Home > One Valley Bank - South, Inc. > Loan Charge- Offs and Recoveries

One Valley Bank - South, Inc., Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$766,0001,102
Loans secured by real estate, total$32,0002,288
To non-U.S. addressees$08
Real estate loans in domestic offices$32,0002,287
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$32,0001,642
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$65,0003,000
Loans to individuals$669,000586
Credit card loan charge offs$12,0001,746
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$657,000475
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$188,0001,219
Loans secured by real estate, total$16,0001,704
To non-U.S. addressees$09
Real estate loans in domestic offices$16,0001,704
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$16,0001,123
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$10,0003,566
Loans to individuals$162,000631
Credit card loan recoveries$3,0001,450
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$159,000526
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$578,0001,087
Loans secured by real estate, total$16,0002,483
To non-U.S. addressees$07
Real estate loans in domestic offices$16,0002,483
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$16,0001,956
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$55,0002,636
To non-U.S. addressees$035
Loans to individuals$507,000574
Credit card loan net charge offs$9,0001,740
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$498,000446
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$635,0001,317
Loans secured by real estate, total$12,0003,394
To non-U.S. addressees$013
Real estate loans in domestic offices$12,0003,392
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$12,0002,611
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$26,0004,293
Loans to individuals$450,000823
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$450,000652
Loans to foreign governments and official institutions$011
Other loans$147,000121
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$183,0001,297
Loans secured by real estate, total$4,0002,839
To non-U.S. addressees$010
Real estate loans in domestic offices$4,0002,840
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$4,0002,021
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,0005,656
Loans to individuals$149,000670
Credit card loan recoveries$3,0001,477
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$146,000543
Loans to foreign governments and official institutions$014
Other loans$29,000134
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$452,0001,373
Loans secured by real estate, total$8,0003,034
To non-U.S. addressees$012
Real estate loans in domestic offices$8,0003,032
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$8,0002,480
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$25,0003,541
To non-U.S. addressees$036
Loans to individuals$301,000869
Credit card loan net charge offs$-3,00010,336
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$304,000678
Loans to foreign governments and official institutions$010
Other loans$118,000101
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$199,0003,274
Loans secured by real estate, total$04,932
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,929
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$199,0001,598
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$199,0001,327
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$79,0002,743
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0005,297
Loans to individuals$76,0001,201
Credit card loan recoveries$3,0001,469
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$73,0001,084
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$120,0003,443
Loans secured by real estate, total$04,060
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,052
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$03,512
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-3,0009,144
To non-U.S. addresseesNANA
Loans to individuals$123,0001,774
Credit card loan net charge offs$-3,00010,822
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$126,0001,465
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$310,0002,572
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$96,0002,469
Loans to individuals$214,0001,530
Credit card loan charge offs$12,0002,080
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$202,0001,315
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$89,0002,669
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0006,130
Loans to individuals$87,0001,146
Credit card loan recoveries$7,0001,039
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$80,0001,050
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$221,0002,518
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$94,0001,894
To non-U.S. addresseesNANA
Loans to individuals$127,0001,728
Credit card loan net charge offs$5,0002,611
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$122,0001,485
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$110,0004,694
Loans secured by real estate, total$1,0005,286
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,282
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$1,0004,202
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$109,0002,177
Credit card loan charge offs$15,0001,731
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$94,0002,099
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$67,0003,413
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0004,659
Loans to individuals$57,0001,576
Credit card loan recoveries$4,0001,402
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$53,0001,492
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$43,0005,418
Loans secured by real estate, total$1,0004,239
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0004,235
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$1,0003,534
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-10,00010,260
To non-U.S. addresseesNANA
Loans to individuals$52,0002,683
Credit card loan net charge offs$11,0001,788
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$41,0002,649
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$187,0003,591
Loans secured by real estate, total$2,0005,723
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,724
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$2,0004,473
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0003,427
Loans to individuals$129,0001,876
Credit card loan charge offs$3,0002,927
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$126,0001,599
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$37,0005,322
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$37,0002,341
Credit card loan recoveries$2,0001,785
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0002,221
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$150,0002,966
Loans secured by real estate, total$2,0004,651
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0004,654
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$2,0003,781
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0002,421
To non-U.S. addresseesNANA
Loans to individuals$92,0001,699
Credit card loan net charge offs$1,0003,225
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$91,0001,369
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$128,0005,259
Loans secured by real estate, total$3,0006,609
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0006,608
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$3,0005,111
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0006,912
Loans to individuals$113,0002,275
Credit card loan charge offs$2,0003,391
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$111,0001,976
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$40,0005,504
Loans secured by real estate, total$2,0005,083
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,083
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$2,0003,598
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$38,0002,409
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0002,241
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$88,0004,830
Loans secured by real estate, total$1,0005,908
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,906
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$1,0004,760
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0005,342
To non-U.S. addresseesNANA
Loans to individuals$75,0002,173
Credit card loan net charge offs$1,0003,421
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$74,0001,827
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$108,0006,922
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0009,434
Loans to individuals$106,0002,939
Credit card loan charge offs$1,0003,869
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$105,0002,597
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$41,0005,742
Loans secured by real estate, total$3,0004,858
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,857
Construction and land development$01,048
Secured by farmland$1,000774
Secured by 1-4 family residential properties - total recoveries$2,0003,676
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$38,0002,545
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0002,334
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$67,0006,878
Loans secured by real estate, total$-3,00012,453
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-3,00012,491
Construction and land development$01,547
Secured by farmland$-1,00011,393
Secured by 1-4 family residential properties- net charge-offs$-2,00012,615
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0007,834
To non-U.S. addresseesNANA
Loans to individuals$68,0003,062
Credit card loan net charge offs$1,0003,629
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$67,0002,664
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.