Home > One Valley Bank of Ronceverte > Income and Expense
One Valley Bank of Ronceverte, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,277,000 | 2,893 |
| Total interest expense | $5,198,000 | 2,873 |
| Net interest income | $6,079,000 | 2,870 |
| Provision for loan and lease losses | $298,000 | 2,656 |
| Total noninterest income | $858,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $541,000 | 2,439 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $317,000 | 3,807 |
| Total noninterest expense | $2,873,000 | 4,252 |
| Salaries and employee benefits | $1,406,000 | 4,486 |
| Premises and equipment expense | $301,000 | 5,436 |
| Additional noninterest expense | $1,166,000 | 3,429 |
| Pre-tax net operating income | $3,766,000 | 1,998 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,292,000 | 1,946 |
| Income before extraordinary items | $2,474,000 | 2,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,474,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,446 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,474,000 | 2,078 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,710,000 | 3,068 |
| Total interest expense | $4,789,000 | 3,114 |
| Net interest income | $5,921,000 | 2,990 |
| Provision for loan and lease losses | $255,000 | 2,902 |
| Total noninterest income | $756,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $498,000 | 2,732 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $258,000 | 4,454 |
| Total noninterest expense | $2,980,000 | 4,329 |
| Salaries and employee benefits | $1,389,000 | 4,612 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $1,290,000 | 3,556 |
| Pre-tax net operating income | $3,442,000 | 2,084 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,219,000 | 1,971 |
| Income before extraordinary items | $2,223,000 | 2,220 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,223,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,662 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,223,000 | 2,166 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,698,000 | 3,373 |
| Total interest expense | $4,027,000 | 3,659 |
| Net interest income | $5,671,000 | 3,144 |
| Provision for loan and lease losses | $77,000 | 5,197 |
| Total noninterest income | $733,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $472,000 | 2,874 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $261,000 | 4,369 |
| Total noninterest expense | $2,779,000 | 4,556 |
| Salaries and employee benefits | $1,287,000 | 4,898 |
| Premises and equipment expense | $271,000 | 6,056 |
| Additional noninterest expense | $1,221,000 | 3,683 |
| Pre-tax net operating income | $3,548,000 | 2,070 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,295,000 | 1,876 |
| Income before extraordinary items | $2,253,000 | 2,235 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,253,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,253,000 | 2,208 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 3,529 |
| Total interest expense | $3,245,000 | 3,687 |
| Net interest income | $5,238,000 | 3,415 |
| Provision for loan and lease losses | $119,000 | 4,225 |
| Total noninterest income | $732,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $331,000 | 4,019 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $401,000 | 3,403 |
| Total noninterest expense | $2,708,000 | 4,815 |
| Salaries and employee benefits | $1,277,000 | 4,964 |
| Premises and equipment expense | $544,000 | 3,554 |
| Additional noninterest expense | $887,000 | 5,236 |
| Pre-tax net operating income | $3,143,000 | 2,249 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,167,000 | 1,934 |
| Income before extraordinary items | $1,976,000 | 2,460 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,976,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,315 |
| Cash dividends | $1,956,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,976,000 | 2,477 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,529,000 | 3,602 |
| Total interest expense | $3,438,000 | 3,654 |
| Net interest income | $5,091,000 | 3,511 |
| Provision for loan and lease losses | $231,000 | 3,607 |
| Total noninterest income | $856,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $421,000 | 3,296 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $435,000 | 3,562 |
| Total noninterest expense | $2,552,000 | 5,176 |
| Salaries and employee benefits | $1,237,000 | 5,100 |
| Premises and equipment expense | $475,000 | 4,053 |
| Additional noninterest expense | $840,000 | 5,685 |
| Pre-tax net operating income | $3,164,000 | 2,155 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,194,000 | 1,933 |
| Income before extraordinary items | $1,970,000 | 2,563 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,970,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,727 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,970,000 | 2,409 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,290,000 | 3,758 |
| Total interest expense | $4,235,000 | 3,866 |
| Net interest income | $5,055,000 | 3,591 |
| Provision for loan and lease losses | $594,000 | 2,660 |
| Total noninterest income | $691,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $288,000 | 4,598 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $403,000 | 3,690 |
| Total noninterest expense | $2,402,000 | 5,483 |
| Salaries and employee benefits | $1,066,000 | 5,712 |
| Premises and equipment expense | $498,000 | 3,981 |
| Additional noninterest expense | $838,000 | 5,845 |
| Pre-tax net operating income | $2,750,000 | 2,247 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,017,000 | 2,081 |
| Income before extraordinary items | $1,733,000 | 2,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,733,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 4,196 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,733,000 | 2,452 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.