Home > One Valley Bank of Mercer County, Inc. > Assets and Liabilities
One Valley Bank of Mercer County, Inc., Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 93 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $328,818,000 | 1,434 |
| Cash and due from depository institutions | $16,831,000 | 1,831 |
| Interest-bearing balances | $59,000 | 5,299 |
| Securities | $69,975,000 | 1,636 |
| Federal funds sold & reverse repurchase agreements | $17,570,000 | 580 |
| Net loans & leases | $217,169,000 | 1,406 |
| Loan loss allowance | $2,622,000 | 1,436 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,813,000 | 3,018 |
| Other real estate owned | $0 | 1,831 |
| Goodwill and other intangibles | $240,000 | 2,308 |
| All other assets | $4,220,000 | 2,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,818,000 | 1,434 |
| Total liabilities | $308,516,000 | 1,386 |
| Total deposits | $290,894,000 | 1,278 |
| Interest-bearing deposits | $260,951,000 | 1,238 |
| Deposits held in domestic offices | $290,894,000 | 1,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,025,000 | 1,691 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,597,000 | 1,536 |
| Total equity capital | $20,302,000 | 2,190 |
| Total bank equity capital | $20,302,000 | 2,190 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $3,436,000 | 3,991 |
| Undivided profits | $16,366,000 | 1,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,183,000 | 1,893 |
| Earning assets | $304,773,000 | 1,420 |
| Long-term assets (5+ years) | $106,349,000 | 909 |
| Average Assets, year-to-date | $291,711,400 | 1,545 |
| Average Assets, quarterly | $327,944,500 | 1,427 |
| Volatile liabilities | $35,568,000 | 2,213 |
| Insider loans | $365,000 | 6,080 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $28,013,000 | 1,818 |
| Tier 1 (core) risk-based capital | $20,570,000 | 2,162 |
| Tier 2 risk-based capital | $2,430,090 | 1,421 |
| Total risk weighted assets | $194,215,390 | 1,608 |
| Total unused commitments | $28,013,000 | 1,823 |
| Derivatives | $10,000,000 | 345 |
| 1998-12-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $267,111,000 | 1,731 |
| Cash and due from depository institutions | $8,475,000 | 1,600 |
| Interest-bearing balances | $80,000 | 5,271 |
| Securities | $37,715,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $6,820,000 | 2,547 |
| Net loans & leases | $208,331,000 | 1,349 |
| Loan loss allowance | $2,516,000 | 1,444 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,990,000 | 2,709 |
| Other real estate owned | $0 | 1,600 |
| Goodwill and other intangibles | $320,000 | 2,098 |
| All other assets | $2,460,000 | 2,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,111,000 | 1,731 |
| Total liabilities | $248,062,000 | 1,668 |
| Total deposits | $238,428,000 | 1,565 |
| Interest-bearing deposits | $208,265,000 | 1,540 |
| Deposits held in domestic offices | $238,428,000 | 1,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,428,000 | 1,269 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,333,000 | 3,578 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,873,000 | 2,112 |
| Total equity capital | $19,049,000 | 2,363 |
| Total bank equity capital | $19,049,000 | 2,363 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,436,000 | 3,863 |
| Undivided profits | $15,113,000 | 1,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,135,000 | 1,930 |
| Earning assets | $252,946,000 | 1,684 |
| Long-term assets (5+ years) | $89,634,000 | 979 |
| Average Assets, year-to-date | $254,928,000 | 1,709 |
| Average Assets, quarterly | $262,798,500 | 1,725 |
| Volatile liabilities | $25,130,000 | 2,491 |
| Insider loans | $440,000 | 5,618 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,445,000 | 2,229 |
| Tier 1 (core) risk-based capital | $18,584,000 | 2,301 |
| Tier 2 risk-based capital | $2,224,570 | 1,467 |
| Total risk weighted assets | $177,673,770 | 1,616 |
| Total unused commitments | $20,445,000 | 2,237 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 98 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $244,365,000 | 1,867 |
| Cash and due from depository institutions | $7,981,000 | 1,805 |
| Interest-bearing balances | $62,000 | 5,214 |
| Securities | $41,281,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $3,459,000 | 3,597 |
| Net loans & leases | $185,567,000 | 1,517 |
| Loan loss allowance | $2,612,000 | 1,418 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,840,000 | 2,766 |
| Other real estate owned | $0 | 1,805 |
| Goodwill and other intangibles | $407,000 | 1,885 |
| All other assets | $2,830,000 | 2,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,365,000 | 1,867 |
| Total liabilities | $225,753,000 | 1,821 |
| Total deposits | $215,741,000 | 1,743 |
| Interest-bearing deposits | $187,289,000 | 1,731 |
| Deposits held in domestic offices | $215,741,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,705,000 | 1,292 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,570,000 | 3,115 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,737,000 | 2,287 |
| Total equity capital | $18,612,000 | 2,409 |
| Total bank equity capital | $18,612,000 | 2,409 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $3,436,000 | 3,791 |
| Undivided profits | $14,676,000 | 1,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 3,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,102,000 | 2,057 |
| Earning assets | $230,369,000 | 1,825 |
| Long-term assets (5+ years) | $64,987,000 | 1,102 |
| Average Assets, year-to-date | $243,747,600 | 1,786 |
| Average Assets, quarterly | $243,695,500 | 1,846 |
| Volatile liabilities | $22,738,000 | 2,692 |
| Insider loans | $708,000 | 4,467 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,356,000 | 2,350 |
| Tier 1 (core) risk-based capital | $18,103,000 | 2,364 |
| Tier 2 risk-based capital | $2,083,440 | 1,482 |
| Total risk weighted assets | $166,146,240 | 1,687 |
| Total unused commitments | $17,356,000 | 2,355 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 102 | 1,830 |
| Assets and Liabilities | ||
| Total Assets: | $246,749,000 | 1,895 |
| Cash and due from depository institutions | $9,672,000 | 1,830 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $43,928,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $187,159,000 | 1,553 |
| Loan loss allowance | $2,566,000 | 1,522 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,884,000 | 2,699 |
| Other real estate owned | $0 | 1,830 |
| Goodwill and other intangibles | $502,000 | 1,675 |
| All other assets | $2,604,000 | 2,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,749,000 | 1,895 |
| Total liabilities | $228,546,000 | 1,847 |
| Total deposits | $213,360,000 | 1,807 |
| Interest-bearing deposits | $185,066,000 | 1,804 |
| Deposits held in domestic offices | $213,360,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,829,000 | 1,051 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,524,000 | 2,962 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,833,000 | 2,201 |
| Total equity capital | $18,203,000 | 2,467 |
| Total bank equity capital | $18,203,000 | 2,467 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $3,436,000 | 3,875 |
| Undivided profits | $14,267,000 | 1,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,075,000 | 2,084 |
| Earning assets | $231,088,000 | 1,854 |
| Long-term assets (5+ years) | $24,819,000 | 2,282 |
| Average Assets, year-to-date | $241,039,400 | 1,871 |
| Average Assets, quarterly | $246,523,500 | 1,881 |
| Volatile liabilities | $28,064,000 | 2,201 |
| Insider loans | $699,000 | 4,588 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,034,000 | 2,409 |
| Tier 1 (core) risk-based capital | $17,639,000 | 2,461 |
| Tier 2 risk-based capital | $2,128,660 | 1,502 |
| Total risk weighted assets | $169,855,160 | 1,688 |
| Total unused commitments | $16,034,000 | 2,421 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 108 | 1,783 |
| Assets and Liabilities | ||
| Total Assets: | $232,065,000 | 2,026 |
| Cash and due from depository institutions | $6,795,000 | 1,783 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $43,347,000 | 2,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $176,085,000 | 1,624 |
| Loan loss allowance | $2,225,000 | 1,757 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,983,000 | 2,567 |
| Other real estate owned | $0 | 1,783 |
| Goodwill and other intangibles | $619,000 | 1,446 |
| All other assets | $2,236,000 | 3,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,065,000 | 2,026 |
| Total liabilities | $213,861,000 | 1,987 |
| Total deposits | $203,596,000 | 1,926 |
| Interest-bearing deposits | $177,732,000 | 1,899 |
| Deposits held in domestic offices | $203,596,000 | 1,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,673,000 | 1,205 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,592,000 | 2,521 |
| Total equity capital | $18,204,000 | 2,445 |
| Total bank equity capital | $18,204,000 | 2,445 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,436,000 | 3,862 |
| Undivided profits | $14,268,000 | 1,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,012,000 | 2,286 |
| Earning assets | $219,432,000 | 1,960 |
| Long-term assets (5+ years) | $20,742,000 | 2,437 |
| Average Assets, year-to-date | $226,958,200 | 1,988 |
| Average Assets, quarterly | $230,871,000 | 2,015 |
| Volatile liabilities | $20,660,000 | 2,566 |
| Insider loans | $872,000 | 4,069 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,502,000 | 2,380 |
| Tier 1 (core) risk-based capital | $17,195,000 | 2,502 |
| Tier 2 risk-based capital | $2,027,620 | 1,570 |
| Total risk weighted assets | $162,012,120 | 1,754 |
| Total unused commitments | $15,502,000 | 2,392 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 108 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $223,644,000 | 2,070 |
| Cash and due from depository institutions | $9,201,000 | 1,851 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $44,985,000 | 2,912 |
| Federal funds sold & reverse repurchase agreements | $1,687,000 | 4,219 |
| Net loans & leases | $161,257,000 | 1,738 |
| Loan loss allowance | $1,894,000 | 2,069 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,188,000 | 2,326 |
| Other real estate owned | $90,000 | 1,851 |
| Goodwill and other intangibles | $788,000 | 1,200 |
| All other assets | $2,448,000 | 3,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,644,000 | 2,070 |
| Total liabilities | $207,242,000 | 2,023 |
| Total deposits | $200,205,000 | 1,911 |
| Interest-bearing deposits | $172,095,000 | 1,923 |
| Deposits held in domestic offices | $200,205,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,893,000 | 1,651 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,000 | 5,230 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,128,000 | 2,790 |
| Total equity capital | $16,402,000 | 2,497 |
| Total bank equity capital | $16,402,000 | 2,497 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $3,436,000 | 3,794 |
| Undivided profits | $12,466,000 | 1,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,289,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $953,000 | 2,088 |
| Earning assets | $207,929,000 | 2,046 |
| Long-term assets (5+ years) | $15,930,000 | 3,024 |
| Average Assets, year-to-date | $218,983,800 | 2,059 |
| Average Assets, quarterly | $223,070,500 | 2,055 |
| Volatile liabilities | $13,794,000 | 3,422 |
| Insider loans | $989,000 | 3,742 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,074,000 | 2,245 |
| Tier 1 (core) risk-based capital | $15,828,000 | 2,618 |
| Tier 2 risk-based capital | $1,838,160 | 1,704 |
| Total risk weighted assets | $146,996,560 | 1,887 |
| Total unused commitments | $16,074,000 | 2,257 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 103 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $215,434,000 | 2,160 |
| Cash and due from depository institutions | $5,969,000 | 2,031 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $50,297,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $4,389,000 | 3,161 |
| Net loans & leases | $148,254,000 | 1,843 |
| Loan loss allowance | $1,717,000 | 2,337 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,273,000 | 2,240 |
| Other real estate owned | $157,000 | 2,031 |
| Goodwill and other intangibles | $965,000 | 1,023 |
| All other assets | $2,130,000 | 3,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,434,000 | 2,160 |
| Total liabilities | $199,412,000 | 2,127 |
| Total deposits | $197,693,000 | 2,005 |
| Interest-bearing deposits | $166,367,000 | 2,080 |
| Deposits held in domestic offices | $197,693,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 3,025 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $32,000 | 4,757 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $987,000 | 3,149 |
| Total equity capital | $16,022,000 | 2,516 |
| Total bank equity capital | $16,022,000 | 2,516 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $3,436,000 | 3,744 |
| Undivided profits | $12,086,000 | 1,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $765,000 | 2,338 |
| Earning assets | $202,940,000 | 2,124 |
| Long-term assets (5+ years) | $16,082,000 | 3,135 |
| Average Assets, year-to-date | $212,428,600 | 2,125 |
| Average Assets, quarterly | $214,838,000 | 2,141 |
| Volatile liabilities | $7,541,000 | 5,017 |
| Insider loans | $899,000 | 4,025 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,416,000 | 2,277 |
| Tier 1 (core) risk-based capital | $15,057,000 | 2,627 |
| Tier 2 risk-based capital | $1,669,960 | 1,840 |
| Total risk weighted assets | $133,549,560 | 2,007 |
| Total unused commitments | $15,416,000 | 2,296 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 105 | 2,063 |
| Assets and Liabilities | ||
| Total Assets: | $207,957,000 | 2,278 |
| Cash and due from depository institutions | $8,182,000 | 2,063 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $55,483,000 | 2,452 |
| Federal funds sold & reverse repurchase agreements | $6,009,000 | 2,740 |
| Net loans & leases | $130,994,000 | 2,127 |
| Loan loss allowance | $1,461,000 | 2,756 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,466,000 | 2,133 |
| Other real estate owned | $323,000 | 2,063 |
| Goodwill and other intangibles | $1,149,000 | 939 |
| All other assets | $2,351,000 | 3,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,957,000 | 2,278 |
| Total liabilities | $192,414,000 | 2,249 |
| Total deposits | $187,258,000 | 2,202 |
| Interest-bearing deposits | $159,422,000 | 2,273 |
| Deposits held in domestic offices | $187,258,000 | 2,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,165,000 | 1,507 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $48,000 | 4,622 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $943,000 | 3,453 |
| Total equity capital | $15,543,000 | 2,463 |
| Total bank equity capital | $15,543,000 | 2,463 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $3,436,000 | 3,626 |
| Undivided profits | $11,607,000 | 1,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,497,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $739,000 | 2,690 |
| Earning assets | $192,486,000 | 2,242 |
| Long-term assets (5+ years) | $15,599,000 | 3,152 |
| Average Assets, year-to-date | $205,705,200 | 2,254 |
| Average Assets, quarterly | $207,359,000 | 2,267 |
| Volatile liabilities | $13,273,000 | 3,285 |
| Insider loans | $114,000 | 5,366 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,588,000 | 2,149 |
| Tier 1 (core) risk-based capital | $14,394,000 | 2,624 |
| Tier 2 risk-based capital | $1,461,000 | 2,102 |
| Total risk weighted assets | $123,806,000 | 2,216 |
| Total unused commitments | $15,588,000 | 2,165 |
| Derivatives | $0 | 651 |