Home > One Valley Bank of Clarksburg > Assets and Liabilities
One Valley Bank of Clarksburg, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 104 | 1,689 |
| Assets and Liabilities | ||
| Total Assets: | $289,399,000 | 1,578 |
| Cash and due from depository institutions | $10,243,000 | 1,689 |
| Interest-bearing balances | $23,000 | 5,803 |
| Securities | $112,504,000 | 1,024 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 8,140 |
| Net loans & leases | $159,042,000 | 1,788 |
| Loan loss allowance | $2,228,000 | 1,614 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,174,000 | 1,901 |
| Other real estate owned | $144,000 | 1,689 |
| Goodwill and other intangibles | $168,000 | 2,357 |
| All other assets | $3,106,000 | 2,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,399,000 | 1,578 |
| Total liabilities | $269,382,000 | 1,528 |
| Total deposits | $231,790,000 | 1,603 |
| Interest-bearing deposits | $213,901,000 | 1,506 |
| Deposits held in domestic offices | $231,790,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,503,000 | 566 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,089,000 | 1,941 |
| Total equity capital | $20,017,000 | 2,223 |
| Total bank equity capital | $20,017,000 | 2,223 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,160,000 | 1,718 |
| Surplus | $4,700,000 | 2,942 |
| Undivided profits | $13,157,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $869,000 | 2,640 |
| Earning assets | $271,587,000 | 1,553 |
| Long-term assets (5+ years) | $95,542,000 | 815 |
| Average Assets, year-to-date | $280,804,000 | 1,534 |
| Average Assets, quarterly | $290,606,000 | 1,541 |
| Volatile liabilities | $61,857,000 | 1,194 |
| Insider loans | $5,469,000 | 758 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $312,000 | 1,192 |
| Unused loan commitments | $22,787,000 | 1,914 |
| Tier 1 (core) risk-based capital | $19,338,000 | 2,210 |
| Tier 2 risk-based capital | $1,972,780 | 1,554 |
| Total risk weighted assets | $157,567,480 | 1,786 |
| Total unused commitments | $22,787,000 | 1,920 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 100 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $271,548,000 | 1,707 |
| Cash and due from depository institutions | $11,671,000 | 1,867 |
| Interest-bearing balances | $3,000 | 6,497 |
| Securities | $104,094,000 | 1,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $149,023,000 | 1,948 |
| Loan loss allowance | $1,975,000 | 1,925 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,846,000 | 2,062 |
| Other real estate owned | $193,000 | 1,867 |
| Goodwill and other intangibles | $233,000 | 2,057 |
| All other assets | $2,488,000 | 2,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,548,000 | 1,707 |
| Total liabilities | $252,303,000 | 1,667 |
| Total deposits | $217,870,000 | 1,757 |
| Interest-bearing deposits | $198,494,000 | 1,685 |
| Deposits held in domestic offices | $217,870,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,892,000 | 694 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,541,000 | 2,513 |
| Total equity capital | $19,245,000 | 2,337 |
| Total bank equity capital | $19,245,000 | 2,337 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,160,000 | 1,803 |
| Surplus | $4,700,000 | 3,011 |
| Undivided profits | $12,385,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $809,000 | 2,822 |
| Earning assets | $253,120,000 | 1,685 |
| Long-term assets (5+ years) | $48,619,000 | 1,314 |
| Average Assets, year-to-date | $267,313,800 | 1,669 |
| Average Assets, quarterly | $272,838,000 | 1,687 |
| Volatile liabilities | $53,481,000 | 1,328 |
| Insider loans | $4,015,000 | 1,073 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $378,000 | 1,051 |
| Unused loan commitments | $20,321,000 | 2,027 |
| Tier 1 (core) risk-based capital | $19,090,000 | 2,262 |
| Tier 2 risk-based capital | $1,790,920 | 1,748 |
| Total risk weighted assets | $143,089,620 | 1,962 |
| Total unused commitments | $20,321,000 | 2,041 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 120 | 1,602 |
| Assets and Liabilities | ||
| Total Assets: | $259,680,000 | 1,808 |
| Cash and due from depository institutions | $11,494,000 | 1,602 |
| Interest-bearing balances | $27,000 | 6,030 |
| Securities | $110,681,000 | 1,127 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 8,003 |
| Net loans & leases | $129,584,000 | 2,156 |
| Loan loss allowance | $2,145,000 | 1,818 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,268,000 | 1,789 |
| Other real estate owned | $0 | 1,602 |
| Goodwill and other intangibles | $313,000 | 1,795 |
| All other assets | $2,690,000 | 2,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,680,000 | 1,808 |
| Total liabilities | $239,788,000 | 1,775 |
| Total deposits | $207,118,000 | 1,891 |
| Interest-bearing deposits | $186,330,000 | 1,804 |
| Deposits held in domestic offices | $207,118,000 | 1,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,528,000 | 838 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $12,465,000 | 1,065 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,677,000 | 2,415 |
| Total equity capital | $19,892,000 | 2,245 |
| Total bank equity capital | $19,892,000 | 2,245 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,160,000 | 1,840 |
| Surplus | $4,700,000 | 3,016 |
| Undivided profits | $13,032,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $746,000 | 3,152 |
| Earning assets | $240,942,000 | 1,779 |
| Long-term assets (5+ years) | $56,250,000 | 1,072 |
| Average Assets, year-to-date | $259,692,200 | 1,737 |
| Average Assets, quarterly | $259,182,500 | 1,797 |
| Volatile liabilities | $39,065,000 | 1,546 |
| Insider loans | $3,902,000 | 1,139 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $486,000 | 1,036 |
| Unused loan commitments | $14,368,000 | 2,515 |
| Tier 1 (core) risk-based capital | $19,049,000 | 2,234 |
| Tier 2 risk-based capital | $1,645,310 | 1,877 |
| Total risk weighted assets | $131,124,710 | 2,119 |
| Total unused commitments | $14,368,000 | 2,527 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 121 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $256,458,000 | 1,796 |
| Cash and due from depository institutions | $11,194,000 | 1,637 |
| Interest-bearing balances | $37,000 | 6,242 |
| Securities | $119,707,000 | 1,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $117,797,000 | 2,305 |
| Loan loss allowance | $2,163,000 | 1,838 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,235,000 | 1,747 |
| Other real estate owned | $0 | 1,637 |
| Goodwill and other intangibles | $400,000 | 1,572 |
| All other assets | $3,125,000 | 2,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,458,000 | 1,796 |
| Total liabilities | $239,928,000 | 1,757 |
| Total deposits | $210,270,000 | 1,799 |
| Interest-bearing deposits | $191,259,000 | 1,727 |
| Deposits held in domestic offices | $210,270,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,579,000 | 866 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 1,387 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,079,000 | 2,904 |
| Total equity capital | $16,530,000 | 2,471 |
| Total bank equity capital | $16,530,000 | 2,471 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,160,000 | 1,891 |
| Surplus | $4,700,000 | 2,918 |
| Undivided profits | $9,670,000 | 2,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $930,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $624,000 | 3,324 |
| Earning assets | $237,541,000 | 1,772 |
| Long-term assets (5+ years) | $99,964,000 | 675 |
| Average Assets, year-to-date | $220,428,200 | 2,046 |
| Average Assets, quarterly | $256,814,500 | 1,779 |
| Volatile liabilities | $38,932,000 | 1,497 |
| Insider loans | $2,713,000 | 1,552 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,064,000 | 3,351 |
| Tier 1 (core) risk-based capital | $16,996,000 | 2,413 |
| Tier 2 risk-based capital | $1,536,550 | 1,998 |
| Total risk weighted assets | $122,297,850 | 2,213 |
| Total unused commitments | $9,064,000 | 3,359 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 93 | 2,257 |
| Assets and Liabilities | ||
| Total Assets: | $200,905,000 | 2,317 |
| Cash and due from depository institutions | $5,558,000 | 2,257 |
| Interest-bearing balances | $59,000 | 7,023 |
| Securities | $123,214,000 | 1,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $66,659,000 | 3,770 |
| Loan loss allowance | $2,107,000 | 1,989 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,637,000 | 2,778 |
| Other real estate owned | $276,000 | 2,257 |
| Goodwill and other intangibles | $501,000 | 1,360 |
| All other assets | $2,060,000 | 3,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,905,000 | 2,317 |
| Total liabilities | $185,808,000 | 2,292 |
| Total deposits | $151,876,000 | 2,598 |
| Interest-bearing deposits | $134,491,000 | 2,554 |
| Deposits held in domestic offices | $151,876,000 | 2,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,587,000 | 801 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,485,000 | 869 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $860,000 | 3,507 |
| Total equity capital | $15,097,000 | 2,675 |
| Total bank equity capital | $15,097,000 | 2,675 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,160,000 | 1,920 |
| Surplus | $4,700,000 | 2,854 |
| Undivided profits | $8,237,000 | 2,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 5,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $301,000 | 6,063 |
| Earning assets | $189,932,000 | 2,243 |
| Long-term assets (5+ years) | $83,561,000 | 780 |
| Average Assets, year-to-date | $197,605,800 | 2,283 |
| Average Assets, quarterly | $200,850,500 | 2,294 |
| Volatile liabilities | $39,212,000 | 1,432 |
| Insider loans | $360,000 | 6,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $406,000 | 1,285 |
| Unused loan commitments | $5,735,000 | 4,506 |
| Tier 1 (core) risk-based capital | $14,596,000 | 2,700 |
| Tier 2 risk-based capital | $1,036,780 | 2,786 |
| Total risk weighted assets | $81,871,880 | 3,153 |
| Total unused commitments | $5,735,000 | 4,529 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 90 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $187,670,000 | 2,515 |
| Cash and due from depository institutions | $9,432,000 | 2,417 |
| Interest-bearing balances | $52,000 | 7,628 |
| Securities | $105,839,000 | 1,267 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $62,507,000 | 4,028 |
| Loan loss allowance | $2,743,000 | 1,642 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,896,000 | 2,545 |
| Other real estate owned | $324,000 | 2,417 |
| Goodwill and other intangibles | $493,000 | 1,359 |
| All other assets | $2,179,000 | 3,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,670,000 | 2,515 |
| Total liabilities | $173,764,000 | 2,502 |
| Total deposits | $150,442,000 | 2,747 |
| Interest-bearing deposits | $132,695,000 | 2,711 |
| Deposits held in domestic offices | $150,442,000 | 2,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,032,000 | 887 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,400,000 | 987 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $890,000 | 3,610 |
| Total equity capital | $13,906,000 | 2,767 |
| Total bank equity capital | $13,906,000 | 2,767 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,160,000 | 1,984 |
| Surplus | $4,700,000 | 2,736 |
| Undivided profits | $7,046,000 | 3,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $987,000 | 3,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $328,000 | 6,063 |
| Earning assets | $172,398,000 | 2,514 |
| Long-term assets (5+ years) | $66,147,000 | 907 |
| Average Assets, year-to-date | $176,439,200 | 2,624 |
| Average Assets, quarterly | $185,015,500 | 2,542 |
| Volatile liabilities | $29,792,000 | 1,721 |
| Insider loans | $240,000 | 3,444 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,787,000 | 4,211 |
| Tier 1 (core) risk-based capital | $13,413,000 | 2,822 |
| Tier 2 risk-based capital | $960,530 | 3,015 |
| Total risk weighted assets | $75,060,130 | 3,477 |
| Total unused commitments | $5,787,000 | 4,231 |
| Derivatives | $0 | 651 |