Home > One Valley Bank - South, Inc. > Income and Expense
One Valley Bank - South, Inc., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $34,386,000 | 970 |
| Total interest expense | $15,196,000 | 1,007 |
| Net interest income | $19,190,000 | 918 |
| Provision for loan and lease losses | $321,000 | 2,513 |
| Total noninterest income | $3,324,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,859,000 | 714 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,465,000 | 1,421 |
| Total noninterest expense | $9,177,000 | 1,514 |
| Salaries and employee benefits | $4,658,000 | 1,482 |
| Premises and equipment expense | $1,095,000 | 1,862 |
| Additional noninterest expense | $3,424,000 | 1,350 |
| Pre-tax net operating income | $13,016,000 | 671 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,440,000 | 648 |
| Income before extraordinary items | $8,576,000 | 696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,576,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,087 |
| Cash dividends | $5,950,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,576,000 | 683 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,509,000 | 982 |
| Total interest expense | $15,022,000 | 1,047 |
| Net interest income | $18,487,000 | 916 |
| Provision for loan and lease losses | $499,000 | 1,732 |
| Total noninterest income | $2,749,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,703,000 | 732 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,046,000 | 1,791 |
| Total noninterest expense | $8,793,000 | 1,509 |
| Salaries and employee benefits | $4,561,000 | 1,435 |
| Premises and equipment expense | $942,000 | 2,066 |
| Additional noninterest expense | $3,290,000 | 1,338 |
| Pre-tax net operating income | $11,944,000 | 678 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $4,174,000 | 660 |
| Income before extraordinary items | $7,805,000 | 729 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,805,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,373 |
| Cash dividends | $7,150,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,782,250 | 706 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 3,298 |
| Total interest expense | $4,196,000 | 3,503 |
| Net interest income | $5,599,000 | 3,121 |
| Provision for loan and lease losses | $194,000 | 3,523 |
| Total noninterest income | $419,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $242,000 | 4,763 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,441,000 | 4,870 |
| Salaries and employee benefits | $1,333,000 | 4,686 |
| Premises and equipment expense | $267,000 | 5,836 |
| Additional noninterest expense | $841,000 | 4,556 |
| Pre-tax net operating income | $3,383,000 | 2,235 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,158,000 | 2,153 |
| Income before extraordinary items | $2,225,000 | 2,345 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,225,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,443 |
| Cash dividends | $2,200,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,225,000 | 2,291 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,265,000 | 3,518 |
| Total interest expense | $3,920,000 | 3,784 |
| Net interest income | $5,345,000 | 3,315 |
| Provision for loan and lease losses | $366,000 | 2,223 |
| Total noninterest income | $375,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $235,000 | 5,041 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $2,296,000 | 5,353 |
| Salaries and employee benefits | $1,271,000 | 4,944 |
| Premises and equipment expense | $265,000 | 6,035 |
| Additional noninterest expense | $760,000 | 5,402 |
| Pre-tax net operating income | $3,058,000 | 2,333 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,046,000 | 2,260 |
| Income before extraordinary items | $2,012,000 | 2,451 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,012,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,518 |
| Cash dividends | $2,035,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,012,000 | 2,403 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,546,000 | 3,781 |
| Total interest expense | $3,467,000 | 4,191 |
| Net interest income | $5,079,000 | 3,480 |
| Provision for loan and lease losses | $153,000 | 3,586 |
| Total noninterest income | $368,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $199,000 | 5,705 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $2,258,000 | 5,439 |
| Salaries and employee benefits | $1,197,000 | 5,226 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $808,000 | 5,216 |
| Pre-tax net operating income | $3,036,000 | 2,407 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,048,000 | 2,278 |
| Income before extraordinary items | $1,988,000 | 2,530 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,988,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $1,825,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,988,000 | 2,500 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 3,867 |
| Total interest expense | $2,831,000 | 4,170 |
| Net interest income | $4,881,000 | 3,643 |
| Provision for loan and lease losses | $258,000 | 2,528 |
| Total noninterest income | $346,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,718 |
| Total noninterest expense | $2,376,000 | 5,393 |
| Salaries and employee benefits | $1,177,000 | 5,333 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $934,000 | 5,001 |
| Pre-tax net operating income | $2,593,000 | 2,732 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $855,000 | 2,617 |
| Income before extraordinary items | $1,738,000 | 2,784 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,738,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,966 |
| Cash dividends | $1,400,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,738,000 | 2,798 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 4,116 |
| Total interest expense | $2,985,000 | 4,130 |
| Net interest income | $4,374,000 | 4,047 |
| Provision for loan and lease losses | $134,000 | 4,950 |
| Total noninterest income | $334,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,291 |
| Total noninterest expense | $2,296,000 | 5,671 |
| Salaries and employee benefits | $1,135,000 | 5,489 |
| Premises and equipment expense | $247,000 | 6,746 |
| Additional noninterest expense | $914,000 | 5,299 |
| Pre-tax net operating income | $2,278,000 | 2,950 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $829,000 | 2,681 |
| Income before extraordinary items | $1,449,000 | 3,351 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,449,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,449,000 | 3,163 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 4,511 |
| Total interest expense | $3,438,000 | 4,608 |
| Net interest income | $4,123,000 | 4,321 |
| Provision for loan and lease losses | $159,000 | 5,935 |
| Total noninterest income | $288,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $2,165,000 | 5,999 |
| Salaries and employee benefits | $1,036,000 | 5,839 |
| Premises and equipment expense | $423,000 | 4,592 |
| Additional noninterest expense | $706,000 | 6,708 |
| Pre-tax net operating income | $2,087,000 | 2,985 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $727,000 | 2,857 |
| Income before extraordinary items | $1,351,000 | 3,397 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,351,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,356,850 | 3,138 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.