Home > One Valley Bank of Ronceverte > Assets and Liabilities
One Valley Bank of Ronceverte, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $139,956,000 | 3,168 |
| Cash and due from depository institutions | $3,375,000 | 3,726 |
| Interest-bearing balances | $27,000 | 5,703 |
| Securities | $37,733,000 | 2,990 |
| Federal funds sold & reverse repurchase agreements | $98,000 | 8,016 |
| Net loans & leases | $95,805,000 | 2,862 |
| Loan loss allowance | $1,458,000 | 2,398 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,172,000 | 5,480 |
| Other real estate owned | $0 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,773,000 | 3,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,956,000 | 3,168 |
| Total liabilities | $130,129,000 | 3,077 |
| Total deposits | $121,698,000 | 3,060 |
| Interest-bearing deposits | $109,905,000 | 2,927 |
| Deposits held in domestic offices | $121,698,000 | 3,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,776,000 | 1,200 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $190,000 | 4,574 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $465,000 | 6,201 |
| Total equity capital | $9,827,000 | 4,369 |
| Total bank equity capital | $9,827,000 | 4,369 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $1,860,000 | 5,689 |
| Undivided profits | $7,567,000 | 3,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 7,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $700,000 | 3,362 |
| Earning assets | $133,663,000 | 3,055 |
| Long-term assets (5+ years) | $46,284,000 | 1,469 |
| Average Assets, year-to-date | $138,267,800 | 3,055 |
| Average Assets, quarterly | $139,779,000 | 3,135 |
| Volatile liabilities | $16,416,000 | 3,517 |
| Insider loans | $3,385,000 | 1,243 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,836,000 | 3,743 |
| Tier 1 (core) risk-based capital | $9,794,000 | 4,247 |
| Tier 2 risk-based capital | $1,099,440 | 2,694 |
| Total risk weighted assets | $87,596,640 | 3,150 |
| Total unused commitments | $8,836,000 | 3,745 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $132,984,000 | 3,394 |
| Cash and due from depository institutions | $3,856,000 | 3,734 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $34,989,000 | 3,467 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $89,705,000 | 3,055 |
| Loan loss allowance | $1,373,000 | 2,647 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,189,000 | 5,449 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,745,000 | 4,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,984,000 | 3,394 |
| Total liabilities | $123,762,000 | 3,287 |
| Total deposits | $118,500,000 | 3,214 |
| Interest-bearing deposits | $108,322,000 | 3,036 |
| Deposits held in domestic offices | $118,500,000 | 3,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,343,000 | 1,689 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $212,000 | 4,523 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $707,000 | 4,649 |
| Total equity capital | $9,222,000 | 4,647 |
| Total bank equity capital | $9,222,000 | 4,647 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $1,860,000 | 5,801 |
| Undivided profits | $6,962,000 | 3,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 5,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $567,000 | 4,067 |
| Earning assets | $126,195,000 | 3,294 |
| Long-term assets (5+ years) | $19,599,000 | 2,712 |
| Average Assets, year-to-date | $129,220,400 | 3,351 |
| Average Assets, quarterly | $132,100,000 | 3,377 |
| Volatile liabilities | $14,055,000 | 3,803 |
| Insider loans | $3,190,000 | 1,351 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,118,000 | 3,871 |
| Tier 1 (core) risk-based capital | $9,320,000 | 4,492 |
| Tier 2 risk-based capital | $1,031,340 | 2,890 |
| Total risk weighted assets | $82,165,440 | 3,342 |
| Total unused commitments | $8,118,000 | 3,886 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $119,873,000 | 3,732 |
| Cash and due from depository institutions | $3,397,000 | 3,911 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $32,501,000 | 3,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $81,381,000 | 3,261 |
| Loan loss allowance | $1,319,000 | 2,755 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,208,000 | 5,395 |
| Other real estate owned | $0 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,386,000 | 4,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,873,000 | 3,732 |
| Total liabilities | $110,889,000 | 3,650 |
| Total deposits | $107,030,000 | 3,583 |
| Interest-bearing deposits | $98,217,000 | 3,333 |
| Deposits held in domestic offices | $107,030,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,074,000 | 1,887 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $24,000 | 4,883 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $761,000 | 4,561 |
| Total equity capital | $8,984,000 | 4,745 |
| Total bank equity capital | $8,984,000 | 4,745 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $1,860,000 | 5,866 |
| Undivided profits | $6,724,000 | 3,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $546,000 | 4,365 |
| Earning assets | $113,882,000 | 3,606 |
| Long-term assets (5+ years) | $8,100,000 | 4,571 |
| Average Assets, year-to-date | $115,584,600 | 3,718 |
| Average Assets, quarterly | $119,490,500 | 3,707 |
| Volatile liabilities | $13,870,000 | 3,562 |
| Insider loans | $1,964,000 | 2,169 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,765,000 | 4,194 |
| Tier 1 (core) risk-based capital | $8,697,000 | 4,742 |
| Tier 2 risk-based capital | $905,570 | 3,191 |
| Total risk weighted assets | $72,032,170 | 3,660 |
| Total unused commitments | $6,765,000 | 4,207 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $112,266,000 | 3,943 |
| Cash and due from depository institutions | $6,556,000 | 3,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,853,000 | 4,998 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $78,040,000 | 3,315 |
| Loan loss allowance | $1,361,000 | 2,755 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,254,000 | 5,268 |
| Other real estate owned | $0 | 3,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,463,000 | 5,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,266,000 | 3,943 |
| Total liabilities | $103,976,000 | 3,874 |
| Total deposits | $100,568,000 | 3,759 |
| Interest-bearing deposits | $91,946,000 | 3,539 |
| Deposits held in domestic offices | $100,568,000 | 3,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,545,000 | 2,427 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $200,000 | 4,400 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $663,000 | 4,221 |
| Total equity capital | $8,290,000 | 4,783 |
| Total bank equity capital | $8,290,000 | 4,783 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $1,860,000 | 5,887 |
| Undivided profits | $6,030,000 | 3,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 6,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,582 |
| Income earned, not collected on loans | $443,000 | 4,741 |
| Earning assets | $102,993,000 | 3,926 |
| Long-term assets (5+ years) | $5,776,000 | 5,617 |
| Average Assets, year-to-date | $110,600,000 | 3,913 |
| Average Assets, quarterly | $112,993,000 | 3,892 |
| Volatile liabilities | $9,644,000 | 4,462 |
| Insider loans | $2,816,000 | 1,499 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,991,000 | 3,998 |
| Tier 1 (core) risk-based capital | $8,444,000 | 4,768 |
| Tier 2 risk-based capital | $845,590 | 3,385 |
| Total risk weighted assets | $67,131,790 | 3,823 |
| Total unused commitments | $6,991,000 | 4,005 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $108,297,000 | 4,143 |
| Cash and due from depository institutions | $3,489,000 | 4,243 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,751,000 | 4,931 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 7,621 |
| Net loans & leases | $74,508,000 | 3,391 |
| Loan loss allowance | $1,367,000 | 2,838 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,220,000 | 5,413 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,279,000 | 5,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,297,000 | 4,143 |
| Total liabilities | $99,873,000 | 4,078 |
| Total deposits | $97,743,000 | 3,979 |
| Interest-bearing deposits | $88,272,000 | 3,825 |
| Deposits held in domestic offices | $97,743,000 | 3,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,126,000 | 2,666 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $244,000 | 3,928 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $760,000 | 3,884 |
| Total equity capital | $8,424,000 | 4,781 |
| Total bank equity capital | $8,424,000 | 4,781 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,860,000 | 5,877 |
| Undivided profits | $6,164,000 | 3,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 4,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,758 |
| Income earned, not collected on loans | $333,000 | 5,524 |
| Earning assets | $102,309,000 | 4,038 |
| Long-term assets (5+ years) | $8,512,000 | 4,828 |
| Average Assets, year-to-date | $107,606,200 | 4,068 |
| Average Assets, quarterly | $108,759,000 | 4,103 |
| Volatile liabilities | $6,884,000 | 5,384 |
| Insider loans | $2,893,000 | 1,442 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,427,000 | 4,176 |
| Tier 1 (core) risk-based capital | $8,424,000 | 4,683 |
| Tier 2 risk-based capital | $813,290 | 3,490 |
| Total risk weighted assets | $64,509,490 | 3,924 |
| Total unused commitments | $6,427,000 | 4,202 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $107,724,000 | 4,232 |
| Cash and due from depository institutions | $3,057,000 | 4,586 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,905,000 | 4,882 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $73,958,000 | 3,466 |
| Loan loss allowance | $1,388,000 | 2,861 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,252,000 | 5,345 |
| Other real estate owned | $72,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,680,000 | 4,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,724,000 | 4,232 |
| Total liabilities | $99,770,000 | 4,184 |
| Total deposits | $97,019,000 | 4,127 |
| Interest-bearing deposits | $88,408,000 | 3,981 |
| Deposits held in domestic offices | $97,019,000 | 4,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,690,000 | 2,176 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $231,000 | 3,788 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $830,000 | 3,810 |
| Total equity capital | $7,954,000 | 4,811 |
| Total bank equity capital | $7,954,000 | 4,811 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,860,000 | 5,796 |
| Undivided profits | $5,694,000 | 3,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $983,000 | 3,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $299,000 | 6,520 |
| Earning assets | $101,663,000 | 4,106 |
| Long-term assets (5+ years) | $11,606,000 | 3,934 |
| Average Assets, year-to-date | $107,540,800 | 4,141 |
| Average Assets, quarterly | $107,377,000 | 4,208 |
| Volatile liabilities | $5,573,000 | 6,132 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,489,000 | 4,918 |
| Tier 1 (core) risk-based capital | $7,954,000 | 4,733 |
| Tier 2 risk-based capital | $828,190 | 3,421 |
| Total risk weighted assets | $65,695,390 | 3,919 |
| Total unused commitments | $4,489,000 | 4,949 |
| Derivatives | $0 | 651 |