Home > One Valley Bank of Oak Hill, Inc. > Income and Expense
One Valley Bank of Oak Hill, Inc., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,926,000 | 2,753 |
| Total interest expense | $5,520,000 | 2,711 |
| Net interest income | $6,406,000 | 2,714 |
| Provision for loan and lease losses | $374,000 | 2,202 |
| Total noninterest income | $1,248,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $882,000 | 1,463 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $366,000 | 3,487 |
| Total noninterest expense | $3,505,000 | 3,605 |
| Salaries and employee benefits | $1,860,000 | 3,528 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $1,331,000 | 3,039 |
| Pre-tax net operating income | $3,775,000 | 1,995 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,332,000 | 1,895 |
| Income before extraordinary items | $2,443,000 | 2,157 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,443,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,598 |
| Cash dividends | $1,960,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,443,000 | 2,106 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,961,000 | 2,757 |
| Total interest expense | $5,455,000 | 2,793 |
| Net interest income | $6,506,000 | 2,730 |
| Provision for loan and lease losses | $282,000 | 2,711 |
| Total noninterest income | $1,154,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $770,000 | 1,742 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $384,000 | 3,478 |
| Total noninterest expense | $3,600,000 | 3,687 |
| Salaries and employee benefits | $1,792,000 | 3,687 |
| Premises and equipment expense | $334,000 | 5,180 |
| Additional noninterest expense | $1,474,000 | 3,172 |
| Pre-tax net operating income | $3,778,000 | 1,916 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,331,000 | 1,809 |
| Income before extraordinary items | $2,447,000 | 2,026 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,447,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,785 |
| Cash dividends | $1,960,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,447,000 | 1,987 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,694,000 | 3,100 |
| Total interest expense | $4,686,000 | 3,201 |
| Net interest income | $6,008,000 | 2,968 |
| Provision for loan and lease losses | $235,000 | 2,726 |
| Total noninterest income | $1,119,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $740,000 | 1,836 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $379,000 | 3,427 |
| Total noninterest expense | $3,363,000 | 3,887 |
| Salaries and employee benefits | $1,693,000 | 3,839 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $1,371,000 | 3,330 |
| Pre-tax net operating income | $3,529,000 | 2,082 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,250,000 | 1,952 |
| Income before extraordinary items | $2,279,000 | 2,214 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,279,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,000 |
| Cash dividends | $1,675,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,279,000 | 2,182 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,393,000 | 3,216 |
| Total interest expense | $3,654,000 | 3,332 |
| Net interest income | $5,739,000 | 3,118 |
| Provision for loan and lease losses | $208,000 | 2,952 |
| Total noninterest income | $966,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $561,000 | 2,427 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $405,000 | 3,377 |
| Total noninterest expense | $3,272,000 | 4,091 |
| Salaries and employee benefits | $1,644,000 | 3,938 |
| Premises and equipment expense | $275,000 | 6,081 |
| Additional noninterest expense | $1,353,000 | 3,643 |
| Pre-tax net operating income | $3,225,000 | 2,196 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,146,000 | 1,967 |
| Income before extraordinary items | $2,079,000 | 2,337 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,079,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,928 |
| Cash dividends | $1,800,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,079,000 | 2,358 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,654,000 | 3,206 |
| Total interest expense | $3,764,000 | 3,348 |
| Net interest income | $5,890,000 | 3,078 |
| Provision for loan and lease losses | $432,000 | 2,327 |
| Total noninterest income | $746,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $501,000 | 2,795 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $245,000 | 5,063 |
| Total noninterest expense | $2,994,000 | 4,520 |
| Salaries and employee benefits | $1,496,000 | 4,286 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $1,281,000 | 3,975 |
| Pre-tax net operating income | $3,210,000 | 2,126 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,142,000 | 2,005 |
| Income before extraordinary items | $2,068,000 | 2,427 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,068,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,649 |
| Cash dividends | $1,800,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,068,000 | 2,276 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,596,000 | 3,306 |
| Total interest expense | $4,474,000 | 3,665 |
| Net interest income | $6,122,000 | 2,981 |
| Provision for loan and lease losses | $667,000 | 2,458 |
| Total noninterest income | $595,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $399,000 | 3,496 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $196,000 | 5,740 |
| Total noninterest expense | $2,828,000 | 4,773 |
| Salaries and employee benefits | $1,250,000 | 4,981 |
| Premises and equipment expense | $612,000 | 3,293 |
| Additional noninterest expense | $966,000 | 5,197 |
| Pre-tax net operating income | $3,222,000 | 1,931 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,087,000 | 1,956 |
| Income before extraordinary items | $2,135,000 | 2,149 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,135,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 2,721 |
| Cash dividends | $1,508,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,135,000 | 1,976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.