Home > One Valley Bank, Inc. > Income and Expense
One Valley Bank, Inc., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $69,151,000 | 538 |
| Total interest expense | $32,201,000 | 532 |
| Net interest income | $36,950,000 | 527 |
| Provision for loan and lease losses | $163,000 | 4,075 |
| Total noninterest income | $7,630,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,172,000 | 436 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,458,000 | 691 |
| Total noninterest expense | $23,012,000 | 683 |
| Salaries and employee benefits | $10,225,000 | 690 |
| Premises and equipment expense | $3,416,000 | 636 |
| Additional noninterest expense | $9,371,000 | 637 |
| Pre-tax net operating income | $21,405,000 | 458 |
| Securities gains (losses) | $35,000 | 1,127 |
| Applicable income taxes | $7,164,000 | 463 |
| Income before extraordinary items | $14,276,000 | 464 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,276,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,777 |
| Cash dividends | $9,550,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $14,252,550 | 460 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $67,004,000 | 547 |
| Total interest expense | $31,804,000 | 546 |
| Net interest income | $35,200,000 | 535 |
| Provision for loan and lease losses | $943,000 | 1,021 |
| Total noninterest income | $6,666,000 | 767 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,535,000 | 377 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,131,000 | 878 |
| Total noninterest expense | $21,964,000 | 686 |
| Salaries and employee benefits | $9,948,000 | 692 |
| Premises and equipment expense | $3,496,000 | 618 |
| Additional noninterest expense | $8,520,000 | 657 |
| Pre-tax net operating income | $18,959,000 | 460 |
| Securities gains (losses) | $205,000 | 905 |
| Applicable income taxes | $6,320,000 | 476 |
| Income before extraordinary items | $12,844,000 | 467 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,844,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,838 |
| Cash dividends | $12,450,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,706,650 | 453 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $45,296,000 | 761 |
| Total interest expense | $21,160,000 | 780 |
| Net interest income | $24,136,000 | 753 |
| Provision for loan and lease losses | $852,000 | 1,127 |
| Total noninterest income | $3,761,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,009,000 | 638 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,752,000 | 1,195 |
| Total noninterest expense | $14,803,000 | 944 |
| Salaries and employee benefits | $6,723,000 | 990 |
| Premises and equipment expense | $2,194,000 | 911 |
| Additional noninterest expense | $5,886,000 | 862 |
| Pre-tax net operating income | $12,242,000 | 685 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $3,992,000 | 723 |
| Income before extraordinary items | $8,240,000 | 692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,240,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 1,092 |
| Cash dividends | $7,200,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,246,700 | 676 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $42,534,000 | 830 |
| Total interest expense | $19,492,000 | 864 |
| Net interest income | $23,042,000 | 809 |
| Provision for loan and lease losses | $-2,000 | 11,044 |
| Total noninterest income | $3,087,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,671,000 | 791 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,416,000 | 1,431 |
| Total noninterest expense | $14,801,000 | 1,030 |
| Salaries and employee benefits | $6,734,000 | 995 |
| Premises and equipment expense | $2,419,000 | 902 |
| Additional noninterest expense | $5,648,000 | 1,033 |
| Pre-tax net operating income | $11,330,000 | 715 |
| Securities gains (losses) | $-106,000 | 11,224 |
| Applicable income taxes | $3,662,000 | 752 |
| Income before extraordinary items | $7,562,000 | 726 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,562,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 2,029 |
| Cash dividends | $6,900,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,633,020 | 704 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,415,000 | 900 |
| Total interest expense | $18,385,000 | 954 |
| Net interest income | $22,030,000 | 859 |
| Provision for loan and lease losses | $-196,000 | 11,808 |
| Total noninterest income | $2,867,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,677,000 | 785 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,190,000 | 1,611 |
| Total noninterest expense | $14,305,000 | 1,047 |
| Salaries and employee benefits | $6,945,000 | 988 |
| Premises and equipment expense | $2,245,000 | 958 |
| Additional noninterest expense | $5,115,000 | 1,103 |
| Pre-tax net operating income | $10,788,000 | 791 |
| Securities gains (losses) | $-102,000 | 11,492 |
| Applicable income taxes | $3,485,000 | 805 |
| Income before extraordinary items | $7,201,000 | 800 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,201,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $6,660,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,269,340 | 781 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,586,000 | 1,142 |
| Total interest expense | $11,531,000 | 1,142 |
| Net interest income | $16,055,000 | 1,143 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $2,915,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,429,000 | 913 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,486,000 | 1,398 |
| Total noninterest expense | $11,133,000 | 1,316 |
| Salaries and employee benefits | $5,290,000 | 1,269 |
| Premises and equipment expense | $1,639,000 | 1,274 |
| Additional noninterest expense | $4,204,000 | 1,355 |
| Pre-tax net operating income | $7,824,000 | 985 |
| Securities gains (losses) | $-142,000 | 11,763 |
| Applicable income taxes | $2,546,000 | 999 |
| Income before extraordinary items | $5,136,000 | 994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,136,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $5,390,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,231,140 | 992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,143,000 | 1,087 |
| Total interest expense | $12,589,000 | 1,070 |
| Net interest income | $16,554,000 | 1,107 |
| Provision for loan and lease losses | $331,000 | 2,798 |
| Total noninterest income | $3,407,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,740,000 | 759 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,667,000 | 1,425 |
| Total noninterest expense | $11,925,000 | 1,290 |
| Salaries and employee benefits | $5,536,000 | 1,212 |
| Premises and equipment expense | $1,600,000 | 1,332 |
| Additional noninterest expense | $4,789,000 | 1,316 |
| Pre-tax net operating income | $7,705,000 | 941 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,640,000 | 955 |
| Income before extraordinary items | $5,065,000 | 1,021 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,065,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $2,625,000 | 796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,065,000 | 954 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,521,000 | 1,201 |
| Total interest expense | $15,393,000 | 1,159 |
| Net interest income | $15,128,000 | 1,239 |
| Provision for loan and lease losses | $1,305,000 | 1,547 |
| Total noninterest income | $3,193,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,276,000 | 1,018 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,917,000 | 1,281 |
| Total noninterest expense | $11,367,000 | 1,376 |
| Salaries and employee benefits | $4,883,000 | 1,373 |
| Premises and equipment expense | $1,468,000 | 1,458 |
| Additional noninterest expense | $5,016,000 | 1,315 |
| Pre-tax net operating income | $5,649,000 | 1,149 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,793,000 | 1,236 |
| Income before extraordinary items | $3,856,000 | 1,215 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,856,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 3,114 |
| Cash dividends | $858,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,856,000 | 1,124 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.