Home > One Valley Bank - North, Inc. > Income and Expense
One Valley Bank - North, Inc., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,060,000 | 1,706 |
| Total interest expense | $8,500,000 | 1,743 |
| Net interest income | $10,560,000 | 1,650 |
| Provision for loan and lease losses | $229,000 | 3,276 |
| Total noninterest income | $1,608,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $980,000 | 1,334 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $628,000 | 2,551 |
| Total noninterest expense | $5,844,000 | 2,330 |
| Salaries and employee benefits | $2,774,000 | 2,530 |
| Premises and equipment expense | $866,000 | 2,346 |
| Additional noninterest expense | $2,204,000 | 1,979 |
| Pre-tax net operating income | $6,095,000 | 1,258 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,930,000 | 1,264 |
| Income before extraordinary items | $4,165,000 | 1,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,165,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,589 |
| Cash dividends | $4,275,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,165,000 | 1,284 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,156,000 | 1,782 |
| Total interest expense | $7,792,000 | 1,961 |
| Net interest income | $10,364,000 | 1,642 |
| Provision for loan and lease losses | $306,000 | 2,541 |
| Total noninterest income | $1,451,000 | 2,326 |
| Gross Fiduciary activities income | $5,000 | 1,335 |
| Service charges on deposit accounts | $828,000 | 1,530 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $618,000 | 2,595 |
| Total noninterest expense | $5,949,000 | 2,196 |
| Salaries and employee benefits | $2,851,000 | 2,369 |
| Premises and equipment expense | $796,000 | 2,461 |
| Additional noninterest expense | $2,302,000 | 1,834 |
| Pre-tax net operating income | $5,560,000 | 1,348 |
| Securities gains (losses) | $60,000 | 1,611 |
| Applicable income taxes | $1,830,000 | 1,374 |
| Income before extraordinary items | $3,790,000 | 1,400 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,790,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,022 |
| Cash dividends | $3,650,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,749,800 | 1,357 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,777,000 | 1,858 |
| Total interest expense | $7,655,000 | 2,005 |
| Net interest income | $10,122,000 | 1,724 |
| Provision for loan and lease losses | $264,000 | 2,856 |
| Total noninterest income | $1,277,000 | 2,490 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $821,000 | 1,582 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $452,000 | 3,033 |
| Total noninterest expense | $6,076,000 | 2,116 |
| Salaries and employee benefits | $3,082,000 | 2,146 |
| Premises and equipment expense | $754,000 | 2,562 |
| Additional noninterest expense | $2,240,000 | 1,899 |
| Pre-tax net operating income | $5,059,000 | 1,530 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,659,000 | 1,559 |
| Income before extraordinary items | $3,400,000 | 1,590 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,400,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,620 |
| Cash dividends | $3,300,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,400,000 | 1,550 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,296,000 | 1,951 |
| Total interest expense | $7,297,000 | 2,143 |
| Net interest income | $9,999,000 | 1,766 |
| Provision for loan and lease losses | $212,000 | 3,286 |
| Total noninterest income | $1,143,000 | 2,790 |
| Gross Fiduciary activities income | $4,000 | 1,462 |
| Service charges on deposit accounts | $705,000 | 1,924 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $434,000 | 3,222 |
| Total noninterest expense | $5,908,000 | 2,332 |
| Salaries and employee benefits | $3,028,000 | 2,208 |
| Premises and equipment expense | $784,000 | 2,500 |
| Additional noninterest expense | $2,096,000 | 2,351 |
| Pre-tax net operating income | $5,022,000 | 1,434 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,640,000 | 1,470 |
| Income before extraordinary items | $3,382,000 | 1,454 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,382,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,258 |
| Cash dividends | $3,300,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,382,000 | 1,420 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,703,000 | 2,014 |
| Total interest expense | $6,876,000 | 2,272 |
| Net interest income | $9,827,000 | 1,822 |
| Provision for loan and lease losses | $117,000 | 4,277 |
| Total noninterest income | $1,099,000 | 2,894 |
| Gross Fiduciary activities income | $18,000 | 1,421 |
| Service charges on deposit accounts | $674,000 | 2,001 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $407,000 | 3,284 |
| Total noninterest expense | $5,682,000 | 2,394 |
| Salaries and employee benefits | $2,976,000 | 2,222 |
| Premises and equipment expense | $780,000 | 2,549 |
| Additional noninterest expense | $1,926,000 | 2,477 |
| Pre-tax net operating income | $5,127,000 | 1,472 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $1,697,000 | 1,471 |
| Income before extraordinary items | $3,435,000 | 1,494 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,435,000 | 1,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,360 |
| Cash dividends | $3,300,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,431,650 | 1,477 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,902,000 | 2,077 |
| Total interest expense | $5,666,000 | 2,200 |
| Net interest income | $9,236,000 | 1,967 |
| Provision for loan and lease losses | $128,000 | 3,919 |
| Total noninterest income | $811,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $468,000 | 2,952 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $343,000 | 3,763 |
| Total noninterest expense | $5,539,000 | 2,516 |
| Salaries and employee benefits | $2,779,000 | 2,412 |
| Premises and equipment expense | $740,000 | 2,701 |
| Additional noninterest expense | $2,020,000 | 2,554 |
| Pre-tax net operating income | $4,380,000 | 1,635 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $1,280,000 | 1,783 |
| Income before extraordinary items | $3,115,000 | 1,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,115,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $2,909,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,104,350 | 1,585 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,592,000 | 3,574 |
| Total interest expense | $3,562,000 | 3,522 |
| Net interest income | $5,030,000 | 3,553 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | $20,000 | 1,445 |
| Service charges on deposit accounts | $139,000 | 7,368 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $3,245,000 | 4,205 |
| Salaries and employee benefits | $1,606,000 | 4,012 |
| Premises and equipment expense | $428,000 | 4,447 |
| Additional noninterest expense | $1,211,000 | 4,160 |
| Pre-tax net operating income | $1,969,000 | 3,360 |
| Securities gains (losses) | $-39,000 | 13,053 |
| Applicable income taxes | $457,000 | 4,540 |
| Income before extraordinary items | $1,473,000 | 3,295 |
| Extraordinary gains, net | $60,000 | 2,033 |
| Net income | $1,533,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,647 |
| Cash dividends | $1,272,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,502,640 | 3,072 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,554,000 | 3,653 |
| Total interest expense | $4,694,000 | 3,498 |
| Net interest income | $4,860,000 | 3,747 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $274,000 | 8,113 |
| Gross Fiduciary activities income | $20,000 | 1,486 |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $2,821,000 | 4,783 |
| Salaries and employee benefits | $1,477,000 | 4,294 |
| Premises and equipment expense | $395,000 | 4,841 |
| Additional noninterest expense | $949,000 | 5,275 |
| Pre-tax net operating income | $2,181,000 | 2,861 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $569,000 | 3,584 |
| Income before extraordinary items | $1,619,000 | 2,836 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,619,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $975,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,613,820 | 2,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.