Home > One Valley Bank of Mercer County, Inc. > Net Loans and Leases
One Valley Bank of Mercer County, Inc., Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $217,169,000 | 1,406 |
| Loan loss allowance | $2,622,000 | 1,436 |
| Total loans and leases | $219,791,000 | 1,408 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $219,791,000 | 1,409 |
| All real estate loans | $160,033,000 | 1,350 |
| Real estate loans in domestic offices | $160,033,000 | 1,350 |
| Construction and development loans | $4,455,000 | 2,853 |
| Commercial RE | $34,381,000 | 1,730 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,077,000 | 1,236 |
| 1-4 family residential loans | $114,988,000 | 1,075 |
| Farmland loans | $1,132,000 | 4,174 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $176,000 | 5,608 |
| Commercial and industrial loans | $26,067,000 | 1,643 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $29,292,000 | 1,028 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,292,000 | 917 |
| All other loans & leases | $4,223,000 | 984 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $3,024,000 | 535 |
| Other loans | $1,199,000 | 957 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $129,000 | 937 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $208,331,000 | 1,349 |
| Loan loss allowance | $2,516,000 | 1,444 |
| Total loans and leases | $210,847,000 | 1,351 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $210,847,000 | 1,354 |
| All real estate loans | $153,221,000 | 1,316 |
| Real estate loans in domestic offices | $153,221,000 | 1,316 |
| Construction and development loans | $4,271,000 | 2,670 |
| Commercial RE | $34,794,000 | 1,502 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,634,000 | 961 |
| 1-4 family residential loans | $105,940,000 | 1,116 |
| Farmland loans | $1,582,000 | 3,519 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $197,000 | 5,738 |
| Commercial and industrial loans | $24,522,000 | 1,582 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $29,178,000 | 1,020 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,178,000 | 898 |
| All other loans & leases | $3,729,000 | 1,049 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $2,122,000 | 672 |
| Other loans | $1,607,000 | 805 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $325,000 | 746 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $122,000 | 1,440 |
| Non 1-4 family restructured loans & leases | $122,000 | 1,440 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $185,567,000 | 1,517 |
| Loan loss allowance | $2,612,000 | 1,418 |
| Total loans and leases | $188,179,000 | 1,516 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $188,179,000 | 1,518 |
| All real estate loans | $130,476,000 | 1,532 |
| Real estate loans in domestic offices | $130,476,000 | 1,532 |
| Construction and development loans | $2,403,000 | 3,618 |
| Commercial RE | $29,793,000 | 1,698 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,281,000 | 1,205 |
| 1-4 family residential loans | $91,534,000 | 1,330 |
| Farmland loans | $1,465,000 | 3,695 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $147,000 | 6,140 |
| Commercial and industrial loans | $20,868,000 | 1,777 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $32,329,000 | 1,014 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $32,329,000 | 884 |
| All other loans & leases | $4,359,000 | 953 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $2,429,000 | 618 |
| Other loans | $1,930,000 | 708 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $210,000 | 885 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $122,000 | 1,656 |
| Non 1-4 family restructured loans & leases | $122,000 | 1,656 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $187,159,000 | 1,553 |
| Loan loss allowance | $2,566,000 | 1,522 |
| Total loans and leases | $189,725,000 | 1,551 |
| Unearned income | $1,000 | 6,292 |
| Loans and leases, gross | $189,725,000 | 1,558 |
| All real estate loans | $126,425,000 | 1,624 |
| Real estate loans in domestic offices | $126,425,000 | 1,624 |
| Construction and development loans | $1,361,000 | 4,826 |
| Commercial RE | $32,771,000 | 1,571 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,623,000 | 1,226 |
| 1-4 family residential loans | $85,768,000 | 1,462 |
| Farmland loans | $902,000 | 4,680 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $115,000 | 6,592 |
| Commercial and industrial loans | $20,225,000 | 1,828 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $38,963,000 | 978 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $38,963,000 | 862 |
| All other loans & leases | $3,998,000 | 1,065 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $2,056,000 | 774 |
| Other loans | $1,942,000 | 776 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $150,000 | 1,071 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $129,000 | 1,845 |
| Non 1-4 family restructured loans & leases | $129,000 | 1,845 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $176,085,000 | 1,624 |
| Loan loss allowance | $2,225,000 | 1,757 |
| Total loans and leases | $178,310,000 | 1,630 |
| Unearned income | $3,000 | 6,631 |
| Loans and leases, gross | $178,310,000 | 1,636 |
| All real estate loans | $116,756,000 | 1,700 |
| Real estate loans in domestic offices | $116,756,000 | 1,699 |
| Construction and development loans | $2,855,000 | 3,321 |
| Commercial RE | $34,324,000 | 1,415 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,462,000 | 1,458 |
| 1-4 family residential loans | $74,847,000 | 1,629 |
| Farmland loans | $268,000 | 6,590 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $31,000 | 7,291 |
| Commercial and industrial loans | $17,637,000 | 1,978 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $40,002,000 | 996 |
| Credit card loans | $1,321,000 | 1,442 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $38,681,000 | 900 |
| All other loans & leases | $3,887,000 | 1,106 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $2,498,000 | 702 |
| Other loans | $1,389,000 | 988 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $138,000 | 1,200 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $129,000 | 2,064 |
| Non 1-4 family restructured loans & leases | $129,000 | 2,064 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $161,257,000 | 1,738 |
| Loan loss allowance | $1,894,000 | 2,069 |
| Total loans and leases | $163,151,000 | 1,744 |
| Unearned income | $7,000 | 7,076 |
| Loans and leases, gross | $163,151,000 | 1,751 |
| All real estate loans | $104,791,000 | 1,835 |
| Real estate loans in domestic offices | $104,791,000 | 1,834 |
| Construction and development loans | $3,470,000 | 2,821 |
| Commercial RE | $30,499,000 | 1,565 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,636,000 | 1,722 |
| 1-4 family residential loans | $66,919,000 | 1,778 |
| Farmland loans | $267,000 | 6,793 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $320,000 | 6,408 |
| Commercial and industrial loans | $14,294,000 | 2,226 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $39,354,000 | 996 |
| Credit card loans | $1,352,000 | 1,432 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $38,002,000 | 905 |
| All other loans & leases | $4,399,000 | 1,062 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $2,798,000 | 678 |
| Other loans | $1,601,000 | 937 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $139,000 | 1,239 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $132,000 | 2,454 |
| Non 1-4 family restructured loans & leases | $132,000 | 2,454 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $148,254,000 | 1,843 |
| Loan loss allowance | $1,717,000 | 2,337 |
| Total loans and leases | $149,971,000 | 1,849 |
| Unearned income | $13,000 | 7,474 |
| Loans and leases, gross | $149,971,000 | 1,859 |
| All real estate loans | $97,094,000 | 1,944 |
| Real estate loans in domestic offices | $97,094,000 | 1,942 |
| Construction and development loans | $1,665,000 | 4,139 |
| Commercial RE | $27,285,000 | 1,679 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,227,000 | 1,888 |
| 1-4 family residential loans | $64,554,000 | 1,823 |
| Farmland loans | $363,000 | 6,451 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $388,000 | 6,370 |
| Commercial and industrial loans | $14,956,000 | 2,101 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $34,207,000 | 1,062 |
| Credit card loans | $1,402,000 | 1,399 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $32,805,000 | 968 |
| All other loans & leases | $3,339,000 | 1,283 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $2,979,000 | 703 |
| Other loans | $360,000 | 2,326 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $1,048,000 | 558 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $132,000 | 2,873 |
| Non 1-4 family restructured loans & leases | $132,000 | 2,873 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $130,994,000 | 2,127 |
| Loan loss allowance | $1,461,000 | 2,756 |
| Total loans and leases | $132,455,000 | 2,136 |
| Unearned income | $32,000 | 7,645 |
| Loans and leases, gross | $132,455,000 | 2,148 |
| All real estate loans | $79,819,000 | 2,392 |
| Real estate loans in domestic offices | $79,819,000 | 2,392 |
| Construction and development loans | $911,000 | 5,338 |
| Commercial RE | $23,769,000 | 1,869 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,166,000 | 3,316 |
| 1-4 family residential loans | $53,335,000 | 2,239 |
| Farmland loans | $638,000 | 5,371 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $19,541,000 | 1,767 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $32,018,000 | 1,147 |
| Credit card loans | $1,159,000 | 1,593 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $30,859,000 | 1,042 |
| All other loans & leases | $1,109,000 | 2,895 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $1,047,000 | 1,531 |
| Other loans | $62,000 | 4,971 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $592,000 | 860 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $132,000 | 3,321 |
| Non 1-4 family restructured loans & leases | $132,000 | 3,321 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |