Home > One Valley Bank of Oak Hill, Inc. > Assets and Liabilities
One Valley Bank of Oak Hill, Inc., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $148,745,000 | 2,997 |
| Cash and due from depository institutions | $5,000,000 | 2,648 |
| Interest-bearing balances | $50,000 | 5,339 |
| Securities | $42,467,000 | 2,667 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $97,189,000 | 2,834 |
| Loan loss allowance | $1,437,000 | 2,429 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,102,000 | 3,684 |
| Other real estate owned | $0 | 2,648 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,987,000 | 3,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,745,000 | 2,997 |
| Total liabilities | $137,860,000 | 2,913 |
| Total deposits | $124,876,000 | 2,985 |
| Interest-bearing deposits | $111,399,000 | 2,884 |
| Deposits held in domestic offices | $124,876,000 | 2,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,760,000 | 983 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,224,000 | 3,020 |
| Total equity capital | $10,885,000 | 3,989 |
| Total bank equity capital | $10,885,000 | 3,989 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $480,000 | 5,197 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $5,405,000 | 4,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 6,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $520,000 | 4,563 |
| Earning assets | $139,706,000 | 2,945 |
| Long-term assets (5+ years) | $54,181,000 | 1,278 |
| Average Assets, year-to-date | $151,913,200 | 2,800 |
| Average Assets, quarterly | $148,648,000 | 2,950 |
| Volatile liabilities | $21,492,000 | 2,829 |
| Insider loans | $1,438,000 | 2,715 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $171,000 | 1,349 |
| Unused loan commitments | $5,636,000 | 4,891 |
| Tier 1 (core) risk-based capital | $10,844,000 | 3,869 |
| Tier 2 risk-based capital | $1,177,630 | 2,518 |
| Total risk weighted assets | $93,950,930 | 2,943 |
| Total unused commitments | $5,636,000 | 4,896 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $151,300,000 | 3,023 |
| Cash and due from depository institutions | $5,102,000 | 2,753 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $45,528,000 | 2,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $96,513,000 | 2,865 |
| Loan loss allowance | $1,462,000 | 2,495 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,055,000 | 3,704 |
| Other real estate owned | $0 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,102,000 | 3,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,300,000 | 3,023 |
| Total liabilities | $141,073,000 | 2,931 |
| Total deposits | $120,796,000 | 3,156 |
| Interest-bearing deposits | $106,174,000 | 3,103 |
| Deposits held in domestic offices | $120,796,000 | 3,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,231,000 | 831 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,046,000 | 3,402 |
| Total equity capital | $10,227,000 | 4,267 |
| Total bank equity capital | $10,227,000 | 4,267 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $480,000 | 5,507 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $4,747,000 | 4,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 6,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $503,000 | 4,620 |
| Earning assets | $142,042,000 | 2,966 |
| Long-term assets (5+ years) | $22,795,000 | 2,422 |
| Average Assets, year-to-date | $153,394,000 | 2,856 |
| Average Assets, quarterly | $154,066,000 | 2,942 |
| Volatile liabilities | $28,533,000 | 2,166 |
| Insider loans | $1,819,000 | 2,307 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $349,000 | 1,073 |
| Unused loan commitments | $5,284,000 | 4,957 |
| Tier 1 (core) risk-based capital | $10,361,000 | 4,124 |
| Tier 2 risk-based capital | $1,173,440 | 2,574 |
| Total risk weighted assets | $93,586,540 | 2,960 |
| Total unused commitments | $5,284,000 | 4,970 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $146,389,000 | 3,120 |
| Cash and due from depository institutions | $7,284,000 | 2,746 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $44,057,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $91,138,000 | 2,940 |
| Loan loss allowance | $1,548,000 | 2,419 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,215,000 | 3,384 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,695,000 | 4,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,389,000 | 3,120 |
| Total liabilities | $136,207,000 | 3,035 |
| Total deposits | $110,635,000 | 3,467 |
| Interest-bearing deposits | $97,860,000 | 3,354 |
| Deposits held in domestic offices | $110,635,000 | 3,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,588,000 | 737 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $984,000 | 3,679 |
| Total equity capital | $10,182,000 | 4,275 |
| Total bank equity capital | $10,182,000 | 4,275 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $480,000 | 5,799 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $4,702,000 | 4,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 5,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $516,000 | 4,607 |
| Earning assets | $135,195,000 | 3,106 |
| Long-term assets (5+ years) | $9,395,000 | 4,192 |
| Average Assets, year-to-date | $139,737,400 | 3,135 |
| Average Assets, quarterly | $144,927,000 | 3,120 |
| Volatile liabilities | $32,627,000 | 1,757 |
| Insider loans | $1,638,000 | 2,559 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $179,000 | 1,307 |
| Unused loan commitments | $5,491,000 | 4,722 |
| Tier 1 (core) risk-based capital | $9,874,000 | 4,266 |
| Tier 2 risk-based capital | $1,105,130 | 2,671 |
| Total risk weighted assets | $87,967,730 | 3,062 |
| Total unused commitments | $5,491,000 | 4,735 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 71 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $133,548,000 | 3,332 |
| Cash and due from depository institutions | $6,429,000 | 2,829 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $34,798,000 | 3,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $88,214,000 | 2,949 |
| Loan loss allowance | $1,599,000 | 2,399 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,355,000 | 3,149 |
| Other real estate owned | $0 | 2,829 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,752,000 | 4,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,548,000 | 3,332 |
| Total liabilities | $124,550,000 | 3,254 |
| Total deposits | $108,364,000 | 3,513 |
| Interest-bearing deposits | $95,974,000 | 3,392 |
| Deposits held in domestic offices | $108,364,000 | 3,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,427,000 | 1,003 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $759,000 | 3,759 |
| Total equity capital | $8,998,000 | 4,471 |
| Total bank equity capital | $8,998,000 | 4,471 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $480,000 | 6,129 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $3,518,000 | 5,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,623 |
| Income earned, not collected on loans | $448,000 | 4,686 |
| Earning assets | $123,012,000 | 3,309 |
| Long-term assets (5+ years) | $6,701,000 | 5,217 |
| Average Assets, year-to-date | $131,796,800 | 3,301 |
| Average Assets, quarterly | $135,376,500 | 3,268 |
| Volatile liabilities | $23,109,000 | 2,257 |
| Insider loans | $1,661,000 | 2,450 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $58,000 | 1,331 |
| Unused loan commitments | $4,538,000 | 5,193 |
| Tier 1 (core) risk-based capital | $9,270,000 | 4,406 |
| Tier 2 risk-based capital | $1,034,070 | 2,816 |
| Total risk weighted assets | $82,160,570 | 3,180 |
| Total unused commitments | $4,538,000 | 5,200 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $127,576,000 | 3,551 |
| Cash and due from depository institutions | $4,821,000 | 3,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $27,955,000 | 4,763 |
| Federal funds sold & reverse repurchase agreements | $5,105,000 | 2,725 |
| Net loans & leases | $85,738,000 | 2,970 |
| Loan loss allowance | $1,685,000 | 2,375 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,429,000 | 3,008 |
| Other real estate owned | $65,000 | 3,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,463,000 | 4,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,576,000 | 3,551 |
| Total liabilities | $118,585,000 | 3,481 |
| Total deposits | $102,363,000 | 3,804 |
| Interest-bearing deposits | $89,245,000 | 3,775 |
| Deposits held in domestic offices | $102,363,000 | 3,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,547,000 | 843 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $675,000 | 4,268 |
| Total equity capital | $8,991,000 | 4,510 |
| Total bank equity capital | $8,991,000 | 4,510 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $480,000 | 6,425 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $3,511,000 | 5,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,792 |
| Income earned, not collected on loans | $420,000 | 4,457 |
| Earning assets | $118,798,000 | 3,493 |
| Long-term assets (5+ years) | $7,380,000 | 5,251 |
| Average Assets, year-to-date | $124,061,800 | 3,548 |
| Average Assets, quarterly | $129,274,500 | 3,493 |
| Volatile liabilities | $22,017,000 | 2,222 |
| Insider loans | $1,134,000 | 3,406 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $210,000 | 1,451 |
| Unused loan commitments | $4,509,000 | 5,186 |
| Tier 1 (core) risk-based capital | $8,991,000 | 4,412 |
| Tier 2 risk-based capital | $1,036,380 | 2,788 |
| Total risk weighted assets | $82,262,080 | 3,134 |
| Total unused commitments | $4,509,000 | 5,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 63 | 3,399 |
| Assets and Liabilities | ||
| Total Assets: | $119,664,000 | 3,854 |
| Cash and due from depository institutions | $4,775,000 | 3,399 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $30,644,000 | 4,379 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $80,631,000 | 3,237 |
| Loan loss allowance | $1,518,000 | 2,672 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,848,000 | 3,882 |
| Other real estate owned | $24,000 | 3,399 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,742,000 | 4,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,664,000 | 3,854 |
| Total liabilities | $110,941,000 | 3,818 |
| Total deposits | $100,584,000 | 3,981 |
| Interest-bearing deposits | $90,271,000 | 3,896 |
| Deposits held in domestic offices | $100,584,000 | 3,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,506,000 | 1,025 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $851,000 | 3,750 |
| Total equity capital | $8,723,000 | 4,427 |
| Total bank equity capital | $8,723,000 | 4,427 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $480,000 | 6,765 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $3,243,000 | 5,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 5,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $408,000 | 4,964 |
| Earning assets | $111,275,000 | 3,793 |
| Long-term assets (5+ years) | $7,095,000 | 5,392 |
| Average Assets, year-to-date | $118,688,000 | 3,807 |
| Average Assets, quarterly | $120,670,000 | 3,789 |
| Volatile liabilities | $17,564,000 | 2,635 |
| Insider loans | $181,000 | 4,201 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,429,000 | 5,685 |
| Tier 1 (core) risk-based capital | $8,723,000 | 4,368 |
| Tier 2 risk-based capital | $963,770 | 3,006 |
| Total risk weighted assets | $76,547,470 | 3,415 |
| Total unused commitments | $3,429,000 | 5,712 |
| Derivatives | $0 | 651 |