Home > Opportunity Bank of Montana > Income and Expense

Opportunity Bank of Montana, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$92,286,000578
Total interest expense$26,537,000646
Net interest income$65,749,000543
Provision for loan and lease losses$1,456,000656
Total noninterest income$21,886,000425
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,536,000715
Trading account gains and feesNANA
Additional Noninterest Income$20,350,000321
Total noninterest expense$71,008,000418
Salaries and employee benefits$42,895,000369
Premises and equipment expense$8,072,000357
Additional noninterest expense$20,350,000321
Pre-tax net operating income$15,171,000851
Securities gains (losses)$-74,0003,731
Applicable income taxes$2,512,000831
Income before extraordinary items$12,585,000836
Extraordinary gains, net$054
Net income$12,585,000847
Minority interest net income$088
Net income of bank and minority interests.$12,585,000839
Net charge-offs$-74,0004,273
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,646,420844
2023-09-30 (YTD Data)Rank
Total interest income$67,531,000581
Total interest expense$17,842,000667
Net interest income$49,689,000542
Provision for loan and lease losses$1,186,000592
Total noninterest income$16,417,000428
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,147,000720
Trading account gains and feesNANA
Additional Noninterest Income$15,270,000323
Total noninterest expense$52,323,000420
Salaries and employee benefits$31,555,000383
Premises and equipment expense$6,100,000361
Additional noninterest expense$15,270,000323
Pre-tax net operating income$12,597,000808
Securities gains (losses)$-121,0004,047
Applicable income taxes$2,618,000706
Income before extraordinary items$9,858,000844
Extraordinary gains, net$052
Net income$9,858,000848
Minority interest net income$081
Net income of bank and minority interests.$9,858,000844
Net charge-offs$-64,0004,265
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,953,590855
2023-06-30 (YTD Data)Rank
Total interest income$43,287,000573
Total interest expense$9,988,000682
Net interest income$33,299,000537
Provision for loan and lease losses$598,000707
Total noninterest income$10,547,000429
Gross Fiduciary activities income$0931
Service charges on deposit accounts$759,000720
Trading account gains and feesNANA
Additional Noninterest Income$9,788,000328
Total noninterest expense$34,602,000414
Salaries and employee benefits$20,733,000384
Premises and equipment expense$4,144,000343
Additional noninterest expense$9,788,000328
Pre-tax net operating income$8,646,000789
Securities gains (losses)$-133,0004,258
Applicable income taxes$1,882,000686
Income before extraordinary items$6,631,000840
Extraordinary gains, net$051
Net income$6,631,000852
Minority interest net income$081
Net income of bank and minority interests.$6,631,000840
Net charge-offs$-172,0004,519
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,736,070842
2023-03-31 (YTD Data)Rank
Total interest income$20,849,000583
Total interest expense$3,684,000772
Net interest income$17,165,000534
Provision for loan and lease losses$279,000721
Total noninterest income$4,674,000469
Gross Fiduciary activities income$0913
Service charges on deposit accounts$288,000896
Trading account gains and feesNANA
Additional Noninterest Income$4,386,000358
Total noninterest expense$16,271,000447
Salaries and employee benefits$9,666,000419
Premises and equipment expense$2,073,000357
Additional noninterest expense$4,386,000358
Pre-tax net operating income$5,289,000691
Securities gains (losses)$-155,0004,407
Applicable income taxes$1,269,000569
Income before extraordinary items$3,865,000761
Extraordinary gains, net$04
Net income$3,865,000760
Minority interest net income$048
Net income of bank and minority interests.$3,865,000760
Net charge-offs$-21,0004,245
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,987,450758
2022-12-31 (YTD Data)Rank
Total interest income$69,934,000565
Total interest expense$3,865,000958
Net interest income$66,069,000538
Provision for loan and lease losses$2,001,000516
Total noninterest income$25,624,000401
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,455,000762
Trading account gains and feesNANA
Additional Noninterest Income$24,169,000295
Total noninterest expense$70,374,000404
Salaries and employee benefits$44,435,000355
Premises and equipment expense$7,601,000374
Additional noninterest expense$24,169,000295
Pre-tax net operating income$19,318,000775
Securities gains (losses)$-6,0003,342
Applicable income taxes$4,286,000662
Income before extraordinary items$15,026,000787
Extraordinary gains, net$05
Net income$15,026,000789
Minority interest net income$063
Net income of bank and minority interests.$15,026,000788
Net charge-offs$501,000592
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,030,740805
2022-09-30 (YTD Data)Rank
Total interest income$49,457,000561
Total interest expense$1,750,0001,143
Net interest income$47,707,000538
Provision for loan and lease losses$1,654,000449
Total noninterest income$20,517,000394
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,070,000774
Trading account gains and feesNANA
Additional Noninterest Income$19,447,000292
Total noninterest expense$52,508,000405
Salaries and employee benefits$33,442,000352
Premises and equipment expense$5,441,000394
Additional noninterest expense$19,447,000292
Pre-tax net operating income$14,062,000794
Securities gains (losses)$-2,0003,546
Applicable income taxes$2,974,000695
Income before extraordinary items$11,086,000814
Extraordinary gains, net$04
Net income$11,086,000814
Minority interest net income$057
Net income of bank and minority interests.$11,086,000814
Net charge-offs$304,000568
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,087,580828
2022-06-30 (YTD Data)Rank
Total interest income$30,002,000580
Total interest expense$898,0001,242
Net interest income$29,104,000558
Provision for loan and lease losses$1,137,000388
Total noninterest income$14,409,000366
Gross Fiduciary activities income$0925
Service charges on deposit accounts$645,000837
Trading account gains and feesNANA
Additional Noninterest Income$13,764,000288
Total noninterest expense$33,342,000411
Salaries and employee benefits$21,761,000352
Premises and equipment expense$3,495,000399
Additional noninterest expense$8,086,000515
Pre-tax net operating income$9,034,000779
Securities gains (losses)$5,000481
Applicable income taxes$1,733,000729
Income before extraordinary items$7,306,000782
Extraordinary gains, net$04
Net income$7,306,000782
Minority interest net income$060
Net income of bank and minority interests.$7,306,000782
Net charge-offs$312,000428
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,301,950795
2022-03-31 (YTD Data)Rank
Total interest income$12,850,000651
Total interest expense$387,0001,341
Net interest income$12,463,000620
Provision for loan and lease losses$279,000530
Total noninterest income$7,492,000373
Gross Fiduciary activities income$0892
Service charges on deposit accounts$292,000898
Trading account gains and feesNANA
Additional Noninterest Income$7,200,000297
Total noninterest expense$15,702,000438
Salaries and employee benefits$10,351,000374
Premises and equipment expense$1,678,000421
Additional noninterest expense$3,673,000552
Pre-tax net operating income$3,974,000830
Securities gains (losses)$0623
Applicable income taxes$932,000674
Income before extraordinary items$3,042,000879
Extraordinary gains, net$04
Net income$3,042,000878
Minority interest net income$050
Net income of bank and minority interests.$3,042,000879
Net charge-offs$79,000550
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,042,000892
2021-12-31 (YTD Data)Rank
Total interest income$50,068,000678
Total interest expense$1,685,0001,525
Net interest income$48,383,000646
Provision for loan and lease losses$861,000688
Total noninterest income$45,725,000292
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,080,000921
Trading account gains and feesNANA
Additional Noninterest Income$44,645,000234
Total noninterest expense$71,033,000382
Salaries and employee benefits$48,686,000329
Premises and equipment expense$6,448,000432
Additional noninterest expense$15,899,000523
Pre-tax net operating income$22,214,000678
Securities gains (losses)$15,0001,611
Applicable income taxes$5,442,000593
Income before extraordinary items$16,787,000745
Extraordinary gains, net$010
Net income$16,787,000746
Minority interest net income$074
Net income of bank and minority interests.$16,787,000746
Net charge-offs$-39,0004,047
Cash dividends$5,800,000709
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,775,150718
2021-09-30 (YTD Data)Rank
Total interest income$37,167,000704
Total interest expense$1,295,0001,573
Net interest income$35,872,000666
Provision for loan and lease losses$576,000730
Total noninterest income$36,756,000284
Gross Fiduciary activities income$0957
Service charges on deposit accounts$787,000935
Trading account gains and feesNANA
Additional Noninterest Income$35,969,000227
Total noninterest expense$53,435,000384
Salaries and employee benefits$37,035,000328
Premises and equipment expense$4,746,000444
Additional noninterest expense$11,654,000532
Pre-tax net operating income$18,617,000652
Securities gains (losses)$4,0001,798
Applicable income taxes$4,690,000560
Income before extraordinary items$13,931,000709
Extraordinary gains, net$08
Net income$13,931,000709
Minority interest net income$069
Net income of bank and minority interests.$13,931,000709
Net charge-offs$-24,0003,947
Cash dividends$4,800,000614
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,927,840696
2021-06-30 (YTD Data)Rank
Total interest income$24,271,000706
Total interest expense$900,0001,579
Net interest income$23,371,000671
Provision for loan and lease losses$321,000845
Total noninterest income$23,891,000289
Gross Fiduciary activities income$0951
Service charges on deposit accounts$506,000928
Trading account gains and feesNANA
Additional Noninterest Income$23,385,000234
Total noninterest expense$35,257,000384
Salaries and employee benefits$24,789,000328
Premises and equipment expense$3,082,000454
Additional noninterest expense$7,386,000537
Pre-tax net operating income$11,684,000667
Securities gains (losses)$01,818
Applicable income taxes$2,938,000577
Income before extraordinary items$8,746,000736
Extraordinary gains, net$06
Net income$8,746,000736
Minority interest net income$067
Net income of bank and minority interests.$8,746,000736
Net charge-offs$21,0001,478
Cash dividends$2,800,000659
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,746,000716
2021-03-31 (YTD Data)Rank
Total interest income$12,074,000705
Total interest expense$481,0001,565
Net interest income$11,593,000671
Provision for loan and lease losses$299,000620
Total noninterest income$12,820,000286
Gross Fiduciary activities income$0922
Service charges on deposit accounts$245,000933
Trading account gains and feesNANA
Additional Noninterest Income$12,575,000233
Total noninterest expense$16,567,000400
Salaries and employee benefits$12,059,000335
Premises and equipment expense$1,430,000482
Additional noninterest expense$3,078,000619
Pre-tax net operating income$7,547,000556
Securities gains (losses)$01,392
Applicable income taxes$1,895,000479
Income before extraordinary items$5,652,000597
Extraordinary gains, net$03
Net income$5,652,000597
Minority interest net income$055
Net income of bank and minority interests.$5,652,000597
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,652,000586
2020-12-31 (YTD Data)Rank
Total interest income$49,997,000685
Total interest expense$4,909,000970
Net interest income$45,088,000656
Provision for loan and lease losses$3,130,000776
Total noninterest income$46,141,000287
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$949,000995
Trading account gains and feesNANA
Additional Noninterest Income$45,192,000232
Total noninterest expense$57,748,000443
Salaries and employee benefits$38,759,000381
Premises and equipment expense$5,019,000524
Additional noninterest expense$13,970,000544
Pre-tax net operating income$30,351,000429
Securities gains (losses)$733,000472
Applicable income taxes$7,894,000361
Income before extraordinary items$23,190,000468
Extraordinary gains, net$04
Net income$23,190,000467
Minority interest net income$072
Net income of bank and minority interests.$23,190,000468
Net charge-offs$130,0001,820
Cash dividends$3,600,000973
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,610,930460
2020-09-30 (YTD Data)Rank
Total interest income$37,358,000685
Total interest expense$4,211,000909
Net interest income$33,147,000655
Provision for loan and lease losses$2,751,000737
Total noninterest income$34,615,000284
Gross Fiduciary activities income$0981
Service charges on deposit accounts$702,000998
Trading account gains and feesNANA
Additional Noninterest Income$33,913,000231
Total noninterest expense$42,394,000445
Salaries and employee benefits$28,215,000379
Premises and equipment expense$3,677,000532
Additional noninterest expense$10,502,000526
Pre-tax net operating income$22,617,000402
Securities gains (losses)$1,068,000290
Applicable income taxes$6,050,000329
Income before extraordinary items$17,635,000437
Extraordinary gains, net$04
Net income$17,635,000437
Minority interest net income$065
Net income of bank and minority interests.$17,635,000437
Net charge-offs$51,0002,047
Cash dividends$3,600,000718
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,791,280446
2020-06-30 (YTD Data)Rank
Total interest income$24,915,000692
Total interest expense$3,146,000882
Net interest income$21,769,000657
Provision for loan and lease losses$1,897,000747
Total noninterest income$20,096,000292
Gross Fiduciary activities income$0970
Service charges on deposit accounts$458,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$19,638,000235
Total noninterest expense$26,691,000458
Salaries and employee benefits$16,905,000415
Premises and equipment expense$2,397,000539
Additional noninterest expense$7,389,000501
Pre-tax net operating income$13,277,000394
Securities gains (losses)$1,068,000207
Applicable income taxes$3,671,000310
Income before extraordinary items$10,674,000420
Extraordinary gains, net$04
Net income$10,674,000419
Minority interest net income$065
Net income of bank and minority interests.$10,674,000420
Net charge-offs$-3,0003,999
Cash dividends$3,600,000548
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,830,280443
2020-03-31 (YTD Data)Rank
Total interest income$12,705,000681
Total interest expense$1,818,000859
Net interest income$10,887,000648
Provision for loan and lease losses$670,000753
Total noninterest income$7,961,000303
Gross Fiduciary activities income$0941
Service charges on deposit accounts$274,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$7,687,000237
Total noninterest expense$12,275,000497
Salaries and employee benefits$7,656,000448
Premises and equipment expense$1,209,000543
Additional noninterest expense$3,410,000547
Pre-tax net operating income$5,903,000405
Securities gains (losses)$01,705
Applicable income taxes$1,471,000334
Income before extraordinary items$4,432,000448
Extraordinary gains, net$04
Net income$4,432,000448
Minority interest net income$056
Net income of bank and minority interests.$4,432,000448
Net charge-offs$20,0001,597
Cash dividends$1,400,000644
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,432,000432
2019-12-31 (YTD Data)Rank
Total interest income$46,665,000734
Total interest expense$6,296,0001,017
Net interest income$40,369,000688
Provision for loan and lease losses$2,627,000422
Total noninterest income$23,376,000385
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,066,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$22,310,000306
Total noninterest expense$43,327,000537
Salaries and employee benefits$27,562,000470
Premises and equipment expense$4,422,000575
Additional noninterest expense$11,343,000626
Pre-tax net operating income$17,791,000663
Securities gains (losses)$75,0001,077
Applicable income taxes$4,161,000573
Income before extraordinary items$13,705,000724
Extraordinary gains, net$011
Net income$13,705,000725
Minority interest net income$076
Net income of bank and minority interests.$13,705,000725
Net charge-offs$627,000906
Cash dividends$8,000,000558
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,645,750710
2019-09-30 (YTD Data)Rank
Total interest income$34,641,000750
Total interest expense$4,692,0001,026
Net interest income$29,949,000696
Provision for loan and lease losses$1,995,000417
Total noninterest income$17,298,000385
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$774,0001,121
Trading account gains and feesNANA
Additional Noninterest Income$16,524,000305
Total noninterest expense$31,634,000552
Salaries and employee benefits$20,025,000485
Premises and equipment expense$3,228,000592
Additional noninterest expense$8,381,000629
Pre-tax net operating income$13,618,000662
Securities gains (losses)$66,000965
Applicable income taxes$3,062,000577
Income before extraordinary items$10,622,000708
Extraordinary gains, net$011
Net income$10,622,000710
Minority interest net income$072
Net income of bank and minority interests.$10,622,000709
Net charge-offs$395,000871
Cash dividends$5,000,000606
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,569,860700
2019-06-30 (YTD Data)Rank
Total interest income$22,823,000753
Total interest expense$2,970,0001,060
Net interest income$19,853,000700
Provision for loan and lease losses$1,301,000395
Total noninterest income$8,976,000459
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$491,0001,150
Trading account gains and feesNANA
Additional Noninterest Income$8,485,000352
Total noninterest expense$19,945,000591
Salaries and employee benefits$12,470,000521
Premises and equipment expense$2,077,000613
Additional noninterest expense$5,398,000655
Pre-tax net operating income$7,583,000734
Securities gains (losses)$66,000654
Applicable income taxes$1,877,000599
Income before extraordinary items$5,772,000816
Extraordinary gains, net$011
Net income$5,772,000816
Minority interest net income$069
Net income of bank and minority interests.$5,772,000816
Net charge-offs$151,0001,164
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,719,860809
2019-03-31 (YTD Data)Rank
Total interest income$11,143,000765
Total interest expense$1,382,0001,093
Net interest income$9,761,000713
Provision for loan and lease losses$604,000406
Total noninterest income$3,670,000514
Gross Fiduciary activities income$0972
Service charges on deposit accounts$231,0001,195
Trading account gains and feesNANA
Additional Noninterest Income$3,439,000394
Total noninterest expense$9,693,000598
Salaries and employee benefits$5,977,000540
Premises and equipment expense$1,034,000616
Additional noninterest expense$2,682,000646
Pre-tax net operating income$3,134,000851
Securities gains (losses)$-38,0005,234
Applicable income taxes$1,005,000570
Income before extraordinary items$2,091,0001,043
Extraordinary gains, net$05
Net income$2,091,0001,042
Minority interest net income$052
Net income of bank and minority interests.$2,091,0001,042
Net charge-offs$104,000871
Cash dividends$1,500,000619
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,121,0201,011
2018-12-31 (YTD Data)Rank
Total interest income$34,875,000906
Total interest expense$3,682,0001,215
Net interest income$31,193,000856
Provision for loan and lease losses$980,000898
Total noninterest income$12,035,000598
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$811,0001,360
Trading account gains and feesNANA
Additional Noninterest Income$11,224,000464
Total noninterest expense$33,315,000687
Salaries and employee benefits$20,836,000605
Premises and equipment expense$3,354,000748
Additional noninterest expense$9,125,000760
Pre-tax net operating income$8,933,0001,134
Securities gains (losses)$-165,0005,118
Applicable income taxes$1,471,0001,062
Income before extraordinary items$7,297,0001,175
Extraordinary gains, net$06
Net income$7,297,0001,174
Minority interest net income$072
Net income of bank and minority interests.$7,297,0001,174
Net charge-offs$130,0001,961
Cash dividends$11,400,000381
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,433,9501,152
2018-09-30 (YTD Data)Rank
Total interest income$25,760,000905
Total interest expense$2,568,0001,226
Net interest income$23,192,000860
Provision for loan and lease losses$720,000844
Total noninterest income$8,542,000626
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$577,0001,422
Trading account gains and feesNANA
Additional Noninterest Income$7,965,000487
Total noninterest expense$24,774,000683
Salaries and employee benefits$15,444,000611
Premises and equipment expense$2,542,000740
Additional noninterest expense$6,788,000752
Pre-tax net operating income$6,240,0001,201
Securities gains (losses)$-91,0005,221
Applicable income taxes$1,166,0001,051
Income before extraordinary items$4,983,0001,284
Extraordinary gains, net$05
Net income$4,983,0001,282
Minority interest net income$066
Net income of bank and minority interests.$4,983,0001,283
Net charge-offs$120,0001,595
Cash dividends$10,400,000310
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,056,7101,255
2018-06-30 (YTD Data)Rank
Total interest income$16,912,000908
Total interest expense$1,577,0001,249
Net interest income$15,335,000857
Provision for loan and lease losses$526,000789
Total noninterest income$5,131,000671
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$371,0001,457
Trading account gains and feesNANA
Additional Noninterest Income$4,760,000522
Total noninterest expense$16,316,000696
Salaries and employee benefits$10,335,000607
Premises and equipment expense$1,663,000758
Additional noninterest expense$4,318,000782
Pre-tax net operating income$3,624,0001,310
Securities gains (losses)$-91,0005,333
Applicable income taxes$645,0001,181
Income before extraordinary items$2,888,0001,390
Extraordinary gains, net$06
Net income$2,888,0001,389
Minority interest net income$065
Net income of bank and minority interests.$2,888,0001,389
Net charge-offs$126,0001,174
Cash dividends$10,400,000226
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,962,6201,353
2018-03-31 (YTD Data)Rank
Total interest income$7,942,000951
Total interest expense$764,0001,222
Net interest income$7,178,000910
Provision for loan and lease losses$502,000458
Total noninterest income$2,516,000675
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$205,0001,357
Trading account gains and feesNANA
Additional Noninterest Income$2,311,000522
Total noninterest expense$7,747,000732
Salaries and employee benefits$4,887,000644
Premises and equipment expense$828,000771
Additional noninterest expense$2,032,000810
Pre-tax net operating income$1,445,0001,532
Securities gains (losses)$-105,0005,484
Applicable income taxes$235,0001,423
Income before extraordinary items$1,105,0001,699
Extraordinary gains, net$07
Net income$1,105,0001,699
Minority interest net income$052
Net income of bank and minority interests.$1,105,0001,699
Net charge-offs$122,000760
Cash dividends$10,400,000133
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,191,1001,581
2017-12-31 (YTD Data)Rank
Total interest income$28,001,0001,022
Total interest expense$2,771,0001,168
Net interest income$25,230,0001,003
Provision for loan and lease losses$1,228,000756
Total noninterest income$12,973,000576
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$860,0001,339
Trading account gains and feesNANA
Additional Noninterest Income$12,113,000455
Total noninterest expense$28,368,000769
Salaries and employee benefits$17,811,000694
Premises and equipment expense$2,734,000895
Additional noninterest expense$7,823,000846
Pre-tax net operating income$8,607,0001,115
Securities gains (losses)$37,0001,045
Applicable income taxes$2,406,0001,145
Income before extraordinary items$6,238,0001,127
Extraordinary gains, net$09
Net income$6,238,0001,127
Minority interest net income$076
Net income of bank and minority interests.$6,238,0001,127
Net charge-offs$248,0001,644
Cash dividends$2,000,0001,415
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,211,3601,119
2017-09-30 (YTD Data)Rank
Total interest income$20,625,0001,040
Total interest expense$1,998,0001,190
Net interest income$18,627,0001,013
Provision for loan and lease losses$934,000737
Total noninterest income$9,785,000584
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$649,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$9,136,000453
Total noninterest expense$21,153,000777
Salaries and employee benefits$13,306,000695
Premises and equipment expense$2,069,000896
Additional noninterest expense$5,778,000851
Pre-tax net operating income$6,325,0001,162
Securities gains (losses)$-14,0005,439
Applicable income taxes$1,805,000987
Income before extraordinary items$4,506,0001,254
Extraordinary gains, net$09
Net income$4,506,0001,254
Minority interest net income$071
Net income of bank and minority interests.$4,506,0001,254
Net charge-offs$204,0001,377
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,515,9401,233
2017-06-30 (YTD Data)Rank
Total interest income$13,351,0001,053
Total interest expense$1,284,0001,191
Net interest income$12,067,0001,029
Provision for loan and lease losses$603,000733
Total noninterest income$6,149,000603
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$427,0001,342
Trading account gains and feesNANA
Additional Noninterest Income$5,722,000477
Total noninterest expense$14,207,000766
Salaries and employee benefits$8,987,000685
Premises and equipment expense$1,390,000891
Additional noninterest expense$3,830,000857
Pre-tax net operating income$3,406,0001,337
Securities gains (losses)$-14,0005,536
Applicable income taxes$982,0001,116
Income before extraordinary items$2,410,0001,469
Extraordinary gains, net$011
Net income$2,410,0001,468
Minority interest net income$071
Net income of bank and minority interests.$2,410,0001,469
Net charge-offs$148,0001,253
Cash dividends$1,300,0001,070
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,419,9401,448
2017-03-31 (YTD Data)Rank
Total interest income$6,379,0001,087
Total interest expense$585,0001,276
Net interest income$5,794,0001,065
Provision for loan and lease losses$301,000669
Total noninterest income$2,893,000612
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$210,0001,362
Trading account gains and feesNANA
Additional Noninterest Income$2,683,000481
Total noninterest expense$7,060,000778
Salaries and employee benefits$4,416,000711
Premises and equipment expense$717,000876
Additional noninterest expense$1,927,000844
Pre-tax net operating income$1,326,0001,579
Securities gains (losses)$01,153
Applicable income taxes$327,0001,424
Income before extraordinary items$999,0001,676
Extraordinary gains, net$08
Net income$999,0001,676
Minority interest net income$055
Net income of bank and minority interests.$999,0001,676
Net charge-offs$-4,0004,579
Cash dividends$800,000860
Sale, conversion, retirement of capital stock, net$0632
Net operating income$999,0001,661
2016-12-31 (YTD Data)Rank
Total interest income$24,121,0001,101
Total interest expense$2,366,0001,226
Net interest income$21,755,0001,087
Provision for loan and lease losses$1,833,000561
Total noninterest income$14,312,000535
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$788,0001,459
Trading account gains and fees$0170
Additional Noninterest Income$13,524,000416
Total noninterest expense$26,351,000808
Salaries and employee benefits$16,234,000737
Premises and equipment expense$2,815,000880
Additional noninterest expense$7,302,000907
Pre-tax net operating income$7,883,0001,117
Securities gains (losses)$249,000754
Applicable income taxes$2,222,000960
Income before extraordinary items$5,910,0001,215
Extraordinary gains, net$05
Net income$5,910,0001,214
Minority interest net income$082
Net income of bank and minority interests.$5,910,0001,214
Net charge-offs$613,000954
Cash dividends$2,400,0001,214
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,728,2301,212
2016-09-30 (YTD Data)Rank
Total interest income$17,662,0001,123
Total interest expense$1,774,0001,221
Net interest income$15,888,0001,117
Provision for loan and lease losses$1,381,000542
Total noninterest income$10,220,000557
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$583,0001,474
Trading account gains and fees$0169
Additional Noninterest Income$9,637,000426
Total noninterest expense$19,172,000836
Salaries and employee benefits$11,742,000755
Premises and equipment expense$2,158,000860
Additional noninterest expense$5,272,000934
Pre-tax net operating income$5,555,0001,200
Securities gains (losses)$194,000820
Applicable income taxes$1,484,0001,080
Income before extraordinary items$4,265,0001,266
Extraordinary gains, net$05
Net income$4,265,0001,266
Minority interest net income$071
Net income of bank and minority interests.$4,265,0001,266
Net charge-offs$281,0001,194
Cash dividends$1,600,0001,227
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,121,4401,266
2016-06-30 (YTD Data)Rank
Total interest income$11,409,0001,160
Total interest expense$1,182,0001,213
Net interest income$10,227,0001,149
Provision for loan and lease losses$909,000543
Total noninterest income$6,023,000598
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$375,0001,509
Trading account gains and fees$0157
Additional Noninterest Income$5,648,000455
Total noninterest expense$12,458,000852
Salaries and employee benefits$7,578,000779
Premises and equipment expense$1,460,000855
Additional noninterest expense$3,420,000963
Pre-tax net operating income$2,883,0001,442
Securities gains (losses)$84,0001,086
Applicable income taxes$668,0001,404
Income before extraordinary items$2,299,0001,494
Extraordinary gains, net$016
Net income$2,299,0001,494
Minority interest net income$071
Net income of bank and minority interests.$2,299,0001,494
Net charge-offs$199,0001,125
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,234,3201,484
2016-03-31 (YTD Data)Rank
Total interest income$5,867,0001,128
Total interest expense$590,0001,208
Net interest income$5,277,0001,120
Provision for loan and lease losses$450,000504
Total noninterest income$2,617,000650
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$186,0001,515
Trading account gains and fees$0142
Additional Noninterest Income$2,431,000499
Total noninterest expense$6,180,000857
Salaries and employee benefits$3,674,000804
Premises and equipment expense$790,000801
Additional noninterest expense$1,716,000955
Pre-tax net operating income$1,264,0001,600
Securities gains (losses)$02,077
Applicable income taxes$255,0001,636
Income before extraordinary items$1,009,0001,599
Extraordinary gains, net$012
Net income$1,009,0001,600
Minority interest net income$062
Net income of bank and minority interests.$1,009,0001,600
Net charge-offs$60,0001,320
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,009,0001,563
2015-12-31 (YTD Data)Rank
Total interest income$21,759,0001,176
Total interest expense$2,136,0001,299
Net interest income$19,623,0001,161
Provision for loan and lease losses$1,303,000641
Total noninterest income$10,241,000665
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$575,0001,893
Trading account gains and fees$0159
Additional Noninterest Income$9,666,000502
Total noninterest expense$25,111,000827
Salaries and employee benefits$14,290,000805
Premises and equipment expense$2,988,000832
Additional noninterest expense$7,833,000834
Pre-tax net operating income$3,450,0002,088
Securities gains (losses)$221,000688
Applicable income taxes$537,0002,166
Income before extraordinary items$3,134,0001,974
Extraordinary gains, net$023
Net income$3,134,0001,975
Minority interest net income$081
Net income of bank and minority interests.$3,134,0001,976
Net charge-offs$203,0001,972
Cash dividends$1,240,0001,873
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,946,1502,046
2015-09-30 (YTD Data)Rank
Total interest income$15,738,0001,219
Total interest expense$1,592,0001,318
Net interest income$14,146,0001,215
Provision for loan and lease losses$960,000623
Total noninterest income$7,728,000674
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$349,0002,273
Trading account gains and fees$0153
Additional Noninterest Income$7,379,000516
Total noninterest expense$18,623,000844
Salaries and employee benefits$10,631,000818
Premises and equipment expense$2,307,000823
Additional noninterest expense$5,685,000863
Pre-tax net operating income$2,291,0002,328
Securities gains (losses)$221,000599
Applicable income taxes$385,0002,241
Income before extraordinary items$2,127,0002,164
Extraordinary gains, net$021
Net income$2,127,0002,165
Minority interest net income$078
Net income of bank and minority interests.$2,127,0002,165
Net charge-offs$180,0001,648
Cash dividends$865,0001,758
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,939,1502,280
2015-06-30 (YTD Data)Rank
Total interest income$9,694,0001,326
Total interest expense$965,0001,450
Net interest income$8,729,0001,307
Provision for loan and lease losses$650,000605
Total noninterest income$5,502,000646
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$467,0001,285
Trading account gains and fees$0157
Additional Noninterest Income$5,035,000507
Total noninterest expense$12,117,000870
Salaries and employee benefits$6,739,000854
Premises and equipment expense$1,402,000886
Additional noninterest expense$3,976,000835
Pre-tax net operating income$1,464,0002,377
Securities gains (losses)$221,000490
Applicable income taxes$307,0002,113
Income before extraordinary items$1,378,0002,193
Extraordinary gains, net$022
Net income$1,378,0002,196
Minority interest net income$075
Net income of bank and minority interests.$1,378,0002,196
Net charge-offs$150,0001,374
Cash dividends$400,0002,136
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,196,7802,384
2015-03-31 (YTD Data)Rank
Total interest income$4,701,0001,356
Total interest expense$480,0001,452
Net interest income$4,221,0001,336
Provision for loan and lease losses$322,000593
Total noninterest income$2,479,000668
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$223,0001,317
Trading account gains and fees$0152
Additional Noninterest Income$2,256,000523
Total noninterest expense$6,024,000868
Salaries and employee benefits$3,239,000882
Premises and equipment expense$721,000872
Additional noninterest expense$2,064,000794
Pre-tax net operating income$354,0003,609
Securities gains (losses)$174,000398
Applicable income taxes$81,0002,630
Income before extraordinary items$447,0002,927
Extraordinary gains, net$013
Net income$447,0002,930
Minority interest net income$064
Net income of bank and minority interests.$447,0002,930
Net charge-offs$147,000881
Cash dividends$200,0001,824
Sale, conversion, retirement of capital stock, net$0697
Net operating income$299,1003,567
2014-12-31 (YTD Data)Rank
Total interest income$18,309,0001,384
Total interest expense$1,948,0001,522
Net interest income$16,361,0001,365
Provision for loan and lease losses$811,0001,013
Total noninterest income$8,359,000743
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,017,0001,266
Trading account gains and fees$0180
Additional Noninterest Income$7,342,000578
Total noninterest expense$22,064,000916
Salaries and employee benefits$12,133,000905
Premises and equipment expense$2,759,000884
Additional noninterest expense$7,172,000909
Pre-tax net operating income$1,845,0003,121
Securities gains (losses)$570,000351
Applicable income taxes$-689,0006,404
Income before extraordinary items$3,104,0001,965
Extraordinary gains, net$017
Net income$3,104,0001,964
Minority interest net income$084
Net income of bank and minority interests.$3,104,0001,963
Net charge-offs$481,0001,507
Cash dividends$304,0003,356
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,534,0002,236
2014-09-30 (YTD Data)Rank
Total interest income$13,428,0001,419
Total interest expense$1,455,0001,543
Net interest income$11,973,0001,400
Provision for loan and lease losses$511,0001,118
Total noninterest income$6,229,000747
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$764,0001,275
Trading account gains and fees$0174
Additional Noninterest Income$5,465,000581
Total noninterest expense$16,296,000924
Salaries and employee benefits$9,116,000901
Premises and equipment expense$2,035,000903
Additional noninterest expense$5,145,000946
Pre-tax net operating income$1,395,0003,173
Securities gains (losses)$415,000369
Applicable income taxes$116,0003,200
Income before extraordinary items$1,694,0002,501
Extraordinary gains, net$015
Net income$1,694,0002,502
Minority interest net income$081
Net income of bank and minority interests.$1,694,0002,501
Net charge-offs$331,0001,512
Cash dividends$304,0002,711
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,303,9002,940
2014-06-30 (YTD Data)Rank
Total interest income$8,752,0001,444
Total interest expense$961,0001,565
Net interest income$7,791,0001,424
Provision for loan and lease losses$296,0001,319
Total noninterest income$3,930,000763
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$480,0001,327
Trading account gains and fees$0172
Additional Noninterest Income$3,450,000592
Total noninterest expense$10,832,000922
Salaries and employee benefits$6,111,000894
Premises and equipment expense$1,351,000915
Additional noninterest expense$3,370,000957
Pre-tax net operating income$593,0003,895
Securities gains (losses)$222,000451
Applicable income taxes$49,0003,446
Income before extraordinary items$766,0003,173
Extraordinary gains, net$020
Net income$766,0003,179
Minority interest net income$080
Net income of bank and minority interests.$766,0003,179
Net charge-offs$291,0001,270
Cash dividends$304,0002,310
Sale, conversion, retirement of capital stock, net$0794
Net operating income$557,3203,696
2014-03-31 (YTD Data)Rank
Total interest income$4,288,0001,467
Total interest expense$481,0001,590
Net interest income$3,807,0001,448
Provision for loan and lease losses$128,0001,407
Total noninterest income$1,795,000797
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$226,0001,389
Trading account gains and fees$0147
Additional Noninterest Income$1,569,000605
Total noninterest expense$5,475,000919
Salaries and employee benefits$3,044,000916
Premises and equipment expense$680,000930
Additional noninterest expense$1,751,000911
Pre-tax net operating income$-1,0006,211
Securities gains (losses)$195,000281
Applicable income taxes$12,0003,740
Income before extraordinary items$182,0004,405
Extraordinary gains, net$016
Net income$182,0004,406
Minority interest net income$066
Net income of bank and minority interests.$182,0004,407
Net charge-offs$73,0001,577
Cash dividends$304,0001,407
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,3006,217
2013-12-31 (YTD Data)Rank
Total interest income$16,394,0001,530
Total interest expense$2,048,0001,667
Net interest income$14,346,0001,516
Provision for loan and lease losses$569,0001,701
Total noninterest income$9,925,000672
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,003,0001,354
Trading account gains and fees$0184
Additional Noninterest Income$8,922,000522
Total noninterest expense$22,353,000908
Salaries and employee benefits$12,739,000840
Premises and equipment expense$2,636,000912
Additional noninterest expense$6,978,000969
Pre-tax net operating income$1,349,0003,585
Securities gains (losses)$1,732,000147
Applicable income taxes$114,0003,333
Income before extraordinary items$2,967,0001,915
Extraordinary gains, net$029
Net income$2,967,0001,917
Minority interest net income$090
Net income of bank and minority interests.$2,967,0001,917
Net charge-offs$274,0002,673
Cash dividends$727,0002,309
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,304,2803,360
2013-09-30 (YTD Data)Rank
Total interest income$12,110,0001,565
Total interest expense$1,552,0001,686
Net interest income$10,558,0001,554
Provision for loan and lease losses$415,0001,722
Total noninterest income$8,002,000650
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$740,0001,385
Trading account gains and fees$0180
Additional Noninterest Income$7,262,000507
Total noninterest expense$17,037,000902
Salaries and employee benefits$9,744,000837
Premises and equipment expense$1,976,000915
Additional noninterest expense$5,317,000954
Pre-tax net operating income$1,108,0003,500
Securities gains (losses)$1,326,000161
Applicable income taxes$76,0003,473
Income before extraordinary items$2,358,0001,864
Extraordinary gains, net$025
Net income$2,358,0001,869
Minority interest net income$084
Net income of bank and minority interests.$2,358,0001,869
Net charge-offs$240,0002,360
Cash dividends$353,0002,453
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,071,7803,217
2013-06-30 (YTD Data)Rank
Total interest income$8,002,0001,568
Total interest expense$1,048,0001,708
Net interest income$6,954,0001,561
Provision for loan and lease losses$257,0001,838
Total noninterest income$5,528,000630
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$460,0001,450
Trading account gains and fees$0157
Additional Noninterest Income$5,068,000497
Total noninterest expense$11,473,000894
Salaries and employee benefits$6,515,000840
Premises and equipment expense$1,342,000905
Additional noninterest expense$3,616,000937
Pre-tax net operating income$752,0003,444
Securities gains (losses)$896,000202
Applicable income taxes$36,0003,667
Income before extraordinary items$1,612,0001,812
Extraordinary gains, net$022
Net income$1,612,0001,817
Minority interest net income$082
Net income of bank and minority interests.$1,612,0001,818
Net charge-offs$82,0002,933
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$733,9203,133
2013-03-31 (YTD Data)Rank
Total interest income$4,074,0001,555
Total interest expense$513,0001,798
Net interest income$3,561,0001,525
Provision for loan and lease losses$116,0001,936
Total noninterest income$2,649,000657
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$197,0001,638
Trading account gains and fees$0148
Additional Noninterest Income$2,452,000509
Total noninterest expense$5,548,000920
Salaries and employee benefits$3,059,000894
Premises and equipment expense$675,000913
Additional noninterest expense$1,814,000937
Pre-tax net operating income$546,0002,712
Securities gains (losses)$411,000250
Applicable income taxes$51,0002,973
Income before extraordinary items$906,0001,613
Extraordinary gains, net$010
Net income$906,0001,614
Minority interest net income$076
Net income of bank and minority interests.$906,0001,615
Net charge-offs$41,0002,562
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$515,5502,443
2012-12-31 (YTD Data)Rank
Total interest income$13,151,0002,003
Total interest expense$2,498,0001,748
Net interest income$10,653,0002,035
Provision for loan and lease losses$940,0001,842
Total noninterest income$4,355,0001,254
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$652,0002,012
Trading account gains and fees$0166
Additional Noninterest Income$3,703,0001,021
Total noninterest expense$11,225,0001,719
Salaries and employee benefits$5,796,0001,751
Premises and equipment expense$1,503,0001,576
Additional noninterest expense$3,926,0001,696
Pre-tax net operating income$2,843,0002,189
Securities gains (losses)$311,0001,339
Applicable income taxes$532,0002,125
Income before extraordinary items$2,622,0002,082
Extraordinary gains, net$029
Net income$2,622,0002,081
Minority interest net income$093
Net income of bank and minority interests.$2,622,0002,083
Net charge-offs$615,0002,386
Cash dividends$1,541,0001,461
Sale, conversion, retirement of capital stock, net$7,000,00059
Net operating income$2,363,8702,152
2012-09-30 (YTD Data)Rank
Total interest income$9,700,0002,065
Total interest expense$1,935,0001,768
Net interest income$7,765,0002,117
Provision for loan and lease losses$753,0001,775
Total noninterest income$2,933,0001,351
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$468,0002,108
Trading account gains and fees$0157
Additional Noninterest Income$2,465,0001,084
Total noninterest expense$7,551,0001,900
Salaries and employee benefits$3,762,0002,009
Premises and equipment expense$1,060,0001,677
Additional noninterest expense$2,729,0001,814
Pre-tax net operating income$2,394,0002,050
Securities gains (losses)$311,0001,082
Applicable income taxes$640,0001,678
Income before extraordinary items$2,065,0002,053
Extraordinary gains, net$020
Net income$2,065,0002,052
Minority interest net income$086
Net income of bank and minority interests.$2,065,0002,054
Net charge-offs$453,0002,322
Cash dividends$1,541,000972
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,828,6402,150
2012-06-30 (YTD Data)Rank
Total interest income$6,570,0002,038
Total interest expense$1,391,0001,718
Net interest income$5,179,0002,115
Provision for loan and lease losses$518,0001,768
Total noninterest income$1,680,0001,494
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$302,0002,149
Trading account gains and fees$0153
Additional Noninterest Income$1,378,0001,208
Total noninterest expense$4,935,0001,953
Salaries and employee benefits$2,447,0002,049
Premises and equipment expense$720,0001,655
Additional noninterest expense$1,768,0001,882
Pre-tax net operating income$1,406,0002,250
Securities gains (losses)$311,000830
Applicable income taxes$391,0001,742
Income before extraordinary items$1,326,0002,091
Extraordinary gains, net$019
Net income$1,326,0002,090
Minority interest net income$084
Net income of bank and minority interests.$1,326,0002,091
Net charge-offs$393,0002,024
Cash dividends$1,065,000919
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,086,5302,327
2012-03-31 (YTD Data)Rank
Total interest income$3,417,0001,981
Total interest expense$741,0001,689
Net interest income$2,676,0002,056
Provision for loan and lease losses$258,0001,717
Total noninterest income$823,0001,497
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$141,0002,256
Trading account gains and fees$0148
Additional Noninterest Income$682,0001,203
Total noninterest expense$2,440,0001,973
Salaries and employee benefits$1,230,0002,040
Premises and equipment expense$362,0001,647
Additional noninterest expense$848,0001,936
Pre-tax net operating income$801,0002,028
Securities gains (losses)$115,000846
Applicable income taxes$225,0001,594
Income before extraordinary items$691,0002,025
Extraordinary gains, net$019
Net income$691,0002,026
Minority interest net income$078
Net income of bank and minority interests.$691,0002,027
Net charge-offs$58,0002,905
Cash dividends$546,000808
Sale, conversion, retirement of capital stock, net$0861
Net operating income$604,7502,133
2011-12-31 (YTD Data)Rank
Total interest income$14,397,0001,960
Total interest expense$3,527,0001,695
Net interest income$10,870,0002,007
Provision for loan and lease losses$1,015,0002,388
Total noninterest income$2,320,0001,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$100,0005,510
Trading account gains and fees$-374,0007,328
Additional Noninterest Income$2,594,0001,136
Total noninterest expense$9,357,0002,043
Salaries and employee benefits$4,946,0001,949
Premises and equipment expense$2,155,0001,158
Additional noninterest expense$2,256,0002,802
Pre-tax net operating income$2,818,0001,947
Securities gains (losses)$166,0001,608
Applicable income taxes$922,0001,421
Income before extraordinary items$2,062,0002,204
Extraordinary gains, net$029
Net income$2,062,0002,205
Minority interest net income$096
Net income of bank and minority interests.$2,062,0002,205
Net charge-offs$586,0002,983
Cash dividends$1,689,0001,111
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,947,4602,233
2011-09-30 (YTD Data)Rank
Total interest income$10,825,0001,977
Total interest expense$2,722,0001,715
Net interest income$8,103,0002,033
Provision for loan and lease losses$690,0002,459
Total noninterest income$1,572,0001,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0005,575
Trading account gains and fees$-330,0007,409
Additional Noninterest Income$1,829,0001,191
Total noninterest expense$7,107,0002,030
Salaries and employee benefits$3,732,0001,942
Premises and equipment expense$1,648,0001,147
Additional noninterest expense$1,727,0002,774
Pre-tax net operating income$1,878,0002,190
Securities gains (losses)$57,0002,250
Applicable income taxes$601,0001,573
Income before extraordinary items$1,334,0002,530
Extraordinary gains, net$021
Net income$1,334,0002,532
Minority interest net income$087
Net income of bank and minority interests.$1,334,0002,532
Net charge-offs$331,0003,129
Cash dividends$1,351,000909
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,294,6702,498
2011-06-30 (YTD Data)Rank
Total interest income$7,262,0001,977
Total interest expense$1,849,0001,744
Net interest income$5,413,0002,033
Provision for loan and lease losses$432,0002,501
Total noninterest income$1,200,0001,740
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0005,592
Trading account gains and fees$0153
Additional Noninterest Income$1,152,0001,219
Total noninterest expense$4,894,0001,970
Salaries and employee benefits$2,553,0001,916
Premises and equipment expense$1,107,0001,160
Additional noninterest expense$1,234,0002,677
Pre-tax net operating income$1,287,0002,113
Securities gains (losses)$02,914
Applicable income taxes$404,0001,512
Income before extraordinary items$883,0002,497
Extraordinary gains, net$015
Net income$883,0002,497
Minority interest net income$089
Net income of bank and minority interests.$883,0002,497
Net charge-offs$260,0002,843
Cash dividends$988,000841
Sale, conversion, retirement of capital stock, net$0986
Net operating income$883,0002,419
2011-03-31 (YTD Data)Rank
Total interest income$3,672,0001,967
Total interest expense$953,0001,752
Net interest income$2,719,0002,011
Provision for loan and lease losses$277,0002,079
Total noninterest income$586,0001,781
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,0005,566
Trading account gains and fees$39,000117
Additional Noninterest Income$523,0001,305
Total noninterest expense$2,436,0001,989
Salaries and employee benefits$1,334,0001,860
Premises and equipment expense$598,0001,089
Additional noninterest expense$504,0003,160
Pre-tax net operating income$592,0002,252
Securities gains (losses)$01,772
Applicable income taxes$193,0001,548
Income before extraordinary items$399,0002,667
Extraordinary gains, net$09
Net income$399,0002,666
Minority interest net income$086
Net income of bank and minority interests.$399,0002,667
Net charge-offs$183,0002,185
Cash dividends$629,000594
Sale, conversion, retirement of capital stock, net$0925
Net operating income$399,0002,606
2010-12-31 (YTD Data)Rank
Total interest income$14,525,0002,075
Total interest expense$4,300,0001,870
Net interest income$10,225,0002,136
Provision for loan and lease losses$988,0003,075
Total noninterest income$3,499,0001,393
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$183,000111
Additional Noninterest Income$3,316,000992
Total noninterest expense$8,981,0002,161
Salaries and employee benefits$4,874,0001,984
Premises and equipment expense$1,975,0001,310
Additional noninterest expense$2,132,0003,080
Pre-tax net operating income$3,755,0001,331
Securities gains (losses)$4,0003,501
Applicable income taxes$1,128,0001,122
Income before extraordinary items$2,631,0001,563
Extraordinary gains, net$029
Net income$2,631,0001,563
Minority interest net income$0111
Net income of bank and minority interests.$2,631,0001,565
Net charge-offs$936,0002,780
Cash dividends$1,565,0001,026
Sale, conversion, retirement of capital stock, net$12,000,00073
Net operating income$2,628,2001,518
2010-09-30 (YTD Data)Rank
Total interest income$10,898,0002,112
Total interest expense$3,292,0001,902
Net interest income$7,606,0002,175
Provision for loan and lease losses$756,0002,927
Total noninterest income$2,515,0001,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,515,000943
Total noninterest expense$6,615,0002,190
Salaries and employee benefits$3,605,0002,013
Premises and equipment expense$1,458,0001,340
Additional noninterest expense$1,552,0003,124
Pre-tax net operating income$2,750,0001,422
Securities gains (losses)$4,0003,332
Applicable income taxes$822,0001,172
Income before extraordinary items$1,932,0001,703
Extraordinary gains, net$023
Net income$1,932,0001,707
Minority interest net income$0110
Net income of bank and minority interests.$1,932,0001,707
Net charge-offs$520,0003,029
Cash dividends$750,0001,317
Sale, conversion, retirement of capital stock, net$12,000,00062
Net operating income$1,929,2001,622
2010-06-30 (YTD Data)Rank
Total interest income$7,218,0002,160
Total interest expense$2,253,0001,925
Net interest income$4,965,0002,238
Provision for loan and lease losses$473,0002,940
Total noninterest income$1,315,0001,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,315,0001,076
Total noninterest expense$4,346,0002,221
Salaries and employee benefits$2,427,0001,998
Premises and equipment expense$984,0001,349
Additional noninterest expense$935,0003,387
Pre-tax net operating income$1,461,0001,754
Securities gains (losses)$4,0002,840
Applicable income taxes$440,0001,352
Income before extraordinary items$1,025,0002,074
Extraordinary gains, net$019
Net income$1,025,0002,074
Minority interest net income$0105
Net income of bank and minority interests.$1,025,0002,076
Net charge-offs$475,0002,516
Cash dividends$500,0001,315
Sale, conversion, retirement of capital stock, net$12,000,00042
Net operating income$1,022,2001,991
2010-03-31 (YTD Data)Rank
Total interest income$3,629,0002,205
Total interest expense$1,141,0002,009
Net interest income$2,488,0002,252
Provision for loan and lease losses$214,0002,906
Total noninterest income$592,0001,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$592,0001,137
Total noninterest expense$2,120,0002,302
Salaries and employee benefits$1,197,0002,057
Premises and equipment expense$482,0001,414
Additional noninterest expense$441,0003,529
Pre-tax net operating income$746,0001,720
Securities gains (losses)$02,284
Applicable income taxes$252,0001,191
Income before extraordinary items$494,0002,166
Extraordinary gains, net$016
Net income$494,0002,165
Minority interest net income$091
Net income of bank and minority interests.$494,0002,166
Net charge-offs$80,0003,309
Cash dividends$250,0001,200
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$494,0002,075
2009-12-31 (YTD Data)Rank
Total interest income$14,844,0002,244
Total interest expense$5,429,0002,097
Net interest income$9,415,0002,317
Provision for loan and lease losses$465,0004,649
Total noninterest income$3,365,0001,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$62,000159
Additional Noninterest Income$3,303,000980
Total noninterest expense$8,287,0002,384
Salaries and employee benefits$4,644,0002,117
Premises and equipment expense$1,523,0001,772
Additional noninterest expense$2,120,0003,167
Pre-tax net operating income$4,028,0001,029
Securities gains (losses)$873,000553
Applicable income taxes$1,472,000711
Income before extraordinary items$3,429,000989
Extraordinary gains, net$034
Net income$3,429,000987
Minority interest net income$0115
Net income of bank and minority interests.$3,429,000988
Net charge-offs$68,0006,009
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,817,9001,185
2009-09-30 (YTD Data)Rank
Total interest income$11,111,0002,287
Total interest expense$4,146,0002,150
Net interest income$6,965,0002,341
Provision for loan and lease losses$358,0004,344
Total noninterest income$2,613,0001,469
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$62,000158
Additional Noninterest Income$2,551,000976
Total noninterest expense$5,998,0002,464
Salaries and employee benefits$3,369,0002,205
Premises and equipment expense$1,078,0001,885
Additional noninterest expense$1,551,0003,197
Pre-tax net operating income$3,222,0001,015
Securities gains (losses)$840,000442
Applicable income taxes$1,220,000724
Income before extraordinary items$2,842,000954
Extraordinary gains, net$027
Net income$2,842,000954
Minority interest net income$0118
Net income of bank and minority interests.$2,842,000955
Net charge-offs$58,0005,561
Cash dividends$750,0001,553
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,254,0001,181
2009-06-30 (YTD Data)Rank
Total interest income$7,469,0002,298
Total interest expense$2,851,0002,181
Net interest income$4,618,0002,359
Provision for loan and lease losses$223,0004,189
Total noninterest income$1,704,0001,509
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-12,0008,144
Additional Noninterest Income$1,716,000996
Total noninterest expense$4,089,0002,444
Salaries and employee benefits$2,254,0002,237
Premises and equipment expense$731,0001,893
Additional noninterest expense$1,104,0003,047
Pre-tax net operating income$2,010,0001,135
Securities gains (losses)$840,000335
Applicable income taxes$856,000705
Income before extraordinary items$1,994,000954
Extraordinary gains, net$021
Net income$1,994,000954
Minority interest net income$0112
Net income of bank and minority interests.$1,994,000954
Net charge-offs$5,0006,236
Cash dividends$500,0001,607
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,406,0001,313
2009-03-31 (YTD Data)Rank
Total interest income$3,773,0002,311
Total interest expense$1,459,0002,216
Net interest income$2,314,0002,352
Provision for loan and lease losses$72,0004,451
Total noninterest income$413,0002,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-18,0008,185
Additional Noninterest Income$431,0001,535
Total noninterest expense$1,961,0002,469
Salaries and employee benefits$1,124,0002,271
Premises and equipment expense$369,0001,911
Additional noninterest expense$468,0003,184
Pre-tax net operating income$694,0001,823
Securities gains (losses)$849,000212
Applicable income taxes$463,000732
Income before extraordinary items$1,080,000998
Extraordinary gains, net$015
Net income$1,080,000998
Minority interest net income$0102
Net income of bank and minority interests.$1,080,0001,000
Net charge-offs$8,0004,870
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$485,7002,052
2008-12-31 (YTD Data)Rank
Total interest income$14,751,0002,502
Total interest expense$6,166,0002,454
Net interest income$8,585,0002,520
Provision for loan and lease losses$-141,0008,272
Total noninterest income$137,0006,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,210,0008,250
Additional Noninterest Income$1,347,0001,729
Total noninterest expense$7,002,0002,689
Salaries and employee benefits$4,300,0002,353
Premises and equipment expense$1,187,0002,268
Additional noninterest expense$1,515,0003,594
Pre-tax net operating income$1,861,0002,594
Securities gains (losses)$965,000218
Applicable income taxes$767,0001,434
Income before extraordinary items$2,059,0001,935
Extraordinary gains, net$039
Net income$2,059,0001,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,940
Cash dividends$1,546,0001,685
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,354,5502,845
2008-09-30 (YTD Data)Rank
Total interest income$10,863,0002,606
Total interest expense$4,634,0002,544
Net interest income$6,229,0002,641
Provision for loan and lease losses$-175,0008,348
Total noninterest income$2,0008,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,172,0008,333
Additional Noninterest Income$1,174,0001,625
Total noninterest expense$5,108,0002,731
Salaries and employee benefits$3,131,0002,436
Premises and equipment expense$876,0002,309
Additional noninterest expense$1,101,0003,611
Pre-tax net operating income$1,298,0003,158
Securities gains (losses)$727,000234
Applicable income taxes$588,0001,706
Income before extraordinary items$1,437,0002,409
Extraordinary gains, net$031
Net income$1,437,0002,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,222
Cash dividends$1,546,0001,275
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$920,8303,405
2008-06-30 (YTD Data)Rank
Total interest income$7,100,0002,680
Total interest expense$3,112,0002,622
Net interest income$3,988,0002,708
Provision for loan and lease losses$-175,0008,419
Total noninterest income$701,0002,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-63,0008,374
Additional Noninterest Income$764,0001,680
Total noninterest expense$3,369,0002,760
Salaries and employee benefits$2,063,0002,497
Premises and equipment expense$568,0002,371
Additional noninterest expense$738,0003,571
Pre-tax net operating income$1,495,0002,206
Securities gains (losses)$492,000319
Applicable income taxes$516,0001,565
Income before extraordinary items$1,471,0001,836
Extraordinary gains, net$021
Net income$1,471,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,328
Cash dividends$744,0001,792
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,106,9202,318
2008-03-31 (YTD Data)Rank
Total interest income$3,434,0002,843
Total interest expense$1,573,0002,757
Net interest income$1,861,0002,888
Provision for loan and lease losses$06,080
Total noninterest income$293,0003,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-112,0008,434
Additional Noninterest Income$405,0001,616
Total noninterest expense$1,649,0002,805
Salaries and employee benefits$1,022,0002,532
Premises and equipment expense$287,0002,356
Additional noninterest expense$340,0003,745
Pre-tax net operating income$505,0003,058
Securities gains (losses)$237,000401
Applicable income taxes$182,0002,089
Income before extraordinary items$560,0002,452
Extraordinary gains, net$015
Net income$560,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$240,0002,136
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$382,2503,202
2007-12-31 (YTD Data)Rank
Total interest income$13,337,0002,979
Total interest expense$6,265,0002,905
Net interest income$7,072,0003,081
Provision for loan and lease losses$06,851
Total noninterest income$1,330,0002,927
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,330,0001,833
Total noninterest expense$6,340,0002,819
Salaries and employee benefits$3,904,0002,545
Premises and equipment expense$1,112,0002,330
Additional noninterest expense$1,324,0003,785
Pre-tax net operating income$2,062,0003,258
Securities gains (losses)$309,000353
Applicable income taxes$666,0002,361
Income before extraordinary items$1,705,0003,161
Extraordinary gains, net$039
Net income$1,705,0003,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,621
Cash dividends$1,743,0001,799
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,482,5203,464
2007-09-30 (YTD Data)Rank
Total interest income$9,882,0003,013
Total interest expense$4,622,0002,942
Net interest income$5,260,0003,098
Provision for loan and lease losses$06,528
Total noninterest income$942,0003,041
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$942,0001,907
Total noninterest expense$4,684,0002,836
Salaries and employee benefits$2,880,0002,579
Premises and equipment expense$837,0002,308
Additional noninterest expense$967,0003,804
Pre-tax net operating income$1,518,0003,440
Securities gains (losses)$495,000235
Applicable income taxes$574,0002,356
Income before extraordinary items$1,439,0003,061
Extraordinary gains, net$033
Net income$1,439,0003,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$1,302,0001,669
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,087,5503,673
2007-06-30 (YTD Data)Rank
Total interest income$6,506,0003,062
Total interest expense$2,997,0003,014
Net interest income$3,509,0003,112
Provision for loan and lease losses$06,209
Total noninterest income$601,0003,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$601,0001,984
Total noninterest expense$3,116,0002,873
Salaries and employee benefits$1,914,0002,615
Premises and equipment expense$556,0002,328
Additional noninterest expense$646,0003,793
Pre-tax net operating income$994,0003,545
Securities gains (losses)$329,000243
Applicable income taxes$374,0002,459
Income before extraordinary items$949,0003,138
Extraordinary gains, net$029
Net income$949,0003,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$887,0001,706
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$712,1203,765
2007-03-31 (YTD Data)Rank
Total interest income$3,247,0003,059
Total interest expense$1,458,0003,063
Net interest income$1,789,0003,056
Provision for loan and lease losses$05,779
Total noninterest income$301,0003,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$301,0001,958
Total noninterest expense$1,551,0002,894
Salaries and employee benefits$959,0002,641
Premises and equipment expense$279,0002,344
Additional noninterest expense$313,0003,850
Pre-tax net operating income$539,0003,351
Securities gains (losses)$148,000253
Applicable income taxes$200,0002,397
Income before extraordinary items$487,0003,087
Extraordinary gains, net$022
Net income$487,0003,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$449,0001,554
Sale, conversion, retirement of capital stock, net$0885
Net operating income$381,9203,590
2006-12-31 (YTD Data)Rank
Total interest income$11,453,0003,222
Total interest expense$4,640,0003,221
Net interest income$6,813,0003,184
Provision for loan and lease losses$06,850
Total noninterest income$1,322,0002,941
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,322,0001,822
Total noninterest expense$6,091,0002,842
Salaries and employee benefits$3,618,0002,665
Premises and equipment expense$1,132,0002,182
Additional noninterest expense$1,341,0003,609
Pre-tax net operating income$2,044,0003,588
Securities gains (losses)$500,000251
Applicable income taxes$681,0002,710
Income before extraordinary items$1,863,0003,252
Extraordinary gains, net$051
Net income$1,863,0003,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,935
Cash dividends$1,675,0001,781
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,498,0003,761
2006-09-30 (YTD Data)Rank
Total interest income$8,384,0003,259
Total interest expense$3,241,0003,300
Net interest income$5,143,0003,184
Provision for loan and lease losses$06,685
Total noninterest income$998,0002,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$998,0001,828
Total noninterest expense$4,542,0002,847
Salaries and employee benefits$2,684,0002,694
Premises and equipment expense$863,0002,165
Additional noninterest expense$995,0003,630
Pre-tax net operating income$1,599,0003,645
Securities gains (losses)$309,000269
Applicable income taxes$543,0002,744
Income before extraordinary items$1,365,0003,410
Extraordinary gains, net$045
Net income$1,365,0003,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$1,266,0001,652
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,142,5203,846
2006-06-30 (YTD Data)Rank
Total interest income$5,420,0003,288
Total interest expense$1,974,0003,416
Net interest income$3,446,0003,173
Provision for loan and lease losses$06,419
Total noninterest income$657,0002,950
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$657,0001,845
Total noninterest expense$3,030,0002,854
Salaries and employee benefits$1,828,0002,647
Premises and equipment expense$572,0002,172
Additional noninterest expense$630,0003,771
Pre-tax net operating income$1,073,0003,632
Securities gains (losses)$190,000272
Applicable income taxes$353,0002,818
Income before extraordinary items$910,0003,430
Extraordinary gains, net$039
Net income$910,0003,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,940
Cash dividends$845,0001,650
Sale, conversion, retirement of capital stock, net$0887
Net operating income$773,2003,818
2006-03-31 (YTD Data)Rank
Total interest income$2,635,0003,300
Total interest expense$908,0003,510
Net interest income$1,727,0003,164
Provision for loan and lease losses$06,013
Total noninterest income$346,0002,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$346,0001,741
Total noninterest expense$1,536,0002,822
Salaries and employee benefits$940,0002,588
Premises and equipment expense$281,0002,222
Additional noninterest expense$315,0003,762
Pre-tax net operating income$537,0003,578
Securities gains (losses)$60,000319
Applicable income taxes$155,0002,991
Income before extraordinary items$442,0003,448
Extraordinary gains, net$021
Net income$442,0003,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,138
Cash dividends$447,0001,499
Sale, conversion, retirement of capital stock, net$0648
Net operating income$397,6003,715
2005-12-31 (YTD Data)Rank
Total interest income$9,640,0003,245
Total interest expense$2,896,0003,437
Net interest income$6,744,0003,134
Provision for loan and lease losses$07,120
Total noninterest income$1,245,0003,058
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,245,0001,914
Total noninterest expense$5,856,0002,811
Salaries and employee benefits$3,531,0002,582
Premises and equipment expense$1,088,0002,200
Additional noninterest expense$1,237,0003,777
Pre-tax net operating income$2,133,0003,543
Securities gains (losses)$512,000275
Applicable income taxes$763,0002,678
Income before extraordinary items$1,882,0003,241
Extraordinary gains, net$046
Net income$1,882,0003,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,030
Cash dividends$796,0002,857
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,518,4803,725
2005-09-30 (YTD Data)Rank
Total interest income$7,071,0003,258
Total interest expense$2,071,0003,419
Net interest income$5,000,0003,145
Provision for loan and lease losses$06,899
Total noninterest income$948,0003,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$948,0001,882
Total noninterest expense$4,356,0002,808
Salaries and employee benefits$2,601,0002,570
Premises and equipment expense$812,0002,202
Additional noninterest expense$943,0003,673
Pre-tax net operating income$1,592,0003,594
Securities gains (losses)$384,000319
Applicable income taxes$591,0002,665
Income before extraordinary items$1,385,0003,333
Extraordinary gains, net$035
Net income$1,385,0003,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,280
Cash dividends$322,0003,419
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,116,2003,826
2005-06-30 (YTD Data)Rank
Total interest income$4,612,0003,246
Total interest expense$1,304,0003,410
Net interest income$3,308,0003,141
Provision for loan and lease losses$06,626
Total noninterest income$587,0003,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$587,0001,961
Total noninterest expense$2,894,0002,795
Salaries and employee benefits$1,743,0002,551
Premises and equipment expense$546,0002,175
Additional noninterest expense$605,0003,774
Pre-tax net operating income$1,001,0003,704
Securities gains (losses)$211,000397
Applicable income taxes$353,0002,809
Income before extraordinary items$859,0003,464
Extraordinary gains, net$030
Net income$859,0003,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,782
Cash dividends$207,0003,449
Sale, conversion, retirement of capital stock, net$0643
Net operating income$709,1903,903
2005-03-31 (YTD Data)Rank
Total interest income$2,275,0003,251
Total interest expense$629,0003,389
Net interest income$1,646,0003,145
Provision for loan and lease losses$06,226
Total noninterest income$342,0002,766
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$342,0001,724
Total noninterest expense$1,450,0002,803
Salaries and employee benefits$888,0002,523
Premises and equipment expense$268,0002,218
Additional noninterest expense$294,0003,874
Pre-tax net operating income$538,0003,488
Securities gains (losses)$119,000342
Applicable income taxes$191,0002,676
Income before extraordinary items$466,0003,217
Extraordinary gains, net$024
Net income$466,0003,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$104,0002,882
Sale, conversion, retirement of capital stock, net$0491
Net operating income$381,5103,696
2004-12-31 (YTD Data)Rank
Total interest income$9,020,0003,091
Total interest expense$2,722,0002,837
Net interest income$6,298,0003,164
Provision for loan and lease losses$07,314
Total noninterest income$1,098,0003,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,098,0002,034
Total noninterest expense$5,418,0002,901
Salaries and employee benefits$3,397,0002,557
Premises and equipment expense$1,021,0002,243
Additional noninterest expense$1,000,0004,348
Pre-tax net operating income$1,978,0003,525
Securities gains (losses)$608,000399
Applicable income taxes$717,0002,724
Income before extraordinary items$1,869,0003,096
Extraordinary gains, net$-203,0008,959
Net income$1,666,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,591
Cash dividends$392,0003,955
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,431,2403,694
2004-09-30 (YTD Data)Rank
Total interest income$6,747,0003,079
Total interest expense$2,101,0002,737
Net interest income$4,646,0003,200
Provision for loan and lease losses$07,100
Total noninterest income$691,0003,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$691,0002,288
Total noninterest expense$3,997,0002,911
Salaries and employee benefits$2,538,0002,547
Premises and equipment expense$757,0002,274
Additional noninterest expense$702,0004,513
Pre-tax net operating income$1,340,0003,876
Securities gains (losses)$497,000423
Applicable income taxes$557,0002,709
Income before extraordinary items$1,280,0003,383
Extraordinary gains, net$-203,0009,014
Net income$1,077,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,728
Cash dividends$288,0003,522
Sale, conversion, retirement of capital stock, net$0738
Net operating income$932,1004,110
2004-06-30 (YTD Data)Rank
Total interest income$4,547,0003,033
Total interest expense$1,462,0002,628
Net interest income$3,085,0003,207
Provision for loan and lease losses$06,885
Total noninterest income$482,0003,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$482,0002,247
Total noninterest expense$2,623,0002,962
Salaries and employee benefits$1,703,0002,523
Premises and equipment expense$499,0002,294
Additional noninterest expense$421,0004,885
Pre-tax net operating income$944,0003,667
Securities gains (losses)$379,000413
Applicable income taxes$408,0002,522
Income before extraordinary items$915,0003,158
Extraordinary gains, net$-203,0009,069
Net income$712,0003,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,637
Cash dividends$184,0003,578
Sale, conversion, retirement of capital stock, net$0638
Net operating income$653,4903,926
2004-03-31 (YTD Data)Rank
Total interest income$2,346,0002,967
Total interest expense$754,0002,598
Net interest income$1,592,0003,110
Provision for loan and lease losses$06,501
Total noninterest income$286,0003,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$286,0001,943
Total noninterest expense$1,518,0002,600
Salaries and employee benefits$877,0002,469
Premises and equipment expense$255,0002,259
Additional noninterest expense$386,0003,009
Pre-tax net operating income$360,0004,351
Securities gains (losses)$195,000511
Applicable income taxes$164,0002,923
Income before extraordinary items$391,0003,569
Extraordinary gains, net$016
Net income$391,0003,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$92,0002,985
Sale, conversion, retirement of capital stock, net$0464
Net operating income$254,5004,581
2003-12-31 (YTD Data)Rank
Total interest income$9,521,0002,970
Total interest expense$3,733,0002,370
Net interest income$5,788,0003,273
Provision for loan and lease losses$07,651
Total noninterest income$709,0004,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$709,0002,948
Total noninterest expense$5,461,0002,832
Salaries and employee benefits$3,135,0002,677
Premises and equipment expense$1,092,0002,085
Additional noninterest expense$1,234,0003,649
Pre-tax net operating income$1,036,0005,082
Securities gains (losses)$1,963,000304
Applicable income taxes$933,0002,274
Income before extraordinary items$2,066,0002,792
Extraordinary gains, net$054
Net income$2,066,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,740
Cash dividends$333,0004,217
Sale, conversion, retirement of capital stock, net$0868
Net operating income$711,5305,377
2003-09-30 (YTD Data)Rank
Total interest income$7,182,0002,992
Total interest expense$2,922,0002,356
Net interest income$4,260,0003,349
Provision for loan and lease losses$07,481
Total noninterest income$424,0005,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$424,0003,427
Total noninterest expense$4,299,0002,712
Salaries and employee benefits$2,277,0002,749
Premises and equipment expense$838,0002,054
Additional noninterest expense$1,184,0002,911
Pre-tax net operating income$385,0006,766
Securities gains (losses)$1,754,000304
Applicable income taxes$667,0002,467
Income before extraordinary items$1,472,0003,009
Extraordinary gains, net$040
Net income$1,472,0003,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,484
Cash dividends$241,0003,792
Sale, conversion, retirement of capital stock, net$0722
Net operating income$261,7407,019
2003-06-30 (YTD Data)Rank
Total interest income$4,912,0002,949
Total interest expense$1,999,0002,374
Net interest income$2,913,0003,276
Provision for loan and lease losses$07,324
Total noninterest income$286,0005,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$286,0003,398
Total noninterest expense$3,346,0002,345
Salaries and employee benefits$1,534,0002,729
Premises and equipment expense$565,0002,028
Additional noninterest expense$1,247,0001,922
Pre-tax net operating income$-147,0008,877
Securities gains (losses)$1,165,000331
Applicable income taxes$311,0003,180
Income before extraordinary items$707,0003,832
Extraordinary gains, net$030
Net income$707,0003,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,047
Cash dividends$150,0003,830
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-96,8508,826
2003-03-31 (YTD Data)Rank
Total interest income$2,507,0002,902
Total interest expense$1,021,0002,395
Net interest income$1,486,0003,188
Provision for loan and lease losses$06,934
Total noninterest income$185,0004,352
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$185,0002,856
Total noninterest expense$1,306,0002,929
Salaries and employee benefits$786,0002,657
Premises and equipment expense$274,0002,079
Additional noninterest expense$246,0004,267
Pre-tax net operating income$365,0004,274
Securities gains (losses)$595,000310
Applicable income taxes$326,0001,938
Income before extraordinary items$634,0002,406
Extraordinary gains, net$021
Net income$634,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,410
Cash dividends$75,0003,162
Sale, conversion, retirement of capital stock, net$0419
Net operating income$241,3004,616
2002-12-31 (YTD Data)Rank
Total interest income$10,693,0002,841
Total interest expense$4,541,0002,453
Net interest income$6,152,0003,080
Provision for loan and lease losses$08,089
Total noninterest income$904,0003,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$904,0002,319
Total noninterest expense$5,051,0002,897
Salaries and employee benefits$3,087,0002,555
Premises and equipment expense$1,081,0002,027
Additional noninterest expense$883,0004,606
Pre-tax net operating income$2,005,0003,423
Securities gains (losses)$1,360,000351
Applicable income taxes$1,150,0001,991
Income before extraordinary items$2,215,0002,586
Extraordinary gains, net$070
Net income$2,215,0002,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$266,0004,520
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,317,4003,744
2001-12-31 (YTD Data)Rank
Total interest income$11,215,0003,015
Total interest expense$5,688,0002,798
Net interest income$5,527,0003,166
Provision for loan and lease losses$08,228
Total noninterest income$1,047,0003,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,047,0001,974
Total noninterest expense$5,045,0002,804
Salaries and employee benefits$2,977,0002,523
Premises and equipment expense$1,046,0002,032
Additional noninterest expense$1,022,0003,995
Pre-tax net operating income$1,529,0003,805
Securities gains (losses)$863,000432
Applicable income taxes$849,0002,326
Income before extraordinary items$1,543,0003,159
Extraordinary gains, net$0105
Net income$1,543,0003,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0009,161
Cash dividends$116,0005,640
Sale, conversion, retirement of capital stock, net$0922
Net operating income$982,0504,217
2000-12-31 (YTD Data)Rank
Total interest income$10,523,0003,260
Total interest expense$5,459,0003,061
Net interest income$5,064,0003,427
Provision for loan and lease losses$08,337
Total noninterest income$1,170,0002,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,170,0001,672
Total noninterest expense$4,879,0002,785
Salaries and employee benefits$2,854,0002,504
Premises and equipment expense$1,039,0001,995
Additional noninterest expense$986,0004,039
Pre-tax net operating income$1,355,0004,376
Securities gains (losses)$249,000374
Applicable income taxes$514,0003,429
Income before extraordinary items$1,090,0004,133
Extraordinary gains, net$038
Net income$1,090,0004,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,683
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$2,000,000356
Net operating income$920,6804,620
1999-12-31 (YTD Data)Rank
Total interest income$9,901,0003,247
Total interest expense$5,092,0002,866
Net interest income$4,809,0003,574
Provision for loan and lease losses$45,0006,711
Total noninterest income$1,063,0002,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,063,0001,786
Total noninterest expense$4,661,0002,901
Salaries and employee benefits$2,659,0002,661
Premises and equipment expense$1,006,0002,039
Additional noninterest expense$996,0004,037
Pre-tax net operating income$1,166,0004,850
Securities gains (losses)$444,000366
Applicable income taxes$652,0003,042
Income before extraordinary items$958,0004,554
Extraordinary gains, net$035
Net income$958,0004,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0009,836
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$673,8405,540
1998-12-31 (YTD Data)Rank
Total interest income$10,237,0003,160
Total interest expense$5,396,0002,790
Net interest income$4,841,0003,508
Provision for loan and lease losses$60,0006,123
Total noninterest income$986,0003,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$986,0001,875
Total noninterest expense$4,357,0002,974
Salaries and employee benefits$2,505,0002,712
Premises and equipment expense$918,0002,110
Additional noninterest expense$934,0004,170
Pre-tax net operating income$1,410,0004,381
Securities gains (losses)$802,000436
Applicable income taxes$821,0002,684
Income before extraordinary items$1,391,0003,456
Extraordinary gains, net$032
Net income$1,391,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$877,7204,819
1997-12-31 (YTD Data)Rank
Total interest income$10,027,0003,226
Total interest expense$5,301,0002,824
Net interest income$4,726,0003,674
Provision for loan and lease losses$60,0006,153
Total noninterest income$1,387,0002,348
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,387,0001,398
Total noninterest expense$4,271,0002,989
Salaries and employee benefits$2,495,0002,651
Premises and equipment expense$848,0002,307
Additional noninterest expense$928,0004,189
Pre-tax net operating income$1,782,0003,891
Securities gains (losses)$353,000517
Applicable income taxes$806,0002,907
Income before extraordinary items$1,329,0003,724
Extraordinary gains, net$044
Net income$1,329,0003,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,811
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,103,0804,284
1996-12-31 (YTD Data)Rank
Total interest income$9,527,0003,423
Total interest expense$4,923,0003,047
Net interest income$4,604,0003,815
Provision for loan and lease losses$09,041
Total noninterest income$1,485,0002,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,485,0001,395
Total noninterest expense$4,645,0002,928
Salaries and employee benefits$2,443,0002,760
Premises and equipment expense$641,0003,007
Additional noninterest expense$1,561,0003,013
Pre-tax net operating income$1,444,0004,482
Securities gains (losses)$267,000586
Applicable income taxes$583,0003,676
Income before extraordinary items$1,128,0004,076
Extraordinary gains, net$-2,00011,414
Net income$1,126,0004,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$951,7804,627
1995-12-31 (YTD Data)Rank
Total interest income$8,803,0003,688
Total interest expense$4,354,0003,421
Net interest income$4,449,0003,950
Provision for loan and lease losses$08,958
Total noninterest income$955,0003,216
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$955,0001,854
Total noninterest expense$3,827,0003,461
Salaries and employee benefits$2,356,0002,831
Premises and equipment expense$640,0003,051
Additional noninterest expense$831,0005,103
Pre-tax net operating income$1,577,0004,275
Securities gains (losses)$89,0001,008
Applicable income taxes$650,0003,448
Income before extraordinary items$1,016,0004,538
Extraordinary gains, net$065
Net income$1,016,0004,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$959,0404,742
1994-12-31 (YTD Data)Rank
Total interest income$7,966,0003,748
Total interest expense$3,589,0003,379
Net interest income$4,377,0004,023
Provision for loan and lease losses$18,0007,907
Total noninterest income$1,121,0002,863
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,121,0001,706
Total noninterest expense$3,907,0003,498
Salaries and employee benefits$2,271,0002,922
Premises and equipment expense$645,0003,051
Additional noninterest expense$991,0004,741
Pre-tax net operating income$1,573,0004,236
Securities gains (losses)$424,000305
Applicable income taxes$636,0003,345
Income before extraordinary items$1,361,0003,447
Extraordinary gains, net$0249
Net income$1,361,0003,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,072,6804,319
1993-12-31 (YTD Data)Rank
Total interest income$8,025,0003,806
Total interest expense$3,835,0003,284
Net interest income$4,190,0004,223
Provision for loan and lease losses$120,0005,200
Total noninterest income$936,0003,518
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$936,0002,124
Total noninterest expense$3,586,0003,829
Salaries and employee benefits$2,045,0003,217
Premises and equipment expense$653,0003,063
Additional noninterest expense$888,0005,429
Pre-tax net operating income$1,420,0004,542
Securities gains (losses)$806,000626
Applicable income taxes$820,0002,706
Income before extraordinary items$1,406,0003,433
Extraordinary gains, net$-213,00013,064
Net income$1,193,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0002,287
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$890,1604,918
1992-12-31 (YTD Data)Rank
Total interest income$8,386,0004,126
Total interest expense$4,360,0003,763
Net interest income$4,026,0004,415
Provision for loan and lease losses$141,0006,280
Total noninterest income$946,0003,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$946,0002,080
Total noninterest expense$3,362,0004,078
Salaries and employee benefits$1,834,0003,488
Premises and equipment expense$676,0003,012
Additional noninterest expense$852,0005,781
Pre-tax net operating income$1,469,0004,115
Securities gains (losses)$741,000806
Applicable income taxes$845,0002,460
Income before extraordinary items$1,365,0003,363
Extraordinary gains, net$-45,00013,577
Net income$1,320,0003,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0007,883
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$890,7604,665

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.