Home > One Valley Bank - North, Inc. > Assets and Liabilities
One Valley Bank - North, Inc., Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 95 | 1,785 |
| Assets and Liabilities | ||
| Total Assets: | $267,148,000 | 1,770 |
| Cash and due from depository institutions | $9,273,000 | 1,785 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $80,086,000 | 1,434 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,716 |
| Net loans & leases | $170,947,000 | 1,761 |
| Loan loss allowance | $1,994,000 | 1,849 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,520,000 | 3,344 |
| Other real estate owned | $122,000 | 1,785 |
| Goodwill and other intangibles | $25,000 | 3,017 |
| All other assets | $3,675,000 | 2,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,148,000 | 1,770 |
| Total liabilities | $249,424,000 | 1,720 |
| Total deposits | $227,062,000 | 1,656 |
| Interest-bearing deposits | $202,235,000 | 1,614 |
| Deposits held in domestic offices | $227,062,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,581,000 | 1,315 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,602,000 | 1,730 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,179,000 | 2,847 |
| Total equity capital | $17,724,000 | 2,485 |
| Total bank equity capital | $17,724,000 | 2,485 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $4,844,000 | 3,088 |
| Undivided profits | $10,880,000 | 2,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 2,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,093 |
| Income earned, not collected on loans | $744,000 | 3,167 |
| Earning assets | $251,534,000 | 1,721 |
| Long-term assets (5+ years) | $166,585,000 | 627 |
| Average Assets, year-to-date | $262,692,800 | 1,727 |
| Average Assets, quarterly | $267,207,500 | 1,756 |
| Volatile liabilities | $32,011,000 | 2,430 |
| Insider loans | $1,644,000 | 2,630 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,292,000 | 2,842 |
| Tier 1 (core) risk-based capital | $19,394,000 | 2,272 |
| Tier 2 risk-based capital | $1,994,000 | 1,699 |
| Total risk weighted assets | $159,853,600 | 1,922 |
| Total unused commitments | $15,292,000 | 2,849 |
| Derivatives | $10,000,000 | 345 |
| 1998-12-31 | Rank | |
| # of Employees: | 97 | 1,751 |
| Assets and Liabilities | ||
| Total Assets: | $252,574,000 | 1,826 |
| Cash and due from depository institutions | $7,101,000 | 1,751 |
| Interest-bearing balances | $19,000 | 6,052 |
| Securities | $84,659,000 | 1,393 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $151,927,000 | 1,848 |
| Loan loss allowance | $1,941,000 | 1,827 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,756,000 | 2,920 |
| Other real estate owned | $49,000 | 1,751 |
| Goodwill and other intangibles | $56,000 | 2,865 |
| All other assets | $2,026,000 | 3,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,574,000 | 1,826 |
| Total liabilities | $232,697,000 | 1,789 |
| Total deposits | $223,758,000 | 1,681 |
| Interest-bearing deposits | $198,533,000 | 1,620 |
| Deposits held in domestic offices | $223,758,000 | 1,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,848,000 | 1,151 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,091,000 | 3,276 |
| Total equity capital | $19,877,000 | 2,270 |
| Total bank equity capital | $19,877,000 | 2,270 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $4,844,000 | 2,948 |
| Undivided profits | $13,033,000 | 2,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $736,000 | 3,145 |
| Earning assets | $240,605,000 | 1,772 |
| Long-term assets (5+ years) | $144,024,000 | 650 |
| Average Assets, year-to-date | $244,366,200 | 1,787 |
| Average Assets, quarterly | $250,198,500 | 1,810 |
| Volatile liabilities | $20,376,000 | 2,957 |
| Insider loans | $7,040,000 | 582 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $42,000 | 1,651 |
| Unused loan commitments | $16,122,000 | 2,631 |
| Tier 1 (core) risk-based capital | $19,473,000 | 2,195 |
| Tier 2 risk-based capital | $1,857,250 | 1,729 |
| Total risk weighted assets | $148,496,250 | 1,926 |
| Total unused commitments | $16,122,000 | 2,638 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 104 | 1,689 |
| Assets and Liabilities | ||
| Total Assets: | $239,600,000 | 1,908 |
| Cash and due from depository institutions | $4,899,000 | 1,689 |
| Interest-bearing balances | $17,000 | 5,937 |
| Securities | $92,760,000 | 1,241 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $136,682,000 | 2,054 |
| Loan loss allowance | $1,776,000 | 1,992 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,596,000 | 3,063 |
| Other real estate owned | $48,000 | 1,689 |
| Goodwill and other intangibles | $102,000 | 2,601 |
| All other assets | $2,513,000 | 2,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,600,000 | 1,908 |
| Total liabilities | $219,804,000 | 1,868 |
| Total deposits | $205,938,000 | 1,822 |
| Interest-bearing deposits | $183,682,000 | 1,762 |
| Deposits held in domestic offices | $205,938,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,675,000 | 946 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,191,000 | 3,092 |
| Total equity capital | $19,796,000 | 2,248 |
| Total bank equity capital | $19,796,000 | 2,248 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $4,844,000 | 2,866 |
| Undivided profits | $12,952,000 | 2,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $714,000 | 3,285 |
| Earning assets | $229,459,000 | 1,830 |
| Long-term assets (5+ years) | $126,955,000 | 624 |
| Average Assets, year-to-date | $236,373,600 | 1,836 |
| Average Assets, quarterly | $240,017,000 | 1,877 |
| Volatile liabilities | $21,895,000 | 2,791 |
| Insider loans | $2,717,000 | 1,563 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $53,000 | 1,517 |
| Unused loan commitments | $15,465,000 | 2,558 |
| Tier 1 (core) risk-based capital | $19,286,000 | 2,216 |
| Tier 2 risk-based capital | $1,763,490 | 1,722 |
| Total risk weighted assets | $141,066,490 | 1,987 |
| Total unused commitments | $15,465,000 | 2,564 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 109 | 1,708 |
| Assets and Liabilities | ||
| Total Assets: | $229,540,000 | 2,038 |
| Cash and due from depository institutions | $5,823,000 | 1,708 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $89,897,000 | 1,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $128,244,000 | 2,214 |
| Loan loss allowance | $1,703,000 | 2,185 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,681,000 | 2,887 |
| Other real estate owned | $0 | 1,708 |
| Goodwill and other intangibles | $166,000 | 2,219 |
| All other assets | $2,729,000 | 2,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,540,000 | 2,038 |
| Total liabilities | $210,259,000 | 2,010 |
| Total deposits | $197,869,000 | 1,965 |
| Interest-bearing deposits | $177,595,000 | 1,884 |
| Deposits held in domestic offices | $197,869,000 | 1,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,096,000 | 1,088 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,294,000 | 2,889 |
| Total equity capital | $19,281,000 | 2,329 |
| Total bank equity capital | $19,281,000 | 2,329 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $4,844,000 | 2,940 |
| Undivided profits | $12,437,000 | 2,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $662,000 | 3,485 |
| Earning assets | $218,142,000 | 1,971 |
| Long-term assets (5+ years) | $103,063,000 | 705 |
| Average Assets, year-to-date | $231,669,400 | 1,958 |
| Average Assets, quarterly | $226,912,000 | 2,045 |
| Volatile liabilities | $19,210,000 | 2,992 |
| Insider loans | $2,570,000 | 1,673 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,289,000 | 2,772 |
| Tier 1 (core) risk-based capital | $19,122,000 | 2,255 |
| Tier 2 risk-based capital | $1,679,460 | 1,863 |
| Total risk weighted assets | $134,333,460 | 2,099 |
| Total unused commitments | $13,289,000 | 2,785 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 109 | 1,757 |
| Assets and Liabilities | ||
| Total Assets: | $234,591,000 | 2,000 |
| Cash and due from depository institutions | $5,553,000 | 1,757 |
| Interest-bearing balances | $19,000 | 6,204 |
| Securities | $102,708,000 | 1,217 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $120,711,000 | 2,291 |
| Loan loss allowance | $1,634,000 | 2,310 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,739,000 | 2,764 |
| Other real estate owned | $12,000 | 1,757 |
| Goodwill and other intangibles | $234,000 | 1,938 |
| All other assets | $2,634,000 | 2,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,591,000 | 2,000 |
| Total liabilities | $214,967,000 | 1,973 |
| Total deposits | $199,539,000 | 1,967 |
| Interest-bearing deposits | $179,895,000 | 1,875 |
| Deposits held in domestic offices | $199,539,000 | 1,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,198,000 | 935 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,230,000 | 3,070 |
| Total equity capital | $19,624,000 | 2,265 |
| Total bank equity capital | $19,624,000 | 2,265 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $4,844,000 | 2,938 |
| Undivided profits | $12,780,000 | 2,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $721,000 | 3,263 |
| Earning assets | $223,438,000 | 1,924 |
| Long-term assets (5+ years) | $85,137,000 | 773 |
| Average Assets, year-to-date | $224,494,600 | 2,019 |
| Average Assets, quarterly | $229,118,500 | 2,034 |
| Volatile liabilities | $23,269,000 | 2,331 |
| Insider loans | $2,455,000 | 1,779 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,472,000 | 2,971 |
| Tier 1 (core) risk-based capital | $18,972,000 | 2,249 |
| Tier 2 risk-based capital | $1,634,000 | 1,888 |
| Total risk weighted assets | $131,451,300 | 2,114 |
| Total unused commitments | $11,472,000 | 2,982 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 97 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $220,982,000 | 2,094 |
| Cash and due from depository institutions | $7,955,000 | 2,077 |
| Interest-bearing balances | $63,000 | 5,998 |
| Securities | $90,360,000 | 1,433 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $116,012,000 | 2,339 |
| Loan loss allowance | $1,639,000 | 2,340 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,624,000 | 2,818 |
| Other real estate owned | $26,000 | 2,077 |
| Goodwill and other intangibles | $324,000 | 1,685 |
| All other assets | $3,681,000 | 2,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,982,000 | 2,094 |
| Total liabilities | $202,468,000 | 2,069 |
| Total deposits | $194,102,000 | 1,991 |
| Interest-bearing deposits | $173,638,000 | 1,904 |
| Deposits held in domestic offices | $194,102,000 | 1,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,112,000 | 1,510 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,254,000 | 2,563 |
| Total equity capital | $18,514,000 | 2,215 |
| Total bank equity capital | $18,514,000 | 2,215 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $4,844,000 | 2,849 |
| Undivided profits | $11,670,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 4,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,304 |
| Income earned, not collected on loans | $585,000 | 3,564 |
| Earning assets | $206,435,000 | 2,056 |
| Long-term assets (5+ years) | $70,779,000 | 895 |
| Average Assets, year-to-date | $213,057,000 | 2,110 |
| Average Assets, quarterly | $220,050,500 | 2,087 |
| Volatile liabilities | $15,543,000 | 3,102 |
| Insider loans | $2,276,000 | 1,839 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,999,000 | 3,377 |
| Tier 1 (core) risk-based capital | $18,747,000 | 2,193 |
| Tier 2 risk-based capital | $1,552,730 | 1,978 |
| Total risk weighted assets | $124,132,430 | 2,180 |
| Total unused commitments | $8,999,000 | 3,385 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $118,147,000 | 3,836 |
| Cash and due from depository institutions | $3,476,000 | 4,066 |
| Interest-bearing balances | $15,000 | 7,360 |
| Securities | $65,224,000 | 2,100 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 2,893 |
| Net loans & leases | $41,009,000 | 5,612 |
| Loan loss allowance | $607,000 | 5,538 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,326,000 | 5,119 |
| Other real estate owned | $0 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,262,000 | 3,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,147,000 | 3,836 |
| Total liabilities | $107,216,000 | 3,822 |
| Total deposits | $105,464,000 | 3,694 |
| Interest-bearing deposits | $96,951,000 | 3,493 |
| Deposits held in domestic offices | $105,464,000 | 3,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,450,000 | 2,498 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $302,000 | 7,514 |
| Total equity capital | $10,931,000 | 3,726 |
| Total bank equity capital | $10,931,000 | 3,726 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $7,831,000 | 2,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 6,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,464 |
| Income earned, not collected on loans | $255,000 | 6,890 |
| Earning assets | $111,098,000 | 3,735 |
| Long-term assets (5+ years) | $50,082,000 | 1,205 |
| Average Assets, year-to-date | $120,570,800 | 3,660 |
| Average Assets, quarterly | $119,128,000 | 3,769 |
| Volatile liabilities | $2,987,000 | 8,406 |
| Insider loans | $538,000 | 5,495 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,952,000 | 7,591 |
| Tier 1 (core) risk-based capital | $10,931,000 | 3,655 |
| Tier 2 risk-based capital | $607,000 | 4,480 |
| Total risk weighted assets | $49,851,000 | 4,911 |
| Total unused commitments | $1,952,000 | 7,617 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 52 | 4,076 |
| Assets and Liabilities | ||
| Total Assets: | $120,888,000 | 3,812 |
| Cash and due from depository institutions | $3,963,000 | 4,076 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $66,974,000 | 2,010 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 3,043 |
| Net loans & leases | $41,462,000 | 5,585 |
| Loan loss allowance | $639,000 | 5,378 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,584,000 | 4,446 |
| Other real estate owned | $12,000 | 4,076 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,543,000 | 4,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,888,000 | 3,812 |
| Total liabilities | $110,218,000 | 3,839 |
| Total deposits | $109,133,000 | 3,709 |
| Interest-bearing deposits | $101,078,000 | 3,491 |
| Deposits held in domestic offices | $109,133,000 | 3,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000 | 2,967 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $560,000 | 5,316 |
| Total equity capital | $10,670,000 | 3,627 |
| Total bank equity capital | $10,670,000 | 3,627 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $7,570,000 | 2,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 7,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $275,000 | 6,992 |
| Earning assets | $113,786,000 | 3,717 |
| Long-term assets (5+ years) | $39,722,000 | 1,449 |
| Average Assets, year-to-date | $117,772,400 | 3,836 |
| Average Assets, quarterly | $119,400,500 | 3,834 |
| Volatile liabilities | $2,222,000 | 9,657 |
| Insider loans | $240,000 | 3,444 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,318,000 | 6,890 |
| Tier 1 (core) risk-based capital | $10,670,000 | 3,572 |
| Tier 2 risk-based capital | $629,430 | 4,321 |
| Total risk weighted assets | $50,345,130 | 4,902 |
| Total unused commitments | $2,318,000 | 6,920 |
| Derivatives | $0 | 651 |