Home > Ontario National Bank > Income and Expense
Ontario National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 5,167 |
| Total interest expense | $1,284,000 | 5,746 |
| Net interest income | $2,985,000 | 4,709 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $583,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $288,000 | 3,647 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $295,000 | 3,762 |
| Total noninterest expense | $2,869,000 | 4,106 |
| Salaries and employee benefits | $1,220,000 | 4,911 |
| Premises and equipment expense | $599,000 | 3,004 |
| Additional noninterest expense | $1,050,000 | 3,466 |
| Pre-tax net operating income | $699,000 | 5,532 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $215,000 | 4,047 |
| Income before extraordinary items | $484,000 | 5,828 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $484,000 | 5,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,921 |
| Cash dividends | $213,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 8,668 |
| Net operating income | $484,000 | 5,830 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 5,168 |
| Total interest expense | $815,000 | 5,763 |
| Net interest income | $2,006,000 | 4,705 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $392,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 3,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 3,678 |
| Total noninterest expense | $1,802,000 | 4,298 |
| Salaries and employee benefits | $843,000 | 4,828 |
| Premises and equipment expense | $399,000 | 3,006 |
| Additional noninterest expense | $560,000 | 4,124 |
| Pre-tax net operating income | $596,000 | 5,005 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $195,000 | 3,651 |
| Income before extraordinary items | $401,000 | 5,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $401,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,377 |
| Cash dividends | $142,000 | 4,066 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 8,708 |
| Net operating income | $401,000 | 5,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 5,135 |
| Total interest expense | $393,000 | 5,751 |
| Net interest income | $1,005,000 | 4,697 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $191,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,683 |
| Total noninterest expense | $900,000 | 4,320 |
| Salaries and employee benefits | $423,000 | 4,836 |
| Premises and equipment expense | $204,000 | 2,974 |
| Additional noninterest expense | $273,000 | 4,200 |
| Pre-tax net operating income | $296,000 | 5,005 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $98,000 | 3,623 |
| Income before extraordinary items | $198,000 | 5,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 8,729 |
| Net operating income | $198,000 | 5,379 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 4,831 |
| Total interest expense | $1,467,000 | 5,274 |
| Net interest income | $4,054,000 | 4,583 |
| Provision for loan and lease losses | $144,000 | 4,215 |
| Total noninterest income | $844,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $386,000 | 3,636 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $458,000 | 3,530 |
| Total noninterest expense | $3,596,000 | 4,202 |
| Salaries and employee benefits | $1,700,000 | 4,664 |
| Premises and equipment expense | $818,000 | 2,842 |
| Additional noninterest expense | $1,078,000 | 4,168 |
| Pre-tax net operating income | $1,158,000 | 4,984 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $397,000 | 3,710 |
| Income before extraordinary items | $767,000 | 5,443 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $767,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,783 |
| Cash dividends | $274,000 | 4,538 |
| Sale, conversion, retirement of capital stock, net | $264,000 | 615 |
| Net operating income | $763,040 | 5,426 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 4,809 |
| Total interest expense | $1,065,000 | 5,266 |
| Net interest income | $3,066,000 | 4,569 |
| Provision for loan and lease losses | $118,000 | 3,925 |
| Total noninterest income | $639,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $284,000 | 3,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $355,000 | 3,503 |
| Total noninterest expense | $2,661,000 | 4,210 |
| Salaries and employee benefits | $1,315,000 | 4,533 |
| Premises and equipment expense | $613,000 | 2,830 |
| Additional noninterest expense | $733,000 | 4,482 |
| Pre-tax net operating income | $926,000 | 4,967 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $316,000 | 3,720 |
| Income before extraordinary items | $610,000 | 5,406 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $610,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,028 |
| Cash dividends | $135,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 509 |
| Net operating income | $610,000 | 5,374 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 4,804 |
| Total interest expense | $669,000 | 5,282 |
| Net interest income | $2,054,000 | 4,536 |
| Provision for loan and lease losses | $82,000 | 3,712 |
| Total noninterest income | $410,000 | 3,994 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $182,000 | 3,722 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $228,000 | 3,531 |
| Total noninterest expense | $1,734,000 | 4,273 |
| Salaries and employee benefits | $843,000 | 4,647 |
| Premises and equipment expense | $410,000 | 2,780 |
| Additional noninterest expense | $481,000 | 4,506 |
| Pre-tax net operating income | $648,000 | 4,806 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $227,000 | 3,571 |
| Income before extraordinary items | $421,000 | 5,317 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $421,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 508 |
| Net operating income | $421,000 | 5,276 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,813 |
| Total interest expense | $314,000 | 5,349 |
| Net interest income | $1,032,000 | 4,520 |
| Provision for loan and lease losses | $46,000 | 3,310 |
| Total noninterest income | $208,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $78,000 | 3,986 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $856,000 | 4,324 |
| Salaries and employee benefits | $406,000 | 4,785 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $243,000 | 4,445 |
| Pre-tax net operating income | $338,000 | 4,692 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $120,000 | 3,471 |
| Income before extraordinary items | $218,000 | 5,199 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $218,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $218,000 | 5,169 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 4,689 |
| Total interest expense | $1,279,000 | 4,937 |
| Net interest income | $3,974,000 | 4,503 |
| Provision for loan and lease losses | $247,000 | 3,278 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $264,000 | 4,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $427,000 | 3,598 |
| Total noninterest expense | $3,658,000 | 4,018 |
| Salaries and employee benefits | $1,819,000 | 4,302 |
| Premises and equipment expense | $824,000 | 2,715 |
| Additional noninterest expense | $1,015,000 | 4,288 |
| Pre-tax net operating income | $760,000 | 5,913 |
| Securities gains (losses) | $-723,000 | 8,888 |
| Applicable income taxes | $-65,000 | 8,693 |
| Income before extraordinary items | $102,000 | 8,083 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $102,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,472 |
| Cash dividends | $257,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $825,000 | 5,121 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 4,675 |
| Total interest expense | $960,000 | 4,896 |
| Net interest income | $2,953,000 | 4,527 |
| Provision for loan and lease losses | $536,000 | 1,380 |
| Total noninterest income | $512,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $199,000 | 4,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $313,000 | 3,652 |
| Total noninterest expense | $2,725,000 | 4,016 |
| Salaries and employee benefits | $1,351,000 | 4,305 |
| Premises and equipment expense | $623,000 | 2,689 |
| Additional noninterest expense | $751,000 | 4,283 |
| Pre-tax net operating income | $204,000 | 7,680 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $182,000 | 7,584 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $182,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,491 |
| Cash dividends | $127,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $182,000 | 7,524 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 4,717 |
| Total interest expense | $635,000 | 4,939 |
| Net interest income | $1,951,000 | 4,547 |
| Provision for loan and lease losses | $500,000 | 987 |
| Total noninterest income | $326,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $133,000 | 4,638 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $193,000 | 3,804 |
| Total noninterest expense | $1,816,000 | 4,050 |
| Salaries and employee benefits | $906,000 | 4,297 |
| Premises and equipment expense | $417,000 | 2,694 |
| Additional noninterest expense | $493,000 | 4,366 |
| Pre-tax net operating income | $-39,000 | 8,616 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-54,000 | 8,892 |
| Income before extraordinary items | $15,000 | 8,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,069 |
| Cash dividends | $127,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $15,000 | 8,429 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 4,695 |
| Total interest expense | $317,000 | 5,005 |
| Net interest income | $991,000 | 4,510 |
| Provision for loan and lease losses | $311,000 | 768 |
| Total noninterest income | $155,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $925,000 | 4,005 |
| Salaries and employee benefits | $449,000 | 4,362 |
| Premises and equipment expense | $217,000 | 2,611 |
| Additional noninterest expense | $259,000 | 4,194 |
| Pre-tax net operating income | $-90,000 | 8,785 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-54,000 | 8,979 |
| Income before extraordinary items | $-36,000 | 8,738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-36,000 | 8,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 629 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-36,000 | 8,696 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,611,000 | 4,496 |
| Total interest expense | $1,493,000 | 4,879 |
| Net interest income | $4,118,000 | 4,279 |
| Provision for loan and lease losses | $132,000 | 4,791 |
| Total noninterest income | $605,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $282,000 | 4,460 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $323,000 | 4,356 |
| Total noninterest expense | $3,366,000 | 4,252 |
| Salaries and employee benefits | $1,712,000 | 4,417 |
| Premises and equipment expense | $802,000 | 2,758 |
| Additional noninterest expense | $852,000 | 4,834 |
| Pre-tax net operating income | $1,225,000 | 4,638 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $381,000 | 3,883 |
| Income before extraordinary items | $844,000 | 5,111 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $844,000 | 5,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $232,000 | 4,751 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,048 |
| Net operating income | $844,000 | 4,946 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 4,540 |
| Total interest expense | $1,151,000 | 4,930 |
| Net interest income | $3,082,000 | 4,305 |
| Provision for loan and lease losses | $99,000 | 4,692 |
| Total noninterest income | $472,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $200,000 | 4,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,212 |
| Total noninterest expense | $2,460,000 | 4,322 |
| Salaries and employee benefits | $1,241,000 | 4,505 |
| Premises and equipment expense | $598,000 | 2,784 |
| Additional noninterest expense | $621,000 | 4,887 |
| Pre-tax net operating income | $995,000 | 4,552 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $315,000 | 3,826 |
| Income before extraordinary items | $680,000 | 5,064 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $680,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $113,000 | 4,611 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,117 |
| Net operating income | $680,000 | 4,882 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 4,576 |
| Total interest expense | $787,000 | 4,975 |
| Net interest income | $2,039,000 | 4,337 |
| Provision for loan and lease losses | $66,000 | 4,590 |
| Total noninterest income | $293,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $163,000 | 4,419 |
| Total noninterest expense | $1,639,000 | 4,317 |
| Salaries and employee benefits | $807,000 | 4,579 |
| Premises and equipment expense | $410,000 | 2,708 |
| Additional noninterest expense | $422,000 | 4,819 |
| Pre-tax net operating income | $627,000 | 4,718 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $192,000 | 4,053 |
| Income before extraordinary items | $435,000 | 5,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $435,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $113,000 | 4,141 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,176 |
| Net operating income | $435,000 | 4,982 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 4,594 |
| Total interest expense | $405,000 | 5,001 |
| Net interest income | $1,006,000 | 4,379 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $137,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 4,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $812,000 | 4,320 |
| Salaries and employee benefits | $395,000 | 4,654 |
| Premises and equipment expense | $208,000 | 2,679 |
| Additional noninterest expense | $209,000 | 4,798 |
| Pre-tax net operating income | $298,000 | 4,806 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,250 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 4,730 |
| Total interest expense | $1,837,000 | 5,087 |
| Net interest income | $3,827,000 | 4,493 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $611,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $259,000 | 4,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 3,931 |
| Total noninterest expense | $3,062,000 | 4,394 |
| Salaries and employee benefits | $1,529,000 | 4,632 |
| Premises and equipment expense | $696,000 | 3,018 |
| Additional noninterest expense | $837,000 | 4,776 |
| Pre-tax net operating income | $1,211,000 | 4,690 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $376,000 | 4,015 |
| Income before extraordinary items | $835,000 | 5,081 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $835,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,201 |
| Cash dividends | $204,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 799 |
| Net operating income | $835,000 | 4,953 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 4,843 |
| Total interest expense | $2,718,000 | 5,094 |
| Net interest income | $3,489,000 | 4,565 |
| Provision for loan and lease losses | $132,000 | 5,025 |
| Total noninterest income | $500,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $241,000 | 4,740 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $259,000 | 4,419 |
| Total noninterest expense | $2,674,000 | 4,733 |
| Salaries and employee benefits | $1,375,000 | 4,823 |
| Premises and equipment expense | $550,000 | 3,612 |
| Additional noninterest expense | $749,000 | 5,015 |
| Pre-tax net operating income | $1,183,000 | 4,446 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $378,000 | 3,844 |
| Income before extraordinary items | $805,000 | 4,850 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $805,000 | 4,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,589 |
| Cash dividends | $179,000 | 5,150 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 9,453 |
| Net operating income | $805,000 | 4,744 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 5,052 |
| Total interest expense | $2,772,000 | 5,214 |
| Net interest income | $3,276,000 | 4,845 |
| Provision for loan and lease losses | $129,000 | 4,715 |
| Total noninterest income | $408,000 | 5,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,440 |
| Total noninterest expense | $2,429,000 | 4,958 |
| Salaries and employee benefits | $1,263,000 | 4,993 |
| Premises and equipment expense | $497,000 | 3,810 |
| Additional noninterest expense | $669,000 | 5,353 |
| Pre-tax net operating income | $1,126,000 | 4,916 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $379,000 | 4,094 |
| Income before extraordinary items | $747,000 | 5,244 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $747,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,160 |
| Cash dividends | $156,000 | 5,453 |
| Sale, conversion, retirement of capital stock, net | $-268,000 | 9,811 |
| Net operating income | $747,000 | 5,238 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 5,336 |
| Total interest expense | $2,337,000 | 5,439 |
| Net interest income | $3,007,000 | 5,153 |
| Provision for loan and lease losses | $99,000 | 5,293 |
| Total noninterest income | $344,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $2,299,000 | 5,160 |
| Salaries and employee benefits | $1,147,000 | 5,343 |
| Premises and equipment expense | $508,000 | 3,718 |
| Additional noninterest expense | $644,000 | 5,549 |
| Pre-tax net operating income | $953,000 | 5,447 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $319,000 | 4,676 |
| Income before extraordinary items | $634,000 | 5,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $634,000 | 5,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $136,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 975 |
| Net operating income | $634,000 | 5,711 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 6,024 |
| Total interest expense | $1,910,000 | 6,332 |
| Net interest income | $2,629,000 | 5,655 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $269,000 | 6,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $2,071,000 | 5,466 |
| Salaries and employee benefits | $1,033,000 | 5,652 |
| Premises and equipment expense | $459,000 | 3,939 |
| Additional noninterest expense | $579,000 | 5,887 |
| Pre-tax net operating income | $755,000 | 6,270 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $217,000 | 5,993 |
| Income before extraordinary items | $538,000 | 6,387 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $538,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $124,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 10,315 |
| Net operating income | $538,000 | 6,275 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 6,646 |
| Total interest expense | $1,627,000 | 7,056 |
| Net interest income | $2,397,000 | 6,220 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $2,007,000 | 5,647 |
| Salaries and employee benefits | $955,000 | 6,029 |
| Premises and equipment expense | $466,000 | 3,932 |
| Additional noninterest expense | $586,000 | 5,894 |
| Pre-tax net operating income | $594,000 | 7,460 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $174,000 | 7,253 |
| Income before extraordinary items | $420,000 | 7,512 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $420,000 | 7,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $112,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $420,000 | 7,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 7,185 |
| Total interest expense | $1,477,000 | 7,631 |
| Net interest income | $2,206,000 | 6,755 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $229,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,733,000 | 6,536 |
| Salaries and employee benefits | $804,000 | 6,962 |
| Premises and equipment expense | $292,000 | 5,694 |
| Additional noninterest expense | $637,000 | 6,116 |
| Pre-tax net operating income | $678,000 | 7,033 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $170,000 | 7,580 |
| Income before extraordinary items | $508,000 | 6,843 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $508,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $104,000 | 6,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $508,000 | 6,782 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 7,771 |
| Total interest expense | $1,311,000 | 8,246 |
| Net interest income | $2,011,000 | 7,281 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $282,000 | 7,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,663,000 | 6,816 |
| Salaries and employee benefits | $777,000 | 7,228 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $625,000 | 7,741 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $150,000 | 8,259 |
| Income before extraordinary items | $508,000 | 7,192 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $508,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,229 |
| Cash dividends | $97,000 | 6,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $482,590 | 7,347 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 7,972 |
| Total interest expense | $878,000 | 9,225 |
| Net interest income | $2,159,000 | 7,178 |
| Provision for loan and lease losses | $56,000 | 5,901 |
| Total noninterest income | $251,000 | 7,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $1,672,000 | 7,063 |
| Salaries and employee benefits | $705,000 | 7,839 |
| Premises and equipment expense | $211,000 | 7,199 |
| Additional noninterest expense | $756,000 | 5,963 |
| Pre-tax net operating income | $682,000 | 7,507 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $136,000 | 8,588 |
| Income before extraordinary items | $546,000 | 6,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $546,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $93,000 | 7,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $546,000 | 6,995 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 8,451 |
| Total interest expense | $985,000 | 9,179 |
| Net interest income | $1,945,000 | 7,846 |
| Provision for loan and lease losses | $191,000 | 4,030 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,749 |
| Total noninterest expense | $1,495,000 | 7,854 |
| Salaries and employee benefits | $611,000 | 8,715 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $700,000 | 6,561 |
| Pre-tax net operating income | $558,000 | 8,245 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $409,000 | 8,338 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $409,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $82,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $409,000 | 8,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 8,867 |
| Total interest expense | $1,332,000 | 9,111 |
| Net interest income | $1,731,000 | 8,559 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $1,411,000 | 8,240 |
| Salaries and employee benefits | $611,000 | 8,714 |
| Premises and equipment expense | $179,000 | 8,342 |
| Additional noninterest expense | $621,000 | 7,328 |
| Pre-tax net operating income | $512,000 | 8,321 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $410,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 5,361 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $410,000 | 7,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.