 |
| Pre-tax net operating income | $1,354,000 | 2,517 |
| Securities gains (losses) | $15,000 | 1,851 |
| Applicable income taxes | $506,000 | 1,614 |
| Income before extraordinary items | $863,000 | 3,035 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $863,000 | 3,036 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $863,000 | 3,037 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 553 |
| Net operating income | $853,400 | 2,997 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 2,044 |
| Total interest expense | $521,000 | 1,346 |
| Net interest income | $2,460,000 | 2,166 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $225,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $65,000 | 3,257 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $160,000 | 2,934 |
| Total noninterest expense | $2,192,000 | 2,157 |
| Salaries and employee benefits | $1,262,000 | 2,065 |
| Premises and equipment expense | $367,000 | 1,606 |
| Additional noninterest expense | $563,000 | 2,550 |
| Pre-tax net operating income | $483,000 | 3,078 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $186,000 | 1,893 |
| Income before extraordinary items | $310,000 | 3,587 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $310,000 | 3,590 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $310,000 | 3,590 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 529 |
| Net operating income | $301,680 | 3,551 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,502,000 | 2,109 |
| Total interest expense | $1,852,000 | 1,588 |
| Net interest income | $9,650,000 | 2,205 |
| Provision for loan and lease losses | $282,000 | 2,076 |
| Total noninterest income | $1,064,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $229,000 | 3,695 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $835,000 | 2,586 |
| Total noninterest expense | $7,788,000 | 2,363 |
| Salaries and employee benefits | $4,506,000 | 2,251 |
| Premises and equipment expense | $1,229,000 | 1,880 |
| Additional noninterest expense | $2,053,000 | 2,823 |
| Pre-tax net operating income | $2,644,000 | 2,485 |
| Securities gains (losses) | $-8,000 | 6,006 |
| Applicable income taxes | $998,000 | 1,536 |
| Income before extraordinary items | $1,638,000 | 3,086 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,638,000 | 3,087 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,638,000 | 3,088 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 687 |
| Net operating income | $1,643,120 | 3,024 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,467,000 | 2,158 |
| Total interest expense | $1,344,000 | 1,642 |
| Net interest income | $7,123,000 | 2,246 |
| Provision for loan and lease losses | $282,000 | 1,701 |
| Total noninterest income | $367,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $169,000 | 3,771 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $198,000 | 4,216 |
| Total noninterest expense | $5,760,000 | 2,397 |
| Salaries and employee benefits | $3,369,000 | 2,260 |
| Premises and equipment expense | $901,000 | 1,932 |
| Additional noninterest expense | $1,490,000 | 2,890 |
| Pre-tax net operating income | $1,448,000 | 3,102 |
| Securities gains (losses) | $-5,000 | 6,058 |
| Applicable income taxes | $568,000 | 1,864 |
| Income before extraordinary items | $875,000 | 3,747 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $875,000 | 3,750 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $875,000 | 3,751 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $878,200 | 3,686 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,530,000 | 2,193 |
| Total interest expense | $870,000 | 1,705 |
| Net interest income | $4,660,000 | 2,276 |
| Provision for loan and lease losses | $227,000 | 1,534 |
| Total noninterest income | $227,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $109,000 | 3,796 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $118,000 | 4,355 |
| Total noninterest expense | $3,890,000 | 2,385 |
| Salaries and employee benefits | $2,241,000 | 2,269 |
| Premises and equipment expense | $595,000 | 1,963 |
| Additional noninterest expense | $1,054,000 | 2,759 |
| Pre-tax net operating income | $770,000 | 3,450 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $304,000 | 2,022 |
| Income before extraordinary items | $465,000 | 4,072 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $465,000 | 4,078 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $465,000 | 4,077 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $465,640 | 4,019 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 2,220 |
| Total interest expense | $419,000 | 1,790 |
| Net interest income | $2,297,000 | 2,292 |
| Provision for loan and lease losses | $57,000 | 2,149 |
| Total noninterest income | $100,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $1,924,000 | 2,423 |
| Salaries and employee benefits | $1,108,000 | 2,293 |
| Premises and equipment expense | $295,000 | 2,013 |
| Additional noninterest expense | $521,000 | 2,791 |
| Pre-tax net operating income | $416,000 | 3,234 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $165,000 | 1,908 |
| Income before extraordinary items | $250,000 | 3,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,859 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $250,000 | 3,859 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $250,640 | 3,816 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,331,000 | 2,587 |
| Total interest expense | $1,569,000 | 2,082 |
| Net interest income | $7,762,000 | 2,675 |
| Provision for loan and lease losses | $451,000 | 1,962 |
| Total noninterest income | $335,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $191,000 | 4,179 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $144,000 | 4,986 |
| Total noninterest expense | $6,535,000 | 2,788 |
| Salaries and employee benefits | $3,739,000 | 2,641 |
| Premises and equipment expense | $998,000 | 2,257 |
| Additional noninterest expense | $1,798,000 | 3,217 |
| Pre-tax net operating income | $1,111,000 | 3,910 |
| Securities gains (losses) | $246,000 | 785 |
| Applicable income taxes | $556,000 | 2,045 |
| Income before extraordinary items | $801,000 | 4,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $801,000 | 4,262 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $801,000 | 4,263 |
| Net charge-offs | $15,000 | 4,955 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $264,000 | 379 |
| Net operating income | $643,560 | 4,518 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,730,000 | 2,696 |
| Total interest expense | $1,179,000 | 2,135 |
| Net interest income | $5,551,000 | 2,797 |
| Provision for loan and lease losses | $362,000 | 1,882 |
| Total noninterest income | $251,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $138,000 | 4,265 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $113,000 | 5,036 |
| Total noninterest expense | $4,806,000 | 2,842 |
| Salaries and employee benefits | $2,716,000 | 2,722 |
| Premises and equipment expense | $717,000 | 2,364 |
| Additional noninterest expense | $1,373,000 | 3,174 |
| Pre-tax net operating income | $634,000 | 4,414 |
| Securities gains (losses) | $266,000 | 694 |
| Applicable income taxes | $357,000 | 2,260 |
| Income before extraordinary items | $543,000 | 4,471 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $543,000 | 4,474 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $543,000 | 4,475 |
| Net charge-offs | $17,000 | 4,487 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 308 |
| Net operating income | $372,760 | 4,930 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 2,792 |
| Total interest expense | $796,000 | 2,145 |
| Net interest income | $3,512,000 | 2,908 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $154,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $84,000 | 4,418 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $3,172,000 | 2,866 |
| Salaries and employee benefits | $1,755,000 | 2,822 |
| Premises and equipment expense | $462,000 | 2,436 |
| Additional noninterest expense | $955,000 | 3,066 |
| Pre-tax net operating income | $244,000 | 5,093 |
| Securities gains (losses) | $266,000 | 614 |
| Applicable income taxes | $194,000 | 2,460 |
| Income before extraordinary items | $316,000 | 4,666 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $316,000 | 4,668 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $316,000 | 4,669 |
| Net charge-offs | $18,000 | 4,060 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 250 |
| Net operating income | $145,760 | 5,477 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 2,865 |
| Total interest expense | $391,000 | 2,247 |
| Net interest income | $1,714,000 | 2,965 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $64,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,453 |
| Total noninterest expense | $1,555,000 | 2,941 |
| Salaries and employee benefits | $824,000 | 2,981 |
| Premises and equipment expense | $235,000 | 2,422 |
| Additional noninterest expense | $496,000 | 3,008 |
| Pre-tax net operating income | $143,000 | 4,911 |
| Securities gains (losses) | $200,000 | 465 |
| Applicable income taxes | $119,000 | 2,227 |
| Income before extraordinary items | $224,000 | 4,076 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $224,000 | 4,079 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $224,000 | 4,079 |
| Net charge-offs | $20,000 | 3,086 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 273 |
| Net operating income | $94,000 | 5,224 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 2,960 |
| Total interest expense | $1,702,000 | 2,464 |
| Net interest income | $6,788,000 | 3,058 |
| Provision for loan and lease losses | $330,000 | 3,252 |
| Total noninterest income | $311,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $148,000 | 4,808 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $163,000 | 4,844 |
| Total noninterest expense | $5,545,000 | 3,213 |
| Salaries and employee benefits | $2,795,000 | 3,284 |
| Premises and equipment expense | $976,000 | 2,320 |
| Additional noninterest expense | $1,774,000 | 3,377 |
| Pre-tax net operating income | $1,224,000 | 3,674 |
| Securities gains (losses) | $750,000 | 685 |
| Applicable income taxes | $724,000 | 1,803 |
| Income before extraordinary items | $1,250,000 | 3,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,250,000 | 3,459 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,250,000 | 3,460 |
| Net charge-offs | $188,000 | 3,827 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $4,096,000 | 98 |
| Net operating income | $770,000 | 4,155 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 3,016 |
| Total interest expense | $1,290,000 | 2,544 |
| Net interest income | $5,070,000 | 3,122 |
| Provision for loan and lease losses | $330,000 | 2,843 |
| Total noninterest income | $195,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $105,000 | 4,958 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $90,000 | 5,240 |
| Total noninterest expense | $4,192,000 | 3,217 |
| Salaries and employee benefits | $2,054,000 | 3,360 |
| Premises and equipment expense | $741,000 | 2,328 |
| Additional noninterest expense | $1,397,000 | 3,284 |
| Pre-tax net operating income | $743,000 | 4,134 |
| Securities gains (losses) | $624,000 | 639 |
| Applicable income taxes | $500,000 | 1,942 |
| Income before extraordinary items | $867,000 | 3,717 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $867,000 | 3,717 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $867,000 | 3,719 |
| Net charge-offs | $189,000 | 3,365 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $3,916,000 | 70 |
| Net operating income | $467,640 | 4,560 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 3,041 |
| Total interest expense | $877,000 | 2,586 |
| Net interest income | $3,376,000 | 3,132 |
| Provision for loan and lease losses | $330,000 | 2,288 |
| Total noninterest income | $127,000 | 5,520 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,273 |
| Total noninterest expense | $2,801,000 | 3,235 |
| Salaries and employee benefits | $1,359,000 | 3,394 |
| Premises and equipment expense | $494,000 | 2,310 |
| Additional noninterest expense | $948,000 | 3,266 |
| Pre-tax net operating income | $372,000 | 4,558 |
| Securities gains (losses) | $463,000 | 591 |
| Applicable income taxes | $297,000 | 2,072 |
| Income before extraordinary items | $538,000 | 3,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $538,000 | 3,845 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $538,000 | 3,846 |
| Net charge-offs | $183,000 | 2,851 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $3,830,000 | 51 |
| Net operating income | $241,680 | 4,905 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 3,044 |
| Total interest expense | $444,000 | 2,641 |
| Net interest income | $1,693,000 | 3,139 |
| Provision for loan and lease losses | $140,000 | 2,491 |
| Total noninterest income | $53,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,635 |
| Total noninterest expense | $1,315,000 | 3,397 |
| Salaries and employee benefits | $636,000 | 3,598 |
| Premises and equipment expense | $246,000 | 2,320 |
| Additional noninterest expense | $433,000 | 3,457 |
| Pre-tax net operating income | $291,000 | 3,895 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $111,000 | 2,346 |
| Income before extraordinary items | $200,000 | 4,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 4,389 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $200,000 | 4,389 |
| Net charge-offs | $139,000 | 2,162 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 116 |
| Net operating income | $187,200 | 4,345 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 3,397 |
| Total interest expense | $1,568,000 | 3,338 |
| Net interest income | $6,237,000 | 3,367 |
| Provision for loan and lease losses | $985,000 | 2,434 |
| Total noninterest income | $252,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $141,000 | 4,999 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $111,000 | 5,220 |
| Total noninterest expense | $4,479,000 | 3,819 |
| Salaries and employee benefits | $2,222,000 | 3,881 |
| Premises and equipment expense | $852,000 | 2,776 |
| Additional noninterest expense | $1,405,000 | 4,018 |
| Pre-tax net operating income | $1,025,000 | 3,678 |
| Securities gains (losses) | $413,000 | 914 |
| Applicable income taxes | $436,000 | 2,165 |
| Income before extraordinary items | $1,002,000 | 3,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,002,000 | 3,568 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,002,000 | 3,568 |
| Net charge-offs | $673,000 | 2,831 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 801 |
| Net operating income | $712,900 | 3,998 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 3,489 |
| Total interest expense | $1,141,000 | 3,538 |
| Net interest income | $4,587,000 | 3,424 |
| Provision for loan and lease losses | $819,000 | 2,243 |
| Total noninterest income | $175,000 | 5,645 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $101,000 | 5,101 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $3,264,000 | 3,895 |
| Salaries and employee benefits | $1,607,000 | 3,980 |
| Premises and equipment expense | $608,000 | 2,914 |
| Additional noninterest expense | $1,049,000 | 4,046 |
| Pre-tax net operating income | $679,000 | 4,025 |
| Securities gains (losses) | $383,000 | 770 |
| Applicable income taxes | $374,000 | 2,010 |
| Income before extraordinary items | $688,000 | 3,783 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 3,784 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $688,000 | 3,784 |
| Net charge-offs | $673,000 | 2,335 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 797 |
| Net operating income | $439,050 | 4,399 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 3,600 |
| Total interest expense | $710,000 | 3,775 |
| Net interest income | $3,008,000 | 3,470 |
| Provision for loan and lease losses | $519,000 | 2,266 |
| Total noninterest income | $104,000 | 5,807 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $68,000 | 5,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,786 |
| Total noninterest expense | $2,022,000 | 4,133 |
| Salaries and employee benefits | $996,000 | 4,214 |
| Premises and equipment expense | $383,000 | 3,046 |
| Additional noninterest expense | $643,000 | 4,338 |
| Pre-tax net operating income | $571,000 | 3,569 |
| Securities gains (losses) | $60,000 | 1,479 |
| Applicable income taxes | $215,000 | 2,158 |
| Income before extraordinary items | $416,000 | 3,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 3,910 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $416,000 | 3,911 |
| Net charge-offs | $106,000 | 3,784 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 777 |
| Net operating income | $376,400 | 3,999 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 3,721 |
| Total interest expense | $333,000 | 4,039 |
| Net interest income | $1,450,000 | 3,562 |
| Provision for loan and lease losses | $242,000 | 2,208 |
| Total noninterest income | $40,000 | 6,204 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $962,000 | 4,288 |
| Salaries and employee benefits | $481,000 | 4,340 |
| Premises and equipment expense | $189,000 | 3,127 |
| Additional noninterest expense | $292,000 | 4,604 |
| Pre-tax net operating income | $286,000 | 3,613 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $97,000 | 2,215 |
| Income before extraordinary items | $189,000 | 4,081 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $189,000 | 4,080 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $189,000 | 4,081 |
| Net charge-offs | $106,000 | 2,678 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 722 |
| Net operating income | $189,000 | 4,025 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,622,000 | 4,496 |
| Total interest expense | $1,338,000 | 4,539 |
| Net interest income | $4,284,000 | 4,373 |
| Provision for loan and lease losses | $297,000 | 4,887 |
| Total noninterest income | $163,000 | 6,204 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 6,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $129,000 | 5,136 |
| Total noninterest expense | $3,345,000 | 4,710 |
| Salaries and employee benefits | $1,632,000 | 4,809 |
| Premises and equipment expense | $730,000 | 3,188 |
| Additional noninterest expense | $983,000 | 5,136 |
| Pre-tax net operating income | $805,000 | 3,719 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $288,000 | 2,400 |
| Income before extraordinary items | $517,000 | 4,270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $517,000 | 4,271 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $517,000 | 4,271 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $5,986,000 | 123 |
| Net operating income | $517,000 | 4,114 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 4,751 |
| Total interest expense | $1,034,000 | 4,614 |
| Net interest income | $2,935,000 | 4,708 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $114,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $90,000 | 5,337 |
| Total noninterest expense | $2,493,000 | 4,740 |
| Salaries and employee benefits | $1,234,000 | 4,827 |
| Premises and equipment expense | $546,000 | 3,243 |
| Additional noninterest expense | $713,000 | 5,216 |
| Pre-tax net operating income | $376,000 | 4,595 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $129,000 | 2,914 |
| Income before extraordinary items | $247,000 | 5,111 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $247,000 | 5,113 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $247,000 | 5,114 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $5,978,000 | 96 |
| Net operating income | $247,000 | 4,929 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 4,965 |
| Total interest expense | $688,000 | 4,725 |
| Net interest income | $1,795,000 | 4,958 |
| Provision for loan and lease losses | $146,000 | 4,695 |
| Total noninterest income | $63,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $14,000 | 6,675 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 5,610 |
| Total noninterest expense | $1,585,000 | 4,895 |
| Salaries and employee benefits | $784,000 | 4,990 |
| Premises and equipment expense | $359,000 | 3,298 |
| Additional noninterest expense | $442,000 | 5,417 |
| Pre-tax net operating income | $127,000 | 5,349 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $43,000 | 3,388 |
| Income before extraordinary items | $84,000 | 5,654 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $84,000 | 5,657 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $84,000 | 5,656 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $5,671,000 | 66 |
| Net operating income | $84,000 | 5,532 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,248 |
| Total interest expense | $350,000 | 4,814 |
| Net interest income | $798,000 | 5,299 |
| Provision for loan and lease losses | $76,000 | 4,283 |
| Total noninterest income | $24,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $731,000 | 5,179 |
| Salaries and employee benefits | $354,000 | 5,325 |
| Premises and equipment expense | $180,000 | 3,390 |
| Additional noninterest expense | $197,000 | 5,739 |
| Pre-tax net operating income | $15,000 | 6,085 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $10,000 | 6,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $10,000 | 6,256 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $964,000 | 128 |
| Net operating income | $10,000 | 6,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 6,154 |
| Total interest expense | $1,123,000 | 5,796 |
| Net interest income | $2,171,000 | 6,186 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $73,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $23,000 | 6,861 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $2,923,000 | 5,267 |
| Salaries and employee benefits | $1,540,000 | 5,108 |
| Premises and equipment expense | $564,000 | 4,060 |
| Additional noninterest expense | $819,000 | 5,768 |
| Pre-tax net operating income | $-1,129,000 | 6,303 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,429,000 | 7,407 |
| Income before extraordinary items | $300,000 | 4,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $300,000 | 4,463 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $300,000 | 4,464 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,162 |
| Net operating income | $300,000 | 4,396 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 6,413 |
| Total interest expense | $789,000 | 6,056 |
| Net interest income | $1,462,000 | 6,431 |
| Provision for loan and lease losses | $299,000 | 4,605 |
| Total noninterest income | $38,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $11,000 | 7,011 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $2,034,000 | 5,467 |
| Salaries and employee benefits | $1,011,000 | 5,549 |
| Premises and equipment expense | $395,000 | 4,291 |
| Additional noninterest expense | $628,000 | 5,704 |
| Pre-tax net operating income | $-833,000 | 6,559 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-833,000 | 6,647 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-833,000 | 6,648 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-833,000 | 6,648 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,072 |
| Net operating income | $-833,000 | 6,648 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 6,774 |
| Total interest expense | $482,000 | 6,351 |
| Net interest income | $808,000 | 6,822 |
| Provision for loan and lease losses | $191,000 | 4,388 |
| Total noninterest income | $18,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,000 | 7,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $1,351,000 | 5,537 |
| Salaries and employee benefits | $668,000 | 5,643 |
| Premises and equipment expense | $263,000 | 4,316 |
| Additional noninterest expense | $420,000 | 5,699 |
| Pre-tax net operating income | $-716,000 | 6,829 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-716,000 | 6,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-716,000 | 6,955 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-716,000 | 6,955 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,044 |
| Net operating income | $-716,000 | 6,939 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 7,127 |
| Total interest expense | $227,000 | 6,576 |
| Net interest income | $318,000 | 7,278 |
| Provision for loan and lease losses | $77,000 | 4,278 |
| Total noninterest income | $7,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $652,000 | 5,582 |
| Salaries and employee benefits | $343,000 | 5,598 |
| Premises and equipment expense | $132,000 | 4,337 |
| Additional noninterest expense | $177,000 | 5,904 |
| Pre-tax net operating income | $-404,000 | 7,205 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-404,000 | 7,351 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-404,000 | 7,352 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-404,000 | 7,352 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 915 |
| Net operating income | $-404,000 | 7,311 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 7,954 |
| Total interest expense | $605,000 | 7,498 |
| Net interest income | $446,000 | 8,112 |
| Provision for loan and lease losses | $255,000 | 4,874 |
| Total noninterest income | $16,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,266 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,000 | 7,607 |
| Total noninterest expense | $2,873,000 | 5,259 |
| Salaries and employee benefits | $1,251,000 | 5,850 |
| Premises and equipment expense | $424,000 | 4,930 |
| Additional noninterest expense | $1,198,000 | 4,292 |
| Pre-tax net operating income | $-2,666,000 | 7,522 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,666,000 | 7,543 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,666,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $10,934,000 | 149 |
| Net operating income | $-2,666,000 | 7,621 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 8,149 |
| Total interest expense | $385,000 | 7,759 |
| Net interest income | $267,000 | 8,263 |
| Provision for loan and lease losses | $44,000 | 6,043 |
| Total noninterest income | $11,000 | 8,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,000 | 7,331 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $1,907,000 | 5,604 |
| Salaries and employee benefits | $773,000 | 6,359 |
| Premises and equipment expense | $305,000 | 5,061 |
| Additional noninterest expense | $829,000 | 4,462 |
| Pre-tax net operating income | $-1,673,000 | 7,785 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,673,000 | 7,775 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,673,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $10,794,000 | 98 |
| Net operating income | $-1,673,000 | 7,860 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $275,000 | 8,341 |
| Total interest expense | $146,000 | 8,170 |
| Net interest income | $129,000 | 8,367 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $3,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $1,281,000 | 5,610 |
| Salaries and employee benefits | $451,000 | 6,724 |
| Premises and equipment expense | $186,000 | 5,334 |
| Additional noninterest expense | $644,000 | 3,956 |
| Pre-tax net operating income | $-1,159,000 | 7,985 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,159,000 | 8,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,159,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $10,794,000 | 70 |
| Net operating income | $-1,159,000 | 8,043 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $70,000 | 8,451 |
| Total interest expense | $7,000 | 8,428 |
| Net interest income | $63,000 | 8,431 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $685,000 | 5,438 |
| Salaries and employee benefits | $170,000 | 7,320 |
| Premises and equipment expense | $65,000 | 6,253 |
| Additional noninterest expense | $450,000 | 2,972 |
| Pre-tax net operating income | $-622,000 | 8,157 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-622,000 | 8,203 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-622,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,794,000 | 40 |
| Net operating income | $-622,000 | 8,190 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.