Home > One Valley Bank, Inc. > Net charge- offs to loans
One Valley Bank, Inc., Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 6,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0980% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7003% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 6,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1528% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2429% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5665% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4647% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.2890% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1964% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6306% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5766% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 6,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2742% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4081% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5170% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 6,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2785% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2699% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 7,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1519% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0671% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4677% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 8,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6655% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4888% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9510% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 8,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7655% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2758% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8216% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |