Home > One Valley Bank of Mercer County, Inc. > Loan Charge- Offs and Recoveries

One Valley Bank of Mercer County, Inc., Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$492,0001,591
Loans secured by real estate, total$26,0002,524
To non-U.S. addresseesNANA
Real estate loans in domestic offices$26,0002,523
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$26,0001,868
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,487
Loans to individuals$466,000752
Credit card loan charge offs$03,493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$466,000601
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$163,0001,360
Loans secured by real estate, total$03,744
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,944
Loans to individuals$163,000630
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$163,000513
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$329,0001,684
Loans secured by real estate, total$26,0002,056
To non-U.S. addresseesNANA
Real estate loans in domestic offices$26,0002,056
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$26,0001,573
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,362
To non-U.S. addresseesNANA
Loans to individuals$303,000824
Credit card loan net charge offs$03,241
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$303,000653
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$459,0001,714
Loans secured by real estate, total$17,0003,032
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0003,030
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$17,0002,275
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$188,0001,475
Loans to individuals$254,0001,239
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$254,0001,013
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$91,0002,268
Loans secured by real estate, total$5,0002,679
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0002,680
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$5,0001,882
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0002,966
Loans to individuals$70,0001,222
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$69,0001,068
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$368,0001,609
Loans secured by real estate, total$12,0002,783
To non-U.S. addresseesNANA
Real estate loans in domestic offices$12,0002,781
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$12,0002,224
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$172,0001,263
To non-U.S. addresseesNANA
Loans to individuals$184,0001,255
Credit card loan net charge offs$-1,00010,188
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$185,0001,012
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$508,0001,727
Loans secured by real estate, total$37,0002,359
To non-U.S. addresseesNANA
Real estate loans in domestic offices$37,0002,359
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$37,0001,668
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$245,0001,211
Loans to individuals$226,0001,455
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$226,0001,199
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$98,0002,349
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$53,0001,662
Loans to individuals$45,0001,782
Credit card loan recoveries$6,0001,064
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$39,0001,785
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$410,0001,564
Loans secured by real estate, total$37,0001,894
To non-U.S. addresseesNANA
Real estate loans in domestic offices$37,0001,892
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$37,0001,378
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$192,0001,127
To non-U.S. addresseesNANA
Loans to individuals$181,0001,379
Credit card loan net charge offs$-6,00010,868
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$187,0001,080
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$311,0002,566
Loans secured by real estate, total$49,0002,229
To non-U.S. addresseesNANA
Real estate loans in domestic offices$49,0002,229
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$49,0001,510
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$38,0004,031
Loans to individuals$224,0001,480
Credit card loan charge offs$20,0001,652
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$204,0001,304
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$133,0001,992
Loans secured by real estate, total$4,0003,443
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0003,443
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$4,0002,391
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$83,0001,266
Loans to individuals$46,0001,849
Credit card loan recoveries$8,000974
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0001,932
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$178,0002,862
Loans secured by real estate, total$45,0001,827
To non-U.S. addresseesNANA
Real estate loans in domestic offices$45,0001,826
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$45,0001,335
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-45,00010,857
To non-U.S. addresseesNANA
Loans to individuals$178,0001,381
Credit card loan net charge offs$12,0001,897
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$166,0001,176
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$434,0001,948
Loans secured by real estate, total$38,0002,708
To non-U.S. addresseesNANA
Real estate loans in domestic offices$38,0002,706
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$38,0001,816
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$144,0001,819
Loans to individuals$252,0001,269
Credit card loan charge offs$45,0001,007
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$207,0001,181
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$133,0002,084
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$67,0001,575
Loans to individuals$66,0001,420
Credit card loan recoveries$6,0001,187
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$60,0001,365
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$301,0001,938
Loans secured by real estate, total$38,0002,198
To non-U.S. addresseesNANA
Real estate loans in domestic offices$38,0002,196
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$38,0001,550
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$77,0002,031
To non-U.S. addresseesNANA
Loans to individuals$186,0001,209
Credit card loan net charge offs$39,000968
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$147,0001,132
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$704,0001,433
Loans secured by real estate, total$8,0004,899
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0004,899
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$8,0003,622
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$426,000794
Loans to individuals$270,0001,078
Credit card loan charge offs$96,000703
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$174,0001,239
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$39,0005,170
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0005,775
Loans to individuals$32,0002,573
Credit card loan recoveries$4,0001,401
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$28,0002,574
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$665,0001,132
Loans secured by real estate, total$8,0003,967
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,968
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$8,0003,017
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$419,000553
To non-U.S. addresseesNANA
Loans to individuals$238,000880
Credit card loan net charge offs$92,000644
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$146,000943
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$565,0002,088
Loans secured by real estate, total$22,0004,594
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0004,593
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$22,0003,105
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$375,0001,260
Loans to individuals$168,0001,718
Credit card loan charge offs$17,0001,688
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$151,0001,559
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$109,0002,938
Loans secured by real estate, total$2,0005,083
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,083
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$2,0003,598
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$65,0002,181
Loans to individuals$42,0002,232
Credit card loan recoveries$4,0001,458
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0002,208
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$456,0001,882
Loans secured by real estate, total$20,0003,961
To non-U.S. addresseesNANA
Real estate loans in domestic offices$20,0003,960
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$20,0002,766
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$310,0001,092
To non-U.S. addresseesNANA
Loans to individuals$126,0001,556
Credit card loan net charge offs$13,0001,680
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$113,0001,319
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$776,0002,196
Loans secured by real estate, total$85,0003,254
To non-U.S. addresseesNANA
Real estate loans in domestic offices$85,0003,254
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$64,0002,132
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$21,0002,853
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$495,0001,393
Loans to individuals$196,0001,885
Credit card loan charge offs$23,0001,648
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$173,0001,775
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$55,0004,860
Loans secured by real estate, total$3,0004,858
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,857
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$3,0003,371
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0005,477
Loans to individuals$39,0002,513
Credit card loan recoveries$2,0001,892
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0002,377
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$721,0001,941
Loans secured by real estate, total$82,0002,957
To non-U.S. addresseesNANA
Real estate loans in domestic offices$82,0002,957
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$61,0001,913
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$21,0002,623
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$482,0001,182
To non-U.S. addresseesNANA
Loans to individuals$157,0001,744
Credit card loan net charge offs$21,0001,561
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$136,0001,579
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.