Home > One Valley Bank of Clarksburg > Net Loans and Leases
One Valley Bank of Clarksburg, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $159,042,000 | 1,788 |
| Loan loss allowance | $2,228,000 | 1,614 |
| Total loans and leases | $161,270,000 | 1,780 |
| Unearned income | $7,000 | 4,255 |
| Loans and leases, gross | $161,277,000 | 1,784 |
| All real estate loans | $109,911,000 | 1,784 |
| Real estate loans in domestic offices | $109,911,000 | 1,784 |
| Construction and development loans | $2,678,000 | 3,428 |
| Commercial RE | $15,153,000 | 2,935 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,143,000 | 3,039 |
| 1-4 family residential loans | $90,672,000 | 1,345 |
| Farmland loans | $265,000 | 6,199 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $13,991,000 | 2,514 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $35,327,000 | 930 |
| Credit card loans | $45,000 | 5,222 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $35,282,000 | 821 |
| All other loans & leases | $2,048,000 | 1,587 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $1,937,000 | 733 |
| Other loans | $111,000 | 3,408 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $270,000 | 808 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $149,023,000 | 1,948 |
| Loan loss allowance | $1,975,000 | 1,925 |
| Total loans and leases | $150,998,000 | 1,947 |
| Unearned income | $10,000 | 5,796 |
| Loans and leases, gross | $150,998,000 | 1,957 |
| All real estate loans | $104,213,000 | 1,885 |
| Real estate loans in domestic offices | $104,213,000 | 1,885 |
| Construction and development loans | $2,879,000 | 3,399 |
| Commercial RE | $13,908,000 | 3,080 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,051,000 | 3,282 |
| 1-4 family residential loans | $86,119,000 | 1,457 |
| Farmland loans | $256,000 | 6,451 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $11,001,000 | 3,057 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $33,704,000 | 1,127 |
| Credit card loans | $563,000 | 2,406 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $33,141,000 | 1,009 |
| All other loans & leases | $2,090,000 | 1,636 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $2,066,000 | 771 |
| Other loans | $24,000 | 5,993 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $319,000 | 854 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $129,584,000 | 2,156 |
| Loan loss allowance | $2,145,000 | 1,818 |
| Total loans and leases | $131,729,000 | 2,151 |
| Unearned income | $18,000 | 6,068 |
| Loans and leases, gross | $131,729,000 | 2,160 |
| All real estate loans | $91,609,000 | 2,089 |
| Real estate loans in domestic offices | $91,609,000 | 2,089 |
| Construction and development loans | $2,499,000 | 3,565 |
| Commercial RE | $14,907,000 | 2,863 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $294,000 | 5,461 |
| 1-4 family residential loans | $73,744,000 | 1,652 |
| Farmland loans | $165,000 | 7,091 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $10,559,000 | 3,068 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $28,546,000 | 1,289 |
| Credit card loans | $954,000 | 1,768 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $27,592,000 | 1,182 |
| All other loans & leases | $1,033,000 | 2,618 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $440,000 | 2,229 |
| Other loans | $593,000 | 1,644 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $365,000 | 894 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $117,797,000 | 2,305 |
| Loan loss allowance | $2,163,000 | 1,838 |
| Total loans and leases | $119,960,000 | 2,299 |
| Unearned income | $24,000 | 6,530 |
| Loans and leases, gross | $119,960,000 | 2,310 |
| All real estate loans | $87,831,000 | 2,150 |
| Real estate loans in domestic offices | $87,831,000 | 2,148 |
| Construction and development loans | $977,000 | 5,404 |
| Commercial RE | $21,690,000 | 2,093 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $410,000 | 5,146 |
| 1-4 family residential loans | $64,581,000 | 1,828 |
| Farmland loans | $173,000 | 7,291 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $8,347,000 | 3,532 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $23,290,000 | 1,503 |
| Credit card loans | $1,100,000 | 1,628 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,190,000 | 1,418 |
| All other loans & leases | $516,000 | 3,972 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $514,000 | 2,161 |
| Other loans | $2,000 | 8,972 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $405,000 | 894 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $66,659,000 | 3,770 |
| Loan loss allowance | $2,107,000 | 1,989 |
| Total loans and leases | $68,766,000 | 3,708 |
| Unearned income | $45,000 | 6,583 |
| Loans and leases, gross | $68,766,000 | 3,723 |
| All real estate loans | $48,699,000 | 3,520 |
| Real estate loans in domestic offices | $48,699,000 | 3,520 |
| Construction and development loans | $1,218,000 | 4,796 |
| Commercial RE | $13,404,000 | 3,021 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $552,000 | 4,697 |
| 1-4 family residential loans | $33,457,000 | 3,131 |
| Farmland loans | $68,000 | 8,246 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $8,520,000 | 3,401 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $10,997,000 | 2,688 |
| Credit card loans | $403,000 | 2,910 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,594,000 | 2,568 |
| All other loans & leases | $595,000 | 3,828 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $567,000 | 2,107 |
| Other loans | $28,000 | 6,203 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $445,000 | 886 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $62,507,000 | 4,028 |
| Loan loss allowance | $2,743,000 | 1,642 |
| Total loans and leases | $65,250,000 | 3,943 |
| Unearned income | $115,000 | 5,934 |
| Loans and leases, gross | $65,250,000 | 3,952 |
| All real estate loans | $49,214,000 | 3,526 |
| Real estate loans in domestic offices | $49,214,000 | 3,526 |
| Construction and development loans | $1,205,000 | 4,756 |
| Commercial RE | $14,281,000 | 2,844 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $917,000 | 3,751 |
| 1-4 family residential loans | $32,733,000 | 3,262 |
| Farmland loans | $78,000 | 8,311 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $9,026,000 | 3,311 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $6,477,000 | 4,353 |
| Credit card loans | $174,000 | 4,216 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,303,000 | 4,205 |
| All other loans & leases | $648,000 | 3,875 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $616,000 | 2,168 |
| Other loans | $32,000 | 6,103 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $482,000 | 939 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |