Home > Opportunity Bank > Assets and Liabilities
Opportunity Bank, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 20 | 5,295 |
| Assets and Liabilities | ||
| Total Assets: | $53,453,000 | 6,269 |
| Cash and due from depository institutions | $17,718,000 | 5,295 |
| Interest-bearing balances | $16,417,000 | 2,446 |
| Securities | $308,000 | 7,049 |
| Federal funds sold & reverse repurchase agreements | $2,303,000 | 2,147 |
| Net loans & leases | $27,872,000 | 6,170 |
| Loan loss allowance | $413,000 | 6,092 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $3,427,000 | 3,082 |
| Other real estate owned | $193,000 | 5,295 |
| Goodwill and other intangibles | $750,000 | 1,678 |
| All other assets | $882,000 | 6,204 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $53,453,000 | 6,269 |
| Total liabilities | $45,224,000 | 6,345 |
| Total deposits | $44,968,000 | 6,289 |
| Interest-bearing deposits | $24,395,000 | 6,802 |
| Deposits held in domestic offices | $44,968,000 | 6,288 |
| % insured | 84.70% | 5,337 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $256,000 | 5,552 |
| Total equity capital | $8,229,000 | 5,540 |
| Total bank equity capital | $8,229,000 | 5,538 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $8,000,000 | 605 |
| Surplus | $9,750,000 | 2,635 |
| Undivided profits | $-9,521,000 | 6,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 5,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $144,000 | 6,845 |
| Earning assets | $46,900,000 | 6,318 |
| Long-term assets (5+ years) | $82,000 | 7,251 |
| Average Assets, year-to-date | $52,609,500 | 6,285 |
| Average Assets, quarterly | $52,609,500 | 6,285 |
| Volatile liabilities | $4,186,000 | 4,784 |
| Insider loans | $0 | 6,588 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $3,738,000 | 5,531 |
| Tier 1 (core) risk-based capital | $7,478,000 | 5,632 |
| Tier 2 risk-based capital | $352,000 | 6,046 |
| Total risk weighted assets | $27,352,000 | 6,374 |
| Total unused commitments | $3,738,000 | 5,531 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 19 | 5,452 |
| Assets and Liabilities | ||
| Total Assets: | $51,850,000 | 6,333 |
| Cash and due from depository institutions | $13,585,000 | 5,452 |
| Interest-bearing balances | $9,906,000 | 2,976 |
| Securities | $826,000 | 6,999 |
| Federal funds sold & reverse repurchase agreements | $1,647,000 | 2,179 |
| Net loans & leases | $30,298,000 | 6,126 |
| Loan loss allowance | $513,000 | 5,826 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $3,467,000 | 3,064 |
| Other real estate owned | $193,000 | 5,452 |
| Goodwill and other intangibles | $750,000 | 1,680 |
| All other assets | $1,084,000 | 6,013 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $51,850,000 | 6,333 |
| Total liabilities | $43,629,000 | 6,415 |
| Total deposits | $43,154,000 | 6,363 |
| Interest-bearing deposits | $28,432,000 | 6,610 |
| Deposits held in domestic offices | $43,154,000 | 6,361 |
| % insured | 74.82% | 6,715 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $475,000 | 4,618 |
| Total equity capital | $8,221,000 | 5,542 |
| Total bank equity capital | $8,221,000 | 5,540 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $8,000,000 | 604 |
| Surplus | $9,750,000 | 2,644 |
| Undivided profits | $-9,529,000 | 6,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 5,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $168,000 | 6,803 |
| Earning assets | $42,677,000 | 6,467 |
| Long-term assets (5+ years) | $394,000 | 6,635 |
| Average Assets, year-to-date | $55,185,600 | 6,194 |
| Average Assets, quarterly | $51,958,000 | 6,322 |
| Volatile liabilities | $6,544,000 | 4,209 |
| Insider loans | $0 | 6,631 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $4,359,000 | 5,268 |
| Tier 1 (core) risk-based capital | $7,464,000 | 5,636 |
| Tier 2 risk-based capital | $388,000 | 5,947 |
| Total risk weighted assets | $30,824,000 | 6,270 |
| Total unused commitments | $4,359,000 | 5,269 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 19 | 5,489 |
| Assets and Liabilities | ||
| Total Assets: | $52,066,000 | 6,365 |
| Cash and due from depository institutions | $13,032,000 | 5,489 |
| Interest-bearing balances | $11,751,000 | 2,759 |
| Securities | $1,825,000 | 6,926 |
| Federal funds sold & reverse repurchase agreements | $765,000 | 2,860 |
| Net loans & leases | $31,117,000 | 6,153 |
| Loan loss allowance | $512,000 | 5,881 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,506,000 | 3,052 |
| Other real estate owned | $193,000 | 5,489 |
| Goodwill and other intangibles | $750,000 | 1,700 |
| All other assets | $878,000 | 6,396 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $52,066,000 | 6,365 |
| Total liabilities | $43,998,000 | 6,430 |
| Total deposits | $43,187,000 | 6,387 |
| Interest-bearing deposits | $34,551,000 | 6,402 |
| Deposits held in domestic offices | $43,187,000 | 6,386 |
| % insured | 89.29% | 4,189 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $811,000 | 3,807 |
| Total equity capital | $8,068,000 | 5,665 |
| Total bank equity capital | $8,068,000 | 5,663 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $8,000,000 | 610 |
| Surplus | $9,750,000 | 2,672 |
| Undivided profits | $-9,682,000 | 7,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 5,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $155,000 | 6,944 |
| Earning assets | $45,458,000 | 6,420 |
| Long-term assets (5+ years) | $13,891,000 | 4,968 |
| Average Assets, year-to-date | $56,019,500 | 6,212 |
| Average Assets, quarterly | $52,960,000 | 6,327 |
| Volatile liabilities | $6,298,000 | 4,293 |
| Insider loans | $0 | 6,691 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $3,169,000 | 5,685 |
| Tier 1 (core) risk-based capital | $7,299,000 | 5,744 |
| Tier 2 risk-based capital | $385,000 | 6,007 |
| Total risk weighted assets | $30,704,000 | 6,324 |
| Total unused commitments | $3,169,000 | 5,687 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 24 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $53,854,000 | 6,346 |
| Cash and due from depository institutions | $13,148,000 | 4,959 |
| Interest-bearing balances | $11,622,000 | 2,635 |
| Securities | $2,287,000 | 6,945 |
| Federal funds sold & reverse repurchase agreements | $308,000 | 3,417 |
| Net loans & leases | $32,845,000 | 6,100 |
| Loan loss allowance | $507,000 | 5,942 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,524,000 | 3,060 |
| Other real estate owned | $75,000 | 4,959 |
| Goodwill and other intangibles | $750,000 | 1,716 |
| All other assets | $917,000 | 6,387 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $53,854,000 | 6,346 |
| Total liabilities | $45,615,000 | 6,408 |
| Total deposits | $44,898,000 | 6,355 |
| Interest-bearing deposits | $19,128,000 | 7,122 |
| Deposits held in domestic offices | $44,898,000 | 6,353 |
| % insured | 80.56% | 6,294 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $717,000 | 3,855 |
| Total equity capital | $8,239,000 | 5,591 |
| Total bank equity capital | $8,239,000 | 5,590 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $8,000,000 | 624 |
| Surplus | $9,750,000 | 2,680 |
| Undivided profits | $-9,511,000 | 7,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $805,000 | 4,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $176,000 | 751 |
| Income earned, not collected on loans | $160,000 | 7,005 |
| Earning assets | $47,062,000 | 6,406 |
| Long-term assets (5+ years) | $8,666,000 | 5,588 |
| Average Assets, year-to-date | $57,337,330 | 6,225 |
| Average Assets, quarterly | $55,884,500 | 6,281 |
| Volatile liabilities | $6,279,000 | 4,342 |
| Insider loans | $292,000 | 5,498 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,772,000 | 5,566 |
| Tier 1 (core) risk-based capital | $7,455,000 | 5,718 |
| Tier 2 risk-based capital | $439,000 | 5,837 |
| Total risk weighted assets | $34,861,000 | 6,198 |
| Total unused commitments | $3,772,000 | 5,568 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 25 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $57,915,000 | 6,265 |
| Cash and due from depository institutions | $14,382,000 | 4,874 |
| Interest-bearing balances | $10,561,000 | 2,878 |
| Securities | $3,567,000 | 6,794 |
| Federal funds sold & reverse repurchase agreements | $460,000 | 3,633 |
| Net loans & leases | $33,703,000 | 6,087 |
| Loan loss allowance | $414,000 | 6,242 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,564,000 | 3,056 |
| Other real estate owned | $300,000 | 4,874 |
| Goodwill and other intangibles | $750,000 | 1,712 |
| All other assets | $1,189,000 | 6,075 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $57,915,000 | 6,265 |
| Total liabilities | $49,278,000 | 6,339 |
| Total deposits | $48,549,000 | 6,284 |
| Interest-bearing deposits | $40,732,000 | 6,259 |
| Deposits held in domestic offices | $48,549,000 | 6,282 |
| % insured | 74.42% | 6,939 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $729,000 | 3,750 |
| Total equity capital | $8,637,000 | 5,451 |
| Total bank equity capital | $8,637,000 | 5,450 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $8,000,000 | 632 |
| Surplus | $9,750,000 | 2,696 |
| Undivided profits | $-9,113,000 | 7,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $970,000 | 4,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $200,000 | 6,794 |
| Earning assets | $48,291,000 | 6,420 |
| Long-term assets (5+ years) | $9,416,000 | 5,444 |
| Average Assets, year-to-date | $59,079,000 | 6,216 |
| Average Assets, quarterly | $59,079,000 | 6,216 |
| Volatile liabilities | $2,960,000 | 5,575 |
| Insider loans | $294,000 | 5,540 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,515,000 | 5,375 |
| Tier 1 (core) risk-based capital | $7,839,000 | 5,597 |
| Tier 2 risk-based capital | $414,000 | 5,982 |
| Total risk weighted assets | $35,712,000 | 6,202 |
| Total unused commitments | $4,515,000 | 5,379 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 22 | 5,278 |
| Assets and Liabilities | ||
| Total Assets: | $61,040,000 | 6,212 |
| Cash and due from depository institutions | $16,365,000 | 5,278 |
| Interest-bearing balances | $14,951,000 | 2,094 |
| Securities | $6,386,000 | 6,287 |
| Federal funds sold & reverse repurchase agreements | $233,000 | 3,786 |
| Net loans & leases | $30,857,000 | 6,353 |
| Loan loss allowance | $409,000 | 6,305 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,597,000 | 3,074 |
| Other real estate owned | $1,093,000 | 5,278 |
| Goodwill and other intangibles | $750,000 | 1,732 |
| All other assets | $1,759,000 | 5,442 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $61,040,000 | 6,212 |
| Total liabilities | $51,339,000 | 6,292 |
| Total deposits | $50,800,000 | 6,216 |
| Interest-bearing deposits | $44,327,000 | 6,118 |
| Deposits held in domestic offices | $50,800,000 | 6,215 |
| % insured | 79.48% | 6,491 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $539,000 | 4,433 |
| Total equity capital | $9,701,000 | 5,167 |
| Total bank equity capital | $9,701,000 | 5,166 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $8,000,000 | 629 |
| Surplus | $9,750,000 | 2,699 |
| Undivided profits | $-8,049,000 | 7,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,540,000 | 3,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $230,000 | 748 |
| Income earned, not collected on loans | $175,000 | 7,048 |
| Earning assets | $52,427,000 | 6,307 |
| Long-term assets (5+ years) | $9,525,000 | 5,402 |
| Average Assets, year-to-date | $62,834,600 | 6,096 |
| Average Assets, quarterly | $63,194,500 | 6,118 |
| Volatile liabilities | $13,668,000 | 5,470 |
| Insider loans | $294,000 | 5,635 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $2,343,000 | 6,228 |
| Tier 1 (core) risk-based capital | $8,875,000 | 5,305 |
| Tier 2 risk-based capital | $409,000 | 6,073 |
| Total risk weighted assets | $37,113,000 | 6,214 |
| Total unused commitments | $2,343,000 | 6,228 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 22 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $65,349,000 | 6,118 |
| Cash and due from depository institutions | $16,765,000 | 5,348 |
| Interest-bearing balances | $15,328,000 | 2,095 |
| Securities | $7,639,000 | 6,073 |
| Federal funds sold & reverse repurchase agreements | $355,000 | 3,839 |
| Net loans & leases | $33,564,000 | 6,300 |
| Loan loss allowance | $373,000 | 6,509 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,628,000 | 3,083 |
| Other real estate owned | $1,003,000 | 5,348 |
| Goodwill and other intangibles | $750,000 | 1,742 |
| All other assets | $1,645,000 | 5,689 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $65,349,000 | 6,118 |
| Total liabilities | $54,740,000 | 6,216 |
| Total deposits | $54,278,000 | 6,116 |
| Interest-bearing deposits | $46,894,000 | 6,064 |
| Deposits held in domestic offices | $54,278,000 | 6,115 |
| % insured | 75.96% | 6,652 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $462,000 | 5,176 |
| Total equity capital | $10,609,000 | 5,071 |
| Total bank equity capital | $10,609,000 | 5,070 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $8,000,000 | 632 |
| Surplus | $9,750,000 | 2,699 |
| Undivided profits | $-7,141,000 | 7,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,238,000 | 3,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $233,000 | 761 |
| Income earned, not collected on loans | $216,000 | 6,982 |
| Earning assets | $56,886,000 | 6,195 |
| Long-term assets (5+ years) | $8,874,000 | 5,511 |
| Average Assets, year-to-date | $63,283,250 | 6,153 |
| Average Assets, quarterly | $63,991,500 | 6,152 |
| Volatile liabilities | $14,763,000 | 5,444 |
| Insider loans | $295,000 | 5,708 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $2,150,000 | 6,439 |
| Tier 1 (core) risk-based capital | $9,769,000 | 5,135 |
| Tier 2 risk-based capital | $373,000 | 6,278 |
| Total risk weighted assets | $42,199,000 | 6,060 |
| Total unused commitments | $2,150,000 | 6,445 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 18 | 5,867 |
| Assets and Liabilities | ||
| Total Assets: | $62,634,000 | 6,233 |
| Cash and due from depository institutions | $12,787,000 | 5,867 |
| Interest-bearing balances | $11,241,000 | 2,503 |
| Securities | $7,898,000 | 6,119 |
| Federal funds sold & reverse repurchase agreements | $184,000 | 4,179 |
| Net loans & leases | $34,861,000 | 6,281 |
| Loan loss allowance | $714,000 | 5,516 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,653,000 | 3,100 |
| Other real estate owned | $1,003,000 | 5,867 |
| Goodwill and other intangibles | $750,000 | 1,754 |
| All other assets | $1,498,000 | 5,934 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $62,634,000 | 6,234 |
| Total liabilities | $51,546,000 | 6,369 |
| Total deposits | $51,154,000 | 6,283 |
| Interest-bearing deposits | $43,904,000 | 6,219 |
| Deposits held in domestic offices | $51,154,000 | 6,282 |
| % insured | 83.73% | 5,528 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $392,000 | 5,370 |
| Total equity capital | $11,088,000 | 4,946 |
| Total bank equity capital | $11,088,000 | 4,945 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $8,000,000 | 637 |
| Surplus | $9,750,000 | 2,712 |
| Undivided profits | $-6,662,000 | 7,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,793,000 | 3,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $212,000 | 7,011 |
| Earning assets | $54,184,000 | 6,335 |
| Long-term assets (5+ years) | $10,811,000 | 5,255 |
| Average Assets, year-to-date | $62,594,670 | 6,210 |
| Average Assets, quarterly | $63,349,000 | 6,201 |
| Volatile liabilities | $15,619,000 | 5,363 |
| Insider loans | $308,000 | 5,731 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $3,303,000 | 6,005 |
| Tier 1 (core) risk-based capital | $10,212,000 | 5,007 |
| Tier 2 risk-based capital | $528,000 | 5,737 |
| Total risk weighted assets | $42,071,000 | 6,098 |
| Total unused commitments | $3,303,000 | 6,008 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 19 | 5,817 |
| Assets and Liabilities | ||
| Total Assets: | $64,064,000 | 6,253 |
| Cash and due from depository institutions | $10,477,000 | 5,817 |
| Interest-bearing balances | $9,058,000 | 2,799 |
| Securities | $7,069,000 | 6,336 |
| Federal funds sold & reverse repurchase agreements | $1,176,000 | 3,485 |
| Net loans & leases | $38,717,000 | 6,149 |
| Loan loss allowance | $604,000 | 5,850 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,693,000 | 3,129 |
| Other real estate owned | $1,115,000 | 5,817 |
| Goodwill and other intangibles | $750,000 | 1,766 |
| All other assets | $1,067,000 | 6,648 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $64,064,000 | 6,253 |
| Total liabilities | $54,202,000 | 6,315 |
| Total deposits | $53,790,000 | 6,214 |
| Interest-bearing deposits | $47,142,000 | 6,156 |
| Deposits held in domestic offices | $53,790,000 | 6,212 |
| % insured | 80.34% | 6,215 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $412,000 | 5,257 |
| Total equity capital | $9,862,000 | 5,302 |
| Total bank equity capital | $9,862,000 | 5,301 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $8,000,000 | 650 |
| Surplus | $8,000,000 | 3,117 |
| Undivided profits | $-6,138,000 | 7,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,114,000 | 3,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $462,000 | 550 |
| Income earned, not collected on loans | $227,000 | 7,017 |
| Earning assets | $56,020,000 | 6,337 |
| Long-term assets (5+ years) | $11,291,000 | 5,197 |
| Average Assets, year-to-date | $62,575,000 | 6,284 |
| Average Assets, quarterly | $62,575,000 | 6,284 |
| Volatile liabilities | $15,707,000 | 5,427 |
| Insider loans | $311,000 | 5,782 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,271,000 | 5,405 |
| Tier 1 (core) risk-based capital | $9,007,000 | 5,432 |
| Tier 2 risk-based capital | $565,000 | 5,639 |
| Total risk weighted assets | $45,140,000 | 6,016 |
| Total unused commitments | $5,271,000 | 5,409 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 19 | 5,848 |
| Assets and Liabilities | ||
| Total Assets: | $61,086,000 | 6,387 |
| Cash and due from depository institutions | $7,465,000 | 5,848 |
| Interest-bearing balances | $6,111,000 | 3,008 |
| Securities | $5,684,000 | 6,607 |
| Federal funds sold & reverse repurchase agreements | $2,696,000 | 2,500 |
| Net loans & leases | $39,758,000 | 6,154 |
| Loan loss allowance | $525,000 | 6,101 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,739,000 | 3,139 |
| Other real estate owned | $0 | 5,848 |
| Goodwill and other intangibles | $750,000 | 1,774 |
| All other assets | $994,000 | 6,841 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $61,086,000 | 6,387 |
| Total liabilities | $50,804,000 | 6,501 |
| Total deposits | $50,428,000 | 6,377 |
| Interest-bearing deposits | $43,956,000 | 6,302 |
| Deposits held in domestic offices | $50,428,000 | 6,377 |
| % insured | 77.74% | 6,640 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $376,000 | 5,486 |
| Total equity capital | $10,282,000 | 5,171 |
| Total bank equity capital | $10,282,000 | 5,169 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $8,000,000 | 651 |
| Surplus | $8,000,000 | 3,125 |
| Undivided profits | $-5,718,000 | 7,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,288,000 | 2,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,630,000 | 226 |
| Income earned, not collected on loans | $153,000 | 7,522 |
| Earning assets | $54,249,000 | 6,435 |
| Long-term assets (5+ years) | $10,206,000 | 5,356 |
| Average Assets, year-to-date | $68,472,600 | 6,056 |
| Average Assets, quarterly | $61,516,500 | 6,344 |
| Volatile liabilities | $14,358,000 | 5,622 |
| Insider loans | $316,000 | 5,842 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $4,095,000 | 5,794 |
| Tier 1 (core) risk-based capital | $9,409,000 | 5,300 |
| Tier 2 risk-based capital | $525,000 | 5,808 |
| Total risk weighted assets | $45,005,000 | 6,085 |
| Total unused commitments | $4,095,000 | 5,796 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 19 | 5,902 |
| Assets and Liabilities | ||
| Total Assets: | $61,947,000 | 6,366 |
| Cash and due from depository institutions | $6,103,000 | 5,902 |
| Interest-bearing balances | $4,634,000 | 3,159 |
| Securities | $6,888,000 | 6,402 |
| Federal funds sold & reverse repurchase agreements | $4,712,000 | 1,831 |
| Net loans & leases | $38,887,000 | 6,234 |
| Loan loss allowance | $775,000 | 5,313 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,781,000 | 3,138 |
| Other real estate owned | $0 | 5,902 |
| Goodwill and other intangibles | $750,000 | 1,818 |
| All other assets | $826,000 | 6,829 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $61,947,000 | 6,366 |
| Total liabilities | $51,196,000 | 6,484 |
| Total deposits | $50,928,000 | 6,365 |
| Interest-bearing deposits | $45,127,000 | 6,258 |
| Deposits held in domestic offices | $50,928,000 | 6,365 |
| % insured | 77.91% | 6,745 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $268,000 | 6,527 |
| Total equity capital | $10,751,000 | 5,162 |
| Total bank equity capital | $10,751,000 | 5,160 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $8,000,000 | 652 |
| Surplus | $8,000,000 | 3,121 |
| Undivided profits | $-5,249,000 | 7,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,725,000 | 3,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $220,000 | 7,308 |
| Earning assets | $55,121,000 | 6,422 |
| Long-term assets (5+ years) | $9,394,000 | 5,486 |
| Average Assets, year-to-date | $70,319,250 | 6,033 |
| Average Assets, quarterly | $66,464,000 | 6,191 |
| Volatile liabilities | $14,762,000 | 5,627 |
| Insider loans | $322,000 | 5,875 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,267,000 | 5,833 |
| Tier 1 (core) risk-based capital | $9,898,000 | 5,235 |
| Tier 2 risk-based capital | $595,000 | 5,547 |
| Total risk weighted assets | $47,454,000 | 6,005 |
| Total unused commitments | $4,267,000 | 5,833 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 19 | 5,966 |
| Assets and Liabilities | ||
| Total Assets: | $70,981,000 | 6,105 |
| Cash and due from depository institutions | $9,871,000 | 5,966 |
| Interest-bearing balances | $7,870,000 | 2,118 |
| Securities | $6,869,000 | 6,424 |
| Federal funds sold & reverse repurchase agreements | $9,705,000 | 1,056 |
| Net loans & leases | $39,121,000 | 6,247 |
| Loan loss allowance | $700,000 | 5,498 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,830,000 | 3,152 |
| Other real estate owned | $0 | 5,966 |
| Goodwill and other intangibles | $750,000 | 1,838 |
| All other assets | $835,000 | 6,837 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $70,982,000 | 6,105 |
| Total liabilities | $58,338,000 | 6,238 |
| Total deposits | $58,078,000 | 6,100 |
| Interest-bearing deposits | $51,747,000 | 5,971 |
| Deposits held in domestic offices | $58,078,000 | 6,099 |
| % insured | 63.87% | 6,876 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $260,000 | 6,610 |
| Total equity capital | $12,644,000 | 4,634 |
| Total bank equity capital | $12,644,000 | 4,634 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $8,000,000 | 651 |
| Surplus | $8,000,000 | 3,126 |
| Undivided profits | $-3,356,000 | 7,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,744,000 | 3,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $232,000 | 7,221 |
| Earning assets | $63,565,000 | 6,131 |
| Long-term assets (5+ years) | $4,739,000 | 6,321 |
| Average Assets, year-to-date | $73,110,000 | 6,002 |
| Average Assets, quarterly | $75,103,000 | 5,967 |
| Volatile liabilities | $19,862,000 | 4,993 |
| Insider loans | $327,000 | 5,918 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,674,000 | 5,505 |
| Tier 1 (core) risk-based capital | $11,844,000 | 4,720 |
| Tier 2 risk-based capital | $608,000 | 5,487 |
| Total risk weighted assets | $49,326,000 | 5,976 |
| Total unused commitments | $5,674,000 | 5,511 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 19 | 5,995 |
| Assets and Liabilities | ||
| Total Assets: | $79,225,000 | 5,885 |
| Cash and due from depository institutions | $17,578,000 | 5,995 |
| Interest-bearing balances | $14,862,000 | 1,207 |
| Securities | $3,364,000 | 7,192 |
| Federal funds sold & reverse repurchase agreements | $10,748,000 | 1,139 |
| Net loans & leases | $42,096,000 | 6,121 |
| Loan loss allowance | $610,000 | 5,748 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,875,000 | 3,140 |
| Other real estate owned | $0 | 5,995 |
| Goodwill and other intangibles | $750,000 | 1,844 |
| All other assets | $814,000 | 6,906 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $79,225,000 | 5,885 |
| Total liabilities | $66,719,000 | 5,972 |
| Total deposits | $66,438,000 | 5,791 |
| Interest-bearing deposits | $59,217,000 | 5,660 |
| Deposits held in domestic offices | $66,438,000 | 5,791 |
| % insured | 62.51% | 7,054 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $281,000 | 6,399 |
| Total equity capital | $12,506,000 | 4,720 |
| Total bank equity capital | $12,506,000 | 4,719 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,000,000 | 651 |
| Surplus | $8,000,000 | 3,112 |
| Undivided profits | $-3,494,000 | 7,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $268,000 | 7,027 |
| Earning assets | $71,070,000 | 5,903 |
| Long-term assets (5+ years) | $11,100,000 | 5,220 |
| Average Assets, year-to-date | $74,174,500 | 5,999 |
| Average Assets, quarterly | $74,174,500 | 5,999 |
| Volatile liabilities | $20,375,000 | 4,928 |
| Insider loans | $300,000 | 6,051 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,210,000 | 4,450 |
| Tier 1 (core) risk-based capital | $11,756,000 | 4,781 |
| Tier 2 risk-based capital | $610,000 | 5,477 |
| Total risk weighted assets | $48,955,000 | 5,990 |
| Total unused commitments | $10,210,000 | 4,450 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 20 | 5,904 |
| Assets and Liabilities | ||
| Total Assets: | $69,124,000 | 6,163 |
| Cash and due from depository institutions | $5,382,000 | 5,904 |
| Interest-bearing balances | $3,839,000 | 2,201 |
| Securities | $1,121,000 | 7,742 |
| Federal funds sold & reverse repurchase agreements | $16,286,000 | 554 |
| Net loans & leases | $40,891,000 | 6,222 |
| Loan loss allowance | $600,000 | 5,760 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,915,000 | 3,130 |
| Other real estate owned | $0 | 5,904 |
| Goodwill and other intangibles | $750,000 | 1,844 |
| All other assets | $779,000 | 7,076 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $69,124,000 | 6,163 |
| Total liabilities | $55,946,000 | 6,353 |
| Total deposits | $55,720,000 | 6,177 |
| Interest-bearing deposits | $49,336,000 | 6,044 |
| Deposits held in domestic offices | $55,720,000 | 6,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $226,000 | 6,818 |
| Total equity capital | $13,178,000 | 4,548 |
| Total bank equity capital | $13,178,000 | 4,548 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,000,000 | 647 |
| Surplus | $8,000,000 | 3,091 |
| Undivided profits | $-2,822,000 | 7,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $192,000 | 7,603 |
| Earning assets | $62,137,000 | 6,205 |
| Long-term assets (5+ years) | $7,922,000 | 5,730 |
| Average Assets, year-to-date | $52,893,600 | 6,666 |
| Average Assets, quarterly | $65,087,000 | 6,268 |
| Volatile liabilities | $16,598,000 | 5,337 |
| Insider loans | $301,000 | 6,127 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $8,157,000 | 4,908 |
| Tier 1 (core) risk-based capital | $12,428,000 | 4,594 |
| Tier 2 risk-based capital | $600,000 | 5,508 |
| Total risk weighted assets | $48,553,000 | 6,033 |
| Total unused commitments | $8,157,000 | 4,911 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 18 | 6,232 |
| Assets and Liabilities | ||
| Total Assets: | $61,050,000 | 6,440 |
| Cash and due from depository institutions | $9,604,000 | 6,232 |
| Interest-bearing balances | $8,029,000 | 888 |
| Securities | $689,000 | 7,900 |
| Federal funds sold & reverse repurchase agreements | $7,363,000 | 1,635 |
| Net loans & leases | $37,792,000 | 6,389 |
| Loan loss allowance | $520,000 | 6,031 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,936,000 | 3,096 |
| Other real estate owned | $0 | 6,232 |
| Goodwill and other intangibles | $750,000 | 1,904 |
| All other assets | $916,000 | 6,897 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $61,050,000 | 6,440 |
| Total liabilities | $47,953,000 | 6,652 |
| Total deposits | $47,580,000 | 6,505 |
| Interest-bearing deposits | $42,942,000 | 6,339 |
| Deposits held in domestic offices | $47,580,000 | 6,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $373,000 | 6,133 |
| Total equity capital | $13,097,000 | 4,577 |
| Total bank equity capital | $13,097,000 | 4,577 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $8,000,000 | 648 |
| Surplus | $8,000,000 | 3,083 |
| Undivided profits | $-2,903,000 | 7,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $238,000 | 7,429 |
| Earning assets | $53,873,000 | 6,524 |
| Long-term assets (5+ years) | $2,468,000 | 6,833 |
| Average Assets, year-to-date | $48,836,000 | 6,853 |
| Average Assets, quarterly | $61,813,500 | 6,399 |
| Volatile liabilities | $12,769,000 | 5,829 |
| Insider loans | $302,000 | 6,119 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $899,000 | 7,709 |
| Tier 1 (core) risk-based capital | $12,347,000 | 4,686 |
| Tier 2 risk-based capital | $520,000 | 5,788 |
| Total risk weighted assets | $55,338,000 | 5,752 |
| Total unused commitments | $899,000 | 7,709 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 20 | 6,041 |
| Assets and Liabilities | ||
| Total Assets: | $62,577,000 | 6,407 |
| Cash and due from depository institutions | $17,924,000 | 6,041 |
| Interest-bearing balances | $15,005,000 | 442 |
| Securities | $898,000 | 7,909 |
| Federal funds sold & reverse repurchase agreements | $6,182,000 | 1,882 |
| Net loans & leases | $31,924,000 | 6,713 |
| Loan loss allowance | $425,000 | 6,401 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,970,000 | 3,077 |
| Other real estate owned | $0 | 6,041 |
| Goodwill and other intangibles | $750,000 | 1,916 |
| All other assets | $929,000 | 6,849 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $62,576,000 | 6,407 |
| Total liabilities | $48,932,000 | 6,629 |
| Total deposits | $48,615,000 | 6,480 |
| Interest-bearing deposits | $42,446,000 | 6,385 |
| Deposits held in domestic offices | $48,615,000 | 6,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $317,000 | 6,430 |
| Total equity capital | $13,644,000 | 4,469 |
| Total bank equity capital | $13,644,000 | 4,469 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $8,000,000 | 642 |
| Surplus | $8,000,000 | 3,068 |
| Undivided profits | $-2,356,000 | 7,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $235,000 | 7,444 |
| Earning assets | $54,009,000 | 6,525 |
| Long-term assets (5+ years) | $1,060,000 | 7,216 |
| Average Assets, year-to-date | $44,764,670 | 7,069 |
| Average Assets, quarterly | $52,730,000 | 6,757 |
| Volatile liabilities | $13,156,000 | 5,768 |
| Insider loans | $303,000 | 6,112 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,400,000 | 5,605 |
| Tier 1 (core) risk-based capital | $12,894,000 | 4,568 |
| Tier 2 risk-based capital | $425,000 | 6,187 |
| Total risk weighted assets | $43,268,000 | 6,279 |
| Total unused commitments | $6,400,000 | 5,607 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 19 | 6,187 |
| Assets and Liabilities | ||
| Total Assets: | $42,883,000 | 7,198 |
| Cash and due from depository institutions | $3,804,000 | 6,187 |
| Interest-bearing balances | $1,900,000 | 2,425 |
| Securities | $1,178,000 | 7,880 |
| Federal funds sold & reverse repurchase agreements | $13,332,000 | 1,300 |
| Net loans & leases | $19,663,000 | 7,444 |
| Loan loss allowance | $330,000 | 6,851 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,434,000 | 3,404 |
| Other real estate owned | $0 | 6,187 |
| Goodwill and other intangibles | $750,000 | 1,907 |
| All other assets | $722,000 | 7,182 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $42,883,000 | 7,198 |
| Total liabilities | $28,505,000 | 7,598 |
| Total deposits | $28,235,000 | 7,516 |
| Interest-bearing deposits | $25,683,000 | 7,354 |
| Deposits held in domestic offices | $28,235,000 | 7,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $270,000 | 6,899 |
| Total equity capital | $14,378,000 | 4,394 |
| Total bank equity capital | $14,378,000 | 4,394 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $8,000,000 | 633 |
| Surplus | $8,000,000 | 3,045 |
| Undivided profits | $-1,622,000 | 7,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $104,000 | 8,155 |
| Earning assets | $36,073,000 | 7,367 |
| Long-term assets (5+ years) | $1,768,000 | 6,997 |
| Average Assets, year-to-date | $35,858,500 | 7,496 |
| Average Assets, quarterly | $35,858,500 | 7,496 |
| Volatile liabilities | $8,302,000 | 6,599 |
| Insider loans | $304,000 | 6,101 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,389,000 | 4,535 |
| Tier 1 (core) risk-based capital | $13,924,000 | 4,336 |
| Tier 2 risk-based capital | $330,000 | 6,678 |
| Total risk weighted assets | $28,994,000 | 7,044 |
| Total unused commitments | $11,389,000 | 4,538 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 19 | 6,196 |
| Assets and Liabilities | ||
| Total Assets: | $28,834,000 | 7,833 |
| Cash and due from depository institutions | $1,818,000 | 6,196 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $1,368,000 | 7,928 |
| Federal funds sold & reverse repurchase agreements | $6,943,000 | 1,935 |
| Net loans & leases | $14,807,000 | 7,797 |
| Loan loss allowance | $250,000 | 7,323 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,488,000 | 4,109 |
| Other real estate owned | $0 | 6,196 |
| Goodwill and other intangibles | $750,000 | 1,908 |
| All other assets | $660,000 | 7,412 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $28,834,000 | 7,833 |
| Total liabilities | $13,904,000 | 8,246 |
| Total deposits | $13,751,000 | 8,209 |
| Interest-bearing deposits | $12,659,000 | 8,101 |
| Deposits held in domestic offices | $13,751,000 | 8,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $153,000 | 7,669 |
| Total equity capital | $14,930,000 | 4,222 |
| Total bank equity capital | $14,930,000 | 4,222 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,000,000 | 623 |
| Surplus | $8,000,000 | 3,018 |
| Undivided profits | $-1,070,000 | 7,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $123,000 | 8,135 |
| Earning assets | $23,118,000 | 7,958 |
| Long-term assets (5+ years) | $1,963,000 | 6,842 |
| Average Assets, year-to-date | $22,571,000 | 8,046 |
| Average Assets, quarterly | $25,911,000 | 7,935 |
| Volatile liabilities | $2,473,000 | 7,938 |
| Insider loans | $304,000 | 6,143 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,787,000 | 5,791 |
| Tier 1 (core) risk-based capital | $14,287,000 | 4,225 |
| Tier 2 risk-based capital | $250,000 | 7,188 |
| Total risk weighted assets | $21,519,000 | 7,537 |
| Total unused commitments | $5,787,000 | 5,791 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 16 | 6,669 |
| Assets and Liabilities | ||
| Total Assets: | $22,988,000 | 8,081 |
| Cash and due from depository institutions | $416,000 | 6,669 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $1,475,000 | 7,948 |
| Federal funds sold & reverse repurchase agreements | $10,762,000 | 1,371 |
| Net loans & leases | $7,385,000 | 8,267 |
| Loan loss allowance | $175,000 | 7,767 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,604,000 | 5,051 |
| Other real estate owned | $0 | 6,669 |
| Goodwill and other intangibles | $750,000 | 1,894 |
| All other assets | $596,000 | 7,649 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $22,988,000 | 8,081 |
| Total liabilities | $7,554,000 | 8,449 |
| Total deposits | $7,417,000 | 8,419 |
| Interest-bearing deposits | $6,989,000 | 8,350 |
| Deposits held in domestic offices | $7,417,000 | 8,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $137,000 | 7,914 |
| Total equity capital | $15,434,000 | 4,086 |
| Total bank equity capital | $15,434,000 | 4,086 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,000,000 | 596 |
| Surplus | $8,000,000 | 2,967 |
| Undivided profits | $-566,000 | 7,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $67,000 | 8,374 |
| Earning assets | $19,622,000 | 8,124 |
| Long-term assets (5+ years) | $1,475,000 | 7,003 |
| Average Assets, year-to-date | $19,439,500 | 8,195 |
| Average Assets, quarterly | $19,439,500 | 8,207 |
| Volatile liabilities | $0 | 8,487 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,850,000 | 6,843 |
| Tier 1 (core) risk-based capital | $14,684,000 | 4,156 |
| Tier 2 risk-based capital | $170,000 | 7,711 |
| Total risk weighted assets | $13,615,000 | 8,045 |
| Total unused commitments | $2,850,000 | 6,845 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 13 | 7,199 |
| Assets and Liabilities | ||
| Total Assets: | $15,891,000 | 8,388 |
| Cash and due from depository institutions | $2,487,000 | 7,199 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,815 |
| Net loans & leases | $2,703,000 | 8,499 |
| Loan loss allowance | $55,000 | 8,371 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,414,000 | 5,311 |
| Other real estate owned | $0 | 7,199 |
| Goodwill and other intangibles | $750,000 | 1,911 |
| All other assets | $37,000 | 8,610 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $15,890,000 | 8,389 |
| Total liabilities | $207,000 | 8,622 |
| Total deposits | $1,000 | 8,622 |
| Interest-bearing deposits | $0 | 8,594 |
| Deposits held in domestic offices | $1,000 | 8,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $206,000 | 7,333 |
| Total equity capital | $15,683,000 | 3,967 |
| Total bank equity capital | $15,683,000 | 3,967 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,000,000 | 590 |
| Surplus | $8,000,000 | 2,957 |
| Undivided profits | $-317,000 | 7,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $8,000 | 8,562 |
| Earning assets | $11,203,000 | 8,474 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $15,891,000 | 8,387 |
| Average Assets, quarterly | $15,891,000 | 8,386 |
| Volatile liabilities | $0 | 8,546 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $0 | 8,389 |
| Tier 1 (core) risk-based capital | $14,933,000 | 4,075 |
| Tier 2 risk-based capital | $55,000 | 8,363 |
| Total risk weighted assets | $6,248,000 | 8,467 |
| Total unused commitments | $0 | 8,390 |
| Derivatives | $0 | 1,067 |