Home > One Valley Bank of Huntington > Income and Expense
One Valley Bank of Huntington, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,739,000 | 2,070 |
| Total interest expense | $6,790,000 | 2,180 |
| Net interest income | $8,949,000 | 1,968 |
| Provision for loan and lease losses | $145,000 | 4,342 |
| Total noninterest income | $2,292,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,244,000 | 1,070 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,048,000 | 1,803 |
| Total noninterest expense | $5,628,000 | 2,412 |
| Salaries and employee benefits | $2,626,000 | 2,680 |
| Premises and equipment expense | $674,000 | 2,955 |
| Additional noninterest expense | $2,328,000 | 1,875 |
| Pre-tax net operating income | $5,468,000 | 1,389 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,965,000 | 1,251 |
| Income before extraordinary items | $3,503,000 | 1,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,503,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $1,875,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,503,000 | 1,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,916,000 | 2,192 |
| Total interest expense | $6,770,000 | 2,241 |
| Net interest income | $8,146,000 | 2,092 |
| Provision for loan and lease losses | $232,000 | 3,197 |
| Total noninterest income | $2,160,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,374,000 | 902 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $786,000 | 2,201 |
| Total noninterest expense | $5,356,000 | 2,427 |
| Salaries and employee benefits | $2,475,000 | 2,745 |
| Premises and equipment expense | $668,000 | 2,883 |
| Additional noninterest expense | $2,213,000 | 1,911 |
| Pre-tax net operating income | $4,718,000 | 1,571 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $1,700,000 | 1,451 |
| Income before extraordinary items | $3,024,000 | 1,733 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,024,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $2,700,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,020,160 | 1,666 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,516,000 | 2,251 |
| Total interest expense | $6,619,000 | 2,270 |
| Net interest income | $7,897,000 | 2,221 |
| Provision for loan and lease losses | $428,000 | 1,993 |
| Total noninterest income | $1,776,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,268,000 | 993 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $508,000 | 2,795 |
| Total noninterest expense | $5,252,000 | 2,456 |
| Salaries and employee benefits | $2,487,000 | 2,661 |
| Premises and equipment expense | $608,000 | 3,110 |
| Additional noninterest expense | $2,157,000 | 1,968 |
| Pre-tax net operating income | $3,993,000 | 1,883 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,391,000 | 1,827 |
| Income before extraordinary items | $2,602,000 | 2,029 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,602,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,552 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,602,000 | 1,978 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,810,000 | 2,420 |
| Total interest expense | $5,965,000 | 2,566 |
| Net interest income | $7,845,000 | 2,294 |
| Provision for loan and lease losses | $471,000 | 1,819 |
| Total noninterest income | $1,562,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,118,000 | 1,192 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $444,000 | 3,176 |
| Total noninterest expense | $5,190,000 | 2,621 |
| Salaries and employee benefits | $2,497,000 | 2,707 |
| Premises and equipment expense | $703,000 | 2,782 |
| Additional noninterest expense | $1,990,000 | 2,470 |
| Pre-tax net operating income | $3,746,000 | 1,937 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,326,000 | 1,818 |
| Income before extraordinary items | $2,420,000 | 2,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,420,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,344 |
| Cash dividends | $1,800,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,420,000 | 2,007 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,812,000 | 2,608 |
| Total interest expense | $5,393,000 | 2,835 |
| Net interest income | $7,419,000 | 2,429 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,393,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,103,000 | 1,208 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $290,000 | 4,083 |
| Total noninterest expense | $5,175,000 | 2,620 |
| Salaries and employee benefits | $2,477,000 | 2,697 |
| Premises and equipment expense | $762,000 | 2,608 |
| Additional noninterest expense | $1,936,000 | 2,465 |
| Pre-tax net operating income | $3,397,000 | 2,169 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,180,000 | 2,059 |
| Income before extraordinary items | $2,217,000 | 2,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,217,000 | 2,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,081 |
| Cash dividends | $1,505,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,217,000 | 2,246 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,613,000 | 2,611 |
| Total interest expense | $4,124,000 | 2,951 |
| Net interest income | $7,489,000 | 2,418 |
| Provision for loan and lease losses | $252,000 | 2,578 |
| Total noninterest income | $1,215,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $876,000 | 1,547 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $339,000 | 3,794 |
| Total noninterest expense | $5,090,000 | 2,730 |
| Salaries and employee benefits | $2,463,000 | 2,705 |
| Premises and equipment expense | $715,000 | 2,783 |
| Additional noninterest expense | $1,912,000 | 2,672 |
| Pre-tax net operating income | $3,362,000 | 2,119 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,123,000 | 2,006 |
| Income before extraordinary items | $2,239,000 | 2,191 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,239,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $1,900,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,239,000 | 2,209 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,344,000 | 2,729 |
| Total interest expense | $4,190,000 | 3,029 |
| Net interest income | $7,154,000 | 2,508 |
| Provision for loan and lease losses | $279,000 | 3,178 |
| Total noninterest income | $1,341,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $873,000 | 1,565 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $468,000 | 3,399 |
| Total noninterest expense | $5,165,000 | 2,766 |
| Salaries and employee benefits | $2,379,000 | 2,777 |
| Premises and equipment expense | $429,000 | 4,433 |
| Additional noninterest expense | $2,357,000 | 2,368 |
| Pre-tax net operating income | $3,051,000 | 2,238 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,023,000 | 2,196 |
| Income before extraordinary items | $2,028,000 | 2,475 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,028,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,518 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,028,000 | 2,328 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,789,000 | 2,979 |
| Total interest expense | $4,855,000 | 3,400 |
| Net interest income | $6,934,000 | 2,623 |
| Provision for loan and lease losses | $440,000 | 3,268 |
| Total noninterest income | $1,140,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $668,000 | 2,038 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $472,000 | 3,308 |
| Total noninterest expense | $4,901,000 | 2,918 |
| Salaries and employee benefits | $2,132,000 | 3,028 |
| Premises and equipment expense | $631,000 | 3,203 |
| Additional noninterest expense | $2,138,000 | 2,650 |
| Pre-tax net operating income | $2,733,000 | 2,266 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $855,000 | 2,436 |
| Income before extraordinary items | $1,878,000 | 2,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,878,000 | 2,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 3,595 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,878,000 | 2,267 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.