Home > One Valley Bank, Inc. > Assets and Liabilities
One Valley Bank, Inc., Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 308 | 556 |
| Assets and Liabilities | ||
| Total Assets: | $962,787,000 | 563 |
| Cash and due from depository institutions | $24,503,000 | 556 |
| Interest-bearing balances | $246,000 | 3,810 |
| Securities | $205,819,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $19,292,000 | 540 |
| Net loans & leases | $685,084,000 | 514 |
| Loan loss allowance | $8,477,000 | 550 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,656,000 | 730 |
| Other real estate owned | $115,000 | 556 |
| Goodwill and other intangibles | $81,000 | 2,760 |
| All other assets | $17,237,000 | 662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $962,787,000 | 563 |
| Total liabilities | $897,861,000 | 553 |
| Total deposits | $720,261,000 | 541 |
| Interest-bearing deposits | $629,782,000 | 541 |
| Deposits held in domestic offices | $720,261,000 | 536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $101,654,000 | 340 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,296,000 | 609 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,650,000 | 776 |
| Total equity capital | $64,926,000 | 715 |
| Total bank equity capital | $64,926,000 | 715 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,999,000 | 2,010 |
| Surplus | $21,662,000 | 877 |
| Undivided profits | $41,265,000 | 617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,414,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,433 |
| Income earned, not collected on loans | $3,503,000 | 619 |
| Earning assets | $910,441,000 | 544 |
| Long-term assets (5+ years) | $522,602,000 | 245 |
| Average Assets, year-to-date | $928,236,000 | 556 |
| Average Assets, quarterly | $969,557,000 | 550 |
| Volatile liabilities | $199,109,000 | 610 |
| Insider loans | $8,122,000 | 544 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $106,163,000 | 711 |
| Tier 1 (core) risk-based capital | $68,358,000 | 665 |
| Tier 2 risk-based capital | $7,655,990 | 565 |
| Total risk weighted assets | $611,658,190 | 584 |
| Total unused commitments | $106,163,000 | 711 |
| Derivatives | $31,000,000 | 273 |
| 1998-12-31 | Rank | |
| # of Employees: | 314 | 552 |
| Assets and Liabilities | ||
| Total Assets: | $884,898,000 | 584 |
| Cash and due from depository institutions | $18,907,000 | 552 |
| Interest-bearing balances | $90,000 | 5,231 |
| Securities | $231,917,000 | 540 |
| Federal funds sold & reverse repurchase agreements | $11,820,000 | 1,473 |
| Net loans & leases | $597,584,000 | 543 |
| Loan loss allowance | $8,471,000 | 527 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,630,000 | 628 |
| Other real estate owned | $190,000 | 552 |
| Goodwill and other intangibles | $117,000 | 2,604 |
| All other assets | $12,733,000 | 740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $884,898,000 | 584 |
| Total liabilities | $820,197,000 | 576 |
| Total deposits | $710,500,000 | 539 |
| Interest-bearing deposits | $625,535,000 | 531 |
| Deposits held in domestic offices | $710,500,000 | 534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,974,000 | 322 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,473,000 | 1,976 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,250,000 | 853 |
| Total equity capital | $64,701,000 | 729 |
| Total bank equity capital | $64,701,000 | 729 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,999,000 | 1,963 |
| Surplus | $21,662,000 | 820 |
| Undivided profits | $41,040,000 | 629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,484,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 679 |
| Income earned, not collected on loans | $3,187,000 | 648 |
| Earning assets | $841,411,000 | 569 |
| Long-term assets (5+ years) | $435,486,000 | 258 |
| Average Assets, year-to-date | $882,780,200 | 567 |
| Average Assets, quarterly | $880,422,500 | 581 |
| Volatile liabilities | $177,303,000 | 570 |
| Insider loans | $27,785,000 | 141 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,977,000 | 689 |
| Unused loan commitments | $94,178,000 | 746 |
| Tier 1 (core) risk-based capital | $63,596,000 | 679 |
| Tier 2 risk-based capital | $6,841,010 | 599 |
| Total risk weighted assets | $545,650,510 | 601 |
| Total unused commitments | $94,178,000 | 752 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 231 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $594,899,000 | 804 |
| Cash and due from depository institutions | $15,570,000 | 777 |
| Interest-bearing balances | $35,000 | 5,562 |
| Securities | $163,578,000 | 741 |
| Federal funds sold & reverse repurchase agreements | $5,799,000 | 2,386 |
| Net loans & leases | $391,460,000 | 780 |
| Loan loss allowance | $5,604,000 | 754 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,476,000 | 877 |
| Other real estate owned | $535,000 | 777 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $9,481,000 | 900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $594,899,000 | 804 |
| Total liabilities | $550,655,000 | 786 |
| Total deposits | $454,174,000 | 826 |
| Interest-bearing deposits | $399,471,000 | 815 |
| Deposits held in domestic offices | $454,174,000 | 821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,328,000 | 359 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,243,000 | 2,748 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,910,000 | 1,019 |
| Total equity capital | $44,244,000 | 1,026 |
| Total bank equity capital | $44,244,000 | 1,026 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,999,000 | 1,957 |
| Surplus | $14,802,000 | 1,109 |
| Undivided profits | $27,443,000 | 955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,941,000 | 1,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,556 |
| Income earned, not collected on loans | $2,291,000 | 945 |
| Earning assets | $560,872,000 | 785 |
| Long-term assets (5+ years) | $243,037,000 | 349 |
| Average Assets, year-to-date | $578,535,800 | 785 |
| Average Assets, quarterly | $588,044,000 | 798 |
| Volatile liabilities | $145,571,000 | 660 |
| Insider loans | $23,358,000 | 181 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $336,000 | 1,162 |
| Unused loan commitments | $64,895,000 | 884 |
| Tier 1 (core) risk-based capital | $43,814,000 | 963 |
| Tier 2 risk-based capital | $4,580,000 | 766 |
| Total risk weighted assets | $365,375,900 | 826 |
| Total unused commitments | $64,895,000 | 888 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 231 | 809 |
| Assets and Liabilities | ||
| Total Assets: | $566,821,000 | 872 |
| Cash and due from depository institutions | $19,659,000 | 809 |
| Interest-bearing balances | $4,450,000 | 868 |
| Securities | $158,778,000 | 790 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,870 |
| Net loans & leases | $364,661,000 | 858 |
| Loan loss allowance | $5,396,000 | 828 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,274,000 | 948 |
| Other real estate owned | $180,000 | 809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $8,269,000 | 1,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $566,821,000 | 872 |
| Total liabilities | $524,138,000 | 858 |
| Total deposits | $442,691,000 | 885 |
| Interest-bearing deposits | $389,200,000 | 862 |
| Deposits held in domestic offices | $442,691,000 | 878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,762,000 | 420 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $548,000 | 3,860 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,137,000 | 979 |
| Total equity capital | $42,683,000 | 1,065 |
| Total bank equity capital | $42,683,000 | 1,065 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,999,000 | 2,067 |
| Surplus | $14,802,000 | 1,158 |
| Undivided profits | $25,882,000 | 1,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 2,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,530 |
| Income earned, not collected on loans | $1,989,000 | 1,096 |
| Earning assets | $534,889,000 | 846 |
| Long-term assets (5+ years) | $93,781,000 | 764 |
| Average Assets, year-to-date | $552,481,800 | 862 |
| Average Assets, quarterly | $560,559,500 | 870 |
| Volatile liabilities | $121,612,000 | 769 |
| Insider loans | $26,954,000 | 196 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $858,000 | 803 |
| Unused loan commitments | $61,634,000 | 932 |
| Tier 1 (core) risk-based capital | $42,774,000 | 1,003 |
| Tier 2 risk-based capital | $4,280,820 | 842 |
| Total risk weighted assets | $341,350,420 | 903 |
| Total unused commitments | $61,634,000 | 937 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 271 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $544,662,000 | 929 |
| Cash and due from depository institutions | $18,301,000 | 714 |
| Interest-bearing balances | $5,398,000 | 879 |
| Securities | $159,358,000 | 817 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,019 |
| Net loans & leases | $343,069,000 | 899 |
| Loan loss allowance | $5,708,000 | 827 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,055,000 | 827 |
| Other real estate owned | $0 | 714 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,579,000 | 1,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $544,662,000 | 929 |
| Total liabilities | $501,802,000 | 916 |
| Total deposits | $425,028,000 | 943 |
| Interest-bearing deposits | $377,156,000 | 932 |
| Deposits held in domestic offices | $425,028,000 | 931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,086,000 | 455 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $566,000 | 3,347 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,122,000 | 1,024 |
| Total equity capital | $42,860,000 | 1,082 |
| Total bank equity capital | $42,860,000 | 1,082 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,999,000 | 2,124 |
| Surplus | $14,802,000 | 1,156 |
| Undivided profits | $26,059,000 | 1,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,802,000 | 1,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 997 |
| Income earned, not collected on loans | $1,860,000 | 1,214 |
| Earning assets | $515,125,000 | 910 |
| Long-term assets (5+ years) | $78,374,000 | 830 |
| Average Assets, year-to-date | $531,238,800 | 913 |
| Average Assets, quarterly | $541,511,000 | 925 |
| Volatile liabilities | $108,863,000 | 789 |
| Insider loans | $22,872,000 | 238 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $475,000 | 1,053 |
| Unused loan commitments | $48,451,000 | 1,053 |
| Tier 1 (core) risk-based capital | $42,112,000 | 1,038 |
| Tier 2 risk-based capital | $4,019,190 | 886 |
| Total risk weighted assets | $319,846,190 | 959 |
| Total unused commitments | $48,451,000 | 1,061 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 183 | 1,069 |
| Assets and Liabilities | ||
| Total Assets: | $359,701,000 | 1,316 |
| Cash and due from depository institutions | $19,132,000 | 1,069 |
| Interest-bearing balances | $1,469,000 | 1,942 |
| Securities | $86,350,000 | 1,488 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,035 |
| Net loans & leases | $233,414,000 | 1,226 |
| Loan loss allowance | $4,651,000 | 965 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,141,000 | 1,026 |
| Other real estate owned | $38,000 | 1,069 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,626,000 | 1,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,701,000 | 1,316 |
| Total liabilities | $331,133,000 | 1,297 |
| Total deposits | $263,908,000 | 1,443 |
| Interest-bearing deposits | $225,051,000 | 1,467 |
| Deposits held in domestic offices | $263,908,000 | 1,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,592,000 | 504 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $585,000 | 3,615 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,048,000 | 1,291 |
| Total equity capital | $28,568,000 | 1,446 |
| Total bank equity capital | $28,568,000 | 1,446 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,999,000 | 2,189 |
| Surplus | $10,741,000 | 1,441 |
| Undivided profits | $15,828,000 | 1,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,373 |
| Income earned, not collected on loans | $1,128,000 | 1,739 |
| Earning assets | $330,233,000 | 1,300 |
| Long-term assets (5+ years) | $35,925,000 | 1,580 |
| Average Assets, year-to-date | $397,092,400 | 1,168 |
| Average Assets, quarterly | $354,412,500 | 1,319 |
| Volatile liabilities | $87,838,000 | 866 |
| Insider loans | $8,493,000 | 523 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $246,000 | 1,027 |
| Unused loan commitments | $44,025,000 | 1,082 |
| Tier 1 (core) risk-based capital | $29,002,000 | 1,425 |
| Tier 2 risk-based capital | $2,650,280 | 1,230 |
| Total risk weighted assets | $210,021,280 | 1,336 |
| Total unused commitments | $44,025,000 | 1,091 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 226 | 922 |
| Assets and Liabilities | ||
| Total Assets: | $441,069,000 | 1,096 |
| Cash and due from depository institutions | $23,491,000 | 922 |
| Interest-bearing balances | $1,768,000 | 2,587 |
| Securities | $103,762,000 | 1,328 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 486 |
| Net loans & leases | $273,026,000 | 1,038 |
| Loan loss allowance | $4,735,000 | 1,022 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,407,000 | 986 |
| Other real estate owned | $293,000 | 922 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,090,000 | 1,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $441,069,000 | 1,096 |
| Total liabilities | $411,813,000 | 1,081 |
| Total deposits | $349,519,000 | 1,130 |
| Interest-bearing deposits | $302,270,000 | 1,149 |
| Deposits held in domestic offices | $349,519,000 | 1,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,390,000 | 462 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $605,000 | 3,199 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,299,000 | 1,256 |
| Total equity capital | $29,256,000 | 1,405 |
| Total bank equity capital | $29,256,000 | 1,405 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,999,000 | 2,221 |
| Surplus | $10,741,000 | 1,367 |
| Undivided profits | $16,516,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 3,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,532 |
| Income earned, not collected on loans | $1,183,000 | 1,452 |
| Earning assets | $406,556,000 | 1,090 |
| Long-term assets (5+ years) | $72,633,000 | 893 |
| Average Assets, year-to-date | $410,338,000 | 1,129 |
| Average Assets, quarterly | $428,855,000 | 1,108 |
| Volatile liabilities | $89,150,000 | 827 |
| Insider loans | $10,843,000 | 396 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $532,000 | 1,213 |
| Unused loan commitments | $48,243,000 | 1,004 |
| Tier 1 (core) risk-based capital | $29,256,000 | 1,366 |
| Tier 2 risk-based capital | $2,972,380 | 1,115 |
| Total risk weighted assets | $236,027,580 | 1,196 |
| Total unused commitments | $48,243,000 | 1,029 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 227 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $410,262,000 | 1,184 |
| Cash and due from depository institutions | $20,200,000 | 929 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $83,153,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $45,818,000 | 444 |
| Net loans & leases | $248,889,000 | 1,146 |
| Loan loss allowance | $4,533,000 | 1,073 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,560,000 | 964 |
| Other real estate owned | $280,000 | 929 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,362,000 | 1,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $410,262,000 | 1,184 |
| Total liabilities | $383,446,000 | 1,180 |
| Total deposits | $329,272,000 | 1,256 |
| Interest-bearing deposits | $282,534,000 | 1,305 |
| Deposits held in domestic offices | $329,272,000 | 1,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,562,000 | 439 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $616,000 | 2,968 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,996,000 | 1,375 |
| Total equity capital | $26,816,000 | 1,455 |
| Total bank equity capital | $26,816,000 | 1,455 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,999,000 | 2,299 |
| Surplus | $10,741,000 | 1,346 |
| Undivided profits | $14,076,000 | 1,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 3,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,052,000 | 1,861 |
| Earning assets | $377,860,000 | 1,180 |
| Long-term assets (5+ years) | $43,585,000 | 1,332 |
| Average Assets, year-to-date | $393,916,000 | 1,230 |
| Average Assets, quarterly | $404,510,500 | 1,197 |
| Volatile liabilities | $79,804,000 | 854 |
| Insider loans | $959,000 | 887 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,186,000 | 534 |
| Unused loan commitments | $36,317,000 | 1,182 |
| Tier 1 (core) risk-based capital | $26,816,000 | 1,418 |
| Tier 2 risk-based capital | $2,725,850 | 1,226 |
| Total risk weighted assets | $216,260,850 | 1,350 |
| Total unused commitments | $36,317,000 | 1,195 |
| Derivatives | $0 | 651 |