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OneLocal Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$44,796,0001,027
Total interest expense$15,806,000940
Net interest income$28,990,0001,079
Provision for loan and lease losses$262,0001,777
Total noninterest income$1,728,0002,171
Gross Fiduciary activities income$0981
Service charges on deposit accounts$120,0003,215
Trading account gains and fees$0123
Additional Noninterest Income$1,608,0001,805
Total noninterest expense$20,302,0001,201
Salaries and employee benefits$12,096,0001,151
Premises and equipment expense$1,384,0001,632
Additional noninterest expense$1,608,0001,805
Pre-tax net operating income$10,154,0001,146
Securities gains (losses)$0988
Applicable income taxes$2,627,000808
Income before extraordinary items$7,527,0001,269
Extraordinary gains, net$054
Net income$7,527,0001,284
Minority interest net income$088
Net income of bank and minority interests.$7,527,0001,272
Net charge-offs$-5,0003,722
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,527,0001,287
2023-09-30 (YTD Data)Rank
Total interest income$32,646,0001,027
Total interest expense$10,553,000954
Net interest income$22,093,0001,069
Provision for loan and lease losses$323,0001,289
Total noninterest income$1,249,0002,193
Gross Fiduciary activities income$0950
Service charges on deposit accounts$87,0003,260
Trading account gains and fees$0125
Additional Noninterest Income$1,162,0001,844
Total noninterest expense$15,259,0001,191
Salaries and employee benefits$9,032,0001,155
Premises and equipment expense$1,023,0001,646
Additional noninterest expense$1,162,0001,844
Pre-tax net operating income$7,760,0001,165
Securities gains (losses)$0849
Applicable income taxes$2,007,000829
Income before extraordinary items$5,753,0001,291
Extraordinary gains, net$052
Net income$5,753,0001,300
Minority interest net income$081
Net income of bank and minority interests.$5,753,0001,291
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,753,0001,313
2023-06-30 (YTD Data)Rank
Total interest income$21,080,0001,026
Total interest expense$6,171,000960
Net interest income$14,909,0001,061
Provision for loan and lease losses$74,0002,008
Total noninterest income$847,0002,138
Gross Fiduciary activities income$0931
Service charges on deposit accounts$59,0003,228
Trading account gains and fees$0112
Additional Noninterest Income$788,0001,760
Total noninterest expense$10,043,0001,191
Salaries and employee benefits$5,990,0001,147
Premises and equipment expense$659,0001,685
Additional noninterest expense$788,0001,758
Pre-tax net operating income$5,639,0001,107
Securities gains (losses)$0938
Applicable income taxes$1,414,000818
Income before extraordinary items$4,225,0001,201
Extraordinary gains, net$051
Net income$4,225,0001,212
Minority interest net income$081
Net income of bank and minority interests.$4,225,0001,201
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,225,0001,209
2023-03-31 (YTD Data)Rank
Total interest income$10,152,0001,045
Total interest expense$2,594,000986
Net interest income$7,558,0001,046
Provision for loan and lease losses$30,0001,903
Total noninterest income$441,0002,091
Gross Fiduciary activities income$0913
Service charges on deposit accounts$31,0003,200
Trading account gains and fees$097
Additional Noninterest Income$410,0001,698
Total noninterest expense$4,895,0001,232
Salaries and employee benefits$3,029,0001,163
Premises and equipment expense$319,0001,763
Additional noninterest expense$410,0001,698
Pre-tax net operating income$3,074,0001,058
Securities gains (losses)$0950
Applicable income taxes$757,000798
Income before extraordinary items$2,317,0001,139
Extraordinary gains, net$04
Net income$2,317,0001,138
Minority interest net income$048
Net income of bank and minority interests.$2,317,0001,138
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,317,0001,156
2022-12-31 (YTD Data)Rank
Total interest income$27,062,0001,239
Total interest expense$2,878,0001,215
Net interest income$24,184,0001,237
Provision for loan and lease losses$100,0002,212
Total noninterest income$1,325,0002,477
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$52,0003,916
Trading account gains and fees$0116
Additional Noninterest Income$1,273,0002,077
Total noninterest expense$17,293,0001,330
Salaries and employee benefits$11,561,0001,180
Premises and equipment expense$907,0002,119
Additional noninterest expense$1,273,0002,077
Pre-tax net operating income$8,116,0001,469
Securities gains (losses)$0691
Applicable income taxes$2,173,0001,014
Income before extraordinary items$5,943,0001,637
Extraordinary gains, net$05
Net income$5,943,0001,635
Minority interest net income$063
Net income of bank and minority interests.$5,943,0001,636
Net charge-offs$-1,0003,246
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,943,0001,668
2022-09-30 (YTD Data)Rank
Total interest income$18,761,0001,272
Total interest expense$1,572,0001,266
Net interest income$17,189,0001,262
Provision for loan and lease losses$100,0001,857
Total noninterest income$959,0002,550
Gross Fiduciary activities income$0968
Service charges on deposit accounts$32,0004,064
Trading account gains and fees$0111
Additional Noninterest Income$927,0002,134
Total noninterest expense$11,750,0001,421
Salaries and employee benefits$7,592,0001,302
Premises and equipment expense$661,0002,185
Additional noninterest expense$927,0002,134
Pre-tax net operating income$6,298,0001,432
Securities gains (losses)$0740
Applicable income taxes$1,705,000986
Income before extraordinary items$4,593,0001,585
Extraordinary gains, net$04
Net income$4,593,0001,585
Minority interest net income$057
Net income of bank and minority interests.$4,593,0001,585
Net charge-offs$-1,0003,079
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,593,0001,615
2022-06-30 (YTD Data)Rank
Total interest income$11,879,0001,286
Total interest expense$1,024,0001,111
Net interest income$10,855,0001,290
Provision for loan and lease losses$02,599
Total noninterest income$649,0002,516
Gross Fiduciary activities income$0925
Service charges on deposit accounts$29,0003,907
Trading account gains and fees$0108
Additional Noninterest Income$620,0002,160
Total noninterest expense$6,941,0001,568
Salaries and employee benefits$4,144,0001,522
Premises and equipment expense$440,0002,195
Additional noninterest expense$2,357,0001,423
Pre-tax net operating income$4,563,0001,279
Securities gains (losses)$0687
Applicable income taxes$1,236,000885
Income before extraordinary items$3,327,0001,408
Extraordinary gains, net$04
Net income$3,327,0001,407
Minority interest net income$060
Net income of bank and minority interests.$3,327,0001,408
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,327,0001,445
2022-03-31 (YTD Data)Rank
Total interest income$5,722,0001,284
Total interest expense$530,0001,034
Net interest income$5,192,0001,304
Provision for loan and lease losses$02,285
Total noninterest income$345,0002,433
Gross Fiduciary activities income$0892
Service charges on deposit accounts$16,0003,855
Trading account gains and fees$0103
Additional Noninterest Income$329,0002,081
Total noninterest expense$3,491,0001,546
Salaries and employee benefits$2,140,0001,491
Premises and equipment expense$216,0002,236
Additional noninterest expense$1,135,0001,437
Pre-tax net operating income$2,046,0001,331
Securities gains (losses)$0623
Applicable income taxes$541,000932
Income before extraordinary items$1,505,0001,456
Extraordinary gains, net$04
Net income$1,505,0001,456
Minority interest net income$050
Net income of bank and minority interests.$1,505,0001,456
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,505,0001,471
2021-12-31 (YTD Data)Rank
Total interest income$22,934,0001,314
Total interest expense$2,668,0001,022
Net interest income$20,266,0001,348
Provision for loan and lease losses$120,0002,036
Total noninterest income$2,487,0002,007
Gross Fiduciary activities income$0994
Service charges on deposit accounts$42,0004,120
Trading account gains and fees$0132
Additional Noninterest Income$2,445,0001,705
Total noninterest expense$12,595,0001,687
Salaries and employee benefits$7,951,0001,571
Premises and equipment expense$908,0002,155
Additional noninterest expense$3,736,0001,666
Pre-tax net operating income$10,038,0001,278
Securities gains (losses)$124,000774
Applicable income taxes$2,715,000908
Income before extraordinary items$7,447,0001,426
Extraordinary gains, net$010
Net income$7,447,0001,426
Minority interest net income$074
Net income of bank and minority interests.$7,447,0001,426
Net charge-offs$-2,0003,330
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,349,0401,419
2021-09-30 (YTD Data)Rank
Total interest income$17,237,0001,346
Total interest expense$2,094,0001,034
Net interest income$15,143,0001,372
Provision for loan and lease losses$120,0001,843
Total noninterest income$2,006,0001,978
Gross Fiduciary activities income$0957
Service charges on deposit accounts$30,0004,194
Trading account gains and fees$0132
Additional Noninterest Income$1,976,0001,687
Total noninterest expense$9,507,0001,670
Salaries and employee benefits$5,945,0001,577
Premises and equipment expense$685,0002,168
Additional noninterest expense$2,877,0001,642
Pre-tax net operating income$7,522,0001,321
Securities gains (losses)$124,000724
Applicable income taxes$2,058,000963
Income before extraordinary items$5,588,0001,495
Extraordinary gains, net$08
Net income$5,588,0001,495
Minority interest net income$069
Net income of bank and minority interests.$5,588,0001,495
Net charge-offs$-1,0003,099
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,490,0401,481
2021-06-30 (YTD Data)Rank
Total interest income$11,500,0001,337
Total interest expense$1,473,0001,028
Net interest income$10,027,0001,379
Provision for loan and lease losses$105,0001,648
Total noninterest income$1,456,0001,832
Gross Fiduciary activities income$0951
Service charges on deposit accounts$19,0004,234
Trading account gains and fees$0133
Additional Noninterest Income$1,437,0001,554
Total noninterest expense$6,316,0001,668
Salaries and employee benefits$3,977,0001,567
Premises and equipment expense$460,0002,154
Additional noninterest expense$1,879,0001,654
Pre-tax net operating income$5,062,0001,304
Securities gains (losses)$124,000598
Applicable income taxes$1,399,000929
Income before extraordinary items$3,787,0001,459
Extraordinary gains, net$06
Net income$3,787,0001,460
Minority interest net income$067
Net income of bank and minority interests.$3,787,0001,459
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,689,0401,449
2021-03-31 (YTD Data)Rank
Total interest income$5,807,0001,331
Total interest expense$800,000987
Net interest income$5,007,0001,369
Provision for loan and lease losses$15,0002,330
Total noninterest income$800,0001,732
Gross Fiduciary activities income$0922
Service charges on deposit accounts$10,0004,200
Trading account gains and fees$0127
Additional Noninterest Income$790,0001,484
Total noninterest expense$3,180,0001,650
Salaries and employee benefits$2,004,0001,542
Premises and equipment expense$235,0002,137
Additional noninterest expense$941,0001,608
Pre-tax net operating income$2,612,0001,269
Securities gains (losses)$01,392
Applicable income taxes$708,000910
Income before extraordinary items$1,904,0001,438
Extraordinary gains, net$03
Net income$1,904,0001,438
Minority interest net income$055
Net income of bank and minority interests.$1,904,0001,438
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,904,0001,404
2020-12-31 (YTD Data)Rank
Total interest income$23,805,0001,277
Total interest expense$5,361,000884
Net interest income$18,444,0001,383
Provision for loan and lease losses$1,355,0001,323
Total noninterest income$6,120,0001,109
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$35,0004,384
Trading account gains and fees$0133
Additional Noninterest Income$6,085,000901
Total noninterest expense$12,580,0001,641
Salaries and employee benefits$7,890,0001,534
Premises and equipment expense$912,0002,152
Additional noninterest expense$3,778,0001,609
Pre-tax net operating income$10,629,0001,017
Securities gains (losses)$75,0001,525
Applicable income taxes$2,261,000864
Income before extraordinary items$8,443,0001,101
Extraordinary gains, net$04
Net income$8,443,0001,100
Minority interest net income$072
Net income of bank and minority interests.$8,443,0001,101
Net charge-offs$-1,0003,923
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,383,7501,070
2020-09-30 (YTD Data)Rank
Total interest income$17,960,0001,273
Total interest expense$4,366,000876
Net interest income$13,594,0001,400
Provision for loan and lease losses$605,0001,807
Total noninterest income$2,697,0001,517
Gross Fiduciary activities income$0981
Service charges on deposit accounts$27,0004,395
Trading account gains and fees$0125
Additional Noninterest Income$2,670,0001,270
Total noninterest expense$9,233,0001,656
Salaries and employee benefits$5,743,0001,555
Premises and equipment expense$681,0002,149
Additional noninterest expense$2,809,0001,588
Pre-tax net operating income$6,453,0001,150
Securities gains (losses)$48,0001,554
Applicable income taxes$1,744,000817
Income before extraordinary items$4,757,0001,326
Extraordinary gains, net$04
Net income$4,757,0001,326
Minority interest net income$065
Net income of bank and minority interests.$4,757,0001,326
Net charge-offs$-1,0003,797
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,719,0801,292
2020-06-30 (YTD Data)Rank
Total interest income$12,229,0001,267
Total interest expense$3,243,000852
Net interest income$8,986,0001,403
Provision for loan and lease losses$529,0001,566
Total noninterest income$1,617,0001,541
Gross Fiduciary activities income$0970
Service charges on deposit accounts$20,0004,381
Trading account gains and fees$0123
Additional Noninterest Income$1,597,0001,266
Total noninterest expense$6,114,0001,654
Salaries and employee benefits$3,826,0001,544
Premises and equipment expense$455,0002,148
Additional noninterest expense$1,833,0001,607
Pre-tax net operating income$3,960,0001,175
Securities gains (losses)$02,249
Applicable income taxes$1,077,000782
Income before extraordinary items$2,883,0001,347
Extraordinary gains, net$04
Net income$2,883,0001,347
Minority interest net income$065
Net income of bank and minority interests.$2,883,0001,347
Net charge-offs$-1,0003,744
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,883,0001,310
2020-03-31 (YTD Data)Rank
Total interest income$6,234,0001,252
Total interest expense$1,781,000872
Net interest income$4,453,0001,379
Provision for loan and lease losses$409,000996
Total noninterest income$852,0001,426
Gross Fiduciary activities income$0941
Service charges on deposit accounts$15,0004,249
Trading account gains and fees$0106
Additional Noninterest Income$837,0001,102
Total noninterest expense$3,166,0001,616
Salaries and employee benefits$1,991,0001,503
Premises and equipment expense$240,0002,102
Additional noninterest expense$935,0001,601
Pre-tax net operating income$1,730,0001,182
Securities gains (losses)$01,705
Applicable income taxes$465,000782
Income before extraordinary items$1,265,0001,358
Extraordinary gains, net$04
Net income$1,265,0001,357
Minority interest net income$056
Net income of bank and minority interests.$1,265,0001,358
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,265,0001,339
2019-12-31 (YTD Data)Rank
Total interest income$24,058,0001,294
Total interest expense$6,550,000987
Net interest income$17,508,0001,397
Provision for loan and lease losses$589,0001,366
Total noninterest income$2,078,0001,930
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$63,0004,330
Trading account gains and fees$0135
Additional Noninterest Income$2,015,0001,525
Total noninterest expense$12,829,0001,556
Salaries and employee benefits$8,199,0001,429
Premises and equipment expense$920,0002,150
Additional noninterest expense$3,710,0001,607
Pre-tax net operating income$6,168,0001,498
Securities gains (losses)$02,379
Applicable income taxes$1,575,0001,074
Income before extraordinary items$4,593,0001,714
Extraordinary gains, net$011
Net income$4,593,0001,716
Minority interest net income$076
Net income of bank and minority interests.$4,593,0001,717
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,593,0001,681
2019-09-30 (YTD Data)Rank
Total interest income$17,850,0001,317
Total interest expense$4,791,0001,014
Net interest income$13,059,0001,413
Provision for loan and lease losses$384,0001,381
Total noninterest income$1,543,0001,947
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$49,0004,369
Trading account gains and fees$0129
Additional Noninterest Income$1,494,0001,541
Total noninterest expense$9,414,0001,582
Salaries and employee benefits$5,844,0001,488
Premises and equipment expense$682,0002,180
Additional noninterest expense$2,888,0001,550
Pre-tax net operating income$4,804,0001,488
Securities gains (losses)$02,167
Applicable income taxes$1,234,0001,069
Income before extraordinary items$3,570,0001,685
Extraordinary gains, net$011
Net income$3,570,0001,687
Minority interest net income$072
Net income of bank and minority interests.$3,570,0001,687
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,570,0001,653
2019-06-30 (YTD Data)Rank
Total interest income$11,697,0001,331
Total interest expense$3,086,0001,017
Net interest income$8,611,0001,430
Provision for loan and lease losses$222,0001,483
Total noninterest income$812,0002,186
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$33,0004,380
Trading account gains and fees$0131
Additional Noninterest Income$779,0001,740
Total noninterest expense$6,118,0001,628
Salaries and employee benefits$3,734,0001,551
Premises and equipment expense$449,0002,206
Additional noninterest expense$1,935,0001,558
Pre-tax net operating income$3,083,0001,513
Securities gains (losses)$01,702
Applicable income taxes$778,0001,085
Income before extraordinary items$2,305,0001,701
Extraordinary gains, net$011
Net income$2,305,0001,701
Minority interest net income$069
Net income of bank and minority interests.$2,305,0001,701
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,305,0001,675
2019-03-31 (YTD Data)Rank
Total interest income$5,717,0001,354
Total interest expense$1,476,0001,038
Net interest income$4,241,0001,439
Provision for loan and lease losses$192,000980
Total noninterest income$377,0002,240
Gross Fiduciary activities income$0972
Service charges on deposit accounts$16,0004,429
Trading account gains and fees$0126
Additional Noninterest Income$361,0001,766
Total noninterest expense$2,983,0001,669
Salaries and employee benefits$1,824,0001,595
Premises and equipment expense$229,0002,202
Additional noninterest expense$930,0001,608
Pre-tax net operating income$1,443,0001,574
Securities gains (losses)$01,087
Applicable income taxes$366,0001,108
Income before extraordinary items$1,077,0001,763
Extraordinary gains, net$05
Net income$1,077,0001,761
Minority interest net income$052
Net income of bank and minority interests.$1,077,0001,762
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,077,0001,743
2018-12-31 (YTD Data)Rank
Total interest income$20,254,0001,436
Total interest expense$4,479,0001,024
Net interest income$15,775,0001,518
Provision for loan and lease losses$123,0002,830
Total noninterest income$1,630,0002,240
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$70,0004,477
Trading account gains and fees$0126
Additional Noninterest Income$1,560,0001,752
Total noninterest expense$11,114,0001,741
Salaries and employee benefits$6,965,0001,608
Premises and equipment expense$881,0002,232
Additional noninterest expense$3,268,0001,776
Pre-tax net operating income$6,168,0001,476
Securities gains (losses)$2,081,00055
Applicable income taxes$2,488,000752
Income before extraordinary items$5,761,0001,402
Extraordinary gains, net$06
Net income$5,761,0001,401
Minority interest net income$072
Net income of bank and minority interests.$5,761,0001,401
Net charge-offs$-44,0004,856
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,117,0101,858
2018-09-30 (YTD Data)Rank
Total interest income$14,825,0001,453
Total interest expense$3,158,0001,024
Net interest income$11,667,0001,545
Provision for loan and lease losses$123,0002,440
Total noninterest income$1,199,0002,273
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$52,0004,532
Trading account gains and fees$0138
Additional Noninterest Income$1,147,0001,787
Total noninterest expense$8,193,0001,765
Salaries and employee benefits$5,074,0001,653
Premises and equipment expense$680,0002,201
Additional noninterest expense$2,439,0001,793
Pre-tax net operating income$4,550,0001,516
Securities gains (losses)$2,081,00055
Applicable income taxes$2,036,000723
Income before extraordinary items$4,595,0001,346
Extraordinary gains, net$05
Net income$4,595,0001,345
Minority interest net income$066
Net income of bank and minority interests.$4,595,0001,345
Net charge-offs$-44,0004,892
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,951,0101,920
2018-06-30 (YTD Data)Rank
Total interest income$9,641,0001,462
Total interest expense$1,973,0001,019
Net interest income$7,668,0001,559
Provision for loan and lease losses$86,0002,340
Total noninterest income$827,0002,230
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$36,0004,534
Trading account gains and fees$0130
Additional Noninterest Income$791,0001,748
Total noninterest expense$5,463,0001,774
Salaries and employee benefits$3,407,0001,655
Premises and equipment expense$489,0002,105
Additional noninterest expense$1,567,0001,844
Pre-tax net operating income$2,946,0001,543
Securities gains (losses)$1,219,00057
Applicable income taxes$1,368,000705
Income before extraordinary items$2,797,0001,420
Extraordinary gains, net$06
Net income$2,797,0001,419
Minority interest net income$065
Net income of bank and minority interests.$2,797,0001,419
Net charge-offs$-44,0004,983
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,833,9902,001
2018-03-31 (YTD Data)Rank
Total interest income$4,726,0001,480
Total interest expense$939,000995
Net interest income$3,787,0001,570
Provision for loan and lease losses$38,0002,291
Total noninterest income$390,0002,289
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$20,0004,465
Trading account gains and fees$0123
Additional Noninterest Income$370,0001,787
Total noninterest expense$2,749,0001,775
Salaries and employee benefits$1,737,0001,642
Premises and equipment expense$259,0002,064
Additional noninterest expense$753,0001,915
Pre-tax net operating income$1,390,0001,581
Securities gains (losses)$320,00093
Applicable income taxes$659,000701
Income before extraordinary items$1,051,0001,760
Extraordinary gains, net$07
Net income$1,051,0001,759
Minority interest net income$052
Net income of bank and minority interests.$1,051,0001,760
Net charge-offs$-43,0005,200
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$798,2002,160
2017-12-31 (YTD Data)Rank
Total interest income$17,701,0001,505
Total interest expense$3,392,000965
Net interest income$14,309,0001,635
Provision for loan and lease losses$300,0001,956
Total noninterest income$1,695,0002,236
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$76,0004,625
Trading account gains and fees$0151
Additional Noninterest Income$1,619,0001,734
Total noninterest expense$10,834,0001,777
Salaries and employee benefits$6,603,0001,676
Premises and equipment expense$1,429,0001,582
Additional noninterest expense$2,802,0002,043
Pre-tax net operating income$4,870,0001,756
Securities gains (losses)$437,000246
Applicable income taxes$1,737,0001,404
Income before extraordinary items$3,570,0001,772
Extraordinary gains, net$09
Net income$3,570,0001,773
Minority interest net income$076
Net income of bank and minority interests.$3,570,0001,773
Net charge-offs$3,0003,939
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,277,2101,880
2017-09-30 (YTD Data)Rank
Total interest income$12,927,0001,548
Total interest expense$2,520,000957
Net interest income$10,407,0001,686
Provision for loan and lease losses$225,0001,898
Total noninterest income$1,251,0002,287
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$58,0004,654
Trading account gains and fees$0145
Additional Noninterest Income$1,193,0001,766
Total noninterest expense$8,062,0001,799
Salaries and employee benefits$4,876,0001,701
Premises and equipment expense$1,136,0001,520
Additional noninterest expense$2,050,0002,077
Pre-tax net operating income$3,371,0001,888
Securities gains (losses)$437,000231
Applicable income taxes$1,376,0001,188
Income before extraordinary items$2,432,0002,068
Extraordinary gains, net$09
Net income$2,432,0002,069
Minority interest net income$071
Net income of bank and minority interests.$2,432,0002,069
Net charge-offs$-1,0004,281
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,152,3202,253
2017-06-30 (YTD Data)Rank
Total interest income$8,451,0001,557
Total interest expense$1,668,000942
Net interest income$6,783,0001,708
Provision for loan and lease losses$150,0001,808
Total noninterest income$787,0002,376
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$40,0004,624
Trading account gains and fees$0139
Additional Noninterest Income$747,0001,853
Total noninterest expense$5,518,0001,742
Salaries and employee benefits$3,221,0001,716
Premises and equipment expense$780,0001,474
Additional noninterest expense$1,517,0001,924
Pre-tax net operating income$1,902,0002,105
Securities gains (losses)$458,000166
Applicable income taxes$828,0001,249
Income before extraordinary items$1,532,0002,116
Extraordinary gains, net$011
Net income$1,532,0002,117
Minority interest net income$071
Net income of bank and minority interests.$1,532,0002,117
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,234,3002,457
2017-03-31 (YTD Data)Rank
Total interest income$4,071,0001,604
Total interest expense$810,000950
Net interest income$3,261,0001,768
Provision for loan and lease losses$75,0001,685
Total noninterest income$394,0002,349
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$22,0004,547
Trading account gains and fees$0142
Additional Noninterest Income$372,0001,827
Total noninterest expense$2,589,0001,865
Salaries and employee benefits$1,483,0001,868
Premises and equipment expense$398,0001,458
Additional noninterest expense$708,0002,028
Pre-tax net operating income$991,0001,974
Securities gains (losses)$01,153
Applicable income taxes$349,0001,364
Income before extraordinary items$642,0002,334
Extraordinary gains, net$08
Net income$642,0002,333
Minority interest net income$055
Net income of bank and minority interests.$642,0002,334
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$642,0002,305
2016-12-31 (YTD Data)Rank
Total interest income$15,364,0001,638
Total interest expense$2,858,0001,010
Net interest income$12,506,0001,796
Provision for loan and lease losses$180,0002,550
Total noninterest income$1,949,0002,152
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$78,0004,805
Trading account gains and fees$0170
Additional Noninterest Income$1,871,0001,655
Total noninterest expense$10,439,0001,830
Salaries and employee benefits$6,599,0001,646
Premises and equipment expense$1,489,0001,536
Additional noninterest expense$2,351,0002,427
Pre-tax net operating income$3,836,0001,989
Securities gains (losses)$9,0002,705
Applicable income taxes$1,345,0001,367
Income before extraordinary items$2,500,0002,408
Extraordinary gains, net$05
Net income$2,500,0002,407
Minority interest net income$082
Net income of bank and minority interests.$2,500,0002,408
Net charge-offs$-1,0004,661
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,494,1502,363
2016-09-30 (YTD Data)Rank
Total interest income$11,334,0001,670
Total interest expense$2,113,0001,024
Net interest income$9,221,0001,821
Provision for loan and lease losses$135,0002,451
Total noninterest income$1,388,0002,224
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$59,0004,836
Trading account gains and fees$0169
Additional Noninterest Income$1,329,0001,708
Total noninterest expense$7,695,0001,866
Salaries and employee benefits$4,827,0001,679
Premises and equipment expense$1,057,0001,607
Additional noninterest expense$1,811,0002,380
Pre-tax net operating income$2,779,0002,072
Securities gains (losses)$9,0002,624
Applicable income taxes$971,0001,437
Income before extraordinary items$1,817,0002,498
Extraordinary gains, net$05
Net income$1,817,0002,499
Minority interest net income$071
Net income of bank and minority interests.$1,817,0002,499
Net charge-offs$-1,0004,445
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,811,1502,452
2016-06-30 (YTD Data)Rank
Total interest income$7,446,0001,708
Total interest expense$1,378,0001,041
Net interest income$6,068,0001,854
Provision for loan and lease losses$90,0002,392
Total noninterest income$851,0002,301
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$40,0004,835
Trading account gains and fees$0157
Additional Noninterest Income$811,0001,779
Total noninterest expense$5,078,0001,887
Salaries and employee benefits$3,134,0001,711
Premises and equipment expense$690,0001,638
Additional noninterest expense$1,254,0002,316
Pre-tax net operating income$1,751,0002,151
Securities gains (losses)$9,0002,280
Applicable income taxes$609,0001,481
Income before extraordinary items$1,151,0002,549
Extraordinary gains, net$016
Net income$1,151,0002,548
Minority interest net income$071
Net income of bank and minority interests.$1,151,0002,548
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,145,1502,496
2016-03-31 (YTD Data)Rank
Total interest income$3,645,0001,745
Total interest expense$657,0001,093
Net interest income$2,988,0001,875
Provision for loan and lease losses$45,0002,237
Total noninterest income$412,0002,328
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$22,0004,718
Trading account gains and fees$0142
Additional Noninterest Income$390,0001,776
Total noninterest expense$2,625,0001,826
Salaries and employee benefits$1,651,0001,657
Premises and equipment expense$344,0001,666
Additional noninterest expense$630,0002,295
Pre-tax net operating income$730,0002,413
Securities gains (losses)$-6,0005,943
Applicable income taxes$238,0001,697
Income before extraordinary items$486,0002,799
Extraordinary gains, net$012
Net income$486,0002,798
Minority interest net income$062
Net income of bank and minority interests.$486,0002,799
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$490,0202,733
2015-12-31 (YTD Data)Rank
Total interest income$13,734,0001,802
Total interest expense$2,462,0001,131
Net interest income$11,272,0001,921
Provision for loan and lease losses$120,0002,830
Total noninterest income$1,776,0002,263
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$85,0004,904
Trading account gains and fees$0159
Additional Noninterest Income$1,691,0001,716
Total noninterest expense$9,753,0001,943
Salaries and employee benefits$6,146,0001,716
Premises and equipment expense$1,339,0001,709
Additional noninterest expense$2,268,0002,526
Pre-tax net operating income$3,175,0002,238
Securities gains (losses)$319,000522
Applicable income taxes$1,201,0001,426
Income before extraordinary items$2,293,0002,488
Extraordinary gains, net$023
Net income$2,293,0002,490
Minority interest net income$081
Net income of bank and minority interests.$2,293,0002,490
Net charge-offs$72,0002,956
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,082,4602,599
2015-09-30 (YTD Data)Rank
Total interest income$10,056,0001,858
Total interest expense$1,805,0001,171
Net interest income$8,251,0001,976
Provision for loan and lease losses$75,0002,945
Total noninterest income$1,295,0002,320
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$65,0004,930
Trading account gains and fees$0153
Additional Noninterest Income$1,230,0001,765
Total noninterest expense$7,407,0001,918
Salaries and employee benefits$4,594,0001,724
Premises and equipment expense$1,012,0001,707
Additional noninterest expense$1,801,0002,410
Pre-tax net operating income$2,064,0002,516
Securities gains (losses)$299,000478
Applicable income taxes$794,0001,591
Income before extraordinary items$1,569,0002,685
Extraordinary gains, net$021
Net income$1,569,0002,685
Minority interest net income$078
Net income of bank and minority interests.$1,569,0002,686
Net charge-offs$72,0002,462
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,371,6602,892
2015-06-30 (YTD Data)Rank
Total interest income$6,582,0001,882
Total interest expense$1,171,0001,207
Net interest income$5,411,0001,998
Provision for loan and lease losses$30,0003,185
Total noninterest income$864,0002,327
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$44,0004,933
Trading account gains and fees$0157
Additional Noninterest Income$820,0001,783
Total noninterest expense$4,804,0001,986
Salaries and employee benefits$2,949,0001,788
Premises and equipment expense$662,0001,745
Additional noninterest expense$1,193,0002,443
Pre-tax net operating income$1,441,0002,412
Securities gains (losses)$61,0001,125
Applicable income taxes$501,0001,627
Income before extraordinary items$1,001,0002,749
Extraordinary gains, net$022
Net income$1,001,0002,750
Minority interest net income$075
Net income of bank and minority interests.$1,001,0002,751
Net charge-offs$68,0002,064
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$960,1302,772
2015-03-31 (YTD Data)Rank
Total interest income$3,240,0001,917
Total interest expense$590,0001,195
Net interest income$2,650,0002,028
Provision for loan and lease losses$03,703
Total noninterest income$425,0002,320
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$24,0004,828
Trading account gains and fees$0152
Additional Noninterest Income$401,0001,768
Total noninterest expense$2,442,0001,943
Salaries and employee benefits$1,517,0001,756
Premises and equipment expense$341,0001,714
Additional noninterest expense$584,0002,474
Pre-tax net operating income$633,0002,597
Securities gains (losses)$02,027
Applicable income taxes$204,0001,803
Income before extraordinary items$429,0002,999
Extraordinary gains, net$013
Net income$429,0003,002
Minority interest net income$064
Net income of bank and minority interests.$429,0003,002
Net charge-offs$69,0001,342
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$429,0002,936
2014-12-31 (YTD Data)Rank
Total interest income$12,797,0001,938
Total interest expense$2,166,0001,349
Net interest income$10,631,0002,010
Provision for loan and lease losses$90,0003,313
Total noninterest income$1,674,0002,362
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$94,0005,087
Trading account gains and fees$0180
Additional Noninterest Income$1,580,0001,717
Total noninterest expense$9,434,0002,006
Salaries and employee benefits$5,712,0001,803
Premises and equipment expense$1,332,0001,740
Additional noninterest expense$2,390,0002,492
Pre-tax net operating income$2,781,0002,396
Securities gains (losses)$03,259
Applicable income taxes$916,0001,635
Income before extraordinary items$1,865,0002,844
Extraordinary gains, net$017
Net income$1,865,0002,842
Minority interest net income$084
Net income of bank and minority interests.$1,865,0002,844
Net charge-offs$-3,0005,476
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,865,0002,796
2014-09-30 (YTD Data)Rank
Total interest income$9,378,0001,986
Total interest expense$1,552,0001,437
Net interest income$7,826,0002,054
Provision for loan and lease losses$90,0002,885
Total noninterest income$1,258,0002,367
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$72,0005,119
Trading account gains and fees$0174
Additional Noninterest Income$1,186,0001,739
Total noninterest expense$7,081,0002,010
Salaries and employee benefits$4,297,0001,802
Premises and equipment expense$970,0001,809
Additional noninterest expense$1,814,0002,489
Pre-tax net operating income$1,913,0002,593
Securities gains (losses)$02,980
Applicable income taxes$621,0001,772
Income before extraordinary items$1,292,0003,002
Extraordinary gains, net$015
Net income$1,292,0003,002
Minority interest net income$081
Net income of bank and minority interests.$1,292,0003,003
Net charge-offs$-3,0005,367
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,292,0002,958
2014-06-30 (YTD Data)Rank
Total interest income$6,176,0001,999
Total interest expense$993,0001,518
Net interest income$5,183,0002,052
Provision for loan and lease losses$90,0002,447
Total noninterest income$807,0002,394
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$49,0005,099
Trading account gains and fees$0172
Additional Noninterest Income$758,0001,762
Total noninterest expense$4,663,0002,036
Salaries and employee benefits$2,801,0001,838
Premises and equipment expense$646,0001,829
Additional noninterest expense$1,216,0002,454
Pre-tax net operating income$1,237,0002,590
Securities gains (losses)$02,580
Applicable income taxes$400,0001,762
Income before extraordinary items$837,0002,996
Extraordinary gains, net$020
Net income$837,0003,002
Minority interest net income$080
Net income of bank and minority interests.$837,0003,002
Net charge-offs$-2,0005,209
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$837,0002,939
2014-03-31 (YTD Data)Rank
Total interest income$3,052,0002,014
Total interest expense$468,0001,621
Net interest income$2,584,0002,060
Provision for loan and lease losses$90,0001,672
Total noninterest income$387,0002,424
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$28,0004,890
Trading account gains and fees$0147
Additional Noninterest Income$359,0001,793
Total noninterest expense$2,425,0001,958
Salaries and employee benefits$1,454,0001,782
Premises and equipment expense$326,0001,840
Additional noninterest expense$645,0002,317
Pre-tax net operating income$456,0003,066
Securities gains (losses)$01,715
Applicable income taxes$195,0001,732
Income before extraordinary items$261,0003,782
Extraordinary gains, net$016
Net income$261,0003,785
Minority interest net income$066
Net income of bank and minority interests.$261,0003,785
Net charge-offs$-1,0004,711
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$261,0003,736
2013-12-31 (YTD Data)Rank
Total interest income$12,025,0002,051
Total interest expense$2,084,0001,637
Net interest income$9,941,0002,100
Provision for loan and lease losses$05,091
Total noninterest income$2,070,0002,116
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$100,0005,259
Trading account gains and fees$0184
Additional Noninterest Income$1,970,0001,533
Total noninterest expense$10,186,0001,864
Salaries and employee benefits$5,365,0001,900
Premises and equipment expense$1,345,0001,745
Additional noninterest expense$3,476,0001,834
Pre-tax net operating income$1,825,0003,032
Securities gains (losses)$03,182
Applicable income taxes$611,0001,950
Income before extraordinary items$1,214,0003,541
Extraordinary gains, net$029
Net income$1,214,0003,543
Minority interest net income$090
Net income of bank and minority interests.$1,214,0003,544
Net charge-offs$610,0001,798
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,214,0003,499
2013-09-30 (YTD Data)Rank
Total interest income$8,858,0002,097
Total interest expense$1,606,0001,638
Net interest income$7,252,0002,159
Provision for loan and lease losses$04,941
Total noninterest income$1,634,0002,084
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$79,0005,234
Trading account gains and fees$0180
Additional Noninterest Income$1,555,0001,514
Total noninterest expense$8,232,0001,749
Salaries and employee benefits$3,956,0001,939
Premises and equipment expense$955,0001,832
Additional noninterest expense$3,321,0001,494
Pre-tax net operating income$654,0004,370
Securities gains (losses)$03,040
Applicable income taxes$113,0003,229
Income before extraordinary items$541,0004,477
Extraordinary gains, net$025
Net income$541,0004,480
Minority interest net income$084
Net income of bank and minority interests.$541,0004,481
Net charge-offs$213,0002,492
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$541,0004,397
2013-06-30 (YTD Data)Rank
Total interest income$5,859,0002,111
Total interest expense$1,117,0001,600
Net interest income$4,742,0002,195
Provision for loan and lease losses$04,788
Total noninterest income$1,127,0002,060
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$49,0005,335
Trading account gains and fees$0157
Additional Noninterest Income$1,078,0001,501
Total noninterest expense$4,947,0001,928
Salaries and employee benefits$2,656,0001,937
Premises and equipment expense$642,0001,814
Additional noninterest expense$1,649,0001,904
Pre-tax net operating income$922,0003,048
Securities gains (losses)$02,791
Applicable income taxes$264,0002,153
Income before extraordinary items$658,0003,432
Extraordinary gains, net$022
Net income$658,0003,433
Minority interest net income$082
Net income of bank and minority interests.$658,0003,435
Net charge-offs$-156,0006,764
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$658,0003,341
2013-03-31 (YTD Data)Rank
Total interest income$2,955,0002,105
Total interest expense$589,0001,565
Net interest income$2,366,0002,212
Provision for loan and lease losses$04,409
Total noninterest income$622,0001,913
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$24,0005,346
Trading account gains and fees$0148
Additional Noninterest Income$598,0001,393
Total noninterest expense$2,521,0001,906
Salaries and employee benefits$1,401,0001,860
Premises and equipment expense$324,0001,838
Additional noninterest expense$796,0001,965
Pre-tax net operating income$467,0003,000
Securities gains (losses)$01,966
Applicable income taxes$135,0002,103
Income before extraordinary items$332,0003,377
Extraordinary gains, net$010
Net income$332,0003,377
Minority interest net income$076
Net income of bank and minority interests.$332,0003,379
Net charge-offs$-25,0006,515
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$332,0003,275
2012-12-31 (YTD Data)Rank
Total interest income$13,259,0001,985
Total interest expense$2,873,0001,541
Net interest income$10,386,0002,076
Provision for loan and lease losses$800,0002,072
Total noninterest income$2,902,0001,677
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$103,0005,388
Trading account gains and fees$0166
Additional Noninterest Income$2,799,0001,221
Total noninterest expense$11,091,0001,737
Salaries and employee benefits$5,155,0001,957
Premises and equipment expense$1,245,0001,892
Additional noninterest expense$4,691,0001,445
Pre-tax net operating income$1,397,0003,453
Securities gains (losses)$340,0001,251
Applicable income taxes$373,0002,469
Income before extraordinary items$1,364,0003,295
Extraordinary gains, net$029
Net income$1,364,0003,296
Minority interest net income$093
Net income of bank and minority interests.$1,364,0003,295
Net charge-offs$2,302,0001,042
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,095,4003,558
2012-09-30 (YTD Data)Rank
Total interest income$10,173,0001,975
Total interest expense$2,216,0001,570
Net interest income$7,957,0002,067
Provision for loan and lease losses$800,0001,704
Total noninterest income$2,091,0001,727
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$80,0005,412
Trading account gains and fees$0157
Additional Noninterest Income$2,011,0001,256
Total noninterest expense$8,114,0001,773
Salaries and employee benefits$3,873,0001,955
Premises and equipment expense$972,0001,836
Additional noninterest expense$3,269,0001,544
Pre-tax net operating income$1,134,0003,414
Securities gains (losses)$338,0001,009
Applicable income taxes$320,0002,399
Income before extraordinary items$1,152,0003,159
Extraordinary gains, net$020
Net income$1,152,0003,158
Minority interest net income$086
Net income of bank and minority interests.$1,152,0003,157
Net charge-offs$1,553,0001,086
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$888,3603,506
2012-06-30 (YTD Data)Rank
Total interest income$6,984,0001,925
Total interest expense$1,532,0001,568
Net interest income$5,452,0002,028
Provision for loan and lease losses$800,0001,285
Total noninterest income$1,263,0001,845
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$56,0005,348
Trading account gains and fees$0153
Additional Noninterest Income$1,207,0001,337
Total noninterest expense$5,247,0001,831
Salaries and employee benefits$2,538,0001,981
Premises and equipment expense$648,0001,831
Additional noninterest expense$2,061,0001,624
Pre-tax net operating income$668,0003,620
Securities gains (losses)$334,000789
Applicable income taxes$183,0002,527
Income before extraordinary items$819,0002,986
Extraordinary gains, net$019
Net income$819,0002,986
Minority interest net income$084
Net income of bank and minority interests.$819,0002,986
Net charge-offs$1,454,000873
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$545,1203,636
2012-03-31 (YTD Data)Rank
Total interest income$3,564,0001,902
Total interest expense$797,0001,574
Net interest income$2,767,0001,998
Provision for loan and lease losses$300,0001,500
Total noninterest income$445,0002,330
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$30,0005,232
Trading account gains and fees$0148
Additional Noninterest Income$415,0001,705
Total noninterest expense$2,749,0001,762
Salaries and employee benefits$1,349,0001,863
Premises and equipment expense$323,0001,840
Additional noninterest expense$1,077,0001,562
Pre-tax net operating income$163,0004,812
Securities gains (losses)$02,210
Applicable income taxes$8,0004,083
Income before extraordinary items$155,0004,792
Extraordinary gains, net$019
Net income$155,0004,795
Minority interest net income$078
Net income of bank and minority interests.$155,0004,796
Net charge-offs$1,075,000641
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$155,0004,649
2011-12-31 (YTD Data)Rank
Total interest income$15,044,0001,873
Total interest expense$3,939,0001,541
Net interest income$11,105,0001,971
Provision for loan and lease losses$4,000,000947
Total noninterest income$1,864,0002,119
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$117,0005,300
Trading account gains and fees$0146
Additional Noninterest Income$1,747,0001,492
Total noninterest expense$10,563,0001,823
Salaries and employee benefits$4,870,0001,984
Premises and equipment expense$1,236,0001,998
Additional noninterest expense$4,457,0001,529
Pre-tax net operating income$-1,594,0006,723
Securities gains (losses)$450,000858
Applicable income taxes$-1,513,0007,220
Income before extraordinary items$369,0005,033
Extraordinary gains, net$029
Net income$369,0005,035
Minority interest net income$096
Net income of bank and minority interests.$369,0005,035
Net charge-offs$5,634,000728
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$81,0005,820
2011-09-30 (YTD Data)Rank
Total interest income$11,342,0001,879
Total interest expense$3,050,0001,553
Net interest income$8,292,0001,985
Provision for loan and lease losses$06,393
Total noninterest income$1,208,0002,317
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$88,0005,318
Trading account gains and fees$0145
Additional Noninterest Income$1,120,0001,627
Total noninterest expense$7,954,0001,818
Salaries and employee benefits$3,866,0001,892
Premises and equipment expense$930,0002,019
Additional noninterest expense$3,158,0001,615
Pre-tax net operating income$1,546,0002,518
Securities gains (losses)$450,000699
Applicable income taxes$-329,0007,149
Income before extraordinary items$2,325,0001,628
Extraordinary gains, net$021
Net income$2,325,0001,628
Minority interest net income$087
Net income of bank and minority interests.$2,325,0001,628
Net charge-offs$1,558,0001,451
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,875,0001,843
2011-06-30 (YTD Data)Rank
Total interest income$7,570,0001,889
Total interest expense$2,067,0001,579
Net interest income$5,503,0001,998
Provision for loan and lease losses$06,217
Total noninterest income$845,0002,249
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$59,0005,293
Trading account gains and fees$0153
Additional Noninterest Income$786,0001,581
Total noninterest expense$4,676,0002,068
Salaries and employee benefits$2,509,0001,942
Premises and equipment expense$608,0002,075
Additional noninterest expense$1,559,0002,179
Pre-tax net operating income$1,672,0001,706
Securities gains (losses)$329,000512
Applicable income taxes$-198,0007,212
Income before extraordinary items$2,199,0001,125
Extraordinary gains, net$015
Net income$2,199,0001,125
Minority interest net income$089
Net income of bank and minority interests.$2,199,0001,125
Net charge-offs$1,432,0001,164
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,870,0001,275
2011-03-31 (YTD Data)Rank
Total interest income$3,818,0001,880
Total interest expense$1,054,0001,605
Net interest income$2,764,0001,983
Provision for loan and lease losses$05,840
Total noninterest income$446,0002,182
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$32,0005,113
Trading account gains and fees$0158
Additional Noninterest Income$414,0001,532
Total noninterest expense$2,258,0002,136
Salaries and employee benefits$1,188,0002,054
Premises and equipment expense$337,0001,918
Additional noninterest expense$733,0002,266
Pre-tax net operating income$952,0001,517
Securities gains (losses)$268,000275
Applicable income taxes$436,000824
Income before extraordinary items$784,0001,508
Extraordinary gains, net$09
Net income$784,0001,508
Minority interest net income$086
Net income of bank and minority interests.$784,0001,508
Net charge-offs$1,0004,979
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$612,4801,838
2010-12-31 (YTD Data)Rank
Total interest income$16,731,0001,810
Total interest expense$5,227,0001,591
Net interest income$11,504,0001,901
Provision for loan and lease losses$1,400,0002,552
Total noninterest income$2,108,0002,009
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$126,0005,189
Trading account gains and fees$0175
Additional Noninterest Income$1,982,0001,414
Total noninterest expense$10,870,0001,809
Salaries and employee benefits$4,926,0001,969
Premises and equipment expense$1,287,0001,975
Additional noninterest expense$4,657,0001,545
Pre-tax net operating income$1,342,0002,902
Securities gains (losses)$-46,0007,142
Applicable income taxes$1,255,0001,026
Income before extraordinary items$41,0005,838
Extraordinary gains, net$029
Net income$41,0005,838
Minority interest net income$0111
Net income of bank and minority interests.$41,0005,838
Net charge-offs$784,0003,020
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$70,4405,577
2010-09-30 (YTD Data)Rank
Total interest income$12,843,0001,799
Total interest expense$4,063,0001,600
Net interest income$8,780,0001,904
Provision for loan and lease losses$200,0004,881
Total noninterest income$1,339,0002,260
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$96,0005,238
Trading account gains and fees$0165
Additional Noninterest Income$1,243,0001,557
Total noninterest expense$7,247,0002,003
Salaries and employee benefits$3,663,0001,987
Premises and equipment expense$926,0002,076
Additional noninterest expense$2,658,0001,948
Pre-tax net operating income$2,672,0001,468
Securities gains (losses)$-41,0007,318
Applicable income taxes$1,112,000934
Income before extraordinary items$1,519,0002,118
Extraordinary gains, net$023
Net income$1,519,0002,120
Minority interest net income$0110
Net income of bank and minority interests.$1,519,0002,121
Net charge-offs$154,0004,480
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,545,2401,995
2010-06-30 (YTD Data)Rank
Total interest income$8,633,0001,809
Total interest expense$2,813,0001,608
Net interest income$5,820,0001,917
Provision for loan and lease losses$06,857
Total noninterest income$819,0002,338
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$67,0005,190
Trading account gains and fees$0152
Additional Noninterest Income$752,0001,593
Total noninterest expense$4,847,0002,012
Salaries and employee benefits$2,531,0001,923
Premises and equipment expense$609,0002,124
Additional noninterest expense$1,707,0002,015
Pre-tax net operating income$1,792,0001,457
Securities gains (losses)$-41,0007,422
Applicable income taxes$656,000991
Income before extraordinary items$1,095,0001,960
Extraordinary gains, net$019
Net income$1,095,0001,960
Minority interest net income$0105
Net income of bank and minority interests.$1,095,0001,960
Net charge-offs$160,0003,763
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,121,2401,826
2010-03-31 (YTD Data)Rank
Total interest income$4,297,0001,865
Total interest expense$1,444,0001,629
Net interest income$2,853,0001,981
Provision for loan and lease losses$06,552
Total noninterest income$413,0002,310
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$35,0005,100
Trading account gains and fees$0175
Additional Noninterest Income$378,0001,560
Total noninterest expense$2,284,0002,134
Salaries and employee benefits$1,180,0002,090
Premises and equipment expense$314,0002,127
Additional noninterest expense$790,0002,143
Pre-tax net operating income$982,0001,325
Securities gains (losses)$-16,0007,537
Applicable income taxes$393,000854
Income before extraordinary items$573,0001,901
Extraordinary gains, net$016
Net income$573,0001,899
Minority interest net income$091
Net income of bank and minority interests.$573,0001,901
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$583,2401,795
2009-12-31 (YTD Data)Rank
Total interest income$18,527,0001,837
Total interest expense$7,707,0001,525
Net interest income$10,820,0002,022
Provision for loan and lease losses$07,427
Total noninterest income$1,684,0002,382
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$135,0005,315
Trading account gains and fees$0211
Additional Noninterest Income$1,549,0001,623
Total noninterest expense$10,445,0001,938
Salaries and employee benefits$4,856,0002,023
Premises and equipment expense$1,287,0002,077
Additional noninterest expense$4,302,0001,734
Pre-tax net operating income$2,059,0001,871
Securities gains (losses)$-66,0007,224
Applicable income taxes$812,0001,122
Income before extraordinary items$1,181,0002,501
Extraordinary gains, net$034
Net income$1,181,0002,499
Minority interest net income$0115
Net income of bank and minority interests.$1,181,0002,500
Net charge-offs$1,492,0002,381
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,223,2402,398
2009-09-30 (YTD Data)Rank
Total interest income$14,066,0001,850
Total interest expense$6,080,0001,533
Net interest income$7,986,0002,063
Provision for loan and lease losses$07,284
Total noninterest income$1,217,0002,478
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$101,0005,353
Trading account gains and fees$0212
Additional Noninterest Income$1,116,0001,693
Total noninterest expense$7,671,0001,959
Salaries and employee benefits$3,405,0002,180
Premises and equipment expense$934,0002,153
Additional noninterest expense$3,332,0001,624
Pre-tax net operating income$1,532,0002,023
Securities gains (losses)$-34,0007,336
Applicable income taxes$615,0001,214
Income before extraordinary items$883,0002,687
Extraordinary gains, net$027
Net income$883,0002,684
Minority interest net income$0118
Net income of bank and minority interests.$883,0002,687
Net charge-offs$1,024,0002,178
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$904,7602,598
2009-06-30 (YTD Data)Rank
Total interest income$9,479,0001,867
Total interest expense$4,320,0001,525
Net interest income$5,159,0002,120
Provision for loan and lease losses$07,158
Total noninterest income$780,0002,561
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$67,0005,365
Trading account gains and fees$0193
Additional Noninterest Income$713,0001,790
Total noninterest expense$5,060,0002,010
Salaries and employee benefits$2,298,0002,193
Premises and equipment expense$618,0002,208
Additional noninterest expense$2,144,0001,699
Pre-tax net operating income$879,0002,340
Securities gains (losses)$16,0002,414
Applicable income taxes$337,0001,416
Income before extraordinary items$558,0002,895
Extraordinary gains, net$021
Net income$558,0002,894
Minority interest net income$0112
Net income of bank and minority interests.$558,0002,895
Net charge-offs$1,024,0001,611
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$547,7602,826
2009-03-31 (YTD Data)Rank
Total interest income$4,782,0001,870
Total interest expense$2,273,0001,511
Net interest income$2,509,0002,188
Provision for loan and lease losses$06,744
Total noninterest income$247,0003,408
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$36,0005,210
Trading account gains and fees$0171
Additional Noninterest Income$211,0002,438
Total noninterest expense$2,364,0002,090
Salaries and employee benefits$1,083,0002,368
Premises and equipment expense$321,0002,170
Additional noninterest expense$960,0001,692
Pre-tax net operating income$392,0002,840
Securities gains (losses)$16,0001,773
Applicable income taxes$110,0002,090
Income before extraordinary items$298,0003,156
Extraordinary gains, net$015
Net income$298,0003,156
Minority interest net income$0102
Net income of bank and minority interests.$298,0003,156
Net charge-offs$887,0001,025
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$286,3203,063
2008-12-31 (YTD Data)Rank
Total interest income$22,699,0001,699
Total interest expense$12,078,0001,355
Net interest income$10,621,0002,086
Provision for loan and lease losses$4,727,0001,041
Total noninterest income$1,504,0002,618
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$139,0005,454
Trading account gains and fees$0154
Additional Noninterest Income$1,365,0001,710
Total noninterest expense$12,200,0001,607
Salaries and employee benefits$4,551,0002,228
Premises and equipment expense$1,209,0002,226
Additional noninterest expense$6,440,000998
Pre-tax net operating income$-4,802,0007,787
Securities gains (losses)$-11,0007,033
Applicable income taxes$-2,189,0007,936
Income before extraordinary items$-2,624,0007,537
Extraordinary gains, net$039
Net income$-2,624,0007,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,469,0001,580
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,616,9607,615
2008-09-30 (YTD Data)Rank
Total interest income$17,439,0001,702
Total interest expense$9,518,0001,340
Net interest income$7,921,0002,116
Provision for loan and lease losses$927,0001,918
Total noninterest income$1,132,0002,686
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$103,0005,491
Trading account gains and fees$0148
Additional Noninterest Income$1,029,0001,780
Total noninterest expense$8,534,0001,702
Salaries and employee benefits$3,327,0002,313
Premises and equipment expense$938,0002,171
Additional noninterest expense$4,269,0001,077
Pre-tax net operating income$-408,0007,201
Securities gains (losses)$-11,0007,345
Applicable income taxes$-329,0007,771
Income before extraordinary items$-90,0006,765
Extraordinary gains, net$031
Net income$-90,0006,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0002,198
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-82,9606,928
2008-06-30 (YTD Data)Rank
Total interest income$11,700,0001,721
Total interest expense$6,579,0001,341
Net interest income$5,121,0002,167
Provision for loan and lease losses$452,0002,013
Total noninterest income$810,0002,589
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$70,0005,488
Trading account gains and fees$0149
Additional Noninterest Income$740,0001,722
Total noninterest expense$6,457,0001,499
Salaries and employee benefits$2,356,0002,204
Premises and equipment expense$636,0002,124
Additional noninterest expense$3,465,000855
Pre-tax net operating income$-978,0007,896
Securities gains (losses)$-3,0008,017
Applicable income taxes$-504,0008,179
Income before extraordinary items$-477,0007,670
Extraordinary gains, net$021
Net income$-477,0007,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-475,0807,649
2008-03-31 (YTD Data)Rank
Total interest income$5,924,0001,739
Total interest expense$3,396,0001,384
Net interest income$2,528,0002,187
Provision for loan and lease losses$377,0001,192
Total noninterest income$513,0002,202
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$39,0005,270
Trading account gains and fees$0158
Additional Noninterest Income$474,0001,468
Total noninterest expense$2,526,0001,890
Salaries and employee benefits$1,224,0002,144
Premises and equipment expense$332,0002,044
Additional noninterest expense$970,0001,481
Pre-tax net operating income$138,0005,574
Securities gains (losses)$-3,0008,245
Applicable income taxes$6,0005,045
Income before extraordinary items$129,0005,460
Extraordinary gains, net$015
Net income$129,0005,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$131,8805,338
2007-12-31 (YTD Data)Rank
Total interest income$27,900,0001,544
Total interest expense$14,345,0001,398
Net interest income$13,555,0001,667
Provision for loan and lease losses$06,851
Total noninterest income$1,213,0003,126
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$140,0005,532
Trading account gains and fees$0178
Additional Noninterest Income$1,073,0002,121
Total noninterest expense$10,020,0001,848
Salaries and employee benefits$5,499,0001,834
Premises and equipment expense$1,205,0002,154
Additional noninterest expense$3,316,0001,679
Pre-tax net operating income$4,748,0001,719
Securities gains (losses)$02,146
Applicable income taxes$1,762,0001,254
Income before extraordinary items$2,986,0002,062
Extraordinary gains, net$039
Net income$2,986,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,179
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,986,0002,047
2007-09-30 (YTD Data)Rank
Total interest income$20,722,0001,565
Total interest expense$10,727,0001,399
Net interest income$9,995,0001,700
Provision for loan and lease losses$06,528
Total noninterest income$848,0003,269
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$105,0005,564
Trading account gains and fees$0184
Additional Noninterest Income$743,0002,226
Total noninterest expense$6,831,0001,998
Salaries and employee benefits$3,921,0001,919
Premises and equipment expense$877,0002,201
Additional noninterest expense$2,033,0001,976
Pre-tax net operating income$4,012,0001,662
Securities gains (losses)$01,655
Applicable income taxes$1,517,0001,217
Income before extraordinary items$2,495,0002,009
Extraordinary gains, net$033
Net income$2,495,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,495,0001,997
2007-06-30 (YTD Data)Rank
Total interest income$13,919,0001,569
Total interest expense$7,061,0001,418
Net interest income$6,858,0001,674
Provision for loan and lease losses$06,209
Total noninterest income$583,0003,214
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$70,0005,589
Trading account gains and fees$0168
Additional Noninterest Income$513,0002,209
Total noninterest expense$4,591,0002,017
Salaries and employee benefits$2,679,0001,910
Premises and equipment expense$580,0002,226
Additional noninterest expense$1,332,0002,021
Pre-tax net operating income$2,850,0001,621
Securities gains (losses)$01,444
Applicable income taxes$1,079,0001,206
Income before extraordinary items$1,771,0001,943
Extraordinary gains, net$029
Net income$1,771,0001,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,771,0001,924
2007-03-31 (YTD Data)Rank
Total interest income$6,852,0001,592
Total interest expense$3,453,0001,437
Net interest income$3,399,0001,694
Provision for loan and lease losses$05,779
Total noninterest income$320,0002,989
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$39,0005,359
Trading account gains and fees$0195
Additional Noninterest Income$281,0002,053
Total noninterest expense$2,215,0002,082
Salaries and employee benefits$1,298,0001,979
Premises and equipment expense$297,0002,203
Additional noninterest expense$620,0002,120
Pre-tax net operating income$1,504,0001,541
Securities gains (losses)$01,187
Applicable income taxes$570,0001,159
Income before extraordinary items$934,0001,829
Extraordinary gains, net$022
Net income$934,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$934,0001,817
2006-12-31 (YTD Data)Rank
Total interest income$26,495,0001,506
Total interest expense$11,718,0001,435
Net interest income$14,777,0001,549
Provision for loan and lease losses$06,850
Total noninterest income$1,136,0003,252
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$147,0005,561
Trading account gains and fees$0130
Additional Noninterest Income$989,0002,241
Total noninterest expense$8,811,0002,000
Salaries and employee benefits$5,404,0001,810
Premises and equipment expense$1,074,0002,309
Additional noninterest expense$2,333,0002,235
Pre-tax net operating income$7,102,0001,384
Securities gains (losses)$-24,0007,627
Applicable income taxes$2,728,0001,029
Income before extraordinary items$4,350,0001,661
Extraordinary gains, net$051
Net income$4,350,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,935
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,365,3601,639
2006-09-30 (YTD Data)Rank
Total interest income$19,360,0001,536
Total interest expense$8,359,0001,462
Net interest income$11,001,0001,579
Provision for loan and lease losses$06,685
Total noninterest income$801,0003,397
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$114,0005,569
Trading account gains and fees$0126
Additional Noninterest Income$687,0002,343
Total noninterest expense$6,268,0002,119
Salaries and employee benefits$3,821,0001,906
Premises and equipment expense$805,0002,308
Additional noninterest expense$1,642,0002,359
Pre-tax net operating income$5,534,0001,382
Securities gains (losses)$01,388
Applicable income taxes$2,136,0001,045
Income before extraordinary items$3,398,0001,636
Extraordinary gains, net$045
Net income$3,398,0001,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,294
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,398,0001,616
2006-06-30 (YTD Data)Rank
Total interest income$12,599,0001,541
Total interest expense$5,198,0001,500
Net interest income$7,401,0001,557
Provision for loan and lease losses$06,419
Total noninterest income$544,0003,330
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$76,0005,555
Trading account gains and fees$0126
Additional Noninterest Income$468,0002,315
Total noninterest expense$4,089,0002,162
Salaries and employee benefits$2,587,0001,886
Premises and equipment expense$543,0002,284
Additional noninterest expense$959,0002,669
Pre-tax net operating income$3,856,0001,309
Securities gains (losses)$01,185
Applicable income taxes$1,487,0001,003
Income before extraordinary items$2,369,0001,557
Extraordinary gains, net$039
Net income$2,369,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,369,0001,541
2006-03-31 (YTD Data)Rank
Total interest income$6,140,0001,547
Total interest expense$2,488,0001,478
Net interest income$3,652,0001,565
Provision for loan and lease losses$06,013
Total noninterest income$275,0003,262
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$40,0005,407
Trading account gains and fees$0115
Additional Noninterest Income$235,0002,276
Total noninterest expense$1,961,0002,266
Salaries and employee benefits$1,219,0002,016
Premises and equipment expense$275,0002,270
Additional noninterest expense$467,0002,706
Pre-tax net operating income$1,966,0001,259
Securities gains (losses)$0955
Applicable income taxes$752,000987
Income before extraordinary items$1,214,0001,492
Extraordinary gains, net$021
Net income$1,214,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,214,0001,474
2005-12-31 (YTD Data)Rank
Total interest income$21,906,0001,523
Total interest expense$7,812,0001,452
Net interest income$14,094,0001,554
Provision for loan and lease losses$07,120
Total noninterest income$1,141,0003,249
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$140,0005,738
Trading account gains and fees$0138
Additional Noninterest Income$1,001,0002,216
Total noninterest expense$7,799,0002,143
Salaries and employee benefits$4,810,0001,924
Premises and equipment expense$982,0002,407
Additional noninterest expense$2,007,0002,482
Pre-tax net operating income$7,436,0001,287
Securities gains (losses)$-13,0007,637
Applicable income taxes$2,622,0001,084
Income before extraordinary items$4,801,0001,474
Extraordinary gains, net$046
Net income$4,801,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-368,0008,769
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,809,4501,452
2005-09-30 (YTD Data)Rank
Total interest income$15,785,0001,555
Total interest expense$5,499,0001,452
Net interest income$10,286,0001,586
Provision for loan and lease losses$06,899
Total noninterest income$846,0003,288
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$104,0005,787
Trading account gains and fees$0126
Additional Noninterest Income$742,0002,227
Total noninterest expense$5,556,0002,228
Salaries and employee benefits$3,440,0001,977
Premises and equipment expense$721,0002,442
Additional noninterest expense$1,395,0002,634
Pre-tax net operating income$5,576,0001,288
Securities gains (losses)$-13,0008,007
Applicable income taxes$1,916,0001,111
Income before extraordinary items$3,647,0001,463
Extraordinary gains, net$035
Net income$3,647,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-369,0008,798
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,655,5801,435
2005-06-30 (YTD Data)Rank
Total interest income$10,167,0001,572
Total interest expense$3,509,0001,431
Net interest income$6,658,0001,612
Provision for loan and lease losses$06,626
Total noninterest income$578,0003,186
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$70,0005,724
Trading account gains and fees$0116
Additional Noninterest Income$508,0002,154
Total noninterest expense$3,764,0002,175
Salaries and employee benefits$2,368,0001,916
Premises and equipment expense$462,0002,512
Additional noninterest expense$934,0002,611
Pre-tax net operating income$3,472,0001,351
Securities gains (losses)$02,146
Applicable income taxes$1,112,0001,247
Income before extraordinary items$2,360,0001,471
Extraordinary gains, net$030
Net income$2,360,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-370,0008,812
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,360,0001,447
2005-03-31 (YTD Data)Rank
Total interest income$4,866,0001,610
Total interest expense$1,656,0001,442
Net interest income$3,210,0001,667
Provision for loan and lease losses$06,226
Total noninterest income$305,0003,018
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$39,0005,509
Trading account gains and fees$0115
Additional Noninterest Income$266,0002,053
Total noninterest expense$1,865,0002,216
Salaries and employee benefits$1,119,0002,042
Premises and equipment expense$238,0002,463
Additional noninterest expense$508,0002,395
Pre-tax net operating income$1,650,0001,383
Securities gains (losses)$01,685
Applicable income taxes$467,0001,424
Income before extraordinary items$1,183,0001,435
Extraordinary gains, net$024
Net income$1,183,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,789
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,183,0001,413
2004-12-31 (YTD Data)Rank
Total interest income$18,626,0001,548
Total interest expense$6,351,0001,295
Net interest income$12,275,0001,661
Provision for loan and lease losses$180,0003,881
Total noninterest income$1,564,0002,612
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$156,0005,703
Trading account gains and fees$0138
Additional Noninterest Income$1,408,0001,716
Total noninterest expense$7,663,0002,079
Salaries and employee benefits$4,716,0001,859
Premises and equipment expense$859,0002,622
Additional noninterest expense$2,088,0002,326
Pre-tax net operating income$5,996,0001,437
Securities gains (losses)$-330,0008,849
Applicable income taxes$2,083,0001,224
Income before extraordinary items$3,583,0001,775
Extraordinary gains, net$034
Net income$3,583,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-127,0008,822
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,794,2001,641
2004-09-30 (YTD Data)Rank
Total interest income$13,632,0001,569
Total interest expense$4,696,0001,284
Net interest income$8,936,0001,686
Provision for loan and lease losses$135,0003,719
Total noninterest income$1,253,0002,503
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$119,0005,723
Trading account gains and fees$0134
Additional Noninterest Income$1,134,0001,619
Total noninterest expense$5,389,0002,198
Salaries and employee benefits$3,370,0001,937
Premises and equipment expense$612,0002,737
Additional noninterest expense$1,407,0002,522
Pre-tax net operating income$4,665,0001,395
Securities gains (losses)$03,710
Applicable income taxes$1,654,0001,182
Income before extraordinary items$3,011,0001,613
Extraordinary gains, net$026
Net income$3,011,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,0008,850
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,011,0001,559
2004-06-30 (YTD Data)Rank
Total interest income$8,878,0001,591
Total interest expense$3,046,0001,301
Net interest income$5,832,0001,716
Provision for loan and lease losses$90,0003,641
Total noninterest income$1,006,0002,186
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$81,0005,696
Trading account gains and fees$0130
Additional Noninterest Income$925,0001,410
Total noninterest expense$3,531,0002,234
Salaries and employee benefits$2,199,0001,983
Premises and equipment expense$383,0002,895
Additional noninterest expense$949,0002,500
Pre-tax net operating income$3,217,0001,329
Securities gains (losses)$03,413
Applicable income taxes$1,151,0001,149
Income before extraordinary items$2,066,0001,554
Extraordinary gains, net$021
Net income$2,066,0001,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,0008,934
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,066,0001,497
2004-03-31 (YTD Data)Rank
Total interest income$4,362,0001,618
Total interest expense$1,460,0001,368
Net interest income$2,902,0001,719
Provision for loan and lease losses$45,0003,437
Total noninterest income$360,0002,732
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$42,0005,572
Trading account gains and fees$0121
Additional Noninterest Income$318,0001,813
Total noninterest expense$1,817,0002,194
Salaries and employee benefits$1,165,0001,882
Premises and equipment expense$195,0002,887
Additional noninterest expense$457,0002,578
Pre-tax net operating income$1,400,0001,484
Securities gains (losses)$02,934
Applicable income taxes$600,0001,118
Income before extraordinary items$800,0001,959
Extraordinary gains, net$016
Net income$800,0001,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,0008,996
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$800,0001,870
2003-12-31 (YTD Data)Rank
Total interest income$17,160,0001,664
Total interest expense$5,728,0001,566
Net interest income$11,432,0001,698
Provision for loan and lease losses$300,0003,140
Total noninterest income$2,151,0002,201
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$160,0005,745
Trading account gains and fees$0160
Additional Noninterest Income$1,991,0001,481
Total noninterest expense$6,680,0002,348
Salaries and employee benefits$4,231,0002,015
Premises and equipment expense$758,0002,886
Additional noninterest expense$1,691,0002,766
Pre-tax net operating income$6,603,0001,259
Securities gains (losses)$367,000926
Applicable income taxes$3,092,000894
Income before extraordinary items$3,878,0001,603
Extraordinary gains, net$054
Net income$3,878,0001,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,643,1201,620
2003-09-30 (YTD Data)Rank
Total interest income$12,803,0001,705
Total interest expense$4,295,0001,640
Net interest income$8,508,0001,730
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,747,0002,112
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$121,0005,773
Trading account gains and fees$0153
Additional Noninterest Income$1,626,0001,450
Total noninterest expense$5,039,0002,342
Salaries and employee benefits$3,080,0002,077
Premises and equipment expense$585,0002,840
Additional noninterest expense$1,374,0002,584
Pre-tax net operating income$4,991,0001,289
Securities gains (losses)$367,000837
Applicable income taxes$2,495,000897
Income before extraordinary items$2,863,0001,688
Extraordinary gains, net$040
Net income$2,863,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,628,1201,740
2003-06-30 (YTD Data)Rank
Total interest income$8,640,0001,706
Total interest expense$2,927,0001,662
Net interest income$5,713,0001,706
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,322,0001,895
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$81,0005,739
Trading account gains and fees$0150
Additional Noninterest Income$1,241,0001,297
Total noninterest expense$3,283,0002,390
Salaries and employee benefits$1,979,0002,145
Premises and equipment expense$402,0002,751
Additional noninterest expense$902,0002,610
Pre-tax net operating income$3,602,0001,188
Securities gains (losses)$317,000776
Applicable income taxes$1,987,000771
Income before extraordinary items$1,932,0001,680
Extraordinary gains, net$030
Net income$1,932,0001,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,729,1201,742
2003-03-31 (YTD Data)Rank
Total interest income$4,336,0001,708
Total interest expense$1,499,0001,661
Net interest income$2,837,0001,715
Provision for loan and lease losses$75,0002,805
Total noninterest income$539,0002,169
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$40,0005,673
Trading account gains and fees$0134
Additional Noninterest Income$499,0001,491
Total noninterest expense$1,704,0002,282
Salaries and employee benefits$1,025,0002,059
Premises and equipment expense$218,0002,563
Additional noninterest expense$461,0002,514
Pre-tax net operating income$1,597,0001,344
Securities gains (losses)$63,0001,259
Applicable income taxes$1,816,000491
Income before extraordinary items$-156,0009,102
Extraordinary gains, net$021
Net income$-156,0009,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-196,3209,068
2002-12-31 (YTD Data)Rank
Total interest income$16,746,0001,841
Total interest expense$6,698,0001,707
Net interest income$10,048,0001,936
Provision for loan and lease losses$300,0003,409
Total noninterest income$2,396,0001,851
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$158,0005,732
Trading account gains and fees$0153
Additional Noninterest Income$2,238,0001,211
Total noninterest expense$6,235,0002,380
Salaries and employee benefits$3,638,0002,203
Premises and equipment expense$843,0002,556
Additional noninterest expense$1,754,0002,597
Pre-tax net operating income$5,909,0001,418
Securities gains (losses)$29,0002,860
Applicable income taxes$2,038,0001,271
Income before extraordinary items$3,900,0001,560
Extraordinary gains, net$070
Net income$3,900,0001,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,880,8601,515
2001-12-31 (YTD Data)Rank
Total interest income$18,459,0001,861
Total interest expense$8,586,0001,887
Net interest income$9,873,0001,807
Provision for loan and lease losses$200,0004,117
Total noninterest income$1,569,0002,429
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$180,0005,390
Trading account gains and fees$0177
Additional Noninterest Income$1,389,0001,634
Total noninterest expense$5,846,0002,441
Salaries and employee benefits$3,451,0002,173
Premises and equipment expense$683,0003,008
Additional noninterest expense$1,712,0002,576
Pre-tax net operating income$5,396,0001,354
Securities gains (losses)$642,000535
Applicable income taxes$2,029,0001,162
Income before extraordinary items$4,009,0001,363
Extraordinary gains, net$0105
Net income$4,009,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,788
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,585,2801,438
2000-12-31 (YTD Data)Rank
Total interest income$16,825,0002,094
Total interest expense$7,721,0002,200
Net interest income$9,104,0001,939
Provision for loan and lease losses$08,337
Total noninterest income$2,022,0001,856
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$180,0005,355
Trading account gains and fees$0180
Additional Noninterest Income$1,842,0001,204
Total noninterest expense$5,478,0002,494
Salaries and employee benefits$3,097,0002,307
Premises and equipment expense$722,0002,805
Additional noninterest expense$1,659,0002,566
Pre-tax net operating income$5,648,0001,306
Securities gains (losses)$589,000235
Applicable income taxes$2,027,0001,139
Income before extraordinary items$4,210,0001,246
Extraordinary gains, net$038
Net income$4,210,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,809,4801,377
1999-12-31 (YTD Data)Rank
Total interest income$14,776,0002,209
Total interest expense$6,563,0002,249
Net interest income$8,213,0002,137
Provision for loan and lease losses$08,503
Total noninterest income$1,329,0002,500
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$213,0004,959
Trading account gains and fees$0173
Additional Noninterest Income$1,116,0001,735
Total noninterest expense$5,038,0002,676
Salaries and employee benefits$2,757,0002,552
Premises and equipment expense$596,0003,277
Additional noninterest expense$1,685,0002,558
Pre-tax net operating income$4,504,0001,673
Securities gains (losses)$409,000383
Applicable income taxes$1,694,0001,435
Income before extraordinary items$3,219,0001,657
Extraordinary gains, net$035
Net income$3,219,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0009,945
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,949,0601,770
1998-12-31 (YTD Data)Rank
Total interest income$14,911,0002,195
Total interest expense$6,677,0002,271
Net interest income$8,234,0002,068
Provision for loan and lease losses$08,652
Total noninterest income$1,388,0002,407
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$218,0004,896
Trading account gains and fees$0224
Additional Noninterest Income$1,170,0001,660
Total noninterest expense$4,979,0002,626
Salaries and employee benefits$2,605,0002,596
Premises and equipment expense$566,0003,344
Additional noninterest expense$1,808,0002,307
Pre-tax net operating income$4,643,0001,596
Securities gains (losses)$119,0001,181
Applicable income taxes$1,736,0001,431
Income before extraordinary items$3,026,0001,730
Extraordinary gains, net$032
Net income$3,026,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,00010,149
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,949,8401,708
1997-12-31 (YTD Data)Rank
Total interest income$13,620,0002,393
Total interest expense$6,176,0002,432
Net interest income$7,444,0002,344
Provision for loan and lease losses$08,829
Total noninterest income$1,802,0001,928
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$275,0004,345
Trading account gains and fees$0239
Additional Noninterest Income$1,527,0001,307
Total noninterest expense$4,609,0002,761
Salaries and employee benefits$2,488,0002,659
Premises and equipment expense$538,0003,470
Additional noninterest expense$1,583,0002,595
Pre-tax net operating income$4,637,0001,664
Securities gains (losses)$-161,00010,815
Applicable income taxes$1,723,0001,506
Income before extraordinary items$2,753,0001,918
Extraordinary gains, net$044
Net income$2,753,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,640
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,856,0401,806
1996-12-31 (YTD Data)Rank
Total interest income$12,838,0002,606
Total interest expense$5,729,0002,660
Net interest income$7,109,0002,504
Provision for loan and lease losses$150,0004,046
Total noninterest income$1,042,0003,034
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$292,0004,304
Trading account gains and fees$0262
Additional Noninterest Income$750,0002,191
Total noninterest expense$3,945,0003,392
Salaries and employee benefits$2,133,0003,136
Premises and equipment expense$673,0002,907
Additional noninterest expense$1,139,0003,946
Pre-tax net operating income$4,056,0001,777
Securities gains (losses)$19,0002,034
Applicable income taxes$1,595,0001,514
Income before extraordinary items$2,480,0001,993
Extraordinary gains, net$053
Net income$2,480,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,00011,155
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,467,8401,965
1995-12-31 (YTD Data)Rank
Total interest income$12,229,0002,735
Total interest expense$5,107,0002,973
Net interest income$7,122,0002,518
Provision for loan and lease losses$300,0002,267
Total noninterest income$1,223,0002,671
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$328,0003,981
Trading account gains and fees$0522
Additional Noninterest Income$895,0001,947
Total noninterest expense$4,047,0003,291
Salaries and employee benefits$2,059,0003,224
Premises and equipment expense$594,0003,228
Additional noninterest expense$1,394,0003,280
Pre-tax net operating income$3,998,0001,847
Securities gains (losses)$3,0003,092
Applicable income taxes$1,549,0001,603
Income before extraordinary items$2,452,0002,055
Extraordinary gains, net$065
Net income$2,452,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,450,0802,028
1994-12-31 (YTD Data)Rank
Total interest income$10,241,0002,978
Total interest expense$3,821,0003,199
Net interest income$6,420,0002,818
Provision for loan and lease losses$09,146
Total noninterest income$883,0003,406
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$322,0004,111
Trading account gains and fees$0475
Additional Noninterest Income$561,0002,729
Total noninterest expense$3,929,0003,483
Salaries and employee benefits$1,911,0003,426
Premises and equipment expense$393,0004,652
Additional noninterest expense$1,625,0003,087
Pre-tax net operating income$3,374,0002,111
Securities gains (losses)$-632,00012,306
Applicable income taxes$1,126,0002,000
Income before extraordinary items$1,616,0002,976
Extraordinary gains, net$0249
Net income$1,616,0002,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,020,4802,416
1993-12-31 (YTD Data)Rank
Total interest income$9,407,0003,288
Total interest expense$3,769,0003,343
Net interest income$5,638,0003,201
Provision for loan and lease losses$240,0003,470
Total noninterest income$966,0003,439
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$370,0003,699
Trading account gains and fees$0532
Additional Noninterest Income$596,0002,909
Total noninterest expense$3,854,0003,608
Salaries and employee benefits$1,779,0003,649
Premises and equipment expense$374,0004,976
Additional noninterest expense$1,701,0003,134
Pre-tax net operating income$2,510,0002,702
Securities gains (losses)$632,000773
Applicable income taxes$1,265,0001,845
Income before extraordinary items$1,877,0002,683
Extraordinary gains, net$03,149
Net income$1,877,0002,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0008,388
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,472,5203,120
1992-12-31 (YTD Data)Rank
Total interest income$10,176,0003,430
Total interest expense$4,890,0003,379
Net interest income$5,286,0003,446
Provision for loan and lease losses$630,0002,547
Total noninterest income$702,0004,407
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$354,0003,866
Trading account gains and fees$0504
Additional Noninterest Income$348,0004,052
Total noninterest expense$3,608,0003,833
Salaries and employee benefits$1,429,0004,414
Premises and equipment expense$317,0005,744
Additional noninterest expense$1,862,0002,977
Pre-tax net operating income$1,750,0003,517
Securities gains (losses)$68,0003,635
Applicable income taxes$602,0003,426
Income before extraordinary items$1,216,0003,758
Extraordinary gains, net$557,000194
Net income$1,773,0002,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0002,085
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,170,4403,615

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.