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One Valley Bank, FSB, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$4,120,0006,745
Total interest expense$2,256,0005,928
Net interest income$1,864,0007,438
Provision for loan and lease losses$165,0003,866
Total noninterest income$65,00010,584
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$65,0008,279
Total noninterest expense$1,465,0007,212
Salaries and employee benefits$201,00011,010
Premises and equipment expense$174,0007,546
Additional noninterest expense$1,090,0004,088
Pre-tax net operating income$299,0009,141
Securities gains (losses)$26,0001,793
Applicable income taxes$197,0007,178
Income before extraordinary items$128,0009,976
Extraordinary gains, net$053
Net income$128,0009,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,912
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$111,36010,067
1995-12-31 (YTD Data)Rank
Total interest income$3,895,0007,120
Total interest expense$2,195,0006,089
Net interest income$1,700,0008,015
Provision for loan and lease losses$33,0006,978
Total noninterest income$43,00011,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$43,0009,575
Total noninterest expense$1,402,0007,578
Salaries and employee benefits$507,0009,051
Premises and equipment expense$142,0008,472
Additional noninterest expense$753,0005,511
Pre-tax net operating income$308,0009,690
Securities gains (losses)$17,0002,020
Applicable income taxes$179,0007,787
Income before extraordinary items$146,00010,503
Extraordinary gains, net$065
Net income$146,00010,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,764
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$135,12010,577
1994-12-31 (YTD Data)Rank
Total interest income$3,322,0007,592
Total interest expense$1,686,0006,367
Net interest income$1,636,0008,492
Provision for loan and lease losses$24,0007,499
Total noninterest income$44,00012,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$44,0009,933
Total noninterest expense$912,0009,719
Salaries and employee benefits$475,0009,617
Premises and equipment expense$73,00010,875
Additional noninterest expense$364,0009,190
Pre-tax net operating income$744,0007,169
Securities gains (losses)$03,600
Applicable income taxes$295,0005,938
Income before extraordinary items$449,0007,723
Extraordinary gains, net$0249
Net income$449,0007,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$449,0007,770
1993-12-31 (YTD Data)Rank
Total interest income$3,498,0007,538
Total interest expense$1,773,0006,414
Net interest income$1,725,0008,428
Provision for loan and lease losses$38,0008,041
Total noninterest income$53,00012,462
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$53,0009,919
Total noninterest expense$887,00010,262
Salaries and employee benefits$473,0009,926
Premises and equipment expense$60,00011,855
Additional noninterest expense$354,0009,795
Pre-tax net operating income$853,0006,556
Securities gains (losses)$07,477
Applicable income taxes$343,0005,583
Income before extraordinary items$510,0007,462
Extraordinary gains, net$03,149
Net income$510,0007,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0008,297
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$-1,00013,133
Net operating income$510,0007,221
1992-12-31 (YTD Data)Rank
Total interest income$3,864,0007,692
Total interest expense$2,239,0006,539
Net interest income$1,625,0008,893
Provision for loan and lease losses$80,0007,886
Total noninterest income$64,00012,732
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$64,0009,594
Total noninterest expense$787,00011,073
Salaries and employee benefits$370,00011,219
Premises and equipment expense$70,00011,871
Additional noninterest expense$347,00010,227
Pre-tax net operating income$822,0006,465
Securities gains (losses)$08,369
Applicable income taxes$348,0005,383
Income before extraordinary items$474,0007,549
Extraordinary gains, net$01,422
Net income$474,0007,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$2,862,000253
Net operating income$474,0007,179

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.