Home > One Valley Bank - Shenandoah > Assets and Liabilities
One Valley Bank - Shenandoah, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $232,887,000 | 2,021 |
| Cash and due from depository institutions | $8,128,000 | 1,890 |
| Interest-bearing balances | $84,000 | 5,075 |
| Securities | $40,987,000 | 2,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $175,447,000 | 1,727 |
| Loan loss allowance | $1,953,000 | 1,888 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,109,000 | 2,090 |
| Other real estate owned | $76,000 | 1,890 |
| Goodwill and other intangibles | $1,066,000 | 1,459 |
| All other assets | $3,074,000 | 2,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,887,000 | 2,021 |
| Total liabilities | $215,983,000 | 1,959 |
| Total deposits | $200,730,000 | 1,882 |
| Interest-bearing deposits | $181,301,000 | 1,809 |
| Deposits held in domestic offices | $200,730,000 | 1,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,029,000 | 1,690 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,137 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,224,000 | 2,757 |
| Total equity capital | $16,904,000 | 2,608 |
| Total bank equity capital | $16,904,000 | 2,608 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $672,000 | 4,060 |
| Surplus | $2,432,000 | 4,944 |
| Undivided profits | $13,800,000 | 1,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,065,000 | 2,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $901,000 | 2,562 |
| Earning assets | $216,518,000 | 1,986 |
| Long-term assets (5+ years) | $40,678,000 | 2,029 |
| Average Assets, year-to-date | $226,487,400 | 1,999 |
| Average Assets, quarterly | $232,015,500 | 2,012 |
| Volatile liabilities | $31,665,000 | 2,450 |
| Insider loans | $2,902,000 | 1,609 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $228,000 | 1,170 |
| Unused loan commitments | $22,341,000 | 2,185 |
| Tier 1 (core) risk-based capital | $16,112,000 | 2,731 |
| Tier 2 risk-based capital | $1,953,000 | 1,737 |
| Total risk weighted assets | $162,718,800 | 1,884 |
| Total unused commitments | $22,341,000 | 2,189 |
| Derivatives | $9,000,000 | 369 |
| 1998-12-31 | Rank | |
| # of Employees: | 78 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $216,909,000 | 2,121 |
| Cash and due from depository institutions | $6,576,000 | 2,234 |
| Interest-bearing balances | $52,000 | 5,521 |
| Securities | $49,589,000 | 2,327 |
| Federal funds sold & reverse repurchase agreements | $371,000 | 7,964 |
| Net loans & leases | $152,883,000 | 1,826 |
| Loan loss allowance | $1,897,000 | 1,866 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,535,000 | 2,293 |
| Other real estate owned | $0 | 2,234 |
| Goodwill and other intangibles | $1,166,000 | 1,339 |
| All other assets | $2,789,000 | 2,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,909,000 | 2,121 |
| Total liabilities | $200,131,000 | 2,079 |
| Total deposits | $199,161,000 | 1,896 |
| Interest-bearing deposits | $180,415,000 | 1,809 |
| Deposits held in domestic offices | $199,161,000 | 1,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $970,000 | 3,614 |
| Total equity capital | $16,778,000 | 2,658 |
| Total bank equity capital | $16,778,000 | 2,658 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $672,000 | 4,089 |
| Surplus | $2,432,000 | 4,822 |
| Undivided profits | $13,674,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,531,000 | 1,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $833,000 | 2,736 |
| Earning assets | $202,895,000 | 2,099 |
| Long-term assets (5+ years) | $16,885,000 | 3,495 |
| Average Assets, year-to-date | $200,931,800 | 2,164 |
| Average Assets, quarterly | $209,816,500 | 2,150 |
| Volatile liabilities | $18,144,000 | 3,262 |
| Insider loans | $2,513,000 | 1,711 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,615,000 | 2,471 |
| Tier 1 (core) risk-based capital | $15,464,000 | 2,763 |
| Tier 2 risk-based capital | $1,852,940 | 1,731 |
| Total risk weighted assets | $148,191,040 | 1,932 |
| Total unused commitments | $17,615,000 | 2,476 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $192,458,000 | 2,346 |
| Cash and due from depository institutions | $5,785,000 | 2,342 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $43,269,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $138,874,000 | 2,017 |
| Loan loss allowance | $1,545,000 | 2,283 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,342,000 | 3,352 |
| Other real estate owned | $9,000 | 2,342 |
| Goodwill and other intangibles | $22,000 | 3,246 |
| All other assets | $2,157,000 | 3,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,458,000 | 2,346 |
| Total liabilities | $176,412,000 | 2,315 |
| Total deposits | $173,638,000 | 2,158 |
| Interest-bearing deposits | $156,609,000 | 2,065 |
| Deposits held in domestic offices | $173,638,000 | 2,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,031,000 | 2,126 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $248,000 | 4,440 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $495,000 | 5,945 |
| Total equity capital | $16,046,000 | 2,756 |
| Total bank equity capital | $16,046,000 | 2,756 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $672,000 | 4,224 |
| Surplus | $2,431,000 | 4,822 |
| Undivided profits | $12,943,000 | 2,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,400,000 | 1,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $760,000 | 3,072 |
| Earning assets | $182,146,000 | 2,293 |
| Long-term assets (5+ years) | $18,221,000 | 2,960 |
| Average Assets, year-to-date | $184,864,200 | 2,325 |
| Average Assets, quarterly | $190,648,500 | 2,334 |
| Volatile liabilities | $19,592,000 | 3,039 |
| Insider loans | $2,458,000 | 1,713 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,075,000 | 3,033 |
| Tier 1 (core) risk-based capital | $15,783,000 | 2,698 |
| Tier 2 risk-based capital | $1,545,000 | 1,944 |
| Total risk weighted assets | $133,918,800 | 2,086 |
| Total unused commitments | $12,075,000 | 3,035 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $175,731,000 | 2,632 |
| Cash and due from depository institutions | $5,489,000 | 2,622 |
| Interest-bearing balances | $1,010,000 | 2,343 |
| Securities | $41,095,000 | 2,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $124,826,000 | 2,262 |
| Loan loss allowance | $1,388,000 | 2,624 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,172,000 | 3,542 |
| Other real estate owned | $0 | 2,622 |
| Goodwill and other intangibles | $55,000 | 2,790 |
| All other assets | $2,094,000 | 3,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,731,000 | 2,632 |
| Total liabilities | $161,085,000 | 2,586 |
| Total deposits | $159,958,000 | 2,418 |
| Interest-bearing deposits | $144,600,000 | 2,297 |
| Deposits held in domestic offices | $159,958,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $562,000 | 3,146 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $96,000 | 4,872 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $469,000 | 6,196 |
| Total equity capital | $14,646,000 | 3,035 |
| Total bank equity capital | $14,646,000 | 3,035 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $672,000 | 4,509 |
| Surplus | $2,431,000 | 4,880 |
| Undivided profits | $11,543,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $931,000 | 2,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $699,000 | 3,293 |
| Earning assets | $166,931,000 | 2,554 |
| Long-term assets (5+ years) | $15,505,000 | 3,193 |
| Average Assets, year-to-date | $172,430,200 | 2,569 |
| Average Assets, quarterly | $177,676,000 | 2,567 |
| Volatile liabilities | $14,631,000 | 3,682 |
| Insider loans | $1,732,000 | 2,404 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,690,000 | 3,236 |
| Tier 1 (core) risk-based capital | $14,550,000 | 2,976 |
| Tier 2 risk-based capital | $1,388,000 | 2,197 |
| Total risk weighted assets | $121,159,600 | 2,329 |
| Total unused commitments | $10,690,000 | 3,251 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $164,410,000 | 2,801 |
| Cash and due from depository institutions | $4,930,000 | 2,981 |
| Interest-bearing balances | $1,034,000 | 2,513 |
| Securities | $43,776,000 | 2,877 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $111,944,000 | 2,456 |
| Loan loss allowance | $1,245,000 | 2,909 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,780,000 | 4,108 |
| Other real estate owned | $0 | 2,981 |
| Goodwill and other intangibles | $88,000 | 2,414 |
| All other assets | $1,892,000 | 3,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,410,000 | 2,801 |
| Total liabilities | $148,722,000 | 2,797 |
| Total deposits | $147,741,000 | 2,630 |
| Interest-bearing deposits | $133,546,000 | 2,527 |
| Deposits held in domestic offices | $147,741,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $298,000 | 3,342 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $103,000 | 4,353 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $580,000 | 5,606 |
| Total equity capital | $15,688,000 | 2,840 |
| Total bank equity capital | $15,688,000 | 2,840 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $672,000 | 4,745 |
| Surplus | $2,431,000 | 4,884 |
| Undivided profits | $12,585,000 | 2,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $607,000 | 3,934 |
| Earning assets | $156,754,000 | 2,708 |
| Long-term assets (5+ years) | $15,574,000 | 3,002 |
| Average Assets, year-to-date | $157,272,200 | 2,804 |
| Average Assets, quarterly | $163,461,500 | 2,791 |
| Volatile liabilities | $10,402,000 | 4,453 |
| Insider loans | $1,834,000 | 2,311 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,801,000 | 2,736 |
| Tier 1 (core) risk-based capital | $15,512,000 | 2,771 |
| Tier 2 risk-based capital | $1,245,000 | 2,399 |
| Total risk weighted assets | $110,674,500 | 2,459 |
| Total unused commitments | $12,801,000 | 2,747 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $150,161,000 | 3,012 |
| Cash and due from depository institutions | $3,853,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $37,144,000 | 3,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $105,496,000 | 2,551 |
| Loan loss allowance | $1,172,000 | 3,089 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,890,000 | 3,842 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $120,000 | 2,178 |
| All other assets | $1,658,000 | 4,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,161,000 | 3,012 |
| Total liabilities | $136,725,000 | 3,002 |
| Total deposits | $134,257,000 | 2,837 |
| Interest-bearing deposits | $121,256,000 | 2,724 |
| Deposits held in domestic offices | $134,257,000 | 2,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,636 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $114,000 | 4,724 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $354,000 | 6,597 |
| Total equity capital | $13,436,000 | 3,039 |
| Total bank equity capital | $13,436,000 | 3,039 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $672,000 | 4,979 |
| Surplus | $2,431,000 | 4,863 |
| Undivided profits | $10,333,000 | 2,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 2,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $461,000 | 4,542 |
| Earning assets | $142,640,000 | 2,906 |
| Long-term assets (5+ years) | $14,010,000 | 3,297 |
| Average Assets, year-to-date | $145,363,200 | 3,024 |
| Average Assets, quarterly | $150,110,000 | 2,989 |
| Volatile liabilities | $9,411,000 | 4,540 |
| Insider loans | $1,927,000 | 2,158 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,906,000 | 2,947 |
| Tier 1 (core) risk-based capital | $13,463,000 | 3,077 |
| Tier 2 risk-based capital | $1,172,000 | 2,520 |
| Total risk weighted assets | $101,789,800 | 2,602 |
| Total unused commitments | $10,906,000 | 2,958 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 64 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $138,858,000 | 3,296 |
| Cash and due from depository institutions | $6,109,000 | 3,290 |
| Interest-bearing balances | $502,000 | 4,276 |
| Securities | $41,464,000 | 3,356 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $87,790,000 | 2,910 |
| Loan loss allowance | $986,000 | 3,746 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,009,000 | 3,618 |
| Other real estate owned | $0 | 3,290 |
| Goodwill and other intangibles | $153,000 | 1,985 |
| All other assets | $1,333,000 | 4,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,858,000 | 3,296 |
| Total liabilities | $127,159,000 | 3,269 |
| Total deposits | $126,662,000 | 3,107 |
| Interest-bearing deposits | $115,018,000 | 2,969 |
| Deposits held in domestic offices | $126,662,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $138,000 | 4,232 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $359,000 | 6,769 |
| Total equity capital | $11,699,000 | 3,498 |
| Total bank equity capital | $11,699,000 | 3,498 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $672,000 | 5,197 |
| Surplus | $2,431,000 | 4,815 |
| Undivided profits | $8,596,000 | 2,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 3,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $400,000 | 4,661 |
| Earning assets | $129,756,000 | 3,236 |
| Long-term assets (5+ years) | $13,170,000 | 3,624 |
| Average Assets, year-to-date | $125,769,800 | 3,507 |
| Average Assets, quarterly | $137,266,000 | 3,319 |
| Volatile liabilities | $5,746,000 | 6,024 |
| Insider loans | $1,327,000 | 2,976 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,115,000 | 3,589 |
| Tier 1 (core) risk-based capital | $11,546,000 | 3,465 |
| Tier 2 risk-based capital | $986,000 | 2,923 |
| Total risk weighted assets | $89,097,100 | 2,898 |
| Total unused commitments | $8,115,000 | 3,607 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $114,989,000 | 3,992 |
| Cash and due from depository institutions | $5,101,000 | 3,669 |
| Interest-bearing balances | $1,016,000 | 3,757 |
| Securities | $30,983,000 | 4,329 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,800 |
| Net loans & leases | $73,366,000 | 3,501 |
| Loan loss allowance | $812,000 | 4,434 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,996,000 | 3,622 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,143,000 | 5,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,989,000 | 3,992 |
| Total liabilities | $105,576,000 | 3,985 |
| Total deposits | $105,034,000 | 3,826 |
| Interest-bearing deposits | $95,997,000 | 3,668 |
| Deposits held in domestic offices | $105,034,000 | 3,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $160,000 | 4,014 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $382,000 | 7,042 |
| Total equity capital | $9,413,000 | 4,120 |
| Total bank equity capital | $9,413,000 | 4,120 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $647,000 | 5,537 |
| Surplus | $1,911,000 | 5,692 |
| Undivided profits | $6,855,000 | 3,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 6,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $364,000 | 5,518 |
| Earning assets | $107,765,000 | 3,895 |
| Long-term assets (5+ years) | $12,103,000 | 3,811 |
| Average Assets, year-to-date | $103,456,800 | 4,298 |
| Average Assets, quarterly | $111,844,500 | 4,064 |
| Volatile liabilities | $5,474,000 | 6,196 |
| Insider loans | $54,000 | 7,034 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,574,000 | 4,315 |
| Tier 1 (core) risk-based capital | $9,413,000 | 4,053 |
| Tier 2 risk-based capital | $812,000 | 3,484 |
| Total risk weighted assets | $71,982,600 | 3,611 |
| Total unused commitments | $5,574,000 | 4,338 |
| Derivatives | $0 | 651 |