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One Valley Bank of Marion County, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$10,726,0002,832
Total interest expense$3,710,0003,292
Net interest income$7,016,0002,570
Provision for loan and lease losses$45,0006,361
Total noninterest income$843,0003,551
Gross Fiduciary activities income$28,0001,390
Service charges on deposit accounts$276,0004,674
Trading account gains and fees$0475
Additional Noninterest Income$539,0002,812
Total noninterest expense$4,770,0002,890
Salaries and employee benefits$2,284,0002,899
Premises and equipment expense$722,0002,756
Additional noninterest expense$1,764,0002,879
Pre-tax net operating income$3,044,0002,341
Securities gains (losses)$3,0002,889
Applicable income taxes$868,0002,578
Income before extraordinary items$2,179,0002,244
Extraordinary gains, net$0249
Net income$2,179,0002,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,348
Cash dividends$2,005,0001,093
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,176,8402,263
1993-12-31 (YTD Data)Rank
Total interest income$9,264,0003,334
Total interest expense$3,534,0003,552
Net interest income$5,730,0003,160
Provision for loan and lease losses$60,0006,949
Total noninterest income$656,0004,645
Gross Fiduciary activities income$65,0001,288
Service charges on deposit accounts$246,0005,182
Trading account gains and fees$0532
Additional Noninterest Income$345,0004,141
Total noninterest expense$4,872,0002,919
Salaries and employee benefits$2,085,0003,145
Premises and equipment expense$723,0002,797
Additional noninterest expense$2,064,0002,656
Pre-tax net operating income$1,454,0004,444
Securities gains (losses)$43,0003,630
Applicable income taxes$302,0006,065
Income before extraordinary items$1,195,0004,035
Extraordinary gains, net$-28,00012,537
Net income$1,167,0004,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00012,676
Cash dividends$1,292,0001,443
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,160,6003,940
1992-12-31 (YTD Data)Rank
Total interest income$9,911,0003,514
Total interest expense$4,187,0003,907
Net interest income$5,724,0003,206
Provision for loan and lease losses$200,0005,193
Total noninterest income$698,0004,422
Gross Fiduciary activities income$63,0001,331
Service charges on deposit accounts$218,0005,664
Trading account gains and fees$0504
Additional Noninterest Income$417,0003,606
Total noninterest expense$4,318,0003,276
Salaries and employee benefits$1,796,0003,565
Premises and equipment expense$694,0002,940
Additional noninterest expense$1,828,0003,017
Pre-tax net operating income$1,904,0003,251
Securities gains (losses)$51,0004,091
Applicable income taxes$488,0004,078
Income before extraordinary items$1,467,0003,142
Extraordinary gains, net$01,422
Net income$1,467,0003,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0004,855
Cash dividends$975,0001,608
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,428,7502,981

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.