Home > One Valley Bank of Mercer County, Inc. > Income and Expense
One Valley Bank of Mercer County, Inc., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,822,000 | 1,501 |
| Total interest expense | $9,583,000 | 1,569 |
| Net interest income | $12,239,000 | 1,426 |
| Provision for loan and lease losses | $435,000 | 1,967 |
| Total noninterest income | $1,981,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,225,000 | 1,094 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $756,000 | 2,246 |
| Total noninterest expense | $6,460,000 | 2,106 |
| Salaries and employee benefits | $3,181,000 | 2,209 |
| Premises and equipment expense | $668,000 | 2,979 |
| Additional noninterest expense | $2,611,000 | 1,710 |
| Pre-tax net operating income | $7,325,000 | 1,064 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,494,000 | 1,017 |
| Income before extraordinary items | $4,831,000 | 1,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,831,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,684 |
| Cash dividends | $2,925,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,831,000 | 1,119 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,140,000 | 1,615 |
| Total interest expense | $8,478,000 | 1,802 |
| Net interest income | $11,662,000 | 1,440 |
| Provision for loan and lease losses | $272,000 | 2,839 |
| Total noninterest income | $1,781,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,192,000 | 1,047 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $589,000 | 2,671 |
| Total noninterest expense | $6,152,000 | 2,123 |
| Salaries and employee benefits | $3,073,000 | 2,197 |
| Premises and equipment expense | $617,000 | 3,083 |
| Additional noninterest expense | $2,462,000 | 1,731 |
| Pre-tax net operating income | $7,019,000 | 1,075 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $2,442,000 | 1,041 |
| Income before extraordinary items | $4,594,000 | 1,165 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,594,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,609 |
| Cash dividends | $4,200,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,582,950 | 1,133 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,445,000 | 1,701 |
| Total interest expense | $8,386,000 | 1,848 |
| Net interest income | $11,059,000 | 1,557 |
| Provision for loan and lease losses | $456,000 | 1,912 |
| Total noninterest income | $1,534,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,057,000 | 1,199 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $477,000 | 2,920 |
| Total noninterest expense | $5,946,000 | 2,154 |
| Salaries and employee benefits | $2,967,000 | 2,228 |
| Premises and equipment expense | $595,000 | 3,180 |
| Additional noninterest expense | $2,384,000 | 1,783 |
| Pre-tax net operating income | $6,191,000 | 1,265 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,123,000 | 1,249 |
| Income before extraordinary items | $4,068,000 | 1,342 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,068,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,564 |
| Cash dividends | $3,700,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,068,000 | 1,300 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,253,000 | 1,752 |
| Total interest expense | $8,210,000 | 1,909 |
| Net interest income | $11,043,000 | 1,606 |
| Provision for loan and lease losses | $519,000 | 1,685 |
| Total noninterest income | $1,504,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,094,000 | 1,222 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $410,000 | 3,359 |
| Total noninterest expense | $6,056,000 | 2,268 |
| Salaries and employee benefits | $3,004,000 | 2,219 |
| Premises and equipment expense | $680,000 | 2,880 |
| Additional noninterest expense | $2,372,000 | 2,103 |
| Pre-tax net operating income | $5,972,000 | 1,213 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,045,000 | 1,208 |
| Income before extraordinary items | $3,927,000 | 1,270 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,927,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,862 |
| Cash dividends | $3,600,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,927,000 | 1,248 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,745,000 | 1,916 |
| Total interest expense | $7,031,000 | 2,218 |
| Net interest income | $10,714,000 | 1,667 |
| Provision for loan and lease losses | $632,000 | 1,290 |
| Total noninterest income | $1,476,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,062,000 | 1,268 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $414,000 | 3,239 |
| Total noninterest expense | $6,235,000 | 2,189 |
| Salaries and employee benefits | $2,931,000 | 2,253 |
| Premises and equipment expense | $629,000 | 3,090 |
| Additional noninterest expense | $2,675,000 | 1,870 |
| Pre-tax net operating income | $5,323,000 | 1,426 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,824,000 | 1,378 |
| Income before extraordinary items | $3,499,000 | 1,464 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,499,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,938 |
| Cash dividends | $2,300,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,499,000 | 1,449 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,539,000 | 1,984 |
| Total interest expense | $5,511,000 | 2,259 |
| Net interest income | $10,028,000 | 1,803 |
| Provision for loan and lease losses | $842,000 | 1,044 |
| Total noninterest income | $1,247,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $721,000 | 1,870 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $526,000 | 2,864 |
| Total noninterest expense | $6,237,000 | 2,265 |
| Salaries and employee benefits | $2,887,000 | 2,319 |
| Premises and equipment expense | $673,000 | 2,926 |
| Additional noninterest expense | $2,677,000 | 2,020 |
| Pre-tax net operating income | $4,196,000 | 1,698 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,403,000 | 1,647 |
| Income before extraordinary items | $2,793,000 | 1,756 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,793,000 | 1,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 1,132 |
| Cash dividends | $2,200,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,793,000 | 1,755 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,286,000 | 2,055 |
| Total interest expense | $5,677,000 | 2,283 |
| Net interest income | $9,609,000 | 1,879 |
| Provision for loan and lease losses | $712,000 | 1,643 |
| Total noninterest income | $1,334,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $670,000 | 2,039 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $664,000 | 2,688 |
| Total noninterest expense | $6,299,000 | 2,296 |
| Salaries and employee benefits | $2,793,000 | 2,387 |
| Premises and equipment expense | $667,000 | 3,013 |
| Additional noninterest expense | $2,839,000 | 2,000 |
| Pre-tax net operating income | $3,932,000 | 1,752 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,413,000 | 1,647 |
| Income before extraordinary items | $2,519,000 | 1,987 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,519,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,882 |
| Cash dividends | $2,040,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,519,000 | 1,871 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,165,000 | 2,189 |
| Total interest expense | $6,784,000 | 2,489 |
| Net interest income | $9,381,000 | 1,946 |
| Provision for loan and lease losses | $804,000 | 2,144 |
| Total noninterest income | $1,196,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $532,000 | 2,594 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $664,000 | 2,633 |
| Total noninterest expense | $6,085,000 | 2,391 |
| Salaries and employee benefits | $2,626,000 | 2,459 |
| Premises and equipment expense | $640,000 | 3,158 |
| Additional noninterest expense | $2,819,000 | 2,101 |
| Pre-tax net operating income | $3,688,000 | 1,678 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,300,000 | 1,625 |
| Income before extraordinary items | $2,388,000 | 1,904 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,388,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 1,941 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,388,000 | 1,748 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.