Home > One Valley Bank, Inc. > Loan Charge- Offs and Recoveries

One Valley Bank, Inc., Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$625,0001,323
Loans secured by real estate, total$54,0001,755
To non-U.S. addressees$08
Real estate loans in domestic offices$54,0001,754
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$54,0001,201
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$348,000925
Loans to individuals$223,0001,311
Credit card loan charge offs$18,0001,399
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$205,0001,183
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$468,000618
Loans secured by real estate, total$11,0001,978
To non-U.S. addressees$09
Real estate loans in domestic offices$11,0001,978
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$11,0001,351
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$288,000368
Loans to individuals$169,000616
Credit card loan recoveries$6,0001,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$163,000513
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$157,0002,777
Loans secured by real estate, total$43,0001,619
To non-U.S. addressees$07
Real estate loans in domestic offices$43,0001,619
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$43,0001,198
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$60,0002,518
To non-U.S. addressees$035
Loans to individuals$54,0002,712
Credit card loan net charge offs$12,0001,498
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$42,0002,781
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$727,0001,175
Loans secured by real estate, total$123,0001,115
To non-U.S. addressees$013
Real estate loans in domestic offices$123,0001,113
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$123,000729
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$116,0002,131
Loans to individuals$488,000781
Credit card loan charge offs$38,0001,010
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$450,000652
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$424,000681
Loans secured by real estate, total$23,0001,505
To non-U.S. addressees$010
Real estate loans in domestic offices$23,0001,506
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$23,000895
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$250,000404
Loans to individuals$151,000664
Credit card loan recoveries$30,000459
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$121,000650
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$303,0001,838
Loans secured by real estate, total$100,0001,003
To non-U.S. addressees$012
Real estate loans in domestic offices$100,0001,001
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$100,000684
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$-134,00010,325
To non-U.S. addressees$036
Loans to individuals$337,000812
Credit card loan net charge offs$8,0001,975
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$329,000641
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$839,0001,140
Loans secured by real estate, total$41,0002,243
To non-U.S. addressees$011
Real estate loans in domestic offices$41,0002,243
Construction and land development$34,000345
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$7,0003,151
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$434,000707
Loans to individuals$364,0001,043
Credit card loan charge offs$74,000777
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$290,000990
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$195,0001,361
Loans secured by real estate, total$25,0001,616
To non-U.S. addressees$012
Real estate loans in domestic offices$25,0001,616
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$25,000962
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$37,0002,142
Loans to individuals$133,000779
Credit card loan recoveries$16,000631
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$117,000731
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$644,0001,092
Loans secured by real estate, total$16,0002,634
To non-U.S. addressees$010
Real estate loans in domestic offices$16,0002,632
Construction and land development$34,000281
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-18,00010,527
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$397,000580
To non-U.S. addressees$021
Loans to individuals$231,0001,147
Credit card loan net charge offs$58,000822
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$173,0001,145
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$476,0001,901
Loans secured by real estate, total$28,0002,803
To non-U.S. addressees$010
Real estate loans in domestic offices$28,0002,803
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$28,0001,993
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$115,0002,176
Loans to individuals$333,0001,143
Credit card loan charge offs$110,000686
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$223,0001,212
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$166,0001,709
Loans secured by real estate, total$1,0004,256
To non-U.S. addressees$08
Real estate loans in domestic offices$1,0004,255
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$1,0003,141
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$32,0002,472
Loans to individuals$133,000854
Credit card loan recoveries$24,000571
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$109,000841
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$310,0002,029
Loans secured by real estate, total$27,0002,269
To non-U.S. addressees$07
Real estate loans in domestic offices$27,0002,268
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$27,0001,702
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$83,0002,057
To non-U.S. addressees$022
Loans to individuals$200,0001,294
Credit card loan net charge offs$86,000700
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$114,0001,551
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$447,0001,905
Loans secured by real estate, total$93,0001,806
To non-U.S. addressees$015
Real estate loans in domestic offices$93,0001,804
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$93,0001,141
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$61,0003,145
Loans to individuals$293,0001,153
Credit card loan charge offs$66,000841
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$227,0001,126
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$269,0001,196
Loans secured by real estate, total$56,0001,269
To non-U.S. addressees$013
Real estate loans in domestic offices$56,0001,268
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$56,000605
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$70,0001,525
Loans to individuals$143,000820
Credit card loan recoveries$15,000761
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$128,000766
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$178,0002,687
Loans secured by real estate, total$37,0002,222
To non-U.S. addressees$012
Real estate loans in domestic offices$37,0002,220
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$37,0001,574
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-9,00010,190
To non-U.S. addressees$022
Loans to individuals$150,0001,403
Credit card loan net charge offs$51,000847
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$99,0001,468
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$280,0002,762
Loans secured by real estate, total$70,0002,311
To non-U.S. addressees$013
Real estate loans in domestic offices$70,0002,311
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$70,0001,413
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$101,0002,429
Loans to individuals$109,0002,098
Credit card loan charge offs$69,000813
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$40,0003,543
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$183,0001,836
Loans secured by real estate, total$25,0002,205
To non-U.S. addressees$012
Real estate loans in domestic offices$25,0002,204
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$25,0001,194
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$71,0001,764
Loans to individuals$87,0001,232
Credit card loan recoveries$17,000737
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$70,0001,277
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$97,0003,796
Loans secured by real estate, total$45,0002,321
To non-U.S. addressees$09
Real estate loans in domestic offices$45,0002,322
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$45,0001,542
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$30,0003,170
To non-U.S. addressees$026
Loans to individuals$22,0004,035
Credit card loan net charge offs$52,000818
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-30,00012,383
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$459,0002,406
Loans secured by real estate, total$147,0002,009
To non-U.S. addressees$019
Real estate loans in domestic offices$147,0002,008
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$116,0001,280
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$31,0002,049
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$79,0003,538
Loans to individuals$233,0001,342
Credit card loan charge offs$119,000696
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$114,0001,928
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$330,0001,251
Loans secured by real estate, total$33,0002,001
To non-U.S. addressees$016
Real estate loans in domestic offices$33,0002,001
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$33,0001,030
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$219,000784
Loans to individuals$78,0001,433
Credit card loan recoveries$13,000872
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$65,0001,454
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$129,0004,007
Loans secured by real estate, total$114,0001,942
To non-U.S. addressees$018
Real estate loans in domestic offices$114,0001,941
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$83,0001,329
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$31,0001,799
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$-140,00013,006
To non-U.S. addressees$036
Loans to individuals$155,0001,342
Credit card loan net charge offs$106,000668
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$49,0002,446
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$551,0002,734
Loans secured by real estate, total$152,0002,470
To non-U.S. addressees$017
Real estate loans in domestic offices$152,0002,470
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$152,0001,237
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$162,0003,083
Loans to individuals$237,0001,665
Credit card loan charge offs$115,000804
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$122,0002,319
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$210,0001,871
Loans secured by real estate, total$58,0001,416
To non-U.S. addressees$07
Real estate loans in domestic offices$58,0001,416
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$58,000641
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$09,301
Loans to individuals$152,000964
Credit card loan recoveries$17,000785
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$135,000900
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$341,0003,114
Loans secured by real estate, total$94,0002,782
To non-U.S. addressees$017
Real estate loans in domestic offices$94,0002,782
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$94,0001,467
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$162,0002,557
To non-U.S. addressees$050
Loans to individuals$85,0002,643
Credit card loan net charge offs$98,000797
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-13,00013,629
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.